Home > South Bay Bank > Assets and Liabilities
South Bay Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 30 | 4,912 |
| Assets and Liabilities | ||
| Total Assets: | $253,621,000 | 2,525 |
| Cash and due from depository institutions | $5,838,000 | 4,912 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $26,457,000 | 3,751 |
| Federal funds sold & reverse repurchase agreements | $255,000 | 6,510 |
| Net loans & leases | $208,238,000 | 2,175 |
| Loan loss allowance | $2,611,000 | 1,996 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,178,000 | 2,380 |
| Other real estate owned | $0 | 4,912 |
| Goodwill and other intangibles | $4,354,000 | 967 |
| All other assets | $3,301,000 | 3,942 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $253,621,000 | 2,525 |
| Total liabilities | $226,102,000 | 2,545 |
| Total deposits | $154,807,000 | 3,254 |
| Interest-bearing deposits | $130,415,000 | 3,265 |
| Deposits held in domestic offices | $154,807,000 | 3,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,150,000 | 412 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,300,000 | 3,538 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,845,000 | 1,185 |
| Total equity capital | $27,519,000 | 2,465 |
| Total bank equity capital | $27,519,000 | 2,465 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000 | 7,546 |
| Surplus | $22,340,000 | 1,274 |
| Undivided profits | $5,169,000 | 4,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 4,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,104,000 | 3,507 |
| Earning assets | $234,950,000 | 2,513 |
| Long-term assets (5+ years) | $62,695,000 | 1,589 |
| Average Assets, year-to-date | $245,869,000 | 2,573 |
| Average Assets, quarterly | $245,869,000 | 2,573 |
| Volatile liabilities | $78,024,000 | 1,723 |
| Insider loans | $4,459,000 | 1,615 |
| FHLB advances | $4,300,000 | 3,395 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $50,845,000 | 1,790 |
| Tier 1 (core) risk-based capital | $23,524,000 | 2,706 |
| Tier 2 risk-based capital | $2,861,000 | 1,769 |
| Total risk weighted assets | $249,279,000 | 1,931 |
| Total unused commitments | $50,845,000 | 1,791 |
| Derivatives | $50,000,000 | 267 |
| 2006-12-31 | Rank | |
| # of Employees: | 30 | 4,925 |
| Assets and Liabilities | ||
| Total Assets: | $238,117,000 | 2,644 |
| Cash and due from depository institutions | $5,027,000 | 4,925 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $27,248,000 | 3,707 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $192,350,000 | 2,300 |
| Loan loss allowance | $2,397,000 | 2,143 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,245,000 | 2,314 |
| Other real estate owned | $0 | 4,925 |
| Goodwill and other intangibles | $4,410,000 | 946 |
| All other assets | $3,837,000 | 3,603 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $238,117,000 | 2,644 |
| Total liabilities | $211,320,000 | 2,667 |
| Total deposits | $172,665,000 | 2,920 |
| Interest-bearing deposits | $139,331,000 | 3,039 |
| Deposits held in domestic offices | $172,665,000 | 2,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,300,000 | 685 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,900,000 | 3,544 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,455,000 | 931 |
| Total equity capital | $26,797,000 | 2,463 |
| Total bank equity capital | $26,797,000 | 2,463 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,000 | 7,584 |
| Surplus | $22,340,000 | 1,250 |
| Undivided profits | $4,447,000 | 4,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,822,000 | 2,306 |
| Earning assets | $219,598,000 | 2,634 |
| Long-term assets (5+ years) | $60,101,000 | 1,638 |
| Average Assets, year-to-date | $228,329,800 | 2,657 |
| Average Assets, quarterly | $234,993,500 | 2,659 |
| Volatile liabilities | $50,643,000 | 2,623 |
| Insider loans | $5,532,000 | 1,299 |
| FHLB advances | $4,900,000 | 3,421 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $52,940,000 | 1,759 |
| Tier 1 (core) risk-based capital | $22,814,000 | 2,738 |
| Tier 2 risk-based capital | $2,397,000 | 2,064 |
| Total risk weighted assets | $219,658,000 | 2,130 |
| Total unused commitments | $52,940,000 | 1,759 |
| Derivatives | $70,000,000 | 234 |
| 2006-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $231,870,000 | 2,696 |
| Cash and due from depository institutions | $5,395,000 | 5,063 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $28,139,000 | 3,660 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $184,163,000 | 2,368 |
| Loan loss allowance | $2,318,000 | 2,197 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,299,000 | 2,255 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $4,466,000 | 935 |
| All other assets | $4,408,000 | 3,298 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $231,870,000 | 2,696 |
| Total liabilities | $204,380,000 | 2,724 |
| Total deposits | $171,126,000 | 2,905 |
| Interest-bearing deposits | $143,296,000 | 2,924 |
| Deposits held in domestic offices | $171,126,000 | 2,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,500,000 | 780 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,100,000 | 3,546 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,654,000 | 893 |
| Total equity capital | $27,490,000 | 2,405 |
| Total bank equity capital | $27,490,000 | 2,405 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,643 |
| Surplus | $22,340,000 | 1,245 |
| Undivided profits | $5,140,000 | 4,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,856,000 | 2,270 |
| Earning assets | $212,302,000 | 2,689 |
| Long-term assets (5+ years) | $59,404,000 | 1,631 |
| Average Assets, year-to-date | $225,883,000 | 2,687 |
| Average Assets, quarterly | $230,180,500 | 2,686 |
| Volatile liabilities | $75,628,000 | 1,895 |
| Insider loans | $2,379,000 | 2,617 |
| FHLB advances | $5,100,000 | 3,392 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $54,802,000 | 1,729 |
| Tier 1 (core) risk-based capital | $23,441,000 | 2,635 |
| Tier 2 risk-based capital | $2,592,000 | 1,923 |
| Total risk weighted assets | $209,287,000 | 2,207 |
| Total unused commitments | $54,802,000 | 1,730 |
| Derivatives | $80,000,000 | 228 |
| 2006-06-30 | Rank | |
| # of Employees: | 30 | 4,980 |
| Assets and Liabilities | ||
| Total Assets: | $228,491,000 | 2,712 |
| Cash and due from depository institutions | $6,511,000 | 4,980 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $28,342,000 | 3,625 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 4,959 |
| Net loans & leases | $179,252,000 | 2,402 |
| Loan loss allowance | $2,304,000 | 2,185 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,349,000 | 2,191 |
| Other real estate owned | $0 | 4,980 |
| Goodwill and other intangibles | $4,521,000 | 916 |
| All other assets | $3,916,000 | 3,525 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $228,491,000 | 2,712 |
| Total liabilities | $202,366,000 | 2,744 |
| Total deposits | $171,187,000 | 2,888 |
