Home > Sound Federal Savings > Assets and Liabilities
Sound Federal Savings, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 132 | 1,335 |
| Assets and Liabilities | ||
| Total Assets: | $1,210,804,000 | 554 |
| Cash and due from depository institutions | $11,518,000 | 1,335 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $309,177,000 | 440 |
| Federal funds sold & reverse repurchase agreements | $70,481,000 | 197 |
| Net loans & leases | $778,618,000 | 595 |
| Loan loss allowance | $3,308,000 | 1,556 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,289,000 | 2,215 |
| Other real estate owned | $0 | 1,335 |
| Goodwill and other intangibles | $13,970,000 | 519 |
| All other assets | $21,751,000 | 858 |
| Life insurance assets | $10,944,000 | 514 |
| Total liabilities and capital | $1,210,804,000 | 554 |
| Total liabilities | $1,091,915,000 | 548 |
| Total deposits | $1,063,991,000 | 478 |
| Interest-bearing deposits | $1,037,314,000 | 425 |
| Deposits held in domestic offices | $1,063,991,000 | 477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $23,000,000 | 1,641 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,924,000 | 1,054 |
| Total equity capital | $118,889,000 | 559 |
| Total bank equity capital | $118,889,000 | 559 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $52,011,000 | 593 |
| Undivided profits | $66,878,000 | 517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,634,000 | 1,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,549,000 | 614 |
| Earning assets | $1,158,276,000 | 536 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $1,171,019,000 | 553 |
| Average Assets, quarterly | $1,187,480,500 | 556 |
| Volatile liabilities | $332,354,000 | 545 |
| Insider loans | $697,000 | 4,916 |
| FHLB advances | $23,000,000 | 1,544 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $98,475,000 | 1,056 |
| Tier 1 (core) risk-based capital | $109,242,000 | 553 |
| Tier 2 risk-based capital | $3,308,000 | 1,538 |
| Total risk weighted assets | $574,521,000 | 810 |
| Total unused commitments | $98,475,000 | 1,056 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 131 | 1,324 |
| Assets and Liabilities | ||
| Total Assets: | $1,164,157,000 | 556 |
| Cash and due from depository institutions | $12,076,000 | 1,324 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $326,701,000 | 429 |
| Federal funds sold & reverse repurchase agreements | $42,092,000 | 335 |
| Net loans & leases | $741,589,000 | 599 |
| Loan loss allowance | $3,309,000 | 1,531 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,546,000 | 2,062 |
| Other real estate owned | $0 | 1,324 |
| Goodwill and other intangibles | $13,970,000 | 499 |
| All other assets | $22,183,000 | 808 |
| Life insurance assets | $10,845,000 | 499 |
| Total liabilities and capital | $1,164,157,000 | 556 |
| Total liabilities | $1,046,279,000 | 554 |
| Total deposits | $1,013,812,000 | 489 |
| Interest-bearing deposits | $986,872,000 | 441 |
| Deposits held in domestic offices | $1,013,812,000 | 488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $28,000,000 | 1,377 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,467,000 | 1,140 |
| Total equity capital | $117,878,000 | 552 |
| Total bank equity capital | $117,878,000 | 552 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $51,563,000 | 576 |
| Undivided profits | $66,315,000 | 517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,893,000 | 915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,367,000 | 593 |
| Earning assets | $1,110,382,000 | 539 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $1,151,126,500 | 556 |
| Average Assets, quarterly | $1,151,126,500 | 556 |
| Volatile liabilities | $317,644,000 | 530 |
| Insider loans | $708,000 | 4,846 |
| FHLB advances | $28,000,000 | 1,298 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $73,901,000 | 1,315 |
| Tier 1 (core) risk-based capital | $107,796,000 | 546 |
| Tier 2 risk-based capital | $3,309,000 | 1,507 |
| Total risk weighted assets | $548,363,000 | 824 |
| Total unused commitments | $73,901,000 | 1,315 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 133 | 1,290 |
| Assets and Liabilities | ||
| Total Assets: | $1,138,096,000 | 563 |
| Cash and due from depository institutions | $12,034,000 | 1,290 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $329,601,000 | 426 |
| Federal funds sold & reverse repurchase agreements | $44,116,000 | 298 |
| Net loans & leases | $710,750,000 | 607 |
| Loan loss allowance | $3,236,000 | 1,541 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,687,000 | 1,968 |
| Other real estate owned | $0 | 1,290 |
| Goodwill and other intangibles | $13,970,000 | 490 |
| All other assets | $21,938,000 | 806 |
| Life insurance assets | $10,748,000 | 72 |
| Total liabilities and capital | $1,138,096,000 | 563 |
| Total liabilities | $1,021,082,000 | 563 |
| Total deposits | $982,481,000 | 494 |
| Interest-bearing deposits | $957,447,000 | 442 |
| Deposits held in domestic offices | $982,481,000 | 493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,000,000 | 1,201 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,601,000 | 1,343 |
| Total equity capital | $117,014,000 | 552 |
| Total bank equity capital | $117,014,000 | 552 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $51,102,000 | 568 |
| Undivided profits | $65,912,000 | 518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,689,000 | 980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $4,796,000 | 670 |
| Earning assets | $1,084,467,000 | 543 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $1,052,338,000 | 578 |
| Average Assets, quarterly | $1,109,340,500 | 570 |
| Volatile liabilities | $305,594,000 | 533 |
| Insider loans | $735,000 | 4,757 |
| FHLB advances | $35,000,000 | 1,107 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $75,903,000 | 1,244 |
| Tier 1 (core) risk-based capital | $106,279,000 | 544 |
| Tier 2 risk-based capital | $3,236,000 | 1,513 |
| Total risk weighted assets | $528,088,000 | 839 |
