Home > South Branch Valley National Bank of Moorefield > Income and Expense
South Branch Valley National Bank of Moorefield, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,255,000 | 2,577 |
| Total interest expense | $6,605,000 | 2,433 |
| Net interest income | $6,650,000 | 2,686 |
| Provision for loan and lease losses | $235,000 | 3,803 |
| Total noninterest income | $532,000 | 4,906 |
| Gross Fiduciary activities income | $24,000 | 1,274 |
| Service charges on deposit accounts | $337,000 | 3,871 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $171,000 | 5,259 |
| Total noninterest expense | $3,380,000 | 3,938 |
| Salaries and employee benefits | $1,242,000 | 5,184 |
| Premises and equipment expense | $364,000 | 4,906 |
| Additional noninterest expense | $1,774,000 | 2,503 |
| Pre-tax net operating income | $3,567,000 | 1,950 |
| Securities gains (losses) | $14,000 | 3,398 |
| Applicable income taxes | $1,174,000 | 1,848 |
| Income before extraordinary items | $2,407,000 | 2,163 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,407,000 | 2,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,500 |
| Cash dividends | $1,300,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,397,620 | 2,100 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,607,000 | 2,769 |
| Total interest expense | $6,823,000 | 2,466 |
| Net interest income | $5,784,000 | 3,057 |
| Provision for loan and lease losses | $230,000 | 3,449 |
| Total noninterest income | $762,000 | 3,772 |
| Gross Fiduciary activities income | $3,000 | 1,285 |
| Service charges on deposit accounts | $338,000 | 3,701 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $421,000 | 3,230 |
| Total noninterest expense | $3,319,000 | 3,887 |
| Salaries and employee benefits | $1,284,000 | 4,942 |
| Premises and equipment expense | $412,000 | 4,413 |
| Additional noninterest expense | $1,623,000 | 2,626 |
| Pre-tax net operating income | $2,997,000 | 2,398 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $949,000 | 2,221 |
| Income before extraordinary items | $2,049,000 | 2,510 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,049,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,420 |
| Cash dividends | $1,420,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,048,320 | 2,509 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,804,000 | 2,735 |
| Total interest expense | $5,910,000 | 2,498 |
| Net interest income | $5,894,000 | 2,974 |
| Provision for loan and lease losses | $205,000 | 3,496 |
| Total noninterest income | $575,000 | 4,555 |
| Gross Fiduciary activities income | $3,000 | 1,324 |
| Service charges on deposit accounts | $410,000 | 3,157 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $162,000 | 5,429 |
| Total noninterest expense | $3,327,000 | 3,875 |
| Salaries and employee benefits | $1,645,000 | 4,028 |
| Premises and equipment expense | $468,000 | 4,001 |
| Additional noninterest expense | $1,214,000 | 3,394 |
| Pre-tax net operating income | $2,937,000 | 2,460 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $992,000 | 2,230 |
| Income before extraordinary items | $1,945,000 | 2,650 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,945,000 | 2,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,073 |
| Cash dividends | $3,650,000 | 828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,945,000 | 2,622 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,427,000 | 2,824 |
| Total interest expense | $5,564,000 | 2,723 |
| Net interest income | $5,863,000 | 2,945 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $542,000 | 4,708 |
| Gross Fiduciary activities income | $4,000 | 1,342 |
| Service charges on deposit accounts | $349,000 | 3,509 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $189,000 | 5,104 |
| Total noninterest expense | $3,401,000 | 3,702 |
| Salaries and employee benefits | $1,819,000 | 3,639 |
| Premises and equipment expense | $510,000 | 3,639 |
| Additional noninterest expense | $1,072,000 | 3,715 |
| Pre-tax net operating income | $2,824,000 | 2,509 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $981,000 | 2,348 |
| Income before extraordinary items | $1,847,000 | 2,739 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,847,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,633 |
| Cash dividends | $1,300,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,844,400 | 2,671 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,581,000 | 3,063 |
| Total interest expense | $5,192,000 | 2,877 |
| Net interest income | $5,389,000 | 3,252 |
| Provision for loan and lease losses | $155,000 | 4,057 |
| Total noninterest income | $521,000 | 4,866 |
| Gross Fiduciary activities income | $4,000 | 1,385 |
| Service charges on deposit accounts | $239,000 | 4,804 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $278,000 | 4,098 |
| Total noninterest expense | $3,283,000 | 3,810 |
| Salaries and employee benefits | $1,773,000 | 3,698 |
| Premises and equipment expense | $485,000 | 3,811 |
| Additional noninterest expense | $1,025,000 | 3,814 |
