Home > South Holland Trust & Savings Bank > Income and Expense
South Holland Trust & Savings Bank, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 2,073 |
| Total interest expense | $924,000 | 2,602 |
| Net interest income | $2,624,000 | 1,862 |
| Provision for loan and lease losses | $182,000 | 1,467 |
| Total noninterest income | $2,167,000 | 738 |
| Gross Fiduciary activities income | $427,000 | 309 |
| Service charges on deposit accounts | $415,000 | 1,006 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,325,000 | 725 |
| Total noninterest expense | $3,452,000 | 1,163 |
| Salaries and employee benefits | $1,695,000 | 1,276 |
| Premises and equipment expense | $460,000 | 1,243 |
| Additional noninterest expense | $1,297,000 | 948 |
| Pre-tax net operating income | $1,157,000 | 1,808 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $363,000 | 1,763 |
| Income before extraordinary items | $794,000 | 1,987 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $794,000 | 1,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 9,222 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $794,000 | 1,873 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $29,466,000 | 1,047 |
| Total interest expense | $8,261,000 | 1,365 |
| Net interest income | $21,205,000 | 914 |
| Provision for loan and lease losses | $4,690,000 | 409 |
| Total noninterest income | $14,107,000 | 504 |
| Gross Fiduciary activities income | $2,558,000 | 242 |
| Service charges on deposit accounts | $2,482,000 | 659 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,067,000 | 461 |
| Total noninterest expense | $31,104,000 | 548 |
| Salaries and employee benefits | $12,561,000 | 651 |
| Premises and equipment expense | $3,116,000 | 713 |
| Additional noninterest expense | $15,427,000 | 415 |
| Pre-tax net operating income | $-482,000 | 8,969 |
| Securities gains (losses) | $260,000 | 998 |
| Applicable income taxes | $197,000 | 5,143 |
| Income before extraordinary items | $-419,000 | 9,014 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-419,000 | 9,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 1,952 |
| Cash dividends | $3,500,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-679,000 | 9,060 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $34,259,000 | 992 |
| Total interest expense | $13,099,000 | 1,235 |
| Net interest income | $21,160,000 | 829 |
| Provision for loan and lease losses | $4,600,000 | 375 |
| Total noninterest income | $11,450,000 | 552 |
| Gross Fiduciary activities income | $2,222,000 | 279 |
| Service charges on deposit accounts | $1,887,000 | 780 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,341,000 | 502 |
| Total noninterest expense | $24,842,000 | 647 |
| Salaries and employee benefits | $11,413,000 | 662 |
| Premises and equipment expense | $3,510,000 | 623 |
| Additional noninterest expense | $9,919,000 | 580 |
| Pre-tax net operating income | $3,168,000 | 2,155 |
| Securities gains (losses) | $304,000 | 893 |
| Applicable income taxes | $-46,000 | 9,149 |
| Income before extraordinary items | $3,518,000 | 1,522 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,518,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,865,000 | 276 |
| Cash dividends | $6,500,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,214,000 | 1,575 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $37,561,000 | 941 |
| Total interest expense | $15,582,000 | 1,119 |
| Net interest income | $21,979,000 | 798 |
| Provision for loan and lease losses | $2,616,000 | 508 |
| Total noninterest income | $10,041,000 | 583 |
| Gross Fiduciary activities income | $2,128,000 | 280 |
| Service charges on deposit accounts | $2,220,000 | 604 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,693,000 | 589 |
| Total noninterest expense | $23,536,000 | 668 |
| Salaries and employee benefits | $10,375,000 | 686 |
| Premises and equipment expense | $3,214,000 | 661 |
| Additional noninterest expense | $9,947,000 | 581 |
| Pre-tax net operating income | $5,868,000 | 1,263 |
| Securities gains (losses) | $-249,000 | 9,607 |
| Applicable income taxes | $38,000 | 7,440 |
| Income before extraordinary items | $5,581,000 | 955 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,581,000 | 955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,878,000 | 383 |
| Cash dividends | $3,550,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,827,510 | 907 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $37,890,000 | 896 |
| Total interest expense | $17,117,000 | 916 |
| Net interest income | $20,773,000 | 850 |
| Provision for loan and lease losses | $3,950,000 | 350 |
| Total noninterest income | $5,382,000 | 890 |
| Gross Fiduciary activities income | $1,700,000 | 350 |
| Service charges on deposit accounts | $1,895,000 | 700 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,787,000 | 1,244 |
| Total noninterest expense | $17,770,000 | 829 |
| Salaries and employee benefits | $8,859,000 | 782 |
| Premises and equipment expense | $3,114,000 | 674 |
| Additional noninterest expense | $5,797,000 | 864 |
| Pre-tax net operating income | $4,435,000 | 1,699 |
| Securities gains (losses) | $66,000 | 884 |
| Applicable income taxes | $48,000 | 7,664 |
| Income before extraordinary items | $4,453,000 | 1,224 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,453,000 | 1,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,085,000 | 303 |
| Cash dividends | $4,193,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,387,660 | 1,223 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $38,574,000 | 865 |
| Total interest expense | $17,474,000 | 905 |
| Net interest income | $21,100,000 | 810 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $4,637,000 | 990 |
| Gross Fiduciary activities income | $1,420,000 | 385 |
| Service charges on deposit accounts | $1,819,000 | 679 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,398,000 | 1,471 |
| Total noninterest expense | $16,308,000 | 870 |
| Salaries and employee benefits | $8,846,000 | 756 |
| Premises and equipment expense | $2,652,000 | 761 |
| Additional noninterest expense | $4,810,000 | 970 |
| Pre-tax net operating income | $9,429,000 | 832 |
| Securities gains (losses) | $190,000 | 950 |
| Applicable income taxes | $646,000 | 3,214 |
| Income before extraordinary items | $8,973,000 | 647 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,973,000 | 645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $3,918,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,796,300 | 630 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $38,897,000 | 881 |
| Total interest expense | $17,681,000 | 925 |
| Net interest income | $21,216,000 | 848 |
| Provision for loan and lease losses | $413,000 | 2,047 |
| Total noninterest income | $4,391,000 | 1,010 |
| Gross Fiduciary activities income | $1,434,000 | 387 |
| Service charges on deposit accounts | $1,821,000 | 696 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,136,000 | 1,618 |
| Total noninterest expense | $16,230,000 | 875 |
| Salaries and employee benefits | $8,587,000 | 792 |
| Premises and equipment expense | $2,467,000 | 821 |
| Additional noninterest expense | $5,176,000 | 939 |
| Pre-tax net operating income | $8,964,000 | 901 |
| Securities gains (losses) | $2,882,000 | 138 |
| Applicable income taxes | $3,592,000 | 798 |
| Income before extraordinary items | $8,254,000 | 691 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,254,000 | 691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $944,000 | 836 |
| Cash dividends | $6,900,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,236,600 | 863 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $37,934,000 | 920 |
| Total interest expense | $17,458,000 | 959 |
| Net interest income | $20,476,000 | 910 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $4,068,000 | 1,096 |
| Gross Fiduciary activities income | $1,294,000 | 446 |
| Service charges on deposit accounts | $1,700,000 | 777 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,074,000 | 1,724 |
| Total noninterest expense | $14,989,000 | 1,024 |
| Salaries and employee benefits | $8,277,000 | 828 |
| Premises and equipment expense | $2,486,000 | 879 |
| Additional noninterest expense | $4,226,000 | 1,303 |
| Pre-tax net operating income | $9,555,000 | 820 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $2,569,000 | 993 |
| Income before extraordinary items | $7,007,000 | 779 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,007,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-235,000 | 11,347 |
| Cash dividends | $3,000,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,991,670 | 757 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $37,161,000 | 960 |
| Total interest expense | $16,831,000 | 1,008 |
| Net interest income | $20,330,000 | 919 |
| Provision for loan and lease losses | $452,000 | 1,706 |
| Total noninterest income | $3,778,000 | 1,158 |
| Gross Fiduciary activities income | $1,198,000 | 493 |
| Service charges on deposit accounts | $1,590,000 | 828 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $990,000 | 1,820 |
| Total noninterest expense | $15,301,000 | 993 |
| Salaries and employee benefits | $8,196,000 | 846 |
| Premises and equipment expense | $2,409,000 | 907 |
| Additional noninterest expense | $4,696,000 | 1,180 |
| Pre-tax net operating income | $8,355,000 | 948 |
| Securities gains (losses) | $30,000 | 1,626 |
| Applicable income taxes | $1,968,000 | 1,290 |
| Income before extraordinary items | $6,417,000 | 866 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,417,000 | 865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,336 |
| Cash dividends | $1,500,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,393,900 | 859 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $33,076,000 | 963 |
| Total interest expense | $13,378,000 | 992 |
| Net interest income | $19,698,000 | 936 |
| Provision for loan and lease losses | $1,201,000 | 819 |
| Total noninterest income | $3,676,000 | 1,155 |
| Gross Fiduciary activities income | $1,170,000 | 485 |
| Service charges on deposit accounts | $1,534,000 | 845 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $972,000 | 1,871 |
| Total noninterest expense | $15,045,000 | 1,008 |
| Salaries and employee benefits | $7,690,000 | 893 |
| Premises and equipment expense | $2,338,000 | 918 |
| Additional noninterest expense | $5,017,000 | 1,175 |
| Pre-tax net operating income | $7,128,000 | 1,062 |
| Securities gains (losses) | $-900,000 | 12,383 |
| Applicable income taxes | $1,615,000 | 1,450 |
| Income before extraordinary items | $4,613,000 | 1,099 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,613,000 | 1,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,031,000 | 417 |
| Cash dividends | $1,850,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,279,000 | 983 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $33,328,000 | 965 |
| Total interest expense | $12,378,000 | 1,093 |
| Net interest income | $20,950,000 | 888 |
| Provision for loan and lease losses | $1,601,000 | 950 |
| Total noninterest income | $3,382,000 | 1,330 |
| Gross Fiduciary activities income | $1,035,000 | 537 |
| Service charges on deposit accounts | $1,591,000 | 818 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $756,000 | 2,470 |
| Total noninterest expense | $13,935,000 | 1,125 |
| Salaries and employee benefits | $7,434,000 | 912 |
| Premises and equipment expense | $2,280,000 | 969 |
| Additional noninterest expense | $4,221,000 | 1,449 |
| Pre-tax net operating income | $8,796,000 | 840 |
| Securities gains (losses) | $535,000 | 854 |
| Applicable income taxes | $2,611,000 | 967 |
| Income before extraordinary items | $6,720,000 | 778 |
| Extraordinary gains, net | $780,000 | 288 |
| Net income | $7,500,000 | 721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-349,000 | 13,194 |
| Cash dividends | $1,250,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,334,800 | 778 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $35,951,000 | 1,027 |
| Total interest expense | $16,126,000 | 1,113 |
| Net interest income | $19,825,000 | 950 |
| Provision for loan and lease losses | $912,000 | 1,952 |
| Total noninterest income | $3,900,000 | 1,160 |
| Gross Fiduciary activities income | $935,000 | 569 |
| Service charges on deposit accounts | $1,672,000 | 788 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,293,000 | 1,673 |
| Total noninterest expense | $13,559,000 | 1,166 |
| Salaries and employee benefits | $6,943,000 | 985 |
| Premises and equipment expense | $2,180,000 | 1,041 |
| Additional noninterest expense | $4,436,000 | 1,482 |
| Pre-tax net operating income | $9,254,000 | 690 |
| Securities gains (losses) | $340,000 | 1,419 |
| Applicable income taxes | $2,427,000 | 959 |
| Income before extraordinary items | $7,167,000 | 659 |
| Extraordinary gains, net | $478,000 | 217 |
| Net income | $7,645,000 | 622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $912,000 | 1,656 |
| Cash dividends | $2,876,000 | 616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,912,000 | 627 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.