Home > South Ottumwa Savings Bank > Income and Expense
South Ottumwa Savings Bank, Income and Expense
2023-12-31 (YTD Data) | Rank | |
Total interest income | $20,097,000 | 1,882 |
Total interest expense | $5,436,000 | 1,919 |
Net interest income | $14,661,000 | 1,843 |
Provision for loan and lease losses | $201,000 | 1,984 |
Total noninterest income | $2,803,000 | 1,693 |
Gross Fiduciary activities income | $458,000 | 606 |
Service charges on deposit accounts | $874,000 | 1,106 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,471,000 | 1,899 |
Total noninterest expense | $11,025,000 | 1,917 |
Salaries and employee benefits | $6,023,000 | 1,964 |
Premises and equipment expense | $1,583,000 | 1,471 |
Additional noninterest expense | $1,471,000 | 1,899 |
Pre-tax net operating income | $6,238,000 | 1,675 |
Securities gains (losses) | $-187,000 | 3,939 |
Applicable income taxes | $285,000 | 2,259 |
Income before extraordinary items | $5,766,000 | 1,566 |
Extraordinary gains, net | $0 | 54 |
Net income | $5,766,000 | 1,581 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $5,766,000 | 1,569 |
Net charge-offs | $85,000 | 1,593 |
Cash dividends | $3,308,000 | 1,105 |
Sale, conversion, retirement of capital stock, net | $0 | 540 |
Net operating income | $5,943,650 | 1,560 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $14,835,000 | 1,874 |
Total interest expense | $3,670,000 | 1,921 |
Net interest income | $11,165,000 | 1,834 |
Provision for loan and lease losses | $161,000 | 1,828 |
Total noninterest income | $2,106,000 | 1,686 |
Gross Fiduciary activities income | $383,000 | 589 |
Service charges on deposit accounts | $645,000 | 1,114 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,078,000 | 1,916 |
Total noninterest expense | $8,264,000 | 1,913 |
Salaries and employee benefits | $4,494,000 | 1,962 |
Premises and equipment expense | $1,203,000 | 1,458 |
Additional noninterest expense | $1,078,000 | 1,916 |
Pre-tax net operating income | $4,846,000 | 1,686 |
Securities gains (losses) | $-195,000 | 4,174 |
Applicable income taxes | $221,000 | 2,295 |
Income before extraordinary items | $4,430,000 | 1,593 |
Extraordinary gains, net | $0 | 52 |
Net income | $4,430,000 | 1,606 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $4,430,000 | 1,593 |
Net charge-offs | $49,000 | 1,492 |
Cash dividends | $2,208,000 | 1,099 |
Sale, conversion, retirement of capital stock, net | $0 | 507 |
Net operating income | $4,615,250 | 1,577 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $9,686,000 | 1,872 |
Total interest expense | $2,200,000 | 1,895 |
Net interest income | $7,486,000 | 1,833 |
Provision for loan and lease losses | $121,000 | 1,686 |
Total noninterest income | $1,364,000 | 1,649 |
Gross Fiduciary activities income | $238,000 | 599 |
Service charges on deposit accounts | $407,000 | 1,151 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $719,000 | 1,855 |
Total noninterest expense | $5,484,000 | 1,912 |
Salaries and employee benefits | $2,987,000 | 1,964 |
Premises and equipment expense | $812,000 | 1,436 |
Additional noninterest expense | $719,000 | 1,853 |
Pre-tax net operating income | $3,245,000 | 1,671 |
Securities gains (losses) | $-66,000 | 4,145 |
Applicable income taxes | $151,000 | 2,307 |
Income before extraordinary items | $3,028,000 | 1,563 |
Extraordinary gains, net | $0 | 51 |
Net income | $3,028,000 | 1,583 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $3,028,000 | 1,563 |
Net charge-offs | $46,000 | 1,202 |
Cash dividends | $1,639,000 | 1,015 |
Sale, conversion, retirement of capital stock, net | $0 | 486 |
Net operating income | $3,090,700 | 1,545 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $4,698,000 | 1,894 |
Total interest expense | $900,000 | 1,959 |
Net interest income | $3,798,000 | 1,823 |
Provision for loan and lease losses | $39,000 | 1,835 |
Total noninterest income | $656,000 | 1,690 |
Gross Fiduciary activities income | $92,000 | 641 |
Service charges on deposit accounts | $198,000 | 1,192 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $366,000 | 1,837 |
Total noninterest expense | $2,761,000 | 1,919 |
Salaries and employee benefits | $1,514,000 | 1,983 |
Premises and equipment expense | $411,000 | 1,451 |
Additional noninterest expense | $366,000 | 1,837 |
Pre-tax net operating income | $1,654,000 | 1,674 |
Securities gains (losses) | $-69,000 | 4,303 |
Applicable income taxes | $69,000 | 2,399 |
Income before extraordinary items | $1,516,000 | 1,591 |
Extraordinary gains, net | $0 | 4 |
Net income | $1,516,000 | 1,591 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $1,516,000 | 1,591 |
Net charge-offs | $0 | 2,062 |
Cash dividends | $1,070,000 | 770 |
Sale, conversion, retirement of capital stock, net | $0 | 430 |
Net operating income | $1,582,240 | 1,562 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $17,293,000 | 1,748 |
Total interest expense | $2,012,000 | 1,591 |
Net interest income | $15,281,000 | 1,763 |
Provision for loan and lease losses | $180,000 | 1,851 |
Total noninterest income | $4,120,000 | 1,348 |
Gross Fiduciary activities income | $470,000 | 625 |
Service charges on deposit accounts | $768,000 | 1,252 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,882,000 | 1,287 |
Total noninterest expense | $10,749,000 | 1,902 |
Salaries and employee benefits | $6,023,000 | 1,950 |
Premises and equipment expense | $1,543,000 | 1,508 |
Additional noninterest expense | $2,882,000 | 1,287 |
Pre-tax net operating income | $8,472,000 | 1,430 |
Securities gains (losses) | $131,000 | 147 |
Applicable income taxes | $411,000 | 2,180 |
Income before extraordinary items | $8,192,000 | 1,284 |
Extraordinary gains, net | $0 | 5 |
Net income | $8,192,000 | 1,283 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $8,192,000 | 1,284 |
Net charge-offs | $29,000 | 1,789 |
Cash dividends | $2,847,000 | 1,197 |
Sale, conversion, retirement of capital stock, net | $0 | 568 |
Net operating income | $8,067,550 | 1,323 |
2022-09-30 (YTD Data) | Rank | |
Total interest income | $12,588,000 | 1,740 |
Total interest expense | $1,285,000 | 1,476 |
Net interest income | $11,303,000 | 1,758 |
Provision for loan and lease losses | $180,000 | 1,523 |
Total noninterest income | $3,442,000 | 1,284 |
Gross Fiduciary activities income | $306,000 | 636 |
Service charges on deposit accounts | $567,000 | 1,280 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,569,000 | 1,181 |
Total noninterest expense | $8,063,000 | 1,909 |
Salaries and employee benefits | $4,428,000 | 1,971 |
Premises and equipment expense | $1,203,000 | 1,473 |
Additional noninterest expense | $2,569,000 | 1,181 |
Pre-tax net operating income | $6,502,000 | 1,399 |
Securities gains (losses) | $138,000 | 134 |
Applicable income taxes | $316,000 | 2,162 |
Income before extraordinary items | $6,324,000 | 1,235 |
Extraordinary gains, net | $0 | 4 |
Net income | $6,324,000 | 1,234 |
Minority interest net income | $0 | 57 |
Net income of bank and minority interests. | $6,324,000 | 1,235 |
Net charge-offs | $27,000 | 1,480 |
Cash dividends | $2,278,000 | 1,033 |
Sale, conversion, retirement of capital stock, net | $0 | 519 |
Net operating income | $6,192,900 | 1,286 |
2022-06-30 (YTD Data) | Rank | |
Total interest income | $8,139,000 | 1,736 |
Total interest expense | $805,000 | 1,357 |
Net interest income | $7,334,000 | 1,769 |
Provision for loan and lease losses | $120,000 | 1,426 |
Total noninterest income | $2,791,000 | 1,128 |
Gross Fiduciary activities income | $203,000 | 600 |
Service charges on deposit accounts | $348,000 | 1,338 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,240,000 | 1,016 |
Total noninterest expense | $5,330,000 | 1,906 |
Salaries and employee benefits | $2,925,000 | 1,980 |
Premises and equipment expense | $796,000 | 1,473 |
Additional noninterest expense | $1,609,000 | 1,896 |
Pre-tax net operating income | $4,675,000 | 1,257 |
Securities gains (losses) | $135,000 | 128 |
Applicable income taxes | $228,000 | 2,022 |
Income before extraordinary items | $4,582,000 | 1,115 |
Extraordinary gains, net | $0 | 4 |
Net income | $4,582,000 | 1,114 |
Minority interest net income | $0 | 60 |
Net income of bank and minority interests. | $4,582,000 | 1,115 |
Net charge-offs | $10,000 | 1,581 |
Cash dividends | $1,708,000 | 953 |
Sale, conversion, retirement of capital stock, net | $0 | 494 |
Net operating income | $4,453,750 | 1,165 |
2022-03-31 (YTD Data) | Rank | |
Total interest income | $3,957,000 | 1,739 |
Total interest expense | $397,000 | 1,318 |
Net interest income | $3,560,000 | 1,771 |
Provision for loan and lease losses | $60,000 | 1,235 |
Total noninterest income | $2,121,000 | 856 |
Gross Fiduciary activities income | $105,000 | 597 |
Service charges on deposit accounts | $168,000 | 1,359 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,848,000 | 725 |
Total noninterest expense | $2,659,000 | 1,907 |
Salaries and employee benefits | $1,466,000 | 1,967 |
Premises and equipment expense | $406,000 | 1,451 |
Additional noninterest expense | $787,000 | 1,899 |
Pre-tax net operating income | $2,962,000 | 1,024 |
Securities gains (losses) | $138,000 | 108 |
Applicable income taxes | $144,000 | 1,826 |
Income before extraordinary items | $2,956,000 | 902 |
Extraordinary gains, net | $0 | 4 |
Net income | $2,956,000 | 901 |
Minority interest net income | $0 | 50 |
Net income of bank and minority interests. | $2,956,000 | 902 |
Net charge-offs | $1,000 | 1,671 |
Cash dividends | $569,000 | 1,092 |
Sale, conversion, retirement of capital stock, net | $0 | 453 |
Net operating income | $2,824,900 | 938 |
2021-12-31 (YTD Data) | Rank | |
Total interest income | $18,309,000 | 1,586 |
Total interest expense | $2,057,000 | 1,301 |
Net interest income | $16,252,000 | 1,618 |
Provision for loan and lease losses | $360,000 | 1,270 |
Total noninterest income | $2,293,000 | 2,081 |
Gross Fiduciary activities income | $356,000 | 613 |
Service charges on deposit accounts | $635,000 | 1,347 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,302,000 | 2,373 |
Total noninterest expense | $10,444,000 | 1,927 |
Salaries and employee benefits | $5,679,000 | 2,009 |
Premises and equipment expense | $1,546,000 | 1,483 |
Additional noninterest expense | $3,219,000 | 1,884 |
Pre-tax net operating income | $7,741,000 | 1,526 |
Securities gains (losses) | $314,000 | 475 |
Applicable income taxes | $383,000 | 2,282 |
Income before extraordinary items | $7,672,000 | 1,387 |
Extraordinary gains, net | $0 | 10 |
Net income | $7,672,000 | 1,387 |
Minority interest net income | $0 | 74 |
Net income of bank and minority interests. | $7,672,000 | 1,387 |
Net charge-offs | $-2,000 | 3,330 |
Cash dividends | $4,278,000 | 899 |
Sale, conversion, retirement of capital stock, net | $0 | 582 |
Net operating income | $7,373,700 | 1,416 |
2021-09-30 (YTD Data) | Rank | |
Total interest income | $13,937,000 | 1,599 |
Total interest expense | $1,616,000 | 1,320 |
Net interest income | $12,321,000 | 1,634 |
Provision for loan and lease losses | $270,000 | 1,230 |
Total noninterest income | $1,692,000 | 2,141 |
Gross Fiduciary activities income | $264,000 | 612 |
Service charges on deposit accounts | $455,000 | 1,390 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $973,000 | 2,421 |
Total noninterest expense | $7,783,000 | 1,929 |
Salaries and employee benefits | $4,230,000 | 2,012 |
Premises and equipment expense | $1,136,000 | 1,534 |
Additional noninterest expense | $2,417,000 | 1,874 |
Pre-tax net operating income | $5,960,000 | 1,559 |
Securities gains (losses) | $297,000 | 450 |
Applicable income taxes | $298,000 | 2,318 |
Income before extraordinary items | $5,959,000 | 1,420 |
Extraordinary gains, net | $0 | 8 |
Net income | $5,959,000 | 1,419 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $5,959,000 | 1,420 |
Net charge-offs | $23,000 | 1,678 |
Cash dividends | $1,708,000 | 1,284 |
Sale, conversion, retirement of capital stock, net | $0 | 543 |
Net operating income | $5,676,850 | 1,443 |
2021-06-30 (YTD Data) | Rank | |
Total interest income | $9,070,000 | 1,623 |
Total interest expense | $1,134,000 | 1,317 |
Net interest income | $7,936,000 | 1,660 |
Provision for loan and lease losses | $180,000 | 1,246 |
Total noninterest income | $1,106,000 | 2,130 |
Gross Fiduciary activities income | $171,000 | 621 |
Service charges on deposit accounts | $280,000 | 1,424 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $655,000 | 2,375 |
Total noninterest expense | $5,163,000 | 1,933 |
Salaries and employee benefits | $2,819,000 | 2,004 |
Premises and equipment expense | $748,000 | 1,550 |
Additional noninterest expense | $1,596,000 | 1,866 |
Pre-tax net operating income | $3,699,000 | 1,611 |
Securities gains (losses) | $228,000 | 438 |
Applicable income taxes | $187,000 | 2,341 |
Income before extraordinary items | $3,740,000 | 1,474 |
Extraordinary gains, net | $0 | 6 |
Net income | $3,740,000 | 1,474 |
Minority interest net income | $0 | 67 |
Net income of bank and minority interests. | $3,740,000 | 1,474 |
Net charge-offs | $8,000 | 1,799 |
Cash dividends | $1,139,000 | 1,277 |
Sale, conversion, retirement of capital stock, net | $0 | 517 |
Net operating income | $3,523,400 | 1,502 |
2021-03-31 (YTD Data) | Rank | |
Total interest income | $4,495,000 | 1,642 |
Total interest expense | $600,000 | 1,313 |
Net interest income | $3,895,000 | 1,676 |
Provision for loan and lease losses | $90,000 | 1,312 |
