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Somerset Trust Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$105,112,000	522
Total interest expense	$25,179,000	669
Net interest income	$79,933,000	457
Provision for loan and lease losses	$3,366,000	422
Total noninterest income	$17,448,000	507
Gross Fiduciary activities income	$4,321,000	285
Service charges on deposit accounts	$1,868,000	594
Trading account gains and fees	$0	123
Additional Noninterest Income	$11,259,000	494
Total noninterest expense	$66,383,000	443
Salaries and employee benefits	$36,336,000	440
Premises and equipment expense	$8,661,000	337
Additional noninterest expense	$11,259,000	494
Pre-tax net operating income	$27,632,000	537
Securities gains (losses)	$-253,000	4,028
Applicable income taxes	$4,114,000	614
Income before extraordinary items	$23,265,000	526
Extraordinary gains, net	$0	54
Net income	$23,265,000	532
Minority interest net income	$0	88
Net income of bank and minority interests.	$23,265,000	528
Net charge-offs	$893,000	567
Cash dividends	$4,061,000	946
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$23,480,050	532
2023-09-30 (YTD Data)		Rank
Total interest income	$77,277,000	520
Total interest expense	$17,050,000	681
Net interest income	$60,227,000	462
Provision for loan and lease losses	$1,584,000	513
Total noninterest income	$12,967,000	513
Gross Fiduciary activities income	$3,260,000	284
Service charges on deposit accounts	$1,364,000	604
Trading account gains and fees	$0	125
Additional Noninterest Income	$8,343,000	505
Total noninterest expense	$46,951,000	473
Salaries and employee benefits	$24,967,000	480
Premises and equipment expense	$6,287,000	349
Additional noninterest expense	$8,343,000	505
Pre-tax net operating income	$24,659,000	491
Securities gains (losses)	$-253,000	4,248
Applicable income taxes	$3,868,000	547
Income before extraordinary items	$20,538,000	474
Extraordinary gains, net	$0	52
Net income	$20,538,000	475
Minority interest net income	$0	81
Net income of bank and minority interests.	$20,538,000	473
Net charge-offs	$589,000	531
Cash dividends	$3,027,000	873
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$20,750,520	478
2023-06-30 (YTD Data)		Rank
Total interest income	$50,254,000	511
Total interest expense	$10,392,000	667
Net interest income	$39,862,000	461
Provision for loan and lease losses	$554,000	737
Total noninterest income	$8,427,000	511
Gross Fiduciary activities income	$2,193,000	274
Service charges on deposit accounts	$880,000	618
Trading account gains and fees	$0	112
Additional Noninterest Income	$5,354,000	508
Total noninterest expense	$30,263,000	474
Salaries and employee benefits	$15,833,000	492
Premises and equipment expense	$4,173,000	339
Additional noninterest expense	$5,354,000	508
Pre-tax net operating income	$17,472,000	467
Securities gains (losses)	$-253,000	4,377
Applicable income taxes	$2,771,000	526
Income before extraordinary items	$14,448,000	454
Extraordinary gains, net	$0	51
Net income	$14,448,000	460
Minority interest net income	$0	81
Net income of bank and minority interests.	$14,448,000	453
Net charge-offs	$437,000	478
Cash dividends	$2,018,000	867
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$14,660,520	454
2023-03-31 (YTD Data)		Rank
Total interest income	$24,529,000	521
Total interest expense	$4,750,000	640
Net interest income	$19,779,000	474
Provision for loan and lease losses	$93,000	1,311
Total noninterest income	$4,144,000	513
Gross Fiduciary activities income	$1,072,000	289
Service charges on deposit accounts	$427,000	642
Trading account gains and fees	$0	97
Additional Noninterest Income	$2,645,000	508
Total noninterest expense	$14,721,000	497
Salaries and employee benefits	$7,681,000	521
Premises and equipment expense	$1,980,000	380
Additional noninterest expense	$2,645,000	508
Pre-tax net operating income	$9,109,000	462
Securities gains (losses)	$0	950
Applicable income taxes	$1,466,000	521
Income before extraordinary items	$7,643,000	451
Extraordinary gains, net	$0	4
Net income	$7,643,000	451
Minority interest net income	$0	48
Net income of bank and minority interests.	$7,643,000	452
Net charge-offs	$156,000	490
Cash dividends	$1,009,000	800
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$7,643,000	457
2022-12-31 (YTD Data)		Rank
Total interest income	$78,835,000	507
Total interest expense	$8,502,000	517
Net interest income	$70,333,000	510
Provision for loan and lease losses	$1,045,000	792
Total noninterest income	$16,674,000	541
Gross Fiduciary activities income	$4,182,000	290
Service charges on deposit accounts	$1,824,000	624
Trading account gains and fees	$0	116
Additional Noninterest Income	$10,668,000	541
Total noninterest expense	$59,323,000	475
Salaries and employee benefits	$31,958,000	477
Premises and equipment expense	$7,569,000	376
Additional noninterest expense	$10,668,000	541
Pre-tax net operating income	$26,639,000	616
Securities gains (losses)	$-2,478,000	4,575
Applicable income taxes	$3,281,000	788
Income before extraordinary items	$20,880,000	621
Extraordinary gains, net	$0	5
Net income	$20,880,000	622
Minority interest net income	$0	63
Net income of bank and minority interests.	$20,880,000	622
Net charge-offs	$2,614,000	243
Cash dividends	$3,960,000	946
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$23,011,080	602
2022-09-30 (YTD Data)		Rank
Total interest income	$55,538,000	507
Total interest expense	$5,205,000	449
Net interest income	$50,333,000	516
Provision for loan and lease losses	$1,045,000	609
Total noninterest income	$12,917,000	528
Gross Fiduciary activities income	$3,078,000	294
Service charges on deposit accounts	$1,641,000	530
Trading account gains and fees	$0	111
Additional Noninterest Income	$8,198,000	542
Total noninterest expense	$44,095,000	471
Salaries and employee benefits	$24,468,000	467
Premises and equipment expense	$5,444,000	393
Additional noninterest expense	$8,198,000	542
Pre-tax net operating income	$18,110,000	661
Securities gains (losses)	$0	740
Applicable income taxes	$2,447,000	793
Income before extraordinary items	$15,663,000	632
Extraordinary gains, net	$0	4
Net income	$15,663,000	632
Minority interest net income	$0	57
Net income of bank and minority interests.	$15,663,000	632
Net charge-offs	$2,476,000	195
Cash dividends	$2,951,000	875
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$15,663,000	638
2022-06-30 (YTD Data)		Rank
Total interest income	$34,385,000	522
Total interest expense	$3,078,000	387
Net interest income	$31,307,000	533
Provision for loan and lease losses	$795,000	497
Total noninterest income	$8,677,000	527
