Home > Somerset Valley Bank > Assets and Liabilities
Somerset Valley Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 101 | 1,709 |
| Assets and Liabilities | ||
| Total Assets: | $549,490,000 | 1,219 |
| Cash and due from depository institutions | $10,628,000 | 1,709 |
| Interest-bearing balances | $236,000 | 3,838 |
| Securities | $139,070,000 | 847 |
| Federal funds sold & reverse repurchase agreements | $1,438,000 | 5,482 |
| Net loans & leases | $312,417,000 | 1,489 |
| Loan loss allowance | $2,994,000 | 1,752 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,872,000 | 1,107 |
| Other real estate owned | $0 | 1,709 |
| Goodwill and other intangibles | $61,113,000 | 222 |
| All other assets | $13,952,000 | 1,288 |
| Life insurance assets | $9,413,000 | 655 |
| Total liabilities and capital | $549,490,000 | 1,219 |
| Total liabilities | $455,720,000 | 1,310 |
| Total deposits | $416,905,000 | 1,248 |
| Interest-bearing deposits | $381,159,000 | 1,174 |
| Deposits held in domestic offices | $416,905,000 | 1,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,727,000 | 1,936 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $33,473,000 | 1,155 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,615,000 | 1,980 |
| Total equity capital | $93,770,000 | 734 |
| Total bank equity capital | $93,770,000 | 734 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,943,000 | 590 |
| Surplus | $87,069,000 | 387 |
| Undivided profits | $-1,242,000 | 8,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $973,000 | 2,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,288,000 | 1,756 |
| Earning assets | $453,161,000 | 1,340 |
| Long-term assets (5+ years) | $71,128,000 | 1,439 |
| Average Assets, year-to-date | $562,418,500 | 1,168 |
| Average Assets, quarterly | $562,418,500 | 1,168 |
| Volatile liabilities | $45,966,000 | 2,653 |
| Insider loans | $501,000 | 5,503 |
| FHLB advances | $19,962,000 | 1,580 |
| Loans and leases held for sale | $1,051,000 | 978 |
| Unused loan commitments | $50,596,000 | 1,797 |
| Tier 1 (core) risk-based capital | $35,253,000 | 1,821 |
| Tier 2 risk-based capital | $2,995,000 | 1,701 |
| Total risk weighted assets | $343,726,000 | 1,435 |
| Total unused commitments | $50,596,000 | 1,798 |
| Derivatives | $4,716,000 | 639 |
| 2006-12-31 | Rank | |
| # of Employees: | 102 | 1,693 |
| Assets and Liabilities | ||
| Total Assets: | $575,347,000 | 1,134 |
| Cash and due from depository institutions | $16,846,000 | 1,693 |
| Interest-bearing balances | $50,000 | 5,418 |
| Securities | $163,128,000 | 756 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $309,090,000 | 1,499 |
| Loan loss allowance | $2,931,000 | 1,768 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,918,000 | 1,073 |
| Other real estate owned | $0 | 1,693 |
| Goodwill and other intangibles | $61,440,000 | 214 |
| All other assets | $13,925,000 | 1,287 |
| Life insurance assets | $9,329,000 | 645 |
| Total liabilities and capital | $575,347,000 | 1,134 |
| Total liabilities | $482,292,000 | 1,217 |
| Total deposits | $403,054,000 | 1,278 |
| Interest-bearing deposits | $369,086,000 | 1,187 |
| Deposits held in domestic offices | $403,054,000 | 1,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,646,000 | 452 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,517,000 | 1,625 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,075,000 | 2,327 |
| Total equity capital | $93,055,000 | 716 |
| Total bank equity capital | $93,055,000 | 716 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $7,943,000 | 580 |
| Surplus | $87,084,000 | 374 |
| Undivided profits | $-1,972,000 | 8,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 4,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,562,000 | 1,588 |
| Earning assets | $472,268,000 | 1,277 |
| Long-term assets (5+ years) | $77,472,000 | 1,332 |
| Average Assets, year-to-date | $571,458,800 | 1,086 |
| Average Assets, quarterly | $576,958,500 | 1,115 |
| Volatile liabilities | $100,074,000 | 1,494 |
| Insider loans | $501,000 | 5,508 |
| FHLB advances | $11,449,000 | 2,230 |
| Loans and leases held for sale | $717,000 | 1,081 |
| Unused loan commitments | $39,031,000 | 2,163 |
| Tier 1 (core) risk-based capital | $34,561,000 | 1,840 |
| Tier 2 risk-based capital | $2,931,000 | 1,726 |
| Total risk weighted assets | $349,316,000 | 1,397 |
| Total unused commitments | $39,031,000 | 2,163 |
| Derivatives | $7,593,000 | 527 |
| 2006-09-30 | Rank | |
| # of Employees: | 102 | 1,704 |
| Assets and Liabilities | ||
| Total Assets: | $578,570,000 | 1,118 |
| Cash and due from depository institutions | $21,958,000 | 1,704 |
| Interest-bearing balances | $4,814,000 | 1,005 |
| Securities | $165,481,000 | 763 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $304,872,000 | 1,509 |
| Loan loss allowance | $2,987,000 | 1,747 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,786,000 | 1,076 |
| Other real estate owned | $0 | 1,704 |
| Goodwill and other intangibles | $61,790,000 | 213 |
| All other assets | $13,683,000 | 1,321 |
| Life insurance assets | $9,143,000 | 626 |
| Total liabilities and capital | $578,570,000 | 1,118 |
| Total liabilities | $483,252,000 | 1,209 |
| Total deposits | $437,044,000 | 1,148 |
| Interest-bearing deposits | $398,275,000 | 1,092 |
| Deposits held in domestic offices | $437,044,000 | 1,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,852,000 | 710 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,721,000 | 1,919 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,635,000 | 1,464 |
| Total equity capital | $95,318,000 | 695 |
| Total bank equity capital | $95,318,000 | 695 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,942,000 | 561 |
| Surplus | $87,085,000 | 384 |
| Undivided profits | $291,000 | 7,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $885,000 | 2,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,456,000 | 1,653 |
| Earning assets | $475,167,000 | 1,265 |
| Long-term assets (5+ years) | $76,965,000 | 1,333 |
| Average Assets, year-to-date | $570,486,750 | 1,099 |
| Average Assets, quarterly | $573,897,000 | 1,115 |
| Volatile liabilities | $72,758,000 | 1,959 |
| Insider loans | $501,000 | 5,499 |
| FHLB advances | $13,985,000 | 2,098 |
| Loans and leases held for sale | $1,566,000 | 758 |
| Unused loan commitments | $36,284,000 | 2,299 |
| Tier 1 (core) risk-based capital | $36,552,000 | 1,717 |
| Tier 2 risk-based capital | $2,987,000 | 1,707 |
| Total risk weighted assets | $347,430,000 | 1,396 |
| Total unused commitments | $36,284,000 | 2,300 |
| Derivatives | $6,131,000 | 565 |
| 2006-06-30 | Rank | |
| # of Employees: | 99 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $569,224,000 | 1,123 |
| Cash and due from depository institutions | $14,571,000 | 1,767 |
| Interest-bearing balances | $147,000 | 4,395 |
| Securities | $166,681,000 | 765 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $300,914,000 | 1,499 |
| Loan loss allowance | $3,014,000 | 1,712 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,440,000 | 1,104 |
| Other real estate owned | $0 | 1,767 |
