Home > South Padre Bank > Income and Expense
South Padre Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 6,266 |
| Total interest expense | $233,000 | 5,426 |
| Net interest income | $907,000 | 6,349 |
| Provision for loan and lease losses | $-10,000 | 6,458 |
| Total noninterest income | $110,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $58,000 | 5,615 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $52,000 | 5,744 |
| Total noninterest expense | $819,000 | 6,312 |
| Salaries and employee benefits | $390,000 | 6,418 |
| Premises and equipment expense | $151,000 | 5,584 |
| Additional noninterest expense | $278,000 | 6,224 |
| Pre-tax net operating income | $208,000 | 5,653 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $68,000 | 3,542 |
| Income before extraordinary items | $140,000 | 5,863 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $140,000 | 5,865 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $140,000 | 5,865 |
| Net charge-offs | $-10,000 | 6,131 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $140,000 | 5,803 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $772,000 | 6,283 |
| Total interest expense | $151,000 | 5,538 |
| Net interest income | $621,000 | 6,355 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $87,000 | 5,859 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $41,000 | 5,564 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $46,000 | 5,563 |
| Total noninterest expense | $514,000 | 6,398 |
| Salaries and employee benefits | $261,000 | 6,470 |
| Premises and equipment expense | $99,000 | 5,625 |
| Additional noninterest expense | $154,000 | 6,414 |
| Pre-tax net operating income | $194,000 | 5,353 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $62,000 | 3,372 |
| Income before extraordinary items | $132,000 | 5,645 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $132,000 | 5,647 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $132,000 | 5,647 |
| Net charge-offs | $-10,000 | 6,149 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $132,000 | 5,555 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 6,344 |
| Total interest expense | $78,000 | 5,571 |
| Net interest income | $307,000 | 6,422 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $62,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 4,961 |
| Total noninterest expense | $241,000 | 6,535 |
| Salaries and employee benefits | $131,000 | 6,512 |
| Premises and equipment expense | $50,000 | 5,653 |
| Additional noninterest expense | $60,000 | 6,685 |
| Pre-tax net operating income | $128,000 | 5,043 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $41,000 | 3,134 |
| Income before extraordinary items | $87,000 | 5,396 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $87,000 | 5,398 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $87,000 | 5,398 |
| Net charge-offs | $-10,000 | 6,196 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $87,000 | 5,294 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 6,413 |
| Total interest expense | $282,000 | 6,056 |
| Net interest income | $1,332,000 | 6,411 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $132,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $71,000 | 5,873 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $61,000 | 5,728 |
| Total noninterest expense | $1,072,000 | 6,513 |
| Salaries and employee benefits | $503,000 | 6,629 |
| Premises and equipment expense | $188,000 | 5,800 |
| Additional noninterest expense | $381,000 | 6,399 |
| Pre-tax net operating income | $392,000 | 5,178 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $132,000 | 3,315 |
| Income before extraordinary items | $260,000 | 5,590 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $260,000 | 5,586 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $260,000 | 5,588 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $936,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $260,000 | 5,402 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 6,502 |
| Total interest expense | $209,000 | 6,193 |
| Net interest income | $1,006,000 | 6,507 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $107,000 | 6,099 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $52,000 | 5,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $55,000 | 5,679 |
| Total noninterest expense | $805,000 | 6,579 |
| Salaries and employee benefits | $376,000 | 6,703 |
| Premises and equipment expense | $139,000 | 5,904 |
| Additional noninterest expense | $290,000 | 6,449 |
| Pre-tax net operating income | $308,000 | 5,277 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $103,000 | 3,354 |
| Income before extraordinary items | $205,000 | 5,698 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $205,000 | 5,697 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $205,000 | 5,697 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $195,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $205,000 | 5,523 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,531 |
| Total interest expense | $138,000 | 6,298 |
| Net interest income | $686,000 | 6,528 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $74,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $37,000 | 5,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 5,716 |
