Home > Sonoma National Bank > Assets and Liabilities
Sonoma National Bank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 172 | 971 |
| Assets and Liabilities | ||
| Total Assets: | $1,361,911,000 | 499 |
| Cash and due from depository institutions | $23,509,000 | 971 |
| Interest-bearing balances | $8,465,000 | 703 |
| Securities | $993,000 | 8,192 |
| Federal funds sold & reverse repurchase agreements | $91,843,000 | 190 |
| Net loans & leases | $1,208,738,000 | 397 |
| Loan loss allowance | $12,499,000 | 428 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,655,000 | 3,819 |
| Other real estate owned | $0 | 971 |
| Goodwill and other intangibles | $2,863,000 | 1,176 |
| All other assets | $31,310,000 | 622 |
| Life insurance assets | $2,873,000 | 1,761 |
| Total liabilities and capital | $1,361,911,000 | 499 |
| Total liabilities | $1,245,962,000 | 488 |
| Total deposits | $989,793,000 | 517 |
| Interest-bearing deposits | $950,167,000 | 468 |
| Deposits held in domestic offices | $989,793,000 | 515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $249,340,000 | 245 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,829,000 | 898 |
| Total equity capital | $115,949,000 | 580 |
| Total bank equity capital | $115,949,000 | 580 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,550,000 | 2,242 |
| Surplus | $4,687,000 | 4,057 |
| Undivided profits | $109,712,000 | 336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,315,000 | 1,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,787,000 | 120 |
| Income earned, not collected on loans | $7,104,000 | 549 |
| Earning assets | $1,310,039,000 | 472 |
| Long-term assets (5+ years) | $428,298,000 | 284 |
| Average Assets, year-to-date | $1,315,354,000 | 499 |
| Average Assets, quarterly | $1,363,602,500 | 496 |
| Volatile liabilities | $547,443,000 | 352 |
| Insider loans | $19,602,000 | 296 |
| FHLB advances | $249,340,000 | 209 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $90,626,000 | 1,115 |
| Tier 1 (core) risk-based capital | $115,667,000 | 532 |
| Tier 2 risk-based capital | $12,768,000 | 460 |
| Total risk weighted assets | $1,142,306,000 | 456 |
| Total unused commitments | $90,626,000 | 1,115 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 184 | 919 |
| Assets and Liabilities | ||
| Total Assets: | $1,365,294,000 | 506 |
| Cash and due from depository institutions | $28,234,000 | 919 |
| Interest-bearing balances | $8,608,000 | 615 |
| Securities | $987,000 | 8,272 |
| Federal funds sold & reverse repurchase agreements | $88,974,000 | 177 |
| Net loans & leases | $1,210,855,000 | 407 |
| Loan loss allowance | $12,149,000 | 446 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,923,000 | 3,577 |
| Other real estate owned | $0 | 919 |
| Goodwill and other intangibles | $2,771,000 | 1,181 |
| All other assets | $30,550,000 | 638 |
| Life insurance assets | $2,848,000 | 1,733 |
| Total liabilities and capital | $1,365,294,000 | 506 |
| Total liabilities | $1,254,607,000 | 490 |
| Total deposits | $973,110,000 | 518 |
| Interest-bearing deposits | $946,087,000 | 462 |
| Deposits held in domestic offices | $973,110,000 | 517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $274,351,000 | 246 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,146,000 | 850 |
| Total equity capital | $110,687,000 | 606 |
| Total bank equity capital | $110,687,000 | 606 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,550,000 | 2,250 |
| Surplus | $4,194,000 | 4,239 |
| Undivided profits | $104,943,000 | 356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $600,000 | 3,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $600,000 | 280 |
| Income earned, not collected on loans | $7,169,000 | 535 |
| Earning assets | $1,309,424,000 | 479 |
| Long-term assets (5+ years) | $398,451,000 | 300 |
| Average Assets, year-to-date | $1,303,714,750 | 510 |
| Average Assets, quarterly | $1,347,024,500 | 507 |
| Volatile liabilities | $558,263,000 | 353 |
| Insider loans | $20,264,000 | 281 |
| FHLB advances | $274,351,000 | 200 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $84,997,000 | 1,198 |
| Tier 1 (core) risk-based capital | $110,417,000 | 554 |
| Tier 2 risk-based capital | $12,427,000 | 477 |
| Total risk weighted assets | $1,127,967,000 | 463 |
| Total unused commitments | $84,997,000 | 1,199 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 179 | 949 |
| Assets and Liabilities | ||
| Total Assets: | $1,328,755,000 | 515 |
| Cash and due from depository institutions | $31,879,000 | 949 |
| Interest-bearing balances | $8,585,000 | 627 |
| Securities | $15,948,000 | 5,167 |
| Federal funds sold & reverse repurchase agreements | $73,615,000 | 193 |
| Net loans & leases | $1,173,096,000 | 416 |
| Loan loss allowance | $11,699,000 | 447 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,117,000 | 3,380 |
| Other real estate owned | $0 | 949 |
| Goodwill and other intangibles | $2,571,000 | 1,215 |
| All other assets | $28,529,000 | 675 |
| Life insurance assets | $2,828,000 | 1,710 |
| Total liabilities and capital | $1,328,755,000 | 515 |
| Total liabilities | $1,222,895,000 | 502 |
| Total deposits | $922,132,000 | 536 |
| Interest-bearing deposits | $888,925,000 | 480 |
| Deposits held in domestic offices | $922,132,000 | 535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $294,359,000 | 248 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,404,000 | 870 |
| Total equity capital | $105,860,000 | 611 |
| Total bank equity capital | $105,860,000 | 611 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,550,000 | 2,244 |
| Surplus | $4,066,000 | 4,261 |
| Undivided profits | $100,244,000 | 363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $687,000 | 3,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $687,000 | 251 |
| Income earned, not collected on loans | $6,202,000 | 555 |
| Earning assets | $1,271,244,000 | 492 |
| Long-term assets (5+ years) | $370,433,000 | 318 |
| Average Assets, year-to-date | $1,283,188,330 | 519 |
| Average Assets, quarterly | $1,308,929,000 | 516 |
| Volatile liabilities | $511,427,000 | 374 |
| Insider loans | $20,250,000 | 273 |
| FHLB advances | $294,359,000 | 196 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $90,380,000 | 1,131 |
| Tier 1 (core) risk-based capital | $105,623,000 | 567 |
| Tier 2 risk-based capital | $11,974,000 | 480 |
| Total risk weighted assets | $1,088,326,000 | 475 |
| Total unused commitments | $90,380,000 | 1,132 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 175 | 951 |
| Assets and Liabilities | ||
| Total Assets: | $1,289,103,000 | 517 |
| Cash and due from depository institutions | $23,877,000 | 951 |
| Interest-bearing balances | $9,104,000 | 657 |
| Securities | $50,713,000 | 2,334 |
| Federal funds sold & reverse repurchase agreements | $39,714,000 | 353 |
| Net loans & leases | $1,143,249,000 | 418 |
| Loan loss allowance | $11,249,000 | 458 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,149,000 | 3,325 |
