Home > South Boston Savings Bank > Assets and Liabilities
South Boston Savings Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 173 | 1,100 |
| Assets and Liabilities | ||
| Total Assets: | $1,727,631,000 | 391 |
| Cash and due from depository institutions | $22,244,000 | 1,100 |
| Interest-bearing balances | $50,000 | 5,736 |
| Securities | $1,298,051,000 | 149 |
| Federal funds sold & reverse repurchase agreements | $15,450,000 | 920 |
| Net loans & leases | $351,546,000 | 885 |
| Loan loss allowance | $2,077,000 | 1,867 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,485,000 | 793 |
| Other real estate owned | $7,020,000 | 1,100 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $23,835,000 | 518 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,727,631,000 | 391 |
| Total liabilities | $1,539,364,000 | 395 |
| Total deposits | $1,363,177,000 | 357 |
| Interest-bearing deposits | $1,346,577,000 | 325 |
| Deposits held in domestic offices | $1,363,177,000 | 352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,875,000 | 499 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $97,216,000 | 387 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $21,096,000 | 437 |
| Total equity capital | $188,267,000 | 324 |
| Total bank equity capital | $188,267,000 | 324 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,934,000 | 798 |
| Surplus | $124,954,000 | 229 |
| Undivided profits | $58,379,000 | 461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,124,000 | 892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $410,000 | 319 |
| Income earned, not collected on loans | $2,230,000 | 1,024 |
| Earning assets | $1,665,097,000 | 372 |
| Long-term assets (5+ years) | $918,328,000 | 124 |
| Average Assets, year-to-date | $1,966,109,800 | 341 |
| Average Assets, quarterly | $1,886,092,000 | 356 |
| Volatile liabilities | $227,629,000 | 508 |
| Insider loans | $2,919,000 | 1,483 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $142,551,000 | 60 |
| Unused loan commitments | $5,818,000 | 4,573 |
| Tier 1 (core) risk-based capital | $163,868,000 | 336 |
| Tier 2 risk-based capital | $2,077,000 | 1,524 |
| Total risk weighted assets | $645,672,500 | 562 |
| Total unused commitments | $5,818,000 | 4,587 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 186 | 1,046 |
| Assets and Liabilities | ||
| Total Assets: | $2,000,458,000 | 337 |
| Cash and due from depository institutions | $19,517,000 | 1,046 |
| Interest-bearing balances | $50,000 | 6,106 |
| Securities | $1,534,657,000 | 136 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $371,804,000 | 819 |
| Loan loss allowance | $10,544,000 | 535 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,084,000 | 915 |
| Other real estate owned | $7,262,000 | 1,046 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $59,134,000 | 300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,000,458,000 | 337 |
| Total liabilities | $1,908,470,000 | 330 |
| Total deposits | $1,383,003,000 | 347 |
| Interest-bearing deposits | $1,362,017,000 | 312 |
| Deposits held in domestic offices | $1,383,003,000 | 343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,825,000 | 1,288 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $503,481,000 | 134 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $12,161,000 | 535 |
| Total equity capital | $91,988,000 | 508 |
| Total bank equity capital | $91,988,000 | 508 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,934,000 | 795 |
| Surplus | $102,183,000 | 250 |
| Undivided profits | $-15,129,000 | 12,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,002,000 | 284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $685,000 | 182 |
| Income earned, not collected on loans | $2,286,000 | 879 |
| Earning assets | $1,906,511,000 | 321 |
| Long-term assets (5+ years) | $1,359,649,000 | 73 |
| Average Assets, year-to-date | $2,039,679,000 | 325 |
| Average Assets, quarterly | $2,018,687,500 | 331 |
| Volatile liabilities | $411,998,000 | 340 |
| Insider loans | $3,027,000 | 1,390 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $16,871,000 | 131 |
| Unused loan commitments | $20,915,000 | 1,857 |
| Tier 1 (core) risk-based capital | $129,888,000 | 394 |