Gross Fiduciary activities income	$2,228,000	249
Service charges on deposit accounts	$1,046,000	546
Trading account gains and fees	$0	108
Additional Noninterest Income	$5,403,000	569
Total noninterest expense	$28,734,000	464
Salaries and employee benefits	$15,847,000	473
Premises and equipment expense	$3,609,000	388
Additional noninterest expense	$9,278,000	458
Pre-tax net operating income	$10,455,000	682
Securities gains (losses)	$0	687
Applicable income taxes	$1,257,000	876
Income before extraordinary items	$9,198,000	641
Extraordinary gains, net	$0	4
Net income	$9,198,000	641
Minority interest net income	$0	60
Net income of bank and minority interests.	$9,198,000	641
Net charge-offs	$1,266,000	213
Cash dividends	$1,967,000	864
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$9,198,000	653
2022-03-31 (YTD Data)		Rank
Total interest income	$16,411,000	528
Total interest expense	$1,516,000	371
Net interest income	$14,895,000	537
Provision for loan and lease losses	$570,000	309
Total noninterest income	$4,380,000	526
Gross Fiduciary activities income	$1,119,000	255
Service charges on deposit accounts	$509,000	553
Trading account gains and fees	$0	103
Additional Noninterest Income	$2,752,000	571
Total noninterest expense	$14,348,000	476
Salaries and employee benefits	$8,142,000	463
Premises and equipment expense	$1,784,000	393
Additional noninterest expense	$4,422,000	470
Pre-tax net operating income	$4,357,000	765
Securities gains (losses)	$0	623
Applicable income taxes	$396,000	1,113
Income before extraordinary items	$3,961,000	705
Extraordinary gains, net	$0	4
Net income	$3,961,000	705
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,961,000	705
Net charge-offs	$106,000	484
Cash dividends	$984,000	794
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,961,000	713
2021-12-31 (YTD Data)		Rank
Total interest income	$69,037,000	508
Total interest expense	$7,204,000	383
Net interest income	$61,833,000	517
Provision for loan and lease losses	$4,142,000	135
Total noninterest income	$18,237,000	546
Gross Fiduciary activities income	$3,992,000	263
Service charges on deposit accounts	$1,758,000	598
Trading account gains and fees	$0	132
Additional Noninterest Income	$12,487,000	576
Total noninterest expense	$60,338,000	441
Salaries and employee benefits	$33,755,000	446
Premises and equipment expense	$7,553,000	369
Additional noninterest expense	$19,030,000	440
Pre-tax net operating income	$15,590,000	913
Securities gains (losses)	$3,000	1,928
Applicable income taxes	$1,610,000	1,251
Income before extraordinary items	$13,983,000	874
Extraordinary gains, net	$0	10
Net income	$13,983,000	875
Minority interest net income	$0	74
Net income of bank and minority interests.	$13,983,000	875
Net charge-offs	$695,000	523
Cash dividends	$3,859,000	976
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$13,980,300	860
2021-09-30 (YTD Data)		Rank
Total interest income	$53,041,000	502
Total interest expense	$5,535,000	391
Net interest income	$47,506,000	516
Provision for loan and lease losses	$2,830,000	135
Total noninterest income	$13,705,000	561
Gross Fiduciary activities income	$2,973,000	260
Service charges on deposit accounts	$1,236,000	621
Trading account gains and fees	$0	132
Additional Noninterest Income	$9,496,000	593
Total noninterest expense	$44,250,000	451
Salaries and employee benefits	$25,151,000	453
Premises and equipment expense	$5,443,000	389
Additional noninterest expense	$13,656,000	455
Pre-tax net operating income	$14,131,000	815
Securities gains (losses)	$3,000	1,854
Applicable income taxes	$1,746,000	1,042
Income before extraordinary items	$12,388,000	782
Extraordinary gains, net	$0	8
Net income	$12,388,000	782
Minority interest net income	$0	69
Net income of bank and minority interests.	$12,388,000	782
Net charge-offs	$635,000	436
Cash dividends	$2,875,000	897
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$12,385,360	760
2021-06-30 (YTD Data)		Rank
Total interest income	$34,313,000	508
Total interest expense	$3,767,000	409
Net interest income	$30,546,000	520
Provision for loan and lease losses	$2,145,000	134
Total noninterest income	$9,299,000	556
Gross Fiduciary activities income	$1,934,000	263
Service charges on deposit accounts	$769,000	635
Trading account gains and fees	$0	133
Additional Noninterest Income	$6,596,000	588
Total noninterest expense	$29,247,000	450
Salaries and employee benefits	$16,500,000	458
Premises and equipment expense	$3,680,000	390
Additional noninterest expense	$9,067,000	451
Pre-tax net operating income	$8,453,000	874
Securities gains (losses)	$3,000	1,649
Applicable income taxes	$981,000	1,152
Income before extraordinary items	$7,475,000	852
Extraordinary gains, net	$0	6
Net income	$7,475,000	851
Minority interest net income	$0	67
Net income of bank and minority interests.	$7,475,000	852
Net charge-offs	$284,000	524
Cash dividends	$1,917,000	898
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$7,472,360	830
2021-03-31 (YTD Data)		Rank
Total interest income	$16,926,000	511
Total interest expense	$1,923,000	423
Net interest income	$15,003,000	517
Provision for loan and lease losses	$1,281,000	138
Total noninterest income	$4,841,000	551
Gross Fiduciary activities income	$959,000	265
Service charges on deposit accounts	$372,000	650
Trading account gains and fees	$0	127
Additional Noninterest Income	$3,510,000	566
Total noninterest expense	$14,422,000	454
Salaries and employee benefits	$8,370,000	453
Premises and equipment expense	$1,841,000	393
Additional noninterest expense	$4,211,000	465
Pre-tax net operating income	$4,141,000	887
Securities gains (losses)	$0	1,392
Applicable income taxes	$450,000	1,217
Income before extraordinary items	$3,691,000	865
Extraordinary gains, net	$0	3
Net income	$3,691,000	865
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,691,000	865
Net charge-offs	$119,000	572
Cash dividends	$958,000	790
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,691,000	840
2020-12-31 (YTD Data)		Rank
Total interest income	$65,961,000	522
Total interest expense	$10,216,000	490
Net interest income	$55,745,000	533
Provision for loan and lease losses	$6,563,000	472
Total noninterest income	$17,997,000	536
Gross Fiduciary activities income	$3,406,000	265
Service charges on deposit accounts	$1,565,000	634
Trading account gains and fees	$0	133
Additional Noninterest Income	$13,026,000	541
Total noninterest expense	$56,012,000	458
Salaries and employee benefits	$32,296,000	445
Premises and equipment expense	$6,792,000	408
Additional noninterest expense	$16,924,000	473
Pre-tax net operating income	$11,167,000	970
