Home > South East Missouri Bank > Income and Expense
South East Missouri Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 5,695 |
| Total interest expense | $2,351,000 | 5,651 |
| Net interest income | $2,769,000 | 5,630 |
| Provision for loan and lease losses | $88,000 | 5,481 |
| Total noninterest income | $706,000 | 3,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $491,000 | 2,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,789 |
| Total noninterest expense | $2,140,000 | 5,395 |
| Salaries and employee benefits | $821,000 | 6,676 |
| Premises and equipment expense | $288,000 | 5,564 |
| Additional noninterest expense | $1,031,000 | 3,790 |
| Pre-tax net operating income | $1,247,000 | 5,108 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $455,000 | 4,491 |
| Income before extraordinary items | $792,000 | 5,491 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $792,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,828 |
| Cash dividends | $288,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $792,000 | 5,441 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 6,155 |
| Total interest expense | $2,247,000 | 5,948 |
| Net interest income | $2,500,000 | 6,190 |
| Provision for loan and lease losses | $103,000 | 5,016 |
| Total noninterest income | $711,000 | 4,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $539,000 | 2,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,576 |
| Total noninterest expense | $1,845,000 | 6,282 |
| Salaries and employee benefits | $803,000 | 6,969 |
| Premises and equipment expense | $260,000 | 6,104 |
| Additional noninterest expense | $782,000 | 5,292 |
| Pre-tax net operating income | $1,263,000 | 4,945 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $459,000 | 4,437 |
| Income before extraordinary items | $804,000 | 5,287 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $804,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $234,000 | 5,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $804,000 | 5,220 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,077,000 | 6,901 |
| Total interest expense | $1,773,000 | 6,961 |
| Net interest income | $2,304,000 | 6,673 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $624,000 | 4,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $500,000 | 2,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,546 |
| Total noninterest expense | $1,855,000 | 6,339 |
| Salaries and employee benefits | $788,000 | 7,172 |
| Premises and equipment expense | $233,000 | 6,618 |
| Additional noninterest expense | $834,000 | 5,082 |
| Pre-tax net operating income | $977,000 | 6,094 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $358,000 | 5,348 |
| Income before extraordinary items | $622,000 | 6,479 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $622,000 | 6,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $144,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $620,080 | 6,484 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 7,966 |
| Total interest expense | $1,052,000 | 8,472 |
| Net interest income | $1,988,000 | 7,599 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $608,000 | 4,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $471,000 | 2,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,499 |
| Total noninterest expense | $1,765,000 | 6,782 |
| Salaries and employee benefits | $736,000 | 7,625 |
| Premises and equipment expense | $225,000 | 6,963 |
| Additional noninterest expense | $804,000 | 5,689 |
| Pre-tax net operating income | $749,000 | 7,134 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $274,000 | 6,207 |
| Income before extraordinary items | $475,000 | 7,497 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $475,000 | 7,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $108,000 | 6,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $475,000 | 7,543 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 8,665 |
| Total interest expense | $986,000 | 9,173 |
| Net interest income | $1,812,000 | 8,218 |
| Provision for loan and lease losses | $76,000 | 6,424 |
| Total noninterest income | $606,000 | 4,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $474,000 | 2,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,969 |
| Total noninterest expense | $1,643,000 | 7,375 |
| Salaries and employee benefits | $696,000 | 8,020 |
| Premises and equipment expense | $199,000 | 7,707 |
| Additional noninterest expense | $748,000 | 6,253 |
| Pre-tax net operating income | $699,000 | 7,371 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $257,000 | 6,681 |
| Income before extraordinary items | $442,000 | 8,041 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $442,000 | 8,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,461 |
| Cash dividends | $108,000 | 6,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $442,000 | 7,770 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 8,783 |
| Total interest expense | $1,388,000 | 8,899 |
| Net interest income | $1,721,000 | 8,591 |
| Provision for loan and lease losses | $84,000 | 7,767 |
| Total noninterest income | $565,000 | 5,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $466,000 | 2,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $1,751,000 | 7,103 |
| Salaries and employee benefits | $779,000 | 7,400 |
| Premises and equipment expense | $158,000 | 8,881 |
| Additional noninterest expense | $814,000 | 5,981 |
| Pre-tax net operating income | $451,000 | 8,794 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $165,000 | 8,276 |
| Income before extraordinary items | $286,000 | 9,478 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $286,000 | 9,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $286,000 | 9,096 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.