| Total noninterest expense | $530,000 | 6,650 |
| Salaries and employee benefits | $250,000 | 6,764 |
| Premises and equipment expense | $92,000 | 5,940 |
| Additional noninterest expense | $188,000 | 6,528 |
| Pre-tax net operating income | $230,000 | 5,158 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $77,000 | 3,260 |
| Income before extraordinary items | $153,000 | 5,613 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $153,000 | 5,612 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $153,000 | 5,612 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $195,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $153,000 | 5,432 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 6,547 |
| Total interest expense | $70,000 | 6,367 |
| Net interest income | $361,000 | 6,521 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $39,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 5,722 |
| Total noninterest expense | $264,000 | 6,707 |
| Salaries and employee benefits | $125,000 | 6,817 |
| Premises and equipment expense | $46,000 | 5,985 |
| Additional noninterest expense | $93,000 | 6,589 |
| Pre-tax net operating income | $136,000 | 5,054 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $46,000 | 3,136 |
| Income before extraordinary items | $90,000 | 5,498 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $90,000 | 5,498 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $90,000 | 5,498 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $90,000 | 5,337 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 6,613 |
| Total interest expense | $274,000 | 6,641 |
| Net interest income | $1,478,000 | 6,545 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $123,000 | 6,242 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $89,000 | 5,673 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $34,000 | 6,147 |
| Total noninterest expense | $1,006,000 | 6,824 |
| Salaries and employee benefits | $483,000 | 6,925 |
| Premises and equipment expense | $190,000 | 6,086 |
| Additional noninterest expense | $333,000 | 6,749 |
| Pre-tax net operating income | $595,000 | 4,520 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $206,000 | 2,873 |
| Income before extraordinary items | $389,000 | 4,972 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $389,000 | 4,974 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $389,000 | 4,973 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $389,000 | 4,845 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 6,677 |
| Total interest expense | $207,000 | 6,735 |
| Net interest income | $1,116,000 | 6,593 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $88,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $65,000 | 5,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $23,000 | 6,317 |
| Total noninterest expense | $764,000 | 6,860 |
| Salaries and employee benefits | $360,000 | 6,974 |
| Premises and equipment expense | $141,000 | 6,144 |
| Additional noninterest expense | $263,000 | 6,736 |
| Pre-tax net operating income | $440,000 | 4,653 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $154,000 | 2,891 |
| Income before extraordinary items | $286,000 | 5,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $286,000 | 5,125 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $286,000 | 5,125 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $286,000 | 4,994 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $878,000 | 6,733 |
| Total interest expense | $141,000 | 6,802 |
| Net interest income | $737,000 | 6,653 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $60,000 | 6,416 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $45,000 | 5,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,410 |
| Total noninterest expense | $493,000 | 6,960 |
| Salaries and employee benefits | $239,000 | 7,037 |
| Premises and equipment expense | $93,000 | 6,216 |
| Additional noninterest expense | $161,000 | 6,914 |
| Pre-tax net operating income | $304,000 | 4,598 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $107,000 | 2,817 |
| Income before extraordinary items | $197,000 | 5,038 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $197,000 | 5,038 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $197,000 | 5,038 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $197,000 | 4,942 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $435,000 | 6,789 |
| Total interest expense | $72,000 | 6,857 |
| Net interest income | $363,000 | 6,700 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $31,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $248,000 | 7,003 |
| Salaries and employee benefits | $118,000 | 7,095 |
| Premises and equipment expense | $46,000 | 6,267 |
| Additional noninterest expense | $84,000 | 6,923 |
| Pre-tax net operating income | $146,000 | 4,683 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $55,000 | 2,751 |
| Income before extraordinary items | $91,000 | 5,140 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $91,000 | 5,138 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $91,000 | 5,140 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $91,000 | 5,077 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 6,857 |