| Tier 2 risk-based capital | $10,028,930 | 440 |
| Total risk weighted assets | $801,799,230 | 453 |
| Total unused commitments | $20,915,000 | 1,869 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 179 | 1,146 |
| Assets and Liabilities | ||
| Total Assets: | $2,088,748,000 | 319 |
| Cash and due from depository institutions | $19,846,000 | 1,146 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $1,650,806,000 | 114 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $379,813,000 | 793 |
| Loan loss allowance | $10,279,000 | 577 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,810,000 | 933 |
| Other real estate owned | $7,464,000 | 1,146 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $23,009,000 | 534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,088,748,000 | 319 |
| Total liabilities | $1,928,366,000 | 319 |
| Total deposits | $1,447,049,000 | 343 |
| Interest-bearing deposits | $1,424,515,000 | 308 |
| Deposits held in domestic offices | $1,447,049,000 | 339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $447,449,000 | 146 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $33,868,000 | 285 |
| Total equity capital | $160,382,000 | 325 |
| Total bank equity capital | $160,382,000 | 325 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,934,000 | 787 |
| Surplus | $83,797,000 | 282 |
| Undivided profits | $71,651,000 | 334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,243,000 | 328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,394,000 | 108 |
| Income earned, not collected on loans | $2,971,000 | 632 |
| Earning assets | $2,030,619,000 | 301 |
| Long-term assets (5+ years) | $1,409,274,000 | 72 |
| Average Assets, year-to-date | $2,100,393,400 | 309 |
| Average Assets, quarterly | $2,097,874,000 | 316 |
| Volatile liabilities | $559,002,000 | 267 |
| Insider loans | $3,144,000 | 1,322 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $37,605,000 | 133 |
| Unused loan commitments | $18,644,000 | 1,979 |
| Tier 1 (core) risk-based capital | $121,116,000 | 384 |
| Tier 2 risk-based capital | $9,568,010 | 458 |
| Total risk weighted assets | $764,730,110 | 460 |
| Total unused commitments | $18,644,000 | 1,997 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 176 | 1,214 |
| Assets and Liabilities | ||
| Total Assets: | $2,060,934,000 | 334 |
| Cash and due from depository institutions | $17,747,000 | 1,214 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $1,508,866,000 | 103 |
| Federal funds sold & reverse repurchase agreements | $11,916,000 | 1,400 |
| Net loans & leases | $477,977,000 | 675 |
| Loan loss allowance | $10,211,000 | 610 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,594,000 | 1,094 |
| Other real estate owned | $9,965,000 | 1,214 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $27,869,000 | 516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,060,934,000 | 334 |
| Total liabilities | $1,931,637,000 | 335 |
| Total deposits | $1,440,396,000 | 361 |
| Interest-bearing deposits | $1,422,316,000 | 332 |
| Deposits held in domestic offices | $1,440,396,000 | 357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,465,000 | 499 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $440,442,000 | 115 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $14,334,000 | 519 |
| Total equity capital | $129,297,000 | 371 |
| Total bank equity capital | $129,297,000 | 371 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,934,000 | 792 |
| Surplus | $92,815,000 | 245 |
| Undivided profits | $31,548,000 | 668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,801,000 | 404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $15,628,000 | 177 |
| Earning assets | $1,998,859,000 | 311 |
| Long-term assets (5+ years) | $1,338,475,000 | 67 |
| Average Assets, year-to-date | $1,998,274,400 | 340 |
| Average Assets, quarterly | $2,059,139,000 | 340 |
| Volatile liabilities | $592,360,000 | 237 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $19,053,000 | 1,887 |
| Tier 1 (core) risk-based capital | $129,297,000 | 356 |
| Tier 2 risk-based capital | $10,211,000 | 450 |
| Total risk weighted assets | $826,082,200 | 446 |
| Total unused commitments | $19,053,000 | 1,903 |
| Derivatives | $0 | 651 |