Home > South Central Bank of Daviess County, Inc. > Assets and Liabilities
South Central Bank of Daviess County, Inc., Assets and Liabilities
| 2014-12-31 | Rank | |
| # of Employees: | 38 | 3,388 |
| Assets and Liabilities | ||
| Total Assets: | $205,425,000 | 2,983 |
| Cash and due from depository institutions | $48,668,000 | 3,388 |
| Interest-bearing balances | $47,150,000 | 696 |
| Securities | $59,733,000 | 2,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $90,458,000 | 3,662 |
| Loan loss allowance | $1,715,000 | 3,066 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $3,098,000 | 3,066 |
| Other real estate owned | $987,000 | 3,388 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $2,481,000 | 4,107 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $205,425,000 | 2,983 |
| Total liabilities | $188,989,000 | 2,903 |
| Total deposits | $151,568,000 | 3,251 |
| Interest-bearing deposits | $120,040,000 | 3,280 |
| Deposits held in domestic offices | $151,568,000 | 3,251 |
| % insured | 86.00% | 2,878 |
| Federal funds purchased & repurchase agreements | $31,339,000 | 393 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $5,531,000 | 2,333 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $551,000 | 3,895 |
| Total equity capital | $16,436,000 | 3,686 |
| Total bank equity capital | $16,436,000 | 3,685 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $2,500,000 | 1,213 |
| Surplus | $7,500,000 | 2,867 |
| Undivided profits | $6,436,000 | 3,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 4,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $642,000 | 3,646 |
| Earning assets | $197,341,000 | 2,891 |
| Long-term assets (5+ years) | $86,174,000 | 2,268 |
| Average Assets, year-to-date | $186,900,600 | 3,135 |
| Average Assets, quarterly | $189,921,500 | 3,132 |
| Volatile liabilities | $43,934,000 | 1,097 |
| Insider loans | $5,498,000 | 1,133 |
| FHLB advances | $5,531,000 | 2,251 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $13,806,000 | 3,328 |
| Tier 1 (core) risk-based capital | $16,369,000 | 3,619 |
| Tier 2 risk-based capital | $1,234,000 | 3,321 |
| Total risk weighted assets | $98,267,000 | 3,647 |
| Total unused commitments | $13,806,000 | 3,328 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 40 | 3,329 |
| Assets and Liabilities | ||
| Total Assets: | $174,418,000 | 3,334 |
| Cash and due from depository institutions | $23,327,000 | 3,329 |
| Interest-bearing balances | $21,692,000 | 1,498 |
| Securities | $56,344,000 | 2,424 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $88,434,000 | 3,720 |
| Loan loss allowance | $1,766,000 | 3,076 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,122,000 | 3,088 |
| Other real estate owned | $868,000 | 3,329 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $2,323,000 | 4,285 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $174,418,000 | 3,334 |
| Total liabilities | $158,247,000 | 3,292 |
| Total deposits | $151,992,000 | 3,250 |
| Interest-bearing deposits | $121,011,000 | 3,265 |
| Deposits held in domestic offices | $151,992,000 | 3,250 |
| % insured | 84.53% | 3,459 |
| Federal funds purchased & repurchase agreements | $72,000 | 2,143 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $5,614,000 | 2,313 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $569,000 | 4,056 |
| Total equity capital | $16,171,000 | 3,743 |
| Total bank equity capital | $16,171,000 | 3,742 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $2,500,000 | 1,232 |
| Surplus | $7,500,000 | 2,889 |
| Undivided profits | $6,171,000 | 3,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 4,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $644,000 | 3,737 |
| Earning assets | $166,470,000 | 3,266 |
| Long-term assets (5+ years) | $80,133,000 | 2,416 |
| Average Assets, year-to-date | $182,269,500 | 3,210 |
| Average Assets, quarterly | $176,076,000 | 3,298 |
| Volatile liabilities | $11,724,000 | 2,856 |
| Insider loans | $5,921,000 | 1,047 |
| FHLB advances | $5,614,000 | 2,227 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $13,603,000 | 3,389 |
| Tier 1 (core) risk-based capital | $16,448,000 | 3,626 |
| Tier 2 risk-based capital | $1,190,000 | 3,437 |
| Total risk weighted assets | $94,613,000 | 3,744 |
| Total unused commitments | $13,603,000 | 3,389 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 42 | 3,234 |
| Assets and Liabilities | ||
| Total Assets: | $177,734,000 | 3,295 |
| Cash and due from depository institutions | $26,873,000 | 3,234 |
| Interest-bearing balances | $25,487,000 | 1,270 |
| Securities | $55,090,000 | 2,482 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $89,352,000 | 3,695 |
| Loan loss allowance | $1,845,000 | 2,991 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $3,173,000 | 3,075 |
| Other real estate owned | $901,000 | 3,234 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $2,345,000 | 4,238 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $177,734,000 | 3,295 |
| Total liabilities | $161,737,000 | 3,251 |
| Total deposits | $153,394,000 | 3,234 |
| Interest-bearing deposits | $121,390,000 | 3,270 |
| Deposits held in domestic offices | $153,394,000 | 3,234 |
| % insured | 83.68% | 3,807 |
| Federal funds purchased & repurchase agreements | $2,136,000 | 1,485 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $5,697,000 | 2,318 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $510,000 | 4,102 |
| Total equity capital | $15,997,000 | 3,764 |
| Total bank equity capital | $15,997,000 | 3,763 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,250 |
| Surplus | $7,500,000 | 2,916 |
| Undivided profits | $5,997,000 | 3,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $332,000 | 4,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $607,000 | 3,810 |
| Earning assets | $169,929,000 | 3,219 |
| Long-term assets (5+ years) | $79,853,000 | 2,421 |
| Average Assets, year-to-date | $184,886,670 | 3,208 |
| Average Assets, quarterly | $176,962,000 | 3,300 |
| Volatile liabilities | $12,671,000 | 2,707 |
| Insider loans | $6,100,000 | 1,021 |
| FHLB advances | $5,697,000 | 2,231 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $12,293,000 | 3,545 |
| Tier 1 (core) risk-based capital | $16,317,000 | 3,631 |
| Tier 2 risk-based capital | $1,203,000 | 3,432 |
| Total risk weighted assets | $95,636,000 | 3,726 |
| Total unused commitments | $12,293,000 | 3,545 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 42 | 3,240 |
| Assets and Liabilities | ||
| Total Assets: | $176,190,000 | 3,329 |
| Cash and due from depository institutions | $30,291,000 | 3,240 |
| Interest-bearing balances | $28,529,000 | 1,329 |
| Securities | $49,230,000 | 2,714 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $90,034,000 | 3,668 |
| Loan loss allowance | $1,832,000 | 3,039 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $3,203,000 | 3,077 |
| Other real estate owned | $920,000 | 3,240 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $2,512,000 | 4,190 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $176,190,000 | 3,329 |
| Total liabilities | $160,560,000 | 3,283 |
| Total deposits | $151,987,000 | 3,292 |
| Interest-bearing deposits | $120,837,000 | 3,331 |
| Deposits held in domestic offices | $151,987,000 | 3,292 |
| % insured | 86.21% | 3,223 |
| Federal funds purchased & repurchase agreements | $2,358,000 | 1,384 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $5,780,000 | 2,184 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $435,000 | 4,274 |
| Total equity capital | $15,630,000 | 3,792 |
| Total bank equity capital | $15,630,000 | 3,791 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,500,000 | 1,267 |
| Surplus | $7,500,000 | 2,942 |
| Undivided profits | $5,630,000 | 4,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 4,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $604,000 | 3,767 |
| Earning assets | $167,793,000 | 3,251 |
| Long-term assets (5+ years) | $74,739,000 | 2,537 |
| Average Assets, year-to-date | $188,463,000 | 3,183 |
| Average Assets, quarterly | $188,463,000 | 3,183 |
| Volatile liabilities | $13,169,000 | 2,553 |
| Insider loans | $5,874,000 | 1,055 |
| FHLB advances | $5,780,000 | 2,114 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $12,525,000 | 3,583 |
| Tier 1 (core) risk-based capital | $16,203,000 | 3,652 |
| Tier 2 risk-based capital | $1,203,000 | 3,427 |
| Total risk weighted assets | $95,612,000 | 3,716 |
| Total unused commitments | $12,525,000 | 3,583 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 44 | 3,151 |
| Assets and Liabilities | ||
| Total Assets: | $200,736,000 | 3,051 |
| Cash and due from depository institutions | $50,481,000 | 3,151 |
| Interest-bearing balances | $48,986,000 | 701 |
| Securities | $50,099,000 | 2,678 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $91,163,000 | 3,679 |
| Loan loss allowance | $1,830,000 | 3,066 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $3,239,000 | 3,078 |
| Other real estate owned | $3,070,000 | 3,151 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $2,684,000 | 4,150 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $200,736,000 | 3,051 |
| Total liabilities | $185,547,000 | 2,961 |
| Total deposits | $149,782,000 | 3,308 |
| Interest-bearing deposits | $119,700,000 | 3,357 |
| Deposits held in domestic offices | $149,782,000 | 3,308 |
| % insured | 85.95% | 3,298 |
| Federal funds purchased & repurchase agreements | $29,315,000 | 431 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $5,863,000 | 2,285 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $587,000 | 3,822 |
| Total equity capital | $15,189,000 | 3,833 |
| Total bank equity capital | $15,189,000 | 3,832 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,500,000 | 1,284 |
| Surplus | $7,500,000 | 2,974 |
| Undivided profits | $5,189,000 | 4,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $675,000 | 4,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $599,000 | 3,915 |
| Earning assets | $190,248,000 | 2,970 |
| Long-term assets (5+ years) | $76,451,000 | 2,475 |
| Average Assets, year-to-date | $189,338,400 | 3,172 |
| Average Assets, quarterly | $188,915,000 | 3,187 |
| Volatile liabilities | $38,402,000 | 1,148 |
| Insider loans | $5,747,000 | 1,081 |
| FHLB advances | $5,863,000 | 2,206 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $12,660,000 | 3,492 |
| Tier 1 (core) risk-based capital | $16,147,000 | 3,664 |
| Tier 2 risk-based capital | $1,263,000 | 3,346 |
| Total risk weighted assets | $100,485,000 | 3,637 |
| Total unused commitments | $12,660,000 | 3,492 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 44 | 3,169 |
| Assets and Liabilities | ||
| Total Assets: | $177,094,000 | 3,343 |
| Cash and due from depository institutions | $27,974,000 | 3,169 |
| Interest-bearing balances | $26,700,000 | 1,326 |
| Securities | $47,920,000 | 2,789 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $92,301,000 | 3,655 |
| Loan loss allowance | $1,876,000 | 3,099 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $3,267,000 | 3,074 |
| Other real estate owned | $3,133,000 | 3,169 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $2,499,000 | 4,280 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $177,094,000 | 3,343 |
| Total liabilities | $161,757,000 | 3,284 |
| Total deposits | $154,009,000 | 3,278 |
| Interest-bearing deposits | $124,965,000 | 3,265 |
| Deposits held in domestic offices | $154,009,000 | 3,278 |
| % insured | 86.29% | 3,427 |
| Federal funds purchased & repurchase agreements | $2,080,000 | 1,570 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $4,945,000 | 2,521 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $723,000 | 3,729 |
| Total equity capital | $15,337,000 | 3,838 |
| Total bank equity capital | $15,337,000 | 3,837 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,500,000 | 1,305 |
| Surplus | $7,500,000 | 2,991 |
| Undivided profits | $5,337,000 | 4,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $716,000 | 4,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $642,000 | 3,852 |
| Earning assets | $166,921,000 | 3,285 |
| Long-term assets (5+ years) | $74,554,000 | 2,507 |
| Average Assets, year-to-date | $186,489,000 | 3,234 |
| Average Assets, quarterly | $178,641,500 | 3,320 |
| Volatile liabilities | $11,900,000 | 2,809 |
| Insider loans | $6,470,000 | 963 |
| FHLB advances | $4,945,000 | 2,428 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $12,089,000 | 3,610 |
| Tier 1 (core) risk-based capital | $16,036,000 | 3,705 |
| Tier 2 risk-based capital | $1,270,000 | 3,367 |
| Total risk weighted assets | $100,941,000 | 3,643 |
| Total unused commitments | $12,089,000 | 3,610 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 44 | 3,211 |
| Assets and Liabilities | ||
| Total Assets: | $180,189,000 | 3,312 |
| Cash and due from depository institutions | $31,508,000 | 3,211 |
| Interest-bearing balances | $30,105,000 | 1,223 |
| Securities | $49,050,000 | 2,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $90,860,000 | 3,690 |
| Loan loss allowance | $2,010,000 | 2,989 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $3,254,000 | 3,087 |
| Other real estate owned | $3,144,000 | 3,211 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $2,373,000 | 4,358 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $180,189,000 | 3,312 |
| Total liabilities | $164,834,000 | 3,265 |
| Total deposits | $156,472,000 | 3,257 |
| Interest-bearing deposits | $127,701,000 | 3,228 |
| Deposits held in domestic offices | $156,472,000 | 3,256 |
| % insured | 86.41% | 3,526 |
| Federal funds purchased & repurchase agreements | $2,614,000 | 1,441 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,000,000 | 2,348 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $748,000 | 3,572 |
| Total equity capital | $15,355,000 | 3,840 |
| Total bank equity capital | $15,355,000 | 3,839 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,500,000 | 1,310 |
| Surplus | $7,500,000 | 3,009 |
| Undivided profits | $5,355,000 | 4,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $988,000 | 3,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $632,000 | 3,859 |
| Earning assets | $170,015,000 | 3,256 |
| Long-term assets (5+ years) | $68,835,000 | 2,621 |
| Average Assets, year-to-date | $189,620,670 | 3,200 |