| Total interest expense | $317,000 | 7,013 |
| Net interest income | $1,476,000 | 6,733 |
| Provision for loan and lease losses | $50,000 | 6,473 |
| Total noninterest income | $71,000 | 6,910 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 5,867 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,000 | 7,006 |
| Total noninterest expense | $1,041,000 | 7,028 |
| Salaries and employee benefits | $483,000 | 7,157 |
| Premises and equipment expense | $200,000 | 6,200 |
| Additional noninterest expense | $358,000 | 6,924 |
| Pre-tax net operating income | $456,000 | 4,475 |
| Securities gains (losses) | $22,000 | 3,064 |
| Applicable income taxes | $162,000 | 2,876 |
| Income before extraordinary items | $316,000 | 4,890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $316,000 | 4,893 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $316,000 | 4,893 |
| Net charge-offs | $10,000 | 6,564 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $301,480 | 4,789 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 6,955 |
| Total interest expense | $244,000 | 7,119 |
| Net interest income | $1,119,000 | 6,815 |
| Provision for loan and lease losses | $38,000 | 6,433 |
| Total noninterest income | $71,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $50,000 | 6,058 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $21,000 | 6,636 |
| Total noninterest expense | $787,000 | 7,088 |
| Salaries and employee benefits | $370,000 | 7,213 |
| Premises and equipment expense | $149,000 | 6,294 |
| Additional noninterest expense | $268,000 | 6,980 |
| Pre-tax net operating income | $365,000 | 4,626 |
| Securities gains (losses) | $22,000 | 2,851 |
| Applicable income taxes | $131,000 | 2,902 |
| Income before extraordinary items | $256,000 | 5,064 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $256,000 | 5,066 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $256,000 | 5,067 |
| Net charge-offs | $10,000 | 6,268 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $241,480 | 4,953 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 6,969 |
| Total interest expense | $163,000 | 7,201 |
| Net interest income | $772,000 | 6,809 |
| Provision for loan and lease losses | $25,000 | 6,299 |
| Total noninterest income | $51,000 | 6,840 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $36,000 | 5,999 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 6,644 |
| Total noninterest expense | $523,000 | 7,150 |
| Salaries and employee benefits | $247,000 | 7,264 |
| Premises and equipment expense | $101,000 | 6,293 |
| Additional noninterest expense | $175,000 | 7,069 |
| Pre-tax net operating income | $275,000 | 4,528 |
| Securities gains (losses) | $18,000 | 2,397 |
| Applicable income taxes | $100,000 | 2,783 |
| Income before extraordinary items | $193,000 | 4,935 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $193,000 | 4,936 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $193,000 | 4,935 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $181,120 | 4,866 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $459,000 | 7,085 |
| Total interest expense | $84,000 | 7,296 |
| Net interest income | $375,000 | 6,916 |
| Provision for loan and lease losses | $13,000 | 6,045 |
| Total noninterest income | $26,000 | 6,890 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $261,000 | 7,247 |
| Salaries and employee benefits | $124,000 | 7,355 |
| Premises and equipment expense | $47,000 | 6,501 |
| Additional noninterest expense | $90,000 | 7,124 |
| Pre-tax net operating income | $127,000 | 4,748 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $44,000 | 2,888 |
| Income before extraordinary items | $85,000 | 5,181 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 5,182 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $85,000 | 5,181 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $83,680 | 5,085 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 7,192 |
| Total interest expense | $493,000 | 7,149 |
| Net interest income | $1,334,000 | 7,091 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $113,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $84,000 | 5,976 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $29,000 | 6,757 |
| Total noninterest expense | $1,064,000 | 7,306 |
| Salaries and employee benefits | $494,000 | 7,446 |
| Premises and equipment expense | $192,000 | 6,546 |
| Additional noninterest expense | $378,000 | 7,160 |
| Pre-tax net operating income | $283,000 | 4,549 |
| Securities gains (losses) | $9,000 | 3,295 |
| Applicable income taxes | $100,000 | 2,879 |
| Income before extraordinary items | $192,000 | 4,827 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $192,000 | 4,829 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $192,000 | 4,829 |
| Net charge-offs | $52,000 | 6,185 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $-257,000 | 7,964 |
| Net operating income | $186,060 | 4,788 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 7,269 |
| Total interest expense | $387,000 | 7,213 |