Securities gains (losses)	$1,637,000	250
Applicable income taxes	$1,241,000	1,280
Income before extraordinary items	$11,563,000	834
Extraordinary gains, net	$0	4
Net income	$11,563,000	834
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,563,000	834
Net charge-offs	$1,521,000	500
Cash dividends	$3,758,000	950
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,089,700	915
2020-09-30 (YTD Data)		Rank
Total interest income	$48,429,000	530
Total interest expense	$8,007,000	507
Net interest income	$40,422,000	544
Provision for loan and lease losses	$4,347,000	551
Total noninterest income	$12,754,000	538
Gross Fiduciary activities income	$2,461,000	264
Service charges on deposit accounts	$1,140,000	651
Trading account gains and fees	$0	125
Additional Noninterest Income	$9,153,000	543
Total noninterest expense	$41,089,000	459
Salaries and employee benefits	$23,885,000	446
Premises and equipment expense	$5,046,000	402
Additional noninterest expense	$12,158,000	473
Pre-tax net operating income	$7,740,000	1,000
Securities gains (losses)	$1,470,000	221
Applicable income taxes	$870,000	1,295
Income before extraordinary items	$8,340,000	834
Extraordinary gains, net	$0	4
Net income	$8,340,000	834
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,340,000	834
Net charge-offs	$1,280,000	441
Cash dividends	$2,800,000	840
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,002,300	944
2020-06-30 (YTD Data)		Rank
Total interest income	$31,568,000	551
Total interest expense	$5,521,000	531
Net interest income	$26,047,000	554
Provision for loan and lease losses	$2,480,000	630
Total noninterest income	$7,735,000	547
Gross Fiduciary activities income	$1,624,000	267
Service charges on deposit accounts	$767,000	656
Trading account gains and fees	$0	123
Additional Noninterest Income	$5,344,000	545
Total noninterest expense	$26,481,000	461
Salaries and employee benefits	$15,253,000	451
Premises and equipment expense	$3,355,000	404
Additional noninterest expense	$7,873,000	481
Pre-tax net operating income	$4,821,000	988
Securities gains (losses)	$1,303,000	175
Applicable income taxes	$588,000	1,216
Income before extraordinary items	$5,536,000	769
Extraordinary gains, net	$0	4
Net income	$5,536,000	769
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,536,000	769
Net charge-offs	$185,000	1,049
Cash dividends	$1,867,000	854
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,363,300	941
2020-03-31 (YTD Data)		Rank
Total interest income	$15,627,000	559
Total interest expense	$2,888,000	569
Net interest income	$12,739,000	556
Provision for loan and lease losses	$1,130,000	566
Total noninterest income	$3,382,000	563
Gross Fiduciary activities income	$881,000	261
Service charges on deposit accounts	$500,000	608
Trading account gains and fees	$0	106
Additional Noninterest Income	$2,001,000	606
Total noninterest expense	$13,563,000	459
Salaries and employee benefits	$7,908,000	435
Premises and equipment expense	$1,609,000	424
Additional noninterest expense	$4,046,000	470
Pre-tax net operating income	$1,428,000	1,371
Securities gains (losses)	$1,301,000	88
Applicable income taxes	$217,000	1,333
Income before extraordinary items	$2,512,000	763
Extraordinary gains, net	$0	4
Net income	$2,512,000	763
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,512,000	763
Net charge-offs	$107,000	848
Cash dividends	$933,000	868
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,315,080	1,298
2019-12-31 (YTD Data)		Rank
Total interest income	$61,760,000	568
Total interest expense	$11,131,000	627
Net interest income	$50,629,000	552
Provision for loan and lease losses	$2,650,000	416
Total noninterest income	$14,255,000	548
Gross Fiduciary activities income	$3,254,000	267
Service charges on deposit accounts	$2,041,000	615
Trading account gains and fees	$0	135
Additional Noninterest Income	$8,960,000	565
Total noninterest expense	$51,442,000	456
Salaries and employee benefits	$28,911,000	444
Premises and equipment expense	$5,997,000	450
Additional noninterest expense	$16,534,000	447
Pre-tax net operating income	$10,792,000	995
Securities gains (losses)	$2,004,000	151
Applicable income taxes	$1,228,000	1,260
Income before extraordinary items	$11,568,000	826
Extraordinary gains, net	$0	11
Net income	$11,568,000	827
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,568,000	827
Net charge-offs	$1,822,000	447
Cash dividends	$3,916,000	991
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$9,764,400	938
2019-09-30 (YTD Data)		Rank
Total interest income	$45,941,000	577
Total interest expense	$8,270,000	637
Net interest income	$37,671,000	560
Provision for loan and lease losses	$1,875,000	431
Total noninterest income	$10,316,000	553
Gross Fiduciary activities income	$2,416,000	271
Service charges on deposit accounts	$1,486,000	631
Trading account gains and fees	$0	129
Additional Noninterest Income	$6,414,000	582
Total noninterest expense	$37,499,000	464
Salaries and employee benefits	$21,276,000	453
Premises and equipment expense	$4,412,000	458
Additional noninterest expense	$11,811,000	463
Pre-tax net operating income	$8,613,000	963
Securities gains (losses)	$688,000	253
Applicable income taxes	$720,000	1,506
Income before extraordinary items	$8,581,000	852
Extraordinary gains, net	$0	11
Net income	$8,581,000	853
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,581,000	853
Net charge-offs	$1,509,000	371
Cash dividends	$2,983,000	896
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$7,948,040	890
2019-06-30 (YTD Data)		Rank
Total interest income	$30,286,000	577
Total interest expense	$5,445,000	630
Net interest income	$24,841,000	564
Provision for loan and lease losses	$1,050,000	468
Total noninterest income	$6,547,000	562
Gross Fiduciary activities income	$1,582,000	272
Service charges on deposit accounts	$964,000	642
Trading account gains and fees	$0	131
Additional Noninterest Income	$4,001,000	596
Total noninterest expense	$24,564,000	473
Salaries and employee benefits	$13,757,000	469
Premises and equipment expense	$3,048,000	449
Additional noninterest expense	$7,759,000	471
Pre-tax net operating income	$5,774,000	931
Securities gains (losses)	$207,000	370
Applicable income taxes	$409,000	1,609
Income before extraordinary items	$5,572,000	846
Extraordinary gains, net	$0	11
Net income	$5,572,000	846
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,572,000	846
Net charge-offs	$1,234,000	304
Cash dividends	$1,715,000	988
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$5,379,490	855
2019-03-31 (YTD Data)		Rank
Total interest income	$14,858,000	584
Total interest expense	$2,660,000	633
