Home > Sound Community Bank > Income and Expense

Sound Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$50,701,000919
Total interest expense$16,088,000922
Net interest income$34,613,000923
Provision for loan and lease losses$-273,0004,423
Total noninterest income$4,914,0001,208
Gross Fiduciary activities income$0981
Service charges on deposit accounts$683,0001,346
Trading account gains and feesNANA
Additional Noninterest Income$4,231,000983
Total noninterest expense$29,409,000906
Salaries and employee benefits$16,499,000897
Premises and equipment expense$2,572,000978
Additional noninterest expense$4,231,000983
Pre-tax net operating income$10,391,0001,127
Securities gains (losses)$0988
Applicable income taxes$1,848,0001,035
Income before extraordinary items$8,543,0001,150
Extraordinary gains, net$054
Net income$8,543,0001,165
Minority interest net income$088
Net income of bank and minority interests.$8,543,0001,153
Net charge-offs$163,0001,267
Cash dividends$2,771,0001,272
Sale, conversion, retirement of capital stock, net$450,000281
Net operating income$8,543,0001,169
2023-09-30 (YTD Data)Rank
Total interest income$37,340,000915
Total interest expense$10,486,000960
Net interest income$26,854,000895
Provision for loan and lease losses$-247,0004,454
Total noninterest income$3,876,0001,171
Gross Fiduciary activities income$0950
Service charges on deposit accounts$511,0001,344
Trading account gains and feesNANA
Additional Noninterest Income$3,365,000959
Total noninterest expense$22,275,000898
Salaries and employee benefits$12,846,000878
Premises and equipment expense$1,916,000993
Additional noninterest expense$3,365,000959
Pre-tax net operating income$8,702,0001,080
Securities gains (losses)$0849
Applicable income taxes$1,635,000963
Income before extraordinary items$7,067,0001,109
Extraordinary gains, net$052
Net income$7,067,0001,114
Minority interest net income$081
Net income of bank and minority interests.$7,067,0001,109
Net charge-offs$147,0001,021
Cash dividends$2,023,0001,158
Sale, conversion, retirement of capital stock, net$368,000257
Net operating income$7,067,0001,130
2023-06-30 (YTD Data)Rank
Total interest income$24,631,000890
Total interest expense$6,134,000967
Net interest income$18,497,000869
Provision for loan and lease losses$-321,0004,525
Total noninterest income$2,817,0001,046
Gross Fiduciary activities income$0931
Service charges on deposit accounts$337,0001,341
Trading account gains and feesNANA
Additional Noninterest Income$2,480,000838
Total noninterest expense$14,737,000892
Salaries and employee benefits$8,837,000847
Premises and equipment expense$1,271,000983
Additional noninterest expense$2,480,000837
Pre-tax net operating income$6,898,000953
Securities gains (losses)$0938
Applicable income taxes$1,268,000862
Income before extraordinary items$5,630,000967
Extraordinary gains, net$051
Net income$5,630,000980
Minority interest net income$081
Net income of bank and minority interests.$5,630,000967
Net charge-offs$145,000792
Cash dividends$1,025,0001,347
Sale, conversion, retirement of capital stock, net$279,000232
Net operating income$5,630,000978
2023-03-31 (YTD Data)Rank
Total interest income$12,194,000886
Total interest expense$2,635,000972
Net interest income$9,559,000857
Provision for loan and lease losses$10,0002,332
Total noninterest income$953,0001,332
Gross Fiduciary activities income$0913
Service charges on deposit accounts$181,0001,278
Trading account gains and feesNANA
Additional Noninterest Income$772,0001,156
Total noninterest expense$7,460,000889
Salaries and employee benefits$4,313,000875
Premises and equipment expense$647,000999
Additional noninterest expense$772,0001,156
Pre-tax net operating income$3,042,0001,069
Securities gains (losses)$0950
Applicable income taxes$611,000910
Income before extraordinary items$2,431,0001,098
Extraordinary gains, net$04
Net income$2,431,0001,097
Minority interest net income$048
Net income of bank and minority interests.$2,431,0001,097
Net charge-offs$72,000684
Cash dividends$1,024,000795
Sale, conversion, retirement of capital stock, net$192,000185
Net operating income$2,431,0001,113
2022-12-31 (YTD Data)Rank
Total interest income$39,910,000892
Total interest expense$3,828,000962
Net interest income$36,082,000873
Provision for loan and lease losses$1,225,000709
Total noninterest income$4,467,0001,281
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$673,0001,384
Trading account gains and feesNANA
Additional Noninterest Income$3,794,0001,086
Total noninterest expense$27,061,000944
Salaries and employee benefits$15,741,000920
Premises and equipment expense$2,429,0001,028
Additional noninterest expense$3,794,0001,086
Pre-tax net operating income$12,263,0001,094
Securities gains (losses)$0691
Applicable income taxes$2,378,000962
Income before extraordinary items$9,885,0001,116
Extraordinary gains, net$05
Net income$9,885,0001,115
Minority interest net income$063
Net income of bank and minority interests.$9,885,0001,116
Net charge-offs$-69,0004,184
Cash dividends$2,623,0001,263
Sale, conversion, retirement of capital stock, net$475,000329
Net operating income$9,885,0001,141
2022-09-30 (YTD Data)Rank
Total interest income$28,045,000903
Total interest expense$1,864,0001,080
Net interest income$26,181,000887
Provision for loan and lease losses$1,100,000580
Total noninterest income$3,493,0001,271
Gross Fiduciary activities income$0968
Service charges on deposit accounts$492,0001,419
Trading account gains and feesNANA
Additional Noninterest Income$3,001,0001,071
Total noninterest expense$20,211,000937
Salaries and employee benefits$11,654,000926
Premises and equipment expense$1,831,0001,014
Additional noninterest expense$3,001,0001,071
Pre-tax net operating income$8,363,0001,171
Securities gains (losses)$0740
Applicable income taxes$1,753,000968
Income before extraordinary items$6,610,0001,198
Extraordinary gains, net$04
Net income$6,610,0001,197
Minority interest net income$057
Net income of bank and minority interests.$6,610,0001,198
Net charge-offs$-83,0004,239
Cash dividends$2,520,000950
Sale, conversion, retirement of capital stock, net$384,000292
Net operating income$6,610,0001,223
2022-06-30 (YTD Data)Rank
Total interest income$17,242,000947
Total interest expense$854,0001,301
Net interest income$16,388,000914
Provision for loan and lease losses$725,000534
Total noninterest income$2,498,0001,208
Gross Fiduciary activities income$0925
Service charges on deposit accounts$323,0001,428
Trading account gains and feesNANA
Additional Noninterest Income$2,175,0001,041
Total noninterest expense$13,327,000925
Salaries and employee benefits$7,776,000913
Premises and equipment expense$1,228,0001,008
Additional noninterest expense$4,323,000868
Pre-tax net operating income$4,834,0001,233
Securities gains (losses)$0687
Applicable income taxes$1,020,0001,004
Income before extraordinary items$3,814,0001,270
Extraordinary gains, net$04
Net income$3,814,0001,270
Minority interest net income$060
Net income of bank and minority interests.$3,814,0001,270
Net charge-offs$-86,0004,350
Cash dividends$123,0002,661
Sale, conversion, retirement of capital stock, net$396,000217
Net operating income$3,814,0001,294
2022-03-31 (YTD Data)Rank
Total interest income$8,226,000958
Total interest expense$427,0001,255
Net interest income$7,799,000935
Provision for loan and lease losses$125,000877
Total noninterest income$1,510,0001,058
Gross Fiduciary activities income$0892
Service charges on deposit accounts$158,0001,437
Trading account gains and feesNANA
Additional Noninterest Income$1,352,000901
Total noninterest expense$6,699,000929
Salaries and employee benefits$3,987,000904
Premises and equipment expense$608,0001,024
Additional noninterest expense$2,104,000881
Pre-tax net operating income$2,485,0001,158
Securities gains (losses)$0623
Applicable income taxes$522,000944
Income before extraordinary items$1,963,0001,207
Extraordinary gains, net$04
Net income$1,963,0001,207
Minority interest net income$050
Net income of bank and minority interests.$1,963,0001,207
Net charge-offs$23,000912
Cash dividends$123,0001,930
Sale, conversion, retirement of capital stock, net$203,000188
Net operating income$1,963,0001,219
2021-12-31 (YTD Data)Rank
Total interest income$34,051,000948
Total interest expense$3,282,000836
Net interest income$30,769,000949
Provision for loan and lease losses$425,0001,167
Total noninterest income$7,153,0001,056
Gross Fiduciary activities income$0994
Service charges on deposit accounts$564,0001,479
Trading account gains and feesNANA
Additional Noninterest Income$6,589,000885
Total noninterest expense$24,847,000988
Salaries and employee benefits$13,892,0001,007
Premises and equipment expense$2,357,0001,040
Additional noninterest expense$8,598,000878
Pre-tax net operating income$12,650,0001,086
Securities gains (losses)$02,062
Applicable income taxes$2,528,000954
Income before extraordinary items$10,122,0001,144
Extraordinary gains, net$010
Net income$10,122,0001,144
Minority interest net income$074
Net income of bank and minority interests.$10,122,0001,144
Net charge-offs$120,0001,261
Cash dividends$432,0002,899
Sale, conversion, retirement of capital stock, net$829,000251
Net operating income$10,122,0001,125
2021-09-30 (YTD Data)Rank
Total interest income$25,624,000961
Total interest expense$2,807,000771
Net interest income$22,817,000972
Provision for loan and lease losses$425,000940
Total noninterest income$5,734,0001,024
Gross Fiduciary activities income$0957
Service charges on deposit accounts$402,0001,518
Trading account gains and feesNANA
Additional Noninterest Income$5,332,000860
Total noninterest expense$18,024,0001,014
Salaries and employee benefits$10,189,0001,035