| Total unused commitments | $75,903,000 | 1,244 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 135 | 1,255 |
| Assets and Liabilities | ||
| Total Assets: | $1,080,585,000 | 577 |
| Cash and due from depository institutions | $10,391,000 | 1,255 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $337,398,000 | 419 |
| Federal funds sold & reverse repurchase agreements | $18,037,000 | 729 |
| Net loans & leases | $668,020,000 | 627 |
| Loan loss allowance | $3,161,000 | 1,554 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,902,000 | 1,847 |
| Other real estate owned | $0 | 1,255 |
| Goodwill and other intangibles | $13,970,000 | 465 |
| All other assets | $26,867,000 | 654 |
| Life insurance assets | $10,652,000 | 73 |
| Total liabilities and capital | $1,080,585,000 | 577 |
| Total liabilities | $964,507,000 | 589 |
| Total deposits | $923,331,000 | 517 |
| Interest-bearing deposits | $900,571,000 | 444 |
| Deposits held in domestic offices | $923,331,000 | 516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $35,000,000 | 1,183 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,176,000 | 835 |
| Total equity capital | $116,078,000 | 549 |
| Total bank equity capital | $116,078,000 | 549 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $50,729,000 | 557 |
| Undivided profits | $65,349,000 | 518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,285,000 | 1,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,744,000 | 649 |
| Earning assets | $1,023,455,000 | 558 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $1,030,898,500 | 587 |
| Average Assets, quarterly | $1,069,903,500 | 575 |
| Volatile liabilities | $278,756,000 | 554 |
| Insider loans | $1,498,000 | 3,347 |
| FHLB advances | $35,000,000 | 1,101 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $76,932,000 | 1,222 |
| Tier 1 (core) risk-based capital | $104,817,000 | 541 |
| Tier 2 risk-based capital | $3,161,000 | 1,515 |
| Total risk weighted assets | $497,477,000 | 870 |
| Total unused commitments | $76,932,000 | 1,222 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 135 | 1,255 |
| Assets and Liabilities | ||
| Total Assets: | $1,059,222,000 | 578 |
| Cash and due from depository institutions | $10,573,000 | 1,255 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $345,506,000 | 406 |
| Federal funds sold & reverse repurchase agreements | $43,472,000 | 278 |
| Net loans & leases | $613,480,000 | 654 |
| Loan loss allowance | $3,086,000 | 1,572 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,120,000 | 1,743 |
| Other real estate owned | $71,000 | 1,255 |
| Goodwill and other intangibles | $13,970,000 | 452 |
| All other assets | $26,030,000 | 666 |
| Life insurance assets | $10,558,000 | 69 |
| Total liabilities and capital | $1,059,222,000 | 578 |
| Total liabilities | $943,638,000 | 590 |
| Total deposits | $903,399,000 | 508 |
| Interest-bearing deposits | $876,670,000 | 446 |
| Deposits held in domestic offices | $903,399,000 | 506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $35,000,000 | 1,204 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,239,000 | 888 |
| Total equity capital | $115,584,000 | 540 |
| Total bank equity capital | $115,584,000 | 540 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $50,444,000 | 544 |
| Undivided profits | $65,140,000 | 513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,183,000 | 1,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,366,000 | 643 |
| Earning assets | $1,002,458,000 | 560 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $1,014,336,330 | 585 |
| Average Assets, quarterly | $1,031,506,000 | 584 |
| Volatile liabilities | $275,151,000 | 548 |
| Insider loans | $1,529,000 | 3,294 |
| FHLB advances | $35,000,000 | 1,116 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $65,185,000 | 1,367 |
| Tier 1 (core) risk-based capital | $103,124,000 | 538 |
| Tier 2 risk-based capital | $3,086,000 | 1,529 |
| Total risk weighted assets | $475,787,000 | 883 |
| Total unused commitments | $65,185,000 | 1,367 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 137 | 1,218 |
| Assets and Liabilities | ||
| Total Assets: | $1,003,790,000 | 595 |
| Cash and due from depository institutions | $11,303,000 | 1,218 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $353,131,000 | 398 |
| Federal funds sold & reverse repurchase agreements | $31,095,000 | 384 |
| Net loans & leases | $560,750,000 | 701 |
| Loan loss allowance | $3,011,000 | 1,578 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,214,000 | 1,691 |
| Other real estate owned | $73,000 | 1,218 |
| Goodwill and other intangibles | $13,970,000 | 440 |
| All other assets | $27,254,000 | 616 |
| Life insurance assets | $10,465,000 | 69 |
| Total liabilities and capital | $1,003,790,000 | 595 |
| Total liabilities | $890,865,000 | 605 |
| Total deposits | $847,462,000 | 534 |
| Interest-bearing deposits | $826,573,000 | 467 |
| Deposits held in domestic offices | $847,462,000 | 533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $38,000,000 | 1,099 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,403,000 | 882 |
| Total equity capital | $112,925,000 | 537 |
| Total bank equity capital | $112,925,000 | 537 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $50,062,000 | 540 |
| Undivided profits | $62,863,000 | 516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $580,000 | 3,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,280,000 | 635 |
| Earning assets | $944,976,000 | 584 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $991,893,500 | 598 |
| Average Assets, quarterly | $991,893,500 | 598 |
| Volatile liabilities | $255,553,000 | 550 |
| Insider loans | $1,558,000 | 3,252 |
| FHLB advances | $38,000,000 | 1,017 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $92,408,000 | 1,005 |
| Tier 1 (core) risk-based capital | $101,678,000 | 534 |
| Tier 2 risk-based capital | $3,011,000 | 1,535 |
| Total risk weighted assets | $443,188,000 | 924 |
| Total unused commitments | $92,408,000 | 1,005 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 124 | 1,386 |