| Goodwill and other intangibles | $62,142,000 | 218 |
| All other assets | $14,476,000 | 1,242 |
| Life insurance assets | $9,073,000 | 624 |
| Total liabilities and capital | $569,224,000 | 1,123 |
| Total liabilities | $474,329,000 | 1,221 |
| Total deposits | $447,139,000 | 1,109 |
| Interest-bearing deposits | $409,109,000 | 1,038 |
| Deposits held in domestic offices | $447,139,000 | 1,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,257,000 | 1,351 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $14,645,000 | 2,172 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,288,000 | 1,181 |
| Total equity capital | $94,895,000 | 682 |
| Total bank equity capital | $94,895,000 | 682 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $7,943,000 | 536 |
| Surplus | $87,087,000 | 381 |
| Undivided profits | $-135,000 | 7,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $930,000 | 2,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,429,000 | 1,479 |
| Earning assets | $467,742,000 | 1,260 |
| Long-term assets (5+ years) | $69,573,000 | 1,422 |
| Average Assets, year-to-date | $567,792,330 | 1,106 |
| Average Assets, quarterly | $569,223,500 | 1,112 |
| Volatile liabilities | $46,313,000 | 2,734 |
| Insider loans | $501,000 | 5,478 |
| FHLB advances | $13,970,000 | 2,124 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $36,510,000 | 2,287 |
| Tier 1 (core) risk-based capital | $37,640,000 | 1,645 |
| Tier 2 risk-based capital | $3,014,000 | 1,673 |
| Total risk weighted assets | $351,456,000 | 1,361 |
| Total unused commitments | $36,510,000 | 2,288 |
| Derivatives | $1,105,000 | 815 |
| 2006-03-31 | Rank | |
| # of Employees: | 98 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $569,223,000 | 1,104 |
| Cash and due from depository institutions | $21,550,000 | 1,769 |
| Interest-bearing balances | $760,000 | 2,824 |
| Securities | $159,364,000 | 793 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $302,323,000 | 1,452 |
| Loan loss allowance | $3,027,000 | 1,672 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,065,000 | 1,103 |
| Other real estate owned | $0 | 1,769 |
| Goodwill and other intangibles | $62,518,000 | 211 |
| All other assets | $13,403,000 | 1,313 |
| Life insurance assets | $9,000,000 | 608 |
| Total liabilities and capital | $569,223,000 | 1,104 |
| Total liabilities | $473,353,000 | 1,205 |
| Total deposits | $444,840,000 | 1,095 |
| Interest-bearing deposits | $404,483,000 | 1,022 |
| Deposits held in domestic offices | $444,840,000 | 1,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,287,000 | 1,071 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,325,000 | 2,099 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,901,000 | 1,620 |
| Total equity capital | $95,870,000 | 662 |
| Total bank equity capital | $95,870,000 | 662 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,943,000 | 524 |
| Surplus | $87,109,000 | 367 |
| Undivided profits | $818,000 | 7,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,090,000 | 1,651 |
| Earning assets | $462,447,000 | 1,252 |
| Long-term assets (5+ years) | $48,375,000 | 1,832 |
| Average Assets, year-to-date | $567,076,500 | 1,096 |
| Average Assets, quarterly | $567,076,500 | 1,096 |
| Volatile liabilities | $46,657,000 | 2,621 |
| Insider loans | $1,000 | 7,869 |
| FHLB advances | $13,959,000 | 2,041 |
| Loans and leases held for sale | $250,000 | 1,354 |
| Unused loan commitments | $37,825,000 | 2,215 |
| Tier 1 (core) risk-based capital | $37,435,000 | 1,616 |
| Tier 2 risk-based capital | $3,027,000 | 1,623 |
| Total risk weighted assets | $356,541,000 | 1,293 |
| Total unused commitments | $37,825,000 | 2,216 |
| Derivatives | $6,000,000 | 555 |
| 2005-12-31 | Rank | |
| # of Employees: | 107 | 1,613 |
| Assets and Liabilities | ||
| Total Assets: | $564,930,000 | 1,101 |
| Cash and due from depository institutions | $20,352,000 | 1,613 |
| Interest-bearing balances | $3,004,000 | 1,571 |
| Securities | $143,584,000 | 882 |
| Federal funds sold & reverse repurchase agreements | $17,835,000 | 744 |
| Net loans & leases | $297,707,000 | 1,445 |
| Loan loss allowance | $3,108,000 | 1,611 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,829,000 | 1,115 |
| Other real estate owned | $0 | 1,613 |
| Goodwill and other intangibles | $62,562,000 | 205 |
| All other assets | $13,061,000 | 1,325 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $564,930,000 | 1,101 |
| Total liabilities | $468,883,000 | 1,196 |
| Total deposits | $449,975,000 | 1,072 |
| Interest-bearing deposits | $408,604,000 | 988 |
| Deposits held in domestic offices | $449,975,000 | 1,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,313,000 | 2,074 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,595,000 | 1,348 |
| Total equity capital | $96,047,000 | 653 |
| Total bank equity capital | $96,047,000 | 653 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,943,000 | 511 |
| Surplus | $86,979,000 | 361 |
| Undivided profits | $1,125,000 | 7,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 4,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,102,000 | 1,665 |
| Earning assets | $462,130,000 | 1,235 |
| Long-term assets (5+ years) | $44,621,000 | 1,914 |
| Average Assets, year-to-date | $530,931,800 | 1,119 |
| Average Assets, quarterly | $581,937,000 | 1,055 |
| Volatile liabilities | $33,934,000 | 3,190 |
| Insider loans | $1,000 | 7,880 |
| FHLB advances | $14,943,000 | 2,005 |
| Loans and leases held for sale | $268,000 | 1,355 |
| Unused loan commitments | $36,194,000 | 2,232 |
| Tier 1 (core) risk-based capital | $37,080,000 | 1,588 |
| Tier 2 risk-based capital | $3,108,000 | 1,582 |
| Total risk weighted assets | $351,976,000 | 1,286 |
| Total unused commitments | $36,194,000 | 2,233 |
| Derivatives | $1,550,000 | 702 |
| 2005-09-30 | Rank | |
| # of Employees: | 111 | 1,545 |
| Assets and Liabilities | ||
| Total Assets: | $598,944,000 | 1,021 |
| Cash and due from depository institutions | $31,868,000 | 1,545 |
| Interest-bearing balances | $1,284,000 | 2,440 |
| Securities | $123,667,000 | 997 |
| Federal funds sold & reverse repurchase agreements | $53,824,000 | 249 |
| Net loans & leases | $304,124,000 | 1,378 |
| Loan loss allowance | $3,112,000 | 1,576 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,675,000 | 1,098 |
| Other real estate owned | $0 | 1,545 |
| Goodwill and other intangibles | $62,896,000 | 198 |
| All other assets | $12,890,000 | 1,292 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $598,944,000 | 1,021 |
| Total liabilities | $503,375,000 | 1,088 |
| Total deposits | $481,644,000 | 978 |
| Interest-bearing deposits | $412,910,000 | 956 |
| Deposits held in domestic offices | $481,644,000 | 975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $17,801,000 | 1,905 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,930,000 | 1,222 |
| Total equity capital | $95,569,000 | 645 |
| Total bank equity capital | $95,569,000 | 645 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,943,000 | 489 |
| Surplus | $86,957,000 | 351 |
