Home > South Bergen Savings Bank > Assets and Liabilities
South Bergen Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 52 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $302,082,000 | 1,512 |
| Cash and due from depository institutions | $13,990,000 | 3,358 |
| Interest-bearing balances | $8,940,000 | 703 |
| Securities | $148,497,000 | 794 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $124,547,000 | 2,245 |
| Loan loss allowance | $2,437,000 | 1,482 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,978,000 | 2,724 |
| Other real estate owned | $208,000 | 3,358 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $11,862,000 | 767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,082,000 | 1,512 |
| Total liabilities | $266,688,000 | 1,542 |
| Total deposits | $237,398,000 | 1,576 |
| Interest-bearing deposits | $226,646,000 | 1,398 |
| Deposits held in domestic offices | $237,398,000 | 1,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,000,000 | 845 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,290,000 | 2,866 |
| Total equity capital | $35,394,000 | 1,267 |
| Total bank equity capital | $35,394,000 | 1,267 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $15,455,000 | 1,071 |
| Undivided profits | $19,939,000 | 1,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,445,000 | 1,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $519,000 | 4,462 |
| Earning assets | $281,984,000 | 1,486 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $302,306,800 | 1,431 |
| Average Assets, quarterly | $303,197,000 | 1,479 |
| Volatile liabilities | $45,740,000 | 1,504 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $28,000,000 | 257 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,596,000 | 4,303 |
| Tier 1 (core) risk-based capital | $35,529,000 | 1,189 |
| Tier 2 risk-based capital | $1,647,000 | 1,929 |
| Total risk weighted assets | $130,989,000 | 2,170 |
| Total unused commitments | $7,596,000 | 4,308 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $291,586,000 | 1,563 |
| Cash and due from depository institutions | $3,200,000 | 3,421 |
| Interest-bearing balances | $1,425,000 | 2,121 |
| Securities | $150,895,000 | 791 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $127,821,000 | 2,181 |
| Loan loss allowance | $2,368,000 | 1,534 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,019,000 | 2,615 |
| Other real estate owned | $117,000 | 3,421 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,534,000 | 1,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,586,000 | 1,563 |
| Total liabilities | $260,553,000 | 1,580 |
| Total deposits | $227,115,000 | 1,644 |
| Interest-bearing deposits | $211,281,000 | 1,526 |
| Deposits held in domestic offices | $227,115,000 | 1,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $31,334,000 | 745 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,104,000 | 1,934 |
| Total equity capital | $31,033,000 | 1,456 |
| Total bank equity capital | $31,033,000 | 1,456 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $15,455,000 | 1,063 |
| Undivided profits | $15,578,000 | 1,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,671,000 | 1,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $472,000 | 4,969 |
| Earning assets | $280,141,000 | 1,504 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $272,520,800 | 1,591 |
| Average Assets, quarterly | $288,529,000 | 1,551 |
| Volatile liabilities | $52,853,000 | 1,352 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $31,334,000 | 242 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $22,236,000 | 1,945 |
| Tier 1 (core) risk-based capital | $30,860,000 | 1,383 |
| Tier 2 risk-based capital | $1,557,000 | 1,933 |
| Total risk weighted assets | $123,714,000 | 2,254 |
| Total unused commitments | $22,236,000 | 1,950 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $247,395,000 | 1,891 |
| Cash and due from depository institutions | $7,735,000 | 3,734 |
| Interest-bearing balances | $5,807,000 | 649 |
| Securities | $107,326,000 | 1,102 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $123,853,000 | 2,279 |
| Loan loss allowance | $3,099,000 | 1,296 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,699,000 | 2,874 |
| Other real estate owned | $509,000 | 3,734 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,273,000 | 1,518 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,395,000 | 1,891 |
| Total liabilities | $219,338,000 | 1,922 |
| Total deposits | $218,260,000 | 1,753 |
| Interest-bearing deposits | $199,465,000 | 1,675 |
| Deposits held in domestic offices | $218,260,000 | 1,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,078,000 | 3,334 |
| Total equity capital | $28,057,000 | 1,613 |
| Total bank equity capital | $28,057,000 | 1,613 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $15,311,000 | 1,125 |
| Undivided profits | $12,746,000 | 2,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,110,000 | 1,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $451,000 | 5,127 |
| Earning assets | $236,986,000 | 1,811 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $246,508,200 | 1,817 |
| Average Assets, quarterly | $248,652,000 | 1,862 |
| Volatile liabilities | $23,415,000 | 2,573 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,832,000 | 2,846 |
| Tier 1 (core) risk-based capital | $28,151,000 | 1,524 |
| Tier 2 risk-based capital | $1,326,000 | 2,286 |
| Total risk weighted assets | $104,848,000 | 2,663 |
| Total unused commitments | $12,832,000 | 2,861 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $225,046,000 | 2,103 |
| Cash and due from depository institutions | $15,127,000 | 4,330 |
| Interest-bearing balances | $14,169,000 | 315 |
| Securities | $91,157,000 | 1,373 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $109,210,000 | 2,501 |
| Loan loss allowance | $4,587,000 | 960 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,670,000 | 2,838 |
| Other real estate owned | $1,766,000 | 4,330 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,116,000 | 1,586 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,046,000 | 2,103 |
| Total liabilities | $210,379,000 | 2,029 |
| Total deposits | $209,581,000 | 1,862 |
| Interest-bearing deposits | $205,385,000 | 1,652 |
| Deposits held in domestic offices | $209,581,000 | 1,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $798,000 | 4,396 |