Net interest income	$12,198,000	575
Provision for loan and lease losses	$365,000	598
Total noninterest income	$3,100,000	574
Gross Fiduciary activities income	$776,000	270
Service charges on deposit accounts	$463,000	655
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,861,000	589
Total noninterest expense	$12,440,000	467
Salaries and employee benefits	$7,034,000	457
Premises and equipment expense	$1,586,000	430
Additional noninterest expense	$3,820,000	467
Pre-tax net operating income	$2,493,000	1,027
Securities gains (losses)	$-61,000	5,270
Applicable income taxes	$89,000	2,241
Income before extraordinary items	$2,343,000	952
Extraordinary gains, net	$0	5
Net income	$2,343,000	951
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,343,000	951
Net charge-offs	$225,000	572
Cash dividends	$858,000	928
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,401,560	918
2018-12-31 (YTD Data)		Rank
Total interest income	$55,431,000	581
Total interest expense	$9,461,000	548
Net interest income	$45,970,000	596
Provision for loan and lease losses	$1,560,000	602
Total noninterest income	$12,721,000	580
Gross Fiduciary activities income	$3,151,000	275
Service charges on deposit accounts	$2,091,000	607
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,479,000	630
Total noninterest expense	$46,123,000	490
Salaries and employee benefits	$25,921,000	473
Premises and equipment expense	$5,436,000	492
Additional noninterest expense	$14,766,000	476
Pre-tax net operating income	$11,008,000	965
Securities gains (losses)	$131,000	268
Applicable income taxes	$310,000	2,366
Income before extraordinary items	$10,829,000	853
Extraordinary gains, net	$0	6
Net income	$10,829,000	851
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,829,000	852
Net charge-offs	$1,378,000	459
Cash dividends	$3,381,000	995
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$10,701,930	862
2018-09-30 (YTD Data)		Rank
Total interest income	$40,686,000	584
Total interest expense	$6,860,000	530
Net interest income	$33,826,000	598
Provision for loan and lease losses	$1,025,000	634
Total noninterest income	$9,695,000	574
Gross Fiduciary activities income	$2,329,000	275
Service charges on deposit accounts	$1,550,000	612
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,816,000	609
Total noninterest expense	$34,022,000	490
Salaries and employee benefits	$19,308,000	478
Premises and equipment expense	$4,056,000	494
Additional noninterest expense	$10,658,000	484
Pre-tax net operating income	$8,474,000	960
Securities gains (losses)	$34,000	477
Applicable income taxes	$438,000	1,913
Income before extraordinary items	$8,070,000	854
Extraordinary gains, net	$0	5
Net income	$8,070,000	852
Minority interest net income	$0	66
Net income of bank and minority interests.	$8,070,000	853
Net charge-offs	$1,220,000	383
Cash dividends	$2,524,000	892
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$8,037,700	853
2018-06-30 (YTD Data)		Rank
Total interest income	$26,597,000	585
Total interest expense	$4,455,000	506
Net interest income	$22,142,000	602
Provision for loan and lease losses	$625,000	670
Total noninterest income	$6,448,000	581
Gross Fiduciary activities income	$1,571,000	275
Service charges on deposit accounts	$993,000	636
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,884,000	612
Total noninterest expense	$22,294,000	501
Salaries and employee benefits	$12,546,000	491
Premises and equipment expense	$2,750,000	486
Additional noninterest expense	$6,998,000	491
Pre-tax net operating income	$5,671,000	939
Securities gains (losses)	$58,000	323
Applicable income taxes	$284,000	1,908
Income before extraordinary items	$5,445,000	834
Extraordinary gains, net	$0	6
Net income	$5,445,000	832
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,445,000	833
Net charge-offs	$350,000	667
Cash dividends	$1,666,000	886
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$5,389,900	837
2018-03-31 (YTD Data)		Rank
Total interest income	$12,969,000	589
Total interest expense	$2,154,000	493
Net interest income	$10,815,000	621
Provision for loan and lease losses	$250,000	792
Total noninterest income	$3,151,000	582
Gross Fiduciary activities income	$826,000	268
Service charges on deposit accounts	$479,000	659
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,846,000	610
Total noninterest expense	$11,046,000	510
Salaries and employee benefits	$6,294,000	487
Premises and equipment expense	$1,370,000	489
Additional noninterest expense	$3,382,000	506
Pre-tax net operating income	$2,670,000	957
Securities gains (losses)	$37,000	259
Applicable income taxes	$111,000	2,080
Income before extraordinary items	$2,596,000	850
Extraordinary gains, net	$0	7
Net income	$2,596,000	850
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,596,000	850
Net charge-offs	$124,000	755
Cash dividends	$809,000	840
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,560,480	847
2017-12-31 (YTD Data)		Rank
Total interest income	$48,044,000	596
Total interest expense	$8,047,000	443
Net interest income	$39,997,000	637
Provision for loan and lease losses	$2,406,000	451
Total noninterest income	$11,751,000	617
Gross Fiduciary activities income	$2,958,000	277
Service charges on deposit accounts	$1,864,000	690
Trading account gains and fees	$76,000	125
Additional Noninterest Income	$6,853,000	679
Total noninterest expense	$40,911,000	531
Salaries and employee benefits	$22,687,000	530
Premises and equipment expense	$5,079,000	504
Additional noninterest expense	$13,145,000	518
Pre-tax net operating income	$8,431,000	1,135
Securities gains (losses)	$56,000	843
Applicable income taxes	$1,867,000	1,331
Income before extraordinary items	$6,620,000	1,070
Extraordinary gains, net	$0	9
Net income	$6,620,000	1,070
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,620,000	1,070
Net charge-offs	$1,839,000	434
Cash dividends	$3,210,000	974
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,576,320	1,068
2017-09-30 (YTD Data)		Rank
Total interest income	$35,390,000	601
Total interest expense	$5,913,000	440
Net interest income	$29,477,000	650
Provision for loan and lease losses	$1,596,000	486
Total noninterest income	$8,682,000	620
Gross Fiduciary activities income	$2,215,000	277
Service charges on deposit accounts	$1,352,000	709
Trading account gains and fees	$76,000	121
Additional Noninterest Income	$5,039,000	692
Total noninterest expense	$29,970,000	546
Salaries and employee benefits	$16,633,000	543
Premises and equipment expense	$3,700,000	513
Additional noninterest expense	$9,637,000	526
Pre-tax net operating income	$6,593,000	1,116
Securities gains (losses)	$2,000	2,024
