Home > Sonoma Valley Bank > Assets and Liabilities
Sonoma Valley Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 48 | 3,179 |
| Assets and Liabilities | ||
| Total Assets: | $337,113,000 | 1,986 |
| Cash and due from depository institutions | $48,318,000 | 3,179 |
| Interest-bearing balances | $44,049,000 | 798 |
| Securities | $21,026,000 | 4,270 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $240,661,000 | 1,834 |
| Loan loss allowance | $12,239,000 | 685 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $531,000 | 6,251 |
| Other real estate owned | $2,308,000 | 3,179 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $24,269,000 | 963 |
| Life insurance assets | $11,353,000 | 601 |
| Total liabilities and capital | $337,113,000 | 1,986 |
| Total liabilities | $318,527,000 | 1,887 |
| Total deposits | $255,501,000 | 2,147 |
| Interest-bearing deposits | $201,272,000 | 2,337 |
| Deposits held in domestic offices | $255,501,000 | 2,145 |
| % insured | 87.43% | 4,491 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $60,000,000 | 661 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,026,000 | 1,549 |
| Total equity capital | $18,586,000 | 3,405 |
| Total bank equity capital | $18,586,000 | 3,405 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $17,385,000 | 275 |
| Surplus | $0 | 7,286 |
| Undivided profits | $1,201,000 | 5,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $39,403,000 | 477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,256,000 | 2,515 |
| Earning assets | $305,736,000 | 1,991 |
| Long-term assets (5+ years) | $36,649,000 | 3,007 |
| Average Assets, year-to-date | $352,454,330 | 1,898 |
| Average Assets, quarterly | $350,054,500 | 1,916 |
| Volatile liabilities | $69,611,000 | 2,009 |
| Insider loans | $2,280,000 | 2,712 |
| FHLB advances | $60,000,000 | 604 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $36,162,000 | 1,683 |
| Tier 1 (core) risk-based capital | $14,403,000 | 3,969 |
| Tier 2 risk-based capital | $3,505,000 | 1,589 |
| Total risk weighted assets | $271,652,000 | 1,721 |
| Total unused commitments | $36,162,000 | 1,685 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 53 | 2,962 |
| Assets and Liabilities | ||
| Total Assets: | $362,996,000 | 1,887 |
| Cash and due from depository institutions | $45,870,000 | 2,962 |
| Interest-bearing balances | $42,170,000 | 816 |
| Securities | $32,961,000 | 3,298 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $252,238,000 | 1,806 |
| Loan loss allowance | $12,454,000 | 707 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $567,000 | 6,266 |
| Other real estate owned | $2,668,000 | 2,962 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $28,692,000 | 840 |
| Life insurance assets | $11,252,000 | 601 |
| Total liabilities and capital | $362,996,000 | 1,887 |
| Total liabilities | $346,947,000 | 1,804 |
| Total deposits | $280,288,000 | 2,009 |
| Interest-bearing deposits | $227,583,000 | 2,131 |
| Deposits held in domestic offices | $280,288,000 | 2,007 |
| % insured | 85.61% | 5,124 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $60,000,000 | 720 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,659,000 | 832 |
| Total equity capital | $16,049,000 | 3,849 |
| Total bank equity capital | $16,049,000 | 3,848 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $17,385,000 | 274 |
| Surplus | $0 | 7,393 |
| Undivided profits | $-1,336,000 | 6,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $30,946,000 | 628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,673,000 | 1,941 |
| Earning assets | $327,369,000 | 1,912 |
| Long-term assets (5+ years) | $36,346,000 | 3,028 |
| Average Assets, year-to-date | $360,125,000 | 1,903 |
| Average Assets, quarterly | $360,125,000 | 1,903 |
| Volatile liabilities | $68,507,000 | 2,099 |
| Insider loans | $2,682,000 | 2,491 |
| FHLB advances | $60,000,000 | 650 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $34,201,000 | 1,814 |
| Tier 1 (core) risk-based capital | $11,838,000 | 4,614 |
| Tier 2 risk-based capital | $3,678,000 | 1,563 |
| Total risk weighted assets | $285,407,000 | 1,691 |
| Total unused commitments | $34,201,000 | 1,817 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 53 | 3,005 |
| Assets and Liabilities | ||
| Total Assets: | $357,254,000 | 1,936 |
| Cash and due from depository institutions | $33,649,000 | 3,005 |
| Interest-bearing balances | $28,940,000 | 994 |
| Securities | $33,350,000 | 3,248 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $258,172,000 | 1,818 |
| Loan loss allowance | $13,066,000 | 672 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $592,000 | 6,282 |
| Other real estate owned | $3,852,000 | 3,005 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $27,638,000 | 891 |
| Life insurance assets | $11,161,000 | 603 |
| Total liabilities and capital | $357,253,000 | 1,936 |
| Total liabilities | $338,591,000 | 1,855 |
| Total deposits | $291,727,000 | 1,930 |
| Interest-bearing deposits | $239,806,000 | 2,023 |
| Deposits held in domestic offices | $291,727,000 | 1,928 |
| % insured | 86.98% | 4,758 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $40,000,000 | 1,099 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,864,000 | 800 |
| Total equity capital | $18,662,000 | 3,363 |
| Total bank equity capital | $18,662,000 | 3,363 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $17,385,000 | 267 |
| Surplus | $0 | 7,466 |
| Undivided profits | $1,277,000 | 5,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $22,196,000 | 802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,605,000 | 2,104 |
| Earning assets | $320,462,000 | 1,960 |
| Long-term assets (5+ years) | $39,713,000 | 2,826 |
| Average Assets, year-to-date | $337,520,000 | 2,015 |
| Average Assets, quarterly | $346,163,500 | 1,989 |
| Volatile liabilities | $85,832,000 | 1,726 |
| Insider loans | $2,780,000 | 2,488 |
| FHLB advances | $40,000,000 | 1,020 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $38,578,000 | 1,655 |
| Tier 1 (core) risk-based capital | $14,776,000 | 3,917 |
| Tier 2 risk-based capital | $3,762,000 | 1,556 |
| Total risk weighted assets | $291,609,000 | 1,691 |
| Total unused commitments | $38,578,000 | 1,656 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 54 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $335,073,000 | 2,071 |
| Cash and due from depository institutions | $26,353,000 | 2,976 |
| Interest-bearing balances | $21,762,000 | 1,145 |
| Securities | $23,958,000 | 4,014 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $258,113,000 | 1,851 |
| Loan loss allowance | $12,807,000 | 675 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $615,000 | 6,305 |
| Other real estate owned | $479,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $25,556,000 | 859 |
| Life insurance assets | $11,059,000 | 610 |
| Total liabilities and capital | $335,074,000 | 2,071 |
| Total liabilities | $316,315,000 | 1,974 |
| Total deposits | $289,369,000 | 1,933 |
| Interest-bearing deposits | $238,117,000 | 2,036 |
| Deposits held in domestic offices | $289,369,000 | 1,931 |
| % insured | 87.84% | 4,661 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $20,000,000 | 1,927 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,946,000 | 867 |
| Total equity capital | $18,759,000 | 3,458 |
| Total bank equity capital | $18,759,000 | 3,458 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $17,385,000 | 265 |
| Surplus | $0 | 7,543 |
| Undivided profits | $1,374,000 | 6,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $26,586,000 | 681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,669,000 | 2,190 |
| Earning assets | $303,833,000 | 2,097 |
| Long-term assets (5+ years) | $38,437,000 | 2,851 |
| Average Assets, year-to-date | $332,586,500 | 2,060 |
| Average Assets, quarterly | $338,557,000 | 2,036 |
| Volatile liabilities | $84,078,000 | 1,792 |
| Insider loans | $2,782,000 | 2,497 |
| FHLB advances | $20,000,000 | 1,814 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $40,204,000 | 1,692 |
| Tier 1 (core) risk-based capital | $14,742,000 | 4,009 |
| Tier 2 risk-based capital | $3,723,000 | 1,588 |
| Total risk weighted assets | $288,665,000 | 1,747 |
| Total unused commitments | $40,204,000 | 1,693 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 53 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $342,041,000 | 2,041 |
| Cash and due from depository institutions | $22,448,000 | 3,071 |
| Interest-bearing balances | $17,357,000 | 1,205 |
| Securities | $20,073,000 | 4,420 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $277,575,000 | 1,762 |
| Loan loss allowance | $8,630,000 | 926 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $663,000 | 6,288 |
| Other real estate owned | $243,000 | 3,071 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $21,039,000 | 1,041 |
| Life insurance assets | $10,963,000 | 625 |
| Total liabilities and capital | $342,041,000 | 2,041 |
| Total liabilities | $308,413,000 | 2,038 |
| Total deposits | $266,378,000 | 2,082 |
| Interest-bearing deposits | $213,886,000 | 2,221 |
| Deposits held in domestic offices | $266,378,000 | 2,080 |
| % insured | 70.62% | 5,936 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $35,000,000 | 1,330 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,035,000 | 877 |
| Total equity capital | $33,628,000 | 2,028 |
| Total bank equity capital | $33,628,000 | 2,026 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $13,585,000 | 360 |
| Surplus | $0 | 7,629 |
| Undivided profits | $20,043,000 | 1,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,486,000 | 1,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,678,000 | 2,102 |
| Earning assets | $315,005,000 | 2,025 |
| Long-term assets (5+ years) | $38,048,000 | 2,814 |
| Average Assets, year-to-date | $331,757,670 | 2,094 |
| Average Assets, quarterly | $336,754,000 | 2,069 |
| Volatile liabilities | $82,156,000 | 1,848 |
