Home > South Coastal Bank > Income and Expense
South Coastal Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,552,000 | 2,218 |
| Total interest expense | $1,269,000 | 1,416 |
| Net interest income | $4,283,000 | 2,439 |
| Provision for loan and lease losses | $151,000 | 2,424 |
| Total noninterest income | $1,396,000 | 1,736 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $243,000 | 2,413 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,153,000 | 1,439 |
| Total noninterest expense | $4,230,000 | 2,236 |
| Salaries and employee benefits | $2,010,000 | 2,484 |
| Premises and equipment expense | $433,000 | 2,582 |
| Additional noninterest expense | $1,787,000 | 1,772 |
| Pre-tax net operating income | $1,298,000 | 2,453 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $485,000 | 1,548 |
| Income before extraordinary items | $814,000 | 3,032 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $814,000 | 3,034 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $814,000 | 3,035 |
| Net charge-offs | $62,000 | 3,170 |
| Cash dividends | $361,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $813,360 | 2,945 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 2,226 |
| Total interest expense | $648,000 | 1,426 |
| Net interest income | $2,140,000 | 2,455 |
| Provision for loan and lease losses | $76,000 | 2,351 |
| Total noninterest income | $742,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $123,000 | 2,384 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $619,000 | 1,356 |
| Total noninterest expense | $2,181,000 | 2,175 |
| Salaries and employee benefits | $1,125,000 | 2,274 |
| Premises and equipment expense | $240,000 | 2,385 |
| Additional noninterest expense | $816,000 | 1,923 |
| Pre-tax net operating income | $625,000 | 2,485 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $233,000 | 1,565 |
| Income before extraordinary items | $393,000 | 3,056 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $393,000 | 3,056 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $393,000 | 3,058 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $164,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $392,360 | 2,974 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,003,000 | 2,353 |
| Total interest expense | $2,893,000 | 1,534 |
| Net interest income | $8,110,000 | 2,638 |
| Provision for loan and lease losses | $973,000 | 1,802 |
| Total noninterest income | $2,797,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $502,000 | 2,477 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,295,000 | 1,415 |
| Total noninterest expense | $8,525,000 | 2,218 |
| Salaries and employee benefits | $4,261,000 | 2,314 |
| Premises and equipment expense | $806,000 | 2,729 |
| Additional noninterest expense | $3,458,000 | 1,899 |
| Pre-tax net operating income | $1,409,000 | 3,435 |
| Securities gains (losses) | $-17,000 | 6,768 |
| Applicable income taxes | $489,000 | 2,200 |
| Income before extraordinary items | $903,000 | 4,094 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $903,000 | 4,094 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $903,000 | 4,096 |
| Net charge-offs | $213,000 | 3,697 |
| Cash dividends | $362,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $914,050 | 3,882 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,219,000 | 2,411 |
| Total interest expense | $2,173,000 | 1,605 |
| Net interest income | $6,046,000 | 2,699 |
| Provision for loan and lease losses | $747,000 | 1,796 |
| Total noninterest income | $1,941,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $367,000 | 2,561 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,574,000 | 1,471 |
| Total noninterest expense | $6,348,000 | 2,251 |
| Salaries and employee benefits | $3,205,000 | 2,316 |
| Premises and equipment expense | $599,000 | 2,780 |
| Additional noninterest expense | $2,544,000 | 1,942 |
| Pre-tax net operating income | $892,000 | 3,841 |
| Securities gains (losses) | $-17,000 | 6,897 |
| Applicable income taxes | $301,000 | 2,462 |
| Income before extraordinary items | $574,000 | 4,448 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $574,000 | 4,447 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $574,000 | 4,446 |
| Net charge-offs | $64,000 | 4,351 |
| Cash dividends | $263,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $585,220 | 4,236 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,442,000 | 2,430 |
| Total interest expense | $1,457,000 | 1,651 |
| Net interest income | $3,985,000 | 2,731 |
| Provision for loan and lease losses | $448,000 | 1,959 |
| Total noninterest income | $1,205,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $247,000 | 2,510 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $958,000 | 1,559 |
| Total noninterest expense | $4,155,000 | 2,299 |
| Salaries and employee benefits | $2,043,000 | 2,408 |
| Premises and equipment expense | $404,000 | 2,748 |
| Additional noninterest expense | $1,708,000 | 1,932 |
| Pre-tax net operating income | $587,000 | 3,835 |
| Securities gains (losses) | $-21,000 | 6,986 |
| Applicable income taxes | $192,000 | 2,486 |
| Income before extraordinary items | $374,000 | 4,476 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $374,000 | 4,481 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $374,000 | 4,480 |
| Net charge-offs | $41,000 | 4,196 |
| Cash dividends | $142,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $387,860 | 4,231 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 2,505 |
| Total interest expense | $735,000 | 1,702 |
| Net interest income | $1,941,000 | 2,794 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $577,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $114,000 | 2,654 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $463,000 | 1,591 |
| Total noninterest expense | $2,076,000 | 2,297 |
| Salaries and employee benefits | $1,020,000 | 2,428 |
| Premises and equipment expense | $209,000 | 2,712 |
| Additional noninterest expense | $847,000 | 1,938 |
| Pre-tax net operating income | $217,000 | 4,389 |
| Securities gains (losses) | $-24,000 | 7,113 |
| Applicable income taxes | $60,000 | 2,896 |
| Income before extraordinary items | $133,000 | 5,019 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $133,000 | 5,022 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $133,000 | 5,023 |
| Net charge-offs | $12,000 | 3,957 |
| Cash dividends | $75,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $149,560 | 4,717 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,173,000 | 2,503 |