| Average Assets, quarterly | $181,001,500 | 3,308 |
| Volatile liabilities | $12,839,000 | 2,663 |
| Insider loans | $6,637,000 | 937 |
| FHLB advances | $5,000,000 | 2,250 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $13,336,000 | 3,403 |
| Tier 1 (core) risk-based capital | $15,813,000 | 3,725 |
| Tier 2 risk-based capital | $1,256,000 | 3,394 |
| Total risk weighted assets | $99,714,000 | 3,652 |
| Total unused commitments | $13,336,000 | 3,403 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 42 | 3,319 |
| Assets and Liabilities | ||
| Total Assets: | $181,814,000 | 3,329 |
| Cash and due from depository institutions | $32,215,000 | 3,319 |
| Interest-bearing balances | $29,938,000 | 1,538 |
| Securities | $50,886,000 | 2,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $90,735,000 | 3,676 |
| Loan loss allowance | $1,995,000 | 3,071 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $3,307,000 | 3,076 |
| Other real estate owned | $2,567,000 | 3,319 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $2,104,000 | 4,554 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $181,814,000 | 3,329 |
| Total liabilities | $165,521,000 | 3,272 |
| Total deposits | $158,530,000 | 3,269 |
| Interest-bearing deposits | $132,429,000 | 3,183 |
| Deposits held in domestic offices | $158,530,000 | 3,268 |
| % insured | 86.58% | 3,504 |
| Federal funds purchased & repurchase agreements | $3,492,000 | 1,261 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $3,000,000 | 2,718 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $499,000 | 4,366 |
| Total equity capital | $16,293,000 | 3,779 |
| Total bank equity capital | $16,293,000 | 3,778 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,500,000 | 1,328 |
| Surplus | $7,500,000 | 3,033 |
| Undivided profits | $6,293,000 | 3,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $2,021,000 | 2,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $605,000 | 3,926 |
| Earning assets | $171,559,000 | 3,271 |
| Long-term assets (5+ years) | $69,945,000 | 2,545 |
| Average Assets, year-to-date | $194,336,500 | 3,168 |
| Average Assets, quarterly | $194,336,500 | 3,168 |
| Volatile liabilities | $13,985,000 | 2,495 |
| Insider loans | $5,798,000 | 1,086 |
| FHLB advances | $3,000,000 | 2,626 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $13,392,000 | 3,429 |
| Tier 1 (core) risk-based capital | $15,723,000 | 3,725 |
| Tier 2 risk-based capital | $1,236,000 | 3,435 |
| Total risk weighted assets | $98,053,000 | 3,699 |
| Total unused commitments | $13,392,000 | 3,429 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 48 | 2,995 |
| Assets and Liabilities | ||
| Total Assets: | $206,859,000 | 3,018 |
| Cash and due from depository institutions | $55,578,000 | 2,995 |
| Interest-bearing balances | $54,149,000 | 780 |
| Securities | $49,880,000 | 2,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $93,198,000 | 3,665 |
| Loan loss allowance | $1,985,000 | 3,095 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $3,352,000 | 3,077 |
| Other real estate owned | $2,700,000 | 2,995 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $2,151,000 | 4,575 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $206,859,000 | 3,018 |
| Total liabilities | $190,523,000 | 2,939 |
| Total deposits | $153,057,000 | 3,341 |
| Interest-bearing deposits | $125,606,000 | 3,287 |
| Deposits held in domestic offices | $153,057,000 | 3,340 |
| % insured | 88.43% | 3,929 |
| Federal funds purchased & repurchase agreements | $32,098,000 | 413 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $3,190,000 | 2,861 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,178,000 | 1,973 |
| Total equity capital | $16,336,000 | 3,786 |
| Total bank equity capital | $16,336,000 | 3,784 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,500,000 | 1,336 |
| Surplus | $7,500,000 | 3,049 |
| Undivided profits | $6,336,000 | 3,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $2,098,000 | 2,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $633,000 | 3,897 |
| Earning assets | $197,227,000 | 2,928 |
| Long-term assets (5+ years) | $67,623,000 | 2,573 |
| Average Assets, year-to-date | $185,244,400 | 3,237 |
| Average Assets, quarterly | $190,792,000 | 3,193 |
| Volatile liabilities | $44,138,000 | 1,017 |
| Insider loans | $5,406,000 | 1,171 |
| FHLB advances | $3,190,000 | 2,760 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $13,896,000 | 3,247 |
| Tier 1 (core) risk-based capital | $15,699,000 | 3,721 |
| Tier 2 risk-based capital | $1,253,000 | 3,422 |
| Total risk weighted assets | $99,461,000 | 3,699 |
| Total unused commitments | $13,896,000 | 3,247 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 45 | 3,173 |
| Assets and Liabilities | ||
| Total Assets: | $174,725,000 | 3,435 |
| Cash and due from depository institutions | $30,468,000 | 3,173 |
| Interest-bearing balances | $27,527,000 | 1,446 |
| Securities | $42,989,000 | 2,988 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $95,696,000 | 3,633 |
| Loan loss allowance | $2,046,000 | 3,083 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $3,391,000 | 3,074 |
| Other real estate owned | $73,000 | 3,173 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $2,108,000 | 4,691 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $174,725,000 | 3,435 |
| Total liabilities | $158,025,000 | 3,385 |
| Total deposits | $150,769,000 | 3,373 |
| Interest-bearing deposits | $122,851,000 | 3,370 |
| Deposits held in domestic offices | $150,769,000 | 3,372 |
| % insured | 89.38% | 3,823 |
| Federal funds purchased & repurchase agreements | $3,200,000 | 1,398 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $3,377,000 | 2,881 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $679,000 | 4,127 |
| Total equity capital | $16,700,000 | 3,785 |
| Total bank equity capital | $16,700,000 | 3,782 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,362 |
| Surplus | $7,500,000 | 3,069 |
| Undivided profits | $6,700,000 | 3,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,953,000 | 1,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $613,000 | 4,214 |
| Earning assets | $166,212,000 | 3,349 |
| Long-term assets (5+ years) | $58,743,000 | 2,857 |
| Average Assets, year-to-date | $179,840,750 | 3,353 |
| Average Assets, quarterly | $172,333,500 | 3,461 |
| Volatile liabilities | $15,629,000 | 2,432 |
| Insider loans | $4,966,000 | 1,279 |
| FHLB advances | $3,377,000 | 2,776 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $12,349,000 | 3,480 |
| Tier 1 (core) risk-based capital | $15,985,000 | 3,709 |
| Tier 2 risk-based capital | $1,230,000 | 3,516 |
| Total risk weighted assets | $97,506,000 | 3,777 |
| Total unused commitments | $12,349,000 | 3,480 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 48 | 3,019 |
| Assets and Liabilities | ||
| Total Assets: | $169,942,000 | 3,515 |
| Cash and due from depository institutions | $26,280,000 | 3,019 |
| Interest-bearing balances | $24,800,000 | 1,566 |
| Securities | $43,095,000 | 3,002 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $94,895,000 | 3,662 |
| Loan loss allowance | $2,063,000 | 3,077 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $3,451,000 | 3,043 |
| Other real estate owned | $79,000 | 3,019 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $2,142,000 | 4,633 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $169,942,000 | 3,515 |
| Total liabilities | $153,327,000 | 3,476 |
| Total deposits | $146,075,000 | 3,462 |
| Interest-bearing deposits | $122,289,000 | 3,395 |
| Deposits held in domestic offices | $146,075,000 | 3,461 |
| % insured | 89.81% | 3,760 |
| Federal funds purchased & repurchase agreements | $3,086,000 | 1,425 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $3,563,000 | 2,920 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $603,000 | 4,163 |
| Total equity capital | $16,615,000 | 3,756 |
| Total bank equity capital | $16,615,000 | 3,754 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,500,000 | 1,388 |
| Surplus | $7,500,000 | 3,079 |
| Undivided profits | $6,615,000 | 3,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,349,000 | 2,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $637,000 | 3,994 |
| Earning assets | $162,790,000 | 3,392 |
| Long-term assets (5+ years) | $58,784,000 | 2,818 |
| Average Assets, year-to-date | $181,546,000 | 3,328 |
| Average Assets, quarterly | $172,755,500 | 3,463 |
| Volatile liabilities | $16,385,000 | 2,379 |
| Insider loans | $5,105,000 | 1,241 |
| FHLB advances | $3,563,000 | 2,808 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $12,008,000 | 3,492 |
| Tier 1 (core) risk-based capital | $15,929,000 | 3,696 |
| Tier 2 risk-based capital | $1,229,000 | 3,534 |
| Total risk weighted assets | $97,426,000 | 3,788 |
| Total unused commitments | $12,008,000 | 3,492 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 46 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $175,569,000 | 3,466 |
| Cash and due from depository institutions | $26,656,000 | 3,127 |
| Interest-bearing balances | $25,238,000 | 1,681 |
| Securities | $44,330,000 | 2,949 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $98,700,000 | 3,562 |
| Loan loss allowance | $2,112,000 | 3,062 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $3,495,000 | 3,035 |
| Other real estate owned | $122,000 | 3,127 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $2,266,000 | 4,556 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $175,569,000 | 3,466 |
| Total liabilities | $158,999,000 | 3,426 |
| Total deposits | $150,732,000 | 3,412 |
| Interest-bearing deposits | $125,384,000 | 3,381 |
| Deposits held in domestic offices | $150,732,000 | 3,411 |
| % insured | 89.28% | 4,019 |
| Federal funds purchased & repurchase agreements | $3,958,000 | 1,301 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $3,748,000 | 2,918 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $561,000 | 4,252 |
| Total equity capital | $16,570,000 | 3,736 |
| Total bank equity capital | $16,570,000 | 3,734 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,500,000 | 1,408 |
| Surplus | $7,500,000 | 3,098 |
| Undivided profits | $6,570,000 | 3,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,178,000 | 1,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $672,000 | 3,832 |
| Earning assets | $168,268,000 | 3,334 |
| Long-term assets (5+ years) | $59,776,000 | 2,754 |
| Average Assets, year-to-date | $187,348,000 | 3,267 |
| Average Assets, quarterly | $187,348,000 | 3,267 |
| Volatile liabilities | $18,019,000 | 2,241 |
| Insider loans | $5,262,000 | 1,208 |
| FHLB advances | $3,748,000 | 2,830 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $11,684,000 | 3,625 |
| Tier 1 (core) risk-based capital | $15,944,000 | 3,688 |
| Tier 2 risk-based capital | $1,276,000 | 3,477 |
| Total risk weighted assets | $101,172,000 | 3,702 |
| Total unused commitments | $11,684,000 | 3,625 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 47 | 3,092 |
| Assets and Liabilities | ||
| Total Assets: | $199,127,000 | 3,106 |
| Cash and due from depository institutions | $46,661,000 | 3,092 |
| Interest-bearing balances | $45,142,000 | 884 |
| Securities | $45,478,000 | 2,801 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $100,922,000 | 3,567 |
| Loan loss allowance | $2,078,000 | 3,086 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $3,545,000 | 3,015 |
| Other real estate owned | $94,000 | 3,092 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $2,427,000 | 4,523 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $199,127,000 | 3,106 |
| Total liabilities | $182,694,000 | 3,038 |
| Total deposits | $143,756,000 | 3,498 |
| Interest-bearing deposits | $119,658,000 | 3,457 |
| Deposits held in domestic offices | $143,756,000 | 3,497 |
| % insured | 89.28% | 4,047 |
| Federal funds purchased & repurchase agreements | $31,330,000 | 448 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $3,931,000 | 3,054 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,677,000 | 1,321 |
| Total equity capital | $16,433,000 | 3,745 |
| Total bank equity capital | $16,433,000 | 3,745 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,500,000 | 1,418 |
| Surplus | $7,500,000 | 3,123 |
| Undivided profits | $6,433,000 | 3,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $5,608,000 | 1,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $737,000 | 3,703 |
| Earning assets | $191,542,000 | 2,991 |
| Long-term assets (5+ years) | $59,572,000 | 2,335 |
| Average Assets, year-to-date | $179,377,400 | 3,345 |
| Average Assets, quarterly | $183,806,000 | 3,308 |
| Volatile liabilities | $44,021,000 | 1,150 |
| Insider loans | $2,629,000 | 2,229 |
| FHLB advances | $3,931,000 | 2,944 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $9,558,000 | 3,911 |
| Tier 1 (core) risk-based capital | $15,782,000 | 3,696 |
| Tier 2 risk-based capital | $1,302,000 | 3,430 |
| Total risk weighted assets | $103,365,000 | 3,675 |
| Total unused commitments | $9,558,000 | 3,912 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 48 | 3,042 |
| Assets and Liabilities | ||
| Total Assets: | $168,485,000 | 3,569 |
| Cash and due from depository institutions | $22,304,000 | 3,042 |
| Interest-bearing balances | $20,527,000 | 1,860 |
| Securities | $37,340,000 | 3,145 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $102,683,000 | 3,540 |
| Loan loss allowance | $2,088,000 | 3,103 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $3,576,000 | 3,015 |
| Other real estate owned | $143,000 | 3,042 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $2,439,000 | 4,587 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $168,485,000 | 3,569 |
| Total liabilities | $152,057,000 | 3,532 |
| Total deposits | $144,315,000 | 3,488 |
| Interest-bearing deposits | $121,025,000 | 3,450 |
| Deposits held in domestic offices | $144,315,000 | 3,487 |
| % insured | 88.29% | 4,528 |
| Federal funds purchased & repurchase agreements | $2,948,000 | 1,511 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $4,113,000 | 3,029 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $681,000 | 4,167 |
| Total equity capital | $16,428,000 | 3,772 |
| Total bank equity capital | $16,428,000 | 3,772 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,500,000 | 1,446 |