| Interest-bearing deposits | $142,600,000 | 2,926 |
| Deposits held in domestic offices | $171,187,000 | 2,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 965 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,700,000 | 3,064 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,479,000 | 710 |
| Total equity capital | $26,125,000 | 2,430 |
| Total bank equity capital | $26,125,000 | 2,430 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,000 | 7,673 |
| Surplus | $22,340,000 | 1,220 |
| Undivided profits | $3,775,000 | 5,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,564,000 | 2,410 |
| Earning assets | $208,194,000 | 2,720 |
| Long-term assets (5+ years) | $46,892,000 | 1,903 |
| Average Assets, year-to-date | $223,887,330 | 2,718 |
| Average Assets, quarterly | $226,398,500 | 2,710 |
| Volatile liabilities | $75,294,000 | 1,867 |
| Insider loans | $2,585,000 | 2,421 |
| FHLB advances | $7,700,000 | 2,928 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $53,873,000 | 1,751 |
| Tier 1 (core) risk-based capital | $22,500,000 | 2,689 |
| Tier 2 risk-based capital | $2,565,000 | 1,922 |
| Total risk weighted assets | $218,713,000 | 2,099 |
| Total unused commitments | $53,873,000 | 1,752 |
| Derivatives | $80,000,000 | 228 |
| 2006-03-31 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $224,306,000 | 2,737 |
| Cash and due from depository institutions | $5,711,000 | 5,063 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $22,242,000 | 4,336 |
| Federal funds sold & reverse repurchase agreements | $2,190,000 | 4,132 |
| Net loans & leases | $180,947,000 | 2,345 |
| Loan loss allowance | $2,277,000 | 2,177 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,283,000 | 2,155 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $4,577,000 | 886 |
| All other assets | $3,356,000 | 3,818 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $224,306,000 | 2,737 |
| Total liabilities | $200,801,000 | 2,733 |
| Total deposits | $185,769,000 | 2,679 |
| Interest-bearing deposits | $156,253,000 | 2,690 |
| Deposits held in domestic offices | $185,769,000 | 2,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,800,000 | 1,227 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,400,000 | 4,851 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,832,000 | 1,070 |
| Total equity capital | $23,505,000 | 2,620 |
| Total bank equity capital | $23,505,000 | 2,620 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,689 |
| Surplus | $20,340,000 | 1,276 |
| Undivided profits | $3,155,000 | 5,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,270,000 | 2,803 |
| Earning assets | $205,379,000 | 2,731 |
| Long-term assets (5+ years) | $39,033,000 | 2,143 |
| Average Assets, year-to-date | $221,585,500 | 2,746 |
| Average Assets, quarterly | $221,585,500 | 2,746 |
| Volatile liabilities | $68,772,000 | 1,946 |
| Insider loans | $2,684,000 | 2,345 |
| FHLB advances | $1,400,000 | 4,680 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $59,799,000 | 1,596 |
| Tier 1 (core) risk-based capital | $19,597,000 | 3,006 |
| Tier 2 risk-based capital | $2,570,000 | 1,885 |
| Total risk weighted assets | $210,284,000 | 2,123 |
| Total unused commitments | $59,799,000 | 1,596 |
| Derivatives | $160,000,000 | 167 |
| 2005-12-31 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $218,865,000 | 2,779 |
| Cash and due from depository institutions | $5,628,000 | 5,301 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $15,440,000 | 5,294 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $183,806,000 | 2,270 |
| Loan loss allowance | $2,194,000 | 2,202 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,232,000 | 2,154 |
| Other real estate owned | $1,056,000 | 5,301 |
| Goodwill and other intangibles | $4,633,000 | 856 |
| All other assets | $3,070,000 | 4,033 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $218,865,000 | 2,779 |
| Total liabilities | $195,895,000 | 2,774 |
| Total deposits | $181,454,000 | 2,719 |
| Interest-bearing deposits | $155,137,000 | 2,679 |
| Deposits held in domestic offices | $181,454,000 | 2,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,100,000 | 2,644 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,341,000 | 1,135 |
| Total equity capital | $22,970,000 | 2,641 |
| Total bank equity capital | $22,970,000 | 2,641 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,000 | 7,727 |
| Surplus | $20,340,000 | 1,250 |
| Undivided profits | $2,620,000 | 5,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $972,000 | 3,542 |
| Earning assets | $199,246,000 | 2,769 |
| Long-term assets (5+ years) | $16,955,000 | 3,596 |
| Average Assets, year-to-date | $195,188,600 | 2,914 |
| Average Assets, quarterly | $210,127,000 | 2,834 |
| Volatile liabilities | $69,413,000 | 1,883 |
| Insider loans | $2,778,000 | 2,243 |
| FHLB advances | $10,100,000 | 2,504 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $69,865,000 | 1,348 |
| Tier 1 (core) risk-based capital | $18,701,000 | 3,083 |
| Tier 2 risk-based capital | $2,538,000 | 1,875 |
| Total risk weighted assets | $207,788,000 | 2,118 |
| Total unused commitments | $69,865,000 | 1,348 |
| Derivatives | $140,000,000 | 175 |
| 2005-09-30 | Rank | |
| # of Employees: | 27 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $201,389,000 | 2,912 |
| Cash and due from depository institutions | $5,369,000 | 5,310 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $9,092,000 | 6,534 |
| Federal funds sold & reverse repurchase agreements | $310,000 | 5,396 |
| Net loans & leases | $173,272,000 | 2,361 |
| Loan loss allowance | $2,229,000 | 2,162 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,261,000 | 2,098 |
| Other real estate owned | $1,056,000 | 5,310 |
| Goodwill and other intangibles | $4,689,000 | 825 |
| All other assets | $2,340,000 | 4,659 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $201,389,000 | 2,912 |
| Total liabilities | $179,124,000 | 2,921 |
| Total deposits | $163,480,000 | 2,915 |
| Interest-bearing deposits | $139,155,000 | 2,858 |
| Deposits held in domestic offices | $163,480,000 | 2,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,000,000 | 2,397 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,644,000 | 1,294 |
| Total equity capital | $22,265,000 | 2,705 |
| Total bank equity capital | $22,265,000 | 2,705 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,752 |
| Surplus | $20,340,000 | 1,211 |
| Undivided profits | $1,915,000 | 6,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $750,000 | 4,353 |
| Earning assets | $182,674,000 | 2,925 |
| Long-term assets (5+ years) | $18,590,000 | 3,461 |
| Average Assets, year-to-date | $189,269,500 | 2,970 |
| Average Assets, quarterly | $194,715,500 | 2,951 |
| Volatile liabilities | $53,527,000 | 2,254 |
| Insider loans | $3,285,000 | 1,950 |
| FHLB advances | $12,000,000 | 2,262 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $55,207,000 | 1,623 |