Premises and equipment expense$1,746,0001,062
Additional noninterest expense$6,089,000922
Pre-tax net operating income$10,102,0001,062
Securities gains (losses)$02,015
Applicable income taxes$2,063,000957
Income before extraordinary items$8,039,0001,131
Extraordinary gains, net$08
Net income$8,039,0001,132
Minority interest net income$069
Net income of bank and minority interests.$8,039,0001,132
Net charge-offs$98,0001,088
Cash dividends$186,0002,877
Sale, conversion, retirement of capital stock, net$642,000224
Net operating income$8,039,0001,117
2021-06-30 (YTD Data)Rank
Total interest income$16,488,000975
Total interest expense$2,189,000684
Net interest income$14,299,0001,014
Provision for loan and lease losses$250,0001,025
Total noninterest income$4,339,000945
Gross Fiduciary activities income$0951
Service charges on deposit accounts$263,0001,488
Trading account gains and feesNANA
Additional Noninterest Income$4,076,000799
Total noninterest expense$11,840,0001,010
Salaries and employee benefits$6,768,0001,031
Premises and equipment expense$1,164,0001,060
Additional noninterest expense$3,908,000949
Pre-tax net operating income$6,548,0001,070
Securities gains (losses)$01,818
Applicable income taxes$1,337,000959
Income before extraordinary items$5,211,0001,144
Extraordinary gains, net$06
Net income$5,211,0001,145
Minority interest net income$067
Net income of bank and minority interests.$5,211,0001,145
Net charge-offs$93,000936
Cash dividends$186,0002,654
Sale, conversion, retirement of capital stock, net$452,000195
Net operating income$5,211,0001,127
2021-03-31 (YTD Data)Rank
Total interest income$8,059,000987
Total interest expense$1,295,000600
Net interest income$6,764,0001,054
Provision for loan and lease losses$02,741
Total noninterest income$2,643,000823
Gross Fiduciary activities income$0922
Service charges on deposit accounts$138,0001,433
Trading account gains and feesNANA
Additional Noninterest Income$2,505,000699
Total noninterest expense$6,021,000998
Salaries and employee benefits$3,549,000976
Premises and equipment expense$614,0001,018
Additional noninterest expense$1,858,000961
Pre-tax net operating income$3,386,0001,045
Securities gains (losses)$01,392
Applicable income taxes$692,000931
Income before extraordinary items$2,694,0001,127
Extraordinary gains, net$03
Net income$2,694,0001,127
Minority interest net income$055
Net income of bank and minority interests.$2,694,0001,127
Net charge-offs$65,000736
Cash dividends$84,0002,185
Sale, conversion, retirement of capital stock, net$265,000165
Net operating income$2,694,0001,098
2020-12-31 (YTD Data)Rank
Total interest income$35,140,000927
Total interest expense$7,261,000665
Net interest income$27,879,000978
Provision for loan and lease losses$925,0001,688
Total noninterest income$7,239,0001,003
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$532,0001,552
Trading account gains and feesNANA
Additional Noninterest Income$6,707,000834
Total noninterest expense$22,102,0001,033
Salaries and employee benefits$11,677,0001,098
Premises and equipment expense$2,672,000937
Additional noninterest expense$7,753,000902
Pre-tax net operating income$12,091,000905
Securities gains (losses)$02,675
Applicable income taxes$2,551,000783
Income before extraordinary items$9,540,000997
Extraordinary gains, net$04
Net income$9,540,000997
Minority interest net income$072
Net income of bank and minority interests.$9,540,000997
Net charge-offs$565,000899
Cash dividends$340,0003,120
Sale, conversion, retirement of capital stock, net$662,000242
Net operating income$9,540,000967
2020-09-30 (YTD Data)Rank
Total interest income$26,047,000938
Total interest expense$5,556,000691
Net interest income$20,491,000987
Provision for loan and lease losses$925,0001,418
Total noninterest income$4,172,0001,154
Gross Fiduciary activities income$0981
Service charges on deposit accounts$393,0001,565
Trading account gains and feesNANA
Additional Noninterest Income$3,779,000978
Total noninterest expense$16,429,0001,030
Salaries and employee benefits$8,619,0001,093
Premises and equipment expense$2,033,000916
Additional noninterest expense$5,777,000892
Pre-tax net operating income$7,309,0001,047
Securities gains (losses)$02,494
Applicable income taxes$1,485,000906
Income before extraordinary items$5,824,0001,131
Extraordinary gains, net$04
Net income$5,824,0001,130
Minority interest net income$065
Net income of bank and minority interests.$5,824,0001,131
Net charge-offs$577,000691
Cash dividends$25,0003,344
Sale, conversion, retirement of capital stock, net$283,000278
Net operating income$5,824,0001,094
2020-06-30 (YTD Data)Rank
Total interest income$17,462,000949
Total interest expense$3,730,000756
Net interest income$13,732,000980
Provision for loan and lease losses$650,0001,384
Total noninterest income$2,174,0001,291
Gross Fiduciary activities income$0970
Service charges on deposit accounts$264,0001,575
Trading account gains and feesNANA
Additional Noninterest Income$1,910,0001,117
Total noninterest expense$10,939,0001,020
Salaries and employee benefits$5,841,0001,068
Premises and equipment expense$1,397,000900
Additional noninterest expense$3,701,000923
Pre-tax net operating income$4,317,0001,107
Securities gains (losses)$02,249
Applicable income taxes$887,000912
Income before extraordinary items$3,430,0001,185
Extraordinary gains, net$04
Net income$3,430,0001,185
Minority interest net income$065
Net income of bank and minority interests.$3,430,0001,185
Net charge-offs$259,000876
Cash dividends$35,0003,154
Sale, conversion, retirement of capital stock, net$231,000239
Net operating income$3,430,0001,153
2020-03-31 (YTD Data)Rank
Total interest income$8,693,000953
Total interest expense$1,918,000819
Net interest income$6,775,000977
Provision for loan and lease losses$250,0001,297
Total noninterest income$662,0001,657
Gross Fiduciary activities income$0941
Service charges on deposit accounts$155,0001,600
Trading account gains and feesNANA
Additional Noninterest Income$507,0001,504
Total noninterest expense$5,762,000987
Salaries and employee benefits$3,132,0001,034
Premises and equipment expense$704,000907
Additional noninterest expense$1,926,000901
Pre-tax net operating income$1,425,0001,373
Securities gains (losses)$01,705
Applicable income taxes$299,0001,079
Income before extraordinary items$1,126,0001,507
Extraordinary gains, net$04
Net income$1,126,0001,505
Minority interest net income$056
Net income of bank and minority interests.$1,126,0001,507
Net charge-offs$-3,0004,005
Cash dividends$7,0002,624
Sale, conversion, retirement of capital stock, net$185,000188
Net operating income$1,126,0001,483
2019-12-31 (YTD Data)Rank
Total interest income$34,306,000968
Total interest expense$7,616,000870
Net interest income$26,690,000991
Provision for loan and lease losses$-125,0005,000
Total noninterest income$4,298,0001,237
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$525,0001,852
Trading account gains and feesNANA
Additional Noninterest Income$3,773,0001,010
Total noninterest expense$21,992,0001,011
Salaries and employee benefits$11,988,0001,038
Premises and equipment expense$2,866,000890
Additional noninterest expense$7,138,000953
Pre-tax net operating income$9,121,0001,127
Securities gains (losses)$02,379
Applicable income taxes$1,817,000963
Income before extraordinary items$7,304,0001,200
Extraordinary gains, net$011
Net income$7,304,0001,201
Minority interest net income$076
Net income of bank and minority interests.$7,304,0001,202
Net charge-offs$9,0003,353
Cash dividends$3,276,0001,117
Sale, conversion, retirement of capital stock, net$267,000366
Net operating income$7,304,0001,179
2019-09-30 (YTD Data)Rank
Total interest income$25,608,000971
Total interest expense$5,591,000889
Net interest income$20,017,000996
Provision for loan and lease losses$-150,0005,119
Total noninterest income$3,009,0001,297
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$381,0001,900
Trading account gains and feesNANA
Additional Noninterest Income$2,628,0001,050
Total noninterest expense$16,549,0001,003
Salaries and employee benefits$9,053,0001,031
Premises and equipment expense$2,154,000889
Additional noninterest expense$5,342,000946
Pre-tax net operating income$6,627,0001,174
Securities gains (losses)$02,167
Applicable income taxes$1,347,0001,007
Income before extraordinary items$5,280,0001,256
Extraordinary gains, net$011
Net income$5,280,0001,257
Minority interest net income$072
Net income of bank and minority interests.$5,280,0001,258
Net charge-offs$6,0003,099
Cash dividends$3,278,000829
Sale, conversion, retirement of capital stock, net$158,000362
Net operating income$5,280,0001,230
2019-06-30 (YTD Data)Rank
Total interest income$17,111,000968
Total interest expense$3,662,000888
Net interest income$13,449,000985
Provision for loan and lease losses$-400,0005,235
Total noninterest income$1,865,0001,339
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$251,0001,900
Trading account gains and feesNANA
Additional Noninterest Income$1,614,0001,103
Total noninterest expense$11,199,000986
Salaries and employee benefits$6,086,0001,016
Premises and equipment expense$1,449,000882
Additional noninterest expense$3,664,000931
Pre-tax net operating income$4,515,0001,132
Securities gains (losses)$01,702
Applicable income taxes$916,000959
Income before extraordinary items$3,599,0001,211
Extraordinary gains, net$011
Net income$3,599,0001,210
Minority interest net income$069
Net income of bank and minority interests.$3,599,0001,211
Net charge-offs$3,0002,936
Cash dividends$3,279,000602
Sale, conversion, retirement of capital stock, net$87,000363
Net operating income$3,599,0001,187
2019-03-31 (YTD Data)Rank