Applicable income taxes	$-330,000	5,690
Income before extraordinary items	$6,925,000	862
Extraordinary gains, net	$0	9
Net income	$6,925,000	863
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,925,000	862
Net charge-offs	$874,000	540
Cash dividends	$2,401,000	905
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$6,923,000	853
2017-06-30 (YTD Data)		Rank
Total interest income	$23,054,000	606
Total interest expense	$3,884,000	435
Net interest income	$19,170,000	654
Provision for loan and lease losses	$1,186,000	445
Total noninterest income	$5,661,000	637
Gross Fiduciary activities income	$1,475,000	276
Service charges on deposit accounts	$866,000	725
Trading account gains and fees	$76,000	113
Additional Noninterest Income	$3,244,000	697
Total noninterest expense	$19,452,000	561
Salaries and employee benefits	$10,726,000	566
Premises and equipment expense	$2,542,000	499
Additional noninterest expense	$6,184,000	547
Pre-tax net operating income	$4,193,000	1,149
Securities gains (losses)	$13,000	1,152
Applicable income taxes	$-173,000	5,738
Income before extraordinary items	$4,379,000	893
Extraordinary gains, net	$0	11
Net income	$4,379,000	894
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,379,000	893
Net charge-offs	$430,000	642
Cash dividends	$1,593,000	909
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,366,000	881
2017-03-31 (YTD Data)		Rank
Total interest income	$11,159,000	623
Total interest expense	$1,897,000	433
Net interest income	$9,262,000	679
Provision for loan and lease losses	$476,000	472
Total noninterest income	$2,701,000	643
Gross Fiduciary activities income	$709,000	283
Service charges on deposit accounts	$418,000	744
Trading account gains and fees	$77,000	103
Additional Noninterest Income	$1,497,000	730
Total noninterest expense	$9,859,000	559
Salaries and employee benefits	$5,483,000	564
Premises and equipment expense	$1,325,000	493
Additional noninterest expense	$3,051,000	562
Pre-tax net operating income	$1,628,000	1,359
Securities gains (losses)	$0	1,153
Applicable income taxes	$-209,000	5,821
Income before extraordinary items	$1,837,000	1,033
Extraordinary gains, net	$0	8
Net income	$1,837,000	1,034
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,837,000	1,033
Net charge-offs	$201,000	599
Cash dividends	$784,000	884
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,837,000	1,016
2016-12-31 (YTD Data)		Rank
Total interest income	$44,690,000	605
Total interest expense	$6,903,000	437
Net interest income	$37,787,000	640
Provision for loan and lease losses	$3,060,000	377
Total noninterest income	$10,892,000	652
Gross Fiduciary activities income	$2,839,000	272
Service charges on deposit accounts	$1,729,000	743
Trading account gains and fees	$120,000	136
Additional Noninterest Income	$6,204,000	716
Total noninterest expense	$38,584,000	561
Salaries and employee benefits	$21,452,000	553
Premises and equipment expense	$4,822,000	514
Additional noninterest expense	$12,310,000	563
Pre-tax net operating income	$7,035,000	1,239
Securities gains (losses)	$3,767,000	74
Applicable income taxes	$695,000	1,970
Income before extraordinary items	$10,107,000	760
Extraordinary gains, net	$0	5
Net income	$10,107,000	759
Minority interest net income	$0	82
Net income of bank and minority interests.	$10,107,000	759
Net charge-offs	$2,386,000	351
Cash dividends	$3,038,000	1,007
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,566,020	1,086
2016-09-30 (YTD Data)		Rank
Total interest income	$33,133,000	609
Total interest expense	$5,076,000	440
Net interest income	$28,057,000	642
Provision for loan and lease losses	$1,860,000	430
Total noninterest income	$8,226,000	652
Gross Fiduciary activities income	$2,060,000	276
Service charges on deposit accounts	$1,271,000	756
Trading account gains and fees	$337,000	103
Additional Noninterest Income	$4,558,000	734
Total noninterest expense	$29,204,000	557
Salaries and employee benefits	$16,293,000	545
Premises and equipment expense	$3,772,000	504
Additional noninterest expense	$9,139,000	568
Pre-tax net operating income	$5,219,000	1,276
Securities gains (losses)	$3,751,000	63
Applicable income taxes	$837,000	1,586
Income before extraordinary items	$8,133,000	714
Extraordinary gains, net	$0	5
Net income	$8,133,000	713
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,133,000	714
Net charge-offs	$1,126,000	438
Cash dividends	$2,254,000	927
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,719,590	1,134
2016-06-30 (YTD Data)		Rank
Total interest income	$22,140,000	609
Total interest expense	$3,366,000	434
Net interest income	$18,774,000	636
Provision for loan and lease losses	$1,300,000	414
Total noninterest income	$5,522,000	637
Gross Fiduciary activities income	$1,369,000	279
Service charges on deposit accounts	$811,000	774
Trading account gains and fees	$330,000	82
Additional Noninterest Income	$3,012,000	728
Total noninterest expense	$19,472,000	552
Salaries and employee benefits	$10,926,000	538
Premises and equipment expense	$2,502,000	509
Additional noninterest expense	$6,044,000	574
Pre-tax net operating income	$3,524,000	1,242
Securities gains (losses)	$1,632,000	93
Applicable income taxes	$227,000	2,385
Income before extraordinary items	$4,929,000	772
Extraordinary gains, net	$0	16
Net income	$4,929,000	771
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,929,000	771
Net charge-offs	$646,000	482
Cash dividends	$1,470,000	979
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,362,280	1,070
2016-03-31 (YTD Data)		Rank
Total interest income	$10,965,000	610
Total interest expense	$1,675,000	431
Net interest income	$9,290,000	644
Provision for loan and lease losses	$750,000	346
Total noninterest income	$2,620,000	649
Gross Fiduciary activities income	$688,000	279
Service charges on deposit accounts	$385,000	805
Trading account gains and fees	$147,000	86
Additional Noninterest Income	$1,400,000	745
Total noninterest expense	$9,797,000	554
Salaries and employee benefits	$5,596,000	528
Premises and equipment expense	$1,313,000	493
Additional noninterest expense	$2,888,000	587
Pre-tax net operating income	$1,363,000	1,494
Securities gains (losses)	$1,051,000	71
Applicable income taxes	$48,000	3,007
Income before extraordinary items	$2,366,000	782
Extraordinary gains, net	$0	12
Net income	$2,366,000	782
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,366,000	782
Net charge-offs	$314,000	473
Cash dividends	$735,000	930
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,336,020	1,257
2015-12-31 (YTD Data)		Rank
Total interest income	$42,922,000	593
Total interest expense	$6,398,000	424
