Home > South Carolina Bank and Trust of the Piedmont > Assets and Liabilities
South Carolina Bank and Trust of the Piedmont, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 58 | 2,900 |
| Assets and Liabilities | ||
| Total Assets: | $301,816,000 | 2,250 |
| Cash and due from depository institutions | $10,366,000 | 2,900 |
| Interest-bearing balances | $35,000 | 5,926 |
| Securities | $30,059,000 | 3,389 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,107 |
| Net loans & leases | $250,312,000 | 1,946 |
| Loan loss allowance | $3,163,000 | 1,868 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,754,000 | 2,273 |
| Other real estate owned | $385,000 | 2,900 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,440,000 | 4,017 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $301,816,000 | 2,250 |
| Total liabilities | $278,549,000 | 2,189 |
| Total deposits | $245,979,000 | 2,160 |
| Interest-bearing deposits | $201,042,000 | 2,262 |
| Deposits held in domestic offices | $245,979,000 | 2,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,739,000 | 709 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $3,000,000 | 4,645 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,831,000 | 2,510 |
| Total equity capital | $23,267,000 | 2,836 |
| Total bank equity capital | $23,267,000 | 2,836 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,250,000 | 1,835 |
| Surplus | $8,750,000 | 2,922 |
| Undivided profits | $12,267,000 | 2,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 5,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,279,000 | 3,053 |
| Earning assets | $281,906,000 | 2,212 |
| Long-term assets (5+ years) | $44,935,000 | 2,447 |
| Average Assets, year-to-date | $296,401,750 | 2,230 |
| Average Assets, quarterly | $301,951,000 | 2,237 |
| Volatile liabilities | $107,199,000 | 1,378 |
| Insider loans | $5,060,000 | 1,558 |
| FHLB advances | $3,000,000 | 4,504 |
| Loans and leases held for sale | $2,824,000 | 436 |
| Unused loan commitments | $59,284,000 | 1,462 |
| Tier 1 (core) risk-based capital | $23,148,000 | 2,753 |
| Tier 2 risk-based capital | $2,933,000 | 1,828 |
| Total risk weighted assets | $234,374,000 | 2,126 |
| Total unused commitments | $59,284,000 | 1,464 |
| Derivatives | $17,908,000 | 381 |
| 2008-06-30 | Rank | |
| # of Employees: | 57 | 2,988 |
| Assets and Liabilities | ||
| Total Assets: | $302,086,000 | 2,236 |
| Cash and due from depository institutions | $10,650,000 | 2,988 |
| Interest-bearing balances | $38,000 | 5,824 |
| Securities | $31,990,000 | 3,284 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,931 |
| Net loans & leases | $243,478,000 | 1,975 |
| Loan loss allowance | $3,099,000 | 1,850 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,755,000 | 2,267 |
| Other real estate owned | $65,000 | 2,988 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,148,000 | 3,515 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $302,086,000 | 2,236 |
| Total liabilities | $279,581,000 | 2,169 |
| Total deposits | $230,504,000 | 2,263 |
| Interest-bearing deposits | $186,759,000 | 2,433 |
| Deposits held in domestic offices | $230,504,000 | 2,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,487,000 | 560 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,500,000 | 3,895 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,090,000 | 2,236 |
| Total equity capital | $22,505,000 | 2,949 |
| Total bank equity capital | $22,505,000 | 2,949 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,250,000 | 1,844 |
| Surplus | $8,750,000 | 2,907 |
| Undivided profits | $11,505,000 | 2,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $427,000 | 5,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,205,000 | 3,156 |
| Earning assets | $281,506,000 | 2,203 |
| Long-term assets (5+ years) | $42,789,000 | 2,507 |
| Average Assets, year-to-date | $294,597,000 | 2,242 |
| Average Assets, quarterly | $297,924,500 | 2,238 |
| Volatile liabilities | $108,915,000 | 1,354 |
| Insider loans | $4,063,000 | 1,912 |
| FHLB advances | $5,500,000 | 3,756 |
| Loans and leases held for sale | $2,389,000 | 574 |
| Unused loan commitments | $59,932,000 | 1,486 |
| Tier 1 (core) risk-based capital | $22,466,000 | 2,841 |
| Tier 2 risk-based capital | $2,894,000 | 1,822 |
| Total risk weighted assets | $231,326,000 | 2,133 |
| Total unused commitments | $59,932,000 | 1,486 |
| Derivatives | $10,308,000 | 454 |
| 2008-03-31 | Rank | |
| # of Employees: | 56 | 3,039 |
| Assets and Liabilities | ||
| Total Assets: | $293,763,000 | 2,269 |
| Cash and due from depository institutions | $10,591,000 | 3,039 |
| Interest-bearing balances | $679,000 | 3,373 |
| Securities | $33,895,000 | 3,140 |
| Federal funds sold & reverse repurchase agreements | $2,736,000 | 4,455 |
| Net loans & leases | $236,803,000 | 2,001 |
| Loan loss allowance | $3,000,000 | 1,834 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,795,000 | 2,219 |
| Other real estate owned | $28,000 | 3,039 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,915,000 | 3,558 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $293,763,000 | 2,269 |
| Total liabilities | $271,572,000 | 2,216 |
| Total deposits | $229,290,000 | 2,288 |
| Interest-bearing deposits | $185,959,000 | 2,434 |
| Deposits held in domestic offices | $229,290,000 | 2,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,255,000 | 630 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,500,000 | 3,634 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,527,000 | 2,055 |
| Total equity capital | $22,191,000 | 3,058 |
| Total bank equity capital | $22,191,000 | 3,058 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,250,000 | 1,842 |
| Surplus | $8,750,000 | 2,884 |
| Undivided profits | $11,191,000 | 2,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $596,000 | 4,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,351,000 | 2,875 |
| Earning assets | $274,113,000 | 2,238 |
| Long-term assets (5+ years) | $38,549,000 | 2,610 |
| Average Assets, year-to-date | $290,852,500 | 2,271 |
| Average Assets, quarterly | $290,852,500 | 2,271 |
| Volatile liabilities | $104,883,000 | 1,368 |
| Insider loans | $1,384,000 | 3,795 |
| FHLB advances | $5,500,000 | 3,512 |
| Loans and leases held for sale | $3,866,000 | 466 |
| Unused loan commitments | $55,012,000 | 1,624 |
| Tier 1 (core) risk-based capital | $21,800,000 | 2,922 |
| Tier 2 risk-based capital | $2,845,000 | 1,820 |
| Total risk weighted assets | $227,197,000 | 2,144 |
| Total unused commitments | $55,012,000 | 1,627 |
| Derivatives | $24,780,000 | 357 |
| 2007-12-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $287,942,000 | 2,294 |
| Cash and due from depository institutions | $9,291,000 | 3,047 |
| Interest-bearing balances | $676,000 | 2,899 |
| Securities | $34,045,000 | 3,152 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,140 |
| Net loans & leases | $233,349,000 | 2,020 |
| Loan loss allowance | $2,963,000 | 1,823 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,848,000 | 2,190 |
| Other real estate owned | $59,000 | 3,047 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,350,000 | 3,973 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $287,942,000 | 2,294 |
| Total liabilities | $266,631,000 | 2,232 |
| Total deposits | $215,074,000 | 2,404 |
| Interest-bearing deposits | $174,500,000 | 2,555 |
| Deposits held in domestic offices | $215,074,000 | 2,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,589,000 | 503 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,109 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,968,000 | 2,502 |
| Total equity capital | $21,311,000 | 3,124 |
| Total bank equity capital | $21,311,000 | 3,124 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,250,000 | 1,833 |
| Surplus | $8,750,000 | 2,854 |