| Insider loans | $2,783,000 | 2,526 |
| FHLB advances | $35,000,000 | 1,245 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $40,298,000 | 1,759 |
| Tier 1 (core) risk-based capital | $31,548,000 | 2,056 |
| Tier 2 risk-based capital | $3,774,000 | 1,556 |
| Total risk weighted assets | $297,827,000 | 1,733 |
| Total unused commitments | $40,298,000 | 1,762 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 53 | 3,092 |
| Assets and Liabilities | ||
| Total Assets: | $331,467,000 | 2,111 |
| Cash and due from depository institutions | $15,893,000 | 3,092 |
| Interest-bearing balances | $9,626,000 | 1,691 |
| Securities | $20,381,000 | 4,393 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $274,662,000 | 1,788 |
| Loan loss allowance | $5,042,000 | 1,421 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $699,000 | 6,263 |
| Other real estate owned | $1,098,000 | 3,092 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $18,734,000 | 1,131 |
| Life insurance assets | $10,874,000 | 632 |
| Total liabilities and capital | $331,467,000 | 2,111 |
| Total liabilities | $300,525,000 | 2,097 |
| Total deposits | $272,676,000 | 2,048 |
| Interest-bearing deposits | $215,237,000 | 2,209 |
| Deposits held in domestic offices | $272,676,000 | 2,046 |
| % insured | 70.58% | 5,981 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $21,200,000 | 1,983 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $6,649,000 | 913 |
| Total equity capital | $30,942,000 | 2,221 |
| Total bank equity capital | $30,942,000 | 2,219 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,585,000 | 556 |
| Surplus | $0 | 7,679 |
| Undivided profits | $21,357,000 | 1,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,869,000 | 1,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,716,000 | 2,075 |
| Earning assets | $304,669,000 | 2,107 |
| Long-term assets (5+ years) | $36,165,000 | 2,903 |
| Average Assets, year-to-date | $326,616,000 | 2,129 |
| Average Assets, quarterly | $326,616,000 | 2,129 |
| Volatile liabilities | $75,319,000 | 1,988 |
| Insider loans | $2,836,000 | 2,493 |
| FHLB advances | $21,200,000 | 1,878 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $42,789,000 | 1,759 |
| Tier 1 (core) risk-based capital | $30,045,000 | 2,183 |
| Tier 2 risk-based capital | $3,761,000 | 1,546 |
| Total risk weighted assets | $299,533,000 | 1,730 |
| Total unused commitments | $42,789,000 | 1,760 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 54 | 3,058 |
| Assets and Liabilities | ||
| Total Assets: | $321,765,000 | 2,145 |
| Cash and due from depository institutions | $18,233,000 | 3,058 |
| Interest-bearing balances | $11,930,000 | 942 |
| Securities | $20,442,000 | 4,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $262,377,000 | 1,871 |
| Loan loss allowance | $5,032,000 | 1,379 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $734,000 | 6,243 |
| Other real estate owned | $1,148,000 | 3,058 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $18,831,000 | 1,140 |
| Life insurance assets | $10,777,000 | 640 |
| Total liabilities and capital | $321,765,000 | 2,145 |
| Total liabilities | $291,538,000 | 2,130 |
| Total deposits | $254,117,000 | 2,121 |
| Interest-bearing deposits | $205,666,000 | 2,257 |
| Deposits held in domestic offices | $254,117,000 | 2,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $30,000,000 | 1,695 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $7,421,000 | 848 |
| Total equity capital | $30,227,000 | 2,246 |
| Total bank equity capital | $30,227,000 | 2,246 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,585,000 | 556 |
| Surplus | $0 | 7,724 |
| Undivided profits | $20,642,000 | 1,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,240,000 | 1,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,678,000 | 2,256 |
| Earning assets | $294,749,000 | 2,146 |
| Long-term assets (5+ years) | $37,262,000 | 2,810 |
| Average Assets, year-to-date | $307,339,800 | 2,165 |
| Average Assets, quarterly | $319,332,000 | 2,141 |
| Volatile liabilities | $75,951,000 | 1,957 |
| Insider loans | $2,856,000 | 2,521 |
| FHLB advances | $30,000,000 | 1,589 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $42,284,000 | 1,814 |
| Tier 1 (core) risk-based capital | $29,017,000 | 2,230 |
| Tier 2 risk-based capital | $3,623,000 | 1,583 |
| Total risk weighted assets | $288,461,000 | 1,781 |
| Total unused commitments | $42,284,000 | 1,816 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 55 | 3,029 |
| Assets and Liabilities | ||
| Total Assets: | $316,899,000 | 2,169 |
| Cash and due from depository institutions | $22,273,000 | 3,029 |
| Interest-bearing balances | $15,382,000 | 466 |
| Securities | $15,419,000 | 5,013 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $259,543,000 | 1,886 |
| Loan loss allowance | $4,158,000 | 1,490 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $786,000 | 6,183 |
| Other real estate owned | $935,000 | 3,029 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $17,943,000 | 1,173 |
| Life insurance assets | $10,674,000 | 635 |
| Total liabilities and capital | $316,899,000 | 2,169 |
| Total liabilities | $287,283,000 | 2,132 |
| Total deposits | $247,846,000 | 2,142 |
| Interest-bearing deposits | $193,194,000 | 2,354 |
| Deposits held in domestic offices | $247,846,000 | 2,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $33,000,000 | 1,591 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,437,000 | 916 |
| Total equity capital | $29,616,000 | 2,320 |
| Total bank equity capital | $29,616,000 | 2,320 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $9,585,000 | 549 |
| Surplus | $0 | 7,795 |
| Undivided profits | $20,031,000 | 1,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,917,000 | 3,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,659,000 | 2,427 |
| Earning assets | $290,344,000 | 2,165 |
| Long-term assets (5+ years) | $29,902,000 | 3,227 |
| Average Assets, year-to-date | $303,733,500 | 2,193 |
| Average Assets, quarterly | $309,821,500 | 2,189 |
| Volatile liabilities | $79,395,000 | 1,796 |
| Insider loans | $4,175,000 | 1,862 |
| FHLB advances | $33,000,000 | 1,507 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $46,646,000 | 1,776 |
| Tier 1 (core) risk-based capital | $29,269,000 | 2,248 |
| Tier 2 risk-based capital | $3,613,000 | 1,554 |
| Total risk weighted assets | $288,479,000 | 1,780 |
| Total unused commitments | $46,646,000 | 1,778 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 54 | 3,133 |
| Assets and Liabilities | ||
| Total Assets: | $302,744,000 | 2,234 |
| Cash and due from depository institutions | $15,645,000 | 3,133 |
| Interest-bearing balances | $8,850,000 | 750 |
| Securities | $16,005,000 | 4,977 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $252,292,000 | 1,904 |
| Loan loss allowance | $3,969,000 | 1,487 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $795,000 | 6,200 |
| Other real estate owned | $803,000 | 3,133 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $17,204,000 | 1,162 |
| Life insurance assets | $10,566,000 | 638 |
| Total liabilities and capital | $302,744,000 | 2,234 |
| Total liabilities | $273,243,000 | 2,210 |
| Total deposits | $244,887,000 | 2,156 |
| Interest-bearing deposits | $191,966,000 | 2,354 |
| Deposits held in domestic offices | $244,887,000 | 2,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $22,100,000 | 2,046 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $6,256,000 | 947 |
| Total equity capital | $29,501,000 | 2,326 |
| Total bank equity capital | $29,501,000 | 2,326 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $9,585,000 | 543 |
| Surplus | $0 | 7,856 |
| Undivided profits | $19,916,000 | 1,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 5,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,674,000 | 2,301 |
| Earning assets | $277,147,000 | 2,224 |
| Long-term assets (5+ years) | $33,258,000 | 2,978 |
| Average Assets, year-to-date | $299,345,000 | 2,214 |
| Average Assets, quarterly | $300,167,500 | 2,231 |
| Volatile liabilities | $75,477,000 | 1,879 |
| Insider loans | $4,362,000 | 1,780 |
| FHLB advances | $22,100,000 | 1,952 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $49,028,000 | 1,764 |
| Tier 1 (core) risk-based capital | $29,498,000 | 2,225 |
| Tier 2 risk-based capital | $3,529,000 | 1,554 |
| Total risk weighted assets | $281,886,000 | 1,813 |
| Total unused commitments | $49,028,000 | 1,764 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 51 | 3,289 |
| Assets and Liabilities | ||
| Total Assets: | $297,591,000 | 2,253 |
| Cash and due from depository institutions | $13,271,000 | 3,289 |
| Interest-bearing balances | $6,895,000 | 1,087 |
| Securities | $17,507,000 | 4,749 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $248,127,000 | 1,906 |
| Loan loss allowance | $3,807,000 | 1,502 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $818,000 | 6,173 |
| Other real estate owned | $810,000 | 3,289 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $17,058,000 | 1,138 |
| Life insurance assets | $10,460,000 | 633 |
| Total liabilities and capital | $297,591,000 | 2,253 |
| Total liabilities | $269,174,000 | 2,233 |
| Total deposits | $240,998,000 | 2,194 |
| Interest-bearing deposits | $190,949,000 | 2,372 |
| Deposits held in domestic offices | $240,998,000 | 2,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $22,300,000 | 1,871 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,876,000 | 1,049 |
| Total equity capital | $28,417,000 | 2,475 |
| Total bank equity capital | $28,417,000 | 2,475 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $9,585,000 | 537 |
| Surplus | $0 | 7,894 |
| Undivided profits | $18,832,000 | 1,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 5,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,659,000 | 2,365 |
| Earning assets | $272,529,000 | 2,246 |
| Long-term assets (5+ years) | $31,528,000 | 3,015 |