Total interest income$8,907,000939
Total interest expense$1,784,000878
Net interest income$7,123,000943
Provision for loan and lease losses$-200,0005,298
Total noninterest income$874,0001,354
Gross Fiduciary activities income$0972
Service charges on deposit accounts$124,0001,912
Trading account gains and feesNANA
Additional Noninterest Income$750,0001,108
Total noninterest expense$6,198,000907
Salaries and employee benefits$3,541,000905
Premises and equipment expense$720,000894
Additional noninterest expense$1,937,000861
Pre-tax net operating income$1,999,0001,213
Securities gains (losses)$01,087
Applicable income taxes$400,0001,052
Income before extraordinary items$1,599,0001,298
Extraordinary gains, net$05
Net income$1,599,0001,296
Minority interest net income$052
Net income of bank and minority interests.$1,599,0001,297
Net charge-offs$-3,0004,217
Cash dividends$2,674,000415
Sale, conversion, retirement of capital stock, net$38,000350
Net operating income$1,599,0001,277
2018-12-31 (YTD Data)Rank
Total interest income$33,140,000946
Total interest expense$5,359,000869
Net interest income$27,781,000943
Provision for loan and lease losses$525,0001,410
Total noninterest income$4,250,0001,219
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$503,0001,972
Trading account gains and feesNANA
Additional Noninterest Income$3,747,000966
Total noninterest expense$22,451,000969
Salaries and employee benefits$12,363,000983
Premises and equipment expense$2,945,000847
Additional noninterest expense$7,143,000941
Pre-tax net operating income$9,055,0001,121
Securities gains (losses)$01,125
Applicable income taxes$1,771,000949
Income before extraordinary items$7,284,0001,176
Extraordinary gains, net$06
Net income$7,284,0001,175
Minority interest net income$072
Net income of bank and minority interests.$7,284,0001,175
Net charge-offs$-8,0004,476
Cash dividends$1,367,0001,859
Sale, conversion, retirement of capital stock, net$1,328,000201
Net operating income$7,284,0001,173
2018-09-30 (YTD Data)Rank
Total interest income$24,150,000956
Total interest expense$3,658,000887
Net interest income$20,492,000953
Provision for loan and lease losses$500,0001,123
Total noninterest income$3,454,0001,157
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$372,0002,001
Trading account gains and feesNANA
Additional Noninterest Income$3,082,000908
Total noninterest expense$16,206,000994
Salaries and employee benefits$9,204,000993
Premises and equipment expense$2,249,000837
Additional noninterest expense$4,753,0001,038
Pre-tax net operating income$7,240,0001,077
Securities gains (losses)$01,118
Applicable income taxes$1,665,000827
Income before extraordinary items$5,575,0001,154
Extraordinary gains, net$05
Net income$5,575,0001,153
Minority interest net income$066
Net income of bank and minority interests.$5,575,0001,153
Net charge-offs$-8,0004,430
Cash dividends$355,0002,709
Sale, conversion, retirement of capital stock, net$519,000251
Net operating income$5,575,0001,151
2018-06-30 (YTD Data)Rank
Total interest income$15,763,000960
Total interest expense$2,244,000894
Net interest income$13,519,000956
Provision for loan and lease losses$250,0001,331
Total noninterest income$2,031,0001,275
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$246,0001,999
Trading account gains and feesNANA
Additional Noninterest Income$1,785,0001,025
Total noninterest expense$10,505,0001,022
Salaries and employee benefits$5,983,0001,021
Premises and equipment expense$1,435,000871
Additional noninterest expense$3,087,0001,055
Pre-tax net operating income$4,795,0001,060
Securities gains (losses)$0961
Applicable income taxes$1,109,000813
Income before extraordinary items$3,686,0001,137
Extraordinary gains, net$06
Net income$3,686,0001,135
Minority interest net income$065
Net income of bank and minority interests.$3,686,0001,136
Net charge-offs$-13,0004,607
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$340,000223
Net operating income$3,686,0001,133
2018-03-31 (YTD Data)Rank
Total interest income$7,524,000988
Total interest expense$1,023,000939
Net interest income$6,501,000985
Provision for loan and lease losses$100,0001,437
Total noninterest income$1,028,0001,252
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$125,0001,985
Trading account gains and feesNANA
Additional Noninterest Income$903,000993
Total noninterest expense$5,268,0001,028
Salaries and employee benefits$3,022,0001,027
Premises and equipment expense$647,000951
Additional noninterest expense$1,599,0001,013
Pre-tax net operating income$2,161,0001,131
Securities gains (losses)$0735
Applicable income taxes$513,000846
Income before extraordinary items$1,648,0001,232
Extraordinary gains, net$07
Net income$1,648,0001,232
Minority interest net income$052
Net income of bank and minority interests.$1,648,0001,232
Net charge-offs$14,0001,828
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$45,000344
Net operating income$1,648,0001,220
2017-12-31 (YTD Data)Rank
Total interest income$27,755,0001,031
Total interest expense$3,369,000974
Net interest income$24,386,0001,029
Provision for loan and lease losses$500,0001,444
Total noninterest income$3,461,0001,427
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$482,0002,087
Trading account gains and feesNANA
Additional Noninterest Income$2,979,0001,162
Total noninterest expense$18,596,0001,120
Salaries and employee benefits$10,450,0001,119
Premises and equipment expense$2,641,000919
Additional noninterest expense$5,505,0001,152
Pre-tax net operating income$8,751,0001,100
Securities gains (losses)$02,243
Applicable income taxes$3,465,000864
Income before extraordinary items$5,286,0001,288
Extraordinary gains, net$09
Net income$5,286,0001,288
Minority interest net income$076
Net income of bank and minority interests.$5,286,0001,288
Net charge-offs$82,0002,613
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$523,000285
Net operating income$5,286,0001,277
2017-09-30 (YTD Data)Rank
Total interest income$20,415,0001,049
Total interest expense$2,438,000991
Net interest income$17,977,0001,041
Provision for loan and lease losses$250,0001,804
Total noninterest income$2,453,0001,500
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$355,0002,135
Trading account gains and feesNANA
Additional Noninterest Income$2,098,0001,231
Total noninterest expense$13,820,0001,130
Salaries and employee benefits$7,906,0001,116
Premises and equipment expense$1,938,000946
Additional noninterest expense$3,976,0001,183
Pre-tax net operating income$6,360,0001,153
Securities gains (losses)$02,274
Applicable income taxes$2,296,000841
Income before extraordinary items$4,064,0001,357
Extraordinary gains, net$09
Net income$4,064,0001,357
Minority interest net income$071
Net income of bank and minority interests.$4,064,0001,357
Net charge-offs$81,0002,095
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$285,000307
Net operating income$4,064,0001,340
2017-06-30 (YTD Data)Rank
Total interest income$13,308,0001,058
Total interest expense$1,557,000998
Net interest income$11,751,0001,060
Provision for loan and lease losses$03,871
Total noninterest income$1,783,0001,415
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$232,0002,149
Trading account gains and feesNANA
Additional Noninterest Income$1,551,0001,164
Total noninterest expense$9,106,0001,146
Salaries and employee benefits$5,202,0001,138
Premises and equipment expense$1,244,000969
Additional noninterest expense$2,660,0001,183
Pre-tax net operating income$4,428,0001,092
Securities gains (losses)$01,906
Applicable income taxes$1,615,000787
Income before extraordinary items$2,813,0001,311
Extraordinary gains, net$011
Net income$2,813,0001,310
Minority interest net income$071
Net income of bank and minority interests.$2,813,0001,311
Net charge-offs$-13,0004,876
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$288,000239
Net operating income$2,813,0001,292
2017-03-31 (YTD Data)Rank
Total interest income$6,716,0001,042
Total interest expense$794,000965
Net interest income$5,922,0001,045
Provision for loan and lease losses$03,537
Total noninterest income$875,0001,424
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$119,0002,109
Trading account gains and feesNANA
Additional Noninterest Income$756,0001,165
Total noninterest expense$4,472,0001,174
Salaries and employee benefits$2,614,0001,150
Premises and equipment expense$528,0001,134
Additional noninterest expense$1,330,0001,186
Pre-tax net operating income$2,325,0001,033
Securities gains (losses)$01,153
Applicable income taxes$869,000725
Income before extraordinary items$1,456,0001,252
Extraordinary gains, net$08
Net income$1,456,0001,251
Minority interest net income$055
Net income of bank and minority interests.$1,456,0001,252
Net charge-offs$-16,0005,175
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$144,000212
Net operating income$1,456,0001,237
2016-12-31 (YTD Data)Rank
Total interest income$25,863,0001,039
Total interest expense$2,919,000991
Net interest income$22,944,0001,041
Provision for loan and lease losses$454,0001,574
Total noninterest income$4,324,0001,268
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$572,0001,863
Trading account gains and fees$0170
Additional Noninterest Income$3,752,0001,033
Total noninterest expense$18,295,0001,136
Salaries and employee benefits$10,220,0001,127
Premises and equipment expense$2,145,0001,109
Additional noninterest expense$5,930,0001,107
Pre-tax net operating income$8,519,0001,050
Securities gains (losses)$03,212
Applicable income taxes$2,996,000782
Income before extraordinary items$5,523,0001,278
Extraordinary gains, net$05
Net income$5,523,0001,277
Minority interest net income$082