| Tier 1 (core) risk-based capital | $17,801,000 | 3,167 |
| Tier 2 risk-based capital | $2,492,000 | 1,876 |
| Total risk weighted assets | $199,352,000 | 2,153 |
| Total unused commitments | $55,207,000 | 1,623 |
| Derivatives | $132,500,000 | 181 |
| 2005-06-30 | Rank | |
| # of Employees: | 29 | 5,072 |
| Assets and Liabilities | ||
| Total Assets: | $188,042,000 | 3,009 |
| Cash and due from depository institutions | $10,935,000 | 5,072 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $7,211,000 | 7,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $155,179,000 | 2,527 |
| Loan loss allowance | $1,843,000 | 2,515 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,255,000 | 2,058 |
| Other real estate owned | $1,056,000 | 5,072 |
| Goodwill and other intangibles | $4,745,000 | 811 |
| All other assets | $3,661,000 | 3,440 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $188,042,000 | 3,009 |
| Total liabilities | $164,860,000 | 3,076 |
| Total deposits | $156,437,000 | 2,955 |
| Interest-bearing deposits | $126,114,000 | 3,058 |
| Deposits held in domestic offices | $156,437,000 | 2,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,500,000 | 1,561 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,923,000 | 1,449 |
| Total equity capital | $23,182,000 | 2,551 |
| Total bank equity capital | $23,182,000 | 2,551 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,756 |
| Surplus | $20,340,000 | 1,188 |
| Undivided profits | $2,832,000 | 5,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $597,000 | 4,806 |
| Earning assets | $162,390,000 | 3,162 |
| Long-term assets (5+ years) | $12,266,000 | 4,317 |
| Average Assets, year-to-date | $185,229,670 | 3,002 |
| Average Assets, quarterly | $184,455,500 | 3,033 |
| Volatile liabilities | $30,726,000 | 3,227 |
| Insider loans | $2,285,000 | 2,531 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $57,136,000 | 1,525 |
| Tier 1 (core) risk-based capital | $18,391,000 | 3,029 |
| Tier 2 risk-based capital | $1,843,000 | 2,387 |
| Total risk weighted assets | $180,163,000 | 2,288 |
| Total unused commitments | $57,136,000 | 1,525 |
| Derivatives | $132,500,000 | 179 |
| 2005-03-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $180,869,000 | 3,098 |
| Cash and due from depository institutions | $7,529,000 | 5,036 |
| Interest-bearing balances | $728,000 | 3,027 |
| Securities | $7,541,000 | 6,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $152,219,000 | 2,522 |
| Loan loss allowance | $1,822,000 | 2,512 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,275,000 | 2,028 |
| Other real estate owned | $1,056,000 | 5,036 |
| Goodwill and other intangibles | $4,800,000 | 798 |
| All other assets | $2,449,000 | 4,365 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $180,869,000 | 3,098 |
| Total liabilities | $158,469,000 | 3,166 |
| Total deposits | $149,242,000 | 3,070 |
| Interest-bearing deposits | $126,520,000 | 3,056 |
| Deposits held in domestic offices | $149,242,000 | 3,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,000,000 | 3,072 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,227,000 | 1,798 |
| Total equity capital | $22,400,000 | 2,568 |
| Total bank equity capital | $22,400,000 | 2,568 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,819 |
| Surplus | $20,340,000 | 1,148 |
| Undivided profits | $2,050,000 | 6,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,804,000 | 1,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $679,000 | 4,263 |
| Earning assets | $160,488,000 | 3,182 |
| Long-term assets (5+ years) | $13,253,000 | 4,240 |
| Average Assets, year-to-date | $183,823,500 | 3,044 |
| Average Assets, quarterly | $183,823,500 | 3,044 |
| Volatile liabilities | $32,234,000 | 3,043 |
| Insider loans | $2,285,000 | 2,479 |
| FHLB advances | $7,000,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $45,159,000 | 1,791 |
| Tier 1 (core) risk-based capital | $17,723,000 | 3,081 |
| Tier 2 risk-based capital | $1,822,000 | 2,381 |
| Total risk weighted assets | $172,200,000 | 2,351 |
| Total unused commitments | $45,159,000 | 1,792 |
| Derivatives | $20,000,000 | 311 |
| 2004-12-31 | Rank | |
| # of Employees: | 29 | 5,048 |
| Assets and Liabilities | ||
| Total Assets: | $186,778,000 | 3,015 |
| Cash and due from depository institutions | $5,756,000 | 5,048 |
| Interest-bearing balances | $728,000 | 3,113 |
| Securities | $7,905,000 | 6,910 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $159,797,000 | 2,399 |
| Loan loss allowance | $1,788,000 | 2,534 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,258,000 | 2,016 |
| Other real estate owned | $1,056,000 | 5,048 |
| Goodwill and other intangibles | $4,856,000 | 786 |
| All other assets | $2,150,000 | 4,655 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $186,778,000 | 3,015 |
| Total liabilities | $164,628,000 | 3,057 |
| Total deposits | $158,433,000 | 2,907 |
| Interest-bearing deposits | $119,816,000 | 3,167 |
| Deposits held in domestic offices | $158,433,000 | 2,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,000,000 | 3,847 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,195,000 | 1,792 |
| Total equity capital | $22,150,000 | 2,596 |
| Total bank equity capital | $22,150,000 | 2,596 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,861 |
| Surplus | $20,340,000 | 1,136 |
| Undivided profits | $1,800,000 | 6,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,822,000 | 1,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $661,000 | 4,367 |
| Earning assets | $168,430,000 | 3,056 |
| Long-term assets (5+ years) | $11,979,000 | 4,466 |
| Average Assets, year-to-date | $177,056,600 | 3,044 |
| Average Assets, quarterly | $189,482,000 | 2,974 |
| Volatile liabilities | $40,900,000 | 2,492 |
| Insider loans | $2,053,000 | 2,696 |
| FHLB advances | $4,000,000 | 3,675 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $61,436,000 | 1,358 |
| Tier 1 (core) risk-based capital | $17,142,000 | 3,127 |
| Tier 2 risk-based capital | $1,788,000 | 2,401 |
| Total risk weighted assets | $183,976,000 | 2,190 |
| Total unused commitments | $61,436,000 | 1,358 |
| Derivatives | $20,000,000 | 308 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $192,186,000 | 2,941 |
| Cash and due from depository institutions | $8,386,000 | 4,735 |
| Interest-bearing balances | $728,000 | 3,153 |
| Securities | $10,387,000 | 6,419 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $160,381,000 | 2,353 |
| Loan loss allowance | $1,740,000 | 2,592 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,240,000 | 1,989 |
| Other real estate owned | $1,043,000 | 4,735 |
| Goodwill and other intangibles | $4,912,000 | 760 |
| All other assets | $1,837,000 | 5,052 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $192,186,000 | 2,941 |
| Total liabilities | $170,407,000 | 2,957 |
| Total deposits | $151,829,000 | 2,967 |