| Average Assets, year-to-date | $297,645,500 | 2,232 |
| Average Assets, quarterly | $297,645,500 | 2,232 |
| Volatile liabilities | $73,336,000 | 1,893 |
| Insider loans | $4,348,000 | 1,765 |
| FHLB advances | $22,300,000 | 1,785 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $48,823,000 | 1,791 |
| Tier 1 (core) risk-based capital | $28,401,000 | 2,303 |
| Tier 2 risk-based capital | $3,488,000 | 1,529 |
| Total risk weighted assets | $278,721,000 | 1,797 |
| Total unused commitments | $48,823,000 | 1,793 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 51 | 3,300 |
| Assets and Liabilities | ||
| Total Assets: | $297,700,000 | 2,240 |
| Cash and due from depository institutions | $9,334,000 | 3,300 |
| Interest-bearing balances | $3,066,000 | 1,516 |
| Securities | $22,757,000 | 4,121 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $246,738,000 | 1,903 |
| Loan loss allowance | $3,723,000 | 1,501 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $792,000 | 6,254 |
| Other real estate owned | $509,000 | 3,300 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $17,570,000 | 1,108 |
| Life insurance assets | $10,354,000 | 634 |
| Total liabilities and capital | $297,700,000 | 2,240 |
| Total liabilities | $270,482,000 | 2,207 |
| Total deposits | $236,103,000 | 2,211 |
| Interest-bearing deposits | $177,458,000 | 2,508 |
| Deposits held in domestic offices | $236,103,000 | 2,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,500,000 | 1,535 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,879,000 | 930 |
| Total equity capital | $27,218,000 | 2,528 |
| Total bank equity capital | $27,218,000 | 2,528 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,585,000 | 529 |
| Surplus | $0 | 7,931 |
| Undivided profits | $17,633,000 | 1,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $853,000 | 3,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,682,000 | 2,534 |
| Earning assets | $272,561,000 | 2,232 |
| Long-term assets (5+ years) | $23,920,000 | 3,329 |
| Average Assets, year-to-date | $286,334,400 | 2,245 |
| Average Assets, quarterly | $297,620,000 | 2,225 |
| Volatile liabilities | $66,661,000 | 2,060 |
| Insider loans | $4,206,000 | 1,792 |
| FHLB advances | $27,500,000 | 1,454 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $51,458,000 | 1,731 |
| Tier 1 (core) risk-based capital | $26,507,000 | 2,453 |
| Tier 2 risk-based capital | $3,489,000 | 1,529 |
| Total risk weighted assets | $278,875,000 | 1,787 |
| Total unused commitments | $51,458,000 | 1,731 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 50 | 3,329 |
| Assets and Liabilities | ||
| Total Assets: | $297,540,000 | 2,207 |
| Cash and due from depository institutions | $8,612,000 | 3,329 |
| Interest-bearing balances | $1,533,000 | 2,016 |
| Securities | $25,843,000 | 3,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $245,085,000 | 1,879 |
| Loan loss allowance | $3,800,000 | 1,413 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $828,000 | 6,199 |
| Other real estate owned | $466,000 | 3,329 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $16,706,000 | 1,129 |
| Life insurance assets | $10,250,000 | 626 |
| Total liabilities and capital | $297,540,000 | 2,207 |
| Total liabilities | $271,534,000 | 2,163 |
| Total deposits | $229,167,000 | 2,255 |
| Interest-bearing deposits | $175,223,000 | 2,518 |
| Deposits held in domestic offices | $229,167,000 | 2,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $36,600,000 | 1,151 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $5,767,000 | 1,053 |
| Total equity capital | $26,006,000 | 2,603 |
| Total bank equity capital | $26,006,000 | 2,603 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,585,000 | 499 |
| Surplus | $0 | 7,949 |
| Undivided profits | $16,421,000 | 2,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $990,000 | 3,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,819,000 | 2,536 |
| Earning assets | $272,461,000 | 2,212 |
| Long-term assets (5+ years) | $21,372,000 | 3,414 |
| Average Assets, year-to-date | $283,493,000 | 2,251 |
| Average Assets, quarterly | $291,200,500 | 2,235 |
| Volatile liabilities | $76,023,000 | 1,798 |
| Insider loans | $4,555,000 | 1,625 |
| FHLB advances | $36,600,000 | 1,075 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $52,282,000 | 1,727 |
| Tier 1 (core) risk-based capital | $26,052,000 | 2,486 |
| Tier 2 risk-based capital | $3,509,000 | 1,502 |
| Total risk weighted assets | $280,414,000 | 1,736 |
| Total unused commitments | $52,282,000 | 1,727 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 49 | 3,430 |
| Assets and Liabilities | ||
| Total Assets: | $284,861,000 | 2,302 |
| Cash and due from depository institutions | $6,931,000 | 3,430 |
| Interest-bearing balances | $181,000 | 4,086 |
| Securities | $26,954,000 | 3,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $233,668,000 | 1,976 |
| Loan loss allowance | $3,695,000 | 1,444 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $839,000 | 6,199 |
| Other real estate owned | $342,000 | 3,430 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $16,127,000 | 1,176 |
| Life insurance assets | $10,137,000 | 623 |
| Total liabilities and capital | $284,861,000 | 2,302 |
| Total liabilities | $258,575,000 | 2,272 |
| Total deposits | $226,835,000 | 2,309 |
| Interest-bearing deposits | $174,328,000 | 2,554 |
| Deposits held in domestic offices | $226,835,000 | 2,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $26,300,000 | 1,415 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,440,000 | 1,076 |
| Total equity capital | $26,286,000 | 2,555 |
| Total bank equity capital | $26,286,000 | 2,555 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,585,000 | 494 |
| Surplus | $0 | 8,003 |
| Undivided profits | $16,701,000 | 2,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,133,000 | 2,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,718,000 | 2,473 |
| Earning assets | $260,803,000 | 2,294 |
| Long-term assets (5+ years) | $26,107,000 | 2,980 |
| Average Assets, year-to-date | $278,810,670 | 2,322 |
| Average Assets, quarterly | $279,669,000 | 2,323 |
| Volatile liabilities | $57,235,000 | 2,260 |
| Insider loans | $4,621,000 | 1,587 |
| FHLB advances | $26,300,000 | 1,334 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $57,720,000 | 1,641 |
| Tier 1 (core) risk-based capital | $26,393,000 | 2,460 |
| Tier 2 risk-based capital | $3,392,000 | 1,558 |
| Total risk weighted assets | $271,057,000 | 1,803 |
| Total unused commitments | $57,720,000 | 1,643 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 49 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $274,477,000 | 2,371 |
| Cash and due from depository institutions | $4,563,000 | 3,429 |
| Interest-bearing balances | $338,000 | 3,500 |
| Securities | $30,844,000 | 3,387 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $222,256,000 | 2,042 |
| Loan loss allowance | $3,403,000 | 1,568 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $888,000 | 6,115 |
| Other real estate owned | $0 | 3,429 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $15,926,000 | 1,144 |
| Life insurance assets | $10,033,000 | 618 |
| Total liabilities and capital | $274,477,000 | 2,371 |
| Total liabilities | $248,889,000 | 2,349 |
| Total deposits | $226,410,000 | 2,320 |
| Interest-bearing deposits | $174,495,000 | 2,553 |
| Deposits held in domestic offices | $226,410,000 | 2,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $17,500,000 | 1,788 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,979,000 | 1,156 |
| Total equity capital | $25,588,000 | 2,628 |
| Total bank equity capital | $25,588,000 | 2,628 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,585,000 | 480 |
| Surplus | $0 | 8,027 |
| Undivided profits | $16,003,000 | 2,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,452,000 | 2,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,626,000 | 2,511 |
| Earning assets | $253,438,000 | 2,360 |
| Long-term assets (5+ years) | $27,246,000 | 2,875 |
| Average Assets, year-to-date | $275,785,500 | 2,346 |
| Average Assets, quarterly | $275,785,500 | 2,346 |
| Volatile liabilities | $45,103,000 | 2,691 |
| Insider loans | $4,632,000 | 1,546 |
| FHLB advances | $17,500,000 | 1,707 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $56,568,000 | 1,662 |
| Tier 1 (core) risk-based capital | $25,608,000 | 2,502 |
| Tier 2 risk-based capital | $3,293,000 | 1,593 |
| Total risk weighted assets | $263,314,000 | 1,839 |
| Total unused commitments | $56,568,000 | 1,663 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 49 | 3,424 |
| Assets and Liabilities | ||
| Total Assets: | $277,094,000 | 2,349 |
| Cash and due from depository institutions | $7,452,000 | 3,424 |
| Interest-bearing balances | $1,292,000 | 2,258 |
| Securities | $36,796,000 | 3,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $216,331,000 | 2,067 |
| Loan loss allowance | $3,277,000 | 1,586 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $949,000 | 5,997 |
| Other real estate owned | $0 | 3,424 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $15,566,000 | 1,172 |
| Life insurance assets | $9,587,000 | 632 |
| Total liabilities and capital | $277,094,000 | 2,349 |
| Total liabilities | $251,857,000 | 2,308 |
| Total deposits | $233,450,000 | 2,243 |
| Interest-bearing deposits | $174,027,000 | 2,520 |
| Deposits held in domestic offices | $233,450,000 | 2,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,600,000 | 2,227 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,807,000 | 1,019 |
| Total equity capital | $25,237,000 | 2,615 |
| Total bank equity capital | $25,237,000 | 2,615 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $9,585,000 | 472 |
| Surplus | $0 | 8,057 |
| Undivided profits | $15,652,000 | 2,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $828,000 | 2,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,672,000 | 2,505 |