| Total interest expense | $2,924,000 | 2,006 |
| Net interest income | $8,249,000 | 2,653 |
| Provision for loan and lease losses | $717,000 | 2,911 |
| Total noninterest income | $1,713,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $468,000 | 2,712 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,245,000 | 1,854 |
| Total noninterest expense | $8,387,000 | 2,265 |
| Salaries and employee benefits | $4,576,000 | 2,114 |
| Premises and equipment expense | $697,000 | 3,220 |
| Additional noninterest expense | $3,114,000 | 2,131 |
| Pre-tax net operating income | $858,000 | 3,990 |
| Securities gains (losses) | $250,000 | 1,279 |
| Applicable income taxes | $326,000 | 2,455 |
| Income before extraordinary items | $782,000 | 3,987 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $782,000 | 3,992 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $782,000 | 3,991 |
| Net charge-offs | $1,061,000 | 2,284 |
| Cash dividends | $316,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $604,500 | 4,272 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,367,000 | 2,530 |
| Total interest expense | $2,172,000 | 2,097 |
| Net interest income | $6,195,000 | 2,649 |
| Provision for loan and lease losses | $437,000 | 3,103 |
| Total noninterest income | $1,129,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $336,000 | 2,806 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $793,000 | 2,048 |
| Total noninterest expense | $6,215,000 | 2,300 |
| Salaries and employee benefits | $3,424,000 | 2,128 |
| Premises and equipment expense | $507,000 | 3,315 |
| Additional noninterest expense | $2,284,000 | 2,188 |
| Pre-tax net operating income | $672,000 | 4,040 |
| Securities gains (losses) | $233,000 | 1,105 |
| Applicable income taxes | $274,000 | 2,357 |
| Income before extraordinary items | $631,000 | 3,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $631,000 | 3,942 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $631,000 | 3,942 |
| Net charge-offs | $683,000 | 2,310 |
| Cash dividends | $193,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $467,900 | 4,305 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,599,000 | 2,538 |
| Total interest expense | $1,425,000 | 2,202 |
| Net interest income | $4,174,000 | 2,643 |
| Provision for loan and lease losses | $287,000 | 3,091 |
| Total noninterest income | $697,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $221,000 | 2,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $476,000 | 2,175 |
| Total noninterest expense | $4,113,000 | 2,346 |
| Salaries and employee benefits | $2,220,000 | 2,195 |
| Premises and equipment expense | $339,000 | 3,337 |
| Additional noninterest expense | $1,554,000 | 2,184 |
| Pre-tax net operating income | $471,000 | 3,920 |
| Securities gains (losses) | $73,000 | 1,346 |
| Applicable income taxes | $159,000 | 2,447 |
| Income before extraordinary items | $385,000 | 4,050 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $385,000 | 4,050 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $385,000 | 4,052 |
| Net charge-offs | $548,000 | 2,054 |
| Cash dividends | $88,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $333,170 | 4,200 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 2,563 |
| Total interest expense | $710,000 | 2,286 |
| Net interest income | $2,076,000 | 2,645 |
| Provision for loan and lease losses | $152,000 | 2,736 |
| Total noninterest income | $407,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $108,000 | 2,820 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $299,000 | 1,919 |
| Total noninterest expense | $2,070,000 | 2,347 |
| Salaries and employee benefits | $1,098,000 | 2,234 |
| Premises and equipment expense | $172,000 | 3,347 |
| Additional noninterest expense | $800,000 | 2,104 |
| Pre-tax net operating income | $261,000 | 3,754 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $89,000 | 2,308 |
| Income before extraordinary items | $175,000 | 4,199 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $175,000 | 4,198 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $175,000 | 4,199 |
| Net charge-offs | $316,000 | 1,699 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $173,020 | 4,158 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,688,000 | 2,561 |
| Total interest expense | $3,526,000 | 2,244 |
| Net interest income | $8,162,000 | 2,668 |
| Provision for loan and lease losses | $559,000 | 3,976 |
| Total noninterest income | $1,279,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $462,000 | 2,786 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $817,000 | 2,470 |
| Total noninterest expense | $7,962,000 | 2,428 |
| Salaries and employee benefits | $4,614,000 | 2,096 |
| Premises and equipment expense | $802,000 | 2,986 |
| Additional noninterest expense | $2,546,000 | 2,643 |
| Pre-tax net operating income | $920,000 | 3,523 |
| Securities gains (losses) | $501,000 | 894 |
| Applicable income taxes | $500,000 | 1,887 |
| Income before extraordinary items | $921,000 | 3,363 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $921,000 | 3,360 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $921,000 | 3,363 |
| Net charge-offs | $64,000 | 5,759 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $595,350 | 3,948 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,921,000 | 2,574 |
| Total interest expense | $2,714,000 | 2,279 |
| Net interest income | $6,207,000 | 2,669 |
| Provision for loan and lease losses | $313,000 | 4,261 |
| Total noninterest income | $788,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $343,000 | 2,883 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $445,000 | 2,945 |
| Total noninterest expense | $5,829,000 | 2,484 |
| Salaries and employee benefits | $3,341,000 | 2,176 |
| Premises and equipment expense | $637,000 | 2,892 |
| Additional noninterest expense | $1,851,000 | 2,669 |
| Pre-tax net operating income | $853,000 | 3,362 |
| Securities gains (losses) | $218,000 | 1,309 |
| Applicable income taxes | $371,000 | 1,946 |
| Income before extraordinary items | $700,000 | 3,509 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $700,000 | 3,507 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $700,000 | 3,509 |
| Net charge-offs | $77,000 | 5,154 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $558,300 | 3,764 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,910,000 | 2,621 |
| Total interest expense | $1,827,000 | 2,351 |