| Undivided profits | $10,311,000 | 3,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $568,000 | 4,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,461,000 | 2,896 |
| Earning assets | $270,070,000 | 2,248 |
| Long-term assets (5+ years) | $36,162,000 | 2,535 |
| Average Assets, year-to-date | $273,684,600 | 2,312 |
| Average Assets, quarterly | $284,528,500 | 2,297 |
| Volatile liabilities | $111,813,000 | 1,318 |
| Insider loans | $2,559,000 | 2,608 |
| FHLB advances | $3,000,000 | 3,964 |
| Loans and leases held for sale | $3,380,000 | 469 |
| Unused loan commitments | $56,424,000 | 1,601 |
| Tier 1 (core) risk-based capital | $21,142,000 | 3,001 |
| Tier 2 risk-based capital | $2,795,000 | 1,843 |
| Total risk weighted assets | $223,414,000 | 2,155 |
| Total unused commitments | $56,424,000 | 1,601 |
| Derivatives | $17,657,000 | 390 |
| 2007-09-30 | Rank | |
| # of Employees: | 57 | 2,985 |
| Assets and Liabilities | ||
| Total Assets: | $281,115,000 | 2,310 |
| Cash and due from depository institutions | $8,377,000 | 2,985 |
| Interest-bearing balances | $661,000 | 2,764 |
| Securities | $32,147,000 | 3,289 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,886 |
| Net loans & leases | $223,407,000 | 2,068 |
| Loan loss allowance | $2,844,000 | 1,844 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,878,000 | 2,132 |
| Other real estate owned | $31,000 | 2,985 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,775,000 | 3,718 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $281,115,000 | 2,310 |
| Total liabilities | $260,562,000 | 2,247 |
| Total deposits | $225,983,000 | 2,279 |
| Interest-bearing deposits | $186,887,000 | 2,375 |
| Deposits held in domestic offices | $225,983,000 | 2,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,220,000 | 659 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,035 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,359,000 | 2,177 |
| Total equity capital | $20,553,000 | 3,189 |
| Total bank equity capital | $20,553,000 | 3,189 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,250,000 | 1,814 |
| Surplus | $8,750,000 | 2,795 |
| Undivided profits | $9,553,000 | 3,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 5,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,496,000 | 2,982 |
| Earning assets | $263,715,000 | 2,262 |
| Long-term assets (5+ years) | $31,253,000 | 2,694 |
| Average Assets, year-to-date | $270,120,250 | 2,334 |
| Average Assets, quarterly | $279,121,000 | 2,306 |
| Volatile liabilities | $92,557,000 | 1,526 |
| Insider loans | $2,542,000 | 2,581 |
| FHLB advances | $3,000,000 | 3,850 |
| Loans and leases held for sale | $2,024,000 | 602 |
| Unused loan commitments | $53,438,000 | 1,690 |
| Tier 1 (core) risk-based capital | $20,589,000 | 3,069 |
| Tier 2 risk-based capital | $2,689,000 | 1,881 |
| Total risk weighted assets | $214,956,000 | 2,199 |
| Total unused commitments | $53,438,000 | 1,690 |
| Derivatives | $16,838,000 | 395 |
| 2007-06-30 | Rank | |
| # of Employees: | 55 | 3,128 |
| Assets and Liabilities | ||
| Total Assets: | $277,127,000 | 2,350 |
| Cash and due from depository institutions | $8,143,000 | 3,128 |
| Interest-bearing balances | $652,000 | 2,845 |
| Securities | $27,893,000 | 3,599 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,216 |
| Net loans & leases | $225,089,000 | 2,048 |
| Loan loss allowance | $2,707,000 | 1,948 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,952,000 | 2,106 |
| Other real estate owned | $0 | 3,128 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,550,000 | 3,837 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $277,127,000 | 2,350 |
| Total liabilities | $257,414,000 | 2,279 |
| Total deposits | $224,034,000 | 2,332 |
| Interest-bearing deposits | $183,112,000 | 2,431 |
| Deposits held in domestic offices | $224,034,000 | 2,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,840,000 | 676 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,000,000 | 3,962 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,540,000 | 1,961 |
| Total equity capital | $19,713,000 | 3,264 |
| Total bank equity capital | $19,713,000 | 3,264 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,250,000 | 1,810 |
| Surplus | $8,750,000 | 2,791 |
| Undivided profits | $8,713,000 | 3,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 5,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,317,000 | 3,149 |
| Earning assets | $260,134,000 | 2,299 |
| Long-term assets (5+ years) | $25,254,000 | 3,050 |
| Average Assets, year-to-date | $266,455,330 | 2,393 |
| Average Assets, quarterly | $271,308,000 | 2,378 |
| Volatile liabilities | $88,442,000 | 1,569 |
| Insider loans | $3,114,000 | 2,248 |
| FHLB advances | $3,000,000 | 3,791 |
| Loans and leases held for sale | $7,727,000 | 313 |
| Unused loan commitments | $58,342,000 | 1,631 |
| Tier 1 (core) risk-based capital | $19,955,000 | 3,156 |
| Tier 2 risk-based capital | $2,679,000 | 1,899 |
| Total risk weighted assets | $214,280,000 | 2,209 |
| Total unused commitments | $58,342,000 | 1,633 |
| Derivatives | $52,399,000 | 269 |
| 2007-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $265,489,000 | 2,432 |
| Cash and due from depository institutions | $11,005,000 | 3,006 |
| Interest-bearing balances | $643,000 | 2,934 |
| Securities | $22,660,000 | 4,161 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 1,327 |
| Net loans & leases | $206,998,000 | 2,186 |
| Loan loss allowance | $2,613,000 | 1,995 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,966,000 | 2,073 |
| Other real estate owned | $98,000 | 3,006 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,762,000 | 3,607 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $265,489,000 | 2,432 |
| Total liabilities | $246,152,000 | 2,367 |
| Total deposits | $208,822,000 | 2,475 |
| Interest-bearing deposits | $168,560,000 | 2,629 |
| Deposits held in domestic offices | $208,822,000 | 2,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,938,000 | 618 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,000,000 | 3,890 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,392,000 | 2,109 |
| Total equity capital | $19,337,000 | 3,332 |
| Total bank equity capital | $19,337,000 | 3,332 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,250,000 | 1,797 |
| Surplus | $8,750,000 | 2,752 |
| Undivided profits | $8,337,000 | 3,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 5,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,326,000 | 3,001 |
| Earning assets | $245,301,000 | 2,421 |
| Long-term assets (5+ years) | $22,235,000 | 3,220 |
| Average Assets, year-to-date | $261,119,500 | 2,447 |
| Average Assets, quarterly | $261,119,500 | 2,447 |
| Volatile liabilities | $87,084,000 | 1,563 |
| Insider loans | $4,102,000 | 1,726 |
| FHLB advances | $3,000,000 | 3,728 |
| Loans and leases held for sale | $3,835,000 | 461 |
| Unused loan commitments | $57,592,000 | 1,642 |
| Tier 1 (core) risk-based capital | $19,444,000 | 3,201 |
| Tier 2 risk-based capital | $2,497,000 | 2,001 |
| Total risk weighted assets | $199,622,000 | 2,318 |
| Total unused commitments | $57,592,000 | 1,643 |
| Derivatives | $27,551,000 | 354 |
| 2006-12-31 | Rank | |
| # of Employees: | 54 | 3,156 |
| Assets and Liabilities | ||
| Total Assets: | $256,750,000 | 2,493 |
| Cash and due from depository institutions | $9,754,000 | 3,156 |
| Interest-bearing balances | $633,000 | 2,919 |
| Securities | $22,534,000 | 4,208 |
| Federal funds sold & reverse repurchase agreements | $10,400,000 | 1,578 |
| Net loans & leases | $204,444,000 | 2,189 |
| Loan loss allowance | $2,591,000 | 1,995 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,027,000 | 2,015 |