Total noninterest income | $532,000 | 2,173 |
Gross Fiduciary activities income | $80,000 | 628 |
Service charges on deposit accounts | $140,000 | 1,414 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $312,000 | 2,416 |
Total noninterest expense | $2,580,000 | 1,919 |
Salaries and employee benefits | $1,413,000 | 1,999 |
Premises and equipment expense | $390,000 | 1,510 |
Additional noninterest expense | $777,000 | 1,878 |
Pre-tax net operating income | $1,757,000 | 1,674 |
Securities gains (losses) | $195,000 | 337 |
Applicable income taxes | $93,000 | 2,325 |
Income before extraordinary items | $1,859,000 | 1,467 |
Extraordinary gains, net | $0 | 3 |
Net income | $1,859,000 | 1,467 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $1,859,000 | 1,467 |
Net charge-offs | $0 | 1,930 |
Cash dividends | $569,000 | 1,111 |
Sale, conversion, retirement of capital stock, net | $0 | 482 |
Net operating income | $1,673,750 | 1,550 |
2020-12-31 (YTD Data) | Rank | |
Total interest income | $18,428,000 | 1,596 |
Total interest expense | $3,308,000 | 1,374 |
Net interest income | $15,120,000 | 1,644 |
Provision for loan and lease losses | $450,000 | 2,346 |
Total noninterest income | $2,248,000 | 1,998 |
Gross Fiduciary activities income | $290,000 | 641 |
Service charges on deposit accounts | $645,000 | 1,324 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,313,000 | 2,208 |
Total noninterest expense | $10,258,000 | 1,926 |
Salaries and employee benefits | $5,473,000 | 2,028 |
Premises and equipment expense | $1,594,000 | 1,452 |
Additional noninterest expense | $3,191,000 | 1,832 |
Pre-tax net operating income | $6,660,000 | 1,430 |
Securities gains (losses) | $64,000 | 1,608 |
Applicable income taxes | $319,000 | 2,258 |
Income before extraordinary items | $6,405,000 | 1,351 |
Extraordinary gains, net | $0 | 4 |
Net income | $6,405,000 | 1,352 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $6,405,000 | 1,352 |
Net charge-offs | $262,000 | 1,367 |
Cash dividends | $3,403,000 | 1,021 |
Sale, conversion, retirement of capital stock, net | $0 | 566 |
Net operating income | $6,344,200 | 1,322 |
2020-09-30 (YTD Data) | Rank | |
Total interest income | $13,874,000 | 1,600 |
Total interest expense | $2,623,000 | 1,368 |
Net interest income | $11,251,000 | 1,640 |
Provision for loan and lease losses | $360,000 | 2,257 |
Total noninterest income | $1,549,000 | 2,053 |
Gross Fiduciary activities income | $229,000 | 625 |
Service charges on deposit accounts | $480,000 | 1,323 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $840,000 | 2,324 |
Total noninterest expense | $7,688,000 | 1,900 |
Salaries and employee benefits | $4,176,000 | 1,984 |
Premises and equipment expense | $1,191,000 | 1,451 |
Additional noninterest expense | $2,321,000 | 1,855 |
Pre-tax net operating income | $4,752,000 | 1,459 |
Securities gains (losses) | $59,000 | 1,469 |
Applicable income taxes | $229,000 | 2,292 |
Income before extraordinary items | $4,582,000 | 1,354 |
Extraordinary gains, net | $0 | 4 |
Net income | $4,582,000 | 1,354 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $4,582,000 | 1,354 |
Net charge-offs | $354,000 | 942 |
Cash dividends | $1,683,000 | 1,252 |
Sale, conversion, retirement of capital stock, net | $0 | 532 |
Net operating income | $4,525,950 | 1,327 |
2020-06-30 (YTD Data) | Rank | |
Total interest income | $9,209,000 | 1,623 |
Total interest expense | $1,864,000 | 1,392 |
Net interest income | $7,345,000 | 1,669 |
Provision for loan and lease losses | $270,000 | 2,152 |
Total noninterest income | $976,000 | 2,046 |
Gross Fiduciary activities income | $145,000 | 639 |
Service charges on deposit accounts | $319,000 | 1,338 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $512,000 | 2,349 |
Total noninterest expense | $4,965,000 | 1,947 |
Salaries and employee benefits | $2,803,000 | 1,971 |
Premises and equipment expense | $774,000 | 1,469 |
Additional noninterest expense | $1,388,000 | 2,006 |
Pre-tax net operating income | $3,086,000 | 1,413 |
Securities gains (losses) | $59,000 | 1,229 |
Applicable income taxes | $149,000 | 2,281 |
Income before extraordinary items | $2,996,000 | 1,307 |
Extraordinary gains, net | $0 | 4 |
Net income | $2,996,000 | 1,307 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $2,996,000 | 1,307 |
Net charge-offs | $334,000 | 760 |
Cash dividends | $1,114,000 | 1,217 |
Sale, conversion, retirement of capital stock, net | $0 | 504 |
Net operating income | $2,939,950 | 1,296 |
2020-03-31 (YTD Data) | Rank | |
Total interest income | $4,343,000 | 1,700 |
Total interest expense | $1,000,000 | 1,421 |
Net interest income | $3,343,000 | 1,760 |
Provision for loan and lease losses | $25,000 | 2,983 |
Total noninterest income | $480,000 | 1,981 |
Gross Fiduciary activities income | $69,000 | 642 |
Service charges on deposit accounts | $186,000 | 1,370 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $225,000 | 2,309 |
Total noninterest expense | $2,362,000 | 2,030 |
Salaries and employee benefits | $1,338,000 | 2,048 |
Premises and equipment expense | $377,000 | 1,517 |
Additional noninterest expense | $647,000 | 2,131 |
Pre-tax net operating income | $1,436,000 | 1,364 |
Securities gains (losses) | $1,000 | 1,614 |
Applicable income taxes | $63,000 | 2,251 |
Income before extraordinary items | $1,374,000 | 1,284 |
Extraordinary gains, net | $0 | 4 |
Net income | $1,374,000 | 1,283 |
Minority interest net income | $0 | 56 |
Net income of bank and minority interests. | $1,374,000 | 1,284 |
Net charge-offs | $-3,000 | 4,005 |
Cash dividends | $557,000 | 1,198 |
Sale, conversion, retirement of capital stock, net | $0 | 482 |
Net operating income | $1,373,040 | 1,254 |
2019-12-31 (YTD Data) | Rank | |
Total interest income | $15,220,000 | 1,893 |
Total interest expense | $3,904,000 | 1,502 |
Net interest income | $11,316,000 | 2,023 |
Provision for loan and lease losses | $60,000 | 3,246 |
Total noninterest income | $1,752,000 | 2,118 |
Gross Fiduciary activities income | $397,000 | 602 |
Service charges on deposit accounts | $646,000 | 1,593 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $709,000 | 2,639 |
Total noninterest expense | $7,639,000 | 2,317 |
Salaries and employee benefits | $4,315,000 | 2,321 |
Premises and equipment expense | $1,300,000 | 1,691 |
Additional noninterest expense | $2,024,000 | 2,537 |
Pre-tax net operating income | $5,369,000 | 1,674 |
Securities gains (losses) | $857,000 | 254 |
Applicable income taxes | $281,000 | 2,413 |
Income before extraordinary items | $5,945,000 | 1,395 |
Extraordinary gains, net | $0 | 11 |
Net income | $5,945,000 | 1,397 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $5,945,000 | 1,397 |
Net charge-offs | $44,000 | 2,727 |
Cash dividends | $2,728,000 | 1,275 |
Sale, conversion, retirement of capital stock, net | $0 | 626 |
Net operating income | $5,130,850 | 1,529 |
2019-09-30 (YTD Data) | Rank | |
Total interest income | $11,441,000 | 1,909 |
Total interest expense | $2,963,000 | 1,497 |
Net interest income | $8,478,000 | 2,046 |
Provision for loan and lease losses | $45,000 | 3,145 |
Total noninterest income | $1,323,000 | 2,108 |
Gross Fiduciary activities income | $321,000 | 589 |
Service charges on deposit accounts | $473,000 | 1,623 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $529,000 | 2,670 |
Total noninterest expense | $5,777,000 | 2,313 |
Salaries and employee benefits | $3,264,000 | 2,318 |
Premises and equipment expense | $997,000 | 1,671 |
Additional noninterest expense | $1,516,000 | 2,551 |
Pre-tax net operating income | $3,979,000 | 1,737 |
Securities gains (losses) | $-18,000 | 4,982 |
Applicable income taxes | $179,000 | 2,566 |
Income before extraordinary items | $3,782,000 | 1,606 |
Extraordinary gains, net | $0 | 11 |
Net income | $3,782,000 | 1,607 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $3,782,000 | 1,607 |
Net charge-offs | $47,000 | 2,251 |
Cash dividends | $1,671,000 | 1,363 |
Sale, conversion, retirement of capital stock, net | $0 | 590 |
Net operating income | $3,799,100 | 1,571 |
2019-06-30 (YTD Data) | Rank | |
Total interest income | $7,639,000 | 1,911 |
Total interest expense | $2,013,000 | 1,452 |
Net interest income | $5,626,000 | 2,059 |
Provision for loan and lease losses | $30,000 | 3,043 |
Total noninterest income | $855,000 | 2,134 |
Gross Fiduciary activities income | $198,000 | 606 |
Service charges on deposit accounts | $298,000 | 1,667 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $359,000 | 2,613 |
Total noninterest expense | $3,889,000 | 2,305 |
Salaries and employee benefits | $2,194,000 | 2,308 |
Premises and equipment expense | $667,000 | 1,684 |
Additional noninterest expense | $1,028,000 | 2,531 |
Pre-tax net operating income | $2,562,000 | 1,756 |
Securities gains (losses) | $-33,000 | 5,116 |
Applicable income taxes | $114,000 | 2,590 |
Income before extraordinary items | $2,415,000 | 1,649 |
Extraordinary gains, net | $0 | 11 |
Net income | $2,415,000 | 1,649 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $2,415,000 | 1,649 |
Net charge-offs | $10,000 | 2,587 |
Cash dividends | $1,114,000 | 1,343 |
Sale, conversion, retirement of capital stock, net | $0 | 573 |
Net operating income | $2,446,350 | 1,603 |
2019-03-31 (YTD Data) | Rank | |
Total interest income | $3,805,000 | 1,921 |
Total interest expense | $1,010,000 | 1,425 |
Net interest income | $2,795,000 | 2,069 |
Provision for loan and lease losses | $15,000 | 2,868 |
Total noninterest income | $430,000 | 2,086 |
Gross Fiduciary activities income | $121,000 | 590 |
Service charges on deposit accounts | $139,000 | 1,750 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $170,000 | 2,600 |
Total noninterest expense | $1,948,000 | 2,316 |
Salaries and employee benefits | $1,107,000 | 2,316 |
Premises and equipment expense | $334,000 | 1,698 |
Additional noninterest expense | $507,000 | 2,556 |
Pre-tax net operating income | $1,262,000 | 1,742 |
Securities gains (losses) | $-34,000 | 5,225 |
Applicable income taxes | $56,000 | 2,553 |
Income before extraordinary items | $1,172,000 | 1,652 |
Extraordinary gains, net | $0 | 5 |
Net income | $1,172,000 | 1,650 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $1,172,000 | 1,651 |
Net charge-offs | $7,000 | 2,096 |
Cash dividends | $557,000 | 1,248 |
Sale, conversion, retirement of capital stock, net | $0 | 529 |
Net operating income | $1,204,300 | 1,597 |
2018-12-31 (YTD Data) | Rank | |
Total interest income | $14,965,000 | 1,864 |
Total interest expense | $3,410,000 | 1,289 |
Net interest income | $11,555,000 | 2,007 |
Provision for loan and lease losses | $50,000 | 3,480 |
Total noninterest income | $1,483,000 | 2,356 |
Gross Fiduciary activities income | $412,000 | 620 |
Service charges on deposit accounts | $424,000 | 2,224 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $647,000 | 2,748 |
Total noninterest expense | $7,565,000 | 2,342 |
Salaries and employee benefits | $4,371,000 | 2,313 |
Premises and equipment expense | $1,262,000 | 1,743 |
Additional noninterest expense | $1,932,000 | 2,643 |
Pre-tax net operating income | $5,423,000 | 1,674 |
Securities gains (losses) | $90,000 | 318 |
Applicable income taxes | $249,000 | 2,539 |
Income before extraordinary items | $5,264,000 | 1,520 |
Extraordinary gains, net | $0 | 6 |
Net income | $5,264,000 | 1,519 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $5,264,000 | 1,519 |
Net charge-offs | $64,000 | 2,464 |
Cash dividends | $2,778,000 | 1,156 |
Sale, conversion, retirement of capital stock, net | $0 | 671 |
Net operating income | $5,178,500 | 1,531 |
2018-09-30 (YTD Data) | Rank | |
Total interest income | $11,106,000 | 1,868 |
Total interest expense | $2,392,000 | 1,291 |
Net interest income | $8,714,000 | 1,999 |
Provision for loan and lease losses | $50,000 | 3,168 |
Total noninterest income | $1,096,000 | 2,376 |
Gross Fiduciary activities income | $347,000 | 601 |
Service charges on deposit accounts | $276,000 | 2,428 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $473,000 | 2,822 |
Total noninterest expense | $5,752,000 | 2,317 |
Salaries and employee benefits | $3,301,000 | 2,302 |
Premises and equipment expense | $960,000 | 1,733 |
Additional noninterest expense | $1,491,000 | 2,619 |
Pre-tax net operating income | $4,008,000 | 1,694 |
Securities gains (losses) | $90,000 | 308 |
Applicable income taxes | $185,000 | 2,596 |
Income before extraordinary items | $3,913,000 | 1,549 |
Extraordinary gains, net | $0 | 5 |
Net income | $3,913,000 | 1,548 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $3,913,000 | 1,548 |
Net charge-offs | $15,000 | 2,827 |
Cash dividends | $1,921,000 | 1,120 |
Sale, conversion, retirement of capital stock, net | $0 | 633 |
Net operating income | $3,827,500 | 1,561 |
2018-06-30 (YTD Data) | Rank | |
Total interest income | $7,344,000 | 1,870 |
Total interest expense | $1,472,000 | 1,309 |
Net interest income | $5,872,000 | 1,993 |
Provision for loan and lease losses | $50,000 | 2,796 |
Total noninterest income | $705,000 | 2,423 |
Gross Fiduciary activities income | $242,000 | 603 |
Service charges on deposit accounts | $177,000 | 2,475 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $286,000 | 2,955 |
Total noninterest expense | $3,862,000 | 2,311 |
Salaries and employee benefits | $2,205,000 | 2,311 |
Premises and equipment expense | $659,000 | 1,711 |
Additional noninterest expense | $998,000 | 2,622 |
