Home > South Central Bank of Daviess County, Inc. > Income and Expense
South Central Bank of Daviess County, Inc., Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 3,493 |
| Total interest expense | $565,000 | 3,759 |
| Net interest income | $5,521,000 | 3,425 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,359,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $577,000 | 2,036 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $782,000 | 2,665 |
| Total noninterest expense | $5,792,000 | 2,990 |
| Salaries and employee benefits | $2,094,000 | 3,894 |
| Premises and equipment expense | $660,000 | 3,022 |
| Additional noninterest expense | $3,038,000 | 2,018 |
| Pre-tax net operating income | $1,088,000 | 3,997 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $291,000 | 2,667 |
| Income before extraordinary items | $797,000 | 4,304 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $797,000 | 4,303 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $797,000 | 4,304 |
| Net charge-offs | $115,000 | 3,038 |
| Cash dividends | $575,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $797,000 | 4,257 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 3,527 |
| Total interest expense | $427,000 | 3,800 |
| Net interest income | $4,133,000 | 3,457 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,102,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $438,000 | 2,015 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $664,000 | 2,501 |
| Total noninterest expense | $4,347,000 | 3,007 |
| Salaries and employee benefits | $1,625,000 | 3,839 |
| Premises and equipment expense | $486,000 | 3,096 |
| Additional noninterest expense | $2,236,000 | 2,039 |
| Pre-tax net operating income | $888,000 | 3,946 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $242,000 | 2,654 |
| Income before extraordinary items | $646,000 | 4,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $646,000 | 4,251 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $646,000 | 4,251 |
| Net charge-offs | $64,000 | 3,071 |
| Cash dividends | $345,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $646,000 | 4,197 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 3,521 |
| Total interest expense | $287,000 | 3,827 |
| Net interest income | $2,767,000 | 3,442 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $717,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $286,000 | 2,034 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $431,000 | 2,512 |
| Total noninterest expense | $2,981,000 | 2,954 |
| Salaries and employee benefits | $1,110,000 | 3,800 |
| Premises and equipment expense | $325,000 | 3,114 |
| Additional noninterest expense | $1,546,000 | 1,974 |
| Pre-tax net operating income | $503,000 | 4,171 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $132,000 | 2,782 |
| Income before extraordinary items | $371,000 | 4,422 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $371,000 | 4,425 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $371,000 | 4,426 |
| Net charge-offs | $-15,000 | 5,786 |
| Cash dividends | $200,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $371,000 | 4,375 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 3,495 |
| Total interest expense | $147,000 | 3,833 |
| Net interest income | $1,411,000 | 3,420 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $388,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $135,000 | 2,113 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $253,000 | 2,242 |
| Total noninterest expense | $1,531,000 | 2,933 |
| Salaries and employee benefits | $563,000 | 3,814 |
| Premises and equipment expense | $169,000 | 3,084 |
| Additional noninterest expense | $799,000 | 1,891 |
| Pre-tax net operating income | $268,000 | 3,995 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $72,000 | 2,656 |
| Income before extraordinary items | $196,000 | 4,293 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $196,000 | 4,294 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $196,000 | 4,295 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $140,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $196,000 | 4,239 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,271,000 | 3,517 |
| Total interest expense | $711,000 | 3,714 |
| Net interest income | $5,560,000 | 3,449 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,771,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $603,000 | 2,058 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,168,000 | 2,174 |
| Total noninterest expense | $6,304,000 | 2,869 |
| Salaries and employee benefits | $2,225,000 | 3,838 |
| Premises and equipment expense | $738,000 | 2,860 |
| Additional noninterest expense | $3,341,000 | 1,899 |
| Pre-tax net operating income | $1,027,000 | 4,040 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $281,000 | 2,688 |
| Income before extraordinary items | $748,000 | 4,347 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $748,000 | 4,350 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $748,000 | 4,351 |
| Net charge-offs | $155,000 | 3,299 |
| Cash dividends | $300,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $746,540 | 4,300 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,725,000 | 3,539 |
| Total interest expense | $550,000 | 3,725 |
| Net interest income | $4,175,000 | 3,465 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,393,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $450,000 | 2,071 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $943,000 | 2,130 |
| Total noninterest expense | $4,682,000 | 2,910 |
| Salaries and employee benefits | $1,681,000 | 3,815 |
| Premises and equipment expense | $564,000 | 2,839 |
| Additional noninterest expense | $2,437,000 | 1,924 |
| Pre-tax net operating income | $886,000 | 3,887 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $251,000 | 2,584 |
| Income before extraordinary items | $637,000 | 4,215 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $637,000 | 4,217 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $637,000 | 4,219 |
| Net charge-offs | $109,000 | 3,176 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $635,560 | 4,146 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 3,533 |
| Total interest expense | $380,000 | 3,703 |
| Net interest income | $2,786,000 | 3,465 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $939,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $284,000 | 2,134 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $655,000 | 2,113 |
| Total noninterest expense | $3,227,000 | 2,829 |
| Salaries and employee benefits | $1,131,000 | 3,814 |
| Premises and equipment expense | $402,000 | 2,733 |
| Additional noninterest expense | $1,694,000 | 1,864 |
| Pre-tax net operating income | $498,000 | 4,143 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $136,000 | 2,781 |