| Other real estate owned | $0 | 951 |
| Goodwill and other intangibles | $2,343,000 | 1,229 |
| All other assets | $26,058,000 | 708 |
| Life insurance assets | $2,806,000 | 1,681 |
| Total liabilities and capital | $1,289,103,000 | 517 |
| Total liabilities | $1,188,172,000 | 500 |
| Total deposits | $934,223,000 | 528 |
| Interest-bearing deposits | $905,028,000 | 471 |
| Deposits held in domestic offices | $934,223,000 | 527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $246,368,000 | 264 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $7,581,000 | 775 |
| Total equity capital | $100,931,000 | 625 |
| Total bank equity capital | $100,931,000 | 625 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,550,000 | 2,234 |
| Surplus | $4,048,000 | 4,201 |
| Undivided profits | $95,333,000 | 371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $687,000 | 3,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $687,000 | 251 |
| Income earned, not collected on loans | $5,910,000 | 553 |
| Earning assets | $1,242,780,000 | 489 |
| Long-term assets (5+ years) | $368,685,000 | 312 |
| Average Assets, year-to-date | $1,260,405,000 | 518 |
| Average Assets, quarterly | $1,260,405,000 | 518 |
| Volatile liabilities | $536,071,000 | 351 |
| Insider loans | $20,618,000 | 265 |
| FHLB advances | $246,368,000 | 219 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $95,420,000 | 1,067 |
| Tier 1 (core) risk-based capital | $100,759,000 | 575 |
| Tier 2 risk-based capital | $11,566,000 | 478 |
| Total risk weighted assets | $1,041,993,000 | 475 |
| Total unused commitments | $95,420,000 | 1,067 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 172 | 959 |
| Assets and Liabilities | ||
| Total Assets: | $1,231,707,000 | 537 |
| Cash and due from depository institutions | $28,936,000 | 959 |
| Interest-bearing balances | $8,913,000 | 649 |
| Securities | $50,388,000 | 2,352 |
| Federal funds sold & reverse repurchase agreements | $30,188,000 | 424 |
| Net loans & leases | $1,090,771,000 | 427 |
| Loan loss allowance | $10,749,000 | 466 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,292,000 | 3,191 |
| Other real estate owned | $0 | 959 |
| Goodwill and other intangibles | $2,125,000 | 1,257 |
| All other assets | $26,007,000 | 700 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,231,707,000 | 537 |
| Total liabilities | $1,135,326,000 | 517 |
| Total deposits | $898,929,000 | 536 |
| Interest-bearing deposits | $818,076,000 | 504 |
| Deposits held in domestic offices | $898,929,000 | 535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $230,379,000 | 283 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,018,000 | 878 |
| Total equity capital | $96,381,000 | 645 |
| Total bank equity capital | $96,381,000 | 645 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,550,000 | 2,231 |
| Surplus | $3,980,000 | 4,244 |
| Undivided profits | $90,851,000 | 380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $618,000 | 3,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $618,000 | 262 |
| Income earned, not collected on loans | $5,927,000 | 558 |
| Earning assets | $1,180,260,000 | 508 |
| Long-term assets (5+ years) | $358,000,000 | 313 |
| Average Assets, year-to-date | $1,170,869,800 | 534 |
| Average Assets, quarterly | $1,224,378,000 | 533 |
| Volatile liabilities | $507,181,000 | 365 |
| Insider loans | $20,645,000 | 255 |
| FHLB advances | $230,379,000 | 238 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $86,085,000 | 1,124 |
| Tier 1 (core) risk-based capital | $96,270,000 | 588 |
| Tier 2 risk-based capital | $11,028,000 | 482 |
| Total risk weighted assets | $970,864,000 | 492 |
| Total unused commitments | $86,085,000 | 1,124 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 166 | 988 |
| Assets and Liabilities | ||
| Total Assets: | $1,217,049,000 | 528 |
| Cash and due from depository institutions | $32,722,000 | 988 |
| Interest-bearing balances | $7,728,000 | 741 |
| Securities | $50,169,000 | 2,334 |
| Federal funds sold & reverse repurchase agreements | $52,076,000 | 257 |
| Net loans & leases | $1,051,475,000 | 427 |
| Loan loss allowance | $10,149,000 | 486 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,493,000 | 3,021 |
| Other real estate owned | $0 | 988 |
| Goodwill and other intangibles | $1,945,000 | 1,288 |
| All other assets | $25,169,000 | 700 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,217,049,000 | 528 |
| Total liabilities | $1,125,251,000 | 508 |
| Total deposits | $909,384,000 | 522 |
| Interest-bearing deposits | $818,093,000 | 490 |
| Deposits held in domestic offices | $909,384,000 | 521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $210,389,000 | 307 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,478,000 | 916 |
| Total equity capital | $91,798,000 | 667 |
| Total bank equity capital | $91,798,000 | 667 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,550,000 | 2,200 |
| Surplus | $3,980,000 | 4,198 |
| Undivided profits | $86,268,000 | 395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,104,000 | 2,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,245,000 | 582 |
| Earning assets | $1,161,448,000 | 501 |
| Long-term assets (5+ years) | $337,935,000 | 319 |
| Average Assets, year-to-date | $1,155,660,500 | 533 |
| Average Assets, quarterly | $1,202,174,000 | 529 |
| Volatile liabilities | $482,078,000 | 361 |
| Insider loans | $16,191,000 | 329 |
| FHLB advances | $210,389,000 | 260 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $74,764,000 | 1,240 |
| Tier 1 (core) risk-based capital | $91,689,000 | 612 |
| Tier 2 risk-based capital | $10,389,000 | 494 |
| Total risk weighted assets | $927,605,000 | 501 |
| Total unused commitments | $74,764,000 | 1,240 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 167 | 976 |
| Assets and Liabilities | ||
| Total Assets: | $1,187,299,000 | 528 |
| Cash and due from depository institutions | $34,428,000 | 976 |
| Interest-bearing balances | $5,734,000 | 931 |
| Securities | $981,000 | 8,470 |
| Federal funds sold & reverse repurchase agreements | $101,374,000 | 138 |
| Net loans & leases | $1,020,650,000 | 427 |
| Loan loss allowance | $9,549,000 | 508 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,406,000 | 3,022 |
| Other real estate owned | $0 | 976 |
| Goodwill and other intangibles | $1,730,000 | 1,337 |
| All other assets | $24,730,000 | 704 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,187,299,000 | 528 |
| Total liabilities | $1,099,771,000 | 510 |
| Total deposits | $863,107,000 | 533 |
| Interest-bearing deposits | $781,765,000 | 495 |
| Deposits held in domestic offices | $863,107,000 | 531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $230,395,000 | 290 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,269,000 | 778 |
| Total equity capital | $87,528,000 | 685 |
| Total bank equity capital | $87,528,000 | 685 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,550,000 | 2,179 |
