Home > South Jersey Savings and Loan Association > Income and Expense
South Jersey Savings and Loan Association, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,983,000 | 1,560 |
| Total interest expense | $11,678,000 | 1,292 |
| Net interest income | $9,305,000 | 1,883 |
| Provision for loan and lease losses | $155,000 | 4,177 |
| Total noninterest income | $728,000 | 3,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $728,000 | 2,311 |
| Total noninterest expense | $6,125,000 | 2,240 |
| Salaries and employee benefits | $3,812,000 | 1,825 |
| Premises and equipment expense | $1,233,000 | 1,653 |
| Additional noninterest expense | $1,080,000 | 3,764 |
| Pre-tax net operating income | $3,753,000 | 1,960 |
| Securities gains (losses) | $-37,000 | 9,718 |
| Applicable income taxes | $1,359,000 | 1,724 |
| Income before extraordinary items | $2,357,000 | 2,220 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,357,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,123 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $15,214,000 | 42 |
| Net operating income | $2,380,680 | 2,168 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,272,000 | 1,770 |
| Total interest expense | $10,005,000 | 1,523 |
| Net interest income | $8,267,000 | 2,060 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $652,000 | 4,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $652,000 | 2,506 |
| Total noninterest expense | $5,222,000 | 2,492 |
| Salaries and employee benefits | $3,220,000 | 2,105 |
| Premises and equipment expense | $1,088,000 | 1,809 |
| Additional noninterest expense | $914,000 | 4,241 |
| Pre-tax net operating income | $3,397,000 | 2,122 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,222,000 | 1,962 |
| Income before extraordinary items | $2,175,000 | 2,370 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,175,000 | 2,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,175,000 | 2,295 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,559,000 | 1,882 |
| Total interest expense | $9,331,000 | 1,659 |
| Net interest income | $8,228,000 | 2,116 |
| Provision for loan and lease losses | $400,000 | 2,088 |
| Total noninterest income | $657,000 | 4,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $657,000 | 2,324 |
| Total noninterest expense | $4,947,000 | 2,592 |
| Salaries and employee benefits | $2,977,000 | 2,224 |
| Premises and equipment expense | $1,050,000 | 1,891 |
| Additional noninterest expense | $920,000 | 4,223 |
| Pre-tax net operating income | $3,538,000 | 2,130 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,273,000 | 1,968 |
| Income before extraordinary items | $2,265,000 | 2,317 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,265,000 | 2,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $769,000 | 943 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,265,000 | 2,259 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,917,000 | 1,995 |
| Total interest expense | $9,129,000 | 1,734 |
| Net interest income | $7,788,000 | 2,312 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $720,000 | 4,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $720,000 | 2,253 |
| Total noninterest expense | $6,517,000 | 2,118 |
| Salaries and employee benefits | $2,920,000 | 2,271 |
| Premises and equipment expense | $995,000 | 2,011 |
| Additional noninterest expense | $2,602,000 | 1,950 |
| Pre-tax net operating income | $1,811,000 | 3,698 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $654,000 | 3,346 |
| Income before extraordinary items | $1,157,000 | 3,989 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,157,000 | 3,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,856 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,157,000 | 3,941 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,116,000 | 2,086 |
| Total interest expense | $8,591,000 | 1,841 |
| Net interest income | $7,525,000 | 2,387 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $708,000 | 4,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $708,000 | 2,276 |
| Total noninterest expense | $4,909,000 | 2,767 |
| Salaries and employee benefits | $2,717,000 | 2,458 |
| Premises and equipment expense | $916,000 | 2,190 |
| Additional noninterest expense | $1,276,000 | 3,556 |
| Pre-tax net operating income | $3,144,000 | 2,343 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,121,000 | 2,153 |
| Income before extraordinary items | $2,023,000 | 2,486 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,023,000 | 2,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,140 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,023,000 | 2,468 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,381,000 | 2,013 |
| Total interest expense | $7,425,000 | 1,687 |
| Net interest income | $7,956,000 | 2,266 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $665,000 | 4,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $665,000 | 2,419 |
| Total noninterest expense | $4,875,000 | 2,843 |
| Salaries and employee benefits | $2,708,000 | 2,471 |
| Premises and equipment expense | $927,000 | 2,179 |
| Additional noninterest expense | $1,240,000 | 3,938 |
| Pre-tax net operating income | $3,446,000 | 2,066 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,257,000 | 1,814 |
| Income before extraordinary items | $2,189,000 | 2,236 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,189,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,709 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,189,000 | 2,255 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,711,000 | 1,995 |
| Total interest expense | $7,576,000 | 1,741 |
| Net interest income | $8,135,000 | 2,206 |
| Provision for loan and lease losses | $400,000 | 2,455 |
| Total noninterest income | $647,000 | 4,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $647,000 | 2,742 |
| Total noninterest expense | $4,505,000 | 3,116 |
| Salaries and employee benefits | $2,480,000 | 2,666 |
| Premises and equipment expense | $830,000 | 2,464 |
| Additional noninterest expense | $1,195,000 | 4,203 |
| Pre-tax net operating income | $3,877,000 | 1,775 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,572,000 | 1,513 |
| Income before extraordinary items | $2,305,000 | 2,171 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,305,000 | 2,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,534 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,305,000 | 2,040 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,035,000 | 2,207 |
| Total interest expense | $8,712,000 | 1,942 |
| Net interest income | $7,323,000 | 2,484 |
| Provision for loan and lease losses | $212,000 | 5,074 |
| Total noninterest income | $663,000 | 4,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $663,000 | 2,636 |
| Total noninterest expense | $4,273,000 | 3,295 |
| Salaries and employee benefits | $2,344,000 | 2,766 |
| Premises and equipment expense | $788,000 | 2,639 |
| Additional noninterest expense | $1,141,000 | 4,548 |
| Pre-tax net operating income | $3,501,000 | 1,761 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,219,000 | 1,730 |
| Income before extraordinary items | $2,282,000 | 2,013 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,282,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 4,970 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,282,000 | 1,845 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.