| Other real estate owned | $0 | 3,156 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,591,000 | 3,754 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $256,750,000 | 2,493 |
| Total liabilities | $237,959,000 | 2,416 |
| Total deposits | $209,877,000 | 2,453 |
| Interest-bearing deposits | $171,739,000 | 2,554 |
| Deposits held in domestic offices | $209,877,000 | 2,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,803,000 | 755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,043 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,279,000 | 2,154 |
| Total equity capital | $18,791,000 | 3,357 |
| Total bank equity capital | $18,791,000 | 3,357 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,250,000 | 1,789 |
| Surplus | $8,750,000 | 2,705 |
| Undivided profits | $7,791,000 | 3,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $287,000 | 4,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,493,000 | 2,810 |
| Earning assets | $238,011,000 | 2,458 |
| Long-term assets (5+ years) | $21,837,000 | 3,218 |
| Average Assets, year-to-date | $238,718,000 | 2,558 |
| Average Assets, quarterly | $252,550,500 | 2,517 |
| Volatile liabilities | $88,305,000 | 1,667 |
| Insider loans | $4,054,000 | 1,737 |
| FHLB advances | $3,000,000 | 3,891 |
| Loans and leases held for sale | $3,026,000 | 542 |
| Unused loan commitments | $60,141,000 | 1,580 |
| Tier 1 (core) risk-based capital | $18,947,000 | 3,220 |
| Tier 2 risk-based capital | $2,401,000 | 2,057 |
| Total risk weighted assets | $192,003,000 | 2,363 |
| Total unused commitments | $60,141,000 | 1,581 |
| Derivatives | $19,628,000 | 398 |
| 2006-09-30 | Rank | |
| # of Employees: | 54 | 3,155 |
| Assets and Liabilities | ||
| Total Assets: | $248,351,000 | 2,543 |
| Cash and due from depository institutions | $11,038,000 | 3,155 |
| Interest-bearing balances | $663,000 | 2,813 |
| Securities | $23,045,000 | 4,191 |
| Federal funds sold & reverse repurchase agreements | $8,700,000 | 1,607 |
| Net loans & leases | $195,949,000 | 2,263 |
| Loan loss allowance | $2,461,000 | 2,081 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,953,000 | 2,001 |
| Other real estate owned | $0 | 3,155 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,666,000 | 3,728 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $248,351,000 | 2,543 |
| Total liabilities | $230,079,000 | 2,473 |
| Total deposits | $202,258,000 | 2,499 |
| Interest-bearing deposits | $164,287,000 | 2,611 |
| Deposits held in domestic offices | $202,258,000 | 2,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,868,000 | 748 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 4,229 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,953,000 | 2,396 |
| Total equity capital | $18,272,000 | 3,420 |
| Total bank equity capital | $18,272,000 | 3,420 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,250,000 | 1,789 |
| Surplus | $8,750,000 | 2,674 |
| Undivided profits | $7,272,000 | 3,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 5,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,284,000 | 3,205 |
| Earning assets | $228,357,000 | 2,546 |
| Long-term assets (5+ years) | $14,637,000 | 3,953 |
| Average Assets, year-to-date | $234,210,000 | 2,622 |
| Average Assets, quarterly | $246,043,500 | 2,550 |
| Volatile liabilities | $75,173,000 | 1,907 |
| Insider loans | $6,297,000 | 1,109 |
| FHLB advances | $3,000,000 | 4,055 |
| Loans and leases held for sale | $4,769,000 | 396 |
| Unused loan commitments | $60,852,000 | 1,597 |
| Tier 1 (core) risk-based capital | $18,449,000 | 3,287 |
| Tier 2 risk-based capital | $2,361,000 | 2,079 |
| Total risk weighted assets | $188,800,000 | 2,379 |
| Total unused commitments | $60,852,000 | 1,597 |
| Derivatives | $28,717,000 | 347 |
| 2006-06-30 | Rank | |
| # of Employees: | 53 | 3,211 |
| Assets and Liabilities | ||
| Total Assets: | $243,736,000 | 2,576 |
| Cash and due from depository institutions | $16,164,000 | 3,211 |
| Interest-bearing balances | $4,633,000 | 1,064 |
| Securities | $23,158,000 | 4,167 |
| Federal funds sold & reverse repurchase agreements | $4,467,000 | 2,426 |
| Net loans & leases | $190,623,000 | 2,289 |
| Loan loss allowance | $2,381,000 | 2,135 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,953,000 | 1,964 |
| Other real estate owned | $0 | 3,211 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,371,000 | 3,901 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $243,736,000 | 2,576 |
| Total liabilities | $226,075,000 | 2,512 |
| Total deposits | $199,724,000 | 2,526 |
| Interest-bearing deposits | $162,342,000 | 2,619 |
| Deposits held in domestic offices | $199,724,000 | 2,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,357,000 | 795 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,000,000 | 4,275 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,994,000 | 2,160 |
| Total equity capital | $17,661,000 | 3,411 |
| Total bank equity capital | $17,661,000 | 3,411 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,250,000 | 1,783 |
| Surplus | $8,750,000 | 2,616 |
| Undivided profits | $6,661,000 | 3,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,195,000 | 3,105 |
| Earning assets | $222,881,000 | 2,575 |
| Long-term assets (5+ years) | $15,180,000 | 3,836 |
| Average Assets, year-to-date | $229,496,330 | 2,674 |
| Average Assets, quarterly | $239,079,000 | 2,593 |
| Volatile liabilities | $68,832,000 | 2,016 |
| Insider loans | $8,186,000 | 841 |
| FHLB advances | $3,000,000 | 4,088 |
| Loans and leases held for sale | $5,807,000 | 364 |
| Unused loan commitments | $56,730,000 | 1,681 |
| Tier 1 (core) risk-based capital | $18,052,000 | 3,285 |
| Tier 2 risk-based capital | $2,242,000 | 2,129 |
| Total risk weighted assets | $179,223,000 | 2,455 |
| Total unused commitments | $56,730,000 | 1,682 |
| Derivatives | $36,967,000 | 306 |
| 2006-03-31 | Rank | |
| # of Employees: | 50 | 3,344 |
| Assets and Liabilities | ||
| Total Assets: | $234,422,000 | 2,652 |
| Cash and due from depository institutions | $12,389,000 | 3,344 |
| Interest-bearing balances | $659,000 | 2,943 |
| Securities | $19,253,000 | 4,712 |
| Federal funds sold & reverse repurchase agreements | $8,839,000 | 1,684 |
| Net loans & leases | $184,267,000 | 2,299 |
| Loan loss allowance | $2,316,000 | 2,147 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,259,000 | 2,165 |
| Other real estate owned | $0 | 3,344 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,415,000 | 3,199 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $234,422,000 | 2,652 |
| Total liabilities | $217,103,000 | 2,571 |
| Total deposits | $192,555,000 | 2,596 |
| Interest-bearing deposits | $156,836,000 | 2,681 |
| Deposits held in domestic offices | $192,555,000 | 2,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,357,000 | 790 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,149 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,191,000 | 2,035 |
| Total equity capital | $17,319,000 | 3,434 |
| Total bank equity capital | $17,319,000 | 3,434 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,250,000 | 1,770 |
| Surplus | $8,750,000 | 2,554 |
| Undivided profits | $6,319,000 | 4,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 3,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,155,000 | 3,015 |
| Earning assets | $213,018,000 | 2,655 |
| Long-term assets (5+ years) | $15,572,000 | 3,775 |
| Average Assets, year-to-date | $222,376,500 | 2,733 |
| Average Assets, quarterly | $222,376,500 | 2,733 |
| Volatile liabilities | $63,481,000 | 2,073 |
| Insider loans | $8,344,000 | 805 |
| FHLB advances | $3,000,000 | 3,999 |
| Loans and leases held for sale | $4,227,000 | 368 |
| Unused loan commitments | $51,141,000 | 1,810 |
| Tier 1 (core) risk-based capital | $17,558,000 | 3,320 |
| Tier 2 risk-based capital | $2,169,000 | 2,165 |
| Total risk weighted assets | $174,751,000 | 2,466 |