| Net interest income | $4,083,000 | 2,706 |
| Provision for loan and lease losses | $225,000 | 4,053 |
| Total noninterest income | $475,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $230,000 | 2,882 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $245,000 | 3,158 |
| Total noninterest expense | $3,784,000 | 2,560 |
| Salaries and employee benefits | $2,169,000 | 2,239 |
| Premises and equipment expense | $450,000 | 2,756 |
| Additional noninterest expense | $1,165,000 | 2,785 |
| Pre-tax net operating income | $549,000 | 3,475 |
| Securities gains (losses) | $59,000 | 1,781 |
| Applicable income taxes | $211,000 | 2,072 |
| Income before extraordinary items | $397,000 | 3,800 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $397,000 | 3,798 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $397,000 | 3,799 |
| Net charge-offs | $57,000 | 4,770 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $358,650 | 3,853 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 2,753 |
| Total interest expense | $896,000 | 2,502 |
| Net interest income | $1,973,000 | 2,813 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $218,000 | 3,471 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $115,000 | 2,869 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $103,000 | 3,466 |
| Total noninterest expense | $1,877,000 | 2,605 |
| Salaries and employee benefits | $1,086,000 | 2,272 |
| Premises and equipment expense | $233,000 | 2,744 |
| Additional noninterest expense | $558,000 | 2,892 |
| Pre-tax net operating income | $239,000 | 3,759 |
| Securities gains (losses) | $20,000 | 1,521 |
| Applicable income taxes | $82,000 | 2,317 |
| Income before extraordinary items | $177,000 | 4,104 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 4,103 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $177,000 | 4,103 |
| Net charge-offs | $-43,000 | 7,767 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $163,400 | 4,127 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,444,000 | 2,485 |
| Total interest expense | $5,032,000 | 2,249 |
| Net interest income | $8,412,000 | 2,595 |
| Provision for loan and lease losses | $970,000 | 3,559 |
| Total noninterest income | $849,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $432,000 | 3,172 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $417,000 | 3,488 |
| Total noninterest expense | $7,131,000 | 2,749 |
| Salaries and employee benefits | $4,103,000 | 2,387 |
| Premises and equipment expense | $954,000 | 2,687 |
| Additional noninterest expense | $2,074,000 | 3,212 |
| Pre-tax net operating income | $1,160,000 | 2,763 |
| Securities gains (losses) | $517,000 | 861 |
| Applicable income taxes | $672,000 | 1,277 |
| Income before extraordinary items | $1,005,000 | 2,771 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,005,000 | 2,770 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,005,000 | 2,771 |
| Net charge-offs | $394,000 | 4,112 |
| Cash dividends | $482,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $674,120 | 3,356 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,121,000 | 2,511 |
| Total interest expense | $3,990,000 | 2,226 |
| Net interest income | $6,131,000 | 2,679 |
| Provision for loan and lease losses | $570,000 | 3,596 |
| Total noninterest income | $619,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $316,000 | 3,245 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $303,000 | 3,603 |
| Total noninterest expense | $5,196,000 | 2,815 |
| Salaries and employee benefits | $2,938,000 | 2,517 |
| Premises and equipment expense | $683,000 | 2,830 |
| Additional noninterest expense | $1,575,000 | 3,157 |
| Pre-tax net operating income | $984,000 | 2,765 |
| Securities gains (losses) | $178,000 | 1,378 |
| Applicable income taxes | $415,000 | 1,591 |
| Income before extraordinary items | $747,000 | 2,998 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $747,000 | 2,996 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $747,000 | 2,999 |
| Net charge-offs | $395,000 | 3,355 |
| Cash dividends | $360,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $633,080 | 3,205 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 2,560 |
| Total interest expense | $2,785,000 | 2,228 |
| Net interest income | $3,901,000 | 2,787 |
| Provision for loan and lease losses | $185,000 | 4,435 |
| Total noninterest income | $404,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $219,000 | 3,142 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $185,000 | 3,762 |
| Total noninterest expense | $3,490,000 | 2,837 |
| Salaries and employee benefits | $1,932,000 | 2,578 |
| Premises and equipment expense | $455,000 | 2,871 |
| Additional noninterest expense | $1,103,000 | 3,049 |
| Pre-tax net operating income | $630,000 | 2,933 |
| Securities gains (losses) | $150,000 | 1,206 |
| Applicable income taxes | $278,000 | 1,622 |
| Income before extraordinary items | $502,000 | 3,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $502,000 | 3,082 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $502,000 | 3,083 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $235,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $406,000 | 3,335 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 2,565 |
| Total interest expense | $1,399,000 | 2,281 |
| Net interest income | $1,992,000 | 2,719 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $190,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $101,000 | 3,239 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $89,000 | 3,833 |
| Total noninterest expense | $1,808,000 | 2,664 |
| Salaries and employee benefits | $970,000 | 2,609 |
| Premises and equipment expense | $243,000 | 2,740 |
| Additional noninterest expense | $595,000 | 2,580 |
| Pre-tax net operating income | $314,000 | 3,261 |
| Securities gains (losses) | $80,000 | 1,099 |
| Applicable income taxes | $140,000 | 1,822 |
| Income before extraordinary items | $254,000 | 3,416 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $254,000 | 3,417 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $254,000 | 3,417 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $112,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $202,800 | 3,692 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,081,000 | 2,813 |
| Total interest expense | $6,294,000 | 2,415 |
| Net interest income | $6,787,000 | 3,146 |
| Provision for loan and lease losses | $179,000 | 5,363 |