| Total equity capital | $14,667,000 | 3,034 |
| Total bank equity capital | $14,667,000 | 3,034 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $14,667,000 | 1,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,352,000 | 637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $374,000 | 6,125 |
| Earning assets | $214,536,000 | 2,017 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $220,466,200 | 2,063 |
| Average Assets, quarterly | $225,382,500 | 2,070 |
| Volatile liabilities | $10,727,000 | 4,356 |
| Insider loans | $30,000 | 10,216 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $16,328,000 | 2,285 |
| Tier 1 (core) risk-based capital | $14,667,000 | 2,936 |
| Tier 2 risk-based capital | $1,269,000 | 2,351 |
| Total risk weighted assets | $101,514,000 | 2,697 |
| Total unused commitments | $16,328,000 | 2,297 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 44 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $216,606,000 | 2,136 |
| Cash and due from depository institutions | $807,000 | 4,472 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $86,533,000 | 1,485 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $123,146,000 | 2,224 |
| Loan loss allowance | $2,762,000 | 1,490 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,756,000 | 2,678 |
| Other real estate owned | $254,000 | 4,472 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,110,000 | 2,583 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,606,000 | 2,136 |
| Total liabilities | $201,355,000 | 2,082 |
| Total deposits | $195,718,000 | 1,971 |
| Interest-bearing deposits | $191,213,000 | 1,729 |
| Deposits held in domestic offices | $195,718,000 | 1,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,250,000 | 1,867 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,387,000 | 2,369 |
| Total equity capital | $15,251,000 | 2,690 |
| Total bank equity capital | $15,251,000 | 2,690 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $15,251,000 | 1,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,815,000 | 555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $369,000 | 5,562 |
| Earning assets | $209,679,000 | 2,025 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $218,986,800 | 2,058 |
| Average Assets, quarterly | $217,218,000 | 2,111 |
| Volatile liabilities | $12,950,000 | 3,584 |
| Insider loans | $17,000 | 10,876 |
| FHLB advances | $4,250,000 | 650 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,474,000 | 3,826 |
| Tier 1 (core) risk-based capital | $15,251,000 | 2,714 |
| Tier 2 risk-based capital | $934,000 | 3,096 |
| Total risk weighted assets | $104,147,000 | 2,546 |
| Total unused commitments | $7,474,000 | 3,833 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 44 | 4,651 |
| Assets and Liabilities | ||
| Total Assets: | $218,795,000 | 2,127 |
| Cash and due from depository institutions | $16,242,000 | 4,651 |
| Interest-bearing balances | $15,404,000 | 406 |
| Securities | $65,266,000 | 2,099 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $130,283,000 | 2,079 |
| Loan loss allowance | $2,349,000 | 1,823 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,816,000 | 2,604 |
| Other real estate owned | $519,000 | 4,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,669,000 | 2,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,795,000 | 2,127 |
| Total liabilities | $205,769,000 | 2,065 |
| Total deposits | $205,368,000 | 1,917 |
| Interest-bearing deposits | $201,923,000 | 1,712 |
| Deposits held in domestic offices | $205,368,000 | 1,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $401,000 | 6,275 |
| Total equity capital | $13,026,000 | 3,113 |
| Total bank equity capital | $13,026,000 | 3,113 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $13,026,000 | 1,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,893,000 | 702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $391,000 | 4,757 |
| Earning assets | $210,953,000 | 2,033 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $218,217,400 | 2,071 |
| Average Assets, quarterly | $218,612,500 | 2,107 |
| Volatile liabilities | $8,309,000 | 4,690 |
| Insider loans | $82,000 | 10,045 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,411,000 | 4,183 |
| Tier 1 (core) risk-based capital | $13,026,000 | 3,041 |
| Tier 2 risk-based capital | $842,000 | 3,377 |
| Total risk weighted assets | $110,497,000 | 2,383 |
| Total unused commitments | $6,411,000 | 4,209 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 43 | 4,867 |
| Assets and Liabilities | ||
| Total Assets: | $219,279,000 | 2,167 |
| Cash and due from depository institutions | $11,966,000 | 4,867 |
| Interest-bearing balances | $11,031,000 | 682 |
| Securities | $35,562,000 | 3,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $157,695,000 | 1,780 |
| Loan loss allowance | $2,016,000 | 2,107 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,851,000 | 2,587 |
| Other real estate owned | $7,995,000 | 4,867 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,210,000 | 2,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,279,000 | 2,167 |
| Total liabilities | $208,302,000 | 2,102 |
| Total deposits | $202,576,000 | 2,036 |
| Interest-bearing deposits | $200,041,000 | 1,814 |
| Deposits held in domestic offices | $202,576,000 | 2,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,000,000 | 1,295 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $726,000 | 4,258 |
| Total equity capital | $10,977,000 | 3,511 |
| Total bank equity capital | $10,977,000 | 3,511 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $10,977,000 | 2,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,882,000 | 2,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $389,000 | 5,187 |
| Earning assets | $204,288,000 | 2,121 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $222,420,000 | 2,089 |
| Average Assets, quarterly | $221,533,000 | 2,126 |
| Volatile liabilities | $11,149,000 | 3,798 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $5,000,000 | 490 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,026,000 | 3,155 |
| Tier 1 (core) risk-based capital | $10,977,000 | 3,459 |
| Tier 2 risk-based capital | $1,163,000 | 2,553 |
| Total risk weighted assets | $118,756,000 | 2,294 |
| Total unused commitments | $9,026,000 | 3,173 |
| Derivatives | $0 | 651 |