| Interest-bearing deposits | $115,127,000 | 3,239 |
| Deposits held in domestic offices | $151,829,000 | 2,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,721 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $12,000,000 | 2,326 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,078,000 | 1,863 |
| Total equity capital | $21,779,000 | 2,633 |
| Total bank equity capital | $21,779,000 | 2,633 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,000 | 7,904 |
| Surplus | $20,340,000 | 1,107 |
| Undivided profits | $1,429,000 | 7,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 7,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $354,000 | 6,609 |
| Earning assets | $171,496,000 | 2,992 |
| Long-term assets (5+ years) | $7,728,000 | 5,407 |
| Average Assets, year-to-date | $174,626,250 | 3,071 |
| Average Assets, quarterly | $185,497,500 | 2,981 |
| Volatile liabilities | $49,398,000 | 2,111 |
| Insider loans | $3,195,000 | 1,835 |
| FHLB advances | $12,000,000 | 2,194 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $53,191,000 | 1,503 |
| Tier 1 (core) risk-based capital | $16,585,000 | 3,196 |
| Tier 2 risk-based capital | $1,740,000 | 2,429 |
| Total risk weighted assets | $171,334,000 | 2,296 |
| Total unused commitments | $53,191,000 | 1,504 |
| Derivatives | $20,000,000 | 321 |
| 2004-06-30 | Rank | |
| # of Employees: | 33 | 4,693 |
| Assets and Liabilities | ||
| Total Assets: | $178,809,000 | 3,076 |
| Cash and due from depository institutions | $6,705,000 | 4,693 |
| Interest-bearing balances | $728,000 | 3,167 |
| Securities | $10,855,000 | 6,400 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $146,266,000 | 2,509 |
| Loan loss allowance | $1,652,000 | 2,702 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,195,000 | 1,971 |
| Other real estate owned | $1,010,000 | 4,693 |
| Goodwill and other intangibles | $4,968,000 | 737 |
| All other assets | $3,810,000 | 3,182 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $178,809,000 | 3,076 |
| Total liabilities | $157,809,000 | 3,124 |
| Total deposits | $132,740,000 | 3,324 |
| Interest-bearing deposits | $94,569,000 | 3,824 |
| Deposits held in domestic offices | $132,740,000 | 3,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,000,000 | 835 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 3,056 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,069,000 | 2,819 |
| Total equity capital | $21,000,000 | 2,604 |
| Total bank equity capital | $21,000,000 | 2,604 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,000 | 7,957 |
| Surplus | $20,340,000 | 1,080 |
| Undivided profits | $650,000 | 7,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $526,000 | 5,102 |
| Earning assets | $157,849,000 | 3,161 |
| Long-term assets (5+ years) | $7,503,000 | 5,589 |
| Average Assets, year-to-date | $168,773,000 | 3,159 |
| Average Assets, quarterly | $171,574,000 | 3,140 |
| Volatile liabilities | $36,093,000 | 2,636 |
| Insider loans | $8,328,000 | 663 |
| FHLB advances | $7,000,000 | 2,915 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $52,197,000 | 1,515 |
| Tier 1 (core) risk-based capital | $15,989,000 | 3,262 |
| Tier 2 risk-based capital | $1,652,000 | 2,503 |
| Total risk weighted assets | $157,764,000 | 2,445 |
| Total unused commitments | $52,197,000 | 1,516 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $164,339,000 | 3,258 |
| Cash and due from depository institutions | $7,813,000 | 4,465 |
| Interest-bearing balances | $2,325,000 | 2,153 |
| Securities | $9,625,000 | 6,655 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $134,123,000 | 2,643 |
| Loan loss allowance | $1,652,000 | 2,678 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,221,000 | 1,930 |
| Other real estate owned | $968,000 | 4,465 |
| Goodwill and other intangibles | $5,024,000 | 717 |
| All other assets | $1,565,000 | 5,265 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $164,339,000 | 3,258 |
| Total liabilities | $143,588,000 | 3,328 |
| Total deposits | $135,146,000 | 3,251 |
| Interest-bearing deposits | $95,975,000 | 3,788 |
| Deposits held in domestic offices | $135,146,000 | 3,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,126 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,000,000 | 3,362 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,442,000 | 2,496 |
| Total equity capital | $20,751,000 | 2,688 |
| Total bank equity capital | $20,751,000 | 2,688 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,000 | 7,982 |
| Surplus | $20,340,000 | 1,066 |
| Undivided profits | $401,000 | 8,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 7,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $518,000 | 5,066 |
| Earning assets | $146,073,000 | 3,348 |
| Long-term assets (5+ years) | $8,348,000 | 5,323 |
| Average Assets, year-to-date | $163,755,000 | 3,235 |
| Average Assets, quarterly | $163,755,000 | 3,235 |
| Volatile liabilities | $16,718,000 | 4,398 |
| Insider loans | $5,910,000 | 938 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $47,659,000 | 1,586 |
| Tier 1 (core) risk-based capital | $15,649,000 | 3,284 |
| Tier 2 risk-based capital | $1,652,000 | 2,487 |
| Total risk weighted assets | $147,142,000 | 2,528 |
| Total unused commitments | $47,659,000 | 1,589 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 38 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $163,171,000 | 3,254 |
| Cash and due from depository institutions | $7,663,000 | 4,223 |
| Interest-bearing balances | $2,728,000 | 1,855 |
| Securities | $10,246,000 | 6,551 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,004 |
| Net loans & leases | $130,399,000 | 2,681 |
| Loan loss allowance | $1,631,000 | 2,681 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,252,000 | 1,899 |
| Other real estate owned | $925,000 | 4,223 |
| Goodwill and other intangibles | $5,079,000 | 705 |
| All other assets | $1,607,000 | 5,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,171,000 | 3,254 |
| Total liabilities | $142,621,000 | 3,322 |
| Total deposits | $136,089,000 | 3,222 |
| Interest-bearing deposits | $102,518,000 | 3,550 |
| Deposits held in domestic offices | $136,089,000 | 3,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $399,000 | 3,127 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,133,000 | 2,856 |
| Total equity capital | $20,550,000 | 2,653 |
| Total bank equity capital | $20,550,000 | 2,653 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,000 | 8,040 |
| Surplus | $20,340,000 | 1,044 |
| Undivided profits | $200,000 | 8,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $506,000 | 5,320 |
| Earning assets | $145,373,000 | 3,335 |
| Long-term assets (5+ years) | $8,661,000 | 5,276 |
| Average Assets, year-to-date | $171,565,000 | 3,056 |
| Average Assets, quarterly | $163,154,000 | 3,242 |
| Volatile liabilities | $19,734,000 | 3,945 |