| Surplus | $3,980,000 | 4,153 |
| Undivided profits | $81,998,000 | 410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,015,000 | 1,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $561,000 | 289 |
| Income earned, not collected on loans | $4,571,000 | 621 |
| Earning assets | $1,128,739,000 | 500 |
| Long-term assets (5+ years) | $370,588,000 | 298 |
| Average Assets, year-to-date | $1,135,197,670 | 532 |
| Average Assets, quarterly | $1,162,360,000 | 530 |
| Volatile liabilities | $459,145,000 | 370 |
| Insider loans | $15,764,000 | 316 |
| FHLB advances | $230,395,000 | 241 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $63,760,000 | 1,390 |
| Tier 1 (core) risk-based capital | $87,366,000 | 621 |
| Tier 2 risk-based capital | $9,789,000 | 508 |
| Total risk weighted assets | $890,808,000 | 502 |
| Total unused commitments | $63,760,000 | 1,391 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 155 | 1,048 |
| Assets and Liabilities | ||
| Total Assets: | $1,137,421,000 | 537 |
| Cash and due from depository institutions | $23,377,000 | 1,048 |
| Interest-bearing balances | $502,000 | 3,408 |
| Securities | $972,000 | 8,542 |
| Federal funds sold & reverse repurchase agreements | $98,245,000 | 153 |
| Net loans & leases | $986,870,000 | 428 |
| Loan loss allowance | $9,024,000 | 533 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,702,000 | 3,558 |
| Other real estate owned | $0 | 1,048 |
| Goodwill and other intangibles | $1,533,000 | 1,403 |
| All other assets | $23,722,000 | 714 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,137,421,000 | 537 |
| Total liabilities | $1,054,105,000 | 517 |
| Total deposits | $813,229,000 | 552 |
| Interest-bearing deposits | $732,742,000 | 519 |
| Deposits held in domestic offices | $813,229,000 | 551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $233,903,000 | 283 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,973,000 | 730 |
| Total equity capital | $83,316,000 | 700 |
| Total bank equity capital | $83,316,000 | 700 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,550,000 | 2,185 |
| Surplus | $3,980,000 | 4,139 |
| Undivided profits | $77,786,000 | 417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 4,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $264,000 | 495 |
| Income earned, not collected on loans | $4,476,000 | 602 |
| Earning assets | $1,086,589,000 | 510 |
| Long-term assets (5+ years) | $383,694,000 | 292 |
| Average Assets, year-to-date | $1,109,147,000 | 541 |
| Average Assets, quarterly | $1,109,147,000 | 541 |
| Volatile liabilities | $434,928,000 | 378 |
| Insider loans | $15,239,000 | 323 |
| FHLB advances | $233,903,000 | 236 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $73,082,000 | 1,203 |
| Tier 1 (core) risk-based capital | $83,179,000 | 647 |
| Tier 2 risk-based capital | $9,245,000 | 533 |
| Total risk weighted assets | $847,840,000 | 512 |
| Total unused commitments | $73,082,000 | 1,203 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 153 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $1,080,873,000 | 558 |
| Cash and due from depository institutions | $21,005,000 | 1,073 |
| Interest-bearing balances | $989,000 | 2,838 |
| Securities | $982,000 | 8,573 |
| Federal funds sold & reverse repurchase agreements | $95,499,000 | 159 |
| Net loans & leases | $938,104,000 | 444 |
| Loan loss allowance | $8,719,000 | 557 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,709,000 | 3,539 |
| Other real estate owned | $0 | 1,073 |
| Goodwill and other intangibles | $1,406,000 | 1,451 |
| All other assets | $21,168,000 | 769 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,080,873,000 | 558 |
| Total liabilities | $1,001,742,000 | 538 |
| Total deposits | $801,723,000 | 557 |
| Interest-bearing deposits | $729,549,000 | 526 |
| Deposits held in domestic offices | $801,723,000 | 556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $191,912,000 | 326 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $8,107,000 | 641 |
| Total equity capital | $79,131,000 | 739 |
| Total bank equity capital | $79,131,000 | 739 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,550,000 | 2,170 |
| Surplus | $3,980,000 | 4,104 |
| Undivided profits | $73,601,000 | 445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,089,000 | 2,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $264,000 | 472 |
| Income earned, not collected on loans | $3,884,000 | 679 |
| Earning assets | $1,035,574,000 | 533 |
| Long-term assets (5+ years) | $403,208,000 | 292 |
| Average Assets, year-to-date | $964,256,200 | 593 |
| Average Assets, quarterly | $1,054,462,500 | 567 |
| Volatile liabilities | $393,838,000 | 400 |
| Insider loans | $16,082,000 | 313 |
| FHLB advances | $191,912,000 | 279 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $69,405,000 | 1,238 |
| Tier 1 (core) risk-based capital | $79,000,000 | 682 |
| Tier 2 risk-based capital | $8,719,000 | 576 |
| Total risk weighted assets | $811,504,000 | 536 |
| Total unused commitments | $69,405,000 | 1,239 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 151 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $1,028,052,000 | 584 |
| Cash and due from depository institutions | $25,744,000 | 1,090 |
| Interest-bearing balances | $423,000 | 3,670 |
| Securities | $988,000 | 8,621 |
| Federal funds sold & reverse repurchase agreements | $106,683,000 | 148 |
| Net loans & leases | $870,084,000 | 476 |
| Loan loss allowance | $8,195,000 | 594 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,756,000 | 3,452 |
| Other real estate owned | $0 | 1,090 |
| Goodwill and other intangibles | $1,548,000 | 1,373 |
| All other assets | $20,249,000 | 788 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,028,052,000 | 584 |
| Total liabilities | $949,553,000 | 572 |
| Total deposits | $781,984,000 | 564 |
| Interest-bearing deposits | $699,318,000 | 539 |
| Deposits held in domestic offices | $781,984,000 | 561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $161,921,000 | 379 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,648,000 | 829 |
| Total equity capital | $78,499,000 | 734 |
| Total bank equity capital | $78,499,000 | 734 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,550,000 | 2,166 |
| Surplus | $6,925,000 | 2,766 |
| Undivided profits | $70,024,000 | 460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $521,000 | 3,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $264,000 | 518 |
| Income earned, not collected on loans | $3,714,000 | 713 |
| Earning assets | $978,178,000 | 560 |
| Long-term assets (5+ years) | $422,251,000 | 284 |
| Average Assets, year-to-date | $935,102,000 | 609 |
| Average Assets, quarterly | $993,886,000 | 595 |
| Volatile liabilities | $384,936,000 | 409 |
| Insider loans | $14,944,000 | 337 |
| FHLB advances | $161,921,000 | 321 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $72,097,000 | 1,184 |
| Tier 1 (core) risk-based capital | $78,350,000 | 673 |