| Surplus | $7,500,000 | 3,142 |
| Undivided profits | $6,428,000 | 3,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $5,242,000 | 2,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $781,000 | 3,639 |
| Earning assets | $160,550,000 | 3,435 |
| Long-term assets (5+ years) | $54,264,000 | 2,438 |
| Average Assets, year-to-date | $174,440,000 | 3,442 |
| Average Assets, quarterly | $166,789,000 | 3,583 |
| Volatile liabilities | $16,809,000 | 2,540 |
| Insider loans | $2,695,000 | 2,235 |
| FHLB advances | $4,113,000 | 2,911 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $10,688,000 | 3,702 |
| Tier 1 (core) risk-based capital | $15,734,000 | 3,723 |
| Tier 2 risk-based capital | $1,284,000 | 3,478 |
| Total risk weighted assets | $101,839,000 | 3,730 |
| Total unused commitments | $10,688,000 | 3,705 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 48 | 3,090 |
| Assets and Liabilities | ||
| Total Assets: | $165,093,000 | 3,617 |
| Cash and due from depository institutions | $15,315,000 | 3,090 |
| Interest-bearing balances | $12,384,000 | 2,530 |
| Securities | $37,780,000 | 3,139 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $105,478,000 | 3,486 |
| Loan loss allowance | $1,930,000 | 3,283 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $3,592,000 | 3,025 |
| Other real estate owned | $145,000 | 3,090 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $2,783,000 | 4,333 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $165,093,000 | 3,617 |
| Total liabilities | $149,002,000 | 3,583 |
| Total deposits | $141,519,000 | 3,529 |
| Interest-bearing deposits | $121,569,000 | 3,455 |
| Deposits held in domestic offices | $141,519,000 | 3,527 |
| % insured | 88.05% | 4,718 |
| Federal funds purchased & repurchase agreements | $2,570,000 | 1,591 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $4,293,000 | 3,073 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $620,000 | 4,177 |
| Total equity capital | $16,091,000 | 3,779 |
| Total bank equity capital | $16,091,000 | 3,779 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,500,000 | 1,468 |
| Surplus | $7,500,000 | 3,156 |
| Undivided profits | $6,091,000 | 3,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $3,905,000 | 2,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $830,000 | 3,418 |
| Earning assets | $155,642,000 | 3,524 |
| Long-term assets (5+ years) | $56,245,000 | 2,361 |
| Average Assets, year-to-date | $176,425,000 | 3,430 |
| Average Assets, quarterly | $167,405,000 | 3,584 |
| Volatile liabilities | $16,816,000 | 2,569 |
| Insider loans | $2,395,000 | 2,452 |
| FHLB advances | $4,293,000 | 2,956 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $10,855,000 | 3,711 |
| Tier 1 (core) risk-based capital | $15,562,000 | 3,718 |
| Tier 2 risk-based capital | $1,313,000 | 3,459 |
| Total risk weighted assets | $104,418,000 | 3,691 |
| Total unused commitments | $10,855,000 | 3,713 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 48 | 3,091 |
| Assets and Liabilities | ||
| Total Assets: | $169,717,000 | 3,570 |
| Cash and due from depository institutions | $23,611,000 | 3,091 |
| Interest-bearing balances | $21,726,000 | 1,734 |
| Securities | $31,419,000 | 3,515 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $107,762,000 | 3,467 |
| Loan loss allowance | $1,658,000 | 3,632 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,631,000 | 3,018 |
| Other real estate owned | $555,000 | 3,091 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $2,739,000 | 4,433 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $169,717,000 | 3,570 |
| Total liabilities | $154,021,000 | 3,513 |
| Total deposits | $146,506,000 | 3,482 |
| Interest-bearing deposits | $124,862,000 | 3,443 |
| Deposits held in domestic offices | $146,506,000 | 3,479 |
| % insured | 87.67% | 4,850 |
| Federal funds purchased & repurchase agreements | $2,592,000 | 1,569 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,471,000 | 3,085 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $452,000 | 4,696 |
| Total equity capital | $15,696,000 | 3,805 |
| Total bank equity capital | $15,696,000 | 3,803 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,500,000 | 1,490 |
| Surplus | $7,500,000 | 3,172 |
| Undivided profits | $5,696,000 | 3,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,115,000 | 2,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $755,000 | 3,721 |
| Earning assets | $160,907,000 | 3,454 |
| Long-term assets (5+ years) | $54,065,000 | 2,367 |
| Average Assets, year-to-date | $182,091,000 | 3,366 |
| Average Assets, quarterly | $182,091,000 | 3,366 |
| Volatile liabilities | $16,334,000 | 2,653 |
| Insider loans | $2,479,000 | 2,435 |
| FHLB advances | $4,471,000 | 2,963 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $12,450,000 | 3,495 |
| Tier 1 (core) risk-based capital | $15,368,000 | 3,752 |
| Tier 2 risk-based capital | $1,320,000 | 3,481 |
| Total risk weighted assets | $105,235,000 | 3,712 |
| Total unused commitments | $12,450,000 | 3,497 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 49 | 3,076 |
| Assets and Liabilities | ||
| Total Assets: | $194,465,000 | 3,203 |
| Cash and due from depository institutions | $35,923,000 | 3,076 |
| Interest-bearing balances | $34,477,000 | 1,051 |
| Securities | $44,793,000 | 2,647 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $106,778,000 | 3,565 |
| Loan loss allowance | $1,552,000 | 3,769 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,675,000 | 3,025 |
| Other real estate owned | $610,000 | 3,076 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $2,686,000 | 4,562 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $194,465,000 | 3,203 |
| Total liabilities | $178,633,000 | 3,146 |
| Total deposits | $140,155,000 | 3,612 |
| Interest-bearing deposits | $119,959,000 | 3,547 |
| Deposits held in domestic offices | $140,155,000 | 3,610 |
| % insured | 88.89% | 4,408 |
| Federal funds purchased & repurchase agreements | $31,810,000 | 494 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $6,022,000 | 2,870 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $646,000 | 4,043 |
| Total equity capital | $15,832,000 | 3,782 |
| Total bank equity capital | $15,832,000 | 3,781 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,500,000 | 1,508 |
| Surplus | $7,500,000 | 3,191 |
| Undivided profits | $5,832,000 | 3,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $4,299,000 | 2,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $772,000 | 3,767 |
| Earning assets | $186,048,000 | 3,078 |
| Long-term assets (5+ years) | $48,464,000 | 2,505 |
| Average Assets, year-to-date | $177,554,800 | 3,413 |
| Average Assets, quarterly | $181,371,000 | 3,392 |
| Volatile liabilities | $60,420,000 | 2,140 |
| Insider loans | $2,843,000 | 2,262 |
| FHLB advances | $6,022,000 | 2,736 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $13,558,000 | 3,259 |
| Tier 1 (core) risk-based capital | $15,516,000 | 3,731 |
| Tier 2 risk-based capital | $1,294,000 | 3,559 |
| Total risk weighted assets | $103,215,000 | 3,825 |
| Total unused commitments | $13,558,000 | 3,260 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 51 | 2,998 |
| Assets and Liabilities | ||
| Total Assets: | $168,277,000 | 3,642 |
| Cash and due from depository institutions | $23,761,000 | 2,998 |
| Interest-bearing balances | $21,908,000 | 1,598 |
| Securities | $28,254,000 | 3,609 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $109,439,000 | 3,570 |
| Loan loss allowance | $1,353,000 | 4,092 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,727,000 | 3,028 |
| Other real estate owned | $493,000 | 2,998 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $2,603,000 | 4,722 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $168,277,000 | 3,642 |
| Total liabilities | $151,796,000 | 3,614 |
| Total deposits | $141,790,000 | 3,585 |
| Interest-bearing deposits | $121,656,000 | 3,571 |
| Deposits held in domestic offices | $141,790,000 | 3,583 |
| % insured | 88.47% | 4,059 |
| Federal funds purchased & repurchase agreements | $2,905,000 | 1,605 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $6,370,000 | 2,944 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $731,000 | 4,188 |
| Total equity capital | $16,481,000 | 3,787 |
| Total bank equity capital | $16,481,000 | 3,786 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,500,000 | 1,530 |
| Surplus | $7,500,000 | 3,192 |
| Undivided profits | $6,481,000 | 3,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $4,668,000 | 2,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $761,000 | 4,063 |
| Earning assets | $159,601,000 | 3,536 |
| Long-term assets (5+ years) | $46,072,000 | 2,563 |
| Average Assets, year-to-date | $173,327,250 | 3,525 |
| Average Assets, quarterly | $167,294,000 | 3,648 |
| Volatile liabilities | $31,400,000 | 3,742 |
| Insider loans | $2,901,000 | 2,247 |
| FHLB advances | $6,370,000 | 2,820 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $11,843,000 | 3,606 |
| Tier 1 (core) risk-based capital | $15,909,000 | 3,696 |
| Tier 2 risk-based capital | $1,330,000 | 3,561 |
| Total risk weighted assets | $106,358,000 | 3,802 |
| Total unused commitments | $11,843,000 | 3,609 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 50 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $166,311,000 | 3,691 |
| Cash and due from depository institutions | $25,004,000 | 3,070 |
| Interest-bearing balances | $23,526,000 | 1,399 |
| Securities | $26,456,000 | 3,751 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $107,958,000 | 3,643 |
| Loan loss allowance | $1,384,000 | 4,033 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,705,000 | 3,065 |
| Other real estate owned | $579,000 | 3,070 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $2,609,000 | 4,750 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $166,311,000 | 3,691 |
| Total liabilities | $150,090,000 | 3,667 |
| Total deposits | $140,023,000 | 3,637 |
| Interest-bearing deposits | $120,660,000 | 3,625 |
| Deposits held in domestic offices | $140,023,000 | 3,636 |
| % insured | 88.08% | 4,281 |
| Federal funds purchased & repurchase agreements | $2,694,000 | 1,653 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,715,000 | 3,031 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $658,000 | 4,267 |
| Total equity capital | $16,221,000 | 3,816 |
| Total bank equity capital | $16,221,000 | 3,816 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $7,500,000 | 3,200 |
| Undivided profits | $6,221,000 | 3,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,107,000 | 2,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $704,000 | 4,226 |
| Earning assets | $157,940,000 | 3,582 |
| Long-term assets (5+ years) | $41,979,000 | 2,741 |
| Average Assets, year-to-date | $175,010,670 | 3,518 |
| Average Assets, quarterly | $165,923,000 | 3,691 |
| Volatile liabilities | $30,905,000 | 3,810 |
| Insider loans | $2,852,000 | 2,309 |
| FHLB advances | $6,715,000 | 2,909 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $12,400,000 | 3,550 |
| Tier 1 (core) risk-based capital | $15,653,000 | 3,737 |
| Tier 2 risk-based capital | $1,318,000 | 3,580 |
| Total risk weighted assets | $105,302,000 | 3,872 |
| Total unused commitments | $12,400,000 | 3,557 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 49 | 3,163 |
| Assets and Liabilities | ||
| Total Assets: | $165,535,000 | 3,748 |
| Cash and due from depository institutions | $15,167,000 | 3,163 |
| Interest-bearing balances | $13,707,000 | 2,158 |
| Securities | $33,676,000 | 3,250 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $109,511,000 | 3,664 |
| Loan loss allowance | $1,546,000 | 3,812 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,709,000 | 3,118 |
| Other real estate owned | $508,000 | 3,163 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $2,964,000 | 4,560 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $165,535,000 | 3,748 |
| Total liabilities | $149,488,000 | 3,739 |
| Total deposits | $138,757,000 | 3,709 |
| Interest-bearing deposits | $118,034,000 | 3,731 |
| Deposits held in domestic offices | $138,757,000 | 3,707 |
| % insured | 88.06% | 4,353 |
| Federal funds purchased & repurchase agreements | $2,940,000 | 1,651 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,058,000 | 3,053 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $733,000 | 4,060 |
| Total equity capital | $16,047,000 | 3,850 |
| Total bank equity capital | $16,047,000 | 3,849 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,500,000 | 1,588 |
| Surplus | $7,500,000 | 3,244 |
| Undivided profits | $6,047,000 | 3,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,566,000 | 3,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $928,000 | 3,467 |
| Earning assets | $156,894,000 | 3,644 |
| Long-term assets (5+ years) | $42,002,000 | 2,733 |
| Average Assets, year-to-date | $179,360,500 | 3,508 |
| Average Assets, quarterly | $179,360,500 | 3,508 |
| Volatile liabilities | $30,638,000 | 3,887 |
| Insider loans | $2,742,000 | 2,457 |
| FHLB advances | $7,058,000 | 2,925 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,045,000 | 3,582 |
| Tier 1 (core) risk-based capital | $15,489,000 | 3,803 |
| Tier 2 risk-based capital | $1,350,000 | 3,554 |
| Total risk weighted assets | $107,769,000 | 3,859 |
| Total unused commitments | $13,045,000 | 3,585 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 48 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $193,186,000 | 3,327 |
| Cash and due from depository institutions | $28,012,000 | 3,248 |
| Interest-bearing balances | $19,674,000 | 1,412 |
| Securities | $47,210,000 | 2,493 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $110,651,000 | 3,660 |
| Loan loss allowance | $1,558,000 | 3,766 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,761,000 | 3,127 |
| Other real estate owned | $520,000 | 3,248 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $3,032,000 | 4,563 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $193,186,000 | 3,327 |
| Total liabilities | $177,410,000 | 3,278 |
| Total deposits | $137,585,000 | 3,739 |
| Interest-bearing deposits | $114,456,000 | 3,814 |
| Deposits held in domestic offices | $137,585,000 | 3,738 |
| % insured | 86.86% | 4,789 |