| Undivided profits | $669,000 | 7,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,984,000 | 1,680 |
| Earning assets | $482,899,000 | 1,152 |
| Long-term assets (5+ years) | $36,116,000 | 2,249 |
| Average Assets, year-to-date | $522,432,250 | 1,124 |
| Average Assets, quarterly | $565,437,000 | 1,065 |
| Volatile liabilities | $31,153,000 | 3,302 |
| Insider loans | $1,000 | 7,922 |
| FHLB advances | $17,427,000 | 1,814 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $68,938,000 | 1,335 |
| Tier 1 (core) risk-based capital | $35,870,000 | 1,599 |
| Tier 2 risk-based capital | $3,112,000 | 1,538 |
| Total risk weighted assets | $360,135,000 | 1,210 |
| Total unused commitments | $68,938,000 | 1,335 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 111 | 1,551 |
| Assets and Liabilities | ||
| Total Assets: | $531,930,000 | 1,117 |
| Cash and due from depository institutions | $38,042,000 | 1,551 |
| Interest-bearing balances | $18,014,000 | 313 |
| Securities | $124,510,000 | 993 |
| Federal funds sold & reverse repurchase agreements | $43,032,000 | 280 |
| Net loans & leases | $302,560,000 | 1,345 |
| Loan loss allowance | $3,096,000 | 1,564 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,279,000 | 1,139 |
| Other real estate owned | $0 | 1,551 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $14,507,000 | 1,144 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $531,930,000 | 1,117 |
| Total liabilities | $495,192,000 | 1,078 |
| Total deposits | $474,804,000 | 962 |
| Interest-bearing deposits | $407,452,000 | 938 |
| Deposits held in domestic offices | $474,804,000 | 960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $18,490,000 | 1,850 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,898,000 | 2,048 |
| Total equity capital | $36,738,000 | 1,628 |
| Total bank equity capital | $36,738,000 | 1,628 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,943,000 | 467 |
| Surplus | $9,983,000 | 2,152 |
| Undivided profits | $18,812,000 | 1,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,439,000 | 1,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,149,000 | 1,389 |
| Earning assets | $488,116,000 | 1,119 |
| Long-term assets (5+ years) | $31,644,000 | 2,490 |
| Average Assets, year-to-date | $496,928,330 | 1,164 |
| Average Assets, quarterly | $504,116,500 | 1,165 |
| Volatile liabilities | $31,249,000 | 3,188 |
| Insider loans | $61,000 | 7,472 |
| FHLB advances | $18,113,000 | 1,772 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $73,524,000 | 1,213 |
| Tier 1 (core) risk-based capital | $35,417,000 | 1,574 |
| Tier 2 risk-based capital | $3,108,000 | 1,516 |
| Total risk weighted assets | $365,641,000 | 1,153 |
| Total unused commitments | $73,524,000 | 1,213 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 113 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $476,303,000 | 1,243 |
| Cash and due from depository institutions | $31,394,000 | 1,503 |
| Interest-bearing balances | $11,769,000 | 474 |
| Securities | $121,525,000 | 1,037 |
| Federal funds sold & reverse repurchase agreements | $4,467,000 | 2,536 |
| Net loans & leases | $295,347,000 | 1,347 |
| Loan loss allowance | $3,061,000 | 1,558 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,982,000 | 1,148 |
| Other real estate owned | $0 | 1,503 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $14,588,000 | 1,103 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $476,303,000 | 1,243 |
| Total liabilities | $440,612,000 | 1,196 |
| Total deposits | $416,175,000 | 1,080 |
| Interest-bearing deposits | $352,776,000 | 1,088 |
| Deposits held in domestic offices | $416,175,000 | 1,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $22,504,000 | 1,577 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,933,000 | 2,011 |
| Total equity capital | $35,691,000 | 1,615 |
| Total bank equity capital | $35,691,000 | 1,615 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,943,000 | 446 |
| Surplus | $9,983,000 | 2,107 |
| Undivided profits | $17,765,000 | 1,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,469,000 | 1,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,074,000 | 1,399 |
| Earning assets | $433,108,000 | 1,245 |
| Long-term assets (5+ years) | $24,878,000 | 3,003 |
| Average Assets, year-to-date | $479,427,500 | 1,207 |
| Average Assets, quarterly | $479,427,500 | 1,207 |
| Volatile liabilities | $40,997,000 | 2,556 |
| Insider loans | $61,000 | 7,503 |
| FHLB advances | $22,123,000 | 1,494 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $73,737,000 | 1,192 |
| Tier 1 (core) risk-based capital | $34,436,000 | 1,586 |
| Tier 2 risk-based capital | $3,073,000 | 1,507 |
| Total risk weighted assets | $349,080,000 | 1,193 |
| Total unused commitments | $73,737,000 | 1,192 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 112 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $482,552,000 | 1,203 |
| Cash and due from depository institutions | $34,927,000 | 1,532 |
| Interest-bearing balances | $13,685,000 | 416 |
| Securities | $121,990,000 | 1,042 |
| Federal funds sold & reverse repurchase agreements | $3,761,000 | 2,778 |
| Net loans & leases | $299,340,000 | 1,308 |
| Loan loss allowance | $2,989,000 | 1,568 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,451,000 | 1,208 |
| Other real estate owned | $0 | 1,532 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $14,083,000 | 1,113 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $482,552,000 | 1,203 |
| Total liabilities | $447,553,000 | 1,166 |
| Total deposits | $414,307,000 | 1,067 |
| Interest-bearing deposits | $347,394,000 | 1,091 |
| Deposits held in domestic offices | $414,307,000 | 1,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,450,000 | 1,422 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $25,118,000 | 1,475 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,678,000 | 2,193 |
| Total equity capital | $34,999,000 | 1,638 |
| Total bank equity capital | $34,999,000 | 1,638 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,943,000 | 436 |
| Surplus | $9,983,000 | 2,074 |
| Undivided profits | $17,073,000 | 1,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,484,000 | 1,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,011,000 | 1,418 |
| Earning assets | $438,776,000 | 1,217 |
| Long-term assets (5+ years) | $25,161,000 | 3,038 |
| Average Assets, year-to-date | $461,665,000 | 1,197 |
| Average Assets, quarterly | $478,440,500 | 1,204 |
| Volatile liabilities | $50,038,000 | 2,119 |
| Insider loans | $61,000 | 7,539 |
| FHLB advances | $24,734,000 | 1,405 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $63,635,000 | 1,326 |
| Tier 1 (core) risk-based capital | $33,674,000 | 1,593 |
| Tier 2 risk-based capital | $3,001,000 | 1,524 |
| Total risk weighted assets | $349,516,000 | 1,181 |
| Total unused commitments | $63,635,000 | 1,327 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 112 | 1,541 |
| Assets and Liabilities | ||
| Total Assets: | $474,329,000 | 1,208 |
| Cash and due from depository institutions | $39,168,000 | 1,541 |
| Interest-bearing balances | $14,898,000 | 409 |