| Insider loans | $5,560,000 | 977 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $30,226,000 | 2,137 |
| Tier 1 (core) risk-based capital | $15,400,000 | 3,300 |
| Tier 2 risk-based capital | $1,631,000 | 2,492 |
| Total risk weighted assets | $137,692,000 | 2,662 |
| Total unused commitments | $30,226,000 | 2,140 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 38 | 4,255 |
| Assets and Liabilities | ||
| Total Assets: | $163,137,000 | 3,251 |
| Cash and due from depository institutions | $6,397,000 | 4,255 |
| Interest-bearing balances | $728,000 | 3,399 |
| Securities | $11,790,000 | 6,166 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,763 |
| Net loans & leases | $124,241,000 | 2,769 |
| Loan loss allowance | $1,646,000 | 2,664 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,311,000 | 1,857 |
| Other real estate owned | $1,000,000 | 4,255 |
| Goodwill and other intangibles | $4,084,000 | 805 |
| All other assets | $2,314,000 | 4,302 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,137,000 | 3,251 |
| Total liabilities | $142,865,000 | 3,316 |
| Total deposits | $136,879,000 | 3,205 |
| Interest-bearing deposits | $106,744,000 | 3,425 |
| Deposits held in domestic offices | $136,879,000 | 3,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $397,000 | 3,006 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $589,000 | 4,577 |
| Total equity capital | $20,272,000 | 2,673 |
| Total bank equity capital | $20,272,000 | 2,673 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,000 | 8,092 |
| Surplus | $19,852,000 | 1,062 |
| Undivided profits | $410,000 | 8,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 7,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $524,000 | 5,357 |
| Earning assets | $144,759,000 | 3,338 |
| Long-term assets (5+ years) | $14,167,000 | 4,355 |
| Average Assets, year-to-date | $173,663,500 | 3,055 |
| Average Assets, quarterly | $169,414,500 | 3,153 |
| Volatile liabilities | $19,695,000 | 3,901 |
| Insider loans | $375,000 | 5,990 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $27,487,000 | 2,290 |
| Tier 1 (core) risk-based capital | $16,095,000 | 3,148 |
| Tier 2 risk-based capital | $1,646,000 | 2,460 |
| Total risk weighted assets | $132,490,000 | 2,746 |
| Total unused commitments | $27,487,000 | 2,294 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 36 | 4,424 |
| Assets and Liabilities | ||
| Total Assets: | $175,692,000 | 3,058 |
| Cash and due from depository institutions | $6,612,000 | 4,424 |
| Interest-bearing balances | $325,000 | 4,315 |
| Securities | $8,732,000 | 6,793 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $147,372,000 | 2,357 |
| Loan loss allowance | $1,531,000 | 2,803 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,346,000 | 1,813 |
| Other real estate owned | $1,000,000 | 4,424 |
| Goodwill and other intangibles | $4,139,000 | 767 |
| All other assets | $2,491,000 | 4,028 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,692,000 | 3,058 |
| Total liabilities | $155,705,000 | 3,094 |
| Total deposits | $147,655,000 | 2,988 |
| Interest-bearing deposits | $116,233,000 | 3,164 |
| Deposits held in domestic offices | $147,655,000 | 2,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,595,000 | 1,924 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $455,000 | 5,336 |
| Total equity capital | $19,987,000 | 2,703 |
| Total bank equity capital | $19,987,000 | 2,703 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,000 | 8,122 |
| Surplus | $19,853,000 | 1,037 |
| Undivided profits | $124,000 | 8,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $537,000 | 5,149 |
| Earning assets | $156,429,000 | 3,131 |
| Long-term assets (5+ years) | $10,017,000 | 4,893 |
| Average Assets, year-to-date | $177,172,330 | 2,990 |
| Average Assets, quarterly | $175,078,000 | 3,048 |
| Volatile liabilities | $28,021,000 | 2,980 |
| Insider loans | $396,000 | 5,888 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,818,000 | 2,822 |
| Tier 1 (core) risk-based capital | $15,733,000 | 3,163 |
| Tier 2 risk-based capital | $1,531,000 | 2,574 |
| Total risk weighted assets | $158,615,000 | 2,283 |
| Total unused commitments | $19,818,000 | 2,830 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $174,464,000 | 3,047 |
| Cash and due from depository institutions | $4,885,000 | 4,788 |
| Interest-bearing balances | $325,000 | 4,222 |
| Securities | $7,934,000 | 6,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $146,230,000 | 2,325 |
| Loan loss allowance | $2,224,000 | 1,968 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,399,000 | 1,743 |
| Other real estate owned | $1,535,000 | 4,788 |
| Goodwill and other intangibles | $4,195,000 | 755 |
| All other assets | $4,286,000 | 2,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,464,000 | 3,047 |
| Total liabilities | $154,254,000 | 3,098 |
| Total deposits | $146,744,000 | 2,982 |
| Interest-bearing deposits | $119,207,000 | 3,096 |
| Deposits held in domestic offices | $146,744,000 | 2,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,092,000 | 1,937 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $418,000 | 5,643 |
| Total equity capital | $20,210,000 | 2,615 |
| Total bank equity capital | $20,210,000 | 2,615 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000 | 8,162 |
| Surplus | $19,853,000 | 1,025 |
| Undivided profits | $347,000 | 8,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,108,000 | 1,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $642,000 | 4,467 |
| Earning assets | $154,489,000 | 3,120 |
| Long-term assets (5+ years) | $12,778,000 | 4,356 |
| Average Assets, year-to-date | $177,912,500 | 2,964 |
| Average Assets, quarterly | $177,912,500 | 2,964 |
| Volatile liabilities | $25,433,000 | 3,191 |
| Insider loans | $46,000 | 7,909 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $25,330,000 | 2,302 |
| Tier 1 (core) risk-based capital | $15,861,000 | 3,089 |
| Tier 2 risk-based capital | $1,980,000 | 2,022 |
| Total risk weighted assets | $158,151,000 | 2,249 |
| Total unused commitments | $25,330,000 | 2,313 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $181,361,000 | 2,885 |
| Cash and due from depository institutions | $5,694,000 | 4,795 |
| Interest-bearing balances | $325,000 | 4,134 |
| Securities | $11,465,000 | 6,192 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 5,209 |
| Net loans & leases | $148,682,000 | 2,278 |
| Loan loss allowance | $2,181,000 | 1,959 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,456,000 | 1,700 |
| Other real estate owned | $1,000,000 | 4,795 |
| Goodwill and other intangibles | $4,251,000 | 735 |
| All other assets | $3,213,000 | 3,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,361,000 | 2,885 |
| Total liabilities | $161,270,000 | 2,930 |
| Total deposits | $153,975,000 | 2,782 |
| Interest-bearing deposits | $124,272,000 | 2,936 |