Net interest income	$36,524,000	627
Provision for loan and lease losses	$3,422,000	285
Total noninterest income	$10,632,000	641
Gross Fiduciary activities income	$2,740,000	283
Service charges on deposit accounts	$1,572,000	817
Trading account gains and fees	$337,000	101
Additional Noninterest Income	$5,983,000	711
Total noninterest expense	$35,600,000	600
Salaries and employee benefits	$19,980,000	563
Premises and equipment expense	$4,554,000	544
Additional noninterest expense	$11,066,000	609
Pre-tax net operating income	$8,134,000	1,057
Securities gains (losses)	$1,325,000	161
Applicable income taxes	$419,000	2,379
Income before extraordinary items	$9,040,000	803
Extraordinary gains, net	$0	23
Net income	$9,040,000	803
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,040,000	803
Net charge-offs	$1,000,000	691
Cash dividends	$2,487,000	1,143
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$7,768,000	899
2015-09-30 (YTD Data)		Rank
Total interest income	$31,918,000	601
Total interest expense	$4,764,000	428
Net interest income	$27,154,000	637
Provision for loan and lease losses	$1,291,000	476
Total noninterest income	$7,785,000	672
Gross Fiduciary activities income	$2,060,000	281
Service charges on deposit accounts	$1,157,000	840
Trading account gains and fees	$235,000	104
Additional Noninterest Income	$4,333,000	737
Total noninterest expense	$26,924,000	597
Salaries and employee benefits	$15,198,000	566
Premises and equipment expense	$3,358,000	564
Additional noninterest expense	$8,368,000	602
Pre-tax net operating income	$6,724,000	999
Securities gains (losses)	$874,000	206
Applicable income taxes	$719,000	1,670
Income before extraordinary items	$6,879,000	802
Extraordinary gains, net	$0	21
Net income	$6,879,000	801
Minority interest net income	$0	78
Net income of bank and minority interests.	$6,879,000	802
Net charge-offs	$831,000	581
Cash dividends	$2,058,000	953
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$6,083,660	860
2015-06-30 (YTD Data)		Rank
Total interest income	$21,010,000	604
Total interest expense	$3,128,000	431
Net interest income	$17,882,000	644
Provision for loan and lease losses	$999,000	436
Total noninterest income	$5,081,000	680
Gross Fiduciary activities income	$1,384,000	286
Service charges on deposit accounts	$745,000	851
Trading account gains and fees	$89,000	119
Additional Noninterest Income	$2,863,000	737
Total noninterest expense	$17,806,000	599
Salaries and employee benefits	$10,066,000	563
Premises and equipment expense	$2,297,000	555
Additional noninterest expense	$5,443,000	626
Pre-tax net operating income	$4,158,000	1,052
Securities gains (losses)	$753,000	183
Applicable income taxes	$373,000	1,914
Income before extraordinary items	$4,538,000	806
Extraordinary gains, net	$0	22
Net income	$4,538,000	805
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,538,000	806
Net charge-offs	$529,000	614
Cash dividends	$1,372,000	961
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,845,240	895
2015-03-31 (YTD Data)		Rank
Total interest income	$10,137,000	620
Total interest expense	$1,506,000	444
Net interest income	$8,631,000	655
Provision for loan and lease losses	$665,000	315
Total noninterest income	$2,451,000	672
Gross Fiduciary activities income	$690,000	288
Service charges on deposit accounts	$352,000	876
Trading account gains and fees	$83,000	103
Additional Noninterest Income	$1,326,000	746
Total noninterest expense	$8,867,000	599
Salaries and employee benefits	$5,097,000	564
Premises and equipment expense	$1,174,000	547
Additional noninterest expense	$2,596,000	646
Pre-tax net operating income	$1,550,000	1,294
Securities gains (losses)	$230,000	315
Applicable income taxes	$16,000	3,628
Income before extraordinary items	$1,764,000	975
Extraordinary gains, net	$0	13
Net income	$1,764,000	975
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,764,000	976
Net charge-offs	$360,000	472
Cash dividends	$686,000	880
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,536,300	1,082
2014-12-31 (YTD Data)		Rank
Total interest income	$38,424,000	649
Total interest expense	$5,862,000	476
Net interest income	$32,562,000	681
Provision for loan and lease losses	$585,000	1,316
Total noninterest income	$11,023,000	600
Gross Fiduciary activities income	$2,656,000	287
Service charges on deposit accounts	$1,517,000	880
Trading account gains and fees	$585,000	86
Additional Noninterest Income	$6,265,000	644
Total noninterest expense	$33,062,000	627
Salaries and employee benefits	$18,251,000	595
Premises and equipment expense	$3,941,000	626
Additional noninterest expense	$10,870,000	616
Pre-tax net operating income	$9,938,000	834
Securities gains (losses)	$1,683,000	122
Applicable income taxes	$1,433,000	1,234
Income before extraordinary items	$10,188,000	666
Extraordinary gains, net	$0	17
Net income	$10,188,000	665
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,188,000	666
Net charge-offs	$792,000	1,077
Cash dividends	$2,548,000	1,067
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$8,706,960	759
2014-09-30 (YTD Data)		Rank
Total interest income	$28,415,000	660
Total interest expense	$4,350,000	481
Net interest income	$24,065,000	687
Provision for loan and lease losses	$345,000	1,507
Total noninterest income	$7,868,000	617
Gross Fiduciary activities income	$1,934,000	296
Service charges on deposit accounts	$1,098,000	911
Trading account gains and fees	$480,000	82
Additional Noninterest Income	$4,356,000	686
Total noninterest expense	$24,212,000	638
Salaries and employee benefits	$13,067,000	624
Premises and equipment expense	$2,911,000	632
Additional noninterest expense	$8,234,000	604
Pre-tax net operating income	$7,376,000	853
Securities gains (losses)	$1,124,000	139
Applicable income taxes	$1,000,000	1,312
Income before extraordinary items	$7,500,000	684
Extraordinary gains, net	$0	15
Net income	$7,500,000	681
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,500,000	682
Net charge-offs	$553,000	1,068
Cash dividends	$1,911,000	992
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$6,510,880	758
2014-06-30 (YTD Data)		Rank
Total interest income	$18,571,000	670
Total interest expense	$2,829,000	498
Net interest income	$15,742,000	692
Provision for loan and lease losses	$345,000	1,122
Total noninterest income	$5,014,000	633
Gross Fiduciary activities income	$1,269,000	296
Service charges on deposit accounts	$673,000	978
Trading account gains and fees	$330,000	83
Additional Noninterest Income	$2,742,000	693
Total noninterest expense	$16,181,000	636
Salaries and employee benefits	$8,905,000	605