| Net interest income | $982,000 | 7,174 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $80,000 | 7,048 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $56,000 | 6,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $24,000 | 6,871 |
| Total noninterest expense | $806,000 | 7,341 |
| Salaries and employee benefits | $373,000 | 7,476 |
| Premises and equipment expense | $149,000 | 6,540 |
| Additional noninterest expense | $284,000 | 7,195 |
| Pre-tax net operating income | $156,000 | 5,096 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $57,000 | 3,247 |
| Income before extraordinary items | $108,000 | 5,273 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $108,000 | 5,272 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $108,000 | 5,272 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $-257,000 | 8,066 |
| Net operating income | $102,150 | 5,237 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $917,000 | 7,323 |
| Total interest expense | $269,000 | 7,272 |
| Net interest income | $648,000 | 7,229 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $53,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $36,000 | 6,207 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,000 | 6,927 |
| Total noninterest expense | $554,000 | 7,376 |
| Salaries and employee benefits | $254,000 | 7,543 |
| Premises and equipment expense | $102,000 | 6,546 |
| Additional noninterest expense | $198,000 | 7,183 |
| Pre-tax net operating income | $147,000 | 4,947 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $53,000 | 3,125 |
| Income before extraordinary items | $98,000 | 5,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 5,219 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $98,000 | 5,219 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $-257,000 | 8,170 |
| Net operating income | $95,400 | 5,151 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $462,000 | 7,371 |
| Total interest expense | $137,000 | 7,333 |
| Net interest income | $325,000 | 7,246 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $27,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $272,000 | 7,417 |
| Salaries and employee benefits | $133,000 | 7,536 |
| Premises and equipment expense | $46,000 | 6,774 |
| Additional noninterest expense | $93,000 | 7,192 |
| Pre-tax net operating income | $80,000 | 5,254 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $31,000 | 3,260 |
| Income before extraordinary items | $53,000 | 5,631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $53,000 | 5,634 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $53,000 | 5,634 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $-257,000 | 8,227 |
| Net operating income | $50,440 | 5,514 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 7,286 |
| Total interest expense | $761,000 | 7,202 |
| Net interest income | $1,305,000 | 7,243 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $96,000 | 7,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $61,000 | 6,484 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $35,000 | 7,078 |
| Total noninterest expense | $1,009,000 | 7,530 |
| Salaries and employee benefits | $504,000 | 7,657 |
| Premises and equipment expense | $196,000 | 6,714 |
| Additional noninterest expense | $309,000 | 7,422 |
| Pre-tax net operating income | $392,000 | 5,162 |
| Securities gains (losses) | $22,000 | 2,114 |
| Applicable income taxes | $140,000 | 3,127 |
| Income before extraordinary items | $274,000 | 5,210 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $274,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $259,480 | 5,425 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 7,352 |
| Total interest expense | $598,000 | 7,254 |
| Net interest income | $967,000 | 7,319 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $63,000 | 7,586 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $41,000 | 6,622 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $719,000 | 7,636 |
| Salaries and employee benefits | $358,000 | 7,749 |
| Premises and equipment expense | $142,000 | 6,818 |
| Additional noninterest expense | $219,000 | 7,502 |
| Pre-tax net operating income | $311,000 | 5,594 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $110,000 | 3,513 |
| Income before extraordinary items | $213,000 | 5,637 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $213,000 | 5,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $205,080 | 5,846 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 7,441 |
| Total interest expense | $405,000 | 7,351 |
| Net interest income | $633,000 | 7,385 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $40,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $24,000 | 6,737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $476,000 | 7,693 |
| Salaries and employee benefits | $238,000 | 7,809 |
| Premises and equipment expense | $94,000 | 6,862 |
| Additional noninterest expense | $144,000 | 7,567 |
| Pre-tax net operating income | $197,000 | 5,834 |
| Securities gains (losses) | $12,000 | 2,370 |
| Applicable income taxes | $72,000 | 3,768 |
| Income before extraordinary items | $137,000 | 6,072 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 6,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $129,080 | 6,066 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $528,000 | 7,485 |