Pre-tax net operating income | $2,665,000 | 1,670 |
Securities gains (losses) | $83,000 | 271 |
Applicable income taxes | $124,000 | 2,566 |
Income before extraordinary items | $2,624,000 | 1,511 |
Extraordinary gains, net | $0 | 6 |
Net income | $2,624,000 | 1,510 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $2,624,000 | 1,510 |
Net charge-offs | $6,000 | 2,773 |
Cash dividends | $1,364,000 | 1,039 |
Sale, conversion, retirement of capital stock, net | $0 | 620 |
Net operating income | $2,545,150 | 1,538 |
2018-03-31 (YTD Data) | Rank | |
Total interest income | $3,651,000 | 1,860 |
Total interest expense | $675,000 | 1,351 |
Net interest income | $2,976,000 | 1,962 |
Provision for loan and lease losses | $30,000 | 2,415 |
Total noninterest income | $285,000 | 2,687 |
Gross Fiduciary activities income | $67,000 | 680 |
Service charges on deposit accounts | $90,000 | 2,473 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $128,000 | 3,036 |
Total noninterest expense | $1,943,000 | 2,323 |
Salaries and employee benefits | $1,100,000 | 2,345 |
Premises and equipment expense | $335,000 | 1,702 |
Additional noninterest expense | $508,000 | 2,603 |
Pre-tax net operating income | $1,288,000 | 1,689 |
Securities gains (losses) | $82,000 | 186 |
Applicable income taxes | $62,000 | 2,529 |
Income before extraordinary items | $1,308,000 | 1,481 |
Extraordinary gains, net | $0 | 7 |
Net income | $1,308,000 | 1,481 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $1,308,000 | 1,481 |
Net charge-offs | $0 | 2,722 |
Cash dividends | $807,000 | 841 |
Sale, conversion, retirement of capital stock, net | $0 | 580 |
Net operating income | $1,230,100 | 1,551 |
2017-12-31 (YTD Data) | Rank | |
Total interest income | $14,586,000 | 1,818 |
Total interest expense | $2,584,000 | 1,245 |
Net interest income | $12,002,000 | 1,908 |
Provision for loan and lease losses | $252,000 | 2,139 |
Total noninterest income | $1,302,000 | 2,574 |
Gross Fiduciary activities income | $417,000 | 622 |
Service charges on deposit accounts | $376,000 | 2,472 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $509,000 | 3,138 |
Total noninterest expense | $7,598,000 | 2,359 |
Salaries and employee benefits | $4,298,000 | 2,357 |
Premises and equipment expense | $1,297,000 | 1,735 |
Additional noninterest expense | $2,003,000 | 2,647 |
Pre-tax net operating income | $5,454,000 | 1,589 |
Securities gains (losses) | $40,000 | 992 |
Applicable income taxes | $247,000 | 2,862 |
Income before extraordinary items | $5,247,000 | 1,300 |
Extraordinary gains, net | $0 | 9 |
Net income | $5,247,000 | 1,300 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $5,247,000 | 1,300 |
Net charge-offs | $12,000 | 3,620 |
Cash dividends | $1,671,000 | 1,612 |
Sale, conversion, retirement of capital stock, net | $0 | 711 |
Net operating income | $5,208,600 | 1,292 |
2017-09-30 (YTD Data) | Rank | |
Total interest income | $10,893,000 | 1,822 |
Total interest expense | $1,908,000 | 1,244 |
Net interest income | $8,985,000 | 1,915 |
Provision for loan and lease losses | $189,000 | 2,078 |
Total noninterest income | $1,013,000 | 2,550 |
Gross Fiduciary activities income | $344,000 | 612 |
Service charges on deposit accounts | $282,000 | 2,495 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $387,000 | 3,138 |
Total noninterest expense | $5,766,000 | 2,351 |
Salaries and employee benefits | $3,236,000 | 2,347 |
Premises and equipment expense | $1,021,000 | 1,662 |
Additional noninterest expense | $1,509,000 | 2,655 |
Pre-tax net operating income | $4,043,000 | 1,627 |
Securities gains (losses) | $42,000 | 955 |
Applicable income taxes | $184,000 | 2,820 |
Income before extraordinary items | $3,901,000 | 1,408 |
Extraordinary gains, net | $0 | 9 |
Net income | $3,901,000 | 1,406 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $3,901,000 | 1,408 |
Net charge-offs | $6,000 | 3,411 |
Cash dividends | $1,671,000 | 1,212 |
Sale, conversion, retirement of capital stock, net | $0 | 677 |
Net operating income | $3,861,100 | 1,393 |
2017-06-30 (YTD Data) | Rank | |
Total interest income | $7,237,000 | 1,814 |
Total interest expense | $1,277,000 | 1,198 |
Net interest income | $5,960,000 | 1,917 |
Provision for loan and lease losses | $126,000 | 1,995 |
Total noninterest income | $610,000 | 2,698 |
Gross Fiduciary activities income | $170,000 | 651 |
Service charges on deposit accounts | $182,000 | 2,542 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $258,000 | 3,151 |
Total noninterest expense | $3,855,000 | 2,348 |
Salaries and employee benefits | $2,164,000 | 2,370 |
Premises and equipment expense | $678,000 | 1,679 |
Additional noninterest expense | $1,013,000 | 2,640 |
Pre-tax net operating income | $2,589,000 | 1,654 |
Securities gains (losses) | $11,000 | 1,225 |
Applicable income taxes | $117,000 | 2,842 |
Income before extraordinary items | $2,483,000 | 1,437 |
Extraordinary gains, net | $0 | 11 |
Net income | $2,483,000 | 1,437 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,483,000 | 1,438 |
Net charge-offs | $3,000 | 3,240 |
Cash dividends | $1,114,000 | 1,208 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $2,472,550 | 1,426 |
2017-03-31 (YTD Data) | Rank | |
Total interest income | $3,575,000 | 1,816 |
Total interest expense | $633,000 | 1,174 |
Net interest income | $2,942,000 | 1,931 |
Provision for loan and lease losses | $63,000 | 1,858 |
Total noninterest income | $324,000 | 2,617 |
Gross Fiduciary activities income | $105,000 | 634 |
Service charges on deposit accounts | $92,000 | 2,534 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $127,000 | 3,147 |
Total noninterest expense | $1,945,000 | 2,349 |
Salaries and employee benefits | $1,101,000 | 2,352 |
Premises and equipment expense | $341,000 | 1,684 |
Additional noninterest expense | $503,000 | 2,660 |
Pre-tax net operating income | $1,258,000 | 1,655 |
Securities gains (losses) | $5,000 | 811 |
Applicable income taxes | $63,000 | 2,743 |
Income before extraordinary items | $1,200,000 | 1,468 |
Extraordinary gains, net | $0 | 8 |
Net income | $1,200,000 | 1,468 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $1,200,000 | 1,468 |
Net charge-offs | $4,000 | 2,506 |
Cash dividends | $557,000 | 1,113 |
Sale, conversion, retirement of capital stock, net | $0 | 632 |
Net operating income | $1,195,250 | 1,456 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $13,774,000 | 1,845 |
Total interest expense | $2,264,000 | 1,273 |
Net interest income | $11,510,000 | 1,936 |
Provision for loan and lease losses | $118,000 | 2,994 |
Total noninterest income | $1,393,000 | 2,583 |
Gross Fiduciary activities income | $394,000 | 638 |
Service charges on deposit accounts | $400,000 | 2,472 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $599,000 | 3,021 |
Total noninterest expense | $7,645,000 | 2,380 |
Salaries and employee benefits | $4,335,000 | 2,359 |
Premises and equipment expense | $1,307,000 | 1,729 |
Additional noninterest expense | $2,003,000 | 2,759 |
Pre-tax net operating income | $5,140,000 | 1,590 |
Securities gains (losses) | $238,000 | 782 |
Applicable income taxes | $269,000 | 2,731 |
Income before extraordinary items | $5,109,000 | 1,360 |
Extraordinary gains, net | $0 | 5 |
Net income | $5,109,000 | 1,358 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $5,109,000 | 1,359 |
Net charge-offs | $-257,000 | 5,698 |
Cash dividends | $3,071,000 | 996 |
Sale, conversion, retirement of capital stock, net | $0 | 759 |
Net operating income | $4,882,900 | 1,389 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $10,271,000 | 1,853 |
Total interest expense | $1,666,000 | 1,284 |
Net interest income | $8,605,000 | 1,948 |
Provision for loan and lease losses | $82,000 | 2,956 |
Total noninterest income | $1,109,000 | 2,509 |
Gross Fiduciary activities income | $321,000 | 624 |
Service charges on deposit accounts | $300,000 | 2,470 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $488,000 | 2,925 |
Total noninterest expense | $5,817,000 | 2,355 |
Salaries and employee benefits | $3,263,000 | 2,336 |
Premises and equipment expense | $1,002,000 | 1,696 |
Additional noninterest expense | $1,552,000 | 2,699 |
Pre-tax net operating income | $3,815,000 | 1,614 |
Securities gains (losses) | $235,000 | 719 |
Applicable income taxes | $203,000 | 2,795 |
Income before extraordinary items | $3,847,000 | 1,374 |
Extraordinary gains, net | $0 | 5 |
Net income | $3,847,000 | 1,375 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $3,847,000 | 1,375 |
Net charge-offs | $-243,000 | 5,764 |
Cash dividends | $1,980,000 | 1,049 |
Sale, conversion, retirement of capital stock, net | $0 | 719 |
Net operating income | $3,623,750 | 1,407 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $6,858,000 | 1,858 |
Total interest expense | $1,095,000 | 1,304 |
Net interest income | $5,763,000 | 1,935 |
Provision for loan and lease losses | $41,000 | 3,086 |
Total noninterest income | $806,000 | 2,369 |
Gross Fiduciary activities income | $253,000 | 593 |
Service charges on deposit accounts | $196,000 | 2,473 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $357,000 | 2,804 |
Total noninterest expense | $3,887,000 | 2,359 |
Salaries and employee benefits | $2,191,000 | 2,330 |
Premises and equipment expense | $675,000 | 1,679 |
Additional noninterest expense | $1,021,000 | 2,731 |
Pre-tax net operating income | $2,641,000 | 1,564 |
Securities gains (losses) | $156,000 | 710 |
Applicable income taxes | $141,000 | 2,752 |
Income before extraordinary items | $2,656,000 | 1,339 |
Extraordinary gains, net | $0 | 16 |
Net income | $2,656,000 | 1,339 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,656,000 | 1,339 |
Net charge-offs | $-232,000 | 5,871 |
Cash dividends | $1,089,000 | 1,234 |
Sale, conversion, retirement of capital stock, net | $0 | 705 |
Net operating income | $2,507,800 | 1,353 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $3,427,000 | 1,855 |
Total interest expense | $557,000 | 1,277 |
Net interest income | $2,870,000 | 1,943 |
Provision for loan and lease losses | $14,000 | 3,163 |
Total noninterest income | $396,000 | 2,374 |
Gross Fiduciary activities income | $67,000 | 702 |
Service charges on deposit accounts | $103,000 | 2,378 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $226,000 | 2,470 |
Total noninterest expense | $1,973,000 | 2,336 |
Salaries and employee benefits | $1,112,000 | 2,301 |
Premises and equipment expense | $338,000 | 1,685 |
Additional noninterest expense | $523,000 | 2,683 |
Pre-tax net operating income | $1,279,000 | 1,579 |
Securities gains (losses) | $61,000 | 737 |
Applicable income taxes | $67,000 | 2,776 |
Income before extraordinary items | $1,273,000 | 1,350 |
Extraordinary gains, net | $0 | 12 |
Net income | $1,273,000 | 1,350 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $1,273,000 | 1,351 |
Net charge-offs | $-239,000 | 6,015 |
Cash dividends | $544,000 | 1,140 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $1,215,050 | 1,354 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $13,517,000 | 1,826 |
Total interest expense | $2,323,000 | 1,198 |
Net interest income | $11,194,000 | 1,935 |
Provision for loan and lease losses | $332,000 | 1,793 |
Total noninterest income | $1,113,000 | 2,899 |
Gross Fiduciary activities income | $360,000 | 657 |
Service charges on deposit accounts | $464,000 | 2,263 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $289,000 | 4,021 |
Total noninterest expense | $7,462,000 | 2,444 |
Salaries and employee benefits | $3,999,000 | 2,493 |
Premises and equipment expense | $1,206,000 | 1,884 |
Additional noninterest expense | $2,257,000 | 2,538 |
Pre-tax net operating income | $4,513,000 | 1,712 |
Securities gains (losses) | $285,000 | 586 |
Applicable income taxes | $242,000 | 2,816 |
Income before extraordinary items | $4,556,000 | 1,456 |
Extraordinary gains, net | $0 | 23 |
Net income | $4,556,000 | 1,456 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $4,556,000 | 1,456 |
Net charge-offs | $141,000 | 2,321 |
Cash dividends | $2,478,000 | 1,145 |
Sale, conversion, retirement of capital stock, net | $0 | 804 |
Net operating income | $4,285,250 | 1,497 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $10,097,000 | 1,853 |
Total interest expense | $1,752,000 | 1,200 |
Net interest income | $8,345,000 | 1,962 |
Provision for loan and lease losses | $283,000 | 1,571 |
Total noninterest income | $853,000 | 2,880 |
Gross Fiduciary activities income | $286,000 | 652 |
Service charges on deposit accounts | $343,000 | 2,303 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $224,000 | 4,005 |
Total noninterest expense | $5,608,000 | 2,446 |
Salaries and employee benefits | $2,969,000 | 2,516 |
Premises and equipment expense | $916,000 | 1,873 |
Additional noninterest expense | $1,723,000 | 2,507 |
Pre-tax net operating income | $3,307,000 | 1,765 |
Securities gains (losses) | $221,000 | 599 |
Applicable income taxes | $177,000 | 2,916 |
Income before extraordinary items | $3,351,000 | 1,500 |
Extraordinary gains, net | $0 | 21 |
Net income | $3,351,000 | 1,501 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $3,351,000 | 1,501 |
Net charge-offs | $128,000 | 1,940 |
Cash dividends | $1,783,000 | 1,083 |
Sale, conversion, retirement of capital stock, net | $0 | 773 |
Net operating income | $3,141,050 | 1,526 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $6,761,000 | 1,843 |
Total interest expense | $1,176,000 | 1,204 |