| Tier 2 risk-based capital | $8,195,000 | 595 |
| Total risk weighted assets | $766,095,000 | 550 |
| Total unused commitments | $72,097,000 | 1,185 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 147 | 1,145 |
| Assets and Liabilities | ||
| Total Assets: | $959,720,000 | 608 |
| Cash and due from depository institutions | $25,573,000 | 1,145 |
| Interest-bearing balances | $585,000 | 3,397 |
| Securities | $980,000 | 8,689 |
| Federal funds sold & reverse repurchase agreements | $85,850,000 | 167 |
| Net loans & leases | $824,350,000 | 482 |
| Loan loss allowance | $7,719,000 | 620 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,411,000 | 3,765 |
| Other real estate owned | $0 | 1,145 |
| Goodwill and other intangibles | $1,384,000 | 1,426 |
| All other assets | $19,172,000 | 825 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $959,720,000 | 608 |
| Total liabilities | $884,833,000 | 595 |
| Total deposits | $724,935,000 | 594 |
| Interest-bearing deposits | $657,960,000 | 562 |
| Deposits held in domestic offices | $724,935,000 | 591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $156,195,000 | 381 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,703,000 | 1,094 |
| Total equity capital | $74,887,000 | 741 |
| Total bank equity capital | $74,887,000 | 741 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,550,000 | 2,167 |
| Surplus | $6,925,000 | 2,725 |
| Undivided profits | $66,412,000 | 464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $873,000 | 2,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $81,000 | 905 |
| Income earned, not collected on loans | $3,498,000 | 725 |
| Earning assets | $911,765,000 | 590 |
| Long-term assets (5+ years) | $482,622,000 | 259 |
| Average Assets, year-to-date | $904,118,670 | 625 |
| Average Assets, quarterly | $932,090,500 | 616 |
| Volatile liabilities | $348,927,000 | 421 |
| Insider loans | $15,372,000 | 306 |
| FHLB advances | $156,195,000 | 327 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $73,685,000 | 1,136 |
| Tier 1 (core) risk-based capital | $74,759,000 | 689 |
| Tier 2 risk-based capital | $7,719,000 | 638 |
| Total risk weighted assets | $718,205,000 | 571 |
| Total unused commitments | $73,685,000 | 1,136 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 141 | 1,197 |
| Assets and Liabilities | ||
| Total Assets: | $904,461,000 | 637 |
| Cash and due from depository institutions | $18,356,000 | 1,197 |
| Interest-bearing balances | $317,000 | 4,186 |
| Securities | $625,000 | 8,783 |
| Federal funds sold & reverse repurchase agreements | $87,552,000 | 183 |
| Net loans & leases | $776,902,000 | 499 |
| Loan loss allowance | $7,391,000 | 648 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,588,000 | 4,795 |
| Other real estate owned | $0 | 1,197 |
| Goodwill and other intangibles | $1,377,000 | 1,430 |
| All other assets | $18,061,000 | 841 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $904,461,000 | 637 |
| Total liabilities | $835,290,000 | 620 |
| Total deposits | $690,544,000 | 615 |
| Interest-bearing deposits | $624,188,000 | 591 |
| Deposits held in domestic offices | $690,544,000 | 612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $139,203,000 | 414 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,543,000 | 871 |
| Total equity capital | $69,171,000 | 815 |
| Total bank equity capital | $69,171,000 | 815 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,550,000 | 2,163 |
| Surplus | $4,852,000 | 3,494 |
| Undivided profits | $62,769,000 | 515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $454,000 | 4,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $92,000 | 902 |
| Income earned, not collected on loans | $3,268,000 | 779 |
| Earning assets | $865,396,000 | 612 |
| Long-term assets (5+ years) | $436,562,000 | 276 |
| Average Assets, year-to-date | $876,318,000 | 645 |
| Average Assets, quarterly | $876,318,000 | 645 |
| Volatile liabilities | $320,004,000 | 444 |
| Insider loans | $15,120,000 | 306 |
| FHLB advances | $139,203,000 | 356 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $56,267,000 | 1,373 |
| Tier 1 (core) risk-based capital | $69,033,000 | 739 |
| Tier 2 risk-based capital | $7,391,000 | 650 |
| Total risk weighted assets | $678,048,000 | 592 |
| Total unused commitments | $56,267,000 | 1,378 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 142 | 1,190 |
| Assets and Liabilities | ||
| Total Assets: | $848,175,000 | 680 |
| Cash and due from depository institutions | $20,079,000 | 1,190 |
| Interest-bearing balances | $346,000 | 4,026 |
| Securities | $631,000 | 8,843 |
| Federal funds sold & reverse repurchase agreements | $74,496,000 | 184 |
| Net loans & leases | $733,857,000 | 511 |
| Loan loss allowance | $7,299,000 | 649 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,586,000 | 4,812 |
| Other real estate owned | $0 | 1,190 |
| Goodwill and other intangibles | $1,255,000 | 1,475 |
| All other assets | $16,271,000 | 928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $848,175,000 | 680 |
| Total liabilities | $782,581,000 | 659 |
| Total deposits | $660,218,000 | 643 |
| Interest-bearing deposits | $598,763,000 | 613 |
| Deposits held in domestic offices | $660,218,000 | 641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $119,211,000 | 470 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,152,000 | 1,315 |
| Total equity capital | $65,594,000 | 845 |
| Total bank equity capital | $65,594,000 | 845 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,550,000 | 2,178 |
| Surplus | $4,852,000 | 3,464 |
| Undivided profits | $59,192,000 | 524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,274,000 | 2,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 832 |
| Income earned, not collected on loans | $3,068,000 | 853 |
| Earning assets | $809,330,000 | 650 |
| Long-term assets (5+ years) | $394,009,000 | 307 |
| Average Assets, year-to-date | $753,333,600 | 726 |
| Average Assets, quarterly | $812,561,000 | 698 |
| Volatile liabilities | $259,821,000 | 509 |
| Insider loans | $10,181,000 | 488 |
| FHLB advances | $119,211,000 | 402 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $56,507,000 | 1,316 |
| Tier 1 (core) risk-based capital | $65,466,000 | 782 |
| Tier 2 risk-based capital | $7,299,000 | 651 |
| Total risk weighted assets | $636,316,000 | 632 |
| Total unused commitments | $56,507,000 | 1,318 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 129 | 1,353 |
| Assets and Liabilities | ||
| Total Assets: | $776,947,000 | 743 |
| Cash and due from depository institutions | $19,475,000 | 1,353 |
| Interest-bearing balances | $28,000 | 6,243 |
| Securities | $638,000 | 8,883 |
| Federal funds sold & reverse repurchase agreements | $72,228,000 | 225 |
| Net loans & leases | $668,119,000 | 553 |
| Loan loss allowance | $7,147,000 | 677 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,563,000 | 4,823 |
| Other real estate owned | $0 | 1,353 |