| Total noninterest income | $851,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $481,000 | 3,087 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $370,000 | 3,715 |
| Total noninterest expense | $6,552,000 | 2,839 |
| Salaries and employee benefits | $3,713,000 | 2,672 |
| Premises and equipment expense | $932,000 | 2,795 |
| Additional noninterest expense | $1,907,000 | 2,977 |
| Pre-tax net operating income | $907,000 | 3,936 |
| Securities gains (losses) | $148,000 | 874 |
| Applicable income taxes | $404,000 | 2,071 |
| Income before extraordinary items | $651,000 | 4,043 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $651,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 4,805 |
| Cash dividends | $217,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $556,280 | 4,433 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,583,000 | 2,924 |
| Total interest expense | $4,728,000 | 2,500 |
| Net interest income | $4,855,000 | 3,296 |
| Provision for loan and lease losses | $105,000 | 5,094 |
| Total noninterest income | $635,000 | 3,850 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $354,000 | 3,160 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $281,000 | 3,789 |
| Total noninterest expense | $4,820,000 | 2,853 |
| Salaries and employee benefits | $2,632,000 | 2,842 |
| Premises and equipment expense | $692,000 | 2,834 |
| Additional noninterest expense | $1,496,000 | 2,781 |
| Pre-tax net operating income | $565,000 | 4,741 |
| Securities gains (losses) | $68,000 | 1,217 |
| Applicable income taxes | $198,000 | 2,922 |
| Income before extraordinary items | $435,000 | 4,663 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $435,000 | 4,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 3,035 |
| Cash dividends | $113,000 | 4,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $388,080 | 5,003 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 3,033 |
| Total interest expense | $3,144,000 | 2,600 |
| Net interest income | $3,113,000 | 3,394 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $387,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $223,000 | 3,264 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $164,000 | 4,156 |
| Total noninterest expense | $3,118,000 | 2,955 |
| Salaries and employee benefits | $1,702,000 | 2,954 |
| Premises and equipment expense | $471,000 | 2,783 |
| Additional noninterest expense | $945,000 | 2,885 |
| Pre-tax net operating income | $307,000 | 5,243 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $92,000 | 3,534 |
| Income before extraordinary items | $228,000 | 5,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 5,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,213 |
| Cash dividends | $38,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $218,770 | 5,421 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 3,111 |
| Total interest expense | $1,671,000 | 2,616 |
| Net interest income | $1,452,000 | 3,568 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $190,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $82,000 | 3,842 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $108,000 | 3,628 |
| Total noninterest expense | $1,493,000 | 3,076 |
| Salaries and employee benefits | $839,000 | 3,033 |
| Premises and equipment expense | $228,000 | 2,885 |
| Additional noninterest expense | $426,000 | 3,117 |
| Pre-tax net operating income | $119,000 | 5,782 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $46,000 | 3,650 |
| Income before extraordinary items | $73,000 | 6,229 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $73,000 | 6,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,256 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $73,000 | 6,134 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,174,000 | 3,249 |
| Total interest expense | $6,552,000 | 2,789 |
| Net interest income | $5,622,000 | 3,681 |
| Provision for loan and lease losses | $80,000 | 5,190 |
| Total noninterest income | $843,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $300,000 | 4,077 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $543,000 | 3,172 |
| Total noninterest expense | $8,145,000 | 2,246 |
| Salaries and employee benefits | $5,562,000 | 1,814 |
| Premises and equipment expense | $895,000 | 2,815 |
| Additional noninterest expense | $1,688,000 | 3,102 |
| Pre-tax net operating income | $-1,760,000 | 8,244 |
| Securities gains (losses) | $45,000 | 831 |
| Applicable income taxes | $-1,756,000 | 8,452 |
| Income before extraordinary items | $41,000 | 7,361 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $41,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $12,200 | 7,439 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,265,000 | 3,206 |
| Total interest expense | $4,932,000 | 2,772 |
| Net interest income | $4,333,000 | 3,621 |
| Provision for loan and lease losses | $80,000 | 4,491 |
| Total noninterest income | $609,000 | 4,002 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $216,000 | 4,172 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $393,000 | 3,239 |
| Total noninterest expense | $6,760,000 | 2,018 |
| Salaries and employee benefits | $4,838,000 | 1,567 |
| Premises and equipment expense | $679,000 | 2,782 |
| Additional noninterest expense | $1,243,000 | 3,094 |
| Pre-tax net operating income | $-1,898,000 | 8,437 |
| Securities gains (losses) | $43,000 | 653 |
| Applicable income taxes | $-547,000 | 8,454 |
| Income before extraordinary items | $-1,308,000 | 8,386 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,308,000 | 8,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,338,530 | 8,381 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,292,000 | 3,161 |
| Total interest expense | $3,300,000 | 2,757 |
| Net interest income | $2,992,000 | 3,543 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $405,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $135,000 | 4,319 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $270,000 | 3,190 |
| Total noninterest expense | $3,095,000 | 2,891 |
| Salaries and employee benefits | $1,844,000 | 2,701 |
| Premises and equipment expense | $464,000 | 2,741 |
| Additional noninterest expense | $787,000 | 3,236 |
| Pre-tax net operating income | $222,000 | 6,507 |
| Securities gains (losses) | $43,000 | 565 |
| Applicable income taxes | $78,000 | 4,370 |
| Income before extraordinary items | $187,000 | 6,476 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $187,000 | 6,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $156,470 | 6,685 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 3,073 |