Net interest income | $5,585,000 | 1,951 |
Provision for loan and lease losses | $145,000 | 1,868 |
Total noninterest income | $580,000 | 2,862 |
Gross Fiduciary activities income | $185,000 | 667 |
Service charges on deposit accounts | $223,000 | 2,311 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $172,000 | 3,851 |
Total noninterest expense | $3,757,000 | 2,436 |
Salaries and employee benefits | $1,971,000 | 2,544 |
Premises and equipment expense | $631,000 | 1,826 |
Additional noninterest expense | $1,155,000 | 2,511 |
Pre-tax net operating income | $2,263,000 | 1,716 |
Securities gains (losses) | $122,000 | 741 |
Applicable income taxes | $120,000 | 2,900 |
Income before extraordinary items | $2,265,000 | 1,465 |
Extraordinary gains, net | $0 | 22 |
Net income | $2,265,000 | 1,466 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $2,265,000 | 1,467 |
Net charge-offs | $15,000 | 3,097 |
Cash dividends | $1,239,000 | 1,044 |
Sale, conversion, retirement of capital stock, net | $0 | 751 |
Net operating income | $2,149,100 | 1,490 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $2,725,000 | 2,207 |
Total interest expense | $483,000 | 1,444 |
Net interest income | $2,242,000 | 2,378 |
Provision for loan and lease losses | $45,000 | 2,176 |
Total noninterest income | $215,000 | 3,315 |
Gross Fiduciary activities income | $59,000 | 752 |
Service charges on deposit accounts | $79,000 | 2,888 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $77,000 | 3,964 |
Total noninterest expense | $1,528,000 | 2,867 |
Salaries and employee benefits | $807,000 | 2,956 |
Premises and equipment expense | $256,000 | 2,203 |
Additional noninterest expense | $465,000 | 2,947 |
Pre-tax net operating income | $884,000 | 2,054 |
Securities gains (losses) | $5,000 | 1,653 |
Applicable income taxes | $45,000 | 3,067 |
Income before extraordinary items | $844,000 | 1,847 |
Extraordinary gains, net | $0 | 13 |
Net income | $844,000 | 1,850 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $844,000 | 1,849 |
Net charge-offs | $23,000 | 2,046 |
Cash dividends | $0 | 2,892 |
Sale, conversion, retirement of capital stock, net | $0 | 697 |
Net operating income | $839,250 | 1,790 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $10,834,000 | 2,219 |
Total interest expense | $2,052,000 | 1,439 |
Net interest income | $8,782,000 | 2,413 |
Provision for loan and lease losses | $140,000 | 2,844 |
Total noninterest income | $793,000 | 3,498 |
Gross Fiduciary activities income | $306,000 | 700 |
Service charges on deposit accounts | $344,000 | 2,971 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $143,000 | 4,902 |
Total noninterest expense | $6,678,000 | 2,703 |
Salaries and employee benefits | $3,407,000 | 2,817 |
Premises and equipment expense | $1,014,000 | 2,215 |
Additional noninterest expense | $2,257,000 | 2,620 |
Pre-tax net operating income | $2,757,000 | 2,409 |
Securities gains (losses) | $247,000 | 705 |
Applicable income taxes | $150,000 | 3,158 |
Income before extraordinary items | $2,854,000 | 2,101 |
Extraordinary gains, net | $0 | 17 |
Net income | $2,854,000 | 2,101 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $2,854,000 | 2,100 |
Net charge-offs | $73,000 | 3,459 |
Cash dividends | $150,000 | 3,870 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $2,619,350 | 2,181 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $8,110,000 | 2,238 |
Total interest expense | $1,559,000 | 1,431 |
Net interest income | $6,551,000 | 2,440 |
Provision for loan and lease losses | $90,000 | 2,885 |
Total noninterest income | $677,000 | 3,301 |
Gross Fiduciary activities income | $234,000 | 694 |
Service charges on deposit accounts | $254,000 | 3,025 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $189,000 | 4,280 |
Total noninterest expense | $5,127,000 | 2,662 |
Salaries and employee benefits | $2,651,000 | 2,751 |
Premises and equipment expense | $746,000 | 2,271 |
Additional noninterest expense | $1,730,000 | 2,574 |
Pre-tax net operating income | $2,011,000 | 2,501 |
Securities gains (losses) | $247,000 | 550 |
Applicable income taxes | $113,000 | 3,215 |
Income before extraordinary items | $2,145,000 | 2,104 |
Extraordinary gains, net | $0 | 15 |
Net income | $2,145,000 | 2,102 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $2,145,000 | 2,102 |
Net charge-offs | $63,000 | 3,085 |
Cash dividends | $150,000 | 3,244 |
Sale, conversion, retirement of capital stock, net | $0 | 819 |
Net operating income | $1,910,350 | 2,248 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $5,394,000 | 2,234 |
Total interest expense | $1,046,000 | 1,428 |
Net interest income | $4,348,000 | 2,443 |
Provision for loan and lease losses | $40,000 | 3,175 |
Total noninterest income | $442,000 | 3,329 |
Gross Fiduciary activities income | $165,000 | 682 |
Service charges on deposit accounts | $165,000 | 3,041 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $112,000 | 4,429 |
Total noninterest expense | $3,373,000 | 2,703 |
Salaries and employee benefits | $1,798,000 | 2,737 |
Premises and equipment expense | $485,000 | 2,338 |
Additional noninterest expense | $1,090,000 | 2,690 |
Pre-tax net operating income | $1,377,000 | 2,404 |
Securities gains (losses) | $140,000 | 617 |
Applicable income taxes | $76,000 | 3,207 |
Income before extraordinary items | $1,441,000 | 2,050 |
Extraordinary gains, net | $0 | 20 |
Net income | $1,441,000 | 2,054 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $1,441,000 | 2,053 |
Net charge-offs | $55,000 | 2,713 |
Cash dividends | $150,000 | 2,917 |
Sale, conversion, retirement of capital stock, net | $0 | 794 |
Net operating income | $1,308,000 | 2,156 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $2,663,000 | 2,262 |
Total interest expense | $526,000 | 1,439 |
Net interest income | $2,137,000 | 2,473 |
Provision for loan and lease losses | $10,000 | 3,356 |
Total noninterest income | $256,000 | 3,025 |
Gross Fiduciary activities income | $93,000 | 669 |
Service charges on deposit accounts | $80,000 | 3,076 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $83,000 | 3,842 |
Total noninterest expense | $1,654,000 | 2,753 |
Salaries and employee benefits | $913,000 | 2,722 |
Premises and equipment expense | $250,000 | 2,314 |
Additional noninterest expense | $491,000 | 2,924 |
Pre-tax net operating income | $729,000 | 2,256 |
Securities gains (losses) | $111,000 | 415 |
Applicable income taxes | $29,000 | 3,308 |
Income before extraordinary items | $811,000 | 1,797 |
Extraordinary gains, net | $0 | 16 |
Net income | $811,000 | 1,801 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $811,000 | 1,800 |
Net charge-offs | $36,000 | 2,105 |
Cash dividends | $0 | 2,887 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $703,330 | 1,953 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $10,914,000 | 2,231 |
Total interest expense | $2,281,000 | 1,489 |
Net interest income | $8,633,000 | 2,430 |
Provision for loan and lease losses | $0 | 5,091 |
Total noninterest income | $643,000 | 4,015 |
Gross Fiduciary activities income | $301,000 | 706 |
Service charges on deposit accounts | $366,000 | 3,008 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $-24,000 | 6,531 |
Total noninterest expense | $6,814,000 | 2,695 |
Salaries and employee benefits | $3,402,000 | 2,860 |
Premises and equipment expense | $923,000 | 2,410 |
Additional noninterest expense | $2,489,000 | 2,478 |
Pre-tax net operating income | $2,462,000 | 2,491 |
Securities gains (losses) | $147,000 | 1,079 |
Applicable income taxes | $130,000 | 3,254 |
Income before extraordinary items | $2,479,000 | 2,205 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,479,000 | 2,209 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $2,479,000 | 2,208 |
Net charge-offs | $268,000 | 2,699 |
Cash dividends | $0 | 4,350 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $2,339,350 | 2,270 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $8,166,000 | 2,248 |
Total interest expense | $1,732,000 | 1,517 |
Net interest income | $6,434,000 | 2,451 |
Provision for loan and lease losses | $0 | 4,941 |
Total noninterest income | $471,000 | 4,125 |
Gross Fiduciary activities income | $230,000 | 699 |
Service charges on deposit accounts | $280,000 | 2,973 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $-39,000 | 6,672 |
Total noninterest expense | $5,073,000 | 2,711 |
Salaries and employee benefits | $2,596,000 | 2,836 |
Premises and equipment expense | $718,000 | 2,362 |
Additional noninterest expense | $1,759,000 | 2,609 |
Pre-tax net operating income | $1,832,000 | 2,591 |
Securities gains (losses) | $147,000 | 984 |
Applicable income taxes | $127,000 | 3,136 |
Income before extraordinary items | $1,852,000 | 2,275 |
Extraordinary gains, net | $0 | 25 |
Net income | $1,852,000 | 2,280 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,852,000 | 2,280 |
Net charge-offs | $264,000 | 2,243 |
Cash dividends | $0 | 3,782 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $1,713,820 | 2,329 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $5,565,000 | 2,215 |
Total interest expense | $1,173,000 | 1,527 |
Net interest income | $4,392,000 | 2,386 |
Provision for loan and lease losses | $0 | 4,788 |
Total noninterest income | $535,000 | 3,176 |
Gross Fiduciary activities income | $144,000 | 712 |
Service charges on deposit accounts | $182,000 | 2,997 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $209,000 | 3,721 |
Total noninterest expense | $3,268,000 | 2,792 |
Salaries and employee benefits | $1,747,000 | 2,832 |
Premises and equipment expense | $448,000 | 2,494 |
Additional noninterest expense | $1,073,000 | 2,806 |
Pre-tax net operating income | $1,659,000 | 2,020 |
Securities gains (losses) | $76,000 | 1,281 |
Applicable income taxes | $87,000 | 3,102 |
Income before extraordinary items | $1,648,000 | 1,770 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,648,000 | 1,775 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $1,648,000 | 1,776 |
Net charge-offs | $13,000 | 4,215 |
Cash dividends | $0 | 3,564 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $1,575,800 | 1,780 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $2,847,000 | 2,185 |
Total interest expense | $595,000 | 1,549 |
Net interest income | $2,252,000 | 2,326 |
Provision for loan and lease losses | $0 | 4,409 |
Total noninterest income | $271,000 | 3,142 |
Gross Fiduciary activities income | $64,000 | 739 |
Service charges on deposit accounts | $92,000 | 2,953 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $115,000 | 3,568 |
Total noninterest expense | $1,588,000 | 2,888 |
Salaries and employee benefits | $871,000 | 2,851 |
Premises and equipment expense | $222,000 | 2,553 |
Additional noninterest expense | $495,000 | 3,012 |
Pre-tax net operating income | $935,000 | 1,815 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $47,000 | 3,024 |
Income before extraordinary items | $888,000 | 1,638 |
Extraordinary gains, net | $0 | 10 |
Net income | $888,000 | 1,640 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $888,000 | 1,640 |
Net charge-offs | $2,000 | 3,902 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $888,000 | 1,588 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $12,735,000 | 2,056 |
Total interest expense | $2,757,000 | 1,611 |
Net interest income | $9,978,000 | 2,155 |
Provision for loan and lease losses | $406,000 | 3,001 |
Total noninterest income | $1,032,000 | 3,204 |
Gross Fiduciary activities income | $196,000 | 793 |
Service charges on deposit accounts | $399,000 | 2,936 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $437,000 | 3,527 |
Total noninterest expense | $7,069,000 | 2,637 |
Salaries and employee benefits | $3,786,000 | 2,584 |
Premises and equipment expense | $958,000 | 2,349 |
Additional noninterest expense | $2,325,000 | 2,738 |
Pre-tax net operating income | $3,535,000 | 1,809 |
Securities gains (losses) | $508,000 | 932 |
Applicable income taxes | $202,000 | 3,001 |
Income before extraordinary items | $3,841,000 | 1,505 |
Extraordinary gains, net | $0 | 29 |
Net income | $3,841,000 | 1,506 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $3,841,000 | 1,506 |
Net charge-offs | $504,000 | 2,640 |
Cash dividends | $1,230,000 | 1,701 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $3,358,400 | 1,600 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $9,559,000 | 2,095 |
Total interest expense | $2,119,000 | 1,645 |
Net interest income | $7,440,000 | 2,205 |
Provision for loan and lease losses | $406,000 | 2,564 |
Total noninterest income | $834,000 | 3,089 |
Gross Fiduciary activities income | $149,000 | 784 |
Service charges on deposit accounts | $295,000 | 3,001 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $390,000 | 3,305 |
Total noninterest expense | $5,130,000 | 2,717 |
Salaries and employee benefits | $2,827,000 | 2,615 |
Premises and equipment expense | $730,000 | 2,357 |
Additional noninterest expense | $1,573,000 | 2,988 |
Pre-tax net operating income | $2,738,000 | 1,815 |
Securities gains (losses) | $393,000 | 900 |
Applicable income taxes | $157,000 | 3,032 |
Income before extraordinary items | $2,974,000 | 1,499 |
Extraordinary gains, net | $0 | 20 |
Net income | $2,974,000 | 1,500 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $2,974,000 | 1,500 |