| Securities | $120,767,000 | 1,054 |
| Federal funds sold & reverse repurchase agreements | $3,040,000 | 2,939 |
| Net loans & leases | $289,305,000 | 1,322 |
| Loan loss allowance | $2,814,000 | 1,642 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,853,000 | 1,267 |
| Other real estate owned | $0 | 1,541 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $14,196,000 | 1,080 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $474,329,000 | 1,208 |
| Total liabilities | $440,223,000 | 1,172 |
| Total deposits | $421,131,000 | 1,026 |
| Interest-bearing deposits | $359,686,000 | 1,032 |
| Deposits held in domestic offices | $421,131,000 | 1,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,531,000 | 1,858 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,561,000 | 2,311 |
| Total equity capital | $34,106,000 | 1,669 |
| Total bank equity capital | $34,106,000 | 1,669 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,943,000 | 435 |
| Surplus | $9,983,000 | 2,034 |
| Undivided profits | $16,180,000 | 2,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,090,000 | 2,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,927,000 | 1,546 |
| Earning assets | $428,010,000 | 1,227 |
| Long-term assets (5+ years) | $23,881,000 | 3,195 |
| Average Assets, year-to-date | $456,443,250 | 1,202 |
| Average Assets, quarterly | $477,794,500 | 1,177 |
| Volatile liabilities | $39,909,000 | 2,500 |
| Insider loans | $60,000 | 7,545 |
| FHLB advances | $17,143,000 | 1,764 |
| Loans and leases held for sale | $316,000 | 1,346 |
| Unused loan commitments | $64,647,000 | 1,286 |
| Tier 1 (core) risk-based capital | $32,742,000 | 1,622 |
| Tier 2 risk-based capital | $2,826,000 | 1,581 |
| Total risk weighted assets | $338,626,000 | 1,188 |
| Total unused commitments | $64,647,000 | 1,287 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 115 | 1,495 |
| Assets and Liabilities | ||
| Total Assets: | $481,260,000 | 1,170 |
| Cash and due from depository institutions | $46,808,000 | 1,495 |
| Interest-bearing balances | $17,408,000 | 349 |
| Securities | $123,635,000 | 1,035 |
| Federal funds sold & reverse repurchase agreements | $22,146,000 | 484 |
| Net loans & leases | $269,243,000 | 1,398 |
| Loan loss allowance | $2,758,000 | 1,666 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,495,000 | 1,149 |
| Other real estate owned | $0 | 1,495 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $10,933,000 | 1,395 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $481,260,000 | 1,170 |
| Total liabilities | $448,582,000 | 1,132 |
| Total deposits | $429,683,000 | 998 |
| Interest-bearing deposits | $366,069,000 | 994 |
| Deposits held in domestic offices | $429,683,000 | 994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,544,000 | 1,849 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,355,000 | 2,357 |
| Total equity capital | $32,678,000 | 1,668 |
| Total bank equity capital | $32,678,000 | 1,668 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,943,000 | 427 |
| Surplus | $9,983,000 | 1,996 |
| Undivided profits | $14,752,000 | 2,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 3,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,787,000 | 1,533 |
| Earning assets | $432,432,000 | 1,189 |
| Long-term assets (5+ years) | $20,306,000 | 3,579 |
| Average Assets, year-to-date | $450,481,330 | 1,210 |
| Average Assets, quarterly | $460,371,000 | 1,202 |
| Volatile liabilities | $41,396,000 | 2,379 |
| Insider loans | $60,000 | 7,600 |
| FHLB advances | $17,153,000 | 1,758 |
| Loans and leases held for sale | $1,330,000 | 783 |
| Unused loan commitments | $68,646,000 | 1,201 |
| Tier 1 (core) risk-based capital | $31,543,000 | 1,650 |
| Tier 2 risk-based capital | $2,770,000 | 1,588 |
| Total risk weighted assets | $324,812,000 | 1,208 |
| Total unused commitments | $68,646,000 | 1,201 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 110 | 1,562 |
| Assets and Liabilities | ||
| Total Assets: | $439,482,000 | 1,261 |
| Cash and due from depository institutions | $30,371,000 | 1,562 |
| Interest-bearing balances | $13,485,000 | 547 |
| Securities | $98,622,000 | 1,333 |
| Federal funds sold & reverse repurchase agreements | $16,405,000 | 883 |
| Net loans & leases | $276,113,000 | 1,323 |
| Loan loss allowance | $2,760,000 | 1,654 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,987,000 | 1,203 |
| Other real estate owned | $0 | 1,562 |
| Goodwill and other intangibles | $2,000 | 3,220 |
| All other assets | $9,982,000 | 1,423 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $439,482,000 | 1,261 |
| Total liabilities | $406,822,000 | 1,223 |
| Total deposits | $384,711,000 | 1,105 |
| Interest-bearing deposits | $320,563,000 | 1,169 |
| Deposits held in domestic offices | $384,711,000 | 1,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $20,561,000 | 1,574 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,550,000 | 2,362 |
| Total equity capital | $32,660,000 | 1,708 |
| Total bank equity capital | $32,660,000 | 1,708 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,943,000 | 417 |
| Surplus | $9,983,000 | 1,960 |
| Undivided profits | $14,734,000 | 2,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 3,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,701,000 | 1,634 |
| Earning assets | $404,625,000 | 1,261 |
| Long-term assets (5+ years) | $21,838,000 | 3,384 |
| Average Assets, year-to-date | $435,092,000 | 1,259 |
| Average Assets, quarterly | $435,092,000 | 1,259 |
| Volatile liabilities | $32,515,000 | 2,771 |
| Insider loans | $60,000 | 7,607 |
| FHLB advances | $20,167,000 | 1,490 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $60,410,000 | 1,298 |
| Tier 1 (core) risk-based capital | $31,317,000 | 1,649 |
| Tier 2 risk-based capital | $2,772,000 | 1,574 |
| Total risk weighted assets | $315,864,000 | 1,205 |
| Total unused commitments | $60,410,000 | 1,302 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 107 | 1,622 |
| Assets and Liabilities | ||
| Total Assets: | $430,702,000 | 1,289 |
| Cash and due from depository institutions | $38,309,000 | 1,622 |
| Interest-bearing balances | $13,326,000 | 480 |
| Securities | $99,795,000 | 1,364 |
| Federal funds sold & reverse repurchase agreements | $6,584,000 | 1,818 |
| Net loans & leases | $268,559,000 | 1,345 |
| Loan loss allowance | $2,668,000 | 1,711 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,356,000 | 1,302 |
| Other real estate owned | $0 | 1,622 |
| Goodwill and other intangibles | $5,000 | 3,183 |
| All other assets | $10,094,000 | 1,430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $430,702,000 | 1,289 |
| Total liabilities | $399,121,000 | 1,252 |
| Total deposits | $379,271,000 | 1,118 |
| Interest-bearing deposits | $319,661,000 | 1,163 |
| Deposits held in domestic offices | $379,271,000 | 1,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,573,000 | 1,707 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,277,000 | 2,618 |
| Total equity capital | $31,581,000 | 1,732 |
| Total bank equity capital | $31,581,000 | 1,732 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,943,000 | 419 |