| Federal funds purchased & repurchase agreements | $31,805,000 | 523 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,398,000 | 3,167 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $622,000 | 4,416 |
| Total equity capital | $15,776,000 | 3,878 |
| Total bank equity capital | $15,776,000 | 3,878 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,500,000 | 1,617 |
| Surplus | $7,500,000 | 3,262 |
| Undivided profits | $5,776,000 | 4,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,732,000 | 3,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $917,000 | 3,628 |
| Earning assets | $177,535,000 | 3,299 |
| Long-term assets (5+ years) | $43,394,000 | 2,653 |
| Average Assets, year-to-date | $177,296,000 | 3,479 |
| Average Assets, quarterly | $178,696,000 | 3,517 |
| Volatile liabilities | $58,596,000 | 2,378 |
| Insider loans | $2,809,000 | 2,471 |
| FHLB advances | $7,398,000 | 3,042 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $14,182,000 | 3,441 |
| Tier 1 (core) risk-based capital | $15,265,000 | 3,839 |
| Tier 2 risk-based capital | $1,473,000 | 3,345 |
| Total risk weighted assets | $117,672,000 | 3,659 |
| Total unused commitments | $14,182,000 | 3,444 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 52 | 3,085 |
| Assets and Liabilities | ||
| Total Assets: | $164,206,000 | 3,781 |
| Cash and due from depository institutions | $9,774,000 | 3,085 |
| Interest-bearing balances | $7,548,000 | 2,448 |
| Securities | $34,740,000 | 3,166 |
| Federal funds sold & reverse repurchase agreements | $2,541,000 | 2,654 |
| Net loans & leases | $110,372,000 | 3,716 |
| Loan loss allowance | $1,347,000 | 4,022 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,796,000 | 3,130 |
| Other real estate owned | $730,000 | 3,085 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,253,000 | 4,848 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $164,206,000 | 3,781 |
| Total liabilities | $148,228,000 | 3,750 |
| Total deposits | $136,878,000 | 3,722 |
| Interest-bearing deposits | $114,312,000 | 3,807 |
| Deposits held in domestic offices | $136,878,000 | 3,721 |
| % insured | 86.61% | 5,052 |
| Federal funds purchased & repurchase agreements | $2,749,000 | 1,816 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,734,000 | 3,234 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $867,000 | 4,090 |
| Total equity capital | $15,978,000 | 3,946 |
| Total bank equity capital | $15,978,000 | 3,946 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,500,000 | 1,643 |
| Surplus | $7,500,000 | 3,268 |
| Undivided profits | $5,978,000 | 4,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,187,000 | 4,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $959,000 | 3,704 |
| Earning assets | $155,201,000 | 3,696 |
| Long-term assets (5+ years) | $42,061,000 | 2,688 |
| Average Assets, year-to-date | $173,323,500 | 3,570 |
| Average Assets, quarterly | $166,031,500 | 3,736 |
| Volatile liabilities | $30,211,000 | 3,974 |
| Insider loans | $3,990,000 | 1,889 |
| FHLB advances | $7,734,000 | 3,095 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $12,522,000 | 3,767 |
| Tier 1 (core) risk-based capital | $15,425,000 | 3,884 |
| Tier 2 risk-based capital | $1,387,000 | 3,464 |
| Total risk weighted assets | $110,950,000 | 3,843 |
| Total unused commitments | $12,522,000 | 3,769 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 54 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $167,857,000 | 3,718 |
| Cash and due from depository institutions | $3,584,000 | 3,027 |
| Interest-bearing balances | $683,000 | 5,071 |
| Securities | $35,555,000 | 3,064 |
| Federal funds sold & reverse repurchase agreements | $8,449,000 | 1,215 |
| Net loans & leases | $113,176,000 | 3,675 |
| Loan loss allowance | $1,414,000 | 3,832 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,856,000 | 3,133 |
| Other real estate owned | $186,000 | 3,027 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,051,000 | 4,176 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $167,857,000 | 3,718 |
| Total liabilities | $152,559,000 | 3,671 |
| Total deposits | $140,716,000 | 3,652 |
| Interest-bearing deposits | $119,713,000 | 3,679 |
| Deposits held in domestic offices | $140,716,000 | 3,650 |
| % insured | 74.58% | 5,125 |
| Federal funds purchased & repurchase agreements | $3,081,000 | 1,769 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $8,069,000 | 3,227 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $693,000 | 4,598 |
| Total equity capital | $15,298,000 | 4,046 |
| Total bank equity capital | $15,298,000 | 4,046 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,500,000 | 1,667 |
| Surplus | $7,500,000 | 3,277 |
| Undivided profits | $5,298,000 | 4,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $893,000 | 3,819 |
| Earning assets | $157,863,000 | 3,650 |
| Long-term assets (5+ years) | $42,664,000 | 2,622 |
| Average Assets, year-to-date | $176,362,670 | 3,534 |
| Average Assets, quarterly | $169,304,500 | 3,686 |
| Volatile liabilities | $33,354,000 | 3,718 |
| Insider loans | $2,872,000 | 2,469 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,783,000 | 4,415 |
| Tier 1 (core) risk-based capital | $15,100,000 | 3,968 |
| Tier 2 risk-based capital | $1,454,000 | 3,328 |
| Total risk weighted assets | $118,232,000 | 3,685 |
| Total unused commitments | $9,783,000 | 4,420 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 56 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $170,752,000 | 3,669 |
| Cash and due from depository institutions | $11,979,000 | 2,929 |
| Interest-bearing balances | $9,070,000 | 1,754 |
| Securities | $30,576,000 | 3,426 |
| Federal funds sold & reverse repurchase agreements | $7,798,000 | 1,573 |
| Net loans & leases | $112,811,000 | 3,689 |
| Loan loss allowance | $1,473,000 | 3,683 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,195,000 | 2,958 |
| Other real estate owned | $220,000 | 2,929 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,173,000 | 4,106 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $170,752,000 | 3,669 |
| Total liabilities | $155,582,000 | 3,618 |
| Total deposits | $143,535,000 | 3,591 |
| Interest-bearing deposits | $122,913,000 | 3,600 |
| Deposits held in domestic offices | $143,535,000 | 3,589 |
| % insured | 75.37% | 5,012 |
| Federal funds purchased & repurchase agreements | $3,108,000 | 1,800 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $8,400,000 | 3,269 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $539,000 | 5,086 |
| Total equity capital | $15,170,000 | 4,122 |
| Total bank equity capital | $15,170,000 | 4,122 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,679 |
| Surplus | $7,500,000 | 3,258 |
| Undivided profits | $5,170,000 | 4,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 6,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $966,000 | 3,566 |
| Earning assets | $160,255,000 | 3,611 |
| Long-term assets (5+ years) | $41,914,000 | 2,619 |
| Average Assets, year-to-date | $180,615,500 | 3,498 |
| Average Assets, quarterly | $180,615,500 | 3,498 |
| Volatile liabilities | $33,978,000 | 3,667 |
| Insider loans | $2,932,000 | 2,445 |
| FHLB advances | $8,400,000 | 3,142 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $11,686,000 | 4,146 |
| Tier 1 (core) risk-based capital | $14,835,000 | 4,047 |
| Tier 2 risk-based capital | $1,482,000 | 3,309 |
| Total risk weighted assets | $118,525,000 | 3,694 |
| Total unused commitments | $11,686,000 | 4,148 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 58 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $190,479,000 | 3,358 |
| Cash and due from depository institutions | $4,019,000 | 2,876 |
| Interest-bearing balances | $296,000 | 4,776 |
| Securities | $42,994,000 | 2,606 |
| Federal funds sold & reverse repurchase agreements | $18,611,000 | 489 |
| Net loans & leases | $117,861,000 | 3,600 |
| Loan loss allowance | $1,381,000 | 3,782 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,264,000 | 2,943 |
| Other real estate owned | $146,000 | 2,876 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,584,000 | 4,632 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $190,479,000 | 3,358 |
| Total liabilities | $175,471,000 | 3,296 |
| Total deposits | $134,856,000 | 3,690 |
| Interest-bearing deposits | $112,071,000 | 3,779 |
| Deposits held in domestic offices | $134,856,000 | 3,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,223,000 | 608 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $8,729,000 | 3,421 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $663,000 | 4,662 |
| Total equity capital | $15,008,000 | 4,131 |
| Total bank equity capital | $15,008,000 | 4,131 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,682 |
| Surplus | $7,500,000 | 3,245 |
| Undivided profits | $5,008,000 | 4,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $404,000 | 5,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,064,000 | 3,495 |
| Earning assets | $179,762,000 | 3,277 |
| Long-term assets (5+ years) | $47,084,000 | 2,412 |
| Average Assets, year-to-date | $177,284,200 | 3,444 |
| Average Assets, quarterly | $179,793,500 | 3,472 |
| Volatile liabilities | $59,205,000 | 2,386 |
| Insider loans | $2,936,000 | 2,470 |
| FHLB advances | $8,729,000 | 3,312 |
| Loans and leases held for sale | $306,000 | 1,314 |
| Unused loan commitments | $13,244,000 | 3,907 |
| Tier 1 (core) risk-based capital | $14,841,000 | 4,046 |
| Tier 2 risk-based capital | $1,439,000 | 3,355 |
| Total risk weighted assets | $125,835,000 | 3,568 |
| Total unused commitments | $13,244,000 | 3,910 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 57 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $169,108,000 | 3,635 |
| Cash and due from depository institutions | $4,204,000 | 2,941 |
| Interest-bearing balances | $258,000 | 4,254 |
| Securities | $30,938,000 | 3,314 |
| Federal funds sold & reverse repurchase agreements | $5,851,000 | 1,996 |
| Net loans & leases | $121,297,000 | 3,511 |
| Loan loss allowance | $1,421,000 | 3,535 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,467,000 | 2,820 |
| Other real estate owned | $0 | 2,941 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,351,000 | 4,889 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $169,108,000 | 3,635 |
| Total liabilities | $154,211,000 | 3,577 |
| Total deposits | $140,462,000 | 3,536 |
| Interest-bearing deposits | $116,800,000 | 3,615 |
| Deposits held in domestic offices | $140,462,000 | 3,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,884,000 | 1,973 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $9,055,000 | 3,368 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $810,000 | 4,332 |
| Total equity capital | $14,897,000 | 4,196 |
| Total bank equity capital | $14,897,000 | 4,196 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,500,000 | 1,695 |
| Surplus | $7,500,000 | 3,238 |
| Undivided profits | $4,897,000 | 4,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,121,000 | 3,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,132,000 | 3,439 |
| Earning assets | $158,344,000 | 3,572 |
| Long-term assets (5+ years) | $45,516,000 | 2,430 |
| Average Assets, year-to-date | $173,985,500 | 3,508 |
| Average Assets, quarterly | $166,691,500 | 3,646 |
| Volatile liabilities | $35,693,000 | 3,395 |
| Insider loans | $3,005,000 | 2,445 |
| FHLB advances | $9,055,000 | 3,238 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $13,515,000 | 3,982 |
| Tier 1 (core) risk-based capital | $15,008,000 | 4,082 |
| Tier 2 risk-based capital | $1,482,000 | 3,208 |
| Total risk weighted assets | $123,491,000 | 3,615 |
| Total unused commitments | $13,515,000 | 3,983 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 62 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $164,275,000 | 3,717 |
| Cash and due from depository institutions | $5,037,000 | 2,759 |
| Interest-bearing balances | $215,000 | 4,278 |
| Securities | $32,234,000 | 3,262 |
| Federal funds sold & reverse repurchase agreements | $2,121,000 | 3,769 |
| Net loans & leases | $118,077,000 | 3,547 |
| Loan loss allowance | $1,430,000 | 3,450 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,469,000 | 2,821 |
| Other real estate owned | $0 | 2,759 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,337,000 | 4,859 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $164,275,000 | 3,717 |
| Total liabilities | $149,738,000 | 3,655 |
| Total deposits | $135,000,000 | 3,648 |
| Interest-bearing deposits | $115,718,000 | 3,631 |
| Deposits held in domestic offices | $135,000,000 | 3,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,078,000 | 2,197 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,879,000 | 2,975 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $781,000 | 4,388 |
| Total equity capital | $14,537,000 | 4,289 |
| Total bank equity capital | $14,537,000 | 4,289 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,500,000 | 1,697 |
| Surplus | $7,500,000 | 3,218 |
| Undivided profits | $4,537,000 | 4,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $889,000 | 4,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,000,000 | 3,769 |
| Earning assets | $152,647,000 | 3,674 |
| Long-term assets (5+ years) | $45,466,000 | 2,400 |
| Average Assets, year-to-date | $175,611,330 | 3,495 |
| Average Assets, quarterly | $170,722,000 | 3,603 |
| Volatile liabilities | $34,780,000 | 3,469 |
| Insider loans | $2,949,000 | 2,436 |
| FHLB advances | $10,879,000 | 2,863 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $15,864,000 | 3,783 |
| Tier 1 (core) risk-based capital | $14,765,000 | 4,148 |
| Tier 2 risk-based capital | $1,491,000 | 3,156 |
| Total risk weighted assets | $119,549,000 | 3,684 |
| Total unused commitments | $15,864,000 | 3,783 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 68 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $177,169,000 | 3,519 |
| Cash and due from depository institutions | $6,639,000 | 2,535 |
| Interest-bearing balances | $73,000 | 5,355 |
| Securities | $32,022,000 | 3,295 |
| Federal funds sold & reverse repurchase agreements | $14,454,000 | 1,198 |
| Net loans & leases | $117,478,000 | 3,519 |
| Loan loss allowance | $1,390,000 | 3,457 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,470,000 | 2,793 |