| Earning assets | $254,419,000 | 2,324 |
| Long-term assets (5+ years) | $31,326,000 | 2,584 |
| Average Assets, year-to-date | $261,352,600 | 2,381 |
| Average Assets, quarterly | $272,679,500 | 2,354 |
| Volatile liabilities | $51,668,000 | 2,582 |
| Insider loans | $4,685,000 | 1,522 |
| FHLB advances | $12,600,000 | 2,122 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $54,526,000 | 1,717 |
| Tier 1 (core) risk-based capital | $25,024,000 | 2,526 |
| Tier 2 risk-based capital | $3,199,000 | 1,616 |
| Total risk weighted assets | $255,826,000 | 1,872 |
| Total unused commitments | $54,526,000 | 1,719 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 50 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $268,265,000 | 2,397 |
| Cash and due from depository institutions | $5,842,000 | 3,382 |
| Interest-bearing balances | $61,000 | 5,312 |
| Securities | $39,543,000 | 2,850 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $206,520,000 | 2,158 |
| Loan loss allowance | $3,101,000 | 1,681 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,011,000 | 5,911 |
| Other real estate owned | $0 | 3,382 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $15,349,000 | 1,191 |
| Life insurance assets | $9,486,000 | 608 |
| Total liabilities and capital | $268,265,000 | 2,397 |
| Total liabilities | $243,475,000 | 2,361 |
| Total deposits | $228,197,000 | 2,261 |
| Interest-bearing deposits | $174,714,000 | 2,491 |
| Deposits held in domestic offices | $228,197,000 | 2,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,278,000 | 1,061 |
| Total equity capital | $24,790,000 | 2,635 |
| Total bank equity capital | $24,790,000 | 2,635 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,585,000 | 459 |
| Surplus | $0 | 8,106 |
| Undivided profits | $15,205,000 | 2,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $849,000 | 2,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,530,000 | 2,738 |
| Earning assets | $246,124,000 | 2,387 |
| Long-term assets (5+ years) | $30,756,000 | 2,584 |
| Average Assets, year-to-date | $257,417,250 | 2,418 |
| Average Assets, quarterly | $267,139,500 | 2,375 |
| Volatile liabilities | $48,739,000 | 2,675 |
| Insider loans | $4,844,000 | 1,465 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $52,276,000 | 1,792 |
| Tier 1 (core) risk-based capital | $24,561,000 | 2,544 |
| Tier 2 risk-based capital | $3,101,000 | 1,659 |
| Total risk weighted assets | $248,282,000 | 1,909 |
| Total unused commitments | $52,276,000 | 1,792 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 44 | 3,750 |
| Assets and Liabilities | ||
| Total Assets: | $266,014,000 | 2,390 |
| Cash and due from depository institutions | $6,087,000 | 3,750 |
| Interest-bearing balances | $28,000 | 5,884 |
| Securities | $40,525,000 | 2,789 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $203,121,000 | 2,167 |
| Loan loss allowance | $3,066,000 | 1,681 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,083,000 | 5,777 |
| Other real estate owned | $0 | 3,750 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $15,198,000 | 1,191 |
| Life insurance assets | $9,405,000 | 607 |
| Total liabilities and capital | $266,014,000 | 2,390 |
| Total liabilities | $242,500,000 | 2,353 |
| Total deposits | $219,834,000 | 2,320 |
| Interest-bearing deposits | $163,831,000 | 2,596 |
| Deposits held in domestic offices | $219,834,000 | 2,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $17,800,000 | 1,918 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,866,000 | 1,063 |
| Total equity capital | $23,514,000 | 2,648 |
| Total bank equity capital | $23,514,000 | 2,648 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,585,000 | 441 |
| Surplus | $0 | 8,130 |
| Undivided profits | $13,929,000 | 2,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $962,000 | 2,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,524,000 | 2,465 |
| Earning assets | $243,674,000 | 2,387 |
| Long-term assets (5+ years) | $31,961,000 | 2,493 |
| Average Assets, year-to-date | $253,801,330 | 2,457 |
| Average Assets, quarterly | $258,631,500 | 2,427 |
| Volatile liabilities | $55,545,000 | 2,383 |
| Insider loans | $4,850,000 | 1,436 |
| FHLB advances | $17,800,000 | 1,803 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $55,623,000 | 1,710 |
| Tier 1 (core) risk-based capital | $23,471,000 | 2,595 |
| Tier 2 risk-based capital | $3,066,000 | 1,642 |
| Total risk weighted assets | $247,743,000 | 1,879 |
| Total unused commitments | $55,623,000 | 1,711 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 49 | 3,412 |
| Assets and Liabilities | ||
| Total Assets: | $251,249,000 | 2,487 |
| Cash and due from depository institutions | $6,689,000 | 3,412 |
| Interest-bearing balances | $39,000 | 5,755 |
| Securities | $43,333,000 | 2,678 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,110 |
| Net loans & leases | $181,804,000 | 2,331 |
| Loan loss allowance | $2,833,000 | 1,783 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,146,000 | 5,643 |
| Other real estate owned | $0 | 3,412 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $14,377,000 | 1,229 |
| Life insurance assets | $9,322,000 | 587 |
| Total liabilities and capital | $251,249,000 | 2,487 |
| Total liabilities | $228,761,000 | 2,465 |
| Total deposits | $224,344,000 | 2,263 |
| Interest-bearing deposits | $167,384,000 | 2,537 |
| Deposits held in domestic offices | $224,344,000 | 2,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,417,000 | 1,150 |
| Total equity capital | $22,488,000 | 2,731 |
| Total bank equity capital | $22,488,000 | 2,731 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,585,000 | 432 |
| Surplus | $0 | 8,136 |
| Undivided profits | $12,903,000 | 2,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $971,000 | 2,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,329,000 | 2,682 |
| Earning assets | $229,076,000 | 2,493 |
| Long-term assets (5+ years) | $34,288,000 | 2,354 |
| Average Assets, year-to-date | $247,695,000 | 2,508 |
| Average Assets, quarterly | $247,695,000 | 2,508 |
| Volatile liabilities | $36,832,000 | 3,092 |
| Insider loans | $4,863,000 | 1,408 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $50,812,000 | 1,820 |
| Tier 1 (core) risk-based capital | $22,536,000 | 2,647 |
| Tier 2 risk-based capital | $2,833,000 | 1,719 |
| Total risk weighted assets | $227,693,000 | 1,973 |
| Total unused commitments | $50,812,000 | 1,820 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 50 | 3,338 |
| Assets and Liabilities | ||
| Total Assets: | $244,141,000 | 2,544 |
| Cash and due from depository institutions | $7,028,000 | 3,338 |
| Interest-bearing balances | $39,000 | 5,804 |
| Securities | $50,417,000 | 2,350 |
| Federal funds sold & reverse repurchase agreements | $2,050,000 | 3,952 |
| Net loans & leases | $168,418,000 | 2,447 |
| Loan loss allowance | $2,777,000 | 1,790 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,179,000 | 5,583 |
| Other real estate owned | $0 | 3,338 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $15,049,000 | 1,148 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $244,141,000 | 2,544 |
| Total liabilities | $221,681,000 | 2,525 |
| Total deposits | $216,670,000 | 2,329 |
| Interest-bearing deposits | $166,298,000 | 2,518 |
| Deposits held in domestic offices | $216,670,000 | 2,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,011,000 | 1,015 |
| Total equity capital | $22,460,000 | 2,705 |
| Total bank equity capital | $22,460,000 | 2,705 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,585,000 | 421 |
| Surplus | $0 | 8,157 |
| Undivided profits | $12,875,000 | 2,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $994,000 | 2,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,400,000 | 2,549 |
| Earning assets | $220,924,000 | 2,563 |
| Long-term assets (5+ years) | $36,782,000 | 2,208 |
| Average Assets, year-to-date | $230,630,400 | 2,560 |
| Average Assets, quarterly | $238,272,000 | 2,564 |
| Volatile liabilities | $32,011,000 | 3,331 |
| Insider loans | $4,874,000 | 1,377 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $48,643,000 | 1,830 |
| Tier 1 (core) risk-based capital | $21,824,000 | 2,680 |
| Tier 2 risk-based capital | $2,690,000 | 1,772 |
| Total risk weighted assets | $215,132,000 | 2,039 |
| Total unused commitments | $48,643,000 | 1,830 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 49 | 3,401 |
| Assets and Liabilities | ||
| Total Assets: | $232,403,000 | 2,608 |
| Cash and due from depository institutions | $6,227,000 | 3,401 |
| Interest-bearing balances | $55,000 | 5,593 |
| Securities | $51,766,000 | 2,260 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $159,344,000 | 2,520 |
| Loan loss allowance | $2,787,000 | 1,748 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,251,000 | 5,451 |
| Other real estate owned | $0 | 3,401 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $13,815,000 | 1,224 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $232,403,000 | 2,608 |
| Total liabilities | $211,026,000 | 2,575 |
| Total deposits | $206,037,000 | 2,386 |
| Interest-bearing deposits | $156,282,000 | 2,609 |
| Deposits held in domestic offices | $206,037,000 | 2,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $650,000 | 5,384 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,339,000 | 1,103 |
| Total equity capital | $21,377,000 | 2,800 |
| Total bank equity capital | $21,377,000 | 2,800 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,585,000 | 404 |
| Surplus | $0 | 8,180 |
| Undivided profits | $11,792,000 | 2,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,002,000 | 2,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,294,000 | 2,698 |
| Earning assets | $211,165,000 | 2,612 |
| Long-term assets (5+ years) | $42,287,000 | 1,995 |
| Average Assets, year-to-date | $227,252,750 | 2,581 |
| Average Assets, quarterly | $231,990,500 | 2,577 |
| Volatile liabilities | $27,541,000 | 3,609 |