| Deposits held in domestic offices | $153,975,000 | 2,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,475,000 | 2,248 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $820,000 | 3,873 |
| Total equity capital | $20,091,000 | 2,607 |
| Total bank equity capital | $20,091,000 | 2,607 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,000 | 8,197 |
| Surplus | $19,328,000 | 1,026 |
| Undivided profits | $753,000 | 7,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,479,000 | 903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $728,000 | 4,236 |
| Earning assets | $162,072,000 | 2,954 |
| Long-term assets (5+ years) | $17,725,000 | 3,596 |
| Average Assets, year-to-date | $183,079,400 | 2,743 |
| Average Assets, quarterly | $181,588,500 | 2,852 |
| Volatile liabilities | $32,488,000 | 2,624 |
| Insider loans | $2,229,000 | 2,317 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $29,600,000 | 1,983 |
| Tier 1 (core) risk-based capital | $15,612,000 | 3,081 |
| Tier 2 risk-based capital | $1,970,000 | 2,001 |
| Total risk weighted assets | $157,364,000 | 2,224 |
| Total unused commitments | $29,600,000 | 1,986 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 42 | 3,894 |
| Assets and Liabilities | ||
| Total Assets: | $186,889,000 | 2,699 |
| Cash and due from depository institutions | $3,786,000 | 3,894 |
| Interest-bearing balances | $2,000 | 6,912 |
| Securities | $15,083,000 | 5,353 |
| Federal funds sold & reverse repurchase agreements | $5,975,000 | 2,409 |
| Net loans & leases | $140,762,000 | 2,304 |
| Loan loss allowance | $3,213,000 | 1,289 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,546,000 | 1,603 |
| Other real estate owned | $0 | 3,894 |
| Goodwill and other intangibles | $7,033,000 | 507 |
| All other assets | $8,704,000 | 1,385 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,889,000 | 2,699 |
| Total liabilities | $159,537,000 | 2,836 |
| Total deposits | $148,285,000 | 2,751 |
| Interest-bearing deposits | $120,103,000 | 2,902 |
| Deposits held in domestic offices | $148,285,000 | 2,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,096,000 | 1,872 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 2,583 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,156,000 | 3,111 |
| Total equity capital | $27,352,000 | 1,793 |
| Total bank equity capital | $27,352,000 | 1,793 |
| Perpetual preferred stock | $2,500,000 | 60 |
| Common stock | $1,000 | 8,561 |
| Surplus | $24,819,000 | 810 |
| Undivided profits | $32,000 | 8,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,943,000 | 1,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $832,000 | 4,081 |
| Earning assets | $161,822,000 | 2,824 |
| Long-term assets (5+ years) | $17,810,000 | 3,556 |
| Average Assets, year-to-date | $190,829,200 | 2,546 |
| Average Assets, quarterly | $187,731,000 | 2,660 |
| Volatile liabilities | $45,777,000 | 1,910 |
| Insider loans | $3,325,000 | 1,505 |
| FHLB advances | $7,000,000 | 2,412 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $59,115,000 | 1,116 |
| Tier 1 (core) risk-based capital | $16,173,000 | 2,842 |
| Tier 2 risk-based capital | $1,981,000 | 1,874 |
| Total risk weighted assets | $157,233,000 | 2,124 |
| Total unused commitments | $59,115,000 | 1,120 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 46 | 3,624 |
| Assets and Liabilities | ||
| Total Assets: | $197,317,000 | 2,467 |
| Cash and due from depository institutions | $6,530,000 | 3,624 |
| Interest-bearing balances | $3,000 | 6,684 |
| Securities | $28,881,000 | 3,528 |
| Federal funds sold & reverse repurchase agreements | $10,075,000 | 1,174 |
| Net loans & leases | $145,974,000 | 2,168 |
| Loan loss allowance | $1,637,000 | 2,285 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,797,000 | 2,316 |
| Other real estate owned | $0 | 3,624 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,060,000 | 3,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,317,000 | 2,467 |
| Total liabilities | $177,753,000 | 2,471 |
| Total deposits | $161,432,000 | 2,452 |
| Interest-bearing deposits | $131,564,000 | 2,559 |
| Deposits held in domestic offices | $161,432,000 | 2,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,672,000 | 1,817 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,000,000 | 1,927 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,649,000 | 2,400 |
| Total equity capital | $19,564,000 | 2,381 |
| Total bank equity capital | $19,564,000 | 2,381 |
| Perpetual preferred stock | $4,455,000 | 54 |
| Common stock | $2,820,000 | 1,394 |
| Surplus | $5,658,000 | 2,741 |
| Undivided profits | $6,631,000 | 3,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $946,000 | 2,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,030,000 | 2,653 |
| Earning assets | $184,933,000 | 2,418 |
| Long-term assets (5+ years) | $37,446,000 | 2,016 |
| Average Assets, year-to-date | $187,111,600 | 2,478 |
| Average Assets, quarterly | $198,365,000 | 2,425 |
| Volatile liabilities | $59,981,000 | 1,489 |
| Insider loans | $3,140,000 | 1,558 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $50,564,000 | 1,161 |
| Tier 1 (core) risk-based capital | $19,804,000 | 2,257 |
| Tier 2 risk-based capital | $1,637,000 | 2,137 |
| Total risk weighted assets | $165,880,900 | 1,938 |
| Total unused commitments | $50,564,000 | 1,163 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 42 | 4,012 |
| Assets and Liabilities | ||
| Total Assets: | $170,572,000 | 2,753 |
| Cash and due from depository institutions | $5,415,000 | 4,012 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $31,450,000 | 3,447 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $127,321,000 | 2,358 |
| Loan loss allowance | $1,421,000 | 2,511 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,985,000 | 2,170 |
| Other real estate owned | $79,000 | 4,012 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,322,000 | 3,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,572,000 | 2,753 |
| Total liabilities | $158,227,000 | 2,700 |
| Total deposits | $135,923,000 | 2,803 |
| Interest-bearing deposits | $106,862,000 | 3,053 |
| Deposits held in domestic offices | $135,923,000 | 2,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,769,000 | 1,574 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,967,000 | 1,600 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,568,000 | 2,294 |
| Total equity capital | $12,345,000 | 3,547 |
| Total bank equity capital | $12,345,000 | 3,547 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,820,000 | 1,394 |
| Surplus | $5,658,000 | 2,698 |
| Undivided profits | $3,867,000 | 4,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 3,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $850,000 | 2,726 |
| Earning assets | $158,771,000 | 2,710 |
| Long-term assets (5+ years) | $39,717,000 | 2,060 |
| Average Assets, year-to-date | $154,715,400 | 2,885 |
| Average Assets, quarterly | $165,520,500 | 2,789 |