| Assets and Liabilities | ||
| Total Assets: | $979,997,000 | 614 |
| Cash and due from depository institutions | $10,333,000 | 1,386 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $361,007,000 | 397 |
| Federal funds sold & reverse repurchase agreements | $21,150,000 | 534 |
| Net loans & leases | $541,955,000 | 721 |
| Loan loss allowance | $2,937,000 | 1,595 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,969,000 | 1,744 |
| Other real estate owned | $156,000 | 1,386 |
| Goodwill and other intangibles | $13,970,000 | 436 |
| All other assets | $25,457,000 | 653 |
| Life insurance assets | $10,373,000 | 71 |
| Total liabilities and capital | $979,997,000 | 614 |
| Total liabilities | $866,956,000 | 623 |
| Total deposits | $818,682,000 | 550 |
| Interest-bearing deposits | $798,207,000 | 473 |
| Deposits held in domestic offices | $818,682,000 | 549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $38,000,000 | 1,117 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $10,274,000 | 551 |
| Total equity capital | $113,041,000 | 535 |
| Total bank equity capital | $113,041,000 | 535 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $49,843,000 | 539 |
| Undivided profits | $63,198,000 | 520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $734,000 | 3,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,859,000 | 687 |
| Earning assets | $924,112,000 | 606 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $922,793,800 | 622 |
| Average Assets, quarterly | $970,391,500 | 614 |
| Volatile liabilities | $246,634,000 | 564 |
| Insider loans | $1,593,000 | 3,209 |
| FHLB advances | $38,000,000 | 1,027 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $56,617,000 | 1,444 |
| Tier 1 (core) risk-based capital | $100,340,000 | 538 |
| Tier 2 risk-based capital | $2,937,000 | 1,555 |
| Total risk weighted assets | $427,281,000 | 946 |
| Total unused commitments | $56,617,000 | 1,444 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 123 | 1,395 |
| Assets and Liabilities | ||
| Total Assets: | $960,786,000 | 620 |
| Cash and due from depository institutions | $10,785,000 | 1,395 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $354,101,000 | 402 |
| Federal funds sold & reverse repurchase agreements | $21,307,000 | 526 |
| Net loans & leases | $529,638,000 | 717 |
| Loan loss allowance | $2,862,000 | 1,616 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,667,000 | 1,810 |
| Other real estate owned | $158,000 | 1,395 |
| Goodwill and other intangibles | $13,970,000 | 430 |
| All other assets | $25,160,000 | 646 |
| Life insurance assets | $10,252,000 | 69 |
| Total liabilities and capital | $960,786,000 | 620 |
| Total liabilities | $849,652,000 | 630 |
| Total deposits | $802,604,000 | 547 |
| Interest-bearing deposits | $779,311,000 | 484 |
| Deposits held in domestic offices | $802,604,000 | 544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $38,000,000 | 1,104 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $9,048,000 | 597 |
| Total equity capital | $111,134,000 | 536 |
| Total bank equity capital | $111,134,000 | 536 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $49,534,000 | 528 |
| Undivided profits | $61,600,000 | 535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $964,000 | 2,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,023,000 | 666 |
| Earning assets | $905,046,000 | 607 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $908,493,000 | 627 |
| Average Assets, quarterly | $937,528,500 | 628 |
| Volatile liabilities | $247,980,000 | 547 |
| Insider loans | $1,612,000 | 3,122 |
| FHLB advances | $38,000,000 | 1,007 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $52,133,000 | 1,528 |
| Tier 1 (core) risk-based capital | $98,592,000 | 541 |
| Tier 2 risk-based capital | $2,862,000 | 1,560 |
| Total risk weighted assets | $420,319,000 | 943 |
| Total unused commitments | $52,133,000 | 1,529 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 122 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $914,271,000 | 639 |
| Cash and due from depository institutions | $10,819,000 | 1,421 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $342,230,000 | 422 |
| Federal funds sold & reverse repurchase agreements | $13,763,000 | 776 |
| Net loans & leases | $501,238,000 | 731 |
| Loan loss allowance | $2,787,000 | 1,647 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,769,000 | 1,755 |
| Other real estate owned | $0 | 1,421 |
| Goodwill and other intangibles | $13,970,000 | 420 |
| All other assets | $26,482,000 | 619 |
| Life insurance assets | $10,161,000 | 68 |
| Total liabilities and capital | $914,271,000 | 639 |
| Total liabilities | $807,778,000 | 649 |
| Total deposits | $761,842,000 | 572 |
| Interest-bearing deposits | $738,668,000 | 501 |
| Deposits held in domestic offices | $761,842,000 | 569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $38,000,000 | 1,105 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $7,936,000 | 610 |
| Total equity capital | $106,493,000 | 534 |
| Total bank equity capital | $106,493,000 | 534 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $49,264,000 | 509 |
| Undivided profits | $57,229,000 | 547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,727,000 | 1,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,615,000 | 703 |
| Earning assets | $857,231,000 | 626 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $891,062,000 | 632 |
| Average Assets, quarterly | $900,180,500 | 638 |
| Volatile liabilities | $234,365,000 | 567 |
| Insider loans | $1,896,000 | 2,789 |
| FHLB advances | $38,000,000 | 1,010 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $72,903,000 | 1,142 |
| Tier 1 (core) risk-based capital | $96,860,000 | 531 |
| Tier 2 risk-based capital | $2,787,000 | 1,579 |
| Total risk weighted assets | $401,356,000 | 966 |
| Total unused commitments | $72,903,000 | 1,142 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 118 | 1,458 |
| Assets and Liabilities | ||
| Total Assets: | $886,090,000 | 652 |