| Pre-tax net operating income | $2,472,000 | 2,942 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $799,000 | 2,929 |
| Income before extraordinary items | $1,683,000 | 3,014 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,683,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,479 |
| Cash dividends | $1,500,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,676,200 | 2,972 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,689,000 | 3,371 |
| Total interest expense | $4,764,000 | 3,135 |
| Net interest income | $4,925,000 | 3,583 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $428,000 | 5,721 |
| Gross Fiduciary activities income | $6,000 | 1,446 |
| Service charges on deposit accounts | $192,000 | 5,700 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $230,000 | 4,788 |
| Total noninterest expense | $3,131,000 | 4,171 |
| Salaries and employee benefits | $1,728,000 | 3,806 |
| Premises and equipment expense | $370,000 | 4,833 |
| Additional noninterest expense | $1,033,000 | 4,288 |
| Pre-tax net operating income | $2,127,000 | 3,246 |
| Securities gains (losses) | $30,000 | 1,690 |
| Applicable income taxes | $653,000 | 3,350 |
| Income before extraordinary items | $1,504,000 | 3,180 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,504,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,000 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,483,000 | 3,182 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,590,000 | 3,769 |
| Total interest expense | $4,075,000 | 3,619 |
| Net interest income | $4,515,000 | 3,892 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $381,000 | 6,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,004 |
| Total noninterest expense | $2,822,000 | 4,511 |
| Salaries and employee benefits | $1,557,000 | 4,152 |
| Premises and equipment expense | $289,000 | 5,795 |
| Additional noninterest expense | $976,000 | 4,447 |
| Pre-tax net operating income | $2,019,000 | 3,465 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $687,000 | 3,288 |
| Income before extraordinary items | $1,331,000 | 3,598 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,331,000 | 3,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,598 |
| Cash dividends | $264,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,331,660 | 3,572 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,751,000 | 3,845 |
| Total interest expense | $3,264,000 | 3,673 |
| Net interest income | $4,487,000 | 3,931 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $380,000 | 6,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 5,083 |
| Total noninterest expense | $2,818,000 | 4,653 |
| Salaries and employee benefits | $1,448,000 | 4,410 |
| Premises and equipment expense | $276,000 | 6,064 |
| Additional noninterest expense | $1,094,000 | 4,375 |
| Pre-tax net operating income | $1,929,000 | 3,535 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $672,000 | 3,188 |
| Income before extraordinary items | $1,255,000 | 3,699 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,255,000 | 3,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $460,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,256,300 | 3,735 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 3,877 |
| Total interest expense | $3,330,000 | 3,759 |
| Net interest income | $4,520,000 | 3,918 |
| Provision for loan and lease losses | $205,000 | 3,850 |
| Total noninterest income | $314,000 | 7,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,974 |
| Total noninterest expense | $2,852,000 | 4,710 |
| Salaries and employee benefits | $1,520,000 | 4,225 |
| Premises and equipment expense | $314,000 | 5,635 |
| Additional noninterest expense | $1,018,000 | 4,853 |
| Pre-tax net operating income | $1,777,000 | 3,724 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $631,000 | 3,437 |
| Income before extraordinary items | $1,179,000 | 4,081 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,179,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,754 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,157,550 | 3,951 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,927,000 | 4,321 |
| Total interest expense | $3,772,000 | 4,272 |
| Net interest income | $4,155,000 | 4,294 |
| Provision for loan and lease losses | $375,000 | 3,592 |
| Total noninterest income | $282,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $2,548,000 | 5,220 |
| Salaries and employee benefits | $1,417,000 | 4,450 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $825,000 | 5,918 |
| Pre-tax net operating income | $1,514,000 | 4,013 |
| Securities gains (losses) | $65,000 | 3,702 |
| Applicable income taxes | $509,000 | 3,956 |
| Income before extraordinary items | $1,070,000 | 4,239 |
| Extraordinary gains, net | $77,000 | 846 |
| Net income | $1,147,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 3,046 |
| Cash dividends | $174,000 | 5,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,025,800 | 4,081 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.