| Total interest expense | $202,000 | 7,476 |
| Net interest income | $326,000 | 7,376 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $21,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $232,000 | 7,757 |
| Salaries and employee benefits | $118,000 | 7,868 |
| Premises and equipment expense | $44,000 | 7,000 |
| Additional noninterest expense | $70,000 | 7,608 |
| Pre-tax net operating income | $115,000 | 5,836 |
| Securities gains (losses) | $12,000 | 1,897 |
| Applicable income taxes | $45,000 | 3,671 |
| Income before extraordinary items | $82,000 | 6,093 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $82,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $74,200 | 6,125 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 7,192 |
| Total interest expense | $831,000 | 7,440 |
| Net interest income | $1,688,000 | 6,894 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $72,000 | 7,829 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $42,000 | 6,872 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $30,000 | 7,542 |
| Total noninterest expense | $928,000 | 7,749 |
| Salaries and employee benefits | $454,000 | 7,918 |
| Premises and equipment expense | $185,000 | 6,882 |
| Additional noninterest expense | $289,000 | 7,590 |
| Pre-tax net operating income | $832,000 | 5,105 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $280,000 | 3,459 |
| Income before extraordinary items | $551,000 | 5,511 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $551,000 | 5,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $551,660 | 5,497 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 7,209 |
| Total interest expense | $616,000 | 7,493 |
| Net interest income | $1,303,000 | 6,875 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $55,000 | 7,885 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,949 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,000 | 7,468 |
| Total noninterest expense | $700,000 | 7,732 |
| Salaries and employee benefits | $344,000 | 7,891 |
| Premises and equipment expense | $139,000 | 6,871 |
| Additional noninterest expense | $217,000 | 7,580 |
| Pre-tax net operating income | $658,000 | 5,248 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $222,000 | 3,587 |
| Income before extraordinary items | $434,000 | 5,655 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $434,000 | 5,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $435,320 | 5,637 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 7,272 |
| Total interest expense | $407,000 | 7,536 |
| Net interest income | $851,000 | 6,960 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $36,000 | 7,942 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $20,000 | 6,976 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $459,000 | 7,800 |
| Salaries and employee benefits | $226,000 | 7,966 |
| Premises and equipment expense | $91,000 | 6,934 |
| Additional noninterest expense | $142,000 | 7,653 |
| Pre-tax net operating income | $428,000 | 5,375 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $143,000 | 3,707 |
| Income before extraordinary items | $283,000 | 5,783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $283,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $284,320 | 5,761 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 7,319 |
| Total interest expense | $205,000 | 7,543 |
| Net interest income | $418,000 | 7,002 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $236,000 | 7,801 |
| Salaries and employee benefits | $112,000 | 8,012 |
| Premises and equipment expense | $46,000 | 6,946 |
| Additional noninterest expense | $78,000 | 7,522 |
| Pre-tax net operating income | $202,000 | 5,495 |
| Securities gains (losses) | $-2,000 | 8,059 |
| Applicable income taxes | $68,000 | 3,781 |
| Income before extraordinary items | $132,000 | 5,904 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $132,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $133,320 | 5,866 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 7,069 |
| Total interest expense | $673,000 | 7,568 |
| Net interest income | $1,918,000 | 6,653 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $36,000 | 8,317 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $32,000 | 7,140 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,415 |
| Total noninterest expense | $892,000 | 7,872 |
| Salaries and employee benefits | $428,000 | 8,080 |
| Premises and equipment expense | $216,000 | 6,563 |
| Additional noninterest expense | $248,000 | 7,863 |
| Pre-tax net operating income | $1,062,000 | 5,059 |
| Securities gains (losses) | $-44,000 | 7,894 |
| Applicable income taxes | $343,000 | 3,620 |
| Income before extraordinary items | $675,000 | 5,587 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $675,000 | 5,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $704,040 | 5,492 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 7,130 |
| Total interest expense | $473,000 | 7,657 |
| Net interest income | $1,455,000 | 6,700 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $22,000 | 8,438 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $23,000 | 7,228 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-1,000 | 8,706 |