| Volatile liabilities | $46,319,000 | 1,770 |
| Insider loans | $2,747,000 | 1,702 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $32,713,000 | 1,643 |
| Tier 1 (core) risk-based capital | $13,244,000 | 3,322 |
| Tier 2 risk-based capital | $1,421,000 | 2,283 |
| Total risk weighted assets | $141,333,200 | 2,169 |
| Total unused commitments | $32,713,000 | 1,645 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 46 | 3,747 |
| Assets and Liabilities | ||
| Total Assets: | $144,734,000 | 3,110 |
| Cash and due from depository institutions | $3,686,000 | 3,747 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $28,976,000 | 3,752 |
| Federal funds sold & reverse repurchase agreements | $3,140,000 | 4,694 |
| Net loans & leases | $102,569,000 | 2,701 |
| Loan loss allowance | $1,182,000 | 2,871 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,086,000 | 1,985 |
| Other real estate owned | $70,000 | 3,747 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,207,000 | 3,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,734,000 | 3,110 |
| Total liabilities | $133,300,000 | 3,061 |
| Total deposits | $125,425,000 | 3,016 |
| Interest-bearing deposits | $98,041,000 | 3,290 |
| Deposits held in domestic offices | $125,425,000 | 3,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,237,000 | 1,378 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,638,000 | 1,572 |
| Total equity capital | $11,434,000 | 3,876 |
| Total bank equity capital | $11,434,000 | 3,876 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $8,477,000 | 400 |
| Surplus | $0 | 9,669 |
| Undivided profits | $2,957,000 | 5,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 7,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $606,000 | 3,850 |
| Earning assets | $134,685,000 | 3,085 |
| Long-term assets (5+ years) | $31,300,000 | 2,304 |
| Average Assets, year-to-date | $132,508,800 | 3,222 |
| Average Assets, quarterly | $143,827,000 | 3,086 |
| Volatile liabilities | $26,838,000 | 2,357 |
| Insider loans | $2,831,000 | 1,530 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $30,637,000 | 1,638 |
| Tier 1 (core) risk-based capital | $11,499,000 | 3,692 |
| Tier 2 risk-based capital | $1,182,000 | 2,607 |
| Total risk weighted assets | $120,384,800 | 2,381 |
| Total unused commitments | $30,637,000 | 1,644 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 48 | 3,726 |
| Assets and Liabilities | ||
| Total Assets: | $116,867,000 | 3,760 |
| Cash and due from depository institutions | $2,928,000 | 3,726 |
| Interest-bearing balances | $99,000 | 4,790 |
| Securities | $13,855,000 | 6,287 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,489 |
| Net loans & leases | $86,997,000 | 3,133 |
| Loan loss allowance | $1,710,000 | 2,057 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,120,000 | 1,923 |
| Other real estate owned | $1,208,000 | 3,726 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,259,000 | 3,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,867,000 | 3,760 |
| Total liabilities | $106,921,000 | 3,686 |
| Total deposits | $101,127,000 | 3,666 |
| Interest-bearing deposits | $74,694,000 | 4,196 |
| Deposits held in domestic offices | $101,127,000 | 3,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,821,000 | 1,691 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,973,000 | 2,050 |
| Total equity capital | $9,946,000 | 4,328 |
| Total bank equity capital | $9,946,000 | 4,328 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $8,477,000 | 416 |
| Surplus | $0 | 10,084 |
| Undivided profits | $1,469,000 | 7,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 5,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $676,000 | 3,485 |
| Earning assets | $106,451,000 | 3,803 |
| Long-term assets (5+ years) | $16,830,000 | 3,132 |
| Average Assets, year-to-date | $100,306,200 | 4,143 |
| Average Assets, quarterly | $112,388,500 | 3,848 |
| Volatile liabilities | $18,526,000 | 3,189 |
| Insider loans | $2,582,000 | 1,641 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $28,893,000 | 1,621 |
| Tier 1 (core) risk-based capital | $9,941,000 | 4,198 |
| Tier 2 risk-based capital | $1,274,930 | 2,336 |
| Total risk weighted assets | $101,559,030 | 2,727 |
| Total unused commitments | $28,893,000 | 1,624 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 41 | 4,469 |
| Assets and Liabilities | ||
| Total Assets: | $87,359,000 | 4,950 |
| Cash and due from depository institutions | $4,563,000 | 4,469 |
| Interest-bearing balances | $198,000 | 4,048 |
| Securities | $11,572,000 | 7,415 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 3,634 |
| Net loans & leases | $61,902,000 | 4,254 |
| Loan loss allowance | $1,534,000 | 2,396 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,182,000 | 1,887 |
| Other real estate owned | $614,000 | 4,469 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,276,000 | 5,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,359,000 | 4,950 |
| Total liabilities | $79,232,000 | 4,899 |
| Total deposits | $76,963,000 | 4,800 |
| Interest-bearing deposits | $58,272,000 | 5,328 |
| Deposits held in domestic offices | $76,963,000 | 4,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,059,000 | 2,717 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,210,000 | 3,047 |
| Total equity capital | $8,127,000 | 5,173 |
| Total bank equity capital | $8,127,000 | 5,173 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $8,478,000 | 445 |
| Surplus | $0 | 10,586 |
| Undivided profits | $-351,000 | 11,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,450,000 | 1,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $446,000 | 5,169 |
| Earning assets | $76,922,000 | 5,112 |
| Long-term assets (5+ years) | $7,866,000 | 4,763 |
| Average Assets, year-to-date | $81,154,800 | 5,079 |
| Average Assets, quarterly | $86,001,500 | 4,968 |
| Volatile liabilities | $10,368,000 | 4,760 |
| Insider loans | $2,128,000 | 1,997 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,167,000 | 2,794 |
| Tier 1 (core) risk-based capital | $8,116,000 | 5,076 |
| Tier 2 risk-based capital | $888,980 | 3,331 |
| Total risk weighted assets | $70,473,080 | 3,833 |
| Total unused commitments | $13,167,000 | 2,807 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 40 | 4,695 |
| Assets and Liabilities | ||
| Total Assets: | $75,719,000 | 5,602 |
| Cash and due from depository institutions | $4,993,000 | 4,695 |
| Interest-bearing balances | $1,089,000 | 2,452 |
| Securities | $11,150,000 | 7,871 |
| Federal funds sold & reverse repurchase agreements | $6,625,000 | 2,213 |
| Net loans & leases | $46,852,000 | 5,218 |
| Loan loss allowance | $1,835,000 | 2,093 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,378,000 | 1,749 |
| Other real estate owned | $474,000 | 4,695 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,247,000 | 5,436 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,719,000 | 5,602 |