| Other real estate owned | $0 | 2,535 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,106,000 | 5,007 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $177,169,000 | 3,519 |
| Total liabilities | $162,252,000 | 3,437 |
| Total deposits | $146,501,000 | 3,462 |
| Interest-bearing deposits | $127,788,000 | 3,387 |
| Deposits held in domestic offices | $146,501,000 | 3,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,459,000 | 1,913 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $11,200,000 | 2,731 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,092,000 | 3,848 |
| Total equity capital | $14,917,000 | 4,285 |
| Total bank equity capital | $14,917,000 | 4,285 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,500,000 | 1,693 |
| Surplus | $7,500,000 | 3,191 |
| Undivided profits | $4,917,000 | 4,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 6,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $999,000 | 3,754 |
| Earning assets | $164,027,000 | 3,481 |
| Long-term assets (5+ years) | $65,946,000 | 1,731 |
| Average Assets, year-to-date | $181,279,500 | 3,427 |
| Average Assets, quarterly | $181,279,500 | 3,427 |
| Volatile liabilities | $39,572,000 | 3,134 |
| Insider loans | $2,608,000 | 2,599 |
| FHLB advances | $11,200,000 | 2,624 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $17,248,000 | 3,686 |
| Tier 1 (core) risk-based capital | $14,525,000 | 4,209 |
| Tier 2 risk-based capital | $1,450,000 | 3,171 |
| Total risk weighted assets | $120,004,000 | 3,632 |
| Total unused commitments | $17,248,000 | 3,687 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 61 | 2,810 |
| Assets and Liabilities | ||
| Total Assets: | $185,390,000 | 3,348 |
| Cash and due from depository institutions | $7,625,000 | 2,810 |
| Interest-bearing balances | $595,000 | 3,003 |
| Securities | $38,640,000 | 2,853 |
| Federal funds sold & reverse repurchase agreements | $13,629,000 | 962 |
| Net loans & leases | $118,836,000 | 3,485 |
| Loan loss allowance | $1,383,000 | 3,426 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,555,000 | 2,746 |
| Other real estate owned | $0 | 2,810 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,105,000 | 5,060 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $185,390,000 | 3,348 |
| Total liabilities | $171,120,000 | 3,245 |
| Total deposits | $167,400,000 | 3,054 |
| Interest-bearing deposits | $149,889,000 | 2,918 |
| Deposits held in domestic offices | $167,400,000 | 3,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,783,000 | 2,172 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $937,000 | 4,158 |
| Total equity capital | $14,270,000 | 4,363 |
| Total bank equity capital | $14,270,000 | 4,363 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,684 |
| Surplus | $7,500,000 | 3,170 |
| Undivided profits | $4,270,000 | 5,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $978,000 | 4,062 |
| Earning assets | $171,700,000 | 3,325 |
| Long-term assets (5+ years) | $52,269,000 | 1,941 |
| Average Assets, year-to-date | $167,146,600 | 3,521 |
| Average Assets, quarterly | $169,758,000 | 3,560 |
| Volatile liabilities | $36,500,000 | 3,314 |
| Insider loans | $3,382,000 | 2,138 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $13,493,000 | 4,180 |
| Tier 1 (core) risk-based capital | $14,161,000 | 4,256 |
| Tier 2 risk-based capital | $1,383,000 | 3,267 |
| Total risk weighted assets | $123,546,000 | 3,534 |
| Total unused commitments | $13,493,000 | 4,181 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 62 | 2,771 |
| Assets and Liabilities | ||
| Total Assets: | $154,126,000 | 3,818 |
| Cash and due from depository institutions | $4,283,000 | 2,771 |
| Interest-bearing balances | $562,000 | 2,900 |
| Securities | $17,008,000 | 4,884 |
| Federal funds sold & reverse repurchase agreements | $6,406,000 | 2,146 |
| Net loans & leases | $119,497,000 | 3,444 |
| Loan loss allowance | $1,435,000 | 3,280 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,554,000 | 2,686 |
| Other real estate owned | $0 | 2,771 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,378,000 | 4,857 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $154,126,000 | 3,818 |
| Total liabilities | $138,776,000 | 3,792 |
| Total deposits | $134,838,000 | 3,606 |
| Interest-bearing deposits | $117,551,000 | 3,548 |
| Deposits held in domestic offices | $134,838,000 | 3,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,971,000 | 2,061 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $967,000 | 4,160 |
| Total equity capital | $15,350,000 | 4,103 |
| Total bank equity capital | $15,350,000 | 4,103 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,662 |
| Surplus | $7,500,000 | 3,116 |
| Undivided profits | $5,350,000 | 4,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,122,000 | 3,852 |
| Earning assets | $143,473,000 | 3,789 |
| Long-term assets (5+ years) | $52,288,000 | 1,873 |
| Average Assets, year-to-date | $162,585,750 | 3,608 |
| Average Assets, quarterly | $154,459,500 | 3,784 |
| Volatile liabilities | $34,967,000 | 3,378 |
| Insider loans | $2,585,000 | 2,556 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $278,000 | 1,387 |
| Unused loan commitments | $14,693,000 | 4,012 |
| Tier 1 (core) risk-based capital | $15,404,000 | 3,987 |
| Tier 2 risk-based capital | $1,435,000 | 3,148 |
| Total risk weighted assets | $118,124,000 | 3,613 |
| Total unused commitments | $14,693,000 | 4,012 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 65 | 2,702 |
| Assets and Liabilities | ||
| Total Assets: | $154,793,000 | 3,793 |
| Cash and due from depository institutions | $3,954,000 | 2,702 |
| Interest-bearing balances | $57,000 | 5,266 |
| Securities | $14,003,000 | 5,374 |
| Federal funds sold & reverse repurchase agreements | $12,608,000 | 1,255 |
| Net loans & leases | $117,302,000 | 3,471 |
| Loan loss allowance | $1,465,000 | 3,227 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,604,000 | 2,651 |
| Other real estate owned | $0 | 2,702 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,322,000 | 4,883 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $154,793,000 | 3,793 |
| Total liabilities | $139,848,000 | 3,763 |
| Total deposits | $136,714,000 | 3,585 |
| Interest-bearing deposits | $117,836,000 | 3,536 |
| Deposits held in domestic offices | $136,714,000 | 3,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,319,000 | 2,194 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $815,000 | 4,366 |
| Total equity capital | $14,945,000 | 4,115 |
| Total bank equity capital | $14,945,000 | 4,115 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,654 |
| Surplus | $7,500,000 | 3,104 |
| Undivided profits | $4,945,000 | 4,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 6,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $938,000 | 4,193 |
| Earning assets | $143,970,000 | 3,762 |
| Long-term assets (5+ years) | $47,835,000 | 1,964 |
| Average Assets, year-to-date | $165,405,670 | 3,564 |
| Average Assets, quarterly | $157,258,000 | 3,727 |
| Volatile liabilities | $35,856,000 | 3,286 |
| Insider loans | $2,303,000 | 2,747 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $13,792,000 | 4,175 |
| Tier 1 (core) risk-based capital | $15,129,000 | 4,022 |
| Tier 2 risk-based capital | $1,465,000 | 3,089 |
| Total risk weighted assets | $118,584,000 | 3,594 |
| Total unused commitments | $13,792,000 | 4,175 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 63 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $159,723,000 | 3,716 |
| Cash and due from depository institutions | $8,343,000 | 2,757 |
| Interest-bearing balances | $3,182,000 | 1,545 |
| Securities | $15,409,000 | 5,191 |
| Federal funds sold & reverse repurchase agreements | $12,709,000 | 1,607 |
| Net loans & leases | $116,337,000 | 3,454 |
| Loan loss allowance | $1,507,000 | 3,148 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,680,000 | 2,579 |
| Other real estate owned | $0 | 2,757 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,245,000 | 4,842 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $159,722,000 | 3,716 |
| Total liabilities | $144,929,000 | 3,668 |
| Total deposits | $140,768,000 | 3,513 |
| Interest-bearing deposits | $122,546,000 | 3,441 |
| Deposits held in domestic offices | $140,768,000 | 3,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,256,000 | 2,020 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,000,000 | 4,724 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $905,000 | 4,148 |
| Total equity capital | $14,793,000 | 4,154 |
| Total bank equity capital | $14,793,000 | 4,154 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,642 |
| Surplus | $7,500,000 | 3,055 |
| Undivided profits | $4,793,000 | 4,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 4,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $992,000 | 3,852 |
| Earning assets | $147,637,000 | 3,705 |
| Long-term assets (5+ years) | $49,562,000 | 1,872 |
| Average Assets, year-to-date | $170,712,000 | 3,501 |
| Average Assets, quarterly | $170,712,000 | 3,501 |
| Volatile liabilities | $36,026,000 | 3,204 |
| Insider loans | $2,528,000 | 2,552 |
| FHLB advances | $1,000,000 | 4,527 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $17,270,000 | 3,702 |
| Tier 1 (core) risk-based capital | $14,846,000 | 4,064 |
| Tier 2 risk-based capital | $1,507,000 | 3,009 |
| Total risk weighted assets | $124,146,000 | 3,454 |
| Total unused commitments | $17,270,000 | 3,702 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 64 | 2,727 |
| Assets and Liabilities | ||
| Total Assets: | $181,701,000 | 3,316 |
| Cash and due from depository institutions | $6,997,000 | 2,727 |
| Interest-bearing balances | $3,144,000 | 1,464 |
| Securities | $37,524,000 | 2,969 |
| Federal funds sold & reverse repurchase agreements | $11,990,000 | 1,386 |
| Net loans & leases | $118,231,000 | 3,399 |
| Loan loss allowance | $1,602,000 | 2,978 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,742,000 | 2,501 |
| Other real estate owned | $0 | 2,727 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,217,000 | 4,936 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $181,701,000 | 3,316 |
| Total liabilities | $167,178,000 | 3,244 |
| Total deposits | $163,034,000 | 3,059 |
| Interest-bearing deposits | $142,192,000 | 2,981 |
| Deposits held in domestic offices | $163,034,000 | 3,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,299,000 | 2,150 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,877 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $845,000 | 4,270 |
| Total equity capital | $14,523,000 | 4,146 |
| Total bank equity capital | $14,523,000 | 4,146 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,500,000 | 1,632 |
| Surplus | $7,500,000 | 3,007 |
| Undivided profits | $4,523,000 | 4,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 5,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $930,000 | 4,193 |
| Earning assets | $170,889,000 | 3,243 |
| Long-term assets (5+ years) | $46,344,000 | 1,955 |
| Average Assets, year-to-date | $167,437,400 | 3,419 |
| Average Assets, quarterly | $170,112,000 | 3,467 |
| Volatile liabilities | $33,252,000 | 3,511 |
| Insider loans | $2,269,000 | 2,750 |
| FHLB advances | $1,000,000 | 4,667 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $15,364,000 | 3,860 |
| Tier 1 (core) risk-based capital | $14,605,000 | 4,062 |
| Tier 2 risk-based capital | $1,602,000 | 2,853 |
| Total risk weighted assets | $128,312,000 | 3,332 |
| Total unused commitments | $15,364,000 | 3,860 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 67 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $158,523,000 | 3,688 |
| Cash and due from depository institutions | $6,548,000 | 2,634 |
| Interest-bearing balances | $3,101,000 | 1,376 |
| Securities | $12,728,000 | 5,706 |
| Federal funds sold & reverse repurchase agreements | $11,827,000 | 1,184 |
| Net loans & leases | $120,126,000 | 3,356 |
| Loan loss allowance | $1,611,000 | 2,970 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,756,000 | 2,474 |
| Other real estate owned | $344,000 | 2,634 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,194,000 | 5,015 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $158,523,000 | 3,688 |
| Total liabilities | $144,251,000 | 3,637 |
| Total deposits | $138,210,000 | 3,482 |
| Interest-bearing deposits | $120,540,000 | 3,380 |
| Deposits held in domestic offices | $138,210,000 | 3,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,599,000 | 2,195 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,500,000 | 4,456 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $942,000 | 4,006 |
| Total equity capital | $14,272,000 | 4,182 |
| Total bank equity capital | $14,272,000 | 4,182 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,626 |
| Surplus | $7,500,000 | 2,973 |
| Undivided profits | $4,272,000 | 5,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $957,000 | 4,128 |
| Earning assets | $147,782,000 | 3,622 |
| Long-term assets (5+ years) | $47,679,000 | 1,906 |
| Average Assets, year-to-date | $163,871,500 | 3,494 |
| Average Assets, quarterly | $157,512,500 | 3,664 |
| Volatile liabilities | $35,819,000 | 3,331 |
| Insider loans | $2,130,000 | 2,844 |
| FHLB advances | $2,500,000 | 4,271 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $20,094,000 | 3,355 |
| Tier 1 (core) risk-based capital | $14,370,000 | 4,089 |
| Tier 2 risk-based capital | $1,555,000 | 2,914 |
| Total risk weighted assets | $124,344,000 | 3,392 |
| Total unused commitments | $20,094,000 | 3,357 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 67 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $156,502,000 | 3,678 |
| Cash and due from depository institutions | $9,993,000 | 2,645 |
| Interest-bearing balances | $6,013,000 | 865 |
| Securities | $8,979,000 | 6,458 |
| Federal funds sold & reverse repurchase agreements | $4,206,000 | 2,507 |
| Net loans & leases | $126,063,000 | 3,197 |
| Loan loss allowance | $1,647,000 | 2,877 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,831,000 | 2,411 |
| Other real estate owned | $349,000 | 2,645 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,081,000 | 5,044 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $156,503,000 | 3,678 |
| Total liabilities | $142,632,000 | 3,626 |