Net charge-offs | $626,000 | 1,937 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $2,600,650 | 1,587 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $6,488,000 | 2,070 |
Total interest expense | $1,458,000 | 1,649 |
Net interest income | $5,030,000 | 2,176 |
Provision for loan and lease losses | $320,000 | 2,321 |
Total noninterest income | $536,000 | 3,109 |
Gross Fiduciary activities income | $94,000 | 800 |
Service charges on deposit accounts | $193,000 | 3,029 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $249,000 | 3,350 |
Total noninterest expense | $3,402,000 | 2,749 |
Salaries and employee benefits | $1,887,000 | 2,614 |
Premises and equipment expense | $486,000 | 2,342 |
Additional noninterest expense | $1,029,000 | 3,058 |
Pre-tax net operating income | $1,844,000 | 1,794 |
Securities gains (losses) | $170,000 | 1,221 |
Applicable income taxes | $101,000 | 3,041 |
Income before extraordinary items | $1,913,000 | 1,542 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,913,000 | 1,542 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,913,000 | 1,542 |
Net charge-offs | $328,000 | 2,222 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $1,751,500 | 1,582 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $3,260,000 | 2,074 |
Total interest expense | $748,000 | 1,678 |
Net interest income | $2,512,000 | 2,186 |
Provision for loan and lease losses | $60,000 | 3,447 |
Total noninterest income | $251,000 | 3,240 |
Gross Fiduciary activities income | $33,000 | 857 |
Service charges on deposit accounts | $100,000 | 2,929 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $118,000 | 3,447 |
Total noninterest expense | $1,692,000 | 2,754 |
Salaries and employee benefits | $936,000 | 2,648 |
Premises and equipment expense | $243,000 | 2,353 |
Additional noninterest expense | $513,000 | 3,033 |
Pre-tax net operating income | $1,011,000 | 1,661 |
Securities gains (losses) | $143,000 | 739 |
Applicable income taxes | $58,000 | 2,933 |
Income before extraordinary items | $1,096,000 | 1,319 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,096,000 | 1,320 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $1,096,000 | 1,320 |
Net charge-offs | $12,000 | 3,957 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $960,150 | 1,428 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $10,872,000 | 2,564 |
Total interest expense | $2,884,000 | 2,029 |
Net interest income | $7,988,000 | 2,738 |
Provision for loan and lease losses | $250,000 | 4,345 |
Total noninterest income | $628,000 | 3,981 |
Gross Fiduciary activities income | $222,000 | 719 |
Service charges on deposit accounts | $312,000 | 3,526 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $94,000 | 5,373 |
Total noninterest expense | $4,997,000 | 3,538 |
Salaries and employee benefits | $2,644,000 | 3,415 |
Premises and equipment expense | $773,000 | 2,986 |
Additional noninterest expense | $1,580,000 | 3,716 |
Pre-tax net operating income | $3,369,000 | 1,654 |
Securities gains (losses) | $457,000 | 843 |
Applicable income taxes | $191,000 | 2,948 |
Income before extraordinary items | $3,635,000 | 1,359 |
Extraordinary gains, net | $0 | 29 |
Net income | $3,635,000 | 1,359 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $3,635,000 | 1,359 |
Net charge-offs | $300,000 | 3,802 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $3,200,850 | 1,456 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $8,166,000 | 2,585 |
Total interest expense | $2,210,000 | 2,069 |
Net interest income | $5,956,000 | 2,764 |
Provision for loan and lease losses | $180,000 | 4,271 |
Total noninterest income | $510,000 | 3,843 |
Gross Fiduciary activities income | $167,000 | 711 |
Service charges on deposit accounts | $224,000 | 3,617 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $119,000 | 4,880 |
Total noninterest expense | $3,760,000 | 3,537 |
Salaries and employee benefits | $1,970,000 | 3,441 |
Premises and equipment expense | $603,000 | 2,930 |
Additional noninterest expense | $1,187,000 | 3,719 |
Pre-tax net operating income | $2,526,000 | 1,715 |
Securities gains (losses) | $-236,000 | 7,294 |
Applicable income taxes | $103,000 | 3,176 |
Income before extraordinary items | $2,187,000 | 1,703 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,187,000 | 1,704 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $2,187,000 | 1,704 |
Net charge-offs | $193,000 | 3,750 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $2,413,560 | 1,493 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $5,450,000 | 2,608 |
Total interest expense | $1,526,000 | 2,077 |
Net interest income | $3,924,000 | 2,790 |
Provision for loan and lease losses | $120,000 | 4,174 |
Total noninterest income | $304,000 | 4,081 |
Gross Fiduciary activities income | $109,000 | 729 |
Service charges on deposit accounts | $149,000 | 3,604 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $46,000 | 5,542 |
Total noninterest expense | $2,513,000 | 3,567 |
Salaries and employee benefits | $1,320,000 | 3,439 |
Premises and equipment expense | $392,000 | 2,998 |
Additional noninterest expense | $801,000 | 3,746 |
Pre-tax net operating income | $1,595,000 | 1,788 |
Securities gains (losses) | $-158,000 | 7,362 |
Applicable income taxes | $65,000 | 3,187 |
Income before extraordinary items | $1,372,000 | 1,743 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,372,000 | 1,743 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $1,372,000 | 1,743 |
Net charge-offs | $135,000 | 3,528 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $1,522,100 | 1,534 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $2,697,000 | 2,648 |
Total interest expense | $774,000 | 2,121 |
Net interest income | $1,923,000 | 2,822 |
Provision for loan and lease losses | $60,000 | 3,936 |
Total noninterest income | $205,000 | 3,539 |
Gross Fiduciary activities income | $49,000 | 760 |
Service charges on deposit accounts | $75,000 | 3,563 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $81,000 | 3,885 |
Total noninterest expense | $1,290,000 | 3,495 |
Salaries and employee benefits | $673,000 | 3,424 |
Premises and equipment expense | $200,000 | 2,995 |
Additional noninterest expense | $417,000 | 3,632 |
Pre-tax net operating income | $778,000 | 1,809 |
Securities gains (losses) | $20,000 | 1,097 |
Applicable income taxes | $36,000 | 3,072 |
Income before extraordinary items | $762,000 | 1,550 |
Extraordinary gains, net | $0 | 9 |
Net income | $762,000 | 1,550 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $762,000 | 1,550 |
Net charge-offs | $135,000 | 2,459 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $743,000 | 1,542 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $11,518,000 | 2,603 |
Total interest expense | $3,437,000 | 2,300 |
Net interest income | $8,081,000 | 2,703 |
Provision for loan and lease losses | $2,300,000 | 1,899 |
Total noninterest income | $998,000 | 3,226 |
Gross Fiduciary activities income | $222,000 | 742 |
Service charges on deposit accounts | $371,000 | 3,213 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $405,000 | 3,488 |
Total noninterest expense | $5,082,000 | 3,569 |
Salaries and employee benefits | $2,641,000 | 3,447 |
Premises and equipment expense | $764,000 | 3,086 |
Additional noninterest expense | $1,677,000 | 3,709 |
Pre-tax net operating income | $1,697,000 | 2,526 |
Securities gains (losses) | $139,000 | 1,896 |
Applicable income taxes | $83,000 | 3,365 |
Income before extraordinary items | $1,753,000 | 2,241 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,753,000 | 2,241 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $1,753,000 | 2,243 |
Net charge-offs | $3,953,000 | 1,220 |
Cash dividends | $200,000 | 3,268 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $1,620,950 | 2,276 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $8,791,000 | 2,617 |
Total interest expense | $2,610,000 | 2,377 |
Net interest income | $6,181,000 | 2,683 |
Provision for loan and lease losses | $800,000 | 2,848 |
Total noninterest income | $897,000 | 2,937 |
Gross Fiduciary activities income | $170,000 | 723 |
Service charges on deposit accounts | $277,000 | 3,298 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $450,000 | 2,926 |
Total noninterest expense | $3,898,000 | 3,499 |
Salaries and employee benefits | $1,997,000 | 3,443 |
Premises and equipment expense | $589,000 | 3,071 |
Additional noninterest expense | $1,312,000 | 3,587 |
Pre-tax net operating income | $2,380,000 | 1,652 |
Securities gains (losses) | $73,000 | 2,191 |
Applicable income taxes | $110,000 | 3,050 |
Income before extraordinary items | $2,343,000 | 1,421 |
Extraordinary gains, net | $0 | 23 |
Net income | $2,343,000 | 1,424 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $2,343,000 | 1,425 |
Net charge-offs | $2,526,000 | 1,298 |
Cash dividends | $200,000 | 2,697 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $2,272,920 | 1,409 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $5,986,000 | 2,594 |
Total interest expense | $1,761,000 | 2,437 |
Net interest income | $4,225,000 | 2,623 |
Provision for loan and lease losses | $500,000 | 2,840 |
Total noninterest income | $526,000 | 3,123 |
Gross Fiduciary activities income | $109,000 | 737 |
Service charges on deposit accounts | $180,000 | 3,359 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $237,000 | 3,207 |
Total noninterest expense | $2,589,000 | 3,526 |
Salaries and employee benefits | $1,326,000 | 3,476 |
Premises and equipment expense | $393,000 | 3,100 |
Additional noninterest expense | $870,000 | 3,572 |
Pre-tax net operating income | $1,662,000 | 1,567 |
Securities gains (losses) | $73,000 | 1,640 |
Applicable income taxes | $78,000 | 2,989 |
Income before extraordinary items | $1,657,000 | 1,336 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,657,000 | 1,337 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $1,657,000 | 1,337 |
Net charge-offs | $2,363,000 | 998 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $1,586,920 | 1,337 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $2,923,000 | 2,712 |
Total interest expense | $888,000 | 2,526 |
Net interest income | $2,035,000 | 2,734 |
Provision for loan and lease losses | $0 | 6,552 |
Total noninterest income | $235,000 | 3,328 |
Gross Fiduciary activities income | $50,000 | 764 |
Service charges on deposit accounts | $92,000 | 3,301 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $93,000 | 3,649 |
Total noninterest expense | $1,272,000 | 3,598 |
Salaries and employee benefits | $667,000 | 3,514 |
Premises and equipment expense | $205,000 | 3,058 |
Additional noninterest expense | $400,000 | 3,799 |
Pre-tax net operating income | $998,000 | 1,310 |
Securities gains (losses) | $84,000 | 862 |
Applicable income taxes | $49,000 | 2,807 |
Income before extraordinary items | $1,033,000 | 1,062 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,033,000 | 1,063 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $1,033,000 | 1,064 |
Net charge-offs | $466,000 | 1,631 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $953,200 | 1,114 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $12,292,000 | 2,678 |
Total interest expense | $4,623,000 | 2,429 |
Net interest income | $7,669,000 | 2,831 |
Provision for loan and lease losses | $5,860,000 | 1,266 |
Total noninterest income | $-693,000 | 7,902 |
Gross Fiduciary activities income | $257,000 | 697 |
Service charges on deposit accounts | $394,000 | 3,361 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $-1,344,000 | 7,910 |
Total noninterest expense | $5,074,000 | 3,643 |
Salaries and employee benefits | $2,579,000 | 3,599 |
Premises and equipment expense | $733,000 | 3,344 |
Additional noninterest expense | $1,762,000 | 3,657 |
Pre-tax net operating income | $-3,958,000 | 7,055 |
Securities gains (losses) | $161,000 | 1,733 |
Applicable income taxes | $-183,000 | 6,736 |
Income before extraordinary items | $-3,614,000 | 7,097 |
Extraordinary gains, net | $0 | 34 |
Net income | $-3,614,000 | 7,095 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-3,614,000 | 7,095 |
Net charge-offs | $4,532,000 | 1,235 |
Cash dividends | $644,000 | 2,222 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-3,766,950 | 7,123 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $9,300,000 | 2,695 |
Total interest expense | $3,628,000 | 2,430 |
Net interest income | $5,672,000 | 2,867 |
Provision for loan and lease losses | $2,445,000 | 1,686 |
Total noninterest income | $-354,000 | 7,990 |
Gross Fiduciary activities income | $190,000 | 697 |
Service charges on deposit accounts | $291,000 | 3,394 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $-835,000 | 7,999 |
Total noninterest expense | $4,045,000 | 3,469 |
Salaries and employee benefits | $1,995,000 | 3,546 |
Premises and equipment expense | $616,000 | 3,089 |
Additional noninterest expense | $1,434,000 | 3,398 |
Pre-tax net operating income | $-1,172,000 | 6,735 |
Securities gains (losses) | $25,000 | 2,648 |
Applicable income taxes | $-52,000 | 6,825 |
Income before extraordinary items | $-1,095,000 | 6,797 |
Extraordinary gains, net | $0 | 27 |
Net income | $-1,095,000 | 6,796 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-1,095,000 | 6,798 |
Net charge-offs | $2,735,000 | 1,242 |
Cash dividends | $644,000 | 1,714 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-1,118,750 | 6,800 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $6,251,000 | 2,712 |
Total interest expense | $2,533,000 | 2,423 |