| Total unused commitments | $51,141,000 | 1,811 |
| Derivatives | $21,285,000 | 372 |
| 2005-12-31 | Rank | |
| # of Employees: | 47 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $210,331,000 | 2,864 |
| Cash and due from depository institutions | $7,453,000 | 3,539 |
| Interest-bearing balances | $648,000 | 3,072 |
| Securities | $17,949,000 | 4,910 |
| Federal funds sold & reverse repurchase agreements | $5,045,000 | 2,467 |
| Net loans & leases | $171,673,000 | 2,410 |
| Loan loss allowance | $2,207,000 | 2,191 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,195,000 | 2,630 |
| Other real estate owned | $0 | 3,539 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,016,000 | 3,386 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $210,330,000 | 2,864 |
| Total liabilities | $193,364,000 | 2,807 |
| Total deposits | $173,353,000 | 2,829 |
| Interest-bearing deposits | $138,243,000 | 2,929 |
| Deposits held in domestic offices | $173,353,000 | 2,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,377,000 | 906 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 4,228 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,634,000 | 2,464 |
| Total equity capital | $16,966,000 | 3,449 |
| Total bank equity capital | $16,966,000 | 3,449 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,250,000 | 1,760 |
| Surplus | $8,750,000 | 2,522 |
| Undivided profits | $5,966,000 | 4,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,084,000 | 3,221 |
| Earning assets | $195,315,000 | 2,824 |
| Long-term assets (5+ years) | $15,819,000 | 3,725 |
| Average Assets, year-to-date | $199,117,200 | 2,874 |
| Average Assets, quarterly | $211,602,000 | 2,816 |
| Volatile liabilities | $55,152,000 | 2,262 |
| Insider loans | $3,743,000 | 1,757 |
| FHLB advances | $3,000,000 | 4,059 |
| Loans and leases held for sale | $2,774,000 | 485 |
| Unused loan commitments | $65,777,000 | 1,434 |
| Tier 1 (core) risk-based capital | $17,165,000 | 3,341 |
| Tier 2 risk-based capital | $2,024,000 | 2,263 |
| Total risk weighted assets | $161,730,000 | 2,605 |
| Total unused commitments | $65,777,000 | 1,434 |
| Derivatives | $25,117,000 | 317 |
| 2005-09-30 | Rank | |
| # of Employees: | 45 | 3,655 |
| Assets and Liabilities | ||
| Total Assets: | $212,873,000 | 2,791 |
| Cash and due from depository institutions | $18,936,000 | 3,655 |
| Interest-bearing balances | $9,658,000 | 588 |
| Securities | $18,637,000 | 4,808 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,981 |
| Net loans & leases | $163,418,000 | 2,469 |
| Loan loss allowance | $2,075,000 | 2,303 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,961,000 | 3,417 |
| Other real estate owned | $170,000 | 3,655 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,751,000 | 4,230 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $212,873,000 | 2,791 |
| Total liabilities | $196,116,000 | 2,737 |
| Total deposits | $170,884,000 | 2,790 |
| Interest-bearing deposits | $134,432,000 | 2,934 |
| Deposits held in domestic offices | $170,884,000 | 2,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,864,000 | 752 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,000,000 | 4,312 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,368,000 | 2,770 |
| Total equity capital | $16,757,000 | 3,456 |
| Total bank equity capital | $16,757,000 | 3,456 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,250,000 | 1,729 |
| Surplus | $8,750,000 | 2,464 |
| Undivided profits | $5,757,000 | 4,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $617,000 | 3,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $951,000 | 3,588 |
| Earning assets | $197,713,000 | 2,763 |
| Long-term assets (5+ years) | $13,895,000 | 4,013 |
| Average Assets, year-to-date | $196,313,750 | 2,895 |
| Average Assets, quarterly | $208,761,500 | 2,812 |
| Volatile liabilities | $59,265,000 | 2,071 |
| Insider loans | $2,131,000 | 2,709 |
| FHLB advances | $3,000,000 | 4,126 |
| Loans and leases held for sale | $4,646,000 | 420 |
| Unused loan commitments | $64,813,000 | 1,416 |
| Tier 1 (core) risk-based capital | $16,894,000 | 3,336 |
| Tier 2 risk-based capital | $1,940,000 | 2,323 |
| Total risk weighted assets | $155,045,000 | 2,658 |
| Total unused commitments | $64,813,000 | 1,416 |
| Derivatives | $24,424,000 | 337 |
| 2005-06-30 | Rank | |
| # of Employees: | 43 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $204,650,000 | 2,846 |
| Cash and due from depository institutions | $14,226,000 | 3,791 |
| Interest-bearing balances | $2,654,000 | 1,699 |
| Securities | $17,501,000 | 5,026 |
| Federal funds sold & reverse repurchase agreements | $4,516,000 | 2,263 |
| Net loans & leases | $163,168,000 | 2,426 |
| Loan loss allowance | $2,018,000 | 2,320 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,632,000 | 3,648 |
| Other real estate owned | $219,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,388,000 | 4,465 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $204,650,000 | 2,846 |
| Total liabilities | $188,297,000 | 2,779 |
| Total deposits | $167,238,000 | 2,795 |
| Interest-bearing deposits | $133,933,000 | 2,909 |
| Deposits held in domestic offices | $167,238,000 | 2,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,867,000 | 843 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,246 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,192,000 | 2,884 |
| Total equity capital | $16,353,000 | 3,472 |
| Total bank equity capital | $16,353,000 | 3,472 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,250,000 | 1,711 |
| Surplus | $8,750,000 | 2,418 |
| Undivided profits | $5,353,000 | 4,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 6,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $841,000 | 3,686 |
| Earning assets | $187,839,000 | 2,835 |
| Long-term assets (5+ years) | $19,461,000 | 3,402 |
| Average Assets, year-to-date | $190,794,000 | 2,945 |
| Average Assets, quarterly | $198,635,500 | 2,879 |
| Volatile liabilities | $51,954,000 | 2,218 |
| Insider loans | $2,217,000 | 2,576 |
| FHLB advances | $3,000,000 | 4,086 |
| Loans and leases held for sale | $4,270,000 | 467 |
| Unused loan commitments | $56,675,000 | 1,539 |
| Tier 1 (core) risk-based capital | $16,429,000 | 3,345 |
| Tier 2 risk-based capital | $1,914,000 | 2,319 |
| Total risk weighted assets | $153,035,000 | 2,628 |
| Total unused commitments | $56,675,000 | 1,539 |
| Derivatives | $19,822,000 | 358 |
| 2005-03-31 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $192,621,000 | 2,963 |
| Cash and due from depository institutions | $18,291,000 | 3,833 |
| Interest-bearing balances | $9,635,000 | 592 |
| Securities | $17,655,000 | 5,037 |
| Federal funds sold & reverse repurchase agreements | $5,258,000 | 2,224 |
| Net loans & leases | $146,104,000 | 2,610 |
| Loan loss allowance | $1,826,000 | 2,509 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,600,000 | 3,655 |
| Other real estate owned | $239,000 | 3,833 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,474,000 | 4,339 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $192,621,000 | 2,963 |
| Total liabilities | $179,752,000 | 2,870 |
| Total deposits | $157,521,000 | 2,927 |
| Interest-bearing deposits | $123,966,000 | 3,111 |
| Deposits held in domestic offices | $157,521,000 | 2,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,793,000 | 813 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,134 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,438,000 | 2,460 |
| Total equity capital | $12,869,000 | 4,140 |
| Total bank equity capital | $12,869,000 | 4,140 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,250,000 | 1,714 |
| Surplus | $5,750,000 | 3,279 |
| Undivided profits | $4,869,000 | 4,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 6,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $808,000 | 3,684 |