| Surplus | $9,983,000 | 1,933 |
| Undivided profits | $13,655,000 | 2,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,012,000 | 2,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,754,000 | 1,631 |
| Earning assets | $388,264,000 | 1,307 |
| Long-term assets (5+ years) | $24,800,000 | 3,176 |
| Average Assets, year-to-date | $419,142,600 | 1,284 |
| Average Assets, quarterly | $427,200,500 | 1,291 |
| Volatile liabilities | $32,755,000 | 2,745 |
| Insider loans | $40,000 | 7,822 |
| FHLB advances | $18,176,000 | 1,622 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $63,429,000 | 1,206 |
| Tier 1 (core) risk-based capital | $30,331,000 | 1,686 |
| Tier 2 risk-based capital | $2,680,000 | 1,607 |
| Total risk weighted assets | $307,023,000 | 1,238 |
| Total unused commitments | $63,429,000 | 1,208 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 108 | 1,633 |
| Assets and Liabilities | ||
| Total Assets: | $423,699,000 | 1,312 |
| Cash and due from depository institutions | $42,648,000 | 1,633 |
| Interest-bearing balances | $12,100,000 | 642 |
| Securities | $105,355,000 | 1,261 |
| Federal funds sold & reverse repurchase agreements | $2,164,000 | 4,249 |
| Net loans & leases | $257,936,000 | 1,393 |
| Loan loss allowance | $2,569,000 | 1,784 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,587,000 | 1,752 |
| Other real estate owned | $0 | 1,633 |
| Goodwill and other intangibles | $7,000 | 3,144 |
| All other assets | $10,002,000 | 1,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $423,699,000 | 1,312 |
| Total liabilities | $392,937,000 | 1,273 |
| Total deposits | $374,979,000 | 1,150 |
| Interest-bearing deposits | $321,606,000 | 1,168 |
| Deposits held in domestic offices | $374,979,000 | 1,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,587,000 | 1,765 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,371,000 | 2,567 |
| Total equity capital | $30,762,000 | 1,780 |
| Total bank equity capital | $30,762,000 | 1,780 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,943,000 | 417 |
| Surplus | $9,983,000 | 1,906 |
| Undivided profits | $12,836,000 | 2,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $891,000 | 3,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,645,000 | 1,864 |
| Earning assets | $377,555,000 | 1,363 |
| Long-term assets (5+ years) | $31,785,000 | 2,661 |
| Average Assets, year-to-date | $416,252,750 | 1,304 |
| Average Assets, quarterly | $424,029,000 | 1,308 |
| Volatile liabilities | $33,871,000 | 2,645 |
| Insider loans | $40,000 | 7,888 |
| FHLB advances | $16,186,000 | 1,667 |
| Loans and leases held for sale | $150,000 | 1,795 |
| Unused loan commitments | $56,561,000 | 1,346 |
| Tier 1 (core) risk-based capital | $29,551,000 | 1,745 |
| Tier 2 risk-based capital | $2,581,000 | 1,657 |
| Total risk weighted assets | $293,148,000 | 1,300 |
| Total unused commitments | $56,561,000 | 1,347 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 115 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $424,359,000 | 1,311 |
| Cash and due from depository institutions | $42,040,000 | 1,525 |
| Interest-bearing balances | $13,777,000 | 608 |
| Securities | $105,745,000 | 1,244 |
| Federal funds sold & reverse repurchase agreements | $9,934,000 | 1,608 |
| Net loans & leases | $251,079,000 | 1,406 |
| Loan loss allowance | $2,631,000 | 1,716 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,750,000 | 1,658 |
| Other real estate owned | $0 | 1,525 |
| Goodwill and other intangibles | $9,000 | 3,095 |
| All other assets | $9,802,000 | 1,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $424,359,000 | 1,311 |
| Total liabilities | $394,086,000 | 1,266 |
| Total deposits | $375,788,000 | 1,131 |
| Interest-bearing deposits | $319,405,000 | 1,176 |
| Deposits held in domestic offices | $375,788,000 | 1,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,099,000 | 1,721 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,199,000 | 2,928 |
| Total equity capital | $30,273,000 | 1,807 |
| Total bank equity capital | $30,273,000 | 1,807 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,943,000 | 406 |
| Surplus | $9,983,000 | 1,867 |
| Undivided profits | $12,347,000 | 2,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,079,000 | 2,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,828,000 | 1,552 |
| Earning assets | $380,535,000 | 1,330 |
| Long-term assets (5+ years) | $26,607,000 | 2,878 |
| Average Assets, year-to-date | $413,770,670 | 1,303 |
| Average Assets, quarterly | $418,349,500 | 1,311 |
| Volatile liabilities | $35,265,000 | 2,504 |
| Insider loans | $40,000 | 7,955 |
| FHLB advances | $16,695,000 | 1,629 |
| Loans and leases held for sale | $521,000 | 1,677 |
| Unused loan commitments | $51,815,000 | 1,397 |
| Tier 1 (core) risk-based capital | $28,828,000 | 1,752 |
| Tier 2 risk-based capital | $2,643,000 | 1,585 |
| Total risk weighted assets | $286,136,000 | 1,319 |
| Total unused commitments | $51,815,000 | 1,407 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 115 | 1,519 |
| Assets and Liabilities | ||
| Total Assets: | $412,340,000 | 1,325 |
| Cash and due from depository institutions | $44,371,000 | 1,519 |
| Interest-bearing balances | $14,617,000 | 582 |
| Securities | $105,524,000 | 1,214 |
| Federal funds sold & reverse repurchase agreements | $4,181,000 | 3,623 |
| Net loans & leases | $243,254,000 | 1,425 |
| Loan loss allowance | $2,552,000 | 1,729 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,666,000 | 1,664 |
| Other real estate owned | $0 | 1,519 |
| Goodwill and other intangibles | $12,000 | 3,050 |
| All other assets | $9,332,000 | 1,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $412,340,000 | 1,325 |
| Total liabilities | $382,581,000 | 1,279 |
| Total deposits | $363,396,000 | 1,163 |
| Interest-bearing deposits | $310,417,000 | 1,196 |
| Deposits held in domestic offices | $363,396,000 | 1,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 1,838 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,112,000 | 1,781 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,573,000 | 2,441 |
| Total equity capital | $29,759,000 | 1,796 |
| Total bank equity capital | $29,759,000 | 1,796 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,943,000 | 401 |
| Surplus | $9,983,000 | 1,841 |
| Undivided profits | $11,833,000 | 2,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 2,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,822,000 | 1,619 |
| Earning assets | $367,576,000 | 1,363 |
| Long-term assets (5+ years) | $28,883,000 | 2,643 |
| Average Assets, year-to-date | $408,476,500 | 1,321 |
| Average Assets, quarterly | $408,476,500 | 1,321 |
| Volatile liabilities | $38,099,000 | 2,314 |
| Insider loans | $40,000 | 7,963 |
| FHLB advances | $14,705,000 | 1,728 |
| Loans and leases held for sale | $1,081,000 | 1,282 |
| Unused loan commitments | $47,644,000 | 1,452 |
| Tier 1 (core) risk-based capital | $28,289,000 | 1,746 |
| Tier 2 risk-based capital | $2,564,000 | 1,600 |
| Total risk weighted assets | $279,866,000 | 1,315 |