| Total noninterest expense | $667,000 | 7,890 |
| Salaries and employee benefits | $324,000 | 8,066 |
| Premises and equipment expense | $157,000 | 6,650 |
| Additional noninterest expense | $186,000 | 7,879 |
| Pre-tax net operating income | $780,000 | 5,275 |
| Securities gains (losses) | $-44,000 | 8,139 |
| Applicable income taxes | $248,000 | 3,851 |
| Income before extraordinary items | $488,000 | 5,810 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $488,000 | 5,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $517,040 | 5,680 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 7,224 |
| Total interest expense | $292,000 | 7,737 |
| Net interest income | $933,000 | 6,834 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $34,000 | 8,195 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,607 |
| Total noninterest expense | $433,000 | 7,950 |
| Salaries and employee benefits | $218,000 | 8,091 |
| Premises and equipment expense | $95,000 | 6,871 |
| Additional noninterest expense | $120,000 | 7,953 |
| Pre-tax net operating income | $509,000 | 5,366 |
| Securities gains (losses) | $-44,000 | 8,336 |
| Applicable income taxes | $157,000 | 3,939 |
| Income before extraordinary items | $308,000 | 5,957 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $308,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $337,040 | 5,770 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $594,000 | 7,282 |
| Total interest expense | $135,000 | 7,811 |
| Net interest income | $459,000 | 6,897 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $17,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $214,000 | 7,996 |
| Salaries and employee benefits | $109,000 | 8,103 |
| Premises and equipment expense | $43,000 | 7,055 |
| Additional noninterest expense | $62,000 | 7,889 |
| Pre-tax net operating income | $262,000 | 5,276 |
| Securities gains (losses) | $-44,000 | 8,539 |
| Applicable income taxes | $74,000 | 3,975 |
| Income before extraordinary items | $144,000 | 6,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 6,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $173,040 | 5,637 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 7,383 |
| Total interest expense | $406,000 | 7,873 |
| Net interest income | $1,667,000 | 7,073 |
| Provision for loan and lease losses | $65,000 | 5,371 |
| Total noninterest income | $50,000 | 8,423 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $38,000 | 7,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,000 | 8,364 |
| Total noninterest expense | $843,000 | 8,008 |
| Salaries and employee benefits | $411,000 | 8,176 |
| Premises and equipment expense | $166,000 | 7,101 |
| Additional noninterest expense | $266,000 | 7,835 |
| Pre-tax net operating income | $809,000 | 5,852 |
| Securities gains (losses) | $-61,000 | 8,259 |
| Applicable income taxes | $254,000 | 4,340 |
| Income before extraordinary items | $494,000 | 6,400 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $494,000 | 6,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $534,260 | 6,208 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 7,467 |
| Total interest expense | $285,000 | 7,937 |
| Net interest income | $1,211,000 | 7,178 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $61,000 | 8,173 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 7,332 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 7,520 |
| Total noninterest expense | $627,000 | 8,012 |
| Salaries and employee benefits | $304,000 | 8,176 |
| Premises and equipment expense | $122,000 | 7,131 |
| Additional noninterest expense | $201,000 | 7,824 |
| Pre-tax net operating income | $615,000 | 5,943 |
| Securities gains (losses) | $-61,000 | 8,534 |
| Applicable income taxes | $189,000 | 4,492 |
| Income before extraordinary items | $365,000 | 6,568 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $365,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $405,260 | 6,306 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $920,000 | 7,614 |
| Total interest expense | $171,000 | 8,022 |
| Net interest income | $749,000 | 7,353 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $43,000 | 8,121 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $18,000 | 7,341 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $25,000 | 7,399 |
| Total noninterest expense | $416,000 | 8,023 |
| Salaries and employee benefits | $201,000 | 8,192 |
| Premises and equipment expense | $82,000 | 7,100 |
| Additional noninterest expense | $133,000 | 7,821 |
| Pre-tax net operating income | $356,000 | 6,256 |
| Securities gains (losses) | $-61,000 | 8,636 |
| Applicable income taxes | $101,000 | 4,803 |
| Income before extraordinary items | $194,000 | 6,982 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $194,000 | 6,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $234,260 | 6,593 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 7,705 |
| Total interest expense | $76,000 | 8,182 |
| Net interest income | $372,000 | 7,412 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $207,000 | 8,113 |
