Home > South Jersey Savings and Loan Association > Assets and Liabilities
South Jersey Savings and Loan Association, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 69 | 2,557 |
| Assets and Liabilities | ||
| Total Assets: | $321,347,000 | 1,466 |
| Cash and due from depository institutions | $3,803,000 | 2,557 |
| Interest-bearing balances | $396,000 | 3,363 |
| Securities | $161,275,000 | 739 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 6,047 |
| Net loans & leases | $147,658,000 | 2,030 |
| Loan loss allowance | $1,043,000 | 3,309 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,922,000 | 2,918 |
| Other real estate owned | $0 | 2,557 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,339,000 | 1,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $321,347,000 | 1,466 |
| Total liabilities | $277,242,000 | 1,536 |
| Total deposits | $239,009,000 | 1,584 |
| Interest-bearing deposits | $231,762,000 | 1,408 |
| Deposits held in domestic offices | $239,009,000 | 1,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $37,074,000 | 892 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,159,000 | 2,900 |
| Total equity capital | $44,105,000 | 1,021 |
| Total bank equity capital | $44,105,000 | 1,021 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $15,363,000 | 1,135 |
| Undivided profits | $28,741,000 | 879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $217,000 | 5,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $776,000 | 3,021 |
| Earning assets | $309,679,000 | 1,395 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $312,876,200 | 1,438 |
| Average Assets, quarterly | $323,285,500 | 1,445 |
| Volatile liabilities | $58,718,000 | 1,453 |
| Insider loans | $208,000 | 7,139 |
| FHLB advances | $37,074,000 | 254 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,250,000 | 6,498 |
| Tier 1 (core) risk-based capital | $44,584,000 | 978 |
| Tier 2 risk-based capital | $1,043,000 | 3,038 |
| Total risk weighted assets | $120,343,000 | 2,530 |
| Total unused commitments | $5,250,000 | 5,332 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 74 | 2,371 |
| Assets and Liabilities | ||
| Total Assets: | $285,612,000 | 1,609 |
| Cash and due from depository institutions | $49,254,000 | 2,371 |
| Interest-bearing balances | $45,746,000 | 117 |
| Securities | $121,486,000 | 959 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $107,208,000 | 2,596 |
| Loan loss allowance | $931,000 | 3,540 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,164,000 | 2,567 |
| Other real estate owned | $0 | 2,371 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,500,000 | 1,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $285,612,000 | 1,609 |
| Total liabilities | $258,748,000 | 1,597 |
| Total deposits | $237,190,000 | 1,577 |
| Interest-bearing deposits | $230,699,000 | 1,386 |
| Deposits held in domestic offices | $237,190,000 | 1,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,576,000 | 1,036 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $982,000 | 3,578 |
| Total equity capital | $26,864,000 | 1,663 |
| Total bank equity capital | $26,864,000 | 1,663 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $26,864,000 | 959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $569,000 | 4,081 |
| Earning assets | $274,440,000 | 1,537 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $261,479,000 | 1,660 |
| Average Assets, quarterly | $273,500,500 | 1,648 |
| Volatile liabilities | $39,609,000 | 1,719 |
| Insider loans | $211,000 | 7,103 |
| FHLB advances | $20,576,000 | 312 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,457,000 | 3,325 |
| Tier 1 (core) risk-based capital | $26,864,000 | 1,569 |
| Tier 2 risk-based capital | $931,000 | 3,225 |
| Total risk weighted assets | $100,982,000 | 2,803 |
| Total unused commitments | $15,457,000 | 2,729 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 68 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $249,805,000 | 1,824 |
| Cash and due from depository institutions | $4,200,000 | 2,648 |
| Interest-bearing balances | $849,000 | 2,647 |
| Securities | $124,266,000 | 933 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 874 |
| Net loans & leases | $99,011,000 | 2,790 |
| Loan loss allowance | $653,000 | 4,756 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,324,000 | 2,390 |
| Other real estate owned | $0 | 2,648 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,004,000 | 1,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,805,000 | 1,824 |
| Total liabilities | $225,116,000 | 1,825 |
| Total deposits | $224,059,000 | 1,670 |
| Interest-bearing deposits | $219,071,000 | 1,467 |
| Deposits held in domestic offices | $224,059,000 | 1,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $176,000 | 4,593 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $881,000 | 3,946 |
| Total equity capital | $24,689,000 | 1,821 |
| Total bank equity capital | $24,689,000 | 1,821 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $24,689,000 | 1,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 3,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $552,000 | 4,292 |