| Total interest expense | $1,670,000 | 2,718 |
| Net interest income | $1,555,000 | 3,448 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $175,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $64,000 | 4,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $111,000 | 3,572 |
| Total noninterest expense | $1,541,000 | 2,908 |
| Salaries and employee benefits | $921,000 | 2,733 |
| Premises and equipment expense | $245,000 | 2,636 |
| Additional noninterest expense | $375,000 | 3,346 |
| Pre-tax net operating income | $149,000 | 6,076 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $44,000 | 4,256 |
| Income before extraordinary items | $105,000 | 6,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $105,000 | 6,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $105,000 | 6,301 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,585,000 | 2,778 |
| Total interest expense | $6,793,000 | 2,345 |
| Net interest income | $6,792,000 | 3,196 |
| Provision for loan and lease losses | $145,000 | 4,115 |
| Total noninterest income | $1,493,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $305,000 | 4,104 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,188,000 | 1,980 |
| Total noninterest expense | $6,566,000 | 2,667 |
| Salaries and employee benefits | $3,972,000 | 2,454 |
| Premises and equipment expense | $929,000 | 2,646 |
| Additional noninterest expense | $1,665,000 | 3,020 |
| Pre-tax net operating income | $1,574,000 | 4,190 |
| Securities gains (losses) | $-1,928,000 | 8,611 |
| Applicable income taxes | $486,000 | 3,191 |
| Income before extraordinary items | $-840,000 | 8,421 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-840,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,383 |
| Cash dividends | $641,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,088,000 | 4,507 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,319,000 | 2,716 |
| Total interest expense | $5,085,000 | 2,286 |
| Net interest income | $5,234,000 | 3,142 |
| Provision for loan and lease losses | $105,000 | 3,999 |
| Total noninterest income | $1,292,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $231,000 | 4,101 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,061,000 | 1,746 |
| Total noninterest expense | $4,890,000 | 2,684 |
| Salaries and employee benefits | $2,958,000 | 2,465 |
| Premises and equipment expense | $707,000 | 2,615 |
| Additional noninterest expense | $1,225,000 | 3,072 |
| Pre-tax net operating income | $1,531,000 | 3,734 |
| Securities gains (losses) | $-1,928,000 | 8,696 |
| Applicable income taxes | $-119,000 | 8,579 |
| Income before extraordinary items | $-278,000 | 8,364 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-278,000 | 8,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $641,000 | 2,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,071,600 | 3,996 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,927,000 | 2,675 |
| Total interest expense | $3,399,000 | 2,187 |
| Net interest income | $3,528,000 | 3,109 |
| Provision for loan and lease losses | $65,000 | 3,979 |
| Total noninterest income | $1,069,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $152,000 | 4,114 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $917,000 | 1,449 |
| Total noninterest expense | $3,343,000 | 2,624 |
| Salaries and employee benefits | $2,034,000 | 2,408 |
| Premises and equipment expense | $486,000 | 2,547 |
| Additional noninterest expense | $823,000 | 3,064 |
| Pre-tax net operating income | $1,189,000 | 3,384 |
| Securities gains (losses) | $-1,928,000 | 8,745 |
| Applicable income taxes | $-220,000 | 8,697 |
| Income before extraordinary items | $-519,000 | 8,594 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-519,000 | 8,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $414,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $830,600 | 3,646 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 2,599 |
| Total interest expense | $1,705,000 | 2,088 |
| Net interest income | $1,828,000 | 3,007 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $884,000 | 1,399 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 3,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $801,000 | 959 |
| Total noninterest expense | $1,720,000 | 2,569 |
| Salaries and employee benefits | $1,065,000 | 2,309 |
| Premises and equipment expense | $263,000 | 2,370 |
| Additional noninterest expense | $392,000 | 3,183 |
| Pre-tax net operating income | $967,000 | 2,334 |
| Securities gains (losses) | $-661,000 | 8,760 |
| Applicable income taxes | $89,000 | 3,751 |
| Income before extraordinary items | $217,000 | 5,152 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,000 | 5,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $199,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $686,310 | 2,462 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,782,000 | 2,395 |
| Total interest expense | $5,961,000 | 1,891 |
| Net interest income | $7,821,000 | 2,764 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $807,000 | 4,018 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $335,000 | 3,939 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $472,000 | 3,480 |
| Total noninterest expense | $7,203,000 | 2,323 |
| Salaries and employee benefits | $4,318,000 | 2,134 |
| Premises and equipment expense | $1,090,000 | 2,196 |
| Additional noninterest expense | $1,795,000 | 2,764 |
| Pre-tax net operating income | $1,125,000 | 5,051 |
| Securities gains (losses) | $-43,000 | 8,125 |
| Applicable income taxes | $307,000 | 4,100 |
| Income before extraordinary items | $775,000 | 5,414 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $775,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $682,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $805,960 | 5,301 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,271,000 | 2,359 |
| Total interest expense | $4,328,000 | 1,846 |
| Net interest income | $5,943,000 | 2,703 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $585,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $241,000 | 4,053 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $344,000 | 3,556 |
| Total noninterest expense | $5,511,000 | 2,261 |
| Salaries and employee benefits | $3,349,000 | 2,038 |
| Premises and equipment expense | $836,000 | 2,138 |
| Additional noninterest expense | $1,326,000 | 2,774 |
| Pre-tax net operating income | $792,000 | 5,354 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $224,000 | 4,253 |