| Total unused commitments | $47,644,000 | 1,465 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 108 | 1,599 |
| Assets and Liabilities | ||
| Total Assets: | $404,613,000 | 1,327 |
| Cash and due from depository institutions | $26,198,000 | 1,599 |
| Interest-bearing balances | $14,526,000 | 524 |
| Securities | $108,380,000 | 1,147 |
| Federal funds sold & reverse repurchase agreements | $20,778,000 | 666 |
| Net loans & leases | $235,454,000 | 1,467 |
| Loan loss allowance | $2,399,000 | 1,787 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,660,000 | 1,646 |
| Other real estate owned | $0 | 1,599 |
| Goodwill and other intangibles | $15,000 | 3,007 |
| All other assets | $8,128,000 | 1,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $404,613,000 | 1,327 |
| Total liabilities | $375,537,000 | 1,288 |
| Total deposits | $364,683,000 | 1,132 |
| Interest-bearing deposits | $310,454,000 | 1,172 |
| Deposits held in domestic offices | $364,683,000 | 1,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,625,000 | 2,363 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,229,000 | 2,939 |
| Total equity capital | $29,076,000 | 1,796 |
| Total bank equity capital | $29,076,000 | 1,796 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,943,000 | 398 |
| Surplus | $9,983,000 | 1,802 |
| Undivided profits | $11,150,000 | 2,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $658,000 | 3,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,954,000 | 1,558 |
| Earning assets | $379,138,000 | 1,296 |
| Long-term assets (5+ years) | $31,072,000 | 2,472 |
| Average Assets, year-to-date | $369,623,600 | 1,388 |
| Average Assets, quarterly | $394,973,000 | 1,347 |
| Volatile liabilities | $30,504,000 | 2,767 |
| Insider loans | $40,000 | 8,018 |
| FHLB advances | $9,214,000 | 2,263 |
| Loans and leases held for sale | $940,000 | 1,372 |
| Unused loan commitments | $36,222,000 | 1,723 |
| Tier 1 (core) risk-based capital | $27,591,000 | 1,749 |
| Tier 2 risk-based capital | $2,407,000 | 1,651 |
| Total risk weighted assets | $275,553,000 | 1,305 |
| Total unused commitments | $36,222,000 | 1,728 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 97 | 1,735 |
| Assets and Liabilities | ||
| Total Assets: | $327,969,000 | 1,544 |
| Cash and due from depository institutions | $26,346,000 | 1,735 |
| Interest-bearing balances | $9,763,000 | 731 |
| Securities | $75,159,000 | 1,492 |
| Federal funds sold & reverse repurchase agreements | $9,585,000 | 1,535 |
| Net loans & leases | $207,402,000 | 1,603 |
| Loan loss allowance | $2,106,000 | 1,896 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,164,000 | 1,729 |
| Other real estate owned | $0 | 1,735 |
| Goodwill and other intangibles | $25,000 | 2,924 |
| All other assets | $4,288,000 | 2,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $327,969,000 | 1,544 |
| Total liabilities | $305,237,000 | 1,498 |
| Total deposits | $298,069,000 | 1,341 |
| Interest-bearing deposits | $257,070,000 | 1,346 |
| Deposits held in domestic offices | $298,069,000 | 1,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,166,000 | 2,743 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,002,000 | 3,455 |
| Total equity capital | $22,732,000 | 2,178 |
| Total bank equity capital | $22,732,000 | 2,178 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,566,000 | 499 |
| Surplus | $8,059,000 | 2,085 |
| Undivided profits | $8,107,000 | 3,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $510,000 | 4,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,754,000 | 1,889 |
| Earning assets | $301,909,000 | 1,529 |
| Long-term assets (5+ years) | $24,214,000 | 2,904 |
| Average Assets, year-to-date | $284,381,600 | 1,695 |
| Average Assets, quarterly | $316,095,000 | 1,577 |
| Volatile liabilities | $27,865,000 | 2,880 |
| Insider loans | $40,000 | 8,190 |
| FHLB advances | $5,747,000 | 2,680 |
| Loans and leases held for sale | $85,000 | 1,690 |
| Unused loan commitments | $37,310,000 | 1,583 |
| Tier 1 (core) risk-based capital | $21,541,000 | 2,166 |
| Tier 2 risk-based capital | $2,111,000 | 1,755 |
| Total risk weighted assets | $235,885,000 | 1,455 |
| Total unused commitments | $37,310,000 | 1,589 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 84 | 2,017 |
| Assets and Liabilities | ||
| Total Assets: | $241,333,000 | 2,020 |
| Cash and due from depository institutions | $16,433,000 | 2,017 |
| Interest-bearing balances | $8,153,000 | 564 |
| Securities | $39,390,000 | 2,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $177,401,000 | 1,790 |
| Loan loss allowance | $1,823,000 | 2,070 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,844,000 | 1,798 |
| Other real estate owned | $0 | 2,017 |
| Goodwill and other intangibles | $39,000 | 2,857 |
| All other assets | $3,226,000 | 2,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,333,000 | 2,020 |
| Total liabilities | $224,830,000 | 1,940 |
| Total deposits | $222,950,000 | 1,737 |
| Interest-bearing deposits | $188,184,000 | 1,780 |
| Deposits held in domestic offices | $222,950,000 | 1,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $325,000 | 3,360 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $426,000 | 5,080 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,129,000 | 3,272 |
| Total equity capital | $16,503,000 | 2,821 |
| Total bank equity capital | $16,503,000 | 2,821 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,898,000 | 750 |
| Surplus | $5,727,000 | 2,715 |
| Undivided profits | $5,878,000 | 3,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 3,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,152,000 | 2,324 |
| Earning assets | $224,944,000 | 1,989 |
| Long-term assets (5+ years) | $13,620,000 | 3,964 |
| Average Assets, year-to-date | $226,182,600 | 2,045 |
| Average Assets, quarterly | $236,818,000 | 2,027 |
| Volatile liabilities | $17,397,000 | 4,029 |
| Insider loans | $62,000 | 8,195 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $120,000 | 1,298 |
| Unused loan commitments | $29,689,000 | 1,759 |
| Tier 1 (core) risk-based capital | $15,621,200 | 2,872 |
| Tier 2 risk-based capital | $1,823,000 | 1,946 |
| Total risk weighted assets | $191,494,600 | 1,707 |
| Total unused commitments | $29,689,000 | 1,761 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 79 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $205,784,000 | 2,285 |
| Cash and due from depository institutions | $12,311,000 | 2,196 |
| Interest-bearing balances | $5,308,000 | 774 |
| Securities | $32,088,000 | 3,388 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,333 |
| Net loans & leases | $151,533,000 | 1,972 |
| Loan loss allowance | $1,550,000 | 2,314 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,789,000 | 1,774 |
| Other real estate owned | $0 | 2,196 |
| Goodwill and other intangibles | $51,000 | 2,875 |
| All other assets | $2,612,000 | 3,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,784,000 | 2,285 |
| Total liabilities | $191,306,000 | 2,225 |
| Total deposits | $190,125,000 | 1,995 |
| Interest-bearing deposits | $158,049,000 | 2,062 |