| Earning assets | $239,126,000 | 1,755 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $244,662,400 | 1,778 |
| Average Assets, quarterly | $247,885,000 | 1,815 |
| Volatile liabilities | $18,378,000 | 3,205 |
| Insider loans | $294,000 | 6,691 |
| FHLB advances | $176,000 | 770 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,438,000 | 6,988 |
| Tier 1 (core) risk-based capital | $24,689,000 | 1,723 |
| Tier 2 risk-based capital | $653,000 | 4,239 |
| Total risk weighted assets | $92,949,000 | 2,973 |
| Total unused commitments | $2,438,000 | 6,994 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 68 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $241,212,000 | 1,951 |
| Cash and due from depository institutions | $4,693,000 | 2,788 |
| Interest-bearing balances | $1,375,000 | 2,037 |
| Securities | $118,508,000 | 1,013 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 2,108 |
| Net loans & leases | $104,442,000 | 2,684 |
| Loan loss allowance | $1,186,000 | 3,030 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,427,000 | 2,305 |
| Other real estate owned | $0 | 2,788 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,942,000 | 1,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,212,000 | 1,951 |
| Total liabilities | $218,788,000 | 1,933 |
| Total deposits | $217,759,000 | 1,761 |
| Interest-bearing deposits | $212,717,000 | 1,573 |
| Deposits held in domestic offices | $217,759,000 | 1,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $176,000 | 4,627 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $853,000 | 3,980 |
| Total equity capital | $22,424,000 | 1,992 |
| Total bank equity capital | $22,424,000 | 1,992 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $22,424,000 | 1,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $999,000 | 2,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $647,000 | 3,551 |
| Earning assets | $230,525,000 | 1,857 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $238,580,400 | 1,891 |
| Average Assets, quarterly | $241,300,500 | 1,925 |
| Volatile liabilities | $13,644,000 | 3,895 |
| Insider loans | $2,000 | 10,230 |
| FHLB advances | $176,000 | 867 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,699,000 | 6,712 |
| Tier 1 (core) risk-based capital | $22,424,000 | 1,920 |
| Tier 2 risk-based capital | $1,026,000 | 2,902 |
| Total risk weighted assets | $94,166,000 | 2,951 |
| Total unused commitments | $2,699,000 | 6,725 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 67 | 2,899 |
| Assets and Liabilities | ||
| Total Assets: | $234,374,000 | 2,003 |
| Cash and due from depository institutions | $6,892,000 | 2,899 |
| Interest-bearing balances | $2,171,000 | 1,725 |
| Securities | $103,852,000 | 1,203 |
| Federal funds sold & reverse repurchase agreements | $10,950,000 | 1,288 |
| Net loans & leases | $105,511,000 | 2,560 |
| Loan loss allowance | $1,063,000 | 3,344 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,322,000 | 2,318 |
| Other real estate owned | $18,000 | 2,899 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,829,000 | 2,040 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,374,000 | 2,003 |
| Total liabilities | $213,107,000 | 1,998 |
| Total deposits | $212,068,000 | 1,829 |
| Interest-bearing deposits | $207,416,000 | 1,633 |
| Deposits held in domestic offices | $212,068,000 | 1,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $176,000 | 4,094 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $863,000 | 4,102 |
| Total equity capital | $21,267,000 | 2,097 |
| Total bank equity capital | $21,267,000 | 2,097 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $21,267,000 | 1,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 4,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $669,000 | 3,539 |
| Earning assets | $222,484,000 | 1,934 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $227,446,000 | 1,980 |
| Average Assets, quarterly | $231,881,000 | 2,003 |
| Volatile liabilities | $10,405,000 | 4,451 |
| Insider loans | $309,000 | 6,973 |
| FHLB advances | $176,000 | 838 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,866,000 | 6,499 |
| Tier 1 (core) risk-based capital | $21,267,000 | 2,017 |
| Tier 2 risk-based capital | $1,063,000 | 2,750 |
| Total risk weighted assets | $91,173,000 | 2,950 |
| Total unused commitments | $2,866,000 | 6,513 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 66 | 3,066 |
| Assets and Liabilities | ||
| Total Assets: | $222,764,000 | 2,078 |
| Cash and due from depository institutions | $6,597,000 | 3,066 |
| Interest-bearing balances | $2,209,000 | 1,465 |
| Securities | $95,826,000 | 1,346 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,216 |
| Net loans & leases | $110,795,000 | 2,439 |
| Loan loss allowance | $968,000 | 3,715 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,313,000 | 2,242 |
| Other real estate owned | $0 | 3,066 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,733,000 | 2,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,764,000 | 2,078 |