| Income before extraordinary items | $568,000 | 5,596 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $568,000 | 5,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $494,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $568,000 | 5,559 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,820,000 | 2,319 |
| Total interest expense | $2,810,000 | 1,792 |
| Net interest income | $4,010,000 | 2,647 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $372,000 | 4,218 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $154,000 | 4,093 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $218,000 | 3,620 |
| Total noninterest expense | $3,713,000 | 2,210 |
| Salaries and employee benefits | $2,244,000 | 2,017 |
| Premises and equipment expense | $571,000 | 2,067 |
| Additional noninterest expense | $898,000 | 2,705 |
| Pre-tax net operating income | $519,000 | 5,390 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $147,000 | 4,276 |
| Income before extraordinary items | $372,000 | 5,633 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $372,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $318,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $372,000 | 5,590 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 2,285 |
| Total interest expense | $1,356,000 | 1,754 |
| Net interest income | $2,014,000 | 2,624 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $167,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,827 |
| Total noninterest expense | $1,875,000 | 2,198 |
| Salaries and employee benefits | $1,123,000 | 2,031 |
| Premises and equipment expense | $318,000 | 1,884 |
| Additional noninterest expense | $434,000 | 2,794 |
| Pre-tax net operating income | $231,000 | 5,630 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $66,000 | 4,377 |
| Income before extraordinary items | $165,000 | 5,887 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $165,000 | 5,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $165,000 | 5,851 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,732,000 | 2,251 |
| Total interest expense | $5,223,000 | 1,569 |
| Net interest income | $7,509,000 | 2,692 |
| Provision for loan and lease losses | $287,000 | 3,021 |
| Total noninterest income | $699,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $315,000 | 4,213 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $384,000 | 3,793 |
| Total noninterest expense | $7,063,000 | 2,263 |
| Salaries and employee benefits | $4,068,000 | 2,131 |
| Premises and equipment expense | $1,110,000 | 2,069 |
| Additional noninterest expense | $1,885,000 | 2,550 |
| Pre-tax net operating income | $858,000 | 5,625 |
| Securities gains (losses) | $-112,000 | 8,739 |
| Applicable income taxes | $198,000 | 4,765 |
| Income before extraordinary items | $548,000 | 6,166 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $548,000 | 6,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $499,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $629,760 | 5,773 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,458,000 | 2,243 |
| Total interest expense | $3,868,000 | 1,568 |
| Net interest income | $5,590,000 | 2,687 |
| Provision for loan and lease losses | $175,000 | 3,272 |
| Total noninterest income | $527,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $236,000 | 4,239 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $291,000 | 3,779 |
| Total noninterest expense | $5,201,000 | 2,285 |
| Salaries and employee benefits | $3,135,000 | 2,087 |
| Premises and equipment expense | $843,000 | 2,051 |
| Additional noninterest expense | $1,223,000 | 2,876 |
| Pre-tax net operating income | $741,000 | 5,377 |
| Securities gains (losses) | $-88,000 | 8,878 |
| Applicable income taxes | $181,000 | 4,592 |
| Income before extraordinary items | $472,000 | 5,955 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $472,000 | 5,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $362,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $535,360 | 5,580 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,177,000 | 2,271 |
| Total interest expense | $2,524,000 | 1,572 |
| Net interest income | $3,653,000 | 2,717 |
| Provision for loan and lease losses | $41,000 | 5,001 |
| Total noninterest income | $337,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $151,000 | 4,319 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $186,000 | 3,893 |
| Total noninterest expense | $3,500,000 | 2,262 |
| Salaries and employee benefits | $2,083,000 | 2,101 |
| Premises and equipment expense | $566,000 | 2,035 |
| Additional noninterest expense | $851,000 | 2,767 |
| Pre-tax net operating income | $449,000 | 5,580 |
| Securities gains (losses) | $-63,000 | 8,936 |
| Applicable income taxes | $104,000 | 4,795 |
| Income before extraordinary items | $282,000 | 6,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 6,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $233,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $327,990 | 5,758 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 2,320 |
| Total interest expense | $1,246,000 | 1,617 |
| Net interest income | $1,786,000 | 2,792 |
| Provision for loan and lease losses | $-24,000 | 8,960 |
| Total noninterest income | $162,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 4,329 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $89,000 | 3,959 |
| Total noninterest expense | $1,817,000 | 2,194 |
| Salaries and employee benefits | $1,105,000 | 1,993 |
| Premises and equipment expense | $290,000 | 1,993 |
| Additional noninterest expense | $422,000 | 2,763 |
| Pre-tax net operating income | $155,000 | 6,374 |
| Securities gains (losses) | $-63,000 | 9,045 |
| Applicable income taxes | $32,000 | 5,327 |
| Income before extraordinary items | $60,000 | 7,586 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $60,000 | 7,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $117,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $100,950 | 6,776 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,094,000 | 2,367 |
| Total interest expense | $5,399,000 | 1,675 |
| Net interest income | $6,695,000 | 2,866 |
| Provision for loan and lease losses | $315,000 | 3,050 |
| Total noninterest income | $855,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $284,000 | 4,431 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $571,000 | 3,353 |
| Total noninterest expense | $6,544,000 | 2,400 |
| Salaries and employee benefits | $3,698,000 | 2,294 |