| Deposits held in domestic offices | $190,125,000 | 1,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $432,000 | 5,074 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $749,000 | 4,029 |
| Total equity capital | $14,478,000 | 3,049 |
| Total bank equity capital | $14,478,000 | 3,049 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,898,000 | 773 |
| Surplus | $5,727,000 | 2,674 |
| Undivided profits | $3,853,000 | 4,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $692,000 | 2,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $905,000 | 2,548 |
| Earning assets | $191,329,000 | 2,253 |
| Long-term assets (5+ years) | $9,225,000 | 5,031 |
| Average Assets, year-to-date | $197,276,000 | 2,288 |
| Average Assets, quarterly | $203,322,000 | 2,282 |
| Volatile liabilities | $13,486,000 | 4,558 |
| Insider loans | $40,000 | 8,632 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $32,148,000 | 1,662 |
| Tier 1 (core) risk-based capital | $13,975,100 | 3,130 |
| Tier 2 risk-based capital | $1,550,000 | 2,126 |
| Total risk weighted assets | $161,532,900 | 1,897 |
| Total unused commitments | $32,148,000 | 1,664 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 60 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $184,878,000 | 2,482 |
| Cash and due from depository institutions | $12,448,000 | 2,961 |
| Interest-bearing balances | $4,090,000 | 1,422 |
| Securities | $35,288,000 | 3,168 |
| Federal funds sold & reverse repurchase agreements | $10,325,000 | 1,666 |
| Net loans & leases | $122,400,000 | 2,274 |
| Loan loss allowance | $1,211,000 | 2,812 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,304,000 | 3,455 |
| Other real estate owned | $0 | 2,961 |
| Goodwill and other intangibles | $61,000 | 2,835 |
| All other assets | $2,052,000 | 3,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,878,000 | 2,482 |
| Total liabilities | $171,298,000 | 2,416 |
| Total deposits | $170,150,000 | 2,241 |
| Interest-bearing deposits | $142,156,000 | 2,305 |
| Deposits held in domestic offices | $170,150,000 | 2,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $438,000 | 4,283 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $710,000 | 4,562 |
| Total equity capital | $13,580,000 | 3,293 |
| Total bank equity capital | $13,580,000 | 3,293 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,898,000 | 744 |
| Surplus | $5,728,000 | 2,536 |
| Undivided profits | $2,954,000 | 5,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 7,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $726,000 | 3,203 |
| Earning assets | $172,103,000 | 2,441 |
| Long-term assets (5+ years) | $8,107,000 | 5,220 |
| Average Assets, year-to-date | $164,991,400 | 2,623 |
| Average Assets, quarterly | $178,581,500 | 2,520 |
| Volatile liabilities | $14,088,000 | 3,958 |
| Insider loans | $41,000 | 8,741 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $81,000 | 1,603 |
| Unused loan commitments | $25,365,000 | 1,873 |
| Tier 1 (core) risk-based capital | $13,031,100 | 3,273 |
| Tier 2 risk-based capital | $1,211,000 | 2,550 |
| Total risk weighted assets | $133,685,700 | 2,132 |
| Total unused commitments | $25,365,000 | 1,879 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 52 | 3,486 |
| Assets and Liabilities | ||
| Total Assets: | $148,480,000 | 3,001 |
| Cash and due from depository institutions | $5,795,000 | 3,486 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $33,556,000 | 3,301 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $105,812,000 | 2,614 |
| Loan loss allowance | $982,000 | 3,406 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,734,000 | 4,264 |
| Other real estate owned | $0 | 3,486 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,583,000 | 4,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,480,000 | 3,001 |
| Total liabilities | $136,095,000 | 2,957 |
| Total deposits | $134,571,000 | 2,778 |
| Interest-bearing deposits | $112,515,000 | 2,849 |
| Deposits held in domestic offices | $134,571,000 | 2,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,096 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $444,000 | 4,136 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $580,000 | 5,325 |
| Total equity capital | $12,385,000 | 3,562 |
| Total bank equity capital | $12,385,000 | 3,562 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,898,000 | 758 |
| Surplus | $5,728,000 | 2,478 |
| Undivided profits | $1,759,000 | 7,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 8,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $597,000 | 3,981 |
| Earning assets | $139,368,000 | 2,953 |
| Long-term assets (5+ years) | $6,173,000 | 5,496 |
| Average Assets, year-to-date | $137,738,200 | 3,077 |
| Average Assets, quarterly | $146,615,000 | 2,989 |
| Volatile liabilities | $13,380,000 | 4,093 |
| Insider loans | $16,000 | 9,540 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $17,000 | 1,562 |
| Unused loan commitments | $17,665,000 | 2,326 |
| Tier 1 (core) risk-based capital | $12,037,000 | 3,502 |
| Tier 2 risk-based capital | $982,000 | 2,979 |
| Total risk weighted assets | $104,693,600 | 2,655 |
| Total unused commitments | $17,665,000 | 2,331 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 39 | 4,676 |
| Assets and Liabilities | ||
| Total Assets: | $124,927,000 | 3,607 |
| Cash and due from depository institutions | $4,915,000 | 4,676 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $24,479,000 | 4,576 |
| Federal funds sold & reverse repurchase agreements | $5,450,000 | 2,401 |
| Net loans & leases | $87,543,000 | 3,138 |
| Loan loss allowance | $783,000 | 4,315 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,066,000 | 5,782 |
| Other real estate owned | $305,000 | 4,676 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,169,000 | 5,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,927,000 | 3,607 |
| Total liabilities | $113,712,000 | 3,574 |
| Total deposits | $113,148,000 | 3,374 |
| Interest-bearing deposits | $91,731,000 | 3,560 |
| Deposits held in domestic offices | $113,148,000 | 3,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $564,000 | 5,474 |
| Total equity capital | $11,215,000 | 3,915 |
| Total bank equity capital | $11,215,000 | 3,915 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,888,000 | 803 |
| Surplus | $5,712,000 | 2,547 |
| Undivided profits | $615,000 | 9,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 9,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $515,000 | 4,505 |
| Earning assets | $117,472,000 | 3,525 |
| Long-term assets (5+ years) | $2,237,000 | 7,617 |
| Average Assets, year-to-date | $107,290,400 | 3,998 |
| Average Assets, quarterly | $121,025,000 | 3,666 |
| Volatile liabilities | $6,211,000 | 6,409 |
| Insider loans | $147,000 | 8,239 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,054,000 | 3,165 |
| Tier 1 (core) risk-based capital | $11,048,000 | 3,867 |
| Tier 2 risk-based capital | $783,000 | 3,715 |
| Total risk weighted assets | $87,757,700 | 3,132 |
| Total unused commitments | $11,054,000 | 3,181 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $88,744,000 | 4,926 |