| Insider loans | $4,279,000 | 1,531 |
| FHLB advances | $650,000 | 5,118 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $38,221,000 | 2,131 |
| Tier 1 (core) risk-based capital | $21,662,000 | 2,659 |
| Tier 2 risk-based capital | $2,521,000 | 1,859 |
| Total risk weighted assets | $201,399,000 | 2,139 |
| Total unused commitments | $38,221,000 | 2,133 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 52 | 3,237 |
| Assets and Liabilities | ||
| Total Assets: | $231,578,000 | 2,567 |
| Cash and due from depository institutions | $6,258,000 | 3,237 |
| Interest-bearing balances | $30,000 | 5,966 |
| Securities | $52,190,000 | 2,286 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $158,250,000 | 2,488 |
| Loan loss allowance | $2,690,000 | 1,783 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,284,000 | 5,359 |
| Other real estate owned | $0 | 3,237 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $13,596,000 | 1,208 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $231,578,000 | 2,567 |
| Total liabilities | $211,041,000 | 2,528 |
| Total deposits | $201,458,000 | 2,382 |
| Interest-bearing deposits | $153,205,000 | 2,612 |
| Deposits held in domestic offices | $201,458,000 | 2,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,500,000 | 3,479 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,083,000 | 1,091 |
| Total equity capital | $20,537,000 | 2,854 |
| Total bank equity capital | $20,537,000 | 2,854 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,585,000 | 379 |
| Surplus | $0 | 8,188 |
| Undivided profits | $10,952,000 | 2,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,014,000 | 2,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,319,000 | 2,418 |
| Earning assets | $210,470,000 | 2,575 |
| Long-term assets (5+ years) | $43,713,000 | 1,973 |
| Average Assets, year-to-date | $225,536,000 | 2,582 |
| Average Assets, quarterly | $229,160,500 | 2,570 |
| Volatile liabilities | $33,138,000 | 3,066 |
| Insider loans | $4,099,000 | 1,554 |
| FHLB advances | $5,500,000 | 3,336 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $32,898,000 | 2,293 |
| Tier 1 (core) risk-based capital | $20,724,000 | 2,708 |
| Tier 2 risk-based capital | $2,482,000 | 1,854 |
| Total risk weighted assets | $198,318,000 | 2,104 |
| Total unused commitments | $32,898,000 | 2,294 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 52 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $226,743,000 | 2,590 |
| Cash and due from depository institutions | $5,949,000 | 3,204 |
| Interest-bearing balances | $28,000 | 6,045 |
| Securities | $51,948,000 | 2,327 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $154,268,000 | 2,498 |
| Loan loss allowance | $2,561,000 | 1,852 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,300,000 | 5,342 |
| Other real estate owned | $0 | 3,204 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $13,278,000 | 1,218 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $226,743,000 | 2,590 |
| Total liabilities | $207,232,000 | 2,547 |
| Total deposits | $196,277,000 | 2,429 |
| Interest-bearing deposits | $151,464,000 | 2,649 |
| Deposits held in domestic offices | $196,277,000 | 2,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,150,000 | 3,054 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,805,000 | 1,155 |
| Total equity capital | $19,511,000 | 2,903 |
| Total bank equity capital | $19,511,000 | 2,903 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,585,000 | 367 |
| Surplus | $0 | 8,248 |
| Undivided profits | $9,926,000 | 2,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,027,000 | 2,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,226,000 | 2,510 |
| Earning assets | $206,244,000 | 2,609 |
| Long-term assets (5+ years) | $46,102,000 | 1,951 |
| Average Assets, year-to-date | $222,515,000 | 2,618 |
| Average Assets, quarterly | $222,515,000 | 2,618 |
| Volatile liabilities | $33,592,000 | 2,963 |
| Insider loans | $3,907,000 | 1,589 |
| FHLB advances | $7,150,000 | 2,924 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $35,150,000 | 2,140 |
| Tier 1 (core) risk-based capital | $19,865,000 | 2,770 |
| Tier 2 risk-based capital | $2,466,000 | 1,850 |
| Total risk weighted assets | $197,201,000 | 2,081 |
| Total unused commitments | $35,150,000 | 2,145 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 55 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $218,287,000 | 2,668 |
| Cash and due from depository institutions | $5,507,000 | 3,070 |
| Interest-bearing balances | $35,000 | 5,947 |
| Securities | $37,672,000 | 3,051 |
| Federal funds sold & reverse repurchase agreements | $9,840,000 | 1,185 |
| Net loans & leases | $150,732,000 | 2,521 |
| Loan loss allowance | $2,429,000 | 1,938 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,365,000 | 5,222 |
| Other real estate owned | $0 | 3,070 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $13,171,000 | 1,190 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $218,287,000 | 2,668 |
| Total liabilities | $198,913,000 | 2,623 |
| Total deposits | $194,325,000 | 2,416 |
| Interest-bearing deposits | $149,106,000 | 2,651 |
| Deposits held in domestic offices | $194,325,000 | 2,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,588,000 | 981 |
| Total equity capital | $19,374,000 | 2,922 |
| Total bank equity capital | $19,374,000 | 2,922 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,585,000 | 350 |
| Surplus | $0 | 8,282 |
| Undivided profits | $9,789,000 | 3,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,012,000 | 2,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,139,000 | 2,675 |
| Earning assets | $198,279,000 | 2,687 |
| Long-term assets (5+ years) | $47,318,000 | 1,941 |
| Average Assets, year-to-date | $209,380,800 | 2,657 |
| Average Assets, quarterly | $214,151,000 | 2,696 |
| Volatile liabilities | $25,308,000 | 3,503 |
| Insider loans | $4,795,000 | 1,273 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $34,574,000 | 2,108 |
| Tier 1 (core) risk-based capital | $19,517,000 | 2,779 |
| Tier 2 risk-based capital | $2,417,000 | 1,867 |
| Total risk weighted assets | $193,349,000 | 2,100 |
| Total unused commitments | $34,574,000 | 2,108 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 56 | 3,024 |
| Assets and Liabilities | ||
| Total Assets: | $210,015,000 | 2,717 |
| Cash and due from depository institutions | $8,327,000 | 3,024 |
| Interest-bearing balances | $35,000 | 5,997 |
| Securities | $41,314,000 | 2,820 |
| Federal funds sold & reverse repurchase agreements | $1,685,000 | 3,897 |
| Net loans & leases | $144,537,000 | 2,587 |
| Loan loss allowance | $2,382,000 | 1,969 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,370,000 | 5,179 |
| Other real estate owned | $0 | 3,024 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $12,782,000 | 1,201 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $210,015,000 | 2,717 |
| Total liabilities | $191,478,000 | 2,679 |
| Total deposits | $187,761,000 | 2,482 |
| Interest-bearing deposits | $141,681,000 | 2,760 |
| Deposits held in domestic offices | $187,761,000 | 2,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,717,000 | 1,171 |
| Total equity capital | $18,537,000 | 3,031 |
| Total bank equity capital | $18,537,000 | 3,031 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,585,000 | 346 |
| Surplus | $0 | 8,313 |
| Undivided profits | $8,952,000 | 3,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,080,000 | 2,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,159,000 | 2,705 |
| Earning assets | $187,571,000 | 2,790 |
| Long-term assets (5+ years) | $49,657,000 | 1,894 |
| Average Assets, year-to-date | $207,154,250 | 2,670 |
| Average Assets, quarterly | $209,863,000 | 2,700 |
| Volatile liabilities | $26,505,000 | 3,376 |
| Insider loans | $4,811,000 | 1,220 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $34,777,000 | 2,076 |
| Tier 1 (core) risk-based capital | $18,620,000 | 2,880 |
| Tier 2 risk-based capital | $2,329,000 | 1,890 |
| Total risk weighted assets | $186,271,000 | 2,119 |
| Total unused commitments | $34,777,000 | 2,081 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 56 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $209,711,000 | 2,701 |
| Cash and due from depository institutions | $11,739,000 | 3,050 |
| Interest-bearing balances | $35,000 | 6,031 |
| Securities | $42,030,000 | 2,818 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 2,928 |
| Net loans & leases | $139,469,000 | 2,618 |
| Loan loss allowance | $2,386,000 | 1,945 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,365,000 | 5,175 |
| Other real estate owned | $0 | 3,050 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $12,258,000 | 1,245 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $209,711,000 | 2,701 |
| Total liabilities | $192,137,000 | 2,647 |
| Total deposits | $188,672,000 | 2,442 |
| Interest-bearing deposits | $143,866,000 | 2,700 |
| Deposits held in domestic offices | $188,672,000 | 2,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,465,000 | 1,158 |
| Total equity capital | $17,574,000 | 3,069 |
| Total bank equity capital | $17,574,000 | 3,069 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,585,000 | 343 |
| Surplus | $0 | 8,370 |
| Undivided profits | $7,989,000 | 3,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,059,000 | 2,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,116,000 | 2,639 |
| Earning assets | $184,384,000 | 2,802 |
| Long-term assets (5+ years) | $66,344,000 | 1,557 |
| Average Assets, year-to-date | $206,200,670 | 2,689 |
| Average Assets, quarterly | $206,740,500 | 2,707 |
| Volatile liabilities | $24,841,000 | 3,451 |
| Insider loans | $4,729,000 | 1,203 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $34,215,000 | 2,089 |
| Tier 1 (core) risk-based capital | $17,384,000 | 3,018 |
| Tier 2 risk-based capital | $2,268,000 | 1,913 |