Premises and equipment expense	$2,000,000	618
Additional noninterest expense	$5,276,000	625
Pre-tax net operating income	$4,230,000	967
Securities gains (losses)	$952,000	132
Applicable income taxes	$504,000	1,535
Income before extraordinary items	$4,678,000	701
Extraordinary gains, net	$0	20
Net income	$4,678,000	700
Minority interest net income	$0	80
Net income of bank and minority interests.	$4,678,000	701
Net charge-offs	$370,000	1,099
Cash dividends	$1,274,000	962
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,821,200	832
2014-03-31 (YTD Data)		Rank
Total interest income	$9,132,000	692
Total interest expense	$1,392,000	511
Net interest income	$7,740,000	709
Provision for loan and lease losses	$345,000	626
Total noninterest income	$2,328,000	648
Gross Fiduciary activities income	$634,000	296
Service charges on deposit accounts	$324,000	992
Trading account gains and fees	$136,000	85
Additional Noninterest Income	$1,234,000	711
Total noninterest expense	$7,824,000	666
Salaries and employee benefits	$4,278,000	648
Premises and equipment expense	$1,029,000	615
Additional noninterest expense	$2,517,000	653
Pre-tax net operating income	$1,899,000	1,031
Securities gains (losses)	$648,000	106
Applicable income taxes	$247,000	1,518
Income before extraordinary items	$2,300,000	679
Extraordinary gains, net	$0	16
Net income	$2,300,000	679
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,300,000	681
Net charge-offs	$163,000	1,069
Cash dividends	$637,000	874
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,716,800	888
2013-12-31 (YTD Data)		Rank
Total interest income	$36,617,000	681
Total interest expense	$5,441,000	595
Net interest income	$31,176,000	683
Provision for loan and lease losses	$1,625,000	732
Total noninterest income	$11,646,000	594
Gross Fiduciary activities income	$2,200,000	308
Service charges on deposit accounts	$1,369,000	1,010
Trading account gains and fees	$328,000	109
Additional Noninterest Income	$7,749,000	582
Total noninterest expense	$31,390,000	665
Salaries and employee benefits	$17,000,000	638
Premises and equipment expense	$3,605,000	684
Additional noninterest expense	$10,785,000	642
Pre-tax net operating income	$9,807,000	783
Securities gains (losses)	$1,933,000	133
Applicable income taxes	$1,644,000	1,054
Income before extraordinary items	$10,096,000	640
Extraordinary gains, net	$0	29
Net income	$10,096,000	643
Minority interest net income	$0	90
Net income of bank and minority interests.	$10,096,000	642
Net charge-offs	$1,315,000	1,035
Cash dividends	$2,156,000	1,137
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$8,433,620	740
2013-09-30 (YTD Data)		Rank
Total interest income	$27,172,000	684
Total interest expense	$4,080,000	609
Net interest income	$23,092,000	692
Provision for loan and lease losses	$1,040,000	852
Total noninterest income	$8,923,000	598
Gross Fiduciary activities income	$1,527,000	320
Service charges on deposit accounts	$994,000	1,043
Trading account gains and fees	$224,000	106
Additional Noninterest Income	$6,178,000	568
Total noninterest expense	$22,625,000	686
Salaries and employee benefits	$12,153,000	671
Premises and equipment expense	$2,579,000	712
Additional noninterest expense	$7,893,000	658
Pre-tax net operating income	$8,350,000	712
Securities gains (losses)	$1,109,000	186
Applicable income taxes	$1,435,000	966
Income before extraordinary items	$8,024,000	616
Extraordinary gains, net	$0	25
Net income	$8,024,000	618
Minority interest net income	$0	84
Net income of bank and minority interests.	$8,024,000	618
Net charge-offs	$746,000	1,237
Cash dividends	$1,519,000	1,081
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$7,081,350	666
2013-06-30 (YTD Data)		Rank
Total interest income	$17,814,000	696
Total interest expense	$2,730,000	630
Net interest income	$15,084,000	700
Provision for loan and lease losses	$660,000	914
Total noninterest income	$5,958,000	605
Gross Fiduciary activities income	$1,011,000	320
Service charges on deposit accounts	$631,000	1,069
Trading account gains and fees	$41,000	126
Additional Noninterest Income	$4,275,000	557
Total noninterest expense	$15,051,000	689
Salaries and employee benefits	$8,144,000	674
Premises and equipment expense	$1,732,000	710
Additional noninterest expense	$5,175,000	659
Pre-tax net operating income	$5,331,000	730
Securities gains (losses)	$946,000	194
Applicable income taxes	$975,000	960
Income before extraordinary items	$5,302,000	628
Extraordinary gains, net	$0	22
Net income	$5,302,000	629
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,302,000	630
Net charge-offs	$634,000	1,061
Cash dividends	$1,005,000	1,069
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$4,507,360	688
2013-03-31 (YTD Data)		Rank
Total interest income	$8,941,000	706
Total interest expense	$1,377,000	647
Net interest income	$7,564,000	703
Provision for loan and lease losses	$330,000	922
Total noninterest income	$2,951,000	616
Gross Fiduciary activities income	$410,000	360
Service charges on deposit accounts	$311,000	1,073
Trading account gains and fees	$67,000	106
Additional Noninterest Income	$2,163,000	550
Total noninterest expense	$7,274,000	709
Salaries and employee benefits	$3,877,000	717
Premises and equipment expense	$895,000	704
Additional noninterest expense	$2,502,000	684
Pre-tax net operating income	$2,911,000	663
Securities gains (losses)	$231,000	409
Applicable income taxes	$441,000	1,020
Income before extraordinary items	$2,701,000	608
Extraordinary gains, net	$0	10
Net income	$2,701,000	607
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,701,000	610
Net charge-offs	$100,000	1,892
Cash dividends	$490,000	971
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$2,502,340	620
2012-12-31 (YTD Data)		Rank
Total interest income	$35,388,000	737
Total interest expense	$6,185,000	698
Net interest income	$29,203,000	737
Provision for loan and lease losses	$1,805,000	1,158
Total noninterest income	$9,933,000	692
Gross Fiduciary activities income	$1,520,000	360
Service charges on deposit accounts	$1,269,000	1,125
Trading account gains and fees	$287,000	94
Additional Noninterest Income	$6,857,000	635
Total noninterest expense	$27,844,000	726
Salaries and employee benefits	$14,700,000	711
Premises and equipment expense	$3,051,000	793
Additional noninterest expense	$10,093,000	704
Pre-tax net operating income	$9,487,000	758
Securities gains (losses)	$2,036,000	259
Applicable income taxes	$1,926,000	908
Income before extraordinary items	$9,597,000	639
Extraordinary gains, net	$0	29
Net income	$9,597,000	638
Minority interest net income	$0	93
Net income of bank and minority interests.	$9,597,000	639