| Cash and due from depository institutions | $10,429,000 | 1,458 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $333,730,000 | 439 |
| Federal funds sold & reverse repurchase agreements | $20,756,000 | 681 |
| Net loans & leases | $478,456,000 | 755 |
| Loan loss allowance | $2,712,000 | 1,686 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,630,000 | 1,766 |
| Other real estate owned | $163,000 | 1,458 |
| Goodwill and other intangibles | $13,970,000 | 406 |
| All other assets | $22,956,000 | 671 |
| Life insurance assets | $10,086,000 | 72 |
| Total liabilities and capital | $886,090,000 | 652 |
| Total liabilities | $776,275,000 | 671 |
| Total deposits | $734,704,000 | 582 |
| Interest-bearing deposits | $720,039,000 | 511 |
| Deposits held in domestic offices | $734,704,000 | 579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $35,000,000 | 1,094 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,571,000 | 772 |
| Total equity capital | $109,815,000 | 522 |
| Total bank equity capital | $109,815,000 | 522 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $49,028,000 | 505 |
| Undivided profits | $60,787,000 | 535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,976,000 | 1,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,647,000 | 687 |
| Earning assets | $832,942,000 | 641 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $879,457,500 | 643 |
| Average Assets, quarterly | $879,457,500 | 643 |
| Volatile liabilities | $222,275,000 | 578 |
| Insider loans | $1,872,000 | 2,758 |
| FHLB advances | $35,000,000 | 999 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $61,383,000 | 1,282 |
| Tier 1 (core) risk-based capital | $95,143,000 | 540 |
| Tier 2 risk-based capital | $2,712,000 | 1,605 |
| Total risk weighted assets | $392,211,000 | 972 |
| Total unused commitments | $61,383,000 | 1,286 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 119 | 1,453 |
| Assets and Liabilities | ||
| Total Assets: | $872,825,000 | 655 |
| Cash and due from depository institutions | $10,855,000 | 1,453 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $346,793,000 | 422 |
| Federal funds sold & reverse repurchase agreements | $11,784,000 | 1,005 |
| Net loans & leases | $461,455,000 | 774 |
| Loan loss allowance | $2,637,000 | 1,724 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,625,000 | 1,763 |
| Other real estate owned | $166,000 | 1,453 |
| Goodwill and other intangibles | $13,970,000 | 408 |
| All other assets | $22,177,000 | 705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $872,825,000 | 655 |
| Total liabilities | $769,318,000 | 670 |
| Total deposits | $727,909,000 | 588 |
| Interest-bearing deposits | $703,755,000 | 523 |
| Deposits held in domestic offices | $727,909,000 | 586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,000,000 | 1,124 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,409,000 | 780 |
| Total equity capital | $103,507,000 | 553 |
| Total bank equity capital | $103,507,000 | 553 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $48,076,000 | 515 |
| Undivided profits | $55,431,000 | 576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,271,000 | 2,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,621,000 | 1,012 |
| Earning assets | $820,032,000 | 640 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $819,519,600 | 671 |
| Average Assets, quarterly | $861,783,000 | 658 |
| Volatile liabilities | $222,581,000 | 579 |
| Insider loans | $1,633,000 | 3,025 |
| FHLB advances | $35,000,000 | 1,026 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $68,558,000 | 1,138 |
| Tier 1 (core) risk-based capital | $92,596,000 | 543 |
| Tier 2 risk-based capital | $2,637,000 | 1,628 |
| Total risk weighted assets | $387,845,000 | 979 |
| Total unused commitments | $68,558,000 | 1,139 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 115 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $850,741,000 | 683 |
| Cash and due from depository institutions | $10,698,000 | 1,532 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $357,891,000 | 416 |
| Federal funds sold & reverse repurchase agreements | $13,739,000 | 1,060 |
| Net loans & leases | $437,205,000 | 812 |
| Loan loss allowance | $2,562,000 | 1,796 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,711,000 | 1,711 |
| Other real estate owned | $168,000 | 1,532 |
| Goodwill and other intangibles | $13,970,000 | 410 |
| All other assets | $11,359,000 | 1,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $850,741,000 | 683 |
| Total liabilities | $747,862,000 | 695 |
| Total deposits | $685,895,000 | 622 |
| Interest-bearing deposits | $671,251,000 | 549 |
| Deposits held in domestic offices | $685,895,000 | 620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $55,001,000 | 782 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,966,000 | 769 |
| Total equity capital | $102,879,000 | 565 |
| Total bank equity capital | $102,879,000 | 565 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $47,953,000 | 530 |
| Undivided profits | $54,926,000 | 585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,751,000 | 1,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,679,000 | 1,020 |
| Earning assets | $808,835,000 | 658 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $806,193,250 | 695 |
| Average Assets, quarterly | $832,628,500 | 691 |
| Volatile liabilities | $233,868,000 | 546 |
| Insider loans | $1,663,000 | 2,971 |
| FHLB advances | $55,001,000 | 700 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $88,862,000 | 946 |
| Tier 1 (core) risk-based capital | $90,776,000 | 569 |
| Tier 2 risk-based capital | $2,562,000 | 1,672 |
| Total risk weighted assets | $369,282,000 | 1,020 |
| Total unused commitments | $88,862,000 | 947 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 111 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $814,516,000 | 697 |
| Cash and due from depository institutions | $7,174,000 | 1,582 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $318,374,000 | 465 |
| Federal funds sold & reverse repurchase agreements | $37,157,000 | 418 |
| Net loans & leases | $422,529,000 | 826 |
| Loan loss allowance | $2,493,000 | 1,806 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,409,000 | 1,791 |
| Other real estate owned | $171,000 | 1,582 |
| Goodwill and other intangibles | $13,970,000 | 386 |
| All other assets | $9,732,000 | 1,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $814,516,000 | 697 |
| Total liabilities | $711,177,000 | 722 |
| Total deposits | $670,910,000 | 633 |
| Interest-bearing deposits | $655,633,000 | 553 |
| Deposits held in domestic offices | $670,910,000 | 631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $35,001,000 | 1,084 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,266,000 | 977 |
| Total equity capital | $103,339,000 | 553 |
| Total bank equity capital | $103,339,000 | 553 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $47,944,000 | 515 |
| Undivided profits | $55,395,000 | 584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $889,000 | 3,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,656,000 | 1,022 |
| Earning assets | $778,060,000 | 667 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $791,344,000 | 696 |
| Average Assets, quarterly | $801,043,500 | 701 |
| Volatile liabilities | $201,540,000 | 609 |
| Insider loans | $1,176,000 | 3,678 |
| FHLB advances | $35,001,000 | 982 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $78,860,000 | 1,016 |
| Tier 1 (core) risk-based capital | $89,140,000 | 565 |
| Tier 2 risk-based capital | $2,493,000 | 1,667 |
| Total risk weighted assets | $378,194,000 | 986 |
| Total unused commitments | $78,860,000 | 1,020 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 107 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $787,571,000 | 707 |
| Cash and due from depository institutions | $8,545,000 | 1,615 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $284,593,000 | 503 |
| Federal funds sold & reverse repurchase agreements | $36,121,000 | 440 |
| Net loans & leases | $427,792,000 | 810 |
| Loan loss allowance | $2,426,000 | 1,811 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,467,000 | 1,724 |
| Other real estate owned | $173,000 | 1,615 |
| Goodwill and other intangibles | $13,970,000 | 376 |
| All other assets | $10,910,000 | 1,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $787,571,000 | 707 |
| Total liabilities | $686,272,000 | 731 |
| Total deposits | $644,991,000 | 652 |
| Interest-bearing deposits | $624,804,000 | 587 |
| Deposits held in domestic offices | $644,991,000 | 650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $35,001,000 | 1,040 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,280,000 | 871 |
| Total equity capital | $101,299,000 | 553 |
| Total bank equity capital | $101,299,000 | 553 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $47,788,000 | 512 |
| Undivided profits | $53,511,000 | 584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 4,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,847,000 | 965 |
| Earning assets | $748,506,000 | 680 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $779,758,000 | 701 |
| Average Assets, quarterly | $779,758,000 | 701 |
| Volatile liabilities | $190,400,000 | 624 |
| Insider loans | $1,756,000 | 2,790 |
| FHLB advances | $35,001,000 | 943 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $63,656,000 | 1,162 |
| Tier 1 (core) risk-based capital | $87,313,000 | 567 |
| Tier 2 risk-based capital | $2,480,000 | 1,648 |
| Total risk weighted assets | $371,125,000 | 990 |
| Total unused commitments | $63,656,000 | 1,172 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 108 | 1,599 |
| Assets and Liabilities | ||
| Total Assets: | $771,945,000 | 697 |
| Cash and due from depository institutions | $9,588,000 | 1,599 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $215,621,000 | 609 |
| Federal funds sold & reverse repurchase agreements | $85,058,000 | 192 |
| Net loans & leases | $434,118,000 | 786 |
| Loan loss allowance | $2,397,000 | 1,788 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,468,000 | 1,697 |
| Other real estate owned | $346,000 | 1,599 |
| Goodwill and other intangibles | $13,970,000 | 366 |
| All other assets | $7,776,000 | 1,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $771,945,000 | 697 |
| Total liabilities | $709,457,000 | 686 |
| Total deposits | $671,643,000 | 615 |
| Interest-bearing deposits | $657,135,000 | 535 |
| Deposits held in domestic offices | $671,643,000 | 613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $34,972,000 | 1,052 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,842,000 | 1,546 |
| Total equity capital | $62,488,000 | 859 |
| Total bank equity capital | $62,488,000 | 859 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $9,140,000 | 1,963 |
| Undivided profits | $53,348,000 | 574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $795,000 | 3,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,767,000 | 1,034 |
| Earning assets | $734,797,000 | 678 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $662,039,800 | 774 |
| Average Assets, quarterly | $721,847,000 | 740 |
| Volatile liabilities | $226,719,000 | 550 |
| Insider loans | $1,768,000 | 2,765 |
| FHLB advances | $34,972,000 | 951 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $58,905,000 | 1,185 |
| Tier 1 (core) risk-based capital | $46,395,000 | 1,038 |
| Tier 2 risk-based capital | $2,397,000 | 1,659 |
| Total risk weighted assets | $349,309,000 | 1,031 |
| Total unused commitments | $58,905,000 | 1,187 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 87 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $591,214,000 | 863 |
| Cash and due from depository institutions | $49,880,000 | 1,971 |
| Interest-bearing balances | $43,359,000 | 150 |
| Securities | $153,136,000 | 755 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,898 |
| Net loans & leases | $357,014,000 | 932 |
| Loan loss allowance | $2,172,000 | 1,827 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,502,000 | 1,618 |
| Other real estate owned | $314,000 | 1,971 |
| Goodwill and other intangibles | $13,970,000 | 348 |
| All other assets | $8,398,000 | 1,422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $591,214,000 | 863 |
| Total liabilities | $537,068,000 | 862 |
| Total deposits | $519,409,000 | 752 |
| Interest-bearing deposits | $519,409,000 | 650 |
| Deposits held in domestic offices | $519,409,000 | 748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,876,000 | 1,711 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,783,000 | 1,549 |
| Total equity capital | $54,146,000 | 906 |
| Total bank equity capital | $54,146,000 | 906 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $9,043,000 | 1,868 |
| Undivided profits | $45,103,000 | 614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $807,000 | 3,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,845,000 | 1,085 |
| Earning assets | $556,509,000 | 843 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $564,174,600 | 863 |
| Average Assets, quarterly | $578,498,500 | 870 |
| Volatile liabilities | $112,820,000 | 900 |
| Insider loans | $968,000 | 4,007 |
| FHLB advances | $14,876,000 | 1,584 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $66,053,000 | 1,022 |
| Tier 1 (core) risk-based capital | $38,231,000 | 1,196 |
| Tier 2 risk-based capital | $2,172,000 | 1,710 |
| Total risk weighted assets | $278,667,000 | 1,228 |
| Total unused commitments | $66,053,000 | 1,026 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 79 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $553,897,000 | 889 |
| Cash and due from depository institutions | $12,737,000 | 2,157 |
| Interest-bearing balances | $4,240,000 | 1,004 |
| Securities | $184,958,000 | 618 |
| Federal funds sold & reverse repurchase agreements | $40,100,000 | 315 |
| Net loans & leases | $283,455,000 | 1,133 |
| Loan loss allowance | $1,997,000 | 1,916 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,945,000 | 1,453 |
| Other real estate owned | $392,000 | 2,157 |
| Goodwill and other intangibles | $14,719,000 | 322 |
| All other assets | $11,591,000 | 877 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $553,897,000 | 889 |
| Total liabilities | $504,910,000 | 891 |
| Total deposits | $486,114,000 | 788 |
| Interest-bearing deposits | $486,114,000 | 689 |
| Deposits held in domestic offices | $486,114,000 | 785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,452,000 | 1,503 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,344,000 | 1,808 |
| Total equity capital | $48,987,000 | 951 |
| Total bank equity capital | $48,987,000 | 951 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $9,043,000 | 1,812 |
| Undivided profits | $39,944,000 | 687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,555,000 | 1,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,876,000 | 1,335 |
| Earning assets | $512,753,000 | 888 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $415,307,200 | 1,107 |
| Average Assets, quarterly | $541,521,000 | 907 |
| Volatile liabilities | $110,752,000 | 920 |
| Insider loans | $1,406,000 | 3,080 |
| FHLB advances | $14,625,000 | 409 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $36,723,000 | 1,479 |
| Tier 1 (core) risk-based capital | $32,844,000 | 1,329 |
| Tier 2 risk-based capital | $1,997,000 | 1,780 |
| Total risk weighted assets | $234,502,000 | 1,401 |
| Total unused commitments | $36,723,000 | 1,480 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 50 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $324,467,000 | 1,453 |
| Cash and due from depository institutions | $19,594,000 | 3,453 |
| Interest-bearing balances | $12,130,000 | 310 |
| Securities | $94,833,000 | 1,197 |
| Federal funds sold & reverse repurchase agreements | $26,000,000 | 420 |
| Net loans & leases | $173,768,000 | 1,738 |
| Loan loss allowance | $1,101,000 | 3,148 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,794,000 | 2,287 |
| Other real estate owned | $384,000 | 3,453 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,094,000 | 1,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $324,467,000 | 1,453 |
| Total liabilities | $280,523,000 | 1,520 |
| Total deposits | $278,607,000 | 1,336 |
| Interest-bearing deposits | $275,783,000 | 1,171 |
| Deposits held in domestic offices | $278,607,000 | 1,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $86,000 | 5,536 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,830,000 | 2,023 |
| Total equity capital | $43,944,000 | 1,027 |
| Total bank equity capital | $43,944,000 | 1,027 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $9,053,000 | 1,793 |
| Undivided profits | $34,891,000 | 738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $812,000 | 2,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,060,000 | 2,107 |
| Earning assets | $306,731,000 | 1,412 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $303,392,200 | 1,485 |
| Average Assets, quarterly | $318,053,000 | 1,461 |
| Volatile liabilities | $44,951,000 | 1,815 |
| Insider loans | $1,391,000 | 2,981 |
| FHLB advances | $86,000 | 799 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $24,393,000 | 2,036 |
| Tier 1 (core) risk-based capital | $45,180,000 | 968 |
| Tier 2 risk-based capital | $1,101,000 | 2,878 |
| Total risk weighted assets | $132,564,000 | 2,311 |
| Total unused commitments | $24,393,000 | 2,040 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $287,002,000 | 1,601 |
| Cash and due from depository institutions | $15,795,000 | 3,988 |
| Interest-bearing balances | $10,649,000 | 580 |
| Securities | $76,861,000 | 1,533 |
| Federal funds sold & reverse repurchase agreements | $50,000,000 | 335 |
| Net loans & leases | $138,563,000 | 2,014 |
| Loan loss allowance | $972,000 | 3,420 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,700,000 | 4,403 |
| Other real estate owned | $341,000 | 3,988 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,742,000 | 2,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,002,000 | 1,601 |
| Total liabilities | $244,077,000 | 1,706 |
| Total deposits | $243,240,000 | 1,526 |
| Interest-bearing deposits | $243,240,000 | 1,311 |
| Deposits held in domestic offices | $243,240,000 | 1,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $296,000 | 4,439 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $541,000 | 5,500 |
| Total equity capital | $42,925,000 | 1,041 |
| Total bank equity capital | $42,925,000 | 1,041 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $9,057,000 | 1,719 |
| Undivided profits | $33,868,000 | 776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,485,000 | 1,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $884,000 | 2,536 |
| Earning assets | $276,073,000 | 1,522 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $265,892,400 | 1,635 |
| Average Assets, quarterly | $284,032,000 | 1,583 |
| Volatile liabilities | $37,557,000 | 1,793 |
| Insider loans | $933,000 | 3,718 |
| FHLB advances | $87,000 | 737 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,457,000 | 2,308 |
| Tier 1 (core) risk-based capital | $42,958,000 | 972 |
| Tier 2 risk-based capital | $972,000 | 3,097 |
| Total risk weighted assets | $106,005,000 | 2,680 |
| Total unused commitments | $19,457,000 | 2,316 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $249,696,000 | 1,826 |
| Cash and due from depository institutions | $16,313,000 | 4,197 |
| Interest-bearing balances | $11,813,000 | 362 |
| Securities | $67,925,000 | 1,688 |
| Federal funds sold & reverse repurchase agreements | $34,000,000 | 406 |
| Net loans & leases | $126,529,000 | 2,203 |
| Loan loss allowance | $781,000 | 4,135 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,510,000 | 4,692 |
| Other real estate owned | $351,000 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,068,000 | 2,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,696,000 | 1,826 |
| Total liabilities | $218,566,000 | 1,877 |
| Total deposits | $218,190,000 | 1,722 |
| Interest-bearing deposits | $215,912,000 | 1,488 |
| Deposits held in domestic offices | $218,190,000 | 1,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $88,000 | 4,810 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $288,000 | 7,924 |
| Total equity capital | $31,130,000 | 1,452 |
| Total bank equity capital | $31,130,000 | 1,452 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $31,130,000 | 838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,697,000 | 1,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,000,000 | 2,263 |
| Earning assets | $240,267,000 | 1,745 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $244,692,200 | 1,777 |
| Average Assets, quarterly | $247,512,000 | 1,820 |
| Volatile liabilities | $23,365,000 | 2,637 |
| Insider loans | $408,000 | 5,943 |
| FHLB advances | $88,000 | 775 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,085,000 | 3,675 |
| Tier 1 (core) risk-based capital | $31,134,000 | 1,365 |
| Tier 2 risk-based capital | $781,000 | 3,637 |
| Total risk weighted assets | $88,281,000 | 3,122 |
| Total unused commitments | $9,085,000 | 3,677 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 39 | 4,676 |
| Assets and Liabilities | ||
| Total Assets: | $239,383,000 | 1,963 |
| Cash and due from depository institutions | $16,864,000 | 4,676 |
| Interest-bearing balances | $12,379,000 | 304 |
| Securities | $63,807,000 | 1,901 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 388 |
| Net loans & leases | $119,227,000 | 2,369 |
| Loan loss allowance | $981,000 | 3,571 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,430,000 | 4,852 |
| Other real estate owned | $280,000 | 4,676 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,775,000 | 2,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,383,000 | 1,963 |
| Total liabilities | $211,540,000 | 2,000 |
| Total deposits | $211,212,000 | 1,827 |
| Interest-bearing deposits | $209,039,000 | 1,600 |
| Deposits held in domestic offices | $211,212,000 | 1,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $88,000 | 4,911 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $240,000 | 8,690 |
| Total equity capital | $27,843,000 | 1,626 |
| Total bank equity capital | $27,843,000 | 1,626 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $27,843,000 | 927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,253,000 | 1,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $896,000 | 2,520 |
| Earning assets | $230,413,000 | 1,859 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $232,086,400 | 1,952 |
| Average Assets, quarterly | $237,163,500 | 1,962 |
| Volatile liabilities | $22,074,000 | 2,693 |
| Insider loans | $156,000 | 8,158 |
| FHLB advances | $88,000 | 876 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,368,000 | 4,101 |
| Tier 1 (core) risk-based capital | $27,843,000 | 1,547 |
| Tier 2 risk-based capital | $799,000 | 3,648 |
| Total risk weighted assets | $83,197,000 | 3,309 |
| Total unused commitments | $7,368,000 | 4,115 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 41 | 4,605 |
| Assets and Liabilities | ||
| Total Assets: | $225,796,000 | 2,094 |
| Cash and due from depository institutions | $17,587,000 | 4,605 |
| Interest-bearing balances | $13,494,000 | 326 |
| Securities | $58,887,000 | 2,116 |
| Federal funds sold & reverse repurchase agreements | $32,000,000 | 493 |
| Net loans & leases | $112,999,000 | 2,433 |
| Loan loss allowance | $983,000 | 3,597 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,275,000 | 5,193 |
| Other real estate owned | $370,000 | 4,605 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,678,000 | 2,808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,796,000 | 2,094 |
| Total liabilities | $199,715,000 | 2,137 |
| Total deposits | $199,478,000 | 1,968 |
| Interest-bearing deposits | $199,478,000 | 1,701 |
| Deposits held in domestic offices | $199,478,000 | 1,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $89,000 | 4,438 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $148,000 | 10,462 |
| Total equity capital | $26,081,000 | 1,718 |
| Total bank equity capital | $26,081,000 | 1,718 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $26,081,000 | 1,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,743,000 | 1,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $984,000 | 2,345 |
| Earning assets | $217,380,000 | 1,977 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $216,593,800 | 2,093 |
| Average Assets, quarterly | $222,852,500 | 2,098 |
| Volatile liabilities | $17,790,000 | 2,906 |
| Insider loans | $124,000 | 8,835 |
| FHLB advances | $89,000 | 847 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,528,000 | 3,943 |
| Tier 1 (core) risk-based capital | $26,084,000 | 1,636 |
| Tier 2 risk-based capital | $983,000 | 2,946 |
| Total risk weighted assets | $77,627,000 | 3,411 |
| Total unused commitments | $7,528,000 | 3,956 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $206,878,000 | 2,239 |
| Cash and due from depository institutions | $15,165,000 | 4,778 |
| Interest-bearing balances | $11,204,000 | 343 |
| Securities | $52,787,000 | 2,498 |
| Federal funds sold & reverse repurchase agreements | $26,500,000 | 427 |
| Net loans & leases | $108,204,000 | 2,495 |
| Loan loss allowance | $810,000 | 4,291 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,209,000 | 5,390 |
| Other real estate owned | $566,000 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,447,000 | 3,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,878,000 | 2,239 |
| Total liabilities | $183,171,000 | 2,295 |
| Total deposits | $182,938,000 | 2,121 |
| Interest-bearing deposits | $180,995,000 | 1,828 |
| Deposits held in domestic offices | $182,938,000 | 2,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $90,000 | 4,840 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $143,000 | 10,151 |
| Total equity capital | $23,707,000 | 1,743 |
| Total bank equity capital | $23,707,000 | 1,743 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $23,707,000 | 985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,695,000 | 1,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $825,000 | 2,457 |
| Earning assets | $198,695,000 | 2,121 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $203,330,400 | 2,216 |
| Average Assets, quarterly | $204,866,500 | 2,235 |
| Volatile liabilities | $15,091,000 | 3,171 |
| Insider loans | $143,000 | 8,855 |
| FHLB advances | $90,000 | 983 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,813,000 | 5,017 |
| Tier 1 (core) risk-based capital | $23,707,000 | 1,742 |
| Tier 2 risk-based capital | $810,000 | 3,534 |
| Total risk weighted assets | $71,153,000 | 3,613 |
| Total unused commitments | $4,813,000 | 5,023 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $199,062,000 | 2,333 |
| Cash and due from depository institutions | $14,849,000 | 4,957 |
| Interest-bearing balances | $10,788,000 | 565 |
| Securities | $41,707,000 | 3,336 |
| Federal funds sold & reverse repurchase agreements | $33,800,000 | 411 |
| Net loans & leases | $104,953,000 | 2,497 |
| Loan loss allowance | $669,000 | 5,147 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,181,000 | 5,523 |
| Other real estate owned | $390,000 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,182,000 | 3,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,062,000 | 2,333 |
| Total liabilities | $178,195,000 | 2,384 |
| Total deposits | $178,029,000 | 2,231 |
| Interest-bearing deposits | $176,076,000 | 1,950 |
| Deposits held in domestic offices | $178,029,000 | 2,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $166,000 | 9,988 |
| Total equity capital | $20,867,000 | 1,966 |
| Total bank equity capital | $20,867,000 | 1,966 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $20,867,000 | 1,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,992,000 | 1,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $717,000 | 2,502 |
| Earning assets | $191,248,000 | 2,232 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $190,167,400 | 2,365 |
| Average Assets, quarterly | $195,758,500 | 2,362 |
| Volatile liabilities | $16,055,000 | 2,858 |
| Insider loans | $93,000 | 9,860 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,063,000 | 4,851 |
| Tier 1 (core) risk-based capital | $20,867,000 | 1,916 |
| Tier 2 risk-based capital | $669,000 | 4,114 |
| Total risk weighted assets | $70,248,000 | 3,626 |
| Total unused commitments | $5,063,000 | 4,874 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $184,313,000 | 2,574 |
| Cash and due from depository institutions | $13,807,000 | 5,070 |
| Interest-bearing balances | $9,130,000 | 822 |
| Securities | $25,784,000 | 5,045 |
| Federal funds sold & reverse repurchase agreements | $26,200,000 | 692 |
| Net loans & leases | $114,891,000 | 2,367 |
| Loan loss allowance | $557,000 | 5,965 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,229,000 | 5,418 |
| Other real estate owned | $349,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,053,000 | 3,505 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,313,000 | 2,574 |
| Total liabilities | $166,331,000 | 2,614 |
| Total deposits | $166,111,000 | 2,484 |
| Interest-bearing deposits | $165,933,000 | 2,185 |
| Deposits held in domestic offices | $166,111,000 | 2,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $220,000 | 9,599 |
| Total equity capital | $17,982,000 | 2,160 |
| Total bank equity capital | $17,982,000 | 2,160 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $17,982,000 | 1,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,609,000 | 2,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $731,000 | 2,706 |
| Earning assets | $176,005,000 | 2,449 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $177,913,600 | 2,600 |
| Average Assets, quarterly | $183,579,500 | 2,560 |
| Volatile liabilities | $12,232,000 | 3,530 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,335,000 | 2,699 |
| Tier 1 (core) risk-based capital | $17,982,000 | 2,107 |
| Tier 2 risk-based capital | $557,000 | 4,785 |
| Total risk weighted assets | $74,902,000 | 3,485 |
| Total unused commitments | $11,335,000 | 2,714 |
| Derivatives | $0 | 651 |