| Total risk weighted assets | $181,316,000 | 2,121 |
| Total unused commitments | $34,215,000 | 2,093 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 55 | 3,077 |
| Assets and Liabilities | ||
| Total Assets: | $203,770,000 | 2,741 |
| Cash and due from depository institutions | $8,355,000 | 3,077 |
| Interest-bearing balances | $331,000 | 4,159 |
| Securities | $39,438,000 | 2,969 |
| Federal funds sold & reverse repurchase agreements | $13,135,000 | 1,108 |
| Net loans & leases | $129,764,000 | 2,718 |
| Loan loss allowance | $2,374,000 | 1,936 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,345,000 | 5,208 |
| Other real estate owned | $0 | 3,077 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $11,733,000 | 1,224 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $203,770,000 | 2,741 |
| Total liabilities | $182,586,000 | 2,740 |
| Total deposits | $179,278,000 | 2,531 |
| Interest-bearing deposits | $141,093,000 | 2,729 |
| Deposits held in domestic offices | $179,278,000 | 2,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,308,000 | 1,336 |
| Total equity capital | $21,184,000 | 2,637 |
| Total bank equity capital | $21,184,000 | 2,637 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,585,000 | 336 |
| Surplus | $0 | 8,403 |
| Undivided profits | $11,599,000 | 2,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,195,000 | 2,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,030,000 | 2,811 |
| Earning assets | $182,668,000 | 2,796 |
| Long-term assets (5+ years) | $64,553,000 | 1,565 |
| Average Assets, year-to-date | $204,445,500 | 2,707 |
| Average Assets, quarterly | $204,445,500 | 2,707 |
| Volatile liabilities | $25,950,000 | 3,243 |
| Insider loans | $4,669,000 | 1,195 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $32,071,000 | 2,116 |
| Tier 1 (core) risk-based capital | $20,979,000 | 2,488 |
| Tier 2 risk-based capital | $2,169,000 | 1,961 |
| Total risk weighted assets | $173,286,000 | 2,164 |
| Total unused commitments | $32,071,000 | 2,121 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 49 | 3,433 |
| Assets and Liabilities | ||
| Total Assets: | $205,121,000 | 2,717 |
| Cash and due from depository institutions | $10,134,000 | 3,433 |
| Interest-bearing balances | $331,000 | 4,061 |
| Securities | $36,678,000 | 3,191 |
| Federal funds sold & reverse repurchase agreements | $25,220,000 | 440 |
| Net loans & leases | $119,834,000 | 2,876 |
| Loan loss allowance | $2,635,000 | 1,727 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,314,000 | 5,283 |
| Other real estate owned | $0 | 3,433 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $11,941,000 | 1,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,121,000 | 2,717 |
| Total liabilities | $184,703,000 | 2,704 |
| Total deposits | $180,984,000 | 2,505 |
| Interest-bearing deposits | $142,167,000 | 2,685 |
| Deposits held in domestic offices | $180,984,000 | 2,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,719,000 | 1,164 |
| Total equity capital | $20,418,000 | 2,671 |
| Total bank equity capital | $20,418,000 | 2,671 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,585,000 | 336 |
| Surplus | $0 | 8,463 |
| Undivided profits | $10,833,000 | 2,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,230,000 | 2,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $907,000 | 3,287 |
| Earning assets | $182,063,000 | 2,784 |
| Long-term assets (5+ years) | $58,579,000 | 1,690 |
| Average Assets, year-to-date | $194,898,000 | 2,738 |
| Average Assets, quarterly | $202,300,000 | 2,717 |
| Volatile liabilities | $26,566,000 | 3,195 |
| Insider loans | $4,635,000 | 1,184 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $35,309,000 | 1,930 |
| Tier 1 (core) risk-based capital | $20,394,000 | 2,524 |
| Tier 2 risk-based capital | $2,099,000 | 2,017 |
| Total risk weighted assets | $167,416,000 | 2,221 |
| Total unused commitments | $35,309,000 | 1,932 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 47 | 3,565 |
| Assets and Liabilities | ||
| Total Assets: | $199,479,000 | 2,762 |
| Cash and due from depository institutions | $8,812,000 | 3,565 |
| Interest-bearing balances | $331,000 | 4,200 |
| Securities | $27,455,000 | 3,881 |
| Federal funds sold & reverse repurchase agreements | $31,190,000 | 459 |
| Net loans & leases | $119,041,000 | 2,859 |
| Loan loss allowance | $2,771,000 | 1,665 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,296,000 | 5,309 |
| Other real estate owned | $0 | 3,565 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $11,685,000 | 1,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,479,000 | 2,762 |
| Total liabilities | $179,829,000 | 2,751 |
| Total deposits | $176,418,000 | 2,556 |
| Interest-bearing deposits | $139,079,000 | 2,743 |
| Deposits held in domestic offices | $176,418,000 | 2,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,411,000 | 1,297 |
| Total equity capital | $19,650,000 | 2,760 |
| Total bank equity capital | $19,650,000 | 2,760 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $9,585,000 | 337 |
| Surplus | $0 | 8,515 |
| Undivided profits | $10,065,000 | 2,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,813,000 | 1,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $932,000 | 3,355 |
| Earning assets | $178,017,000 | 2,817 |
| Long-term assets (5+ years) | $44,206,000 | 2,072 |
| Average Assets, year-to-date | $192,342,250 | 2,784 |
| Average Assets, quarterly | $196,145,000 | 2,788 |
| Volatile liabilities | $26,001,000 | 3,207 |
| Insider loans | $4,660,000 | 1,153 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $33,890,000 | 1,997 |
| Tier 1 (core) risk-based capital | $19,606,000 | 2,631 |
| Tier 2 risk-based capital | $2,058,000 | 2,041 |
| Total risk weighted assets | $163,964,000 | 2,248 |
| Total unused commitments | $33,890,000 | 1,998 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 48 | 3,506 |
| Assets and Liabilities | ||
| Total Assets: | $192,811,000 | 2,826 |
| Cash and due from depository institutions | $9,407,000 | 3,506 |
| Interest-bearing balances | $331,000 | 4,303 |
| Securities | $25,211,000 | 4,017 |
| Federal funds sold & reverse repurchase agreements | $26,840,000 | 588 |
| Net loans & leases | $119,319,000 | 2,839 |
| Loan loss allowance | $2,773,000 | 1,637 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,117,000 | 5,625 |
| Other real estate owned | $0 | 3,506 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $10,917,000 | 1,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,811,000 | 2,826 |
| Total liabilities | $173,812,000 | 2,816 |
| Total deposits | $170,661,000 | 2,628 |
| Interest-bearing deposits | $130,582,000 | 2,889 |
| Deposits held in domestic offices | $170,661,000 | 2,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,151,000 | 1,420 |
| Total equity capital | $18,999,000 | 2,834 |
| Total bank equity capital | $18,999,000 | 2,834 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $9,585,000 | 331 |
| Surplus | $0 | 8,544 |
| Undivided profits | $9,414,000 | 3,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,121,000 | 1,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $909,000 | 3,293 |
| Earning assets | $171,701,000 | 2,883 |
| Long-term assets (5+ years) | $43,881,000 | 1,982 |
| Average Assets, year-to-date | $189,963,330 | 2,800 |
| Average Assets, quarterly | $193,648,500 | 2,790 |
| Volatile liabilities | $24,466,000 | 3,326 |
| Insider loans | $4,812,000 | 1,107 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $30,732,000 | 2,076 |
| Tier 1 (core) risk-based capital | $18,842,000 | 2,674 |
| Tier 2 risk-based capital | $1,976,000 | 2,074 |
| Total risk weighted assets | $157,314,000 | 2,312 |
| Total unused commitments | $30,732,000 | 2,087 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 47 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $194,486,000 | 2,772 |
| Cash and due from depository institutions | $9,001,000 | 3,537 |
| Interest-bearing balances | $35,000 | 6,088 |
| Securities | $14,281,000 | 5,617 |
| Federal funds sold & reverse repurchase agreements | $37,160,000 | 432 |
| Net loans & leases | $122,183,000 | 2,730 |
| Loan loss allowance | $2,771,000 | 1,619 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $905,000 | 6,078 |
| Other real estate owned | $0 | 3,537 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $10,956,000 | 1,239 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,486,000 | 2,772 |
| Total liabilities | $175,295,000 | 2,755 |
| Total deposits | $172,296,000 | 2,565 |
| Interest-bearing deposits | $131,807,000 | 2,855 |
| Deposits held in domestic offices | $172,296,000 | 2,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,999,000 | 1,516 |
| Total equity capital | $19,191,000 | 2,754 |
| Total bank equity capital | $19,191,000 | 2,754 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,585,000 | 327 |
| Surplus | $0 | 8,583 |
| Undivided profits | $9,606,000 | 3,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,283,000 | 1,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $895,000 | 3,376 |
| Earning assets | $173,659,000 | 2,820 |
| Long-term assets (5+ years) | $48,136,000 | 1,819 |
| Average Assets, year-to-date | $188,539,500 | 2,807 |
| Average Assets, quarterly | $188,539,500 | 2,807 |
| Volatile liabilities | $24,746,000 | 3,245 |
| Insider loans | $6,368,000 | 806 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $32,503,000 | 1,911 |
| Tier 1 (core) risk-based capital | $19,109,000 | 2,592 |
| Tier 2 risk-based capital | $2,006,000 | 2,000 |
| Total risk weighted assets | $159,703,000 | 2,223 |
| Total unused commitments | $32,503,000 | 1,920 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 44 | 3,714 |
| Assets and Liabilities | ||
| Total Assets: | $182,593,000 | 2,863 |
| Cash and due from depository institutions | $8,423,000 | 3,714 |
| Interest-bearing balances | $35,000 | 6,034 |
| Securities | $13,747,000 | 5,692 |