| Total deposits | $137,597,000 | 3,457 |
| Interest-bearing deposits | $121,744,000 | 3,328 |
| Deposits held in domestic offices | $137,597,000 | 3,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,027,000 | 2,427 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,500,000 | 4,490 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $508,000 | 5,215 |
| Total equity capital | $13,871,000 | 4,144 |
| Total bank equity capital | $13,871,000 | 4,144 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,500,000 | 1,620 |
| Surplus | $7,500,000 | 2,916 |
| Undivided profits | $3,871,000 | 5,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,033,000 | 2,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $893,000 | 3,963 |
| Earning assets | $145,261,000 | 3,635 |
| Long-term assets (5+ years) | $45,472,000 | 1,940 |
| Average Assets, year-to-date | $165,654,330 | 3,466 |
| Average Assets, quarterly | $156,659,000 | 3,645 |
| Volatile liabilities | $35,055,000 | 3,326 |
| Insider loans | $2,625,000 | 2,391 |
| FHLB advances | $2,500,000 | 4,298 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $18,263,000 | 3,541 |
| Tier 1 (core) risk-based capital | $14,067,000 | 4,079 |
| Tier 2 risk-based capital | $1,616,000 | 2,797 |
| Total risk weighted assets | $129,281,000 | 3,246 |
| Total unused commitments | $18,263,000 | 3,541 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 68 | 2,576 |
| Assets and Liabilities | ||
| Total Assets: | $156,816,000 | 3,640 |
| Cash and due from depository institutions | $6,615,000 | 2,576 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $9,312,000 | 6,462 |
| Federal funds sold & reverse repurchase agreements | $7,623,000 | 1,928 |
| Net loans & leases | $125,906,000 | 3,142 |
| Loan loss allowance | $1,561,000 | 2,970 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,862,000 | 2,327 |
| Other real estate owned | $365,000 | 2,576 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,133,000 | 4,903 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $156,817,000 | 3,640 |
| Total liabilities | $143,184,000 | 3,572 |
| Total deposits | $132,898,000 | 3,554 |
| Interest-bearing deposits | $120,755,000 | 3,321 |
| Deposits held in domestic offices | $132,898,000 | 3,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,222,000 | 2,154 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,500,000 | 2,976 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $564,000 | 4,866 |
| Total equity capital | $13,633,000 | 4,150 |
| Total bank equity capital | $13,633,000 | 4,150 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,609 |
| Surplus | $7,500,000 | 2,848 |
| Undivided profits | $3,633,000 | 5,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $735,000 | 2,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $965,000 | 3,527 |
| Earning assets | $142,841,000 | 3,657 |
| Long-term assets (5+ years) | $43,128,000 | 1,985 |
| Average Assets, year-to-date | $170,230,500 | 3,389 |
| Average Assets, quarterly | $170,230,500 | 3,389 |
| Volatile liabilities | $28,718,000 | 3,622 |
| Insider loans | $2,367,000 | 2,560 |
| FHLB advances | $7,500,000 | 2,866 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $11,520,000 | 4,487 |
| Tier 1 (core) risk-based capital | $13,799,000 | 4,082 |
| Tier 2 risk-based capital | $1,561,000 | 2,828 |
| Total risk weighted assets | $129,124,000 | 3,198 |
| Total unused commitments | $11,520,000 | 4,487 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 77 | 2,266 |
| Assets and Liabilities | ||
| Total Assets: | $183,645,000 | 3,174 |
| Cash and due from depository institutions | $3,274,000 | 2,266 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $34,445,000 | 3,181 |
| Federal funds sold & reverse repurchase agreements | $9,319,000 | 1,469 |
| Net loans & leases | $129,056,000 | 3,035 |
| Loan loss allowance | $1,502,000 | 3,023 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,896,000 | 2,285 |
| Other real estate owned | $546,000 | 2,266 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,109,000 | 4,933 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $183,645,000 | 3,174 |
| Total liabilities | $170,235,000 | 3,102 |
| Total deposits | $158,996,000 | 3,029 |
| Interest-bearing deposits | $147,685,000 | 2,783 |
| Deposits held in domestic offices | $158,996,000 | 3,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,193,000 | 2,259 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,500,000 | 2,920 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $546,000 | 4,895 |
| Total equity capital | $13,410,000 | 4,170 |
| Total bank equity capital | $13,410,000 | 4,170 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,596 |
| Surplus | $7,500,000 | 2,809 |
| Undivided profits | $3,410,000 | 5,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,033,000 | 2,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $933,000 | 3,660 |
| Earning assets | $172,820,000 | 3,111 |
| Long-term assets (5+ years) | $42,532,000 | 1,978 |
| Average Assets, year-to-date | $174,194,200 | 3,189 |
| Average Assets, quarterly | $171,457,500 | 3,329 |
| Volatile liabilities | $27,212,000 | 3,691 |
| Insider loans | $2,311,000 | 2,567 |
| FHLB advances | $8,500,000 | 2,783 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $12,847,000 | 4,210 |
| Tier 1 (core) risk-based capital | $13,582,000 | 4,090 |
| Tier 2 risk-based capital | $1,502,000 | 2,878 |
| Total risk weighted assets | $130,543,000 | 3,158 |
| Total unused commitments | $12,847,000 | 4,210 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 80 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $159,270,000 | 3,520 |
| Cash and due from depository institutions | $5,443,000 | 2,157 |
| Interest-bearing balances | $2,000,000 | 1,997 |
| Securities | $9,918,000 | 6,340 |
| Federal funds sold & reverse repurchase agreements | $2,996,000 | 3,141 |
| Net loans & leases | $133,513,000 | 2,924 |
| Loan loss allowance | $1,461,000 | 3,074 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,021,000 | 2,198 |
| Other real estate owned | $172,000 | 2,157 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,207,000 | 4,801 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $159,270,000 | 3,520 |
| Total liabilities | $145,768,000 | 3,455 |
| Total deposits | $134,422,000 | 3,415 |
| Interest-bearing deposits | $122,899,000 | 3,184 |
| Deposits held in domestic offices | $134,422,000 | 3,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,333,000 | 2,247 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,500,000 | 2,937 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $513,000 | 5,089 |
| Total equity capital | $13,502,000 | 4,129 |
| Total bank equity capital | $13,502,000 | 4,129 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $7,500,000 | 2,750 |
| Undivided profits | $3,502,000 | 5,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $713,000 | 3,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $977,000 | 3,508 |
| Earning assets | $148,427,000 | 3,474 |
| Long-term assets (5+ years) | $43,958,000 | 1,950 |
| Average Assets, year-to-date | $171,831,500 | 3,213 |
| Average Assets, quarterly | $160,083,000 | 3,471 |
| Volatile liabilities | $26,508,000 | 3,687 |
| Insider loans | $2,348,000 | 2,523 |
| FHLB advances | $8,500,000 | 2,795 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $13,523,000 | 4,021 |
| Tier 1 (core) risk-based capital | $13,595,000 | 4,023 |
| Tier 2 risk-based capital | $1,461,000 | 2,893 |
| Total risk weighted assets | $133,119,000 | 3,051 |
| Total unused commitments | $13,523,000 | 4,024 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 80 | 2,161 |
| Assets and Liabilities | ||
| Total Assets: | $160,896,000 | 3,430 |
| Cash and due from depository institutions | $5,928,000 | 2,161 |
| Interest-bearing balances | $2,000,000 | 1,991 |
| Securities | $10,433,000 | 6,284 |
| Federal funds sold & reverse repurchase agreements | $6,333,000 | 1,763 |
| Net loans & leases | $130,952,000 | 2,883 |
| Loan loss allowance | $1,509,000 | 2,966 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,111,000 | 2,122 |
| Other real estate owned | $84,000 | 2,161 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,055,000 | 4,823 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $160,896,000 | 3,430 |
| Total liabilities | $147,560,000 | 3,361 |
| Total deposits | $133,535,000 | 3,374 |
| Interest-bearing deposits | $121,236,000 | 3,153 |
| Deposits held in domestic offices | $133,535,000 | 3,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,060,000 | 2,317 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,500,000 | 2,430 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $465,000 | 5,053 |
| Total equity capital | $13,336,000 | 4,105 |
| Total bank equity capital | $13,336,000 | 4,105 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $7,500,000 | 2,700 |
| Undivided profits | $3,336,000 | 5,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $662,000 | 3,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $915,000 | 3,414 |
| Earning assets | $149,718,000 | 3,386 |
| Long-term assets (5+ years) | $41,509,000 | 2,044 |
| Average Assets, year-to-date | $176,018,670 | 3,129 |
| Average Assets, quarterly | $166,424,500 | 3,300 |
| Volatile liabilities | $24,951,000 | 3,735 |
| Insider loans | $2,255,000 | 2,554 |
| FHLB advances | $11,500,000 | 2,310 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $17,627,000 | 3,451 |
| Tier 1 (core) risk-based capital | $13,417,000 | 3,977 |
| Tier 2 risk-based capital | $1,509,000 | 2,796 |
| Total risk weighted assets | $131,433,000 | 3,003 |
| Total unused commitments | $17,627,000 | 3,452 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 80 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $171,953,000 | 3,225 |
| Cash and due from depository institutions | $8,225,000 | 2,121 |
| Interest-bearing balances | $2,000,000 | 1,997 |
| Securities | $10,681,000 | 6,318 |
| Federal funds sold & reverse repurchase agreements | $12,673,000 | 987 |
| Net loans & leases | $132,828,000 | 2,818 |
| Loan loss allowance | $1,470,000 | 3,015 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,303,000 | 2,018 |
| Other real estate owned | $98,000 | 2,121 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,145,000 | 4,701 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $171,953,000 | 3,225 |
| Total liabilities | $158,769,000 | 3,162 |
| Total deposits | $144,623,000 | 3,153 |
| Interest-bearing deposits | $133,664,000 | 2,910 |
| Deposits held in domestic offices | $144,623,000 | 3,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,039,000 | 2,150 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,500,000 | 2,374 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $607,000 | 4,337 |
| Total equity capital | $13,184,000 | 4,061 |
| Total bank equity capital | $13,184,000 | 4,061 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $7,500,000 | 2,649 |
| Undivided profits | $3,184,000 | 5,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $702,000 | 3,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $846,000 | 3,543 |
| Earning assets | $158,182,000 | 3,224 |
| Long-term assets (5+ years) | $43,943,000 | 2,005 |
| Average Assets, year-to-date | $183,580,000 | 3,046 |
| Average Assets, quarterly | $183,580,000 | 3,046 |
| Volatile liabilities | $24,425,000 | 3,683 |
| Insider loans | $2,247,000 | 2,515 |
| FHLB advances | $11,500,000 | 2,255 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,346,000 | 3,565 |
| Tier 1 (core) risk-based capital | $13,309,000 | 3,953 |
| Tier 2 risk-based capital | $1,470,000 | 2,810 |
| Total risk weighted assets | $135,063,000 | 2,885 |
| Total unused commitments | $16,346,000 | 3,566 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 80 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $195,207,000 | 2,936 |
| Cash and due from depository institutions | $11,291,000 | 2,126 |
| Interest-bearing balances | $5,000,000 | 1,116 |
| Securities | $39,046,000 | 2,965 |
| Federal funds sold & reverse repurchase agreements | $3,028,000 | 3,175 |
| Net loans & leases | $134,093,000 | 2,774 |
| Loan loss allowance | $1,425,000 | 3,061 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,378,000 | 1,973 |
| Other real estate owned | $149,000 | 2,126 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,222,000 | 4,569 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $195,207,000 | 2,936 |
| Total liabilities | $182,068,000 | 2,844 |
| Total deposits | $165,207,000 | 2,801 |
| Interest-bearing deposits | $153,522,000 | 2,587 |
| Deposits held in domestic offices | $165,207,000 | 2,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,717,000 | 1,645 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $11,500,000 | 2,402 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $644,000 | 4,113 |
| Total equity capital | $13,139,000 | 4,067 |
| Total bank equity capital | $13,139,000 | 4,067 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $7,500,000 | 2,603 |
| Undivided profits | $3,139,000 | 5,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $747,000 | 2,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $918,000 | 3,294 |
| Earning assets | $181,167,000 | 2,909 |
| Long-term assets (5+ years) | $42,842,000 | 2,077 |
| Average Assets, year-to-date | $173,821,200 | 3,089 |
| Average Assets, quarterly | $181,540,000 | 3,061 |
| Volatile liabilities | $24,444,000 | 3,586 |
| Insider loans | $192,000 | 6,722 |
| FHLB advances | $11,500,000 | 2,269 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,525,000 | 3,666 |
| Tier 1 (core) risk-based capital | $13,189,000 | 3,935 |
| Tier 2 risk-based capital | $1,425,000 | 2,879 |
| Total risk weighted assets | $140,778,000 | 2,749 |
| Total unused commitments | $14,525,000 | 3,667 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 80 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $167,873,000 | 3,235 |
| Cash and due from depository institutions | $9,346,000 | 2,126 |
| Interest-bearing balances | $5,000,000 | 1,144 |
| Securities | $8,395,000 | 6,840 |
| Federal funds sold & reverse repurchase agreements | $9,024,000 | 1,263 |
| Net loans & leases | $133,818,000 | 2,740 |
| Loan loss allowance | $1,442,000 | 3,040 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,220,000 | 1,997 |