| Goodwill and other intangibles | $1,171,000 | 1,499 |
| All other assets | $13,753,000 | 1,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $776,947,000 | 743 |
| Total liabilities | $715,346,000 | 727 |
| Total deposits | $632,180,000 | 692 |
| Interest-bearing deposits | $561,372,000 | 671 |
| Deposits held in domestic offices | $632,180,000 | 689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $79,219,000 | 604 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,947,000 | 1,169 |
| Total equity capital | $61,601,000 | 914 |
| Total bank equity capital | $61,601,000 | 914 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,550,000 | 2,188 |
| Surplus | $3,936,000 | 3,943 |
| Undivided profits | $56,115,000 | 571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $629,000 | 3,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $100,000 | 876 |
| Income earned, not collected on loans | $2,909,000 | 935 |
| Earning assets | $741,013,000 | 715 |
| Long-term assets (5+ years) | $336,217,000 | 356 |
| Average Assets, year-to-date | $729,623,250 | 763 |
| Average Assets, quarterly | $766,911,000 | 744 |
| Volatile liabilities | $226,895,000 | 560 |
| Insider loans | $13,354,000 | 348 |
| FHLB advances | $79,219,000 | 524 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $44,759,000 | 1,597 |
| Tier 1 (core) risk-based capital | $61,479,000 | 832 |
| Tier 2 risk-based capital | $7,147,000 | 662 |
| Total risk weighted assets | $581,942,000 | 676 |
| Total unused commitments | $44,759,000 | 1,602 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 129 | 1,355 |
| Assets and Liabilities | ||
| Total Assets: | $756,875,000 | 750 |
| Cash and due from depository institutions | $19,367,000 | 1,355 |
| Interest-bearing balances | $532,000 | 3,825 |
| Securities | $643,000 | 8,908 |
| Federal funds sold & reverse repurchase agreements | $81,266,000 | 208 |
| Net loans & leases | $639,312,000 | 566 |
| Loan loss allowance | $6,994,000 | 683 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,470,000 | 4,950 |
| Other real estate owned | $0 | 1,355 |
| Goodwill and other intangibles | $1,103,000 | 1,497 |
| All other assets | $13,714,000 | 1,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $756,875,000 | 750 |
| Total liabilities | $698,296,000 | 734 |
| Total deposits | $615,469,000 | 693 |
| Interest-bearing deposits | $554,648,000 | 669 |
| Deposits held in domestic offices | $615,469,000 | 690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $79,227,000 | 609 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,600,000 | 1,285 |
| Total equity capital | $58,579,000 | 943 |
| Total bank equity capital | $58,579,000 | 943 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,550,000 | 2,187 |
| Surplus | $3,936,000 | 3,896 |
| Undivided profits | $53,093,000 | 617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,517,000 | 2,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $232,000 | 652 |
| Income earned, not collected on loans | $2,850,000 | 947 |
| Earning assets | $721,753,000 | 724 |
| Long-term assets (5+ years) | $304,378,000 | 362 |
| Average Assets, year-to-date | $713,848,670 | 773 |
| Average Assets, quarterly | $726,109,000 | 770 |
| Volatile liabilities | $238,510,000 | 550 |
| Insider loans | $12,838,000 | 352 |
| FHLB advances | $79,227,000 | 530 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $51,352,000 | 1,404 |
| Tier 1 (core) risk-based capital | $58,463,000 | 852 |
| Tier 2 risk-based capital | $6,994,000 | 655 |
| Total risk weighted assets | $569,522,000 | 680 |
| Total unused commitments | $51,352,000 | 1,414 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 124 | 1,389 |
| Assets and Liabilities | ||
| Total Assets: | $695,343,000 | 802 |
| Cash and due from depository institutions | $16,998,000 | 1,389 |
| Interest-bearing balances | $703,000 | 3,525 |
| Securities | $647,000 | 8,949 |
| Federal funds sold & reverse repurchase agreements | $68,327,000 | 247 |
| Net loans & leases | $593,610,000 | 593 |
| Loan loss allowance | $6,692,000 | 697 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,424,000 | 4,997 |
| Other real estate owned | $0 | 1,389 |
| Goodwill and other intangibles | $998,000 | 1,537 |
| All other assets | $13,339,000 | 1,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $695,343,000 | 802 |
| Total liabilities | $639,415,000 | 784 |
| Total deposits | $570,501,000 | 738 |
| Interest-bearing deposits | $516,102,000 | 721 |
| Deposits held in domestic offices | $570,501,000 | 735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $64,769,000 | 675 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,145,000 | 1,167 |
| Total equity capital | $55,928,000 | 964 |
| Total bank equity capital | $55,928,000 | 964 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,550,000 | 2,199 |
| Surplus | $3,936,000 | 3,850 |
| Undivided profits | $50,442,000 | 627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,312,000 | 2,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $127,000 | 860 |
| Income earned, not collected on loans | $2,865,000 | 952 |
| Earning assets | $663,287,000 | 774 |
| Long-term assets (5+ years) | $255,739,000 | 419 |
| Average Assets, year-to-date | $692,335,500 | 791 |
| Average Assets, quarterly | $692,335,500 | 791 |
| Volatile liabilities | $196,840,000 | 610 |
| Insider loans | $12,069,000 | 375 |
| FHLB advances | $64,769,000 | 596 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $47,916,000 | 1,440 |
| Tier 1 (core) risk-based capital | $55,820,000 | 885 |
| Tier 2 risk-based capital | $6,475,000 | 678 |
| Total risk weighted assets | $517,808,000 | 722 |
| Total unused commitments | $47,916,000 | 1,453 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 128 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $689,328,000 | 788 |
| Cash and due from depository institutions | $14,915,000 | 1,333 |
| Interest-bearing balances | $466,000 | 3,855 |
| Securities | $652,000 | 8,996 |
| Federal funds sold & reverse repurchase agreements | $72,746,000 | 227 |
| Net loans & leases | $586,462,000 | 598 |
| Loan loss allowance | $6,389,000 | 720 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,361,000 | 5,125 |
| Other real estate owned | $0 | 1,333 |
| Goodwill and other intangibles | $910,000 | 1,581 |
| All other assets | $12,282,000 | 1,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $689,328,000 | 788 |
| Total liabilities | $635,956,000 | 770 |
| Total deposits | $577,897,000 | 713 |
| Interest-bearing deposits | $527,262,000 | 681 |
| Deposits held in domestic offices | $577,897,000 | 710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $54,776,000 | 755 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,283,000 | 1,382 |
| Total equity capital | $53,372,000 | 986 |
| Total bank equity capital | $53,372,000 | 986 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,550,000 | 2,198 |
| Surplus | $3,936,000 | 3,803 |