| Federal funds sold & reverse repurchase agreements | $23,095,000 | 591 |
| Net loans & leases | $125,269,000 | 2,638 |
| Loan loss allowance | $2,782,000 | 1,569 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $876,000 | 6,143 |
| Other real estate owned | $0 | 3,714 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $11,183,000 | 1,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,593,000 | 2,863 |
| Total liabilities | $163,607,000 | 2,889 |
| Total deposits | $160,238,000 | 2,695 |
| Interest-bearing deposits | $121,228,000 | 2,998 |
| Deposits held in domestic offices | $160,238,000 | 2,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,369,000 | 1,357 |
| Total equity capital | $18,986,000 | 2,743 |
| Total bank equity capital | $18,986,000 | 2,743 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $9,585,000 | 323 |
| Surplus | $0 | 8,619 |
| Undivided profits | $9,401,000 | 3,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $897,000 | 2,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $799,000 | 3,878 |
| Earning assets | $162,146,000 | 2,951 |
| Long-term assets (5+ years) | $51,812,000 | 1,668 |
| Average Assets, year-to-date | $164,682,000 | 3,015 |
| Average Assets, quarterly | $178,328,000 | 2,908 |
| Volatile liabilities | $25,019,000 | 3,216 |
| Insider loans | $6,838,000 | 727 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $30,359,000 | 1,940 |
| Tier 1 (core) risk-based capital | $18,897,000 | 2,582 |
| Tier 2 risk-based capital | $1,955,000 | 2,015 |
| Total risk weighted assets | $155,552,000 | 2,255 |
| Total unused commitments | $30,359,000 | 1,943 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 37 | 4,301 |
| Assets and Liabilities | ||
| Total Assets: | $157,347,000 | 3,135 |
| Cash and due from depository institutions | $7,150,000 | 4,301 |
| Interest-bearing balances | $7,000 | 6,709 |
| Securities | $22,465,000 | 4,177 |
| Federal funds sold & reverse repurchase agreements | $13,250,000 | 1,107 |
| Net loans & leases | $105,032,000 | 3,011 |
| Loan loss allowance | $2,416,000 | 1,677 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $621,000 | 6,938 |
| Other real estate owned | $0 | 4,301 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $8,829,000 | 1,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,347,000 | 3,135 |
| Total liabilities | $141,113,000 | 3,140 |
| Total deposits | $138,005,000 | 2,947 |
| Interest-bearing deposits | $105,359,000 | 3,266 |
| Deposits held in domestic offices | $138,005,000 | 2,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,108,000 | 1,414 |
| Total equity capital | $16,234,000 | 2,964 |
| Total bank equity capital | $16,234,000 | 2,964 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $9,585,000 | 311 |
| Surplus | $0 | 8,858 |
| Undivided profits | $6,649,000 | 3,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $781,000 | 3,198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $952,000 | 3,621 |
| Earning assets | $140,754,000 | 3,183 |
| Long-term assets (5+ years) | $47,498,000 | 1,785 |
| Average Assets, year-to-date | $145,900,200 | 3,215 |
| Average Assets, quarterly | $153,504,500 | 3,176 |
| Volatile liabilities | $17,810,000 | 3,989 |
| Insider loans | $3,017,000 | 1,653 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $41,920,000 | 1,442 |
| Tier 1 (core) risk-based capital | $16,072,000 | 2,861 |
| Tier 2 risk-based capital | $1,709,000 | 2,132 |
| Total risk weighted assets | $136,050,000 | 2,446 |
| Total unused commitments | $41,920,000 | 1,446 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 37 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $140,337,000 | 3,334 |
| Cash and due from depository institutions | $7,262,000 | 4,355 |
| Interest-bearing balances | $2,000 | 6,723 |
| Securities | $33,541,000 | 3,157 |
| Federal funds sold & reverse repurchase agreements | $2,920,000 | 3,470 |
| Net loans & leases | $90,464,000 | 3,310 |
| Loan loss allowance | $2,121,000 | 1,811 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $607,000 | 7,098 |
| Other real estate owned | $0 | 4,355 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,543,000 | 1,652 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,337,000 | 3,334 |
| Total liabilities | $126,306,000 | 3,326 |
| Total deposits | $123,352,000 | 3,142 |
| Interest-bearing deposits | $92,024,000 | 3,557 |
| Deposits held in domestic offices | $123,352,000 | 3,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,954,000 | 1,496 |
| Total equity capital | $14,031,000 | 3,286 |
| Total bank equity capital | $14,031,000 | 3,286 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $9,585,000 | 323 |
| Surplus | $0 | 9,124 |
| Undivided profits | $4,446,000 | 4,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $294,000 | 4,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $629,000 | 4,297 |
| Earning assets | $126,927,000 | 3,384 |
| Long-term assets (5+ years) | $38,457,000 | 1,975 |
| Average Assets, year-to-date | $135,478,600 | 3,287 |
| Average Assets, quarterly | $139,153,500 | 3,312 |
| Volatile liabilities | $16,278,000 | 4,229 |
| Insider loans | $3,088,000 | 1,587 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $35,285,000 | 1,525 |
| Tier 1 (core) risk-based capital | $13,952,000 | 3,186 |
| Tier 2 risk-based capital | $1,431,350 | 2,396 |
| Total risk weighted assets | $113,818,150 | 2,768 |
| Total unused commitments | $35,285,000 | 1,526 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 36 | 4,563 |
| Assets and Liabilities | ||
| Total Assets: | $129,581,000 | 3,529 |
| Cash and due from depository institutions | $6,606,000 | 4,563 |
| Interest-bearing balances | $16,000 | 6,137 |
| Securities | $32,786,000 | 3,337 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,364 |
| Net loans & leases | $78,366,000 | 3,630 |
| Loan loss allowance | $1,754,000 | 2,083 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $563,000 | 7,456 |
| Other real estate owned | $0 | 4,563 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,260,000 | 2,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,581,000 | 3,529 |
| Total liabilities | $117,526,000 | 3,495 |
| Total deposits | $115,187,000 | 3,273 |
| Interest-bearing deposits | $88,386,000 | 3,637 |
| Deposits held in domestic offices | $115,187,000 | 3,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,339,000 | 1,670 |
| Total equity capital | $12,055,000 | 3,626 |
| Total bank equity capital | $12,055,000 | 3,626 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,535,000 | 398 |
| Surplus | $0 | 9,427 |
| Undivided profits | $3,520,000 | 5,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 4,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $564,000 | 4,115 |
| Earning assets | $118,168,000 | 3,536 |
| Long-term assets (5+ years) | $33,948,000 | 2,334 |
| Average Assets, year-to-date | $121,593,400 | 3,602 |
| Average Assets, quarterly | $124,731,500 | 3,615 |
| Volatile liabilities | $14,775,000 | 4,280 |
| Insider loans | $2,906,000 | 1,607 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $32,172,000 | 1,660 |
| Tier 1 (core) risk-based capital | $12,207,000 | 3,580 |
| Tier 2 risk-based capital | $1,286,170 | 2,507 |
| Total risk weighted assets | $102,425,370 | 2,915 |
| Total unused commitments | $32,172,000 | 1,662 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 36 | 4,625 |
| Assets and Liabilities | ||
| Total Assets: | $117,379,000 | 3,786 |
| Cash and due from depository institutions | $6,093,000 | 4,625 |
| Interest-bearing balances | $12,000 | 6,235 |
| Securities | $23,512,000 | 4,340 |
| Federal funds sold & reverse repurchase agreements | $12,360,000 | 1,388 |
| Net loans & leases | $71,383,000 | 3,717 |
| Loan loss allowance | $1,543,000 | 2,283 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $595,000 | 7,376 |
| Other real estate owned | $0 | 4,625 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,436,000 | 2,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,379,000 | 3,786 |
| Total liabilities | $106,620,000 | 3,742 |
| Total deposits | $104,992,000 | 3,556 |
| Interest-bearing deposits | $81,814,000 | 3,888 |
| Deposits held in domestic offices | $104,992,000 | 3,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,628,000 | 2,368 |
| Total equity capital | $10,759,000 | 4,056 |
| Total bank equity capital | $10,759,000 | 4,056 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,257,000 | 551 |
| Surplus | $1,422,000 | 6,392 |
| Undivided profits | $3,080,000 | 5,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $545,000 | 4,266 |
| Earning assets | $107,267,000 | 3,808 |
| Long-term assets (5+ years) | $28,750,000 | 2,443 |
| Average Assets, year-to-date | $108,093,800 | 3,864 |
| Average Assets, quarterly | $112,458,500 | 3,852 |
| Volatile liabilities | $12,539,000 | 4,321 |
| Insider loans | $2,917,000 | 1,476 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,827,000 | 2,277 |
| Tier 1 (core) risk-based capital | $10,651,000 | 3,937 |
| Tier 2 risk-based capital | $1,103,020 | 2,797 |
| Total risk weighted assets | $87,801,320 | 3,169 |
| Total unused commitments | $19,827,000 | 2,286 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $106,980,000 | 4,075 |
| Cash and due from depository institutions | $5,063,000 | 4,671 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $25,649,000 | 4,122 |
| Federal funds sold & reverse repurchase agreements | $10,650,000 | 1,267 |
| Net loans & leases | $62,003,000 | 4,217 |
| Loan loss allowance | $1,270,000 | 2,721 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $612,000 | 7,387 |
| Other real estate owned | $0 | 4,671 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,003,000 | 2,393 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,980,000 | 4,075 |
| Total liabilities | $97,845,000 | 4,002 |
| Total deposits | $96,725,000 | 3,821 |
| Interest-bearing deposits | $75,996,000 | 4,144 |
| Deposits held in domestic offices | $96,725,000 | 3,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,120,000 | 3,247 |