| Other real estate owned | $9,000 | 2,126 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,061,000 | 4,783 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $167,873,000 | 3,235 |
| Total liabilities | $154,811,000 | 3,158 |
| Total deposits | $138,260,000 | 3,222 |
| Interest-bearing deposits | $124,736,000 | 3,043 |
| Deposits held in domestic offices | $138,260,000 | 3,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,251,000 | 1,765 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $11,500,000 | 2,375 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $800,000 | 3,703 |
| Total equity capital | $13,062,000 | 4,070 |
| Total bank equity capital | $13,062,000 | 4,070 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $7,500,000 | 2,571 |
| Undivided profits | $3,062,000 | 5,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 4,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $837,000 | 3,705 |
| Earning assets | $156,237,000 | 3,200 |
| Long-term assets (5+ years) | $40,743,000 | 2,186 |
| Average Assets, year-to-date | $168,474,750 | 3,162 |
| Average Assets, quarterly | $166,693,000 | 3,225 |
| Volatile liabilities | $26,037,000 | 3,410 |
| Insider loans | $225,000 | 6,588 |
| FHLB advances | $11,500,000 | 2,250 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,494,000 | 3,651 |
| Tier 1 (core) risk-based capital | $13,077,000 | 3,932 |
| Tier 2 risk-based capital | $1,442,000 | 2,811 |
| Total risk weighted assets | $134,347,000 | 2,824 |
| Total unused commitments | $14,494,000 | 3,653 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 75 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $165,513,000 | 3,259 |
| Cash and due from depository institutions | $4,197,000 | 2,291 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $8,657,000 | 6,869 |
| Federal funds sold & reverse repurchase agreements | $13,155,000 | 818 |
| Net loans & leases | $132,220,000 | 2,732 |
| Loan loss allowance | $1,434,000 | 3,055 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,290,000 | 1,940 |
| Other real estate owned | $0 | 2,291 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,994,000 | 4,819 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $165,513,000 | 3,259 |
| Total liabilities | $152,724,000 | 3,199 |
| Total deposits | $135,568,000 | 3,252 |
| Interest-bearing deposits | $124,018,000 | 3,037 |
| Deposits held in domestic offices | $135,568,000 | 3,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,170,000 | 2,009 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,500,000 | 2,173 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $486,000 | 4,625 |
| Total equity capital | $12,789,000 | 4,022 |
| Total bank equity capital | $12,789,000 | 4,022 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $7,500,000 | 2,533 |
| Undivided profits | $2,789,000 | 5,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $831,000 | 3,490 |
| Earning assets | $154,032,000 | 3,211 |
| Long-term assets (5+ years) | $39,308,000 | 2,308 |
| Average Assets, year-to-date | $168,675,330 | 3,160 |
| Average Assets, quarterly | $163,269,000 | 3,271 |
| Volatile liabilities | $23,604,000 | 3,563 |
| Insider loans | $195,000 | 6,753 |
| FHLB advances | $13,500,000 | 2,042 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,219,000 | 3,701 |
| Tier 1 (core) risk-based capital | $12,896,000 | 3,934 |
| Tier 2 risk-based capital | $1,434,000 | 2,817 |
| Total risk weighted assets | $132,431,000 | 2,830 |
| Total unused commitments | $14,219,000 | 3,701 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 73 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $161,025,000 | 3,313 |
| Cash and due from depository institutions | $5,905,000 | 2,346 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $8,916,000 | 6,795 |
| Federal funds sold & reverse repurchase agreements | $7,110,000 | 2,075 |
| Net loans & leases | $131,883,000 | 2,678 |
| Loan loss allowance | $1,364,000 | 3,148 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,302,000 | 1,894 |
| Other real estate owned | $0 | 2,346 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,909,000 | 4,779 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $161,025,000 | 3,313 |
| Total liabilities | $148,258,000 | 3,237 |
| Total deposits | $130,016,000 | 3,371 |
| Interest-bearing deposits | $120,033,000 | 3,117 |
| Deposits held in domestic offices | $130,016,000 | 3,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,249,000 | 1,612 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $13,500,000 | 2,053 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $493,000 | 4,924 |
| Total equity capital | $12,767,000 | 4,127 |
| Total bank equity capital | $12,767,000 | 4,127 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $5,700,000 | 3,121 |
| Undivided profits | $4,567,000 | 4,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 5,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $803,000 | 3,532 |
| Earning assets | $147,909,000 | 3,313 |
| Long-term assets (5+ years) | $39,591,000 | 2,264 |
| Average Assets, year-to-date | $170,256,500 | 3,132 |
| Average Assets, quarterly | $170,256,500 | 3,132 |
| Volatile liabilities | $25,620,000 | 3,277 |
| Insider loans | $59,000 | 7,616 |
| FHLB advances | $13,500,000 | 1,935 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $14,584,000 | 3,575 |
| Tier 1 (core) risk-based capital | $12,737,000 | 3,951 |
| Tier 2 risk-based capital | $1,364,000 | 2,903 |
| Total risk weighted assets | $129,952,000 | 2,834 |
| Total unused commitments | $14,584,000 | 3,582 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $179,488,000 | 3,038 |
| Cash and due from depository institutions | $4,715,000 | 2,365 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $34,046,000 | 3,388 |
| Federal funds sold & reverse repurchase agreements | $562,000 | 5,519 |
| Net loans & leases | $132,933,000 | 2,631 |
| Loan loss allowance | $1,352,000 | 3,163 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,381,000 | 1,848 |
| Other real estate owned | $0 | 2,365 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,851,000 | 4,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,488,000 | 3,038 |
| Total liabilities | $166,949,000 | 2,947 |
| Total deposits | $148,172,000 | 2,992 |
| Interest-bearing deposits | $137,846,000 | 2,763 |
| Deposits held in domestic offices | $148,172,000 | 2,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,784,000 | 1,647 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,500,000 | 2,066 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $493,000 | 4,774 |
| Total equity capital | $12,539,000 | 4,122 |
| Total bank equity capital | $12,539,000 | 4,122 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $5,700,000 | 3,087 |
| Undivided profits | $4,339,000 | 4,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $602,000 | 3,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $935,000 | 3,185 |
| Earning assets | $167,541,000 | 2,988 |
| Long-term assets (5+ years) | $3,912,000 | 6,560 |
| Average Assets, year-to-date | $162,617,000 | 3,174 |
| Average Assets, quarterly | $166,555,000 | 3,188 |
| Volatile liabilities | $32,839,000 | 2,741 |
| Insider loans | $55,000 | 7,718 |
| FHLB advances | $13,500,000 | 1,946 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $14,977,000 | 3,431 |
| Tier 1 (core) risk-based capital | $12,557,000 | 3,957 |
| Tier 2 risk-based capital | $1,352,000 | 2,921 |
| Total risk weighted assets | $134,009,000 | 2,739 |
| Total unused commitments | $14,977,000 | 3,431 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 73 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $153,622,000 | 3,409 |
| Cash and due from depository institutions | $4,324,000 | 2,370 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $7,919,000 | 7,027 |
| Federal funds sold & reverse repurchase agreements | $3,089,000 | 3,571 |
| Net loans & leases | $131,105,000 | 2,650 |
| Loan loss allowance | $1,356,000 | 3,130 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,287,000 | 1,863 |
| Other real estate owned | $0 | 2,370 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,898,000 | 4,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,622,000 | 3,409 |
| Total liabilities | $141,277,000 | 3,346 |
| Total deposits | $122,024,000 | 3,509 |
| Interest-bearing deposits | $111,946,000 | 3,285 |
| Deposits held in domestic offices | $122,024,000 | 3,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,107,000 | 1,538 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,500,000 | 1,997 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $646,000 | 4,306 |
| Total equity capital | $12,345,000 | 4,159 |
| Total bank equity capital | $12,345,000 | 4,159 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $5,700,000 | 3,023 |
| Undivided profits | $4,145,000 | 5,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,019,000 | 1,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $973,000 | 3,229 |
| Earning assets | $142,113,000 | 3,387 |
| Long-term assets (5+ years) | $3,017,000 | 6,916 |
| Average Assets, year-to-date | $158,399,250 | 3,260 |
| Average Assets, quarterly | $156,009,500 | 3,347 |
| Volatile liabilities | $33,770,000 | 2,648 |
| Insider loans | $94,000 | 7,483 |
| FHLB advances | $13,500,000 | 1,875 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,187,000 | 3,687 |
| Tier 1 (core) risk-based capital | $12,366,000 | 3,987 |
| Tier 2 risk-based capital | $1,356,000 | 2,885 |
| Total risk weighted assets | $126,562,000 | 2,885 |
| Total unused commitments | $13,187,000 | 3,691 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 72 | 2,417 |
| Assets and Liabilities | ||
| Total Assets: | $158,397,000 | 3,308 |
| Cash and due from depository institutions | $5,334,000 | 2,417 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $8,951,000 | 6,743 |
| Federal funds sold & reverse repurchase agreements | $9,513,000 | 1,684 |
| Net loans & leases | $127,469,000 | 2,681 |
| Loan loss allowance | $1,289,000 | 3,227 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,334,000 | 1,817 |
| Other real estate owned | $0 | 2,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,796,000 | 4,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,397,000 | 3,308 |
| Total liabilities | $146,280,000 | 3,236 |
| Total deposits | $127,699,000 | 3,360 |
| Interest-bearing deposits | $118,545,000 | 3,113 |
| Deposits held in domestic offices | $127,699,000 | 3,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,546,000 | 1,548 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,500,000 | 1,967 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $535,000 | 4,902 |
| Total equity capital | $12,117,000 | 4,213 |
| Total bank equity capital | $12,117,000 | 4,213 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $5,700,000 | 2,990 |
| Undivided profits | $3,917,000 | 5,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 6,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $900,000 | 3,332 |
| Earning assets | $145,933,000 | 3,290 |
| Long-term assets (5+ years) | $1,755,000 | 7,398 |
| Average Assets, year-to-date | $159,991,670 | 3,241 |
| Average Assets, quarterly | $160,050,000 | 3,255 |
| Volatile liabilities | $36,660,000 | 2,423 |
| Insider loans | $80,000 | 7,653 |
| FHLB advances | $13,500,000 | 1,843 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $14,292,000 | 3,448 |
| Tier 1 (core) risk-based capital | $12,056,000 | 4,005 |
| Tier 2 risk-based capital | $1,289,000 | 2,969 |
| Total risk weighted assets | $124,666,000 | 2,880 |
| Total unused commitments | $14,292,000 | 3,458 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 72 | 2,394 |
| Assets and Liabilities | ||
| Total Assets: | $161,703,000 | 3,229 |
| Cash and due from depository institutions | $4,230,000 | 2,394 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $9,504,000 | 6,599 |
| Federal funds sold & reverse repurchase agreements | $14,300,000 | 1,138 |
| Net loans & leases | $126,478,000 | 2,648 |
| Loan loss allowance | $1,212,000 | 3,323 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,321,000 | 1,769 |
| Other real estate owned | $18,000 | 2,394 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,852,000 | 4,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,703,000 | 3,229 |
| Total liabilities | $149,790,000 | 3,159 |
| Total deposits | $132,075,000 | 3,245 |
| Interest-bearing deposits | $123,825,000 | 3,009 |
| Deposits held in domestic offices | $132,075,000 | 3,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,627,000 | 1,613 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $13,500,000 | 1,922 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $588,000 | 4,701 |
| Total equity capital | $11,913,000 | 4,191 |
| Total bank equity capital | $11,913,000 | 4,191 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $5,700,000 | 2,947 |
| Undivided profits | $3,713,000 | 5,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 6,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $951,000 | 3,208 |
| Earning assets | $150,282,000 | 3,192 |
| Long-term assets (5+ years) | $1,770,000 | 7,381 |
| Average Assets, year-to-date | $160,789,000 | 3,219 |
| Average Assets, quarterly | $160,789,000 | 3,219 |
| Volatile liabilities | $34,965,000 | 2,492 |
| Insider loans | $114,000 | 7,407 |
| FHLB advances | $13,500,000 | 1,803 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,794,000 | 3,462 |
| Tier 1 (core) risk-based capital | $11,868,000 | 3,993 |
| Tier 2 risk-based capital | $1,212,000 | 3,049 |
| Total risk weighted assets | $124,494,000 | 2,840 |
| Total unused commitments | $13,794,000 | 3,474 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 72 | 2,383 |
| Assets and Liabilities | ||
| Total Assets: | $159,875,000 | 3,220 |
| Cash and due from depository institutions | $6,615,000 | 2,383 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $11,608,000 | 6,154 |
| Federal funds sold & reverse repurchase agreements | $10,142,000 | 1,410 |
| Net loans & leases | $124,226,000 | 2,659 |
| Loan loss allowance | $1,151,000 | 3,384 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,320,000 | 1,745 |
| Other real estate owned | $80,000 | 2,383 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,884,000 | 4,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,875,000 | 3,220 |