Net charge-offs	$444,000	2,807
Cash dividends	$1,985,000	1,239
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$7,907,120	714
2012-09-30 (YTD Data)		Rank
Total interest income	$26,483,000	749
Total interest expense	$4,706,000	723
Net interest income	$21,777,000	748
Provision for loan and lease losses	$1,500,000	1,077
Total noninterest income	$7,090,000	711
Gross Fiduciary activities income	$1,116,000	364
Service charges on deposit accounts	$931,000	1,148
Trading account gains and fees	$192,000	97
Additional Noninterest Income	$4,851,000	654
Total noninterest expense	$19,653,000	764
Salaries and employee benefits	$10,124,000	773
Premises and equipment expense	$2,175,000	832
Additional noninterest expense	$7,354,000	716
Pre-tax net operating income	$7,714,000	731
Securities gains (losses)	$1,477,000	275
Applicable income taxes	$1,612,000	847
Income before extraordinary items	$7,579,000	630
Extraordinary gains, net	$0	20
Net income	$7,579,000	629
Minority interest net income	$0	86
Net income of bank and minority interests.	$7,579,000	630
Net charge-offs	$237,000	3,101
Cash dividends	$1,372,000	1,064
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$6,367,860	693
2012-06-30 (YTD Data)		Rank
Total interest income	$17,619,000	763
Total interest expense	$3,171,000	745
Net interest income	$14,448,000	756
Provision for loan and lease losses	$1,140,000	992
Total noninterest income	$4,515,000	737
Gross Fiduciary activities income	$757,000	363
Service charges on deposit accounts	$630,000	1,124
Trading account gains and fees	$101,000	103
Additional Noninterest Income	$3,027,000	684
Total noninterest expense	$13,026,000	770
Salaries and employee benefits	$6,690,000	777
Premises and equipment expense	$1,445,000	837
Additional noninterest expense	$4,891,000	710
Pre-tax net operating income	$4,797,000	774
Securities gains (losses)	$1,432,000	185
Applicable income taxes	$1,062,000	844
Income before extraordinary items	$5,167,000	613
Extraordinary gains, net	$0	19
Net income	$5,167,000	612
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,167,000	613
Net charge-offs	$163,000	2,957
Cash dividends	$907,000	1,064
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,978,440	722
2012-03-31 (YTD Data)		Rank
Total interest income	$8,894,000	761
Total interest expense	$1,575,000	792
Net interest income	$7,319,000	748
Provision for loan and lease losses	$390,000	1,275
Total noninterest income	$1,962,000	794
Gross Fiduciary activities income	$368,000	365
Service charges on deposit accounts	$304,000	1,158
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,290,000	758
Total noninterest expense	$6,350,000	785
Salaries and employee benefits	$3,264,000	789
Premises and equipment expense	$734,000	828
Additional noninterest expense	$2,352,000	734
Pre-tax net operating income	$2,541,000	722
Securities gains (losses)	$558,000	243
Applicable income taxes	$467,000	942
Income before extraordinary items	$2,632,000	596
Extraordinary gains, net	$0	19
Net income	$2,632,000	596
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,632,000	597
Net charge-offs	$56,000	2,935
Cash dividends	$441,000	974
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$2,157,700	672
2011-12-31 (YTD Data)		Rank
Total interest income	$32,952,000	842
Total interest expense	$5,958,000	1,016
Net interest income	$26,994,000	809
Provision for loan and lease losses	$1,100,000	2,274
Total noninterest income	$7,263,000	784
Gross Fiduciary activities income	$1,477,000	329
Service charges on deposit accounts	$1,262,000	1,166
Trading account gains and fees	$0	146
Additional Noninterest Income	$4,524,000	765
Total noninterest expense	$24,949,000	791
Salaries and employee benefits	$13,069,000	762
Premises and equipment expense	$2,587,000	960
Additional noninterest expense	$9,293,000	772
Pre-tax net operating income	$8,208,000	744
Securities gains (losses)	$435,000	875
Applicable income taxes	$1,222,000	1,164
Income before extraordinary items	$7,421,000	690
Extraordinary gains, net	$0	29
Net income	$7,421,000	690
Minority interest net income	$0	96
Net income of bank and minority interests.	$7,421,000	690
Net charge-offs	$870,000	2,529
Cash dividends	$1,740,000	1,088
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$7,046,900	684
2011-09-30 (YTD Data)		Rank
Total interest income	$24,424,000	871
Total interest expense	$4,431,000	1,064
Net interest income	$19,993,000	826
Provision for loan and lease losses	$795,000	2,280
Total noninterest income	$5,588,000	775
Gross Fiduciary activities income	$1,095,000	325
Service charges on deposit accounts	$913,000	1,212
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,580,000	737
Total noninterest expense	$18,150,000	818
Salaries and employee benefits	$9,414,000	789
Premises and equipment expense	$1,889,000	1,004
Additional noninterest expense	$6,847,000	772
Pre-tax net operating income	$6,636,000	715
Securities gains (losses)	$131,000	1,544
Applicable income taxes	$1,095,000	1,017
Income before extraordinary items	$5,672,000	700
Extraordinary gains, net	$0	21
Net income	$5,672,000	698
Minority interest net income	$0	87
Net income of bank and minority interests.	$5,672,000	700
Net charge-offs	$678,000	2,322
Cash dividends	$1,200,000	994
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$5,561,960	680
2011-06-30 (YTD Data)		Rank
Total interest income	$16,163,000	890
Total interest expense	$2,952,000	1,108
Net interest income	$13,211,000	837
Provision for loan and lease losses	$395,000	2,617
Total noninterest income	$3,449,000	820
Gross Fiduciary activities income	$724,000	330
Service charges on deposit accounts	$569,000	1,272
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,156,000	792
Total noninterest expense	$11,783,000	852
Salaries and employee benefits	$6,037,000	829
Premises and equipment expense	$1,289,000	992
Additional noninterest expense	$4,457,000	807
Pre-tax net operating income	$4,482,000	702
Securities gains (losses)	$64,000	1,431
Applicable income taxes	$800,000	917
Income before extraordinary items	$3,746,000	695
Extraordinary gains, net	$0	15
Net income	$3,746,000	694
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,746,000	695
Net charge-offs	$333,000	2,568
Cash dividends	$784,000	1,016
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$3,693,520	674
2011-03-31 (YTD Data)		Rank
Total interest income	$8,071,000	894
Total interest expense	$1,467,000	1,146
Net interest income	$6,604,000	843
Provision for loan and lease losses	$390,000	1,663
Total noninterest income	$1,867,000	779
Gross Fiduciary activities income	$364,000	332
Service charