Home > South Florida Bank > Income and Expense
South Florida Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,215,000 | 4,864 |
| Total interest expense | $2,335,000 | 5,615 |
| Net interest income | $3,880,000 | 4,230 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $606,000 | 4,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $512,000 | 2,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,772 |
| Total noninterest expense | $2,833,000 | 4,333 |
| Salaries and employee benefits | $1,588,000 | 4,064 |
| Premises and equipment expense | $612,000 | 3,109 |
| Additional noninterest expense | $633,000 | 5,535 |
| Pre-tax net operating income | $1,653,000 | 3,893 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-55,000 | 10,146 |
| Income before extraordinary items | $1,708,000 | 2,915 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,708,000 | 2,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,508 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,708,000 | 2,829 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 5,173 |
| Total interest expense | $2,419,000 | 5,533 |
| Net interest income | $3,420,000 | 4,810 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $576,000 | 4,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $486,000 | 2,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $2,828,000 | 4,300 |
| Salaries and employee benefits | $1,386,000 | 4,549 |
| Premises and equipment expense | $545,000 | 3,438 |
| Additional noninterest expense | $897,000 | 4,326 |
| Pre-tax net operating income | $1,168,000 | 5,322 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-261,000 | 10,816 |
| Income before extraordinary items | $1,429,000 | 3,493 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,429,000 | 3,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $247,000 | 4,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,429,000 | 3,418 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 6,056 |
| Total interest expense | $1,969,000 | 6,470 |
| Net interest income | $2,901,000 | 5,580 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $612,000 | 4,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,848 |
| Total noninterest expense | $2,618,000 | 4,826 |
| Salaries and employee benefits | $1,273,000 | 4,936 |
| Premises and equipment expense | $525,000 | 3,632 |
| Additional noninterest expense | $820,000 | 5,117 |
| Pre-tax net operating income | $895,000 | 6,102 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $-108,000 | 11,178 |
| Income before extraordinary items | $1,007,000 | 4,483 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,007,000 | 4,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 11,051 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,003,000 | 4,447 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 6,425 |
| Total interest expense | $2,010,000 | 6,445 |
| Net interest income | $2,524,000 | 6,269 |
| Provision for loan and lease losses | $28,000 | 7,236 |
| Total noninterest income | $630,000 | 4,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $473,000 | 2,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,854 |
| Total noninterest expense | $2,762,000 | 4,578 |
| Salaries and employee benefits | $1,245,000 | 5,050 |
| Premises and equipment expense | $575,000 | 3,324 |
| Additional noninterest expense | $942,000 | 4,581 |
| Pre-tax net operating income | $364,000 | 9,301 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-260,000 | 11,821 |
| Income before extraordinary items | $624,000 | 6,469 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $624,000 | 6,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $519,000 | 1,348 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 339 |
| Net operating income | $624,000 | 6,456 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 7,002 |
| Total interest expense | $1,402,000 | 7,198 |
| Net interest income | $2,347,000 | 6,761 |
| Provision for loan and lease losses | $-104,000 | 12,185 |
| Total noninterest income | $695,000 | 4,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,576 |
| Total noninterest expense | $3,104,000 | 4,287 |
| Salaries and employee benefits | $1,265,000 | 5,011 |
| Premises and equipment expense | $642,000 | 3,071 |
| Additional noninterest expense | $1,197,000 | 4,063 |
| Pre-tax net operating income | $42,000 | 11,944 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $42,000 | 11,866 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $42,000 | 11,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-374,000 | 12,506 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $42,000 | 11,903 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,326,000 | 6,497 |
| Total interest expense | $1,743,000 | 6,505 |
| Net interest income | $2,583,000 | 6,394 |
| Provision for loan and lease losses | $325,000 | 2,832 |
| Total noninterest income | $472,000 | 5,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $3,523,000 | 3,885 |
| Salaries and employee benefits | $1,412,000 | 4,515 |
| Premises and equipment expense | $690,000 | 2,925 |
| Additional noninterest expense | $1,421,000 | 3,664 |
| Pre-tax net operating income | $-793,000 | 12,934 |
| Securities gains (losses) | $141,000 | 2,056 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-652,000 | 12,932 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-652,000 | 12,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $966,000 | 1,174 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 537 |
| Net operating income | $-793,000 | 12,921 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,139,000 | 5,382 |
| Total interest expense | $2,788,000 | 5,493 |
| Net interest income | $3,351,000 | 5,213 |
| Provision for loan and lease losses | $2,540,000 | 959 |
| Total noninterest income | $534,000 | 5,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $479,000 | 2,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $3,864,000 | 3,612 |
| Salaries and employee benefits | $1,799,000 | 3,558 |
| Premises and equipment expense | $824,000 | 2,512 |
| Additional noninterest expense | $1,241,000 | 4,221 |
| Pre-tax net operating income | $-2,519,000 | 13,689 |
| Securities gains (losses) | $92,000 | 3,137 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-2,427,000 | 13,719 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,427,000 | 13,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,914,000 | 614 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,519,000 | 13,674 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.