Net interest income | $3,718,000 | 2,896 |
Provision for loan and lease losses | $1,245,000 | 1,824 |
Total noninterest income | $251,000 | 4,801 |
Gross Fiduciary activities income | $133,000 | 695 |
Service charges on deposit accounts | $182,000 | 3,495 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $-64,000 | 7,927 |
Total noninterest expense | $2,673,000 | 3,531 |
Salaries and employee benefits | $1,361,000 | 3,526 |
Premises and equipment expense | $401,000 | 3,179 |
Additional noninterest expense | $911,000 | 3,518 |
Pre-tax net operating income | $51,000 | 5,517 |
Securities gains (losses) | $-303,000 | 7,848 |
Applicable income taxes | $-11,000 | 6,805 |
Income before extraordinary items | $-241,000 | 6,454 |
Extraordinary gains, net | $0 | 21 |
Net income | $-241,000 | 6,453 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-241,000 | 6,453 |
Net charge-offs | $1,434,000 | 1,373 |
Cash dividends | $601,000 | 1,411 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $49,880 | 5,502 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $3,172,000 | 2,712 |
Total interest expense | $1,326,000 | 2,393 |
Net interest income | $1,846,000 | 2,916 |
Provision for loan and lease losses | $40,000 | 5,160 |
Total noninterest income | $217,000 | 3,655 |
Gross Fiduciary activities income | $71,000 | 691 |
Service charges on deposit accounts | $88,000 | 3,501 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $58,000 | 4,572 |
Total noninterest expense | $1,319,000 | 3,488 |
Salaries and employee benefits | $721,000 | 3,383 |
Premises and equipment expense | $206,000 | 3,143 |
Additional noninterest expense | $392,000 | 3,631 |
Pre-tax net operating income | $704,000 | 1,794 |
Securities gains (losses) | $-607,000 | 8,115 |
Applicable income taxes | $4,000 | 4,381 |
Income before extraordinary items | $93,000 | 5,044 |
Extraordinary gains, net | $0 | 15 |
Net income | $93,000 | 5,049 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $93,000 | 5,048 |
Net charge-offs | $370,000 | 1,612 |
Cash dividends | $379,000 | 1,159 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $675,720 | 1,510 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $14,135,000 | 2,615 |
Total interest expense | $6,493,000 | 2,341 |
Net interest income | $7,642,000 | 2,826 |
Provision for loan and lease losses | $1,285,000 | 2,358 |
Total noninterest income | $821,000 | 3,824 |
Gross Fiduciary activities income | $314,000 | 672 |
Service charges on deposit accounts | $426,000 | 3,336 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $81,000 | 6,204 |
Total noninterest expense | $4,899,000 | 3,627 |
Salaries and employee benefits | $2,734,000 | 3,513 |
Premises and equipment expense | $782,000 | 3,231 |
Additional noninterest expense | $1,383,000 | 3,841 |
Pre-tax net operating income | $2,279,000 | 2,249 |
Securities gains (losses) | $-634,000 | 7,610 |
Applicable income taxes | $73,000 | 3,626 |
Income before extraordinary items | $1,572,000 | 2,434 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,572,000 | 2,432 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $549,000 | 2,667 |
Cash dividends | $913,000 | 2,456 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $2,180,640 | 1,956 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $10,835,000 | 2,617 |
Total interest expense | $5,091,000 | 2,352 |
Net interest income | $5,744,000 | 2,846 |
Provision for loan and lease losses | $805,000 | 2,091 |
Total noninterest income | $638,000 | 3,838 |
Gross Fiduciary activities income | $255,000 | 656 |
Service charges on deposit accounts | $322,000 | 3,344 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $61,000 | 6,335 |
Total noninterest expense | $3,743,000 | 3,559 |
Salaries and employee benefits | $2,182,000 | 3,392 |
Premises and equipment expense | $588,000 | 3,243 |
Additional noninterest expense | $973,000 | 3,945 |
Pre-tax net operating income | $1,834,000 | 2,458 |
Securities gains (losses) | $-597,000 | 7,813 |
Applicable income taxes | $56,000 | 4,035 |
Income before extraordinary items | $1,181,000 | 2,785 |
Extraordinary gains, net | $0 | 31 |
Net income | $1,181,000 | 2,781 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $452,000 | 2,069 |
Cash dividends | $913,000 | 1,935 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $1,748,150 | 2,114 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $7,342,000 | 2,600 |
Total interest expense | $3,583,000 | 2,330 |
Net interest income | $3,759,000 | 2,868 |
Provision for loan and lease losses | $505,000 | 1,898 |
Total noninterest income | $448,000 | 3,760 |
Gross Fiduciary activities income | $184,000 | 647 |
Service charges on deposit accounts | $208,000 | 3,404 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $56,000 | 5,955 |
Total noninterest expense | $2,494,000 | 3,575 |
Salaries and employee benefits | $1,475,000 | 3,373 |
Premises and equipment expense | $405,000 | 3,177 |
Additional noninterest expense | $614,000 | 4,114 |
Pre-tax net operating income | $1,208,000 | 2,575 |
Securities gains (losses) | $93,000 | 1,036 |
Applicable income taxes | $59,000 | 3,925 |
Income before extraordinary items | $1,242,000 | 2,127 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,242,000 | 2,127 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $444,000 | 1,423 |
Cash dividends | $646,000 | 1,962 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $1,153,650 | 2,239 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $3,743,000 | 2,622 |
Total interest expense | $1,911,000 | 2,327 |
Net interest income | $1,832,000 | 2,930 |
Provision for loan and lease losses | $10,000 | 5,419 |
Total noninterest income | $251,000 | 3,505 |
Gross Fiduciary activities income | $99,000 | 649 |
Service charges on deposit accounts | $106,000 | 3,330 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $46,000 | 5,219 |
Total noninterest expense | $1,234,000 | 3,617 |
Salaries and employee benefits | $744,000 | 3,377 |
Premises and equipment expense | $229,000 | 2,873 |
Additional noninterest expense | $261,000 | 4,550 |
Pre-tax net operating income | $839,000 | 2,059 |
Securities gains (losses) | $94,000 | 744 |
Applicable income taxes | $42,000 | 3,739 |
Income before extraordinary items | $891,000 | 1,667 |
Extraordinary gains, net | $0 | 15 |
Net income | $891,000 | 1,669 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $133,000 | 1,565 |
Cash dividends | $379,000 | 1,662 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $801,700 | 1,747 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $15,165,000 | 2,649 |
Total interest expense | $7,670,000 | 2,410 |
Net interest income | $7,495,000 | 2,916 |
Provision for loan and lease losses | $220,000 | 3,720 |
Total noninterest income | $909,000 | 3,731 |
Gross Fiduciary activities income | $321,000 | 692 |
Service charges on deposit accounts | $425,000 | 3,410 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $163,000 | 5,436 |
Total noninterest expense | $4,875,000 | 3,513 |
Salaries and employee benefits | $2,778,000 | 3,435 |
Premises and equipment expense | $864,000 | 2,898 |
Additional noninterest expense | $1,233,000 | 4,003 |
Pre-tax net operating income | $3,309,000 | 2,299 |
Securities gains (losses) | $170,000 | 480 |
Applicable income taxes | $150,000 | 4,132 |
Income before extraordinary items | $3,329,000 | 1,877 |
Extraordinary gains, net | $0 | 39 |
Net income | $3,329,000 | 1,876 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $174,000 | 3,028 |
Cash dividends | $1,620,000 | 1,887 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $3,165,800 | 1,936 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $11,348,000 | 2,659 |
Total interest expense | $5,711,000 | 2,422 |
Net interest income | $5,637,000 | 2,910 |
Provision for loan and lease losses | $120,000 | 3,851 |
Total noninterest income | $673,000 | 3,764 |
Gross Fiduciary activities income | $239,000 | 691 |
Service charges on deposit accounts | $316,000 | 3,434 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $118,000 | 5,507 |
Total noninterest expense | $3,644,000 | 3,504 |
Salaries and employee benefits | $2,084,000 | 3,411 |
Premises and equipment expense | $644,000 | 2,893 |
Additional noninterest expense | $916,000 | 3,964 |
Pre-tax net operating income | $2,546,000 | 2,403 |
Securities gains (losses) | $28,000 | 749 |
Applicable income taxes | $116,000 | 4,303 |
Income before extraordinary items | $2,458,000 | 2,030 |
Extraordinary gains, net | $0 | 33 |
Net income | $2,458,000 | 2,028 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 4,364 |
Cash dividends | $1,308,000 | 1,662 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $2,431,400 | 2,037 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $7,538,000 | 2,687 |
Total interest expense | $3,754,000 | 2,455 |
Net interest income | $3,784,000 | 2,896 |
Provision for loan and lease losses | $120,000 | 2,960 |
Total noninterest income | $448,000 | 3,782 |
Gross Fiduciary activities income | $155,000 | 705 |
Service charges on deposit accounts | $208,000 | 3,432 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $85,000 | 5,398 |
Total noninterest expense | $2,414,000 | 3,544 |
Salaries and employee benefits | $1,390,000 | 3,441 |
Premises and equipment expense | $418,000 | 2,990 |
Additional noninterest expense | $606,000 | 3,984 |
Pre-tax net operating income | $1,698,000 | 2,459 |
Securities gains (losses) | $61,000 | 505 |
Applicable income taxes | $79,000 | 4,362 |
Income before extraordinary items | $1,680,000 | 2,031 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,680,000 | 2,030 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 7,005 |
Cash dividends | $996,000 | 1,568 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $1,621,440 | 2,076 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $3,744,000 | 2,698 |
Total interest expense | $1,857,000 | 2,470 |
Net interest income | $1,887,000 | 2,907 |
Provision for loan and lease losses | $60,000 | 2,747 |
Total noninterest income | $222,000 | 3,806 |
Gross Fiduciary activities income | $77,000 | 715 |
Service charges on deposit accounts | $101,000 | 3,438 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $44,000 | 5,347 |
Total noninterest expense | $1,200,000 | 3,573 |
Salaries and employee benefits | $697,000 | 3,467 |
Premises and equipment expense | $212,000 | 2,968 |
Additional noninterest expense | $291,000 | 4,057 |
Pre-tax net operating income | $849,000 | 2,461 |
Securities gains (losses) | $24,000 | 528 |
Applicable income taxes | $39,000 | 4,383 |
Income before extraordinary items | $834,000 | 1,990 |
Extraordinary gains, net | $0 | 22 |
Net income | $834,000 | 1,990 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 4,238 |
Cash dividends | $451,000 | 1,524 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $810,960 | 2,037 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $15,045,000 | 2,542 |
Total interest expense | $7,061,000 | 2,266 |
Net interest income | $7,984,000 | 2,760 |
Provision for loan and lease losses | $180,000 | 3,697 |
Total noninterest income | $945,000 | 3,685 |
Gross Fiduciary activities income | $286,000 | 729 |
Service charges on deposit accounts | $484,000 | 3,125 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $175,000 | 5,346 |
Total noninterest expense | $4,883,000 | 3,416 |
Salaries and employee benefits | $2,672,000 | 3,447 |
Premises and equipment expense | $905,000 | 2,705 |
Additional noninterest expense | $1,306,000 | 3,690 |
Pre-tax net operating income | $3,866,000 | 2,314 |
Securities gains (losses) | $-81,000 | 8,126 |
Applicable income taxes | $180,000 | 4,409 |
Income before extraordinary items | $3,605,000 | 1,958 |
Extraordinary gains, net | $0 | 51 |
Net income | $3,605,000 | 1,959 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $322,000 | 1,585 |
Cash dividends | $4,217,000 | 828 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $3,681,950 | 1,915 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $11,197,000 | 2,554 |
Total interest expense | $5,174,000 | 2,253 |
Net interest income | $6,023,000 | 2,775 |
Provision for loan and lease losses | $120,000 | 3,815 |
Total noninterest income | $684,000 | 3,769 |
Gross Fiduciary activities income | $216,000 | 718 |
Service charges on deposit accounts | $376,000 | 3,059 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $92,000 | 5,992 |
Total noninterest expense | $3,723,000 | 3,373 |
Salaries and employee benefits | $2,030,000 | 3,405 |
Premises and equipment expense | $706,000 | 2,620 |
Additional noninterest expense | $987,000 | 3,648 |
Pre-tax net operating income | $2,864,000 | 2,409 |
Securities gains (losses) | $-87,000 | 8,359 |
Applicable income taxes | $132,000 | 4,629 |
Income before extraordinary items | $2,645,000 | 2,055 |
Extraordinary gains, net | $0 | 45 |
Net income | $2,645,000 | 2,057 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $323,000 | 1,099 |
Cash dividends | $3,811,000 | 684 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $2,727,650 | 1,986 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $7,400,000 | 2,536 |
Total interest expense | $3,358,000 | 2,223 |
Net interest income | $4,042,000 | 2,764 |
Provision for loan and lease losses | $60,000 | 4,062 |
Total noninterest income | $438,000 | 3,826 |
Gross Fiduciary activities income | $144,000 | 728 |
Service charges on deposit accounts | $247,000 | 3,082 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $47,000 | 6,470 |