| Earning assets | $178,652,000 | 2,937 |
| Long-term assets (5+ years) | $19,363,000 | 3,495 |
| Average Assets, year-to-date | $183,866,000 | 3,043 |
| Average Assets, quarterly | $183,866,000 | 3,043 |
| Volatile liabilities | $52,031,000 | 2,108 |
| Insider loans | $2,217,000 | 2,542 |
| FHLB advances | $3,000,000 | 3,974 |
| Loans and leases held for sale | $2,904,000 | 510 |
| Unused loan commitments | $57,407,000 | 1,467 |
| Tier 1 (core) risk-based capital | $13,054,000 | 4,024 |
| Tier 2 risk-based capital | $1,755,000 | 2,455 |
| Total risk weighted assets | $140,306,000 | 2,782 |
| Total unused commitments | $57,407,000 | 1,467 |
| Derivatives | $13,128,000 | 378 |
| 2004-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $175,111,000 | 3,174 |
| Cash and due from depository institutions | $5,610,000 | 3,788 |
| Interest-bearing balances | $41,000 | 5,862 |
| Securities | $18,637,000 | 4,926 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $144,942,000 | 2,616 |
| Loan loss allowance | $1,798,000 | 2,526 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,628,000 | 3,612 |
| Other real estate owned | $239,000 | 3,788 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,055,000 | 3,767 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $175,111,000 | 3,174 |
| Total liabilities | $162,921,000 | 3,085 |
| Total deposits | $143,613,000 | 3,160 |
| Interest-bearing deposits | $108,140,000 | 3,439 |
| Deposits held in domestic offices | $143,613,000 | 3,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,230,000 | 902 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,000,000 | 4,157 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,078,000 | 2,957 |
| Total equity capital | $12,190,000 | 4,319 |
| Total bank equity capital | $12,190,000 | 4,319 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,250,000 | 1,696 |
| Surplus | $5,250,000 | 3,414 |
| Undivided profits | $4,690,000 | 4,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 6,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $782,000 | 3,778 |
| Earning assets | $163,620,000 | 3,125 |
| Long-term assets (5+ years) | $20,168,000 | 3,455 |
| Average Assets, year-to-date | $155,545,000 | 3,377 |
| Average Assets, quarterly | $170,460,500 | 3,210 |
| Volatile liabilities | $52,847,000 | 2,033 |
| Insider loans | $2,260,000 | 2,508 |
| FHLB advances | $3,000,000 | 3,981 |
| Loans and leases held for sale | $3,996,000 | 403 |
| Unused loan commitments | $53,619,000 | 1,494 |
| Tier 1 (core) risk-based capital | $12,194,000 | 4,198 |
| Tier 2 risk-based capital | $1,719,000 | 2,486 |
| Total risk weighted assets | $137,437,000 | 2,816 |
| Total unused commitments | $53,619,000 | 1,494 |
| Derivatives | $8,810,000 | 404 |
| 2004-09-30 | Rank | |
| # of Employees: | 42 | 3,854 |
| Assets and Liabilities | ||
| Total Assets: | $165,810,000 | 3,274 |
| Cash and due from depository institutions | $6,721,000 | 3,854 |
| Interest-bearing balances | $8,000 | 6,607 |
| Securities | $20,850,000 | 4,603 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,517 |
| Net loans & leases | $131,599,000 | 2,781 |
| Loan loss allowance | $1,648,000 | 2,710 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,664,000 | 3,538 |
| Other real estate owned | $0 | 3,854 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,976,000 | 3,816 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $165,810,000 | 3,274 |
| Total liabilities | $153,874,000 | 3,179 |
| Total deposits | $137,646,000 | 3,240 |
| Interest-bearing deposits | $99,007,000 | 3,693 |
| Deposits held in domestic offices | $137,646,000 | 3,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,196,000 | 1,018 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,000,000 | 4,183 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,032,000 | 3,123 |
| Total equity capital | $11,936,000 | 4,396 |
| Total bank equity capital | $11,936,000 | 4,396 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,250,000 | 1,689 |
| Surplus | $5,250,000 | 3,360 |
| Undivided profits | $4,436,000 | 4,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $587,000 | 3,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $700,000 | 4,320 |
| Earning assets | $153,457,000 | 3,249 |
| Long-term assets (5+ years) | $19,831,000 | 3,545 |
| Average Assets, year-to-date | $150,653,500 | 3,467 |
| Average Assets, quarterly | $161,621,000 | 3,323 |
| Volatile liabilities | $45,684,000 | 2,259 |
| Insider loans | $2,087,000 | 2,605 |
| FHLB advances | $3,000,000 | 4,011 |
| Loans and leases held for sale | $2,710,000 | 510 |
| Unused loan commitments | $52,839,000 | 1,507 |
| Tier 1 (core) risk-based capital | $11,880,000 | 4,263 |
| Tier 2 risk-based capital | $1,618,000 | 2,571 |
| Total risk weighted assets | $129,423,000 | 2,928 |
| Total unused commitments | $52,839,000 | 1,508 |
| Derivatives | $10,002,000 | 401 |
| 2004-06-30 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $157,432,000 | 3,403 |
| Cash and due from depository institutions | $8,689,000 | 3,881 |
| Interest-bearing balances | $8,000 | 6,624 |
| Securities | $21,446,000 | 4,603 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $121,856,000 | 2,909 |
| Loan loss allowance | $1,540,000 | 2,883 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,654,000 | 3,500 |
| Other real estate owned | $0 | 3,881 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,787,000 | 3,951 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $157,432,000 | 3,403 |
| Total liabilities | $145,998,000 | 3,319 |
| Total deposits | $126,182,000 | 3,468 |
| Interest-bearing deposits | $90,689,000 | 3,936 |
| Deposits held in domestic offices | $126,182,000 | 3,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,488,000 | 892 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 4,127 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,328,000 | 2,389 |
| Total equity capital | $11,434,000 | 4,391 |
| Total bank equity capital | $11,434,000 | 4,391 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,250,000 | 1,693 |
| Surplus | $5,250,000 | 3,315 |
| Undivided profits | $3,934,000 | 5,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $582,000 | 3,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $582,000 | 4,710 |
| Earning assets | $143,310,000 | 3,427 |
| Long-term assets (5+ years) | $17,599,000 | 3,917 |
| Average Assets, year-to-date | $145,601,330 | 3,584 |
| Average Assets, quarterly | $151,618,500 | 3,486 |
| Volatile liabilities | $46,787,000 | 2,178 |
| Insider loans | $2,695,000 | 2,110 |
| FHLB advances | $3,000,000 | 3,962 |
| Loans and leases held for sale | $1,506,000 | 736 |
| Unused loan commitments | $53,570,000 | 1,474 |
| Tier 1 (core) risk-based capital | $11,598,000 | 4,282 |
| Tier 2 risk-based capital | $1,440,000 | 2,809 |
| Total risk weighted assets | $115,107,000 | 3,193 |
| Total unused commitments | $53,570,000 | 1,477 |
| Derivatives | $13,154,000 | 374 |
| 2004-03-31 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $145,805,000 | 3,627 |
| Cash and due from depository institutions | $7,734,000 | 3,881 |
| Interest-bearing balances | $11,000 | 6,594 |
| Securities | $14,867,000 | 5,584 |
| Federal funds sold & reverse repurchase agreements | $6,398,000 | 2,292 |
| Net loans & leases | $111,585,000 | 3,070 |
| Loan loss allowance | $1,377,000 | 3,124 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,685,000 | 3,440 |
| Other real estate owned | $0 | 3,881 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,536,000 | 4,037 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $145,805,000 | 3,627 |
| Total liabilities | $134,330,000 | 3,538 |
| Total deposits | $117,048,000 | 3,680 |
| Interest-bearing deposits | $84,515,000 | 4,178 |