| Total equity capital | $9,135,000 | 4,660 |
| Total bank equity capital | $9,135,000 | 4,660 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,257,000 | 565 |
| Surplus | $1,422,000 | 6,485 |
| Undivided profits | $1,456,000 | 7,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $549,000 | 3,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $410,000 | 5,575 |
| Earning assets | $98,302,000 | 4,074 |
| Long-term assets (5+ years) | $22,758,000 | 2,559 |
| Average Assets, year-to-date | $98,224,200 | 4,218 |
| Average Assets, quarterly | $104,341,500 | 4,110 |
| Volatile liabilities | $12,134,000 | 4,369 |
| Insider loans | $2,074,000 | 1,995 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $20,408,000 | 2,062 |
| Tier 1 (core) risk-based capital | $9,064,000 | 4,550 |
| Tier 2 risk-based capital | $952,860 | 3,064 |
| Total risk weighted assets | $75,911,360 | 3,553 |
| Total unused commitments | $20,408,000 | 2,066 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $90,787,000 | 4,809 |
| Cash and due from depository institutions | $5,586,000 | 5,025 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,535,000 | 5,587 |
| Federal funds sold & reverse repurchase agreements | $12,840,000 | 1,015 |
| Net loans & leases | $50,854,000 | 4,971 |
| Loan loss allowance | $1,117,000 | 3,190 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $398,000 | 8,625 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,574,000 | 2,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,787,000 | 4,809 |
| Total liabilities | $83,065,000 | 4,719 |
| Total deposits | $82,219,000 | 4,530 |
| Interest-bearing deposits | $66,035,000 | 4,801 |
| Deposits held in domestic offices | $82,219,000 | 4,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $846,000 | 4,001 |
| Total equity capital | $7,722,000 | 5,390 |
| Total bank equity capital | $7,722,000 | 5,390 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,785,000 | 820 |
| Surplus | $1,422,000 | 6,663 |
| Undivided profits | $1,515,000 | 8,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $468,000 | 4,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $292,000 | 7,014 |
| Earning assets | $82,229,000 | 4,866 |
| Long-term assets (5+ years) | $8,332,000 | 4,627 |
| Average Assets, year-to-date | $81,350,000 | 5,071 |
| Average Assets, quarterly | $88,841,000 | 4,854 |
| Volatile liabilities | $10,718,000 | 4,649 |
| Insider loans | $1,214,000 | 3,143 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,241,000 | 2,513 |
| Tier 1 (core) risk-based capital | $7,662,000 | 5,329 |
| Tier 2 risk-based capital | $765,950 | 3,788 |
| Total risk weighted assets | $60,925,250 | 4,324 |
| Total unused commitments | $15,241,000 | 2,525 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $75,924,000 | 5,589 |
| Cash and due from depository institutions | $3,294,000 | 6,461 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,299,000 | 7,173 |
| Federal funds sold & reverse repurchase agreements | $8,775,000 | 1,661 |
| Net loans & leases | $47,673,000 | 5,149 |
| Loan loss allowance | $1,066,000 | 3,338 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $340,000 | 9,273 |
| Other real estate owned | $0 | 6,461 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,543,000 | 2,937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,924,000 | 5,589 |
| Total liabilities | $69,341,000 | 5,516 |
| Total deposits | $68,695,000 | 5,352 |
| Interest-bearing deposits | $54,736,000 | 5,692 |
| Deposits held in domestic offices | $68,695,000 | 5,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $646,000 | 5,163 |
| Total equity capital | $6,583,000 | 6,131 |
| Total bank equity capital | $6,583,000 | 6,131 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,834,000 | 1,031 |
| Surplus | $1,422,000 | 6,756 |
| Undivided profits | $1,327,000 | 8,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $284,000 | 5,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $307,000 | 7,013 |
| Earning assets | $69,747,000 | 5,586 |
| Long-term assets (5+ years) | $4,628,000 | 6,007 |
| Average Assets, year-to-date | $68,269,600 | 5,853 |
| Average Assets, quarterly | $73,155,000 | 5,690 |
| Volatile liabilities | $7,544,000 | 5,497 |
| Insider loans | $943,000 | 3,873 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,913,000 | 2,884 |
| Tier 1 (core) risk-based capital | $6,498,000 | 6,051 |
| Tier 2 risk-based capital | $701,250 | 4,029 |
| Total risk weighted assets | $55,735,150 | 4,603 |
| Total unused commitments | $11,913,000 | 2,896 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $64,466,000 | 6,305 |
| Cash and due from depository institutions | $3,723,000 | 6,346 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,705,000 | 6,401 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 3,123 |
| Net loans & leases | $37,826,000 | 6,012 |
| Loan loss allowance | $895,000 | 3,970 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $298,000 | 9,873 |
| Other real estate owned | $0 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,314,000 | 3,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,466,000 | 6,305 |
| Total liabilities | $59,128,000 | 6,235 |
| Total deposits | $58,667,000 | 6,041 |
| Interest-bearing deposits | $48,350,000 | 6,240 |
| Deposits held in domestic offices | $58,667,000 | 6,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $461,000 | 5,500 |
| Total equity capital | $5,338,000 | 6,812 |
| Total bank equity capital | $5,338,000 | 6,812 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,242,000 | 1,192 |
| Surplus | $1,422,000 | 6,852 |
| Undivided profits | $674,000 | 9,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $250,000 | 7,454 |
| Earning assets | $58,131,000 | 6,352 |
| Long-term assets (5+ years) | $3,367,000 | 7,099 |
| Average Assets, year-to-date | $62,352,800 | 6,342 |
| Average Assets, quarterly | $64,107,000 | 6,291 |
| Volatile liabilities | $5,500,000 | 6,396 |
| Insider loans | $1,388,000 | 2,863 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,014,000 | 2,468 |
| Tier 1 (core) risk-based capital | $5,536,000 | 6,753 |
| Tier 2 risk-based capital | $575,280 | 4,706 |
| Total risk weighted assets | $45,702,480 | 5,325 |
| Total unused commitments | $14,014,000 | 2,478 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $59,852,000 | 6,854 |
| Cash and due from depository institutions | $3,084,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,116,000 | 9,039 |
| Federal funds sold & reverse repurchase agreements | $8,897,000 | 1,561 |
| Net loans & leases | $36,793,000 | 6,078 |
| Loan loss allowance | $768,000 | 4,628 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $237,000 | 10,829 |
| Other real estate owned | $0 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $725,000 | 7,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,852,000 | 6,854 |
| Total liabilities | $54,988,000 | 6,782 |
| Total deposits | $54,751,000 | 6,600 |
| Interest-bearing deposits | $47,285,000 | 6,606 |
| Deposits held in domestic offices | $54,751,000 | 6,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $237,000 | 8,572 |
| Total equity capital | $4,864,000 | 7,427 |
| Total bank equity capital | $4,864,000 | 7,427 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,950,000 | 1,372 |
| Surplus | $1,422,000 | 6,880 |
| Undivided profits | $492,000 | 10,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 9,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $193,000 | 8,308 |
| Earning assets | $55,806,000 | 6,767 |
| Long-term assets (5+ years) | $2,481,000 | 8,273 |
| Average Assets, year-to-date | $53,175,000 | 7,266 |
| Average Assets, quarterly | $57,288,500 | 7,012 |
| Volatile liabilities | $4,681,000 | 6,785 |
| Insider loans | $1,940,000 | 2,110 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,713,000 | 3,403 |
| Tier 1 (core) risk-based capital | $4,864,000 | 7,337 |
| Tier 2 risk-based capital | $521,210 | 5,097 |
| Total risk weighted assets | $41,450,210 | 5,747 |
| Total unused commitments | $8,713,000 | 3,422 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $50,643,000 | 7,785 |
| Cash and due from depository institutions | $2,172,000 | 7,704 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,851,000 | 9,642 |
| Federal funds sold & reverse repurchase agreements | $4,417,000 | 3,657 |
| Net loans & leases | $34,282,000 | 6,402 |
| Loan loss allowance | $587,000 | 5,735 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $149,000 | 12,127 |
| Other real estate owned | $0 | 7,704 |
| Goodwill and other intangibles | $5,000 | 2,988 |
| All other assets | $767,000 | 7,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,643,000 | 7,785 |
| Total liabilities | $46,626,000 | 7,740 |
| Total deposits | $46,369,000 | 7,605 |
| Interest-bearing deposits | $40,141,000 | 7,601 |
| Deposits held in domestic offices | $46,369,000 | 7,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $257,000 | 8,911 |
| Total equity capital | $4,017,000 | 8,250 |
| Total bank equity capital | $4,017,000 | 8,250 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,286,000 | 1,872 |
| Surplus | $1,422,000 | 6,830 |
| Undivided profits | $309,000 | 11,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 12,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $208,000 | 8,478 |
| Earning assets | $47,550,000 | 7,632 |
| Long-term assets (5+ years) | $2,548,000 | 8,384 |
| Average Assets, year-to-date | $46,910,800 | 8,029 |
| Average Assets, quarterly | $49,251,000 | 7,872 |
| Volatile liabilities | $4,432,000 | 7,039 |
| Insider loans | $265,000 | 3,199 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,959,000 | 2,974 |
| Tier 1 (core) risk-based capital | $4,012,000 | 8,189 |
| Tier 2 risk-based capital | $456,190 | 5,639 |
| Total risk weighted assets | $36,364,290 | 6,382 |
| Total unused commitments | $9,959,000 | 2,989 |
| Derivatives | $0 | 651 |