| Cash and due from depository institutions | $2,815,000 | 5,997 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,051,000 | 5,535 |
| Federal funds sold & reverse repurchase agreements | $4,575,000 | 3,138 |
| Net loans & leases | $59,528,000 | 4,310 |
| Loan loss allowance | $527,000 | 5,832 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $716,000 | 7,199 |
| Other real estate owned | $0 | 5,997 |
| Goodwill and other intangibles | $41,000 | 2,718 |
| All other assets | $1,018,000 | 6,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,744,000 | 4,926 |
| Total liabilities | $80,041,000 | 4,908 |
| Total deposits | $79,680,000 | 4,714 |
| Interest-bearing deposits | $66,850,000 | 4,824 |
| Deposits held in domestic offices | $79,680,000 | 4,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $361,000 | 7,584 |
| Total equity capital | $8,703,000 | 4,867 |
| Total bank equity capital | $8,703,000 | 4,867 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,078,000 | 945 |
| Surplus | $4,580,000 | 3,080 |
| Undivided profits | $45,000 | 11,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $370,000 | 6,178 |
| Earning assets | $84,154,000 | 4,779 |
| Long-term assets (5+ years) | $2,472,000 | 7,453 |
| Average Assets, year-to-date | $80,616,000 | 5,131 |
| Average Assets, quarterly | $86,375,500 | 4,973 |
| Volatile liabilities | $5,206,000 | 6,791 |
| Insider loans | $148,000 | 8,537 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $50,000 | 1,531 |
| Unused loan commitments | $8,497,000 | 3,636 |
| Tier 1 (core) risk-based capital | $8,538,000 | 4,811 |
| Tier 2 risk-based capital | $527,000 | 5,064 |
| Total risk weighted assets | $59,539,500 | 4,343 |
| Total unused commitments | $8,497,000 | 3,649 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $74,076,000 | 5,661 |
| Cash and due from depository institutions | $2,418,000 | 7,672 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,241,000 | 5,629 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 2,700 |
| Net loans & leases | $45,788,000 | 5,252 |
| Loan loss allowance | $372,000 | 7,482 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $451,000 | 8,798 |
| Other real estate owned | $0 | 7,672 |
| Goodwill and other intangibles | $82,000 | 2,348 |
| All other assets | $946,000 | 6,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,076,000 | 5,661 |
| Total liabilities | $67,257,000 | 5,650 |
| Total deposits | $67,054,000 | 5,415 |
| Interest-bearing deposits | $56,707,000 | 5,495 |
| Deposits held in domestic offices | $67,054,000 | 5,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $203,000 | 8,949 |
| Total equity capital | $6,819,000 | 5,666 |
| Total bank equity capital | $6,819,000 | 5,666 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,587,000 | 1,088 |
| Surplus | $3,897,000 | 3,447 |
| Undivided profits | $-665,000 | 12,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $303,000 | 6,523 |
| Earning assets | $70,179,000 | 5,525 |
| Long-term assets (5+ years) | $2,853,000 | 7,493 |
| Average Assets, year-to-date | $63,223,600 | 6,274 |
| Average Assets, quarterly | $70,722,000 | 5,843 |
| Volatile liabilities | $8,057,000 | 5,062 |
| Insider loans | $149,000 | 8,759 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,828,000 | 4,064 |
| Tier 1 (core) risk-based capital | $6,775,000 | 5,794 |
| Tier 2 risk-based capital | $372,000 | 6,551 |
| Total risk weighted assets | $46,091,100 | 5,286 |
| Total unused commitments | $6,828,000 | 4,071 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $52,661,000 | 7,483 |
| Cash and due from depository institutions | $2,018,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,905,000 | 8,388 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 4,685 |
| Net loans & leases | $35,015,000 | 6,289 |
| Loan loss allowance | $231,000 | 9,694 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $493,000 | 8,773 |
| Other real estate owned | $0 | 8,423 |
| Goodwill and other intangibles | $115,000 | 2,129 |
| All other assets | $365,000 | 10,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,661,000 | 7,483 |
| Total liabilities | $46,676,000 | 7,594 |
| Total deposits | $46,605,000 | 7,418 |
| Interest-bearing deposits | $39,496,000 | 7,460 |
| Deposits held in domestic offices | $46,605,000 | 7,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $71,000 | 12,259 |
| Total equity capital | $5,985,000 | 6,396 |
| Total bank equity capital | $5,985,000 | 6,396 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,573,000 | 1,086 |
| Surplus | $3,878,000 | 3,413 |
| Undivided profits | $-1,466,000 | 12,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 11,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $190,000 | 8,401 |
| Earning assets | $49,670,000 | 7,309 |
| Long-term assets (5+ years) | $2,681,000 | 8,088 |
| Average Assets, year-to-date | $42,445,800 | 8,377 |
| Average Assets, quarterly | $50,534,000 | 7,626 |
| Volatile liabilities | $3,231,000 | 8,136 |
| Insider loans | $20,000 | 11,248 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,013,000 | 4,381 |
| Tier 1 (core) risk-based capital | $5,870,000 | 6,405 |
| Tier 2 risk-based capital | $231,000 | 8,727 |
| Total risk weighted assets | $35,055,000 | 6,514 |
| Total unused commitments | $6,013,000 | 4,406 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $33,439,000 | 9,914 |
| Cash and due from depository institutions | $1,953,000 | 9,734 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,020,000 | 9,135 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,835 |
| Net loans & leases | $18,739,000 | 9,223 |
| Loan loss allowance | $107,000 | 12,417 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $514,000 | 8,817 |
| Other real estate owned | $0 | 9,734 |
| Goodwill and other intangibles | $153,000 | 2,000 |
| All other assets | $260,000 | 12,199 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,439,000 | 9,914 |
| Total liabilities | $29,884,000 | 9,970 |
| Total deposits | $29,811,000 | 9,843 |
| Interest-bearing deposits | $23,868,000 | 10,145 |
| Deposits held in domestic offices | $29,811,000 | 9,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $73,000 | 12,989 |
| Total equity capital | $3,555,000 | 8,860 |
| Total bank equity capital | $3,555,000 | 8,860 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,509,000 | 1,633 |
| Surplus | $2,431,000 | 4,760 |
| Undivided profits | $-1,385,000 | 13,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $93,000 | 11,768 |
| Earning assets | $30,559,000 | 9,857 |
| Long-term assets (5+ years) | $1,852,000 | 9,121 |
| Average Assets, year-to-date | $21,154,400 | 11,717 |
| Average Assets, quarterly | $29,658,500 | 10,422 |
| Volatile liabilities | $3,105,000 | 8,425 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,535,000 | 8,057 |
| Tier 1 (core) risk-based capital | $3,402,000 | 9,017 |
| Tier 2 risk-based capital | $107,000 | 11,779 |
| Total risk weighted assets | $22,809,500 | 8,719 |
| Total unused commitments | $1,535,000 | 8,088 |
| Derivatives | $0 | 651 |