| Premises and equipment expense | $1,124,000 | 2,033 |
| Additional noninterest expense | $1,722,000 | 2,729 |
| Pre-tax net operating income | $691,000 | 6,042 |
| Securities gains (losses) | $856,000 | 530 |
| Applicable income taxes | $542,000 | 3,245 |
| Income before extraordinary items | $1,005,000 | 4,636 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,005,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $472,000 | 3,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $448,600 | 6,414 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,975,000 | 2,421 |
| Total interest expense | $4,064,000 | 1,731 |
| Net interest income | $4,911,000 | 2,939 |
| Provision for loan and lease losses | $417,000 | 1,965 |
| Total noninterest income | $490,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $198,000 | 4,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $292,000 | 4,087 |
| Total noninterest expense | $4,895,000 | 2,410 |
| Salaries and employee benefits | $2,623,000 | 2,418 |
| Premises and equipment expense | $852,000 | 2,017 |
| Additional noninterest expense | $1,420,000 | 2,515 |
| Pre-tax net operating income | $89,000 | 8,288 |
| Securities gains (losses) | $1,009,000 | 440 |
| Applicable income taxes | $384,000 | 3,480 |
| Income before extraordinary items | $714,000 | 4,947 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $714,000 | 4,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $357,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $58,150 | 8,369 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,791,000 | 2,514 |
| Total interest expense | $2,693,000 | 1,793 |
| Net interest income | $3,098,000 | 3,096 |
| Provision for loan and lease losses | $194,000 | 2,575 |
| Total noninterest income | $320,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $124,000 | 4,770 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $196,000 | 4,078 |
| Total noninterest expense | $3,312,000 | 2,372 |
| Salaries and employee benefits | $1,806,000 | 2,332 |
| Premises and equipment expense | $578,000 | 1,973 |
| Additional noninterest expense | $928,000 | 2,540 |
| Pre-tax net operating income | $-88,000 | 8,809 |
| Securities gains (losses) | $704,000 | 468 |
| Applicable income taxes | $216,000 | 3,811 |
| Income before extraordinary items | $400,000 | 5,406 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $400,000 | 5,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $242,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-57,600 | 8,775 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 2,544 |
| Total interest expense | $1,340,000 | 1,841 |
| Net interest income | $1,536,000 | 3,110 |
| Provision for loan and lease losses | $57,000 | 3,503 |
| Total noninterest income | $167,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $105,000 | 3,842 |
| Total noninterest expense | $1,549,000 | 2,499 |
| Salaries and employee benefits | $826,000 | 2,545 |
| Premises and equipment expense | $301,000 | 1,904 |
| Additional noninterest expense | $422,000 | 2,724 |
| Pre-tax net operating income | $97,000 | 7,240 |
| Securities gains (losses) | $252,000 | 570 |
| Applicable income taxes | $122,000 | 3,591 |
| Income before extraordinary items | $227,000 | 4,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $122,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $63,200 | 7,476 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,936,000 | 3,034 |
| Total interest expense | $4,923,000 | 2,280 |
| Net interest income | $5,013,000 | 3,665 |
| Provision for loan and lease losses | $142,000 | 5,042 |
| Total noninterest income | $556,000 | 4,924 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $278,000 | 4,412 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 4,420 |
| Total noninterest expense | $5,085,000 | 2,882 |
| Salaries and employee benefits | $2,806,000 | 2,807 |
| Premises and equipment expense | $951,000 | 2,297 |
| Additional noninterest expense | $1,328,000 | 3,304 |
| Pre-tax net operating income | $342,000 | 7,390 |
| Securities gains (losses) | $159,000 | 1,328 |
| Applicable income taxes | $175,000 | 5,303 |
| Income before extraordinary items | $326,000 | 7,198 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $326,000 | 7,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $270,000 | 4,491 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 715 |
| Net operating income | $222,650 | 7,628 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,124,000 | 3,599 |
| Total interest expense | $5,683,000 | 2,805 |
| Net interest income | $3,441,000 | 4,613 |
| Provision for loan and lease losses | $207,000 | 4,058 |
| Total noninterest income | $355,000 | 5,991 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $210,000 | 5,048 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $145,000 | 5,608 |
| Total noninterest expense | $4,690,000 | 2,978 |
| Salaries and employee benefits | $2,315,000 | 3,167 |
| Premises and equipment expense | $900,000 | 2,362 |
| Additional noninterest expense | $1,475,000 | 2,915 |
| Pre-tax net operating income | $-1,101,000 | 9,380 |
| Securities gains (losses) | $1,356,000 | 333 |
| Applicable income taxes | $89,000 | 6,140 |
| Income before extraordinary items | $166,000 | 7,929 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $166,000 | 7,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,533 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-715,400 | 9,287 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,820,000 | 3,787 |
| Total interest expense | $5,767,000 | 2,892 |
| Net interest income | $3,053,000 | 5,092 |
| Provision for loan and lease losses | $208,000 | 3,659 |
| Total noninterest income | $352,000 | 5,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,452 |
| Total noninterest expense | $3,443,000 | 3,757 |
| Salaries and employee benefits | $1,457,000 | 4,461 |
| Premises and equipment expense | $553,000 | 3,495 |
| Additional noninterest expense | $1,433,000 | 2,937 |
| Pre-tax net operating income | $-246,000 | 9,378 |
| Securities gains (losses) | $209,000 | 403 |
| Applicable income taxes | $-19,000 | 9,373 |
| Income before extraordinary items | $-18,000 | 9,183 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-18,000 | 9,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-151,760 | 9,321 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 5,159 |
| Total interest expense | $3,307,000 | 4,251 |
| Net interest income | $2,318,000 | 6,079 |