Net income of bank and minority interests.$5,523,0001,277
Net charge-offs$268,0001,642
Cash dividends$1,750,0001,555
Sale, conversion, retirement of capital stock, net$525,000276
Net operating income$5,523,0001,251
2016-09-30 (YTD Data)Rank
Total interest income$19,026,0001,064
Total interest expense$2,156,0001,008
Net interest income$16,870,0001,059
Provision for loan and lease losses$250,0001,802
Total noninterest income$3,045,0001,325
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$453,0001,797
Trading account gains and fees$0169
Additional Noninterest Income$2,592,0001,096
Total noninterest expense$13,514,0001,157
Salaries and employee benefits$7,599,0001,138
Premises and equipment expense$1,606,0001,107
Additional noninterest expense$4,309,0001,142
Pre-tax net operating income$6,151,0001,097
Securities gains (losses)$03,160
Applicable income taxes$2,220,000812
Income before extraordinary items$3,931,0001,352
Extraordinary gains, net$05
Net income$3,931,0001,352
Minority interest net income$071
Net income of bank and minority interests.$3,931,0001,352
Net charge-offs$27,0002,972
Cash dividends$1,750,0001,159
Sale, conversion, retirement of capital stock, net$357,000259
Net operating income$3,931,0001,313
2016-06-30 (YTD Data)Rank
Total interest income$12,581,0001,066
Total interest expense$1,427,0001,006
Net interest income$11,154,0001,071
Provision for loan and lease losses$250,0001,404
Total noninterest income$1,799,0001,429
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$307,0001,773
Trading account gains and fees$0157
Additional Noninterest Income$1,492,0001,193
Total noninterest expense$8,846,0001,171
Salaries and employee benefits$5,038,0001,146
Premises and equipment expense$1,085,0001,093
Additional noninterest expense$2,723,0001,189
Pre-tax net operating income$3,857,0001,142
Securities gains (losses)$02,835
Applicable income taxes$1,412,000827
Income before extraordinary items$2,445,0001,422
Extraordinary gains, net$016
Net income$2,445,0001,422
Minority interest net income$071
Net income of bank and minority interests.$2,445,0001,422
Net charge-offs$48,0002,170
Cash dividends$500,0001,970
Sale, conversion, retirement of capital stock, net$228,000263
Net operating income$2,445,0001,374
2016-03-31 (YTD Data)Rank
Total interest income$6,210,0001,083
Total interest expense$717,0001,000
Net interest income$5,493,0001,080
Provision for loan and lease losses$150,0001,146
Total noninterest income$816,0001,499
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$155,0001,754
Trading account gains and fees$0142
Additional Noninterest Income$661,0001,264
Total noninterest expense$4,426,0001,172
Salaries and employee benefits$2,492,0001,161
Premises and equipment expense$547,0001,087
Additional noninterest expense$1,387,0001,158
Pre-tax net operating income$1,733,0001,241
Securities gains (losses)$02,077
Applicable income taxes$598,000926
Income before extraordinary items$1,135,0001,465
Extraordinary gains, net$012
Net income$1,135,0001,465
Minority interest net income$062
Net income of bank and minority interests.$1,135,0001,466
Net charge-offs$77,0001,164
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$102,000250
Net operating income$1,135,0001,434
2015-12-31 (YTD Data)Rank
Total interest income$23,392,0001,098
Total interest expense$2,752,0001,029
Net interest income$20,640,0001,100
Provision for loan and lease losses$400,0001,583
Total noninterest income$4,059,0001,283
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$541,0002,000
Trading account gains and fees$0159
Additional Noninterest Income$3,518,0001,043
Total noninterest expense$16,717,0001,200
Salaries and employee benefits$8,991,0001,233
Premises and equipment expense$1,935,0001,215
Additional noninterest expense$5,791,0001,119
Pre-tax net operating income$7,582,0001,126
Securities gains (losses)$-31,0005,979
Applicable income taxes$2,644,000824
Income before extraordinary items$4,907,0001,379
Extraordinary gains, net$023
Net income$4,907,0001,378
Minority interest net income$081
Net income of bank and minority interests.$4,907,0001,379
Net charge-offs$151,0002,252
Cash dividends$1,450,0001,684
Sale, conversion, retirement of capital stock, net$602,000284
Net operating income$4,927,1501,345
2015-09-30 (YTD Data)Rank
Total interest income$17,185,0001,123
Total interest expense$2,055,0001,039
Net interest income$15,130,0001,133
Provision for loan and lease losses$400,0001,230
Total noninterest income$3,138,0001,290
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$375,0002,148
Trading account gains and fees$0153
Additional Noninterest Income$2,763,0001,031
Total noninterest expense$12,390,0001,218
Salaries and employee benefits$6,731,0001,244
Premises and equipment expense$1,500,0001,197
Additional noninterest expense$4,159,0001,163
Pre-tax net operating income$5,478,0001,170
Securities gains (losses)$-31,0006,106
Applicable income taxes$1,745,000927
Income before extraordinary items$3,702,0001,379
Extraordinary gains, net$021
Net income$3,702,0001,380
Minority interest net income$078
Net income of bank and minority interests.$3,702,0001,380
Net charge-offs$105,0002,110
Cash dividends$1,200,0001,412
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,723,0801,343
2015-06-30 (YTD Data)Rank
Total interest income$11,360,0001,135
Total interest expense$1,369,0001,045
Net interest income$9,991,0001,141
Provision for loan and lease losses$300,0001,096
Total noninterest income$2,236,0001,237
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$246,0002,130
Trading account gains and fees$0157
Additional Noninterest Income$1,990,000973
Total noninterest expense$8,037,0001,255
Salaries and employee benefits$4,447,0001,254
Premises and equipment expense$973,0001,228
Additional noninterest expense$2,617,0001,222
Pre-tax net operating income$3,890,0001,113
Securities gains (losses)$-31,0006,211
Applicable income taxes$1,305,000846
Income before extraordinary items$2,554,0001,324
Extraordinary gains, net$022
Net income$2,554,0001,326
Minority interest net income$075
Net income of bank and minority interests.$2,554,0001,325
Net charge-offs$115,0001,602
Cash dividends$1,200,0001,062
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,574,4601,288
2015-03-31 (YTD Data)Rank
Total interest income$5,621,0001,139
Total interest expense$689,0001,044
Net interest income$4,932,0001,154
Provision for loan and lease losses$100,0001,425
Total noninterest income$881,0001,404
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$122,0002,139
Trading account gains and fees$0152
Additional Noninterest Income$759,0001,136
Total noninterest expense$3,808,0001,302
Salaries and employee benefits$2,259,0001,240
Premises and equipment expense$421,0001,420
Additional noninterest expense$1,128,0001,366
Pre-tax net operating income$1,905,0001,101
Securities gains (losses)$-31,0006,331
Applicable income taxes$625,000868
Income before extraordinary items$1,249,0001,321
Extraordinary gains, net$013
Net income$1,249,0001,323
Minority interest net income$064
Net income of bank and minority interests.$1,249,0001,323
Net charge-offs$51,0001,543
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,269,7701,267
2014-12-31 (YTD Data)Rank
Total interest income$22,098,0001,162
Total interest expense$2,422,0001,204
Net interest income$19,676,0001,144
Provision for loan and lease losses$800,0001,021
Total noninterest income$3,307,0001,453
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$587,0002,006
Trading account gains and fees$0180
Additional Noninterest Income$2,720,0001,170
Total noninterest expense$15,067,0001,309
Salaries and employee benefits$8,298,0001,282
Premises and equipment expense$1,664,0001,430
Additional noninterest expense$5,105,0001,274
Pre-tax net operating income$7,116,0001,136
Securities gains (losses)$03,259
Applicable income taxes$2,753,000771
Income before extraordinary items$4,363,0001,470
Extraordinary gains, net$017
Net income$4,363,0001,468
Minority interest net income$084
Net income of bank and minority interests.$4,363,0001,469
Net charge-offs$592,0001,311
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,363,0001,450
2014-09-30 (YTD Data)Rank
Total interest income$16,740,0001,155
Total interest expense$1,819,0001,215
Net interest income$14,921,0001,138
Provision for loan and lease losses$600,000986
Total noninterest income$2,177,0001,606
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$434,0002,029
Trading account gains and fees$0174
Additional Noninterest Income$1,743,0001,314
Total noninterest expense$11,037,0001,345
Salaries and employee benefits$6,035,0001,319
Premises and equipment expense$1,210,0001,480
Additional noninterest expense$3,792,0001,285
Pre-tax net operating income$5,461,0001,128
Securities gains (losses)$02,980
Applicable income taxes$1,935,000828
Income before extraordinary items$3,526,0001,374
Extraordinary gains, net$015
Net income$3,526,0001,372
Minority interest net income$081
Net income of bank and minority interests.$3,526,0001,374
Net charge-offs$547,0001,073
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,526,0001,340
2014-06-30 (YTD Data)Rank
Total interest income$10,982,0001,164
Total interest expense$1,207,0001,234
Net interest income$9,775,0001,150
Provision for loan and lease losses$400,000998
Total noninterest income$1,151,0001,904
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$267,0002,155
Trading account gains and fees$0172
Additional Noninterest Income$884,0001,581
Total noninterest expense$7,045,0001,383
Salaries and employee benefits$4,034,0001,316
Premises and equipment expense$750,0001,580
Additional noninterest expense$2,261,0001,415
Pre-tax net operating income$3,481,0001,137