| Total liabilities | $148,178,000 | 3,139 |
| Total deposits | $131,878,000 | 3,200 |
| Interest-bearing deposits | $122,096,000 | 2,978 |
| Deposits held in domestic offices | $131,878,000 | 3,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,092,000 | 1,593 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $11,500,000 | 2,140 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $708,000 | 4,240 |
| Total equity capital | $11,697,000 | 4,202 |
| Total bank equity capital | $11,697,000 | 4,202 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $5,700,000 | 2,909 |
| Undivided profits | $3,497,000 | 5,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $254,000 | 5,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $987,000 | 3,254 |
| Earning assets | $145,976,000 | 3,219 |
| Long-term assets (5+ years) | $2,038,000 | 7,218 |
| Average Assets, year-to-date | $151,417,400 | 3,226 |
| Average Assets, quarterly | $156,590,000 | 3,243 |
| Volatile liabilities | $34,396,000 | 2,508 |
| Insider loans | $118,000 | 7,416 |
| FHLB advances | $11,500,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,840,000 | 3,349 |
| Tier 1 (core) risk-based capital | $11,668,000 | 3,989 |
| Tier 2 risk-based capital | $1,151,000 | 3,148 |
| Total risk weighted assets | $121,795,000 | 2,842 |
| Total unused commitments | $13,840,000 | 3,352 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 68 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $144,092,000 | 3,382 |
| Cash and due from depository institutions | $7,722,000 | 2,501 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $8,796,000 | 6,812 |
| Federal funds sold & reverse repurchase agreements | $9,181,000 | 1,599 |
| Net loans & leases | $111,586,000 | 2,848 |
| Loan loss allowance | $909,000 | 3,871 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,115,000 | 1,754 |
| Other real estate owned | $0 | 2,501 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,692,000 | 5,005 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,092,000 | 3,382 |
| Total liabilities | $132,973,000 | 3,312 |
| Total deposits | $124,818,000 | 3,222 |
| Interest-bearing deposits | $115,774,000 | 2,996 |
| Deposits held in domestic offices | $124,818,000 | 3,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,913,000 | 1,691 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,500,000 | 3,506 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $742,000 | 4,262 |
| Total equity capital | $11,119,000 | 4,128 |
| Total bank equity capital | $11,119,000 | 4,128 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $5,700,000 | 2,805 |
| Undivided profits | $2,919,000 | 5,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $948,000 | 3,631 |
| Earning assets | $129,563,000 | 3,418 |
| Long-term assets (5+ years) | $3,475,000 | 6,729 |
| Average Assets, year-to-date | $136,130,400 | 3,400 |
| Average Assets, quarterly | $141,446,000 | 3,390 |
| Volatile liabilities | $27,645,000 | 2,899 |
| Insider loans | $988,000 | 3,957 |
| FHLB advances | $3,500,000 | 3,301 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,129,000 | 3,164 |
| Tier 1 (core) risk-based capital | $11,041,000 | 3,993 |
| Tier 2 risk-based capital | $909,000 | 3,635 |
| Total risk weighted assets | $109,802,000 | 2,984 |
| Total unused commitments | $14,129,000 | 3,171 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 65 | 2,641 |
| Assets and Liabilities | ||
| Total Assets: | $129,378,000 | 3,572 |
| Cash and due from depository institutions | $5,798,000 | 2,641 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $10,929,000 | 6,518 |
| Federal funds sold & reverse repurchase agreements | $5,747,000 | 2,082 |
| Net loans & leases | $100,188,000 | 3,061 |
| Loan loss allowance | $881,000 | 3,857 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,096,000 | 1,702 |
| Other real estate owned | $48,000 | 2,641 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,572,000 | 4,683 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,378,000 | 3,572 |
| Total liabilities | $118,964,000 | 3,506 |
| Total deposits | $114,614,000 | 3,355 |
| Interest-bearing deposits | $107,601,000 | 3,102 |
| Deposits held in domestic offices | $114,614,000 | 3,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,517,000 | 1,856 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $833,000 | 4,116 |
| Total equity capital | $10,414,000 | 4,253 |
| Total bank equity capital | $10,414,000 | 4,253 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $5,700,000 | 2,725 |
| Undivided profits | $2,214,000 | 6,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $853,000 | 3,218 |
| Earning assets | $116,864,000 | 3,612 |
| Long-term assets (5+ years) | $5,160,000 | 5,952 |
| Average Assets, year-to-date | $117,881,000 | 3,715 |
| Average Assets, quarterly | $126,325,500 | 3,603 |
| Volatile liabilities | $27,368,000 | 2,869 |
| Insider loans | $1,557,000 | 2,841 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,729,000 | 3,581 |
| Tier 1 (core) risk-based capital | $10,414,000 | 4,139 |
| Tier 2 risk-based capital | $881,000 | 3,642 |
| Total risk weighted assets | $96,552,100 | 3,184 |
| Total unused commitments | $10,729,000 | 3,581 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $107,013,000 | 4,168 |
| Cash and due from depository institutions | $3,536,000 | 3,927 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $7,915,000 | 7,675 |
| Federal funds sold & reverse repurchase agreements | $7,993,000 | 1,213 |
| Net loans & leases | $82,687,000 | 3,473 |
| Loan loss allowance | $796,000 | 4,115 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,832,000 | 4,247 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,050,000 | 2,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,013,000 | 4,168 |
| Total liabilities | $98,045,000 | 4,099 |
| Total deposits | $96,715,000 | 3,841 |
| Interest-bearing deposits | $90,590,000 | 3,552 |
| Deposits held in domestic offices | $96,715,000 | 3,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $372,000 | 3,633 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $958,000 | 3,385 |
| Total equity capital | $8,968,000 | 4,654 |
| Total bank equity capital | $8,968,000 | 4,654 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,511,000 | 1,514 |
| Surplus | $5,100,000 | 2,931 |
| Undivided profits | $1,357,000 | 7,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 5,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $703,000 | 3,354 |
| Earning assets | $98,595,000 | 4,133 |
| Long-term assets (5+ years) | $6,225,000 | 5,889 |
| Average Assets, year-to-date | $96,581,200 | 4,379 |
| Average Assets, quarterly | $104,027,500 | 4,221 |
| Volatile liabilities | $16,195,000 | 4,020 |
| Insider loans | $1,975,000 | 2,256 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,241,000 | 3,688 |
| Tier 1 (core) risk-based capital | $9,132,000 | 4,584 |
| Tier 2 risk-based capital | $796,000 | 3,819 |
| Total risk weighted assets | $76,564,900 | 3,771 |
| Total unused commitments | $10,241,000 | 3,692 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $88,547,000 | 4,802 |
| Cash and due from depository institutions | $3,527,000 | 4,974 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $6,442,000 | 8,227 |
| Federal funds sold & reverse repurchase agreements | $8,970,000 | 1,918 |
| Net loans & leases | $67,098,000 | 3,920 |
| Loan loss allowance | $656,000 | 4,688 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,754,000 | 4,309 |
| Other real estate owned | $0 | 4,974 |
| Goodwill and other intangibles | $3,000 | 3,377 |
| All other assets | $753,000 | 6,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,547,000 | 4,802 |
| Total liabilities | $82,704,000 | 4,652 |
| Total deposits | $80,117,000 | 4,539 |
| Interest-bearing deposits | $73,550,000 | 4,276 |
| Deposits held in domestic offices | $80,117,000 | 4,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,778,000 | 2,067 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $809,000 | 4,139 |
| Total equity capital | $5,843,000 | 6,483 |
| Total bank equity capital | $5,843,000 | 6,483 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,512,000 | 1,462 |
| Surplus | $2,500,000 | 4,694 |
| Undivided profits | $831,000 | 8,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 7,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $589,000 | 3,942 |
| Earning assets | $82,510,000 | 4,753 |
| Long-term assets (5+ years) | $3,408,000 | 6,945 |
| Average Assets, year-to-date | $78,156,400 | 5,076 |
| Average Assets, quarterly | $84,454,000 | 4,919 |
| Volatile liabilities | $11,855,000 | 4,487 |
| Insider loans | $2,779,000 | 1,548 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,176,000 | 4,810 |
| Tier 1 (core) risk-based capital | $5,827,000 | 6,322 |
| Tier 2 risk-based capital | $656,000 | 4,292 |
| Total risk weighted assets | $60,712,800 | 4,362 |
| Total unused commitments | $6,176,000 | 4,815 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $73,045,000 | 5,541 |
| Cash and due from depository institutions | $4,180,000 | 5,932 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,283,000 | 8,715 |
| Federal funds sold & reverse repurchase agreements | $4,339,000 | 3,046 |
| Net loans & leases | $55,950,000 | 4,545 |
| Loan loss allowance | $535,000 | 5,438 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,648,000 | 4,424 |
| Other real estate owned | $0 | 5,932 |
| Goodwill and other intangibles | $5,000 | 3,461 |
| All other assets | $640,000 | 7,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,045,000 | 5,541 |
| Total liabilities | $67,692,000 | 5,408 |
| Total deposits | $66,850,000 | 5,212 |
| Interest-bearing deposits | $63,500,000 | 4,838 |
| Deposits held in domestic offices | $66,850,000 | 5,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $842,000 | 4,091 |
| Total equity capital | $5,353,000 | 6,875 |
| Total bank equity capital | $5,353,000 | 6,875 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,511,000 | 1,447 |
| Surplus | $2,500,000 | 4,683 |
| Undivided profits | $342,000 | 9,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 9,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $465,000 | 5,039 |
| Earning assets | $66,572,000 | 5,581 |
| Long-term assets (5+ years) | $1,757,000 | 7,858 |
| Average Assets, year-to-date | $62,170,800 | 6,006 |
| Average Assets, quarterly | $68,064,000 | 5,787 |
| Volatile liabilities | $10,701,000 | 4,782 |
| Insider loans | $361,000 | 6,239 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,840,000 | 5,875 |
| Tier 1 (core) risk-based capital | $5,334,000 | 6,742 |
| Tier 2 risk-based capital | $535,000 | 4,919 |
| Total risk weighted assets | $49,488,500 | 5,082 |
| Total unused commitments | $3,840,000 | 5,884 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $56,754,000 | 6,743 |
| Cash and due from depository institutions | $1,995,000 | 7,449 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $3,584,000 | 10,335 |
| Federal funds sold & reverse repurchase agreements | $6,518,000 | 2,001 |
| Net loans & leases | $42,774,000 | 5,610 |
| Loan loss allowance | $428,000 | 6,531 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,456,000 | 4,782 |
| Other real estate owned | $0 | 7,449 |
| Goodwill and other intangibles | $7,000 | 3,294 |
| All other assets | $420,000 | 9,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,754,000 | 6,743 |
| Total liabilities | $52,207,000 | 6,634 |
| Total deposits | $51,663,000 | 6,454 |
| Interest-bearing deposits | $50,178,000 | 5,949 |
| Deposits held in domestic offices | $51,663,000 | 6,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $544,000 | 5,610 |
| Total equity capital | $4,547,000 | 7,635 |
| Total bank equity capital | $4,547,000 | 7,635 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,275,000 | 1,722 |
| Surplus | $2,285,000 | 5,072 |
| Undivided profits | $-13,000 | 10,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 10,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $330,000 | 6,496 |
| Earning assets | $52,876,000 | 6,674 |
| Long-term assets (5+ years) | $1,755,000 | 8,019 |
| Average Assets, year-to-date | $45,307,400 | 7,497 |
| Average Assets, quarterly | $51,687,000 | 7,059 |
| Volatile liabilities | $8,034,000 | 5,590 |
| Insider loans | $379,000 | 6,244 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,197,000 | 5,554 |
| Tier 1 (core) risk-based capital | $4,546,000 | 7,521 |
| Tier 2 risk-based capital | $428,000 | 5,873 |
| Total risk weighted assets | $39,744,400 | 6,009 |
| Total unused commitments | $4,197,000 | 5,565 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $38,362,000 | 8,564 |
| Cash and due from depository institutions | $521,000 | 8,895 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,096,000 | 10,990 |
| Federal funds sold & reverse repurchase agreements | $7,302,000 | 2,018 |
| Net loans & leases | $25,999,000 | 7,556 |
| Loan loss allowance | $145,000 | 10,299 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,099,000 | 5,725 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $11,000 | 2,989 |
| All other assets | $334,000 | 10,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,362,000 | 8,564 |
| Total liabilities | $34,599,000 | 8,524 |
| Total deposits | $34,047,000 | 8,423 |
| Interest-bearing deposits | $32,274,000 | 7,978 |
| Deposits held in domestic offices | $34,047,000 | 8,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $552,000 | 5,823 |
| Total equity capital | $3,763,000 | 8,606 |
| Total bank equity capital | $3,763,000 | 8,606 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $2,010,000 | 5,482 |
| Undivided profits | $-247,000 | 11,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $229,000 | 8,275 |
| Earning assets | $36,397,000 | 8,382 |
| Long-term assets (5+ years) | $4,464,000 | 6,100 |
| Average Assets, year-to-date | $27,456,250 | 9,648 |
| Average Assets, quarterly | $33,570,000 | 9,042 |
| Volatile liabilities | $6,646,000 | 5,968 |
| Insider loans | $830,000 | 4,194 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,837,000 | 7,634 |
| Tier 1 (core) risk-based capital | $3,749,000 | 8,504 |
| Tier 2 risk-based capital | $145,000 | 9,851 |
| Total risk weighted assets | $26,801,600 | 7,603 |
| Total unused commitments | $1,837,000 | 7,648 |
| Derivatives | $0 | 628 |