| Income before extraordinary items | $364,000 | 4,479 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $364,000 | 4,481 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $364,000 | 4,482 |
| Net charge-offs | $-25,000 | 6,377 |
| Cash dividends | $250,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $362,540 | 4,382 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 3,536 |
| Total interest expense | $202,000 | 3,646 |
| Net interest income | $1,397,000 | 3,466 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $420,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $135,000 | 2,210 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $285,000 | 2,295 |
| Total noninterest expense | $1,619,000 | 2,846 |
| Salaries and employee benefits | $586,000 | 3,764 |
| Premises and equipment expense | $196,000 | 2,803 |
| Additional noninterest expense | $837,000 | 1,870 |
| Pre-tax net operating income | $198,000 | 4,470 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $51,000 | 2,973 |
| Income before extraordinary items | $149,000 | 4,735 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $149,000 | 4,736 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $149,000 | 4,737 |
| Net charge-offs | $-10,000 | 6,196 |
| Cash dividends | $125,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $147,520 | 4,663 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,504,000 | 3,634 |
| Total interest expense | $975,000 | 3,665 |
| Net interest income | $5,529,000 | 3,571 |
| Provision for loan and lease losses | $298,000 | 3,430 |
| Total noninterest income | $1,590,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $622,000 | 2,092 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $968,000 | 2,415 |
| Total noninterest expense | $6,271,000 | 2,934 |
| Salaries and employee benefits | $2,223,000 | 3,870 |
| Premises and equipment expense | $785,000 | 2,784 |
| Additional noninterest expense | $3,263,000 | 2,008 |
| Pre-tax net operating income | $550,000 | 4,811 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $122,000 | 3,373 |
| Income before extraordinary items | $431,000 | 5,119 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $431,000 | 5,117 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $431,000 | 5,118 |
| Net charge-offs | $391,000 | 2,968 |
| Cash dividends | $515,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $428,660 | 4,914 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,917,000 | 3,685 |
| Total interest expense | $743,000 | 3,758 |
| Net interest income | $4,174,000 | 3,611 |
| Provision for loan and lease losses | $6,000 | 5,665 |
| Total noninterest income | $1,151,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $463,000 | 2,126 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $688,000 | 2,490 |
| Total noninterest expense | $4,602,000 | 2,997 |
| Salaries and employee benefits | $1,722,000 | 3,795 |
| Premises and equipment expense | $582,000 | 2,838 |
| Additional noninterest expense | $2,298,000 | 2,117 |
| Pre-tax net operating income | $717,000 | 4,184 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $193,000 | 2,870 |
| Income before extraordinary items | $527,000 | 4,584 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $527,000 | 4,583 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $527,000 | 4,582 |
| Net charge-offs | $38,000 | 4,705 |
| Cash dividends | $325,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $524,810 | 4,403 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 3,645 |
| Total interest expense | $504,000 | 3,809 |
| Net interest income | $2,844,000 | 3,577 |
| Provision for loan and lease losses | $6,000 | 5,444 |
| Total noninterest income | $766,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $296,000 | 2,185 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $470,000 | 2,410 |
| Total noninterest expense | $3,057,000 | 3,012 |
| Salaries and employee benefits | $1,145,000 | 3,824 |
| Premises and equipment expense | $381,000 | 2,872 |
| Additional noninterest expense | $1,531,000 | 2,118 |
| Pre-tax net operating income | $547,000 | 3,978 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $153,000 | 2,695 |
| Income before extraordinary items | $396,000 | 4,379 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $396,000 | 4,383 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $396,000 | 4,382 |
| Net charge-offs | $21,000 | 4,608 |
| Cash dividends | $250,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $394,560 | 4,196 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 3,605 |
| Total interest expense | $256,000 | 3,880 |
| Net interest income | $1,466,000 | 3,516 |
| Provision for loan and lease losses | $6,000 | 4,993 |
| Total noninterest income | $425,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $146,000 | 2,187 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $279,000 | 2,203 |
| Total noninterest expense | $1,555,000 | 2,960 |
| Salaries and employee benefits | $579,000 | 3,820 |
| Premises and equipment expense | $202,000 | 2,775 |
| Additional noninterest expense | $774,000 | 2,088 |
| Pre-tax net operating income | $330,000 | 3,658 |
| Securities gains (losses) | $2,000 | 2,023 |
| Applicable income taxes | $96,000 | 2,486 |
| Income before extraordinary items | $236,000 | 4,096 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $236,000 | 4,099 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $236,000 | 4,099 |
| Net charge-offs | $-28,000 | 6,963 |
| Cash dividends | $75,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $234,580 | 3,947 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,267,000 | 3,578 |
| Total interest expense | $1,116,000 | 4,140 |
| Net interest income | $6,151,000 | 3,405 |
| Provision for loan and lease losses | $701,000 | 2,942 |
| Total noninterest income | $1,494,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $664,000 | 2,071 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $830,000 | 2,388 |
| Total noninterest expense | $6,282,000 | 2,940 |
| Salaries and employee benefits | $2,268,000 | 3,831 |
| Premises and equipment expense | $797,000 | 2,931 |
| Additional noninterest expense | $3,217,000 | 2,070 |
| Pre-tax net operating income | $662,000 | 4,367 |
| Securities gains (losses) | $263,000 | 1,230 |
| Applicable income taxes | $259,000 | 2,660 |
| Income before extraordinary items | $666,000 | 4,230 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $666,000 | 4,232 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $666,000 | 4,232 |
| Net charge-offs | $175,000 | 4,463 |
| Cash dividends | $400,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $476,640 | 4,600 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,539,000 | 3,582 |
| Total interest expense | $853,000 | 4,210 |
| Net interest income | $4,686,000 | 3,372 |
| Provision for loan and lease losses | $685,000 | 2,471 |
| Total noninterest income | $1,037,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $510,000 | 2,035 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $527,000 | 2,628 |
| Total noninterest expense | $4,681,000 | 2,959 |
| Salaries and employee benefits | $1,724,000 | 3,796 |
| Premises and equipment expense | $596,000 | 2,952 |
| Additional noninterest expense | $2,361,000 | 2,121 |
| Pre-tax net operating income | $357,000 | 4,904 |
| Securities gains (losses) | $253,000 | 1,032 |
| Applicable income taxes | $167,000 | 2,817 |
| Income before extraordinary items | $443,000 | 4,514 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 4,515 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $443,000 | 4,515 |
| Net charge-offs | $149,000 | 4,028 |
| Cash dividends | $225,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $258,310 | 5,120 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 3,573 |
| Total interest expense | $582,000 | 4,256 |
| Net interest income | $3,180,000 | 3,337 |
| Provision for loan and lease losses | $623,000 | 2,013 |
| Total noninterest income | $595,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $324,000 | 2,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $271,000 | 3,035 |
| Total noninterest expense | $3,149,000 | 2,968 |
| Salaries and employee benefits | $1,165,000 | 3,798 |
| Premises and equipment expense | $400,000 | 2,965 |
| Additional noninterest expense | $1,584,000 | 2,137 |
| Pre-tax net operating income | $3,000 | 6,174 |
| Securities gains (losses) | $253,000 | 619 |
| Applicable income taxes | $60,000 | 3,238 |
| Income before extraordinary items | $196,000 | 5,046 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $196,000 | 5,046 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $196,000 | 5,046 |
| Net charge-offs | $245,000 | 2,907 |
| Cash dividends | $150,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,190 | 6,219 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 3,607 |
| Total interest expense | $303,000 | 4,267 |
| Net interest income | $1,554,000 | 3,369 |
| Provision for loan and lease losses | $446,000 | 1,570 |
| Total noninterest income | $390,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $159,000 | 2,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $231,000 | 2,271 |
| Total noninterest expense | $1,626,000 | 2,885 |
| Salaries and employee benefits | $616,000 | 3,650 |
| Premises and equipment expense | $208,000 | 2,895 |
| Additional noninterest expense | $802,000 | 2,101 |
| Pre-tax net operating income | $-128,000 | 6,728 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-55,000 | 7,206 |
| Income before extraordinary items | $-73,000 | 6,649 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-73,000 | 6,649 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-73,000 | 6,649 |
| Net charge-offs | $340,000 | 1,642 |
| Cash dividends | $75,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-73,000 | 6,633 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,918,000 | 3,584 |
| Total interest expense | $1,574,000 | 4,151 |
| Net interest income | $6,344,000 | 3,339 |
| Provision for loan and lease losses | $731,000 | 3,531 |
| Total noninterest income | $1,755,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $746,000 | 1,945 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,009,000 | 2,172 |
| Total noninterest expense | $6,144,000 | 3,048 |
| Salaries and employee benefits | $2,365,000 | 3,741 |
| Premises and equipment expense | $815,000 | 2,948 |
| Additional noninterest expense | $2,964,000 | 2,312 |
| Pre-tax net operating income | $1,224,000 | 3,053 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $375,000 | 2,153 |
| Income before extraordinary items | $851,000 | 3,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $851,000 | 3,511 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $851,000 | 3,514 |
| Net charge-offs | $732,000 | 3,116 |
| Cash dividends | $600,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $849,620 | 3,397 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,977,000 | 3,638 |
| Total interest expense | $1,232,000 | 4,182 |
| Net interest income | $4,745,000 | 3,392 |
| Provision for loan and lease losses | $128,000 | 5,464 |
| Total noninterest income | $1,281,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $560,000 | 1,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $721,000 | 2,218 |
| Total noninterest expense | $4,630,000 | 3,043 |
| Salaries and employee benefits | $1,809,000 | 3,725 |
| Premises and equipment expense | $619,000 | 2,957 |
| Additional noninterest expense | $2,202,000 | 2,294 |
| Pre-tax net operating income | $1,268,000 | 2,673 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $401,000 | 1,875 |
| Income before extraordinary items | $869,000 | 3,148 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $869,000 | 3,146 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $869,000 | 3,148 |
| Net charge-offs | $328,000 | 3,615 |
| Cash dividends | $225,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $867,640 | 3,021 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,967,000 | 3,673 |
| Total interest expense | $842,000 | 4,226 |
| Net interest income | $3,125,000 | 3,426 |
| Provision for loan and lease losses | $76,000 | 5,425 |
| Total noninterest income | $827,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $350,000 | 2,102 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $477,000 | 2,152 |
| Total noninterest expense | $3,078,000 | 3,043 |
| Salaries and employee benefits | $1,200,000 | 3,764 |
| Premises and equipment expense | $419,000 | 2,947 |
| Additional noninterest expense | $1,459,000 | 2,311 |
| Pre-tax net operating income | $798,000 | 2,802 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $263,000 | 1,865 |
| Income before extraordinary items | $537,000 | 3,284 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $537,000 | 3,280 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $537,000 | 3,283 |
| Net charge-offs | $245,000 | 3,304 |
| Cash dividends | $150,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $535,660 | 3,180 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 3,664 |
| Total interest expense | $430,000 | 4,301 |
| Net interest income | $1,603,000 | 3,376 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $407,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $164,000 | 2,193 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $243,000 | 2,110 |
| Total noninterest expense | $1,548,000 | 3,072 |
| Salaries and employee benefits | $594,000 | 3,857 |
| Premises and equipment expense | $218,000 | 2,918 |
| Additional noninterest expense | $736,000 | 2,296 |
| Pre-tax net operating income | $437,000 | 2,666 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $140,000 | 1,800 |
| Income before extraordinary items | $299,000 | 3,134 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $299,000 | 3,131 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $299,000 | 3,134 |
| Net charge-offs | $32,000 | 4,097 |
| Cash dividends | $75,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $297,640 | 3,035 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,788,000 | 3,572 |
| Total interest expense | $2,424,000 | 3,977 |
| Net interest income | $6,364,000 | 3,288 |
| Provision for loan and lease losses | $474,000 | 4,625 |
| Total noninterest income | $1,553,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $847,000 | 1,955 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $706,000 | 2,651 |
| Total noninterest expense | $6,202,000 | 3,098 |
| Salaries and employee benefits | $2,487,000 | 3,701 |
| Premises and equipment expense | $853,000 | 2,956 |
| Additional noninterest expense | $2,862,000 | 2,448 |
| Pre-tax net operating income | $1,241,000 | 2,654 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $417,000 | 1,722 |
| Income before extraordinary items | $824,000 | 3,102 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $824,000 | 3,102 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $824,000 | 3,102 |
| Net charge-offs | $306,000 | 4,457 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $824,000 | 3,033 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,659,000 | 3,596 |
| Total interest expense | $1,925,000 | 3,952 |
| Net interest income | $4,734,000 | 3,319 |
| Provision for loan and lease losses | $123,000 | 5,748 |
| Total noninterest income | $1,418,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $616,000 | 2,009 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $802,000 | 2,123 |
| Total noninterest expense | $4,766,000 | 3,043 |
| Salaries and employee benefits | $1,968,000 | 3,592 |
| Premises and equipment expense | $619,000 | 3,077 |
| Additional noninterest expense | $2,179,000 | 2,386 |
| Pre-tax net operating income | $1,263,000 | 2,349 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $404,000 | 1,619 |
| Income before extraordinary items | $859,000 | 2,742 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $859,000 | 2,739 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $859,000 | 2,742 |
| Net charge-offs | $171,000 | 4,442 |
| Cash dividends | $275,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $859,000 | 2,690 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 3,580 |
| Total interest expense | $1,347,000 | 3,933 |
| Net interest income | $3,167,000 | 3,306 |
| Provision for loan and lease losses | $123,000 | 5,034 |
| Total noninterest income | $1,007,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $373,000 | 2,138 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $634,000 | 1,919 |
| Total noninterest expense | $3,307,000 | 2,962 |
| Salaries and employee benefits | $1,355,000 | 3,546 |
| Premises and equipment expense | $449,000 | 2,903 |
| Additional noninterest expense | $1,503,000 | 2,333 |
| Pre-tax net operating income | $744,000 | 2,651 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $236,000 | 1,788 |
| Income before extraordinary items | $508,000 | 3,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $508,000 | 3,055 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $508,000 | 3,057 |
| Net charge-offs | $108,000 | 4,164 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $508,000 | 2,961 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 3,602 |
| Total interest expense | $684,000 | 4,010 |
| Net interest income | $1,582,000 | 3,295 |
| Provision for loan and lease losses | $123,000 | 3,566 |
| Total noninterest income | $382,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $203,000 | 1,939 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $179,000 | 2,661 |
| Total noninterest expense | $1,542,000 | 3,068 |
| Salaries and employee benefits | $689,000 | 3,519 |
| Premises and equipment expense | $226,000 | 2,928 |
| Additional noninterest expense | $627,000 | 2,469 |
| Pre-tax net operating income | $299,000 | 3,343 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $106,000 | 2,125 |
| Income before extraordinary items | $193,000 | 3,925 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $193,000 | 3,927 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $193,000 | 3,927 |
| Net charge-offs | $48,000 | 3,603 |
| Cash dividends | $200,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $193,000 | 3,766 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,428,000 | 3,422 |
| Total interest expense | $3,761,000 | 3,664 |
| Net interest income | $6,667,000 | 3,192 |
| Provision for loan and lease losses | $849,000 | 2,950 |
| Total noninterest income | $1,116,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $960,000 | 1,820 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $156,000 | 5,255 |
| Total noninterest expense | $5,721,000 | 3,214 |
| Salaries and employee benefits | $2,666,000 | 3,586 |
| Premises and equipment expense | $873,000 | 2,948 |
| Additional noninterest expense | $2,182,000 | 2,640 |
| Pre-tax net operating income | $1,213,000 | 3,396 |
| Securities gains (losses) | $120,000 | 1,002 |
| Applicable income taxes | $424,000 | 2,011 |
| Income before extraordinary items | $909,000 | 3,458 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $909,000 | 3,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $854,000 | 2,142 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $827,400 | 3,767 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,014,000 | 3,419 |
| Total interest expense | $2,999,000 | 3,624 |
| Net interest income | $5,015,000 | 3,212 |
| Provision for loan and lease losses | $179,000 | 4,399 |
| Total noninterest income | $919,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $738,000 | 1,797 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 4,627 |
| Total noninterest expense | $4,222,000 | 3,241 |
| Salaries and employee benefits | $2,052,000 | 3,534 |
| Premises and equipment expense | $633,000 | 3,054 |
| Additional noninterest expense | $1,537,000 | 2,720 |
| Pre-tax net operating income | $1,533,000 | 2,796 |
| Securities gains (losses) | $67,000 | 1,228 |
| Applicable income taxes | $524,000 | 1,841 |
| Income before extraordinary items | $1,076,000 | 2,965 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,076,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,511 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,031,110 | 3,186 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,396,000 | 3,440 |
| Total interest expense | $2,127,000 | 3,591 |
| Net interest income | $3,269,000 | 3,262 |
| Provision for loan and lease losses | $87,000 | 4,515 |
| Total noninterest income | $641,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $495,000 | 1,771 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $146,000 | 4,360 |
| Total noninterest expense | $2,765,000 | 3,303 |
| Salaries and employee benefits | $1,374,000 | 3,570 |
| Premises and equipment expense | $403,000 | 3,195 |
| Additional noninterest expense | $988,000 | 2,776 |
| Pre-tax net operating income | $1,058,000 | 2,831 |
| Securities gains (losses) | $38,000 | 1,635 |
| Applicable income taxes | $363,000 | 1,977 |
| Income before extraordinary items | $733,000 | 3,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $733,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,007 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $707,540 | 3,246 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 3,455 |
| Total interest expense | $1,173,000 | 3,507 |
| Net interest income | $1,595,000 | 3,335 |
| Provision for loan and lease losses | $27,000 | 4,651 |
| Total noninterest income | $342,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $257,000 | 1,691 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 4,075 |
| Total noninterest expense | $1,356,000 | 3,352 |
| Salaries and employee benefits | $648,000 | 3,757 |
| Premises and equipment expense | $199,000 | 3,248 |
| Additional noninterest expense | $509,000 | 2,684 |
| Pre-tax net operating income | $554,000 | 2,868 |
| Securities gains (losses) | $38,000 | 1,241 |
| Applicable income taxes | $199,000 | 1,979 |
| Income before extraordinary items | $393,000 | 3,233 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $393,000 | 3,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $367,920 | 3,282 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,127,000 | 3,500 |
| Total interest expense | $4,732,000 | 3,603 |
| Net interest income | $6,395,000 | 3,349 |
| Provision for loan and lease losses | $44,000 | 5,799 |
| Total noninterest income | $1,309,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,121,000 | 1,595 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $188,000 | 5,191 |
| Total noninterest expense | $5,428,000 | 3,224 |
| Salaries and employee benefits | $2,512,000 | 3,700 |
| Premises and equipment expense | $784,000 | 3,129 |
| Additional noninterest expense | $2,132,000 | 2,512 |
| Pre-tax net operating income | $2,232,000 | 3,084 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $776,000 | 2,178 |
| Income before extraordinary items | $1,456,000 | 3,518 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,456,000 | 3,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,476 |
| Cash dividends | $1,900,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,456,000 | 3,505 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,259,000 | 3,527 |
| Total interest expense | $3,499,000 | 3,644 |
| Net interest income | $4,760,000 | 3,369 |
| Provision for loan and lease losses | $20,000 | 5,830 |
| Total noninterest income | $969,000 | 2,984 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $835,000 | 1,584 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $134,000 | 5,292 |
| Total noninterest expense | $4,030,000 | 3,228 |
| Salaries and employee benefits | $1,858,000 | 3,744 |
| Premises and equipment expense | $571,000 | 3,199 |
| Additional noninterest expense | $1,601,000 | 2,466 |
| Pre-tax net operating income | $1,679,000 | 3,233 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $580,000 | 2,342 |
| Income before extraordinary items | $1,099,000 | 3,666 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,099,000 | 3,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,060 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,099,000 | 3,648 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,537,000 | 3,521 |
| Total interest expense | $2,355,000 | 3,612 |
| Net interest income | $3,182,000 | 3,385 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $585,000 | 3,207 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $539,000 | 1,640 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $46,000 | 6,404 |
| Total noninterest expense | $2,640,000 | 3,305 |
| Salaries and employee benefits | $1,210,000 | 3,846 |
| Premises and equipment expense | $381,000 | 3,209 |
| Additional noninterest expense | $1,049,000 | 2,523 |
| Pre-tax net operating income | $1,107,000 | 3,300 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $383,000 | 2,433 |
| Income before extraordinary items | $724,000 | 3,740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $724,000 | 3,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,568 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $724,000 | 3,723 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 3,542 |
| Total interest expense | $1,201,000 | 3,532 |
| Net interest income | $1,536,000 | 3,478 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $317,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $243,000 | 1,752 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $1,309,000 | 3,336 |
| Salaries and employee benefits | $605,000 | 3,866 |
| Premises and equipment expense | $187,000 | 3,285 |
| Additional noninterest expense | $517,000 | 2,539 |
| Pre-tax net operating income | $524,000 | 3,411 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $183,000 | 2,523 |
| Income before extraordinary items | $341,000 | 3,895 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $341,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,073 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $341,000 | 3,869 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,007,000 | 3,319 |
| Total interest expense | $4,325,000 | 3,394 |
| Net interest income | $6,682,000 | 3,242 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $1,134,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,177,000 | 1,521 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-43,000 | 8,657 |
| Total noninterest expense | $5,319,000 | 3,179 |
| Salaries and employee benefits | $2,404,000 | 3,713 |
| Premises and equipment expense | $782,000 | 3,064 |
| Additional noninterest expense | $2,133,000 | 2,419 |
| Pre-tax net operating income | $2,197,000 | 3,433 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $774,000 | 2,523 |
| Income before extraordinary items | $1,423,000 | 3,898 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,423,000 | 3,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,185 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,423,000 | 3,874 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,042,000 | 3,364 |
| Total interest expense | $3,086,000 | 3,433 |
| Net interest income | $4,956,000 | 3,298 |
| Provision for loan and lease losses | $264,000 | 2,386 |
| Total noninterest income | $970,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $887,000 | 1,519 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 6,169 |
| Total noninterest expense | $3,988,000 | 3,181 |
| Salaries and employee benefits | $1,811,000 | 3,705 |
| Premises and equipment expense | $586,000 | 3,070 |
| Additional noninterest expense | $1,591,000 | 2,421 |
| Pre-tax net operating income | $1,674,000 | 3,525 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $586,000 | 2,632 |
| Income before extraordinary items | $1,088,000 | 3,961 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,088,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,794 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,088,000 | 3,948 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,238,000 | 3,376 |
| Total interest expense | $1,949,000 | 3,455 |
| Net interest income | $3,289,000 | 3,308 |
| Provision for loan and lease losses | $195,000 | 2,161 |
| Total noninterest income | $652,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $592,000 | 1,505 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,084 |
| Total noninterest expense | $2,692,000 | 3,147 |
| Salaries and employee benefits | $1,211,000 | 3,717 |
| Premises and equipment expense | $400,000 | 2,997 |
| Additional noninterest expense | $1,081,000 | 2,384 |
| Pre-tax net operating income | $1,054,000 | 3,679 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $369,000 | 2,741 |
| Income before extraordinary items | $685,000 | 4,124 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $685,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,485 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $685,000 | 4,112 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 3,310 |
| Total interest expense | $962,000 | 3,355 |
| Net interest income | $1,667,000 | 3,256 |
| Provision for loan and lease losses | $123,000 | 1,719 |
| Total noninterest income | $293,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $249,000 | 1,689 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $1,349,000 | 3,162 |
| Salaries and employee benefits | $610,000 | 3,713 |
| Premises and equipment expense | $210,000 | 2,897 |
| Additional noninterest expense | $529,000 | 2,424 |
| Pre-tax net operating income | $488,000 | 3,792 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $172,000 | 2,826 |
| Income before extraordinary items | $316,000 | 4,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 4,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,259 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $316,000 | 4,268 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,012,000 | 3,152 |
| Total interest expense | $3,516,000 | 2,933 |
| Net interest income | $6,496,000 | 3,210 |
| Provision for loan and lease losses | $701,000 | 1,419 |
| Total noninterest income | $1,181,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,037,000 | 1,667 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $144,000 | 5,803 |
| Total noninterest expense | $5,765,000 | 2,845 |
| Salaries and employee benefits | $2,739,000 | 3,215 |
| Premises and equipment expense | $786,000 | 2,942 |
| Additional noninterest expense | $2,240,000 | 2,231 |
| Pre-tax net operating income | $1,211,000 | 4,885 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $418,000 | 3,639 |
| Income before extraordinary items | $793,000 | 5,367 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $793,000 | 5,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 971 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $793,000 | 5,344 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,486,000 | 3,113 |
| Total interest expense | $2,539,000 | 2,897 |
| Net interest income | $4,947,000 | 3,176 |
| Provision for loan and lease losses | $393,000 | 1,753 |
| Total noninterest income | $875,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $786,000 | 1,641 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 6,131 |
| Total noninterest expense | $4,361,000 | 2,804 |
| Salaries and employee benefits | $2,306,000 | 2,873 |
| Premises and equipment expense | $536,000 | 3,165 |
| Additional noninterest expense | $1,519,000 | 2,423 |
| Pre-tax net operating income | $1,068,000 | 4,611 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $363,000 | 3,474 |
| Income before extraordinary items | $705,000 | 5,076 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $705,000 | 5,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,106 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $705,000 | 5,032 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 3,065 |
| Total interest expense | $1,671,000 | 2,784 |
| Net interest income | $3,279,000 | 3,167 |
| Provision for loan and lease losses | $226,000 | 1,948 |
| Total noninterest income | $520,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $505,000 | 1,672 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,000 | 7,896 |
| Total noninterest expense | $2,926,000 | 2,766 |
| Salaries and employee benefits | $1,555,000 | 2,833 |
| Premises and equipment expense | $358,000 | 3,127 |
| Additional noninterest expense | $1,013,000 | 2,393 |
| Pre-tax net operating income | $647,000 | 4,816 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $220,000 | 3,629 |
| Income before extraordinary items | $427,000 | 5,288 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $427,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,520 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $427,000 | 5,243 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 3,034 |
| Total interest expense | $821,000 | 2,731 |
| Net interest income | $1,632,000 | 3,162 |
| Provision for loan and lease losses | $113,000 | 1,870 |
| Total noninterest income | $287,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $244,000 | 1,678 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $1,474,000 | 2,763 |
| Salaries and employee benefits | $768,000 | 2,866 |
| Premises and equipment expense | $175,000 | 3,224 |
| Additional noninterest expense | $531,000 | 2,295 |
| Pre-tax net operating income | $332,000 | 4,738 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $113,000 | 3,574 |
| Income before extraordinary items | $219,000 | 5,184 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $219,000 | 5,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,446 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $219,000 | 5,156 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,547,000 | 2,949 |
| Total interest expense | $2,788,000 | 2,779 |
| Net interest income | $6,759,000 | 2,985 |
| Provision for loan and lease losses | $707,000 | 1,446 |
| Total noninterest income | $1,172,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,039,000 | 1,690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $133,000 | 5,919 |
| Total noninterest expense | $5,769,000 | 2,749 |
| Salaries and employee benefits | $2,872,000 | 2,950 |
| Premises and equipment expense | $622,000 | 3,429 |
| Additional noninterest expense | $2,275,000 | 2,137 |
| Pre-tax net operating income | $1,455,000 | 4,318 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $506,000 | 3,330 |
| Income before extraordinary items | $957,000 | 4,809 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $957,000 | 4,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 1,104 |
| Cash dividends | $325,000 | 4,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $951,800 | 4,756 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,073,000 | 2,951 |
| Total interest expense | $2,007,000 | 2,830 |
| Net interest income | $5,066,000 | 2,963 |
| Provision for loan and lease losses | $535,000 | 1,382 |
| Total noninterest income | $899,000 | 3,145 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $780,000 | 1,699 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 5,588 |
| Total noninterest expense | $4,271,000 | 2,755 |
| Salaries and employee benefits | $2,179,000 | 2,904 |
| Premises and equipment expense | $461,000 | 3,479 |
| Additional noninterest expense | $1,631,000 | 2,218 |
| Pre-tax net operating income | $1,159,000 | 4,242 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $397,000 | 3,315 |
| Income before extraordinary items | $770,000 | 4,726 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $770,000 | 4,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,070 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $764,720 | 4,654 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 2,947 |
| Total interest expense | $1,314,000 | 2,867 |
| Net interest income | $3,392,000 | 2,943 |
| Provision for loan and lease losses | $408,000 | 1,208 |
| Total noninterest income | $583,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $499,000 | 1,759 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 5,512 |
| Total noninterest expense | $2,796,000 | 2,797 |
| Salaries and employee benefits | $1,418,000 | 2,981 |
| Premises and equipment expense | $300,000 | 3,547 |
| Additional noninterest expense | $1,078,000 | 2,236 |
| Pre-tax net operating income | $771,000 | 4,206 |
| Securities gains (losses) | $8,000 | 2,538 |
| Applicable income taxes | $265,000 | 3,296 |
| Income before extraordinary items | $514,000 | 4,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $514,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 981 |
| Cash dividends | $175,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $508,720 | 4,605 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 2,908 |
| Total interest expense | $663,000 | 2,879 |
| Net interest income | $1,734,000 | 2,867 |
| Provision for loan and lease losses | $228,000 | 1,030 |
| Total noninterest income | $279,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $235,000 | 1,811 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $1,367,000 | 2,863 |
| Salaries and employee benefits | $692,000 | 3,052 |
| Premises and equipment expense | $146,000 | 3,659 |
| Additional noninterest expense | $529,000 | 2,251 |
| Pre-tax net operating income | $418,000 | 3,976 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $147,000 | 3,131 |
| Income before extraordinary items | $279,000 | 4,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $279,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 777 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $273,800 | 4,394 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,594,000 | 2,947 |
| Total interest expense | $3,097,000 | 2,783 |
| Net interest income | $6,497,000 | 2,955 |
| Provision for loan and lease losses | $664,000 | 1,695 |
| Total noninterest income | $1,080,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $895,000 | 1,927 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $185,000 | 5,449 |
| Total noninterest expense | $5,209,000 | 2,952 |
| Salaries and employee benefits | $2,750,000 | 2,999 |
| Premises and equipment expense | $609,000 | 3,471 |
| Additional noninterest expense | $1,850,000 | 2,567 |
| Pre-tax net operating income | $1,704,000 | 3,784 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $590,000 | 3,094 |
| Income before extraordinary items | $1,114,000 | 4,326 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,114,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,706 |
| Cash dividends | $225,000 | 4,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,114,000 | 4,162 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,187,000 | 2,989 |
| Total interest expense | $2,405,000 | 2,786 |
| Net interest income | $4,782,000 | 3,019 |
| Provision for loan and lease losses | $481,000 | 1,722 |
| Total noninterest income | $809,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $643,000 | 2,010 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 5,145 |
| Total noninterest expense | $3,826,000 | 2,994 |
| Salaries and employee benefits | $2,034,000 | 3,046 |
| Premises and equipment expense | $444,000 | 3,560 |
| Additional noninterest expense | $1,348,000 | 2,618 |
| Pre-tax net operating income | $1,284,000 | 3,889 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $436,000 | 3,280 |
| Income before extraordinary items | $848,000 | 4,450 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $848,000 | 4,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,799 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $848,000 | 4,280 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,801,000 | 3,006 |
| Total interest expense | $1,670,000 | 2,750 |
| Net interest income | $3,131,000 | 3,062 |
| Provision for loan and lease losses | $320,000 | 1,710 |
| Total noninterest income | $482,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $356,000 | 2,310 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $126,000 | 4,908 |
| Total noninterest expense | $2,549,000 | 3,000 |
| Salaries and employee benefits | $1,368,000 | 3,025 |
| Premises and equipment expense | $294,000 | 3,559 |
| Additional noninterest expense | $887,000 | 2,648 |
| Pre-tax net operating income | $744,000 | 4,266 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $257,000 | 3,506 |
| Income before extraordinary items | $487,000 | 4,874 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $487,000 | 4,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 1,758 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $487,000 | 4,658 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 2,960 |
| Total interest expense | $853,000 | 2,764 |
| Net interest income | $1,603,000 | 2,988 |
| Provision for loan and lease losses | $166,000 | 1,571 |
| Total noninterest income | $197,000 | 4,200 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $173,000 | 2,299 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $1,254,000 | 3,026 |
| Salaries and employee benefits | $675,000 | 3,047 |
| Premises and equipment expense | $147,000 | 3,538 |
| Additional noninterest expense | $432,000 | 2,673 |
| Pre-tax net operating income | $380,000 | 4,164 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $131,000 | 3,466 |
| Income before extraordinary items | $249,000 | 4,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $249,000 | 4,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,468 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $249,000 | 4,528 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,102,000 | 2,994 |
| Total interest expense | $3,743,000 | 2,910 |
| Net interest income | $6,359,000 | 2,990 |
| Provision for loan and lease losses | $1,055,000 | 1,285 |
| Total noninterest income | $579,000 | 4,828 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $627,000 | 2,487 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-48,000 | 9,312 |
| Total noninterest expense | $4,901,000 | 2,979 |
| Salaries and employee benefits | $2,554,000 | 3,064 |
| Premises and equipment expense | $619,000 | 3,324 |
| Additional noninterest expense | $1,728,000 | 2,632 |
| Pre-tax net operating income | $982,000 | 5,251 |
| Securities gains (losses) | $24,000 | 3,010 |
| Applicable income taxes | $338,000 | 4,234 |
| Income before extraordinary items | $668,000 | 5,667 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $668,000 | 5,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $813,000 | 1,143 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $652,160 | 5,604 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,412,000 | 3,203 |
| Total interest expense | $5,581,000 | 2,847 |
| Net interest income | $4,831,000 | 3,533 |
| Provision for loan and lease losses | $290,000 | 3,289 |
| Total noninterest income | $568,000 | 4,732 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $458,000 | 3,052 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $110,000 | 6,201 |
| Total noninterest expense | $4,218,000 | 3,269 |
| Salaries and employee benefits | $2,244,000 | 3,266 |
| Premises and equipment expense | $483,000 | 4,002 |
| Additional noninterest expense | $1,491,000 | 2,888 |
| Pre-tax net operating income | $891,000 | 5,216 |
| Securities gains (losses) | $59,000 | 2,204 |
| Applicable income taxes | $323,000 | 4,128 |
| Income before extraordinary items | $627,000 | 5,494 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $627,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,428 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $588,060 | 5,547 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,359,000 | 3,605 |
| Total interest expense | $5,225,000 | 3,178 |
| Net interest income | $4,134,000 | 4,070 |
| Provision for loan and lease losses | $215,000 | 3,578 |
| Total noninterest income | $502,000 | 4,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,126 |
| Total noninterest expense | $3,371,000 | 3,846 |
| Salaries and employee benefits | $1,848,000 | 3,696 |
| Premises and equipment expense | $326,000 | 5,182 |
| Additional noninterest expense | $1,197,000 | 3,440 |
| Pre-tax net operating income | $1,050,000 | 5,134 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $357,000 | 4,230 |
| Income before extraordinary items | $693,000 | 5,448 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $693,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,120 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $589,000 | 522 |
| Net operating income | $693,000 | 5,448 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 4,252 |
| Total interest expense | $3,985,000 | 3,597 |
| Net interest income | $3,305,000 | 4,827 |
| Provision for loan and lease losses | $248,000 | 3,072 |
| Total noninterest income | $366,000 | 5,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,013 |
| Total noninterest expense | $2,357,000 | 5,090 |
| Salaries and employee benefits | $1,240,000 | 5,037 |
| Premises and equipment expense | $222,000 | 6,470 |
| Additional noninterest expense | $895,000 | 4,401 |
| Pre-tax net operating income | $1,066,000 | 5,111 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $362,000 | 4,397 |
| Income before extraordinary items | $704,000 | 5,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $704,000 | 5,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,447 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,599,000 | 388 |
| Net operating income | $704,000 | 5,412 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 5,062 |
| Total interest expense | $3,479,000 | 4,150 |
| Net interest income | $2,422,000 | 5,960 |
| Provision for loan and lease losses | $151,000 | 4,127 |
| Total noninterest income | $193,000 | 7,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 5,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,765 |
| Total noninterest expense | $1,699,000 | 6,234 |
| Salaries and employee benefits | $892,000 | 6,245 |
| Premises and equipment expense | $165,000 | 7,336 |
| Additional noninterest expense | $642,000 | 5,496 |
| Pre-tax net operating income | $765,000 | 6,231 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $275,000 | 5,413 |
| Income before extraordinary items | $490,000 | 6,664 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $490,000 | 6,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,017 |
| Net operating income | $490,000 | 6,550 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,683,000 | 6,057 |
| Total interest expense | $2,786,000 | 5,001 |
| Net interest income | $1,897,000 | 7,133 |
| Provision for loan and lease losses | $164,000 | 3,946 |
| Total noninterest income | $129,000 | 8,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $1,339,000 | 7,208 |
| Salaries and employee benefits | $636,000 | 7,688 |
| Premises and equipment expense | $180,000 | 7,193 |
| Additional noninterest expense | $523,000 | 6,329 |
| Pre-tax net operating income | $523,000 | 7,794 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $181,000 | 7,154 |
| Income before extraordinary items | $342,000 | 8,060 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $342,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 565 |
| Net operating income | $342,000 | 8,011 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 7,446 |
| Total interest expense | $2,112,000 | 6,200 |
| Net interest income | $1,348,000 | 8,650 |
| Provision for loan and lease losses | $283,000 | 2,703 |
| Total noninterest income | $137,000 | 9,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,815 |
| Total noninterest expense | $959,000 | 8,840 |
| Salaries and employee benefits | $532,000 | 8,639 |
| Premises and equipment expense | $135,000 | 8,405 |
| Additional noninterest expense | $292,000 | 8,962 |
| Pre-tax net operating income | $243,000 | 9,529 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $243,000 | 8,897 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $243,000 | 8,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 454 |
| Net operating income | $243,000 | 8,836 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 10,159 |
| Total interest expense | $1,111,000 | 8,876 |
| Net interest income | $601,000 | 11,122 |
| Provision for loan and lease losses | $151,000 | 3,608 |
| Total noninterest income | $31,000 | 11,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 10,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $702,000 | 10,180 |
| Salaries and employee benefits | $381,000 | 10,082 |
| Premises and equipment expense | $80,000 | 10,197 |
| Additional noninterest expense | $241,000 | 9,924 |
| Pre-tax net operating income | $-221,000 | 11,682 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-221,000 | 11,693 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-221,000 | 11,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-221,000 | 11,678 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.