Securities gains (losses)$02,580
Applicable income taxes$1,219,000834
Income before extraordinary items$2,262,0001,379
Extraordinary gains, net$020
Net income$2,262,0001,379
Minority interest net income$080
Net income of bank and minority interests.$2,262,0001,381
Net charge-offs$387,0001,065
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,262,0001,361
2014-03-31 (YTD Data)Rank
Total interest income$5,415,0001,181
Total interest expense$610,0001,240
Net interest income$4,805,0001,165
Provision for loan and lease losses$200,000985
Total noninterest income$463,0002,146
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$135,0002,113
Trading account gains and fees$0147
Additional Noninterest Income$328,0001,887
Total noninterest expense$3,524,0001,386
Salaries and employee benefits$2,083,0001,307
Premises and equipment expense$353,0001,707
Additional noninterest expense$1,088,0001,446
Pre-tax net operating income$1,544,0001,218
Securities gains (losses)$01,715
Applicable income taxes$531,000896
Income before extraordinary items$1,013,0001,470
Extraordinary gains, net$016
Net income$1,013,0001,473
Minority interest net income$066
Net income of bank and minority interests.$1,013,0001,473
Net charge-offs$201,000948
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,013,0001,452
2013-12-31 (YTD Data)Rank
Total interest income$20,394,0001,243
Total interest expense$2,291,0001,483
Net interest income$18,103,0001,217
Provision for loan and lease losses$1,350,000866
Total noninterest income$2,649,0001,780
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$571,0002,153
Trading account gains and fees$0184
Additional Noninterest Income$2,078,0001,473
Total noninterest expense$13,147,0001,483
Salaries and employee benefits$7,200,0001,447
Premises and equipment expense$1,552,0001,535
Additional noninterest expense$4,395,0001,504
Pre-tax net operating income$6,255,0001,180
Securities gains (losses)$-30,0006,384
Applicable income taxes$2,190,000845
Income before extraordinary items$4,035,0001,487
Extraordinary gains, net$029
Net income$4,035,0001,489
Minority interest net income$090
Net income of bank and minority interests.$4,035,0001,491
Net charge-offs$1,420,000978
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,054,5001,447
2013-09-30 (YTD Data)Rank
Total interest income$15,105,0001,259
Total interest expense$1,688,0001,557
Net interest income$13,417,0001,225
Provision for loan and lease losses$1,150,000792
Total noninterest income$2,046,0001,765
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$439,0002,116
Trading account gains and fees$0180
Additional Noninterest Income$1,607,0001,476
Total noninterest expense$9,620,0001,517
Salaries and employee benefits$5,220,0001,495
Premises and equipment expense$1,134,0001,572
Additional noninterest expense$3,266,0001,516
Pre-tax net operating income$4,693,0001,212
Securities gains (losses)$-30,0006,616
Applicable income taxes$1,631,000873
Income before extraordinary items$3,032,0001,488
Extraordinary gains, net$025
Net income$3,032,0001,490
Minority interest net income$084
Net income of bank and minority interests.$3,032,0001,491
Net charge-offs$1,283,000836
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,051,5001,447
2013-06-30 (YTD Data)Rank
Total interest income$9,918,0001,277
Total interest expense$1,113,0001,603
Net interest income$8,805,0001,237
Provision for loan and lease losses$700,000877
Total noninterest income$1,301,0001,852
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$292,0002,080
Trading account gains and fees$0157
Additional Noninterest Income$1,009,0001,569
Total noninterest expense$6,261,0001,545
Salaries and employee benefits$3,387,0001,533
Premises and equipment expense$725,0001,637
Additional noninterest expense$2,149,0001,519
Pre-tax net operating income$3,145,0001,181
Securities gains (losses)$-30,0006,760
Applicable income taxes$1,111,000859
Income before extraordinary items$2,004,0001,497
Extraordinary gains, net$022
Net income$2,004,0001,500
Minority interest net income$082
Net income of bank and minority interests.$2,004,0001,502
Net charge-offs$818,000889
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,023,2001,430
2013-03-31 (YTD Data)Rank
Total interest income$4,841,0001,314
Total interest expense$569,0001,617
Net interest income$4,272,0001,265
Provision for loan and lease losses$250,0001,141
Total noninterest income$366,0002,692
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$148,0002,057
Trading account gains and fees$0148
Additional Noninterest Income$218,0002,654
Total noninterest expense$3,069,0001,585
Salaries and employee benefits$1,684,0001,562
Premises and equipment expense$360,0001,678
Additional noninterest expense$1,025,0001,581
Pre-tax net operating income$1,319,0001,361
Securities gains (losses)$-19,0006,862
Applicable income taxes$475,000959
Income before extraordinary items$825,0001,719
Extraordinary gains, net$010
Net income$825,0001,721
Minority interest net income$076
Net income of bank and minority interests.$825,0001,721
Net charge-offs$452,000821
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$837,1601,653
2012-12-31 (YTD Data)Rank
Total interest income$18,906,0001,406
Total interest expense$2,360,0001,848
Net interest income$16,546,0001,321
Provision for loan and lease losses$4,525,000551
Total noninterest income$4,160,0001,291
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$632,0002,068
Trading account gains and fees$0166
Additional Noninterest Income$3,528,0001,052
Total noninterest expense$11,732,0001,647
Salaries and employee benefits$5,948,0001,692
Premises and equipment expense$1,218,0001,917
Additional noninterest expense$4,566,0001,478
Pre-tax net operating income$4,449,0001,524
Securities gains (losses)$-165,0006,947
Applicable income taxes$1,520,0001,090
Income before extraordinary items$2,764,0002,001
Extraordinary gains, net$029
Net income$2,764,0002,000
Minority interest net income$093
Net income of bank and minority interests.$2,764,0002,002
Net charge-offs$4,733,000599
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,871,2501,832
2012-09-30 (YTD Data)Rank
Total interest income$14,225,0001,431
Total interest expense$1,784,0001,915
Net interest income$12,441,0001,331
Provision for loan and lease losses$3,675,000521
Total noninterest income$2,731,0001,405
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$473,0002,092
Trading account gains and fees$0157
Additional Noninterest Income$2,258,0001,150
Total noninterest expense$8,512,0001,702
Salaries and employee benefits$4,208,0001,789
Premises and equipment expense$918,0001,942
Additional noninterest expense$3,386,0001,499
Pre-tax net operating income$2,985,0001,707
Securities gains (losses)$-156,0007,053
Applicable income taxes$998,0001,230
Income before extraordinary items$1,831,0002,274
Extraordinary gains, net$020
Net income$1,831,0002,273
Minority interest net income$086
Net income of bank and minority interests.$1,831,0002,274
Net charge-offs$3,796,000566
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,932,4002,051
2012-06-30 (YTD Data)Rank
Total interest income$9,477,0001,444
Total interest expense$1,188,0001,985
Net interest income$8,289,0001,331
Provision for loan and lease losses$2,600,000520
Total noninterest income$1,846,0001,394
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$311,0002,091
Trading account gains and fees$0153
Additional Noninterest Income$1,535,0001,121
Total noninterest expense$5,599,0001,731
Salaries and employee benefits$2,692,0001,856
Premises and equipment expense$605,0001,955
Additional noninterest expense$2,302,0001,468
Pre-tax net operating income$1,936,0001,721
Securities gains (losses)$-124,0007,116
Applicable income taxes$631,0001,274
Income before extraordinary items$1,181,0002,299
Extraordinary gains, net$019
Net income$1,181,0002,299
Minority interest net income$084
Net income of bank and minority interests.$1,181,0002,299
Net charge-offs$2,606,000563
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,261,6002,062
2012-03-31 (YTD Data)Rank
Total interest income$4,718,0001,456
Total interest expense$600,0002,036
Net interest income$4,118,0001,343
Provision for loan and lease losses$1,500,000441
Total noninterest income$1,102,0001,237
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$151,0002,135
Trading account gains and fees$0148
Additional Noninterest Income$951,000940
Total noninterest expense$2,770,0001,745
Salaries and employee benefits$1,269,0001,976
Premises and equipment expense$310,0001,929
Additional noninterest expense$1,191,0001,418
Pre-tax net operating income$950,0001,759
Securities gains (losses)$-91,0007,203
Applicable income taxes$292,0001,326
Income before extraordinary items$567,0002,358
Extraordinary gains, net$019
Net income$567,0002,360
Minority interest net income$078
Net income of bank and minority interests.$567,0002,361
Net charge-offs$1,606,000476
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$627,0602,069
2011-12-31 (YTD Data)Rank
Total interest income$18,609,0001,537
Total interest expense$2,782,0002,092
Net interest income$15,827,0001,407
Provision for loan and lease losses$4,600,000841
Total noninterest income$1,236,0002,749
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$899,0001,631
Trading account gains and fees$0146
Additional Noninterest Income$337,0003,686
Total noninterest expense$9,808,0001,944
Salaries and employee benefits$5,095,0001,905
Premises and equipment expense$1,161,0002,119
Additional noninterest expense$3,552,0001,893
Pre-tax net operating income$2,655,0002,040
Securities gains (losses)$-129,0007,104
Applicable income taxes$853,0001,498
Income before extraordinary items$1,673,0002,560