| Deposits held in domestic offices | $117,048,000 | 3,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,839,000 | 939 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,000,000 | 3,985 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,443,000 | 2,491 |
| Total equity capital | $11,475,000 | 4,466 |
| Total bank equity capital | $11,475,000 | 4,466 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,250,000 | 1,689 |
| Surplus | $5,250,000 | 3,275 |
| Undivided profits | $3,975,000 | 5,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $596,000 | 3,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $558,000 | 4,794 |
| Earning assets | $132,861,000 | 3,648 |
| Long-term assets (5+ years) | $13,745,000 | 4,367 |
| Average Assets, year-to-date | $139,686,000 | 3,727 |
| Average Assets, quarterly | $139,686,000 | 3,727 |
| Volatile liabilities | $39,953,000 | 2,357 |
| Insider loans | $3,725,000 | 1,528 |
| FHLB advances | $3,000,000 | 3,827 |
| Loans and leases held for sale | $2,799,000 | 582 |
| Unused loan commitments | $57,781,000 | 1,343 |
| Tier 1 (core) risk-based capital | $11,344,000 | 4,321 |
| Tier 2 risk-based capital | $1,336,000 | 2,946 |
| Total risk weighted assets | $106,836,000 | 3,337 |
| Total unused commitments | $57,781,000 | 1,348 |
| Derivatives | $10,574,000 | 399 |
| 2003-12-31 | Rank | |
| # of Employees: | 40 | 4,045 |
| Assets and Liabilities | ||
| Total Assets: | $133,567,000 | 3,868 |
| Cash and due from depository institutions | $7,569,000 | 4,045 |
| Interest-bearing balances | $9,000 | 6,656 |
| Securities | $17,065,000 | 5,255 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,575 |
| Net loans & leases | $103,248,000 | 3,273 |
| Loan loss allowance | $1,389,000 | 3,088 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,723,000 | 3,390 |
| Other real estate owned | $0 | 4,045 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,462,000 | 4,152 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,567,000 | 3,868 |
| Total liabilities | $122,356,000 | 3,808 |
| Total deposits | $108,365,000 | 3,899 |
| Interest-bearing deposits | $82,885,000 | 4,211 |
| Deposits held in domestic offices | $108,365,000 | 3,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,072,000 | 1,120 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 3,987 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $919,000 | 3,280 |
| Total equity capital | $11,211,000 | 4,481 |
| Total bank equity capital | $11,211,000 | 4,481 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,250,000 | 1,700 |
| Surplus | $5,250,000 | 3,248 |
| Undivided profits | $3,711,000 | 5,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $544,000 | 3,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $537,000 | 5,106 |
| Earning assets | $120,822,000 | 3,901 |
| Long-term assets (5+ years) | $12,924,000 | 4,504 |
| Average Assets, year-to-date | $138,783,800 | 3,627 |
| Average Assets, quarterly | $137,454,000 | 3,756 |
| Volatile liabilities | $39,377,000 | 2,376 |
| Insider loans | $3,286,000 | 1,710 |
| FHLB advances | $3,000,000 | 3,818 |
| Loans and leases held for sale | $1,437,000 | 752 |
| Unused loan commitments | $47,003,000 | 1,543 |
| Tier 1 (core) risk-based capital | $11,114,000 | 4,348 |
| Tier 2 risk-based capital | $1,227,000 | 3,137 |
| Total risk weighted assets | $97,996,000 | 3,584 |
| Total unused commitments | $47,003,000 | 1,545 |
| Derivatives | $11,260,000 | 374 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $141,341,000 | 3,671 |
| Cash and due from depository institutions | $7,297,000 | 4,063 |
| Interest-bearing balances | $6,000 | 6,787 |
| Securities | $17,262,000 | 5,157 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,818 |
| Net loans & leases | $107,583,000 | 3,133 |
| Loan loss allowance | $1,329,000 | 3,188 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,763,000 | 3,339 |
| Other real estate owned | $0 | 4,063 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,936,000 | 4,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,341,000 | 3,671 |
| Total liabilities | $130,337,000 | 3,586 |
| Total deposits | $106,250,000 | 3,953 |
| Interest-bearing deposits | $76,950,000 | 4,449 |
| Deposits held in domestic offices | $106,250,000 | 3,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,166,000 | 726 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 3,947 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $921,000 | 3,403 |
| Total equity capital | $11,004,000 | 4,510 |
| Total bank equity capital | $11,004,000 | 4,510 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,250,000 | 1,698 |
| Surplus | $5,250,000 | 3,188 |
| Undivided profits | $3,504,000 | 5,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $544,000 | 4,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $567,000 | 5,073 |
| Earning assets | $129,351,000 | 3,671 |
| Long-term assets (5+ years) | $11,624,000 | 4,738 |
| Average Assets, year-to-date | $140,088,000 | 3,625 |
| Average Assets, quarterly | $144,143,500 | 3,592 |
| Volatile liabilities | $44,599,000 | 2,114 |
| Insider loans | $2,892,000 | 1,907 |
| FHLB advances | $3,000,000 | 3,751 |
| Loans and leases held for sale | $10,458,000 | 336 |
| Unused loan commitments | $47,072,000 | 1,528 |
| Tier 1 (core) risk-based capital | $10,931,000 | 4,382 |
| Tier 2 risk-based capital | $1,232,000 | 3,107 |
| Total risk weighted assets | $98,437,000 | 3,539 |
| Total unused commitments | $47,072,000 | 1,534 |
| Derivatives | $7,348,000 | 414 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $146,946,000 | 3,532 |
| Cash and due from depository institutions | $8,521,000 | 4,085 |
| Interest-bearing balances | $12,000 | 6,634 |
| Securities | $24,973,000 | 4,049 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $108,866,000 | 3,055 |
| Loan loss allowance | $1,224,000 | 3,355 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,776,000 | 3,296 |
| Other real estate owned | $0 | 4,085 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,810,000 | 4,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,946,000 | 3,532 |
| Total liabilities | $136,194,000 | 3,432 |
| Total deposits | $115,773,000 | 3,674 |
| Interest-bearing deposits | $78,359,000 | 4,401 |
| Deposits held in domestic offices | $115,773,000 | 3,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,643,000 | 790 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 3,879 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $778,000 | 3,922 |
| Total equity capital | $10,752,000 | 4,593 |
| Total bank equity capital | $10,752,000 | 4,593 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,250,000 | 1,694 |
| Surplus | $5,250,000 | 3,154 |
| Undivided profits | $3,252,000 | 5,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $534,000 | 4,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $564,000 | 4,950 |
| Earning assets | $133,851,000 | 3,539 |
| Long-term assets (5+ years) | $14,254,000 | 4,201 |
| Average Assets, year-to-date | $139,670,330 | 3,621 |
| Average Assets, quarterly | $142,806,000 | 3,577 |
| Volatile liabilities | $39,810,000 | 2,267 |
| Insider loans | $2,245,000 | 2,361 |
| FHLB advances | $3,000,000 | 3,689 |
| Loans and leases held for sale | $14,488,000 | 358 |
| Unused loan commitments | $54,497,000 | 1,350 |
| Tier 1 (core) risk-based capital | $10,545,000 | 4,455 |
| Tier 2 risk-based capital | $1,224,000 | 3,091 |
| Total risk weighted assets | $98,010,000 | 3,515 |
| Total unused commitments | $54,497,000 | 1,359 |
| Derivatives | $30,961,000 | 291 |
| 2003-03-31 | Rank | |
| # of Employees: | 38 | 4,239 |
| Assets and Liabilities | ||
| Total Assets: | $138,666,000 | 3,672 |
| Cash and due from depository institutions | $6,610,000 | 4,239 |
| Interest-bearing balances | $10,000 | 6,648 |
| Securities | $23,446,000 | 4,213 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 2,277 |