Total noninterest expense | $2,512,000 | 3,334 |
Salaries and employee benefits | $1,377,000 | 3,369 |
Premises and equipment expense | $475,000 | 2,591 |
Additional noninterest expense | $660,000 | 3,642 |
Pre-tax net operating income | $1,908,000 | 2,405 |
Securities gains (losses) | $-65,000 | 8,432 |
Applicable income taxes | $88,000 | 4,689 |
Income before extraordinary items | $1,755,000 | 2,055 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,755,000 | 2,058 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 3,501 |
Cash dividends | $3,361,000 | 524 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $1,816,750 | 1,981 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $3,621,000 | 2,544 |
Total interest expense | $1,625,000 | 2,179 |
Net interest income | $1,996,000 | 2,790 |
Provision for loan and lease losses | $15,000 | 4,758 |
Total noninterest income | $238,000 | 3,590 |
Gross Fiduciary activities income | $67,000 | 754 |
Service charges on deposit accounts | $122,000 | 3,048 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $49,000 | 5,161 |
Total noninterest expense | $1,243,000 | 3,370 |
Salaries and employee benefits | $689,000 | 3,387 |
Premises and equipment expense | $230,000 | 2,667 |
Additional noninterest expense | $324,000 | 3,657 |
Pre-tax net operating income | $976,000 | 2,319 |
Securities gains (losses) | $-52,000 | 8,575 |
Applicable income taxes | $44,000 | 4,649 |
Income before extraordinary items | $880,000 | 2,008 |
Extraordinary gains, net | $0 | 21 |
Net income | $880,000 | 2,007 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 3,102 |
Cash dividends | $2,955,000 | 320 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $929,400 | 1,894 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $13,753,000 | 2,403 |
Total interest expense | $5,708,000 | 1,970 |
Net interest income | $8,045,000 | 2,683 |
Provision for loan and lease losses | $160,000 | 4,008 |
Total noninterest income | $940,000 | 3,705 |
Gross Fiduciary activities income | $293,000 | 717 |
Service charges on deposit accounts | $487,000 | 3,104 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $160,000 | 5,609 |
Total noninterest expense | $4,708,000 | 3,401 |
Salaries and employee benefits | $2,502,000 | 3,483 |
Premises and equipment expense | $930,000 | 2,522 |
Additional noninterest expense | $1,276,000 | 3,683 |
Pre-tax net operating income | $4,117,000 | 2,180 |
Securities gains (losses) | $183,000 | 526 |
Applicable income taxes | $190,000 | 4,730 |
Income before extraordinary items | $4,110,000 | 1,710 |
Extraordinary gains, net | $0 | 46 |
Net income | $4,110,000 | 1,709 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $239,000 | 2,044 |
Cash dividends | $5,438,000 | 619 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $3,934,320 | 1,740 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $10,240,000 | 2,364 |
Total interest expense | $4,174,000 | 1,915 |
Net interest income | $6,066,000 | 2,650 |
Provision for loan and lease losses | $100,000 | 4,154 |
Total noninterest income | $698,000 | 3,736 |
Gross Fiduciary activities income | $227,000 | 690 |
Service charges on deposit accounts | $355,000 | 3,174 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $116,000 | 5,683 |
Total noninterest expense | $3,617,000 | 3,311 |
Salaries and employee benefits | $1,939,000 | 3,367 |
Premises and equipment expense | $708,000 | 2,483 |
Additional noninterest expense | $970,000 | 3,582 |
Pre-tax net operating income | $3,047,000 | 2,204 |
Securities gains (losses) | $150,000 | 542 |
Applicable income taxes | $152,000 | 4,792 |
Income before extraordinary items | $3,045,000 | 1,729 |
Extraordinary gains, net | $0 | 35 |
Net income | $3,045,000 | 1,730 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $214,000 | 1,606 |
Cash dividends | $4,750,000 | 505 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $2,902,500 | 1,774 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $6,758,000 | 2,335 |
Total interest expense | $2,736,000 | 1,837 |
Net interest income | $4,022,000 | 2,641 |
Provision for loan and lease losses | $40,000 | 4,850 |
Total noninterest income | $469,000 | 3,683 |
Gross Fiduciary activities income | $152,000 | 696 |
Service charges on deposit accounts | $230,000 | 3,207 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $87,000 | 5,442 |
Total noninterest expense | $2,420,000 | 3,281 |
Salaries and employee benefits | $1,303,000 | 3,324 |
Premises and equipment expense | $474,000 | 2,444 |
Additional noninterest expense | $643,000 | 3,602 |
Pre-tax net operating income | $2,031,000 | 2,162 |
Securities gains (losses) | $162,000 | 450 |
Applicable income taxes | $104,000 | 4,770 |
Income before extraordinary items | $2,089,000 | 1,643 |
Extraordinary gains, net | $0 | 30 |
Net income | $2,089,000 | 1,643 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $206,000 | 1,180 |
Cash dividends | $4,262,000 | 382 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $1,935,100 | 1,737 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $3,328,000 | 2,321 |
Total interest expense | $1,356,000 | 1,754 |
Net interest income | $1,972,000 | 2,674 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $223,000 | 3,723 |
Gross Fiduciary activities income | $75,000 | 706 |
Service charges on deposit accounts | $113,000 | 3,173 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $35,000 | 5,892 |
Total noninterest expense | $1,231,000 | 3,247 |
Salaries and employee benefits | $656,000 | 3,298 |
Premises and equipment expense | $254,000 | 2,321 |
Additional noninterest expense | $321,000 | 3,599 |
Pre-tax net operating income | $964,000 | 2,226 |
Securities gains (losses) | $124,000 | 331 |
Applicable income taxes | $52,000 | 4,706 |
Income before extraordinary items | $1,036,000 | 1,612 |
Extraordinary gains, net | $0 | 24 |
Net income | $1,036,000 | 1,614 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 3,734 |
Cash dividends | $3,757,000 | 217 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $918,200 | 1,800 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $13,328,000 | 2,154 |
Total interest expense | $5,345,000 | 1,531 |
Net interest income | $7,983,000 | 2,554 |
Provision for loan and lease losses | $30,000 | 6,416 |
Total noninterest income | $946,000 | 3,682 |
Gross Fiduciary activities income | $280,000 | 707 |
Service charges on deposit accounts | $512,000 | 3,093 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $154,000 | 5,630 |
Total noninterest expense | $4,859,000 | 3,199 |
Salaries and employee benefits | $2,558,000 | 3,282 |
Premises and equipment expense | $942,000 | 2,422 |
Additional noninterest expense | $1,359,000 | 3,388 |
Pre-tax net operating income | $4,040,000 | 2,046 |
Securities gains (losses) | $380,000 | 539 |
Applicable income taxes | $210,000 | 4,693 |
Income before extraordinary items | $4,210,000 | 1,533 |
Extraordinary gains, net | $0 | 34 |
Net income | $4,210,000 | 1,534 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-53,000 | 8,691 |
Cash dividends | $1,842,000 | 1,462 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $3,849,000 | 1,621 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $9,988,000 | 2,132 |
Total interest expense | $4,020,000 | 1,507 |
Net interest income | $5,968,000 | 2,534 |
Provision for loan and lease losses | $30,000 | 5,981 |
Total noninterest income | $738,000 | 3,607 |
Gross Fiduciary activities income | $229,000 | 686 |
Service charges on deposit accounts | $387,000 | 3,086 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $122,000 | 5,538 |
Total noninterest expense | $3,735,000 | 3,094 |
Salaries and employee benefits | $2,006,000 | 3,116 |
Premises and equipment expense | $689,000 | 2,454 |
Additional noninterest expense | $1,040,000 | 3,309 |
Pre-tax net operating income | $2,941,000 | 2,106 |
Securities gains (losses) | $351,000 | 535 |
Applicable income taxes | $156,000 | 4,794 |
Income before extraordinary items | $3,136,000 | 1,545 |
Extraordinary gains, net | $0 | 26 |
Net income | $3,136,000 | 1,546 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-52,000 | 8,671 |
Cash dividends | $1,462,000 | 1,301 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $2,802,550 | 1,684 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $6,670,000 | 2,095 |
Total interest expense | $2,711,000 | 1,467 |
Net interest income | $3,959,000 | 2,511 |
Provision for loan and lease losses | $30,000 | 5,293 |
Total noninterest income | $501,000 | 3,569 |
Gross Fiduciary activities income | $160,000 | 677 |
Service charges on deposit accounts | $253,000 | 3,116 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $88,000 | 5,416 |
Total noninterest expense | $2,475,000 | 3,132 |
Salaries and employee benefits | $1,340,000 | 3,134 |
Premises and equipment expense | $435,000 | 2,581 |
Additional noninterest expense | $700,000 | 3,310 |
Pre-tax net operating income | $1,955,000 | 2,084 |
Securities gains (losses) | $300,000 | 485 |
Applicable income taxes | $107,000 | 4,754 |
Income before extraordinary items | $2,148,000 | 1,500 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,148,000 | 1,501 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-35,000 | 8,628 |
Cash dividends | $1,109,000 | 1,149 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $1,863,000 | 1,657 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $3,415,000 | 2,047 |
Total interest expense | $1,364,000 | 1,464 |
Net interest income | $2,051,000 | 2,434 |
Provision for loan and lease losses | $15,000 | 5,048 |
Total noninterest income | $256,000 | 3,469 |
Gross Fiduciary activities income | $82,000 | 681 |
Service charges on deposit accounts | $129,000 | 2,993 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $45,000 | 5,324 |
Total noninterest expense | $1,241,000 | 3,115 |
Salaries and employee benefits | $673,000 | 3,138 |
Premises and equipment expense | $220,000 | 2,567 |
Additional noninterest expense | $348,000 | 3,305 |
Pre-tax net operating income | $1,051,000 | 1,924 |
Securities gains (losses) | $212,000 | 475 |
Applicable income taxes | $60,000 | 4,582 |
Income before extraordinary items | $1,203,000 | 1,335 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,203,000 | 1,335 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-42,000 | 8,813 |
Cash dividends | $559,000 | 1,087 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $1,001,600 | 1,505 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $13,870,000 | 2,048 |
Total interest expense | $5,897,000 | 1,507 |
Net interest income | $7,973,000 | 2,436 |
Provision for loan and lease losses | $120,000 | 4,933 |
Total noninterest income | $978,000 | 3,773 |
Gross Fiduciary activities income | $273,000 | 732 |
Service charges on deposit accounts | $542,000 | 2,915 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $163,000 | 5,670 |
Total noninterest expense | $4,770,000 | 3,167 |
Salaries and employee benefits | $2,466,000 | 3,306 |
Premises and equipment expense | $941,000 | 2,394 |
Additional noninterest expense | $1,363,000 | 3,352 |
Pre-tax net operating income | $4,061,000 | 1,955 |
Securities gains (losses) | $365,000 | 933 |
Applicable income taxes | $210,000 | 4,857 |
Income before extraordinary items | $4,216,000 | 1,488 |
Extraordinary gains, net | $0 | 54 |
Net income | $4,216,000 | 1,489 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 5,170 |
Cash dividends | $2,179,000 | 1,294 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $3,869,250 | 1,538 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $10,505,000 | 2,060 |
Total interest expense | $4,506,000 | 1,548 |
Net interest income | $5,999,000 | 2,446 |
Provision for loan and lease losses | $120,000 | 4,343 |
Total noninterest income | $724,000 | 3,855 |
Gross Fiduciary activities income | $202,000 | 735 |
Service charges on deposit accounts | $400,000 | 2,948 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $122,000 | 5,712 |
Total noninterest expense | $3,598,000 | 3,160 |
Salaries and employee benefits | $1,888,000 | 3,253 |
Premises and equipment expense | $688,000 | 2,456 |
Additional noninterest expense | $1,022,000 | 3,332 |
Pre-tax net operating income | $3,005,000 | 2,045 |
Securities gains (losses) | $291,000 | 981 |
Applicable income taxes | $165,000 | 4,955 |
Income before extraordinary items | $3,131,000 | 1,543 |
Extraordinary gains, net | $0 | 40 |
Net income | $3,131,000 | 1,542 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 5,102 |
Cash dividends | $1,782,000 | 1,117 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $2,854,550 | 1,602 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $7,114,000 | 2,048 |
Total interest expense | $3,083,000 | 1,557 |
Net interest income | $4,031,000 | 2,409 |
Provision for loan and lease losses | $120,000 | 3,448 |
Total noninterest income | $489,000 | 3,792 |
Gross Fiduciary activities income | $135,000 | 729 |
Service charges on deposit accounts | $267,000 | 2,912 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $87,000 | 5,586 |
Total noninterest expense | $2,386,000 | 3,182 |
Salaries and employee benefits | $1,261,000 | 3,253 |
Premises and equipment expense | $448,000 | 2,493 |
Additional noninterest expense | $677,000 | 3,336 |
Pre-tax net operating income | $2,014,000 | 2,024 |
Securities gains (losses) | $337,000 | 746 |
Applicable income taxes | $118,000 | 4,894 |