Extraordinary gains, net$029
Net income$1,673,0002,561
Minority interest net income$096
Net income of bank and minority interests.$1,673,0002,562
Net charge-offs$4,161,000931
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,758,1402,408
2011-09-30 (YTD Data)Rank
Total interest income$14,032,0001,542
Total interest expense$2,116,0002,148
Net interest income$11,916,0001,408
Provision for loan and lease losses$3,350,000853
Total noninterest income$942,0002,718
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$697,0001,571
Trading account gains and fees$0145
Additional Noninterest Income$245,0003,780
Total noninterest expense$7,561,0001,901
Salaries and employee benefits$4,012,0001,825
Premises and equipment expense$835,0002,209
Additional noninterest expense$2,714,0001,873
Pre-tax net operating income$1,947,0002,125
Securities gains (losses)$-129,0007,247
Applicable income taxes$612,0001,555
Income before extraordinary items$1,206,0002,718
Extraordinary gains, net$021
Net income$1,206,0002,720
Minority interest net income$087
Net income of bank and minority interests.$1,206,0002,720
Net charge-offs$3,392,000858
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,291,1402,506
2011-06-30 (YTD Data)Rank
Total interest income$9,398,0001,549
Total interest expense$1,435,0002,192
Net interest income$7,963,0001,408
Provision for loan and lease losses$2,050,000906
Total noninterest income$915,0002,128
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$453,0001,592
Trading account gains and fees$0153
Additional Noninterest Income$462,0002,221
Total noninterest expense$5,243,0001,855
Salaries and employee benefits$2,800,0001,742
Premises and equipment expense$547,0002,258
Additional noninterest expense$1,896,0001,806
Pre-tax net operating income$1,585,0001,796
Securities gains (losses)$-73,0007,279
Applicable income taxes$501,0001,319
Income before extraordinary items$1,011,0002,250
Extraordinary gains, net$015
Net income$1,011,0002,250
Minority interest net income$089
Net income of bank and minority interests.$1,011,0002,250
Net charge-offs$3,132,000662
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,059,9102,102
2011-03-31 (YTD Data)Rank
Total interest income$4,674,0001,560
Total interest expense$752,0002,174
Net interest income$3,922,0001,422
Provision for loan and lease losses$825,000990
Total noninterest income$587,0001,777
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$228,0001,555
Trading account gains and fees$0158
Additional Noninterest Income$359,0001,700
Total noninterest expense$2,800,0001,760
Salaries and employee benefits$1,490,0001,670
Premises and equipment expense$294,0002,180
Additional noninterest expense$1,016,0001,689
Pre-tax net operating income$884,0001,619
Securities gains (losses)$-73,0007,369
Applicable income taxes$299,0001,127
Income before extraordinary items$512,0002,210
Extraordinary gains, net$09
Net income$512,0002,208
Minority interest net income$086
Net income of bank and minority interests.$512,0002,209
Net charge-offs$1,551,000641
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$558,7202,003
2010-12-31 (YTD Data)Rank
Total interest income$19,458,0001,586
Total interest expense$4,287,0001,873
Net interest income$15,171,0001,480
Provision for loan and lease losses$4,650,0001,210
Total noninterest income$3,335,0001,438
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-210,0007,627
Additional Noninterest Income$3,545,000944
Total noninterest expense$11,636,0001,692
Salaries and employee benefits$5,811,0001,676
Premises and equipment expense$1,333,0001,920
Additional noninterest expense$4,492,0001,601
Pre-tax net operating income$2,220,0002,057
Securities gains (losses)$-34,0007,118
Applicable income taxes$721,0001,526
Income before extraordinary items$1,465,0002,552
Extraordinary gains, net$029
Net income$1,465,0002,549
Minority interest net income$0111
Net income of bank and minority interests.$1,465,0002,554
Net charge-offs$4,085,0001,190
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,487,7802,435
2010-09-30 (YTD Data)Rank
Total interest income$14,729,0001,602
Total interest expense$3,363,0001,867
Net interest income$11,366,0001,502
Provision for loan and lease losses$3,150,0001,223
Total noninterest income$2,093,0001,635
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-210,0007,731
Additional Noninterest Income$2,303,0001,000
Total noninterest expense$8,925,0001,650
Salaries and employee benefits$4,473,0001,636
Premises and equipment expense$1,017,0001,913
Additional noninterest expense$3,435,0001,543
Pre-tax net operating income$1,384,0002,538
Securities gains (losses)$-34,0007,305
Applicable income taxes$504,0001,664
Income before extraordinary items$846,0003,186
Extraordinary gains, net$023
Net income$846,0003,184
Minority interest net income$0110
Net income of bank and minority interests.$846,0003,186
Net charge-offs$2,953,0001,155
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$867,7603,020
2010-06-30 (YTD Data)Rank
Total interest income$9,758,0001,627
Total interest expense$2,321,0001,874
Net interest income$7,437,0001,525
Provision for loan and lease losses$2,200,0001,193
Total noninterest income$1,575,0001,459
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-210,0007,800
Additional Noninterest Income$1,785,000868
Total noninterest expense$6,152,0001,602
Salaries and employee benefits$3,134,0001,583
Premises and equipment expense$689,0001,895
Additional noninterest expense$2,329,0001,528
Pre-tax net operating income$660,0003,142
Securities gains (losses)$13,0002,514
Applicable income taxes$267,0001,849
Income before extraordinary items$406,0003,758
Extraordinary gains, net$019
Net income$406,0003,756
Minority interest net income$0105
Net income of bank and minority interests.$406,0003,757
Net charge-offs$1,686,0001,280
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$397,6803,695
2010-03-31 (YTD Data)Rank
Total interest income$4,794,0001,688
Total interest expense$1,168,0001,960
Net interest income$3,626,0001,586
Provision for loan and lease losses$1,425,000927
Total noninterest income$1,036,0001,196
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,036,000780
Total noninterest expense$3,156,0001,593
Salaries and employee benefits$1,603,0001,555
Premises and equipment expense$381,0001,781
Additional noninterest expense$1,172,0001,511
Pre-tax net operating income$81,0005,280
Securities gains (losses)$75,000931
Applicable income taxes$70,0002,471
Income before extraordinary items$86,0005,168
Extraordinary gains, net$016
Net income$86,0005,169
Minority interest net income$091
Net income of bank and minority interests.$86,0005,168
Net charge-offs$887,0001,124
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$38,0005,756
2009-12-31 (YTD Data)Rank
Total interest income$19,210,0001,780
Total interest expense$7,070,0001,674
Net interest income$12,140,0001,825
Provision for loan and lease losses$4,275,0001,599
Total noninterest income$3,003,0001,614
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$3,003,0001,037
Total noninterest expense$11,730,0001,744
Salaries and employee benefits$5,659,0001,748
Premises and equipment expense$1,178,0002,255
Additional noninterest expense$4,893,0001,523
Pre-tax net operating income$-862,0006,201
Securities gains (losses)$236,0001,423
Applicable income taxes$-165,0006,702
Income before extraordinary items$-461,0006,058
Extraordinary gains, net$034
Net income$-461,0006,056
Minority interest net income$0115
Net income of bank and minority interests.$-461,0006,058
Net charge-offs$2,096,0001,974
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$120,000847
Net operating income$-635,6406,156
2009-09-30 (YTD Data)Rank
Total interest income$14,294,0001,822
Total interest expense$5,563,0001,669
Net interest income$8,731,0001,901
Provision for loan and lease losses$2,325,0001,741
Total noninterest income$1,984,0001,787
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$1,984,0001,155
Total noninterest expense$8,413,0001,802
Salaries and employee benefits$4,102,0001,827
Premises and equipment expense$842,0002,365
Additional noninterest expense$3,469,0001,549
Pre-tax net operating income$-23,0005,730
Securities gains (losses)$24,0002,669
Applicable income taxes$27,0003,664
Income before extraordinary items$-26,0005,836
Extraordinary gains, net$027
Net income$-26,0005,836
Minority interest net income$0118
Net income of bank and minority interests.$-26,0005,836
Net charge-offs$1,105,0002,091
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-41,3605,819
2009-06-30 (YTD Data)Rank
Total interest income$9,339,0001,891
Total interest expense$3,759,0001,726
Net interest income$5,580,0001,969
Provision for loan and lease losses$1,375,0001,727
Total noninterest income$1,027,0002,142
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$1,027,0001,408
Total noninterest expense$5,465,0001,883
Salaries and employee benefits$2,694,0001,877
Premises and equipment expense$535,0002,496
Additional noninterest expense$2,236,0001,631
Pre-tax net operating income$-233,0006,336
Securities gains (losses)$24,0002,251
Applicable income taxes$-66,0007,057
Income before extraordinary items$-143,0006,268
Extraordinary gains, net$021
Net income$-143,0006,267
Minority interest net income$0112
Net income of bank and minority interests.$-143,0006,267
Net charge-offs$796,0001,841
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-159,3206,274
2009-03-31 (YTD Data)Rank
Total interest income$4,589,0001,947
Total interest expense$1,909,0001,769
Net interest income$2,680,0002,040
Provision for loan and lease losses$450,0001,876
Total noninterest income$510,0002,111
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$510,0001,375