| Net loans & leases | $96,510,000 | 3,360 |
| Loan loss allowance | $1,247,000 | 3,249 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,814,000 | 3,213 |
| Other real estate owned | $0 | 4,239 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,786,000 | 4,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,666,000 | 3,672 |
| Total liabilities | $128,133,000 | 3,572 |
| Total deposits | $104,007,000 | 3,988 |
| Interest-bearing deposits | $75,876,000 | 4,486 |
| Deposits held in domestic offices | $104,007,000 | 3,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,099,000 | 682 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,000,000 | 3,806 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,027,000 | 3,285 |
| Total equity capital | $10,533,000 | 4,579 |
| Total bank equity capital | $10,533,000 | 4,579 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,250,000 | 1,703 |
| Surplus | $5,250,000 | 3,105 |
| Undivided profits | $3,033,000 | 5,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 4,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $542,000 | 5,071 |
| Earning assets | $127,466,000 | 3,652 |
| Long-term assets (5+ years) | $11,784,000 | 4,547 |
| Average Assets, year-to-date | $136,032,500 | 3,699 |
| Average Assets, quarterly | $136,032,500 | 3,699 |
| Volatile liabilities | $44,537,000 | 2,027 |
| Insider loans | $2,561,000 | 2,081 |
| FHLB advances | $3,000,000 | 3,622 |
| Loans and leases held for sale | $8,152,000 | 462 |
| Unused loan commitments | $55,509,000 | 1,279 |
| Tier 1 (core) risk-based capital | $10,248,000 | 4,480 |
| Tier 2 risk-based capital | $1,127,000 | 3,233 |
| Total risk weighted assets | $90,005,000 | 3,690 |
| Total unused commitments | $55,509,000 | 1,289 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 34 | 4,589 |
| Assets and Liabilities | ||
| Total Assets: | $133,399,000 | 3,748 |
| Cash and due from depository institutions | $8,525,000 | 4,589 |
| Interest-bearing balances | $13,000 | 6,537 |
| Securities | $24,092,000 | 4,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $96,401,000 | 3,341 |
| Loan loss allowance | $1,231,000 | 3,205 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,686,000 | 3,312 |
| Other real estate owned | $0 | 4,589 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,695,000 | 4,989 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,399,000 | 3,748 |
| Total liabilities | $123,131,000 | 3,654 |
| Total deposits | $100,957,000 | 4,016 |
| Interest-bearing deposits | $72,157,000 | 4,614 |
| Deposits held in domestic offices | $100,957,000 | 4,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,305,000 | 749 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,000,000 | 3,865 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $869,000 | 3,722 |
| Total equity capital | $10,268,000 | 4,640 |
| Total bank equity capital | $10,268,000 | 4,640 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,250,000 | 1,696 |
| Surplus | $5,250,000 | 3,073 |
| Undivided profits | $2,768,000 | 6,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 4,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $576,000 | 5,100 |
| Earning assets | $120,506,000 | 3,783 |
| Long-term assets (5+ years) | $13,233,000 | 4,225 |
| Average Assets, year-to-date | $125,861,000 | 3,787 |
| Average Assets, quarterly | $133,252,500 | 3,703 |
| Volatile liabilities | $36,691,000 | 2,380 |
| Insider loans | $1,877,000 | 2,652 |
| FHLB advances | $3,000,000 | 3,644 |
| Loans and leases held for sale | $13,408,000 | 377 |
| Unused loan commitments | $53,434,000 | 1,275 |
| Tier 1 (core) risk-based capital | $9,917,000 | 4,541 |
| Tier 2 risk-based capital | $1,097,000 | 3,266 |
| Total risk weighted assets | $87,655,000 | 3,743 |
| Total unused commitments | $53,434,000 | 1,276 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 29 | 5,140 |
| Assets and Liabilities | ||
| Total Assets: | $118,342,000 | 4,009 |
| Cash and due from depository institutions | $8,177,000 | 5,140 |
| Interest-bearing balances | $8,000 | 6,681 |
| Securities | $23,270,000 | 4,068 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,898 |
| Net loans & leases | $80,780,000 | 3,749 |
| Loan loss allowance | $1,023,000 | 3,541 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,538,000 | 4,767 |
| Other real estate owned | $0 | 5,140 |
| Goodwill and other intangibles | $10,000 | 3,003 |
| All other assets | $1,567,000 | 5,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,342,000 | 4,009 |
| Total liabilities | $109,372,000 | 3,921 |
| Total deposits | $91,708,000 | 4,220 |
| Interest-bearing deposits | $69,051,000 | 4,639 |
| Deposits held in domestic offices | $91,708,000 | 4,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,668,000 | 910 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 3,654 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $996,000 | 3,470 |
| Total equity capital | $8,970,000 | 4,900 |
| Total bank equity capital | $8,970,000 | 4,900 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,250,000 | 1,702 |
| Surplus | $5,250,000 | 2,973 |
| Undivided profits | $1,470,000 | 7,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 5,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $587,000 | 5,346 |
| Earning assets | $107,058,000 | 4,048 |
| Long-term assets (5+ years) | $20,842,000 | 3,225 |
| Average Assets, year-to-date | $107,251,200 | 4,165 |
| Average Assets, quarterly | $117,984,500 | 3,980 |
| Volatile liabilities | $32,374,000 | 2,575 |
| Insider loans | $1,198,000 | 3,499 |
| FHLB advances | $3,000,000 | 3,430 |
| Loans and leases held for sale | $7,562,000 | 467 |
| Unused loan commitments | $23,978,000 | 2,198 |
| Tier 1 (core) risk-based capital | $8,823,000 | 4,817 |
| Tier 2 risk-based capital | $885,000 | 3,709 |
| Total risk weighted assets | $70,684,000 | 4,297 |
| Total unused commitments | $23,978,000 | 2,203 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $91,873,000 | 4,735 |
| Cash and due from depository institutions | $3,897,000 | 5,597 |
| Interest-bearing balances | $17,000 | 6,089 |
| Securities | $17,610,000 | 5,061 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,220 |
| Net loans & leases | $66,146,000 | 4,268 |
| Loan loss allowance | $845,000 | 3,988 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,177,000 | 5,540 |
| Other real estate owned | $0 | 5,597 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,043,000 | 6,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,873,000 | 4,735 |
| Total liabilities | $83,895,000 | 4,670 |
| Total deposits | $71,869,000 | 4,911 |
| Interest-bearing deposits | $58,297,000 | 5,104 |
| Deposits held in domestic offices | $71,869,000 | 4,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,245,000 | 1,025 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $781,000 | 4,328 |
| Total equity capital | $7,978,000 | 5,258 |
| Total bank equity capital | $7,978,000 | 5,258 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,250,000 | 1,719 |
| Surplus | $5,250,000 | 2,892 |
| Undivided profits | $478,000 | 8,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 7,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $426,000 | 5,682 |
| Earning assets | $85,773,000 | 4,658 |
| Long-term assets (5+ years) | $8,960,000 | 4,821 |
| Average Assets, year-to-date | $89,219,600 | 4,682 |
| Average Assets, quarterly | $91,861,000 | 4,681 |
| Volatile liabilities | $26,845,000 | 2,912 |
| Insider loans | $1,072,000 | 3,706 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $488,000 | 948 |
| Unused loan commitments | $11,936,000 | 3,331 |
| Tier 1 (core) risk-based capital | $8,000,000 | 5,124 |
| Tier 2 risk-based capital | $777,310 | 3,993 |
| Total risk weighted assets | $62,117,410 | 4,577 |