| Undivided profits | $47,886,000 | 655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,035,000 | 1,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $94,000 | 903 |
| Income earned, not collected on loans | $3,010,000 | 929 |
| Earning assets | $660,326,000 | 759 |
| Long-term assets (5+ years) | $246,673,000 | 414 |
| Average Assets, year-to-date | $627,577,600 | 809 |
| Average Assets, quarterly | $679,183,500 | 790 |
| Volatile liabilities | $179,694,000 | 659 |
| Insider loans | $14,053,000 | 315 |
| FHLB advances | $54,776,000 | 668 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $48,035,000 | 1,390 |
| Tier 1 (core) risk-based capital | $53,272,000 | 904 |
| Tier 2 risk-based capital | $6,389,000 | 674 |
| Total risk weighted assets | $519,156,000 | 713 |
| Total unused commitments | $48,035,000 | 1,393 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 107 | 1,584 |
| Assets and Liabilities | ||
| Total Assets: | $560,952,000 | 912 |
| Cash and due from depository institutions | $17,023,000 | 1,584 |
| Interest-bearing balances | $2,836,000 | 1,882 |
| Securities | $998,000 | 9,167 |
| Federal funds sold & reverse repurchase agreements | $65,516,000 | 260 |
| Net loans & leases | $466,529,000 | 717 |
| Loan loss allowance | $5,616,000 | 770 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,037,000 | 5,811 |
| Other real estate owned | $0 | 1,584 |
| Goodwill and other intangibles | $601,000 | 1,760 |
| All other assets | $9,248,000 | 1,325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $560,952,000 | 912 |
| Total liabilities | $516,916,000 | 895 |
| Total deposits | $502,389,000 | 779 |
| Interest-bearing deposits | $442,946,000 | 760 |
| Deposits held in domestic offices | $502,389,000 | 774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,802,000 | 1,972 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,725,000 | 1,580 |
| Total equity capital | $44,036,000 | 1,114 |
| Total bank equity capital | $44,036,000 | 1,114 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,550,000 | 2,241 |
| Surplus | $3,936,000 | 3,717 |
| Undivided profits | $38,550,000 | 741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,156,000 | 1,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,639,000 | 125 |
| Income earned, not collected on loans | $2,597,000 | 1,208 |
| Earning assets | $535,879,000 | 870 |
| Long-term assets (5+ years) | $65,451,000 | 1,411 |
| Average Assets, year-to-date | $529,852,600 | 930 |
| Average Assets, quarterly | $552,605,000 | 917 |
| Volatile liabilities | $124,107,000 | 822 |
| Insider loans | $12,931,000 | 308 |
| FHLB advances | $11,802,000 | 1,835 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $49,337,000 | 1,274 |
| Tier 1 (core) risk-based capital | $43,977,000 | 1,043 |
| Tier 2 risk-based capital | $5,083,000 | 788 |
| Total risk weighted assets | $406,086,000 | 847 |
| Total unused commitments | $49,337,000 | 1,279 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 104 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $494,339,000 | 991 |
| Cash and due from depository institutions | $14,022,000 | 1,591 |
| Interest-bearing balances | $735,000 | 2,675 |
| Securities | $2,707,000 | 9,089 |
| Federal funds sold & reverse repurchase agreements | $35,505,000 | 350 |
| Net loans & leases | $432,445,000 | 760 |
| Loan loss allowance | $4,681,000 | 893 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $937,000 | 6,126 |
| Other real estate owned | $0 | 1,591 |
| Goodwill and other intangibles | $501,000 | 1,834 |
| All other assets | $8,222,000 | 1,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $494,339,000 | 991 |
| Total liabilities | $458,460,000 | 963 |
| Total deposits | $453,651,000 | 848 |
| Interest-bearing deposits | $402,628,000 | 835 |
| Deposits held in domestic offices | $453,651,000 | 845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,828,000 | 4,114 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,981,000 | 1,484 |
| Total equity capital | $35,879,000 | 1,285 |
| Total bank equity capital | $35,879,000 | 1,285 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,550,000 | 2,288 |
| Surplus | $3,892,000 | 3,681 |
| Undivided profits | $30,437,000 | 876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,255,000 | 1,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,791,000 | 108 |
| Income earned, not collected on loans | $3,088,000 | 803 |
| Earning assets | $471,392,000 | 959 |
| Long-term assets (5+ years) | $26,819,000 | 2,615 |
| Average Assets, year-to-date | $451,807,800 | 1,032 |
| Average Assets, quarterly | $487,581,000 | 995 |
| Volatile liabilities | $86,067,000 | 1,111 |
| Insider loans | $10,367,000 | 410 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $58,156,000 | 93 |
| Unused loan commitments | $65,230,000 | 960 |
| Tier 1 (core) risk-based capital | $35,824,900 | 1,215 |
| Tier 2 risk-based capital | $4,681,000 | 830 |
| Total risk weighted assets | $380,573,800 | 869 |
| Total unused commitments | $65,230,000 | 960 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 91 | 1,890 |
| Assets and Liabilities | ||
| Total Assets: | $397,726,000 | 1,197 |
| Cash and due from depository institutions | $11,030,000 | 1,890 |
| Interest-bearing balances | $17,000 | 6,101 |
| Securities | $4,264,000 | 8,925 |
| Federal funds sold & reverse repurchase agreements | $17,029,000 | 599 |
| Net loans & leases | $357,076,000 | 887 |
| Loan loss allowance | $3,787,000 | 1,035 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $792,000 | 6,651 |
| Other real estate owned | $0 | 1,890 |
| Goodwill and other intangibles | $435,000 | 1,976 |
| All other assets | $7,100,000 | 1,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $397,726,000 | 1,197 |
| Total liabilities | $368,842,000 | 1,166 |
| Total deposits | $357,883,000 | 1,056 |
| Interest-bearing deposits | $317,510,000 | 1,010 |
| Deposits held in domestic offices | $357,883,000 | 1,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,050,000 | 2,131 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,909,000 | 1,940 |
| Total equity capital | $28,884,000 | 1,530 |
| Total bank equity capital | $28,884,000 | 1,530 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,550,000 | 2,319 |
| Surplus | $3,796,000 | 3,719 |
| Undivided profits | $23,538,000 | 1,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,887,000 | 1,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,206,000 | 138 |
| Income earned, not collected on loans | $2,113,000 | 992 |
| Earning assets | $378,386,000 | 1,159 |
| Long-term assets (5+ years) | $42,109,000 | 1,976 |
| Average Assets, year-to-date | $354,572,800 | 1,268 |
| Average Assets, quarterly | $384,575,000 | 1,216 |
| Volatile liabilities | $70,820,000 | 1,254 |
| Insider loans | $8,705,000 | 504 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $58,133,000 | 91 |
| Unused loan commitments | $35,387,000 | 1,543 |
| Tier 1 (core) risk-based capital | $28,858,500 | 1,504 |