| Salaries and employee benefits | $101,000 | 8,256 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $65,000 | 7,918 |
| Pre-tax net operating income | $177,000 | 6,227 |
| Securities gains (losses) | $-14,000 | 8,607 |
| Applicable income taxes | $57,000 | 4,604 |
| Income before extraordinary items | $106,000 | 6,786 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $106,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $115,100 | 6,619 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 7,860 |
| Total interest expense | $245,000 | 8,309 |
| Net interest income | $1,278,000 | 7,638 |
| Provision for loan and lease losses | $63,000 | 5,615 |
| Total noninterest income | $81,000 | 8,292 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $43,000 | 7,394 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,732 |
| Total noninterest expense | $763,000 | 8,221 |
| Salaries and employee benefits | $385,000 | 8,348 |
| Premises and equipment expense | $151,000 | 7,323 |
| Additional noninterest expense | $227,000 | 8,145 |
| Pre-tax net operating income | $533,000 | 6,617 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $179,000 | 4,887 |
| Income before extraordinary items | $354,000 | 7,002 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $354,000 | 7,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $354,000 | 6,950 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 7,940 |
| Total interest expense | $179,000 | 8,375 |
| Net interest income | $929,000 | 7,730 |
| Provision for loan and lease losses | $38,000 | 5,777 |
| Total noninterest income | $65,000 | 8,285 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $33,000 | 7,429 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 7,635 |
| Total noninterest expense | $581,000 | 8,206 |
| Salaries and employee benefits | $293,000 | 8,315 |
| Premises and equipment expense | $112,000 | 7,308 |
| Additional noninterest expense | $176,000 | 8,083 |
| Pre-tax net operating income | $375,000 | 6,846 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $125,000 | 5,087 |
| Income before extraordinary items | $250,000 | 7,199 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $250,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $250,000 | 7,139 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $719,000 | 8,036 |
| Total interest expense | $119,000 | 8,434 |
| Net interest income | $600,000 | 7,819 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $44,000 | 8,319 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $22,000 | 7,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,639 |
| Total noninterest expense | $396,000 | 8,218 |
| Salaries and employee benefits | $197,000 | 8,359 |
| Premises and equipment expense | $74,000 | 7,367 |
| Additional noninterest expense | $125,000 | 8,029 |
| Pre-tax net operating income | $223,000 | 7,020 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $72,000 | 5,247 |
| Income before extraordinary items | $151,000 | 7,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $151,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $151,000 | 7,254 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 8,061 |
| Total interest expense | $62,000 | 8,451 |
| Net interest income | $303,000 | 7,831 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $21,000 | 8,373 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $208,000 | 8,186 |
| Salaries and employee benefits | $99,000 | 8,396 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $71,000 | 7,861 |
| Pre-tax net operating income | $101,000 | 7,133 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $32,000 | 5,327 |
| Income before extraordinary items | $69,000 | 7,425 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $69,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $69,000 | 7,349 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 8,298 |
| Total interest expense | $290,000 | 8,490 |
| Net interest income | $994,000 | 8,107 |
| Provision for loan and lease losses | $10,000 | 7,370 |
| Total noninterest income | $83,000 | 8,474 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $42,000 | 7,551 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $41,000 | 7,788 |
| Total noninterest expense | $781,000 | 8,304 |
| Salaries and employee benefits | $379,000 | 8,496 |
| Premises and equipment expense | $151,000 | 7,380 |
| Additional noninterest expense | $251,000 | 8,095 |
| Pre-tax net operating income | $286,000 | 7,484 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $86,000 | 5,872 |
| Income before extraordinary items | $200,000 | 7,766 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $200,000 | 7,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $200,000 | 7,633 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $923,000 | 8,452 |
| Total interest expense | $221,000 | 8,584 |
| Net interest income | $702,000 | 8,277 |
| Provision for loan and lease losses | $6,000 | 7,313 |
| Total noninterest income | $67,000 | 8,473 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $31,000 | 7,618 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 7,634 |
| Total noninterest expense | $549,000 | 8,400 |
| Salaries and employee benefits | $287,000 | 8,476 |
| Premises and equipment expense | $112,000 | 7,421 |