Total noninterest expense$2,572,0001,923
Salaries and employee benefits$1,384,0001,872
Premises and equipment expense$270,0002,523
Additional noninterest expense$918,0001,763
Pre-tax net operating income$168,0004,326
Securities gains (losses)$24,0001,606
Applicable income taxes$80,0002,406
Income before extraordinary items$112,0004,788
Extraordinary gains, net$015
Net income$112,0004,792
Minority interest net income$0102
Net income of bank and minority interests.$112,0004,791
Net charge-offs$284,0001,831
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$96,6404,850
2008-12-31 (YTD Data)Rank
Total interest income$17,003,0002,226
Total interest expense$7,719,0002,032
Net interest income$9,284,0002,357
Provision for loan and lease losses$1,110,0002,553
Total noninterest income$2,127,0002,039
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$2,127,0001,247
Total noninterest expense$9,489,0002,031
Salaries and employee benefits$4,955,0002,053
Premises and equipment expense$1,004,0002,616
Additional noninterest expense$3,530,0001,733
Pre-tax net operating income$812,0004,130
Securities gains (losses)$2,0002,962
Applicable income taxes$310,0002,356
Income before extraordinary items$504,0004,437
Extraordinary gains, net$039
Net income$504,0004,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$631,0002,488
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$8,000,000181
Net operating income$502,7204,599
2008-09-30 (YTD Data)Rank
Total interest income$12,431,0002,321
Total interest expense$5,732,0002,124
Net interest income$6,699,0002,463
Provision for loan and lease losses$760,0002,154
Total noninterest income$1,813,0001,910
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$1,813,0001,192
Total noninterest expense$6,903,0002,080
Salaries and employee benefits$3,599,0002,133
Premises and equipment expense$736,0002,682
Additional noninterest expense$2,568,0001,733
Pre-tax net operating income$849,0003,988
Securities gains (losses)$2,0002,845
Applicable income taxes$337,0002,333
Income before extraordinary items$514,0004,398
Extraordinary gains, net$031
Net income$514,0004,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$429,0002,140
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$8,000,000118
Net operating income$512,7204,547
2008-06-30 (YTD Data)Rank
Total interest income$7,920,0002,437
Total interest expense$3,774,0002,221
Net interest income$4,146,0002,633
Provision for loan and lease losses$510,0001,888
Total noninterest income$1,267,0001,858
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$1,267,0001,192
Total noninterest expense$4,429,0002,165
Salaries and employee benefits$2,285,0002,269
Premises and equipment expense$478,0002,742
Additional noninterest expense$1,666,0001,756
Pre-tax net operating income$474,0004,457
Securities gains (losses)$2,0002,957
Applicable income taxes$192,0002,738
Income before extraordinary items$284,0005,094
Extraordinary gains, net$021
Net income$284,0005,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0001,525
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$8,000,00086
Net operating income$282,7205,040
2008-03-31 (YTD Data)Rank
Total interest income$3,849,0002,551
Total interest expense$1,929,0002,305
Net interest income$1,920,0002,805
Provision for loan and lease losses$160,0002,060
Total noninterest income$711,0001,724
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$711,0001,104
Total noninterest expense$2,168,0002,200
Salaries and employee benefits$1,117,0002,348
Premises and equipment expense$227,0002,895
Additional noninterest expense$824,0001,722
Pre-tax net operating income$303,0004,129
Securities gains (losses)$02,688
Applicable income taxes$121,0002,572
Income before extraordinary items$182,0004,851
Extraordinary gains, net$015
Net income$182,0004,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,721
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$8,000,00051
Net operating income$182,0004,739
2007-12-31 (YTD Data)Rank
Total interest income$14,963,0002,686
Total interest expense$7,924,0002,338
Net interest income$7,039,0003,088
Provision for loan and lease losses$250,0003,497
Total noninterest income$2,096,0002,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,096,0001,332
Total noninterest expense$8,325,0002,198
Salaries and employee benefits$4,083,0002,452
Premises and equipment expense$950,0002,681
Additional noninterest expense$3,292,0001,696
Pre-tax net operating income$560,0005,792
Securities gains (losses)$-12,0007,599
Applicable income taxes$260,0003,561
Income before extraordinary items$288,0006,468
Extraordinary gains, net$039
Net income$288,0006,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,567
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$295,6806,428
2007-09-30 (YTD Data)Rank
Total interest income$11,096,0002,713
Total interest expense$5,839,0002,366
Net interest income$5,257,0003,100
Provision for loan and lease losses$175,0003,251
Total noninterest income$1,598,0002,125
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$1,598,0001,323
Total noninterest expense$6,010,0002,261
Salaries and employee benefits$2,949,0002,522
Premises and equipment expense$673,0002,793
Additional noninterest expense$2,388,0001,700
Pre-tax net operating income$670,0005,209
Securities gains (losses)$-12,0007,827
Applicable income taxes$274,0003,318
Income before extraordinary items$384,0005,900
Extraordinary gains, net$033
Net income$384,0005,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,103
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$391,6805,851
2007-06-30 (YTD Data)Rank
Total interest income$7,102,0002,832
Total interest expense$3,727,0002,469
Net interest income$3,375,0003,217
Provision for loan and lease losses$06,209
Total noninterest income$1,137,0002,038
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,137,0001,280
Total noninterest expense$3,974,0002,298
Salaries and employee benefits$1,959,0002,567
Premises and equipment expense$431,0002,914
Additional noninterest expense$1,584,0001,724
Pre-tax net operating income$538,0004,900
Securities gains (losses)$-10,0007,993
Applicable income taxes$216,0003,165
Income before extraordinary items$312,0005,571
Extraordinary gains, net$029
Net income$312,0005,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0001,635
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$318,4005,520
2007-03-31 (YTD Data)Rank
Total interest income$3,488,0002,869
Total interest expense$1,802,0002,538
Net interest income$1,686,0003,223
Provision for loan and lease losses$05,779
Total noninterest income$542,0002,097
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$542,0001,286
Total noninterest expense$1,960,0002,329
Salaries and employee benefits$982,0002,579
Premises and equipment expense$215,0002,942
Additional noninterest expense$763,0001,755
Pre-tax net operating income$268,0004,904
Securities gains (losses)$01,187
Applicable income taxes$108,0003,167
Income before extraordinary items$160,0005,524
Extraordinary gains, net$022
Net income$160,0005,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,009
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$160,0005,507
2006-12-31 (YTD Data)Rank
Total interest income$13,659,0002,768
Total interest expense$6,387,0002,460
Net interest income$7,272,0003,005
Provision for loan and lease losses$270,0002,970
Total noninterest income$4,440,0001,208
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$4,440,000740
Total noninterest expense$7,967,0002,218
Salaries and employee benefits$4,086,0002,396
Premises and equipment expense$917,0002,677
Additional noninterest expense$2,964,0001,778
Pre-tax net operating income$3,475,0002,498
Securities gains (losses)$42,000720
Applicable income taxes$1,331,0001,835
Income before extraordinary items$2,186,0002,909
Extraordinary gains, net$051
Net income$2,186,0002,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$872,000771
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,159,1202,927
2006-09-30 (YTD Data)Rank
Total interest income$10,171,0002,753
Total interest expense$4,595,0002,481
Net interest income$5,576,0002,973
Provision for loan and lease losses$270,0002,327
Total noninterest income$4,028,0001,043
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$4,028,000649
Total noninterest expense$6,062,0002,181
Salaries and employee benefits$3,213,0002,286
Premises and equipment expense$728,0002,546
Additional noninterest expense$2,121,0001,829
Pre-tax net operating income$3,272,0002,177
Securities gains (losses)$01,388
Applicable income taxes$1,232,0001,619
Income before extraordinary items$2,040,0002,523
Extraordinary gains, net$045
Net income$2,040,0002,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$824,000544
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,040,0002,512
2006-06-30 (YTD Data)Rank
Total interest income$6,897,0002,681
Total interest expense$3,004,0002,437
Net interest income$3,893,0002,848
Provision for loan and lease losses$270,0001,643
Total noninterest income$3,500,000836
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,500,000539
Total noninterest expense$4,288,0002,053
Salaries and employee benefits$2,262,0002,171
Premises and equipment expense$514,0002,408
Additional noninterest expense$1,512,0001,743
Pre-tax net operating income$2,835,0001,740
Securities gains (losses)$01,185
Applicable income taxes$1,062,0001,335
Income before extraordinary items$1,773,0002,033
Extraordinary gains, net$039
Net income$1,773,0002,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$730,000429
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,773,0002,025
2006-03-31 (YTD Data)Rank
Total interest income$3,296,0002,738