| Tier 2 risk-based capital | $3,787,000 | 974 |
| Total risk weighted assets | $311,010,500 | 1,023 |
| Total unused commitments | $35,387,000 | 1,545 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 79 | 2,211 |
| Assets and Liabilities | ||
| Total Assets: | $322,072,000 | 1,411 |
| Cash and due from depository institutions | $9,612,000 | 2,211 |
| Interest-bearing balances | $5,000 | 6,484 |
| Securities | $8,735,000 | 7,479 |
| Federal funds sold & reverse repurchase agreements | $29,720,000 | 533 |
| Net loans & leases | $267,028,000 | 1,080 |
| Loan loss allowance | $3,019,000 | 1,221 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $859,000 | 6,397 |
| Other real estate owned | $0 | 2,211 |
| Goodwill and other intangibles | $435,000 | 1,932 |
| All other assets | $5,683,000 | 1,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $322,072,000 | 1,411 |
| Total liabilities | $299,790,000 | 1,374 |
| Total deposits | $296,283,000 | 1,247 |
| Interest-bearing deposits | $253,869,000 | 1,259 |
| Deposits held in domestic offices | $296,283,000 | 1,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,872,000 | 3,366 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,635,000 | 2,359 |
| Total equity capital | $22,282,000 | 2,016 |
| Total bank equity capital | $22,282,000 | 2,016 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,538,000 | 2,301 |
| Surplus | $2,763,000 | 4,445 |
| Undivided profits | $17,981,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 7,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 1,091 |
| Income earned, not collected on loans | $1,608,000 | 1,287 |
| Earning assets | $305,488,000 | 1,370 |
| Long-term assets (5+ years) | $30,941,000 | 2,316 |
| Average Assets, year-to-date | $282,520,400 | 1,533 |
| Average Assets, quarterly | $314,592,000 | 1,428 |
| Volatile liabilities | $48,815,000 | 1,416 |
| Insider loans | $7,676,000 | 534 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $54,654,000 | 129 |
| Unused loan commitments | $30,658,000 | 1,637 |
| Tier 1 (core) risk-based capital | $22,235,500 | 1,905 |
| Tier 2 risk-based capital | $3,004,710 | 1,124 |
| Total risk weighted assets | $240,362,110 | 1,199 |
| Total unused commitments | $30,658,000 | 1,643 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 76 | 2,342 |
| Assets and Liabilities | ||
| Total Assets: | $233,686,000 | 1,954 |
| Cash and due from depository institutions | $7,413,000 | 2,342 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $7,090,000 | 8,411 |
| Federal funds sold & reverse repurchase agreements | $8,770,000 | 1,576 |
| Net loans & leases | $204,407,000 | 1,396 |
| Loan loss allowance | $2,539,000 | 1,448 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $683,000 | 7,091 |
| Other real estate owned | $130,000 | 2,342 |
| Goodwill and other intangibles | $390,000 | 1,910 |
| All other assets | $4,803,000 | 1,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,686,000 | 1,954 |
| Total liabilities | $216,186,000 | 1,908 |
| Total deposits | $214,909,000 | 1,755 |
| Interest-bearing deposits | $184,815,000 | 1,751 |
| Deposits held in domestic offices | $214,909,000 | 1,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,277,000 | 2,915 |
| Total equity capital | $17,500,000 | 2,552 |
| Total bank equity capital | $17,500,000 | 2,552 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,538,000 | 2,329 |
| Surplus | $2,763,000 | 4,423 |
| Undivided profits | $13,199,000 | 1,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $468,000 | 4,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $294,000 | 473 |
| Income earned, not collected on loans | $1,282,000 | 1,732 |
| Earning assets | $220,267,000 | 1,903 |
| Long-term assets (5+ years) | $33,678,000 | 1,924 |
| Average Assets, year-to-date | $229,565,000 | 1,889 |
| Average Assets, quarterly | $238,359,500 | 1,890 |
| Volatile liabilities | $29,104,000 | 2,195 |
| Insider loans | $8,238,000 | 476 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $43,988,000 | 101 |
| Unused loan commitments | $23,123,000 | 1,892 |
| Tier 1 (core) risk-based capital | $17,462,000 | 2,449 |
| Tier 2 risk-based capital | $2,280,000 | 1,363 |
| Total risk weighted assets | $182,141,300 | 1,544 |
| Total unused commitments | $23,123,000 | 1,898 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $224,742,000 | 2,088 |
| Cash and due from depository institutions | $14,434,000 | 2,699 |
| Interest-bearing balances | $3,368,000 | 1,130 |
| Securities | $16,132,000 | 6,116 |
| Federal funds sold & reverse repurchase agreements | $22,724,000 | 577 |
| Net loans & leases | $165,681,000 | 1,735 |
| Loan loss allowance | $2,042,000 | 1,860 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $620,000 | 7,505 |
| Other real estate owned | $359,000 | 2,699 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,792,000 | 1,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,742,000 | 2,088 |
| Total liabilities | $210,780,000 | 2,005 |
| Total deposits | $209,431,000 | 1,846 |
| Interest-bearing deposits | $180,816,000 | 1,846 |
| Deposits held in domestic offices | $209,431,000 | 1,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $121,000 | 4,759 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,228,000 | 3,007 |
| Total equity capital | $13,962,000 | 3,192 |
| Total bank equity capital | $13,962,000 | 3,192 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,525,000 | 2,469 |
| Surplus | $2,575,000 | 4,687 |
| Undivided profits | $9,862,000 | 2,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $126,000 | 847 |
| Income earned, not collected on loans | $1,054,000 | 2,127 |
| Earning assets | $207,905,000 | 2,077 |
| Long-term assets (5+ years) | $30,375,000 | 1,954 |
| Average Assets, year-to-date | $187,175,600 | 2,404 |
| Average Assets, quarterly | $210,969,000 | 2,191 |
| Volatile liabilities | $25,621,000 | 2,379 |
| Insider loans | $6,068,000 | 714 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $28,256,000 | 125 |
| Unused loan commitments | $16,745,000 | 2,333 |
| Tier 1 (core) risk-based capital | $13,962,000 | 3,098 |
| Tier 2 risk-based capital | $1,957,910 | 1,614 |
| Total risk weighted assets | $156,549,010 | 1,808 |
| Total unused commitments | $16,745,000 | 2,346 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 66 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $166,981,000 | 2,758 |
| Cash and due from depository institutions | $16,427,000 | 2,941 |
| Interest-bearing balances | $5,139,000 | 924 |
| Securities | $10,879,000 | 7,968 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,868 |
| Net loans & leases | $129,587,000 | 2,155 |
| Loan loss allowance | $1,676,000 | 2,260 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $746,000 | 7,056 |
| Other real estate owned | $0 | 2,941 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,342,000 | 1,825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,981,000 | 2,758 |
| Total liabilities | $155,270,000 | 2,686 |