| Additional noninterest expense | $150,000 | 8,464 |
| Pre-tax net operating income | $214,000 | 7,647 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $62,000 | 6,040 |
| Income before extraordinary items | $152,000 | 7,890 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $152,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $152,000 | 7,744 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $616,000 | 8,505 |
| Total interest expense | $151,000 | 8,637 |
| Net interest income | $465,000 | 8,315 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $43,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $21,000 | 7,634 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $365,000 | 8,424 |
| Salaries and employee benefits | $192,000 | 8,507 |
| Premises and equipment expense | $75,000 | 7,423 |
| Additional noninterest expense | $98,000 | 8,486 |
| Pre-tax net operating income | $140,000 | 7,680 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $37,000 | 6,172 |
| Income before extraordinary items | $103,000 | 7,925 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $103,000 | 7,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $103,000 | 7,748 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,637 |
| Total interest expense | $75,000 | 8,728 |
| Net interest income | $216,000 | 8,467 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $181,000 | 8,482 |
| Salaries and employee benefits | $96,000 | 8,543 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $48,000 | 8,544 |
| Pre-tax net operating income | $57,000 | 7,887 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $46,000 | 7,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $46,000 | 7,823 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 8,594 |
| Total interest expense | $353,000 | 8,785 |
| Net interest income | $939,000 | 8,360 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $82,000 | 8,620 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $39,000 | 7,698 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,790 |
| Total noninterest expense | $716,000 | 8,516 |
| Salaries and employee benefits | $366,000 | 8,630 |
| Premises and equipment expense | $155,000 | 7,378 |
| Additional noninterest expense | $195,000 | 8,592 |
| Pre-tax net operating income | $281,000 | 7,621 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $95,000 | 6,009 |
| Income before extraordinary items | $186,000 | 7,917 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $186,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $186,000 | 7,807 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 8,825 |
| Total interest expense | $547,000 | 8,930 |
| Net interest income | $861,000 | 8,558 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $77,000 | 8,817 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $35,000 | 7,892 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $42,000 | 7,933 |
| Total noninterest expense | $680,000 | 8,730 |
| Salaries and employee benefits | $351,000 | 8,835 |
| Premises and equipment expense | $153,000 | 7,470 |
| Additional noninterest expense | $176,000 | 8,851 |
| Pre-tax net operating income | $218,000 | 7,800 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $50,000 | 6,706 |
| Income before extraordinary items | $168,000 | 7,925 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $168,000 | 7,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $168,000 | 7,817 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 9,127 |
| Total interest expense | $423,000 | 9,377 |
| Net interest income | $895,000 | 8,700 |
| Provision for loan and lease losses | $94,000 | 5,464 |
| Total noninterest income | $78,000 | 8,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,029 |
| Total noninterest expense | $687,000 | 8,852 |
| Salaries and employee benefits | $315,000 | 9,189 |
| Premises and equipment expense | $160,000 | 7,430 |
| Additional noninterest expense | $212,000 | 8,676 |
| Pre-tax net operating income | $192,000 | 8,399 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $32,000 | 7,564 |
| Income before extraordinary items | $160,000 | 8,350 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $160,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $160,000 | 8,351 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $549,000 | 9,938 |
| Total interest expense | $184,000 | 9,953 |
| Net interest income | $365,000 | 9,877 |
| Provision for loan and lease losses | $46,000 | 6,693 |
| Total noninterest income | $37,000 | 9,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 8,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $695,000 | 9,047 |
| Salaries and employee benefits | $358,000 | 9,137 |
| Premises and equipment expense | $120,000 | 8,235 |
| Additional noninterest expense | $217,000 | 8,870 |
| Pre-tax net operating income | $-339,000 | 9,740 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-51,000 | 9,831 |
| Income before extraordinary items | $-288,000 | 9,759 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-288,000 | 9,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 298 |
| Net operating income | $-288,000 | 9,737 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.