| Provision for loan and lease losses | $16,000 | 7,832 |
| Total noninterest income | $205,000 | 7,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 5,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,414 |
| Total noninterest expense | $2,837,000 | 4,417 |
| Salaries and employee benefits | $1,510,000 | 4,312 |
| Premises and equipment expense | $305,000 | 5,412 |
| Additional noninterest expense | $1,022,000 | 3,950 |
| Pre-tax net operating income | $-330,000 | 9,734 |
| Securities gains (losses) | $147,000 | 619 |
| Applicable income taxes | $-76,000 | 9,881 |
| Income before extraordinary items | $-107,000 | 9,585 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-107,000 | 9,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-201,080 | 9,656 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 5,531 |
| Total interest expense | $2,976,000 | 4,765 |
| Net interest income | $2,216,000 | 6,263 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $240,000 | 7,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $1,900,000 | 5,795 |
| Salaries and employee benefits | $1,058,000 | 5,559 |
| Premises and equipment expense | $275,000 | 5,637 |
| Additional noninterest expense | $567,000 | 5,968 |
| Pre-tax net operating income | $556,000 | 7,121 |
| Securities gains (losses) | $31,000 | 2,109 |
| Applicable income taxes | $224,000 | 5,903 |
| Income before extraordinary items | $363,000 | 7,460 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $363,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $343,160 | 7,493 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 5,860 |
| Total interest expense | $2,691,000 | 5,117 |
| Net interest income | $2,237,000 | 6,461 |
| Provision for loan and lease losses | $1,000 | 8,801 |
| Total noninterest income | $213,000 | 7,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $1,811,000 | 6,046 |
| Salaries and employee benefits | $1,094,000 | 5,502 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $554,000 | 6,096 |
| Pre-tax net operating income | $638,000 | 7,257 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $210,000 | 6,756 |
| Income before extraordinary items | $429,000 | 7,446 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $429,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,034 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $428,330 | 7,404 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,878,000 | 6,052 |
| Total interest expense | $2,710,000 | 5,208 |
| Net interest income | $2,168,000 | 6,824 |
| Provision for loan and lease losses | $46,000 | 6,787 |
| Total noninterest income | $229,000 | 7,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $1,821,000 | 6,336 |
| Salaries and employee benefits | $1,085,000 | 5,637 |
| Premises and equipment expense | $231,000 | 6,516 |
| Additional noninterest expense | $505,000 | 7,017 |
| Pre-tax net operating income | $530,000 | 7,773 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $159,000 | 7,745 |
| Income before extraordinary items | $371,000 | 7,854 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $371,000 | 7,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,310 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $371,000 | 7,791 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 6,425 |
| Total interest expense | $2,386,000 | 5,760 |
| Net interest income | $2,148,000 | 6,987 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $247,000 | 7,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,433 |
| Total noninterest expense | $1,861,000 | 6,322 |
| Salaries and employee benefits | $1,083,000 | 5,670 |
| Premises and equipment expense | $238,000 | 6,542 |
| Additional noninterest expense | $540,000 | 6,944 |
| Pre-tax net operating income | $444,000 | 8,783 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $143,000 | 8,394 |
| Income before extraordinary items | $315,000 | 8,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $315,000 | 8,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,124 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $305,340 | 8,858 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,523,000 | 6,125 |
| Total interest expense | $2,115,000 | 5,352 |
| Net interest income | $2,408,000 | 6,645 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $248,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $1,956,000 | 6,317 |
| Salaries and employee benefits | $1,077,000 | 5,737 |
| Premises and equipment expense | $234,000 | 6,793 |
| Additional noninterest expense | $645,000 | 6,707 |
| Pre-tax net operating income | $699,000 | 7,386 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $274,000 | 6,207 |
| Income before extraordinary items | $425,000 | 7,938 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $425,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $425,000 | 7,990 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,969,000 | 5,815 |
| Total interest expense | $2,214,000 | 5,354 |
| Net interest income | $2,755,000 | 6,058 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $186,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $1,955,000 | 6,458 |
| Salaries and employee benefits | $1,022,000 | 6,008 |
| Premises and equipment expense | $241,000 | 6,865 |
| Additional noninterest expense | $692,000 | 6,621 |
| Pre-tax net operating income | $985,000 | 5,947 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $382,000 | 5,172 |
| Income before extraordinary items | $605,000 | 6,737 |
| Extraordinary gains, net | $80,000 | 1,785 |
| Net income | $685,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $603,720 | 6,509 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 5,847 |
| Total interest expense | $2,759,000 | 5,532 |
| Net interest income | $2,803,000 | 6,043 |
| Provision for loan and lease losses | $78,000 | 7,978 |
| Total noninterest income | $221,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,687 |
| Total noninterest expense | $1,761,000 | 7,071 |
| Salaries and employee benefits | $891,000 | 6,672 |
| Premises and equipment expense | $192,000 | 8,030 |
| Additional noninterest expense | $678,000 | 6,901 |
| Pre-tax net operating income | $1,185,000 | 4,964 |
| Securities gains (losses) | $-39,000 | 13,631 |
| Applicable income taxes | $447,000 | 4,388 |
| Income before extraordinary items | $699,000 | 5,933 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $699,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $723,960 | 5,442 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.