| Total liabilities | $203,520,000 | 2,057 |
| Total deposits | $202,433,000 | 1,889 |
| Interest-bearing deposits | $198,356,000 | 1,670 |
| Deposits held in domestic offices | $202,433,000 | 1,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $176,000 | 4,492 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $911,000 | 3,289 |
| Total equity capital | $19,244,000 | 2,138 |
| Total bank equity capital | $19,244,000 | 2,138 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $19,244,000 | 1,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $570,000 | 3,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $669,000 | 3,066 |
| Earning assets | $211,330,000 | 2,007 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $222,716,600 | 2,013 |
| Average Assets, quarterly | $223,092,500 | 2,054 |
| Volatile liabilities | $9,594,000 | 4,478 |
| Insider loans | $418,000 | 6,214 |
| FHLB advances | $176,000 | 971 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,025,000 | 7,433 |
| Tier 1 (core) risk-based capital | $19,244,000 | 2,131 |
| Tier 2 risk-based capital | $968,000 | 2,998 |
| Total risk weighted assets | $89,906,000 | 2,940 |
| Total unused commitments | $2,025,000 | 7,447 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 67 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $220,785,000 | 2,117 |
| Cash and due from depository institutions | $7,186,000 | 3,145 |
| Interest-bearing balances | $4,174,000 | 1,433 |
| Securities | $93,988,000 | 1,447 |
| Federal funds sold & reverse repurchase agreements | $3,950,000 | 3,490 |
| Net loans & leases | $108,406,000 | 2,418 |
| Loan loss allowance | $860,000 | 4,231 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,334,000 | 2,197 |
| Other real estate owned | $129,000 | 3,145 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,792,000 | 1,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,785,000 | 2,117 |
| Total liabilities | $203,730,000 | 2,090 |
| Total deposits | $202,592,000 | 1,952 |
| Interest-bearing deposits | $199,419,000 | 1,733 |
| Deposits held in domestic offices | $202,592,000 | 1,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $176,000 | 4,107 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $962,000 | 3,235 |
| Total equity capital | $17,055,000 | 2,370 |
| Total bank equity capital | $17,055,000 | 2,370 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $17,055,000 | 1,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $712,000 | 3,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $655,000 | 2,754 |
| Earning assets | $210,518,000 | 2,040 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $214,365,400 | 2,114 |
| Average Assets, quarterly | $219,254,500 | 2,104 |
| Volatile liabilities | $11,307,000 | 3,750 |
| Insider loans | $314,000 | 7,141 |
| FHLB advances | $176,000 | 802 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,372,000 | 3,827 |
| Tier 1 (core) risk-based capital | $17,055,000 | 2,307 |
| Tier 2 risk-based capital | $860,000 | 3,307 |
| Total risk weighted assets | $89,395,000 | 2,880 |
| Total unused commitments | $7,372,000 | 3,846 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 65 | 3,303 |
| Assets and Liabilities | ||
| Total Assets: | $207,928,000 | 2,281 |
| Cash and due from depository institutions | $7,387,000 | 3,303 |
| Interest-bearing balances | $4,140,000 | 1,672 |
| Securities | $78,090,000 | 1,722 |
| Federal funds sold & reverse repurchase agreements | $10,250,000 | 1,583 |
| Net loans & leases | $105,242,000 | 2,546 |
| Loan loss allowance | $575,000 | 5,817 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,306,000 | 2,241 |
| Other real estate owned | $0 | 3,303 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,653,000 | 2,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,928,000 | 2,281 |
| Total liabilities | $193,178,000 | 2,238 |
| Total deposits | $191,998,000 | 2,135 |
| Interest-bearing deposits | $190,022,000 | 1,890 |
| Deposits held in domestic offices | $191,998,000 | 2,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $176,000 | 3,966 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,004,000 | 3,272 |
| Total equity capital | $14,750,000 | 2,609 |
| Total bank equity capital | $14,750,000 | 2,609 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $14,750,000 | 1,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 5,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $686,000 | 2,911 |
| Earning assets | $197,722,000 | 2,192 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $196,476,600 | 2,349 |
| Average Assets, quarterly | $204,372,500 | 2,297 |
| Volatile liabilities | $7,859,000 | 4,878 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $176,000 | 811 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,329,000 | 5,013 |
| Tier 1 (core) risk-based capital | $14,750,000 | 2,548 |
| Tier 2 risk-based capital | $575,000 | 4,640 |
| Total risk weighted assets | $88,568,000 | 3,002 |
| Total unused commitments | $4,329,000 | 5,044 |
| Derivatives | $0 | 651 |