| Total liabilities | $69,037,000 | 5,544 |
| Total deposits | $67,644,000 | 5,424 |
| Interest-bearing deposits | $51,860,000 | 5,926 |
| Deposits held in domestic offices | $67,644,000 | 5,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,393,000 | 2,803 |
| Total equity capital | $6,682,000 | 6,069 |
| Total bank equity capital | $6,682,000 | 6,069 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,602,000 | 502 |
| Surplus | $0 | 11,041 |
| Undivided profits | $-920,000 | 11,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,666,000 | 987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $427,000 | 5,471 |
| Earning assets | $65,716,000 | 5,853 |
| Long-term assets (5+ years) | $3,999,000 | 6,369 |
| Average Assets, year-to-date | $74,019,400 | 5,496 |
| Average Assets, quarterly | $75,901,500 | 5,534 |
| Volatile liabilities | $4,699,000 | 7,142 |
| Insider loans | $1,220,000 | 3,231 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,734,000 | 2,927 |
| Tier 1 (core) risk-based capital | $6,571,000 | 6,004 |
| Tier 2 risk-based capital | $737,590 | 3,858 |
| Total risk weighted assets | $57,909,890 | 4,469 |
| Total unused commitments | $11,734,000 | 2,938 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $74,168,000 | 5,655 |
| Cash and due from depository institutions | $6,010,000 | 5,222 |
| Interest-bearing balances | $495,000 | 3,361 |
| Securities | $4,595,000 | 11,035 |
| Federal funds sold & reverse repurchase agreements | $5,090,000 | 1,781 |
| Net loans & leases | $46,399,000 | 5,190 |
| Loan loss allowance | $2,764,000 | 1,488 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,592,000 | 1,623 |
| Other real estate owned | $6,718,000 | 5,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $764,000 | 7,891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,168,000 | 5,655 |
| Total liabilities | $69,864,000 | 5,483 |
| Total deposits | $68,298,000 | 5,329 |
| Interest-bearing deposits | $49,892,000 | 6,081 |
| Deposits held in domestic offices | $68,298,000 | 5,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $807,000 | 3,350 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $759,000 | 3,759 |
| Total equity capital | $4,304,000 | 7,846 |
| Total bank equity capital | $4,304,000 | 7,846 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,645,000 | 666 |
| Surplus | $0 | 11,565 |
| Undivided profits | $-1,341,000 | 12,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,100,000 | 1,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $390,000 | 5,304 |
| Earning assets | $56,579,000 | 6,495 |
| Long-term assets (5+ years) | $1,295,000 | 9,068 |
| Average Assets, year-to-date | $85,633,000 | 4,898 |
| Average Assets, quarterly | $77,764,500 | 5,424 |
| Volatile liabilities | $3,837,000 | 7,656 |
| Insider loans | $1,147,000 | 3,338 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $119,000 | 1,201 |
| Unused loan commitments | $10,004,000 | 3,127 |
| Tier 1 (core) risk-based capital | $4,387,000 | 7,839 |
| Tier 2 risk-based capital | $780,530 | 3,640 |
| Total risk weighted assets | $60,459,130 | 4,210 |
| Total unused commitments | $10,004,000 | 3,137 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $97,334,000 | 4,562 |
| Cash and due from depository institutions | $5,228,000 | 4,750 |
| Interest-bearing balances | $547,000 | 4,215 |
| Securities | $3,785,000 | 11,826 |
| Federal funds sold & reverse repurchase agreements | $12,200,000 | 1,089 |
| Net loans & leases | $62,754,000 | 3,975 |
| Loan loss allowance | $3,570,000 | 1,283 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,862,000 | 1,508 |
| Other real estate owned | $6,897,000 | 4,750 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,608,000 | 4,175 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,334,000 | 4,562 |
| Total liabilities | $91,462,000 | 4,414 |
| Total deposits | $90,573,000 | 4,262 |
| Interest-bearing deposits | $67,620,000 | 4,876 |
| Deposits held in domestic offices | $90,573,000 | 4,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $459,000 | 3,450 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $430,000 | 5,955 |
| Total equity capital | $5,872,000 | 6,491 |
| Total bank equity capital | $5,872,000 | 6,491 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,999,000 | 781 |
| Surplus | $0 | 12,104 |
| Undivided profits | $873,000 | 9,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,519,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $449,000 | 4,171 |
| Earning assets | $79,286,000 | 5,065 |
| Long-term assets (5+ years) | $1,625,000 | 9,152 |
| Average Assets, year-to-date | $109,531,800 | 3,992 |
| Average Assets, quarterly | $101,297,500 | 4,358 |
| Volatile liabilities | $7,849,000 | 4,878 |
| Insider loans | $1,401,000 | 2,824 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $80,000 | 1,591 |
| Unused loan commitments | $10,509,000 | 2,989 |
| Tier 1 (core) risk-based capital | $5,872,000 | 6,403 |
| Tier 2 risk-based capital | $1,105,270 | 2,637 |
| Total risk weighted assets | $85,956,470 | 3,003 |
| Total unused commitments | $10,509,000 | 3,010 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $120,549,000 | 3,822 |
| Cash and due from depository institutions | $7,423,000 | 5,070 |
| Interest-bearing balances | $299,000 | 5,607 |
| Securities | $6,013,000 | 11,046 |
| Federal funds sold & reverse repurchase agreements | $8,350,000 | 1,974 |
| Net loans & leases | $84,496,000 | 3,088 |
| Loan loss allowance | $2,386,000 | 1,831 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,117,000 | 1,413 |
| Other real estate owned | $6,928,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,222,000 | 3,255 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,549,000 | 3,822 |
| Total liabilities | $111,792,000 | 3,788 |
| Total deposits | $111,060,000 | 3,639 |
| Interest-bearing deposits | $83,573,000 | 4,197 |
| Deposits held in domestic offices | $111,060,000 | 3,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $732,000 | 4,225 |
| Total equity capital | $8,757,000 | 4,417 |
| Total bank equity capital | $8,757,000 | 4,417 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,999,000 | 785 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,758,000 | 5,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,314,000 | 1,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $475,000 | 4,302 |
| Earning assets | $99,158,000 | 4,197 |
| Long-term assets (5+ years) | $3,086,000 | 7,913 |
| Average Assets, year-to-date | $134,586,800 | 3,369 |
| Average Assets, quarterly | $128,092,500 | 3,597 |
| Volatile liabilities | $11,335,000 | 3,754 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,831,000 | 1,970 |
| Tier 1 (core) risk-based capital | $8,757,000 | 4,352 |
| Tier 2 risk-based capital | $1,434,050 | 2,139 |
| Total risk weighted assets | $113,771,950 | 2,387 |
| Total unused commitments | $17,831,000 | 1,986 |
| Derivatives | $0 | 651 |