Total interest expense$1,421,0002,431
Net interest income$1,875,0002,944
Provision for loan and lease losses$220,0001,071
Total noninterest income$641,0001,817
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$641,0001,123
Total noninterest expense$1,952,0002,277
Salaries and employee benefits$1,036,0002,372
Premises and equipment expense$290,0002,161
Additional noninterest expense$626,0002,077
Pre-tax net operating income$344,0004,629
Securities gains (losses)$0955
Applicable income taxes$139,0003,153
Income before extraordinary items$205,0005,301
Extraordinary gains, net$021
Net income$205,0005,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,000414
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$205,0005,302
2005-12-31 (YTD Data)Rank
Total interest income$11,675,0002,770
Total interest expense$4,377,0002,465
Net interest income$7,298,0002,940
Provision for loan and lease losses$750,0001,335
Total noninterest income$2,616,0001,804
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,616,0001,128
Total noninterest expense$8,078,0002,068
Salaries and employee benefits$4,068,0002,256
Premises and equipment expense$1,294,0001,865
Additional noninterest expense$2,716,0001,864
Pre-tax net operating income$1,086,0005,138
Securities gains (losses)$-44,0008,135
Applicable income taxes$441,0003,558
Income before extraordinary items$601,0005,998
Extraordinary gains, net$046
Net income$601,0006,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$658,000937
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$629,1605,869
2005-09-30 (YTD Data)Rank
Total interest income$8,519,0002,776
Total interest expense$3,043,0002,510
Net interest income$5,476,0002,923
Provision for loan and lease losses$465,0001,494
Total noninterest income$2,073,0001,732
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,073,0001,091
Total noninterest expense$6,001,0002,066
Salaries and employee benefits$2,984,0002,278
Premises and equipment expense$994,0001,809
Additional noninterest expense$2,023,0001,845
Pre-tax net operating income$1,083,0004,571
Securities gains (losses)$-44,0008,431
Applicable income taxes$423,0003,235
Income before extraordinary items$616,0005,383
Extraordinary gains, net$035
Net income$616,0005,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,000937
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$644,1605,250
2005-06-30 (YTD Data)Rank
Total interest income$5,535,0002,782
Total interest expense$1,883,0002,537
Net interest income$3,652,0002,888
Provision for loan and lease losses$465,0001,037
Total noninterest income$1,708,0001,446
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,708,000917
Total noninterest expense$4,047,0002,031
Salaries and employee benefits$2,235,0002,026
Premises and equipment expense$645,0001,859
Additional noninterest expense$1,167,0002,104
Pre-tax net operating income$848,0004,148
Securities gains (losses)$-44,0008,561
Applicable income taxes$325,0002,961
Income before extraordinary items$479,0004,995
Extraordinary gains, net$030
Net income$479,0004,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,000861
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$507,1604,809
2005-03-31 (YTD Data)Rank
Total interest income$2,688,0002,819
Total interest expense$882,0002,585
Net interest income$1,806,0002,903
Provision for loan and lease losses$235,000981
Total noninterest income$901,0001,364
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$901,000857
Total noninterest expense$2,026,0002,041
Salaries and employee benefits$1,114,0002,052
Premises and equipment expense$329,0001,822
Additional noninterest expense$583,0002,102
Pre-tax net operating income$446,0003,991
Securities gains (losses)$-21,0008,675
Applicable income taxes$174,0002,829
Income before extraordinary items$251,0004,859
Extraordinary gains, net$024
Net income$251,0004,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,000756
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$264,4404,678
2004-12-31 (YTD Data)Rank
Total interest income$9,255,0003,031
Total interest expense$3,258,0002,439
Net interest income$5,997,0003,295
Provision for loan and lease losses$735,0001,394
Total noninterest income$2,658,0001,781
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,658,0001,069
Total noninterest expense$7,317,0002,176
Salaries and employee benefits$3,938,0002,213
Premises and equipment expense$1,821,0001,260
Additional noninterest expense$1,558,0003,038
Pre-tax net operating income$603,0006,380
Securities gains (losses)$2,0003,489
Applicable income taxes$333,0004,017
Income before extraordinary items$272,0007,336
Extraordinary gains, net$034
Net income$272,0007,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$650,0001,087
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$270,7207,303
2004-09-30 (YTD Data)Rank
Total interest income$6,703,0003,095
Total interest expense$2,357,0002,484
Net interest income$4,346,0003,363
Provision for loan and lease losses$555,0001,322
Total noninterest income$1,981,0001,792
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,981,0001,092
Total noninterest expense$5,297,0002,234
Salaries and employee benefits$2,875,0002,246
Premises and equipment expense$1,355,0001,266
Additional noninterest expense$1,067,0003,233
Pre-tax net operating income$475,0006,429
Securities gains (losses)$03,710
Applicable income taxes$209,0004,372
Income before extraordinary items$266,0007,121
Extraordinary gains, net$026
Net income$266,0007,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$528,000903
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$266,0007,052
2004-06-30 (YTD Data)Rank
Total interest income$4,356,0003,149
Total interest expense$1,495,0002,577
Net interest income$2,861,0003,397
Provision for loan and lease losses$375,0001,294
Total noninterest income$1,344,0001,744
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,344,0001,071
Total noninterest expense$3,483,0002,274
Salaries and employee benefits$1,909,0002,261
Premises and equipment expense$914,0001,264
Additional noninterest expense$660,0003,456
Pre-tax net operating income$347,0006,205
Securities gains (losses)$03,413
Applicable income taxes$127,0004,517
Income before extraordinary items$220,0006,717
Extraordinary gains, net$021
Net income$220,0006,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$398,000846
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$220,0006,627
2004-03-31 (YTD Data)Rank
Total interest income$2,192,0003,137
Total interest expense$747,0002,621
Net interest income$1,445,0003,359
Provision for loan and lease losses$190,0001,202
Total noninterest income$600,0001,891
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$600,0001,145
Total noninterest expense$1,626,0002,455
Salaries and employee benefits$889,0002,435
Premises and equipment expense$458,0001,274
Additional noninterest expense$279,0003,970
Pre-tax net operating income$229,0005,501
Securities gains (losses)$02,934
Applicable income taxes$76,0004,215
Income before extraordinary items$153,0005,971
Extraordinary gains, net$016
Net income$153,0005,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,000810
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$153,0005,847
2003-12-31 (YTD Data)Rank
Total interest income$6,316,0004,156
Total interest expense$2,411,0003,428
Net interest income$3,905,0004,430
Provision for loan and lease losses$670,0001,681
Total noninterest income$1,615,0002,683
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,615,0001,725
Total noninterest expense$4,827,0003,138
Salaries and employee benefits$2,654,0003,104
Premises and equipment expense$1,306,0001,738
Additional noninterest expense$867,0004,771
Pre-tax net operating income$23,0008,462
Securities gains (losses)$-4,0008,670
Applicable income taxes$-296,0009,055
Income before extraordinary items$315,0007,211
Extraordinary gains, net$054
Net income$315,0007,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$674,0001,262
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$319,0007,036
2003-09-30 (YTD Data)Rank
Total interest income$4,212,0004,557
Total interest expense$1,624,0003,898
Net interest income$2,588,0004,847
Provision for loan and lease losses$330,0002,341
Total noninterest income$1,251,0002,697
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,251,0001,754
Total noninterest expense$3,228,0003,482
Salaries and employee benefits$1,842,0003,316
Premises and equipment expense$904,0001,896
Additional noninterest expense$482,0005,754
Pre-tax net operating income$281,0007,276
Securities gains (losses)$04,204
Applicable income taxes$-242,0009,136
Income before extraordinary items$523,0005,730
Extraordinary gains, net$040
Net income$523,0005,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,0001,464
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$523,0005,553
2003-06-30 (YTD Data)Rank
Total interest income$2,096,0005,582
Total interest expense$811,0004,884
Net interest income$1,285,0005,840
Provision for loan and lease losses$185,0002,635
Total noninterest income$773,0002,825
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$773,0001,835
Total noninterest expense$1,576,0004,421
Salaries and employee benefits$937,0004,125
Premises and equipment expense$423,0002,631
Additional noninterest expense$216,0006,942
Pre-tax net operating income$297,0006,519
Securities gains (losses)$03,782
Applicable income taxes$-237,0009,189
Income before extraordinary items$534,0004,616
Extraordinary gains, net$030
Net income$534,0004,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0001,926
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$534,0004,403

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.