| Total unused commitments | $11,936,000 | 3,332 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 29 | 5,388 |
| Assets and Liabilities | ||
| Total Assets: | $72,634,000 | 5,556 |
| Cash and due from depository institutions | $3,426,000 | 5,388 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $12,367,000 | 6,435 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 5,896 |
| Net loans & leases | $54,298,000 | 4,842 |
| Loan loss allowance | $668,000 | 4,700 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,199,000 | 5,512 |
| Other real estate owned | $0 | 5,388 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $919,000 | 6,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,634,000 | 5,556 |
| Total liabilities | $67,618,000 | 5,433 |
| Total deposits | $57,936,000 | 5,684 |
| Interest-bearing deposits | $48,246,000 | 5,786 |
| Deposits held in domestic offices | $57,936,000 | 5,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,465,000 | 1,491 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,600,000 | 3,661 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $617,000 | 4,666 |
| Total equity capital | $5,016,000 | 6,982 |
| Total bank equity capital | $5,016,000 | 6,982 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,250,000 | 1,725 |
| Surplus | $3,250,000 | 4,114 |
| Undivided profits | $-484,000 | 9,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $284,000 | 6,667 |
| Earning assets | $67,090,000 | 5,505 |
| Long-term assets (5+ years) | $9,636,000 | 4,933 |
| Average Assets, year-to-date | $66,634,400 | 5,724 |
| Average Assets, quarterly | $70,791,500 | 5,602 |
| Volatile liabilities | $19,596,000 | 3,534 |
| Insider loans | $547,000 | 5,130 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $575,000 | 879 |
| Unused loan commitments | $14,328,000 | 2,967 |
| Tier 1 (core) risk-based capital | $5,406,000 | 6,679 |
| Tier 2 risk-based capital | $640,120 | 4,506 |
| Total risk weighted assets | $51,181,420 | 5,133 |
| Total unused commitments | $14,328,000 | 2,972 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 27 | 5,705 |
| Assets and Liabilities | ||
| Total Assets: | $60,456,000 | 6,260 |
| Cash and due from depository institutions | $6,804,000 | 5,705 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $10,927,000 | 6,830 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $40,815,000 | 5,627 |
| Loan loss allowance | $450,000 | 5,984 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,262,000 | 5,289 |
| Other real estate owned | $0 | 5,705 |
| Goodwill and other intangibles | $2,000 | 3,396 |
| All other assets | $646,000 | 7,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,456,000 | 6,260 |
| Total liabilities | $56,402,000 | 6,100 |
| Total deposits | $46,485,000 | 6,611 |
| Interest-bearing deposits | $39,548,000 | 6,620 |
| Deposits held in domestic offices | $46,485,000 | 6,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,485,000 | 1,064 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $432,000 | 6,286 |
| Total equity capital | $4,054,000 | 7,865 |
| Total bank equity capital | $4,054,000 | 7,865 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,250,000 | 1,671 |
| Surplus | $2,250,000 | 5,037 |
| Undivided profits | $-446,000 | 10,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $228,000 | 7,538 |
| Earning assets | $51,742,000 | 6,498 |
| Long-term assets (5+ years) | $8,118,000 | 5,215 |
| Average Assets, year-to-date | $52,843,600 | 6,537 |
| Average Assets, quarterly | $59,778,000 | 6,225 |
| Volatile liabilities | $16,446,000 | 3,543 |
| Insider loans | $840,000 | 3,995 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $454,000 | 1,297 |
| Unused loan commitments | $12,380,000 | 3,164 |
| Tier 1 (core) risk-based capital | $4,019,000 | 7,775 |
| Tier 2 risk-based capital | $450,000 | 5,573 |
| Total risk weighted assets | $40,860,600 | 5,816 |
| Total unused commitments | $12,380,000 | 3,168 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 19 | 7,328 |
| Assets and Liabilities | ||
| Total Assets: | $43,378,000 | 7,599 |
| Cash and due from depository institutions | $3,120,000 | 7,328 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $9,926,000 | 7,432 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 6,155 |
| Net loans & leases | $27,212,000 | 7,215 |
| Loan loss allowance | $275,000 | 7,832 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,299,000 | 5,182 |
| Other real estate owned | $0 | 7,328 |
| Goodwill and other intangibles | $13,000 | 3,342 |
| All other assets | $658,000 | 7,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,378,000 | 7,599 |
| Total liabilities | $39,388,000 | 7,517 |
| Total deposits | $36,131,000 | 7,691 |
| Interest-bearing deposits | $28,616,000 | 7,959 |
| Deposits held in domestic offices | $36,131,000 | 7,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,054,000 | 1,842 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $203,000 | 8,947 |
| Total equity capital | $3,990,000 | 8,049 |
| Total bank equity capital | $3,990,000 | 8,049 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,250,000 | 1,659 |
| Surplus | $2,250,000 | 5,034 |
| Undivided profits | $-510,000 | 10,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $168,000 | 8,739 |
| Earning assets | $38,288,000 | 7,732 |
| Long-term assets (5+ years) | $495,000 | 9,016 |
| Average Assets, year-to-date | $35,099,600 | 8,211 |
| Average Assets, quarterly | $42,482,000 | 7,624 |
| Volatile liabilities | $6,225,000 | 6,487 |
| Insider loans | $1,098,000 | 3,324 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,317,000 | 730 |
| Unused loan commitments | $8,694,000 | 3,778 |
| Tier 1 (core) risk-based capital | $3,917,000 | 8,009 |
| Tier 2 risk-based capital | $275,000 | 7,344 |
| Total risk weighted assets | $28,629,300 | 7,194 |
| Total unused commitments | $8,694,000 | 3,780 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 14 | 8,770 |
| Assets and Liabilities | ||
| Total Assets: | $22,487,000 | 10,026 |
| Cash and due from depository institutions | $1,008,000 | 8,770 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,679,000 | 9,112 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 6,168 |
| Net loans & leases | $11,860,000 | 9,899 |
| Loan loss allowance | $94,000 | 10,624 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,356,000 | 5,026 |
| Other real estate owned | $0 | 8,770 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $434,000 | 9,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,487,000 | 10,026 |
| Total liabilities | $18,319,000 | 10,211 |
| Total deposits | $17,176,000 | 10,249 |
| Interest-bearing deposits | $15,166,000 | 10,142 |
| Deposits held in domestic offices | $17,176,000 | 10,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,019,000 | 2,734 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $124,000 | 10,314 |
| Total equity capital | $4,168,000 | 8,032 |
| Total bank equity capital | $4,168,000 | 8,032 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,250,000 | 1,736 |
| Surplus | $2,250,000 | 5,109 |
| Undivided profits | $-332,000 | 11,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $52,000 | 10,874 |
| Earning assets | $19,689,000 | 10,094 |
| Long-term assets (5+ years) | $77,000 | 9,848 |
| Average Assets, year-to-date | $18,802,000 | 10,348 |
| Average Assets, quarterly | $18,802,000 | 10,402 |
| Volatile liabilities | $4,637,000 | 7,314 |
| Insider loans | $996,000 | 3,673 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $761,000 | 836 |
| Unused loan commitments | $4,706,000 | 5,253 |
| Tier 1 (core) risk-based capital | $4,166,000 | 7,938 |
| Tier 2 risk-based capital | $94,000 | 10,436 |
| Total risk weighted assets | $13,040,000 | 9,892 |
| Total unused commitments | $4,706,000 | 5,263 |
| Derivatives | $0 | 549 |