| Total deposits | $154,490,000 | 2,519 |
| Interest-bearing deposits | $131,381,000 | 2,566 |
| Deposits held in domestic offices | $154,490,000 | 2,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $780,000 | 4,468 |
| Total equity capital | $11,711,000 | 3,752 |
| Total bank equity capital | $11,711,000 | 3,752 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,525,000 | 2,542 |
| Surplus | $2,575,000 | 4,675 |
| Undivided profits | $7,611,000 | 3,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 1,049 |
| Income earned, not collected on loans | $983,000 | 2,350 |
| Earning assets | $150,605,000 | 2,807 |
| Long-term assets (5+ years) | $2,667,000 | 7,306 |
| Average Assets, year-to-date | $143,706,400 | 3,049 |
| Average Assets, quarterly | $158,880,000 | 2,863 |
| Volatile liabilities | $19,331,000 | 2,701 |
| Insider loans | $4,581,000 | 969 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $14,324,000 | 190 |
| Unused loan commitments | $12,951,000 | 2,705 |
| Tier 1 (core) risk-based capital | $11,711,000 | 3,632 |
| Tier 2 risk-based capital | $1,638,430 | 1,886 |
| Total risk weighted assets | $131,036,430 | 2,121 |
| Total unused commitments | $12,951,000 | 2,716 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 70 | 2,877 |
| Assets and Liabilities | ||
| Total Assets: | $121,636,000 | 3,653 |
| Cash and due from depository institutions | $12,273,000 | 2,877 |
| Interest-bearing balances | $6,231,000 | 575 |
| Securities | $3,072,000 | 11,671 |
| Federal funds sold & reverse repurchase agreements | $11,924,000 | 795 |
| Net loans & leases | $90,117,000 | 2,885 |
| Loan loss allowance | $1,421,000 | 2,658 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $677,000 | 7,508 |
| Other real estate owned | $0 | 2,877 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,573,000 | 2,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,636,000 | 3,653 |
| Total liabilities | $112,046,000 | 3,609 |
| Total deposits | $111,333,000 | 3,418 |
| Interest-bearing deposits | $90,100,000 | 3,604 |
| Deposits held in domestic offices | $111,333,000 | 3,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $713,000 | 3,960 |
| Total equity capital | $9,590,000 | 4,228 |
| Total bank equity capital | $9,590,000 | 4,228 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $2,400,000 | 4,888 |
| Undivided profits | $5,690,000 | 3,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 6,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $599,000 | 3,470 |
| Earning assets | $111,344,000 | 3,650 |
| Long-term assets (5+ years) | $3,976,000 | 6,639 |
| Average Assets, year-to-date | $115,470,600 | 3,749 |
| Average Assets, quarterly | $119,061,000 | 3,694 |
| Volatile liabilities | $8,517,000 | 4,870 |
| Insider loans | $5,114,000 | 831 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $3,831,000 | 312 |
| Unused loan commitments | $14,529,000 | 2,413 |
| Tier 1 (core) risk-based capital | $9,590,000 | 4,303 |
| Tier 2 risk-based capital | $1,236,610 | 2,397 |
| Total risk weighted assets | $98,744,710 | 2,678 |
| Total unused commitments | $14,529,000 | 2,424 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 62 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $106,503,000 | 4,214 |
| Cash and due from depository institutions | $11,905,000 | 3,382 |
| Interest-bearing balances | $3,745,000 | 1,586 |
| Securities | $610,000 | 12,997 |
| Federal funds sold & reverse repurchase agreements | $8,248,000 | 1,682 |
| Net loans & leases | $81,631,000 | 3,109 |
| Loan loss allowance | $1,113,000 | 3,365 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $870,000 | 6,676 |
| Other real estate owned | $682,000 | 3,382 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,557,000 | 2,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,503,000 | 4,214 |
| Total liabilities | $98,139,000 | 4,143 |
| Total deposits | $97,477,000 | 3,988 |
| Interest-bearing deposits | $77,800,000 | 4,313 |
| Deposits held in domestic offices | $97,477,000 | 3,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $662,000 | 4,336 |
| Total equity capital | $8,364,000 | 4,810 |
| Total bank equity capital | $8,364,000 | 4,810 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $2,400,000 | 4,842 |
| Undivided profits | $4,464,000 | 4,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $480,000 | 5,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $470,000 | 3,965 |
| Earning assets | $94,234,000 | 4,365 |
| Long-term assets (5+ years) | $4,408,000 | 6,792 |
| Average Assets, year-to-date | $98,753,400 | 4,390 |
| Average Assets, quarterly | $104,028,000 | 4,272 |
| Volatile liabilities | $11,633,000 | 3,683 |
| Insider loans | $3,601,000 | 1,151 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,360,000 | 930 |
| Unused loan commitments | $14,065,000 | 2,425 |
| Tier 1 (core) risk-based capital | $8,364,000 | 4,709 |
| Tier 2 risk-based capital | $1,113,000 | 2,613 |
| Total risk weighted assets | $90,427,400 | 2,846 |
| Total unused commitments | $14,065,000 | 2,446 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 52 | 4,076 |
| Assets and Liabilities | ||
| Total Assets: | $95,933,000 | 4,691 |
| Cash and due from depository institutions | $9,448,000 | 4,076 |
| Interest-bearing balances | $3,063,000 | 2,068 |
| Securities | $2,785,000 | 12,688 |
| Federal funds sold & reverse repurchase agreements | $7,950,000 | 2,076 |
| Net loans & leases | $72,989,000 | 3,521 |
| Loan loss allowance | $1,144,000 | 3,335 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $936,000 | 6,461 |
| Other real estate owned | $593,000 | 4,076 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,232,000 | 5,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,933,000 | 4,691 |
| Total liabilities | $88,340,000 | 4,667 |
| Total deposits | $88,135,000 | 4,517 |
| Interest-bearing deposits | $68,543,000 | 4,971 |
| Deposits held in domestic offices | $88,135,000 | 4,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $205,000 | 9,926 |
| Total equity capital | $7,593,000 | 5,022 |
| Total bank equity capital | $7,593,000 | 5,022 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $2,400,000 | 4,790 |
| Undivided profits | $3,693,000 | 5,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $925,000 | 3,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $396,000 | 5,112 |
| Earning assets | $86,787,000 | 4,749 |
| Long-term assets (5+ years) | $5,030,000 | 6,478 |
| Average Assets, year-to-date | $97,703,400 | 4,522 |
| Average Assets, quarterly | $98,629,000 | 4,553 |
| Volatile liabilities | $10,170,000 | 4,060 |
| Insider loans | $778,000 | 1,131 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,009,000 | 463 |
| Unused loan commitments | $15,509,000 | 2,156 |
| Tier 1 (core) risk-based capital | $7,593,000 | 4,946 |
| Tier 2 risk-based capital | $997,710 | 2,927 |
| Total risk weighted assets | $79,670,410 | 3,286 |
| Total unused commitments | $15,509,000 | 2,172 |
| Derivatives | $0 | 651 |