Income before extraordinary items | $2,233,000 | 1,471 |
Extraordinary gains, net | $0 | 30 |
Net income | $2,233,000 | 1,470 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 5,737 |
Cash dividends | $945,000 | 1,375 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $1,912,850 | 1,590 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $3,564,000 | 2,062 |
Total interest expense | $1,554,000 | 1,589 |
Net interest income | $2,010,000 | 2,416 |
Provision for loan and lease losses | $60,000 | 3,248 |
Total noninterest income | $224,000 | 3,890 |
Gross Fiduciary activities income | $69,000 | 740 |
Service charges on deposit accounts | $127,000 | 2,959 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $28,000 | 6,362 |
Total noninterest expense | $1,214,000 | 3,103 |
Salaries and employee benefits | $635,000 | 3,201 |
Premises and equipment expense | $217,000 | 2,575 |
Additional noninterest expense | $362,000 | 3,103 |
Pre-tax net operating income | $960,000 | 2,115 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $48,000 | 5,169 |
Income before extraordinary items | $912,000 | 1,746 |
Extraordinary gains, net | $0 | 21 |
Net income | $912,000 | 1,745 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 2,620 |
Cash dividends | $573,000 | 1,088 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $912,000 | 1,632 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $14,495,000 | 2,114 |
Total interest expense | $6,629,000 | 1,726 |
Net interest income | $7,866,000 | 2,435 |
Provision for loan and lease losses | $420,000 | 2,722 |
Total noninterest income | $985,000 | 3,518 |
Gross Fiduciary activities income | $241,000 | 777 |
Service charges on deposit accounts | $547,000 | 2,754 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $197,000 | 5,060 |
Total noninterest expense | $4,644,000 | 3,131 |
Salaries and employee benefits | $2,374,000 | 3,255 |
Premises and equipment expense | $842,000 | 2,560 |
Additional noninterest expense | $1,428,000 | 3,072 |
Pre-tax net operating income | $3,787,000 | 2,080 |
Securities gains (losses) | $292,000 | 912 |
Applicable income taxes | $191,000 | 5,179 |
Income before extraordinary items | $3,888,000 | 1,564 |
Extraordinary gains, net | $0 | 70 |
Net income | $3,888,000 | 1,564 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $178,000 | 3,208 |
Cash dividends | $2,260,000 | 1,192 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $3,610,600 | 1,604 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $14,925,000 | 2,296 |
Total interest expense | $7,942,000 | 2,028 |
Net interest income | $6,983,000 | 2,560 |
Provision for loan and lease losses | $180,000 | 4,345 |
Total noninterest income | $879,000 | 3,626 |
Gross Fiduciary activities income | $225,000 | 805 |
Service charges on deposit accounts | $473,000 | 2,966 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $181,000 | 5,151 |
Total noninterest expense | $4,233,000 | 3,254 |
Salaries and employee benefits | $2,210,000 | 3,315 |
Premises and equipment expense | $669,000 | 3,070 |
Additional noninterest expense | $1,354,000 | 3,149 |
Pre-tax net operating income | $3,449,000 | 2,000 |
Securities gains (losses) | $161,000 | 1,358 |
Applicable income taxes | $180,000 | 5,192 |
Income before extraordinary items | $3,430,000 | 1,554 |
Extraordinary gains, net | $0 | 105 |
Net income | $3,430,000 | 1,557 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $80,000 | 4,411 |
Cash dividends | $5,465,000 | 574 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $3,277,050 | 1,549 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $15,643,000 | 2,251 |
Total interest expense | $8,923,000 | 1,937 |
Net interest income | $6,720,000 | 2,647 |
Provision for loan and lease losses | $180,000 | 3,942 |
Total noninterest income | $793,000 | 3,679 |
Gross Fiduciary activities income | $232,000 | 774 |
Service charges on deposit accounts | $387,000 | 3,330 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $174,000 | 5,123 |
Total noninterest expense | $3,840,000 | 3,434 |
Salaries and employee benefits | $2,035,000 | 3,413 |
Premises and equipment expense | $588,000 | 3,329 |
Additional noninterest expense | $1,217,000 | 3,391 |
Pre-tax net operating income | $3,493,000 | 2,089 |
Securities gains (losses) | $142,000 | 487 |
Applicable income taxes | $188,000 | 5,509 |
Income before extraordinary items | $3,447,000 | 1,524 |
Extraordinary gains, net | $0 | 38 |
Net income | $3,447,000 | 1,524 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 5,868 |
Cash dividends | $2,068,000 | 1,317 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $3,312,100 | 1,584 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $14,059,000 | 2,317 |
Total interest expense | $7,241,000 | 2,064 |
Net interest income | $6,818,000 | 2,572 |
Provision for loan and lease losses | $120,000 | 4,720 |
Total noninterest income | $747,000 | 3,798 |
Gross Fiduciary activities income | $188,000 | 880 |
Service charges on deposit accounts | $344,000 | 3,606 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $215,000 | 4,777 |
Total noninterest expense | $3,795,000 | 3,473 |
Salaries and employee benefits | $1,970,000 | 3,488 |
Premises and equipment expense | $601,000 | 3,250 |
Additional noninterest expense | $1,224,000 | 3,365 |
Pre-tax net operating income | $3,650,000 | 2,005 |
Securities gains (losses) | $106,000 | 718 |
Applicable income taxes | $194,000 | 5,775 |
Income before extraordinary items | $3,562,000 | 1,504 |
Extraordinary gains, net | $0 | 35 |
Net income | $3,562,000 | 1,505 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 4,426 |
Cash dividends | $2,064,000 | 1,324 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $3,461,300 | 1,515 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $12,684,000 | 2,573 |
Total interest expense | $6,634,000 | 2,284 |
Net interest income | $6,050,000 | 2,842 |
Provision for loan and lease losses | $180,000 | 3,728 |
Total noninterest income | $777,000 | 3,703 |
Gross Fiduciary activities income | $144,000 | 941 |
Service charges on deposit accounts | $321,000 | 3,726 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $312,000 | 3,935 |
Total noninterest expense | $3,586,000 | 3,537 |
Salaries and employee benefits | $1,895,000 | 3,510 |
Premises and equipment expense | $558,000 | 3,388 |
Additional noninterest expense | $1,133,000 | 3,542 |
Pre-tax net operating income | $3,061,000 | 2,328 |
Securities gains (losses) | $310,000 | 728 |
Applicable income taxes | $173,000 | 6,538 |
Income before extraordinary items | $3,198,000 | 1,649 |
Extraordinary gains, net | $0 | 32 |
Net income | $3,198,000 | 1,650 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 6,871 |
Cash dividends | $1,809,000 | 1,445 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $2,903,500 | 1,742 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $11,312,000 | 2,884 |
Total interest expense | $5,595,000 | 2,666 |
Net interest income | $5,717,000 | 3,050 |
Provision for loan and lease losses | $240,000 | 3,015 |
Total noninterest income | $526,000 | 4,829 |
Gross Fiduciary activities income | $89,000 | 1,075 |
Service charges on deposit accounts | $263,000 | 4,486 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $174,000 | 5,301 |
Total noninterest expense | $3,153,000 | 3,937 |
Salaries and employee benefits | $1,814,000 | 3,613 |
Premises and equipment expense | $419,000 | 4,285 |
Additional noninterest expense | $920,000 | 4,223 |
Pre-tax net operating income | $2,850,000 | 2,597 |
Securities gains (losses) | $66,000 | 1,184 |
Applicable income taxes | $333,000 | 5,448 |
Income before extraordinary items | $2,583,000 | 2,047 |
Extraordinary gains, net | $0 | 44 |
Net income | $2,583,000 | 2,046 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $75,000 | 4,367 |
Cash dividends | $1,466,000 | 1,650 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $2,524,260 | 2,046 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $10,292,000 | 3,192 |
Total interest expense | $5,119,000 | 2,938 |
Net interest income | $5,173,000 | 3,441 |
Provision for loan and lease losses | $250,000 | 2,928 |
Total noninterest income | $458,000 | 5,472 |
Gross Fiduciary activities income | $69,000 | 1,174 |
Service charges on deposit accounts | $270,000 | 4,553 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $119,000 | 6,619 |
Total noninterest expense | $2,733,000 | 4,655 |
Salaries and employee benefits | $1,519,000 | 4,257 |
Premises and equipment expense | $358,000 | 4,944 |
Additional noninterest expense | $856,000 | 4,934 |
Pre-tax net operating income | $2,648,000 | 2,640 |
Securities gains (losses) | $841,000 | 297 |
Applicable income taxes | $760,000 | 2,987 |
Income before extraordinary items | $2,729,000 | 1,810 |
Extraordinary gains, net | $0 | 53 |
Net income | $2,729,000 | 1,811 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $217,000 | 2,548 |
Cash dividends | $400,000 | 3,860 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $2,073,020 | 2,330 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $10,175,000 | 3,233 |
Total interest expense | $5,059,000 | 2,993 |
Net interest income | $5,116,000 | 3,459 |
Provision for loan and lease losses | $50,000 | 6,165 |
Total noninterest income | $443,000 | 5,602 |
Gross Fiduciary activities income | $72,000 | 1,225 |
Service charges on deposit accounts | $254,000 | 4,891 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $117,000 | 6,722 |
Total noninterest expense | $2,623,000 | 4,794 |
Salaries and employee benefits | $1,471,000 | 4,362 |
Premises and equipment expense | $314,000 | 5,437 |
Additional noninterest expense | $838,000 | 5,062 |
Pre-tax net operating income | $2,886,000 | 2,506 |
Securities gains (losses) | $377,000 | 428 |
Applicable income taxes | $830,000 | 2,787 |
Income before extraordinary items | $2,433,000 | 2,074 |
Extraordinary gains, net | $0 | 65 |
Net income | $2,433,000 | 2,072 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 5,954 |
Cash dividends | $18,000 | 8,438 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $2,150,250 | 2,323 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $9,051,000 | 3,312 |
Total interest expense | $3,803,000 | 3,217 |
Net interest income | $5,248,000 | 3,411 |
Provision for loan and lease losses | $100,000 | 4,522 |
Total noninterest income | $429,000 | 5,866 |
Gross Fiduciary activities income | $61,000 | 1,274 |
Service charges on deposit accounts | $250,000 | 5,049 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $118,000 | 6,976 |
Total noninterest expense | $2,559,000 | 5,053 |
Salaries and employee benefits | $1,382,000 | 4,624 |
Premises and equipment expense | $247,000 | 6,567 |
Additional noninterest expense | $930,000 | 5,028 |
Pre-tax net operating income | $3,018,000 | 2,362 |
Securities gains (losses) | $-171,000 | 11,872 |
Applicable income taxes | $510,000 | 3,997 |
Income before extraordinary items | $2,337,000 | 2,092 |
Extraordinary gains, net | $0 | 249 |
Net income | $2,337,000 | 2,090 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $36,000 | 5,693 |
Cash dividends | $1,287,000 | 1,582 |
Sale, conversion, retirement of capital stock, net | $-73,000 | 12,498 |
Net operating income | $2,477,220 | 1,972 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $8,878,000 | 3,458 |
Total interest expense | $3,722,000 | 3,385 |
Net interest income | $5,156,000 | 3,467 |
Provision for loan and lease losses | $45,000 | 7,729 |
Total noninterest income | $463,000 | 5,890 |
Gross Fiduciary activities income | $82,000 | 1,250 |
Service charges on deposit accounts | $263,000 | 4,909 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $118,000 | 7,354 |
Total noninterest expense | $2,475,000 | 5,330 |
Salaries and employee benefits | $1,332,000 | 4,776 |
Premises and equipment expense | $239,000 | 6,903 |
Additional noninterest expense | $904,000 | 5,348 |
Pre-tax net operating income | $3,099,000 | 2,199 |
Securities gains (losses) | $131,000 | 2,144 |
Applicable income taxes | $696,000 | 3,134 |
Income before extraordinary items | $2,534,000 | 1,970 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $2,534,000 | 2,042 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $1,045,000 | 1,689 |
Sale, conversion, retirement of capital stock, net | $-1,914,000 | 13,264 |
Net operating income | $2,431,820 | 1,927 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $9,375,000 | 3,723 |
Total interest expense | $4,448,000 | 3,684 |
Net interest income | $4,927,000 | 3,695 |
Provision for loan and lease losses | $50,000 | 9,026 |
Total noninterest income | $491,000 | 5,710 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $270,000 | 4,830 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $221,000 | 5,344 |
Total noninterest expense | $2,428,000 | 5,441 |
Salaries and employee benefits | $1,254,000 | 4,967 |
Premises and equipment expense | $220,000 | 7,396 |
Additional noninterest expense | $954,000 | 5,254 |
Pre-tax net operating income | $2,940,000 | 2,116 |
Securities gains (losses) | $201,000 | 2,003 |
Applicable income taxes | $770,000 | 2,710 |
Income before extraordinary items | $2,371,000 | 1,921 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $2,371,000 | 1,953 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 9,186 |
Cash dividends | $960,000 | 1,621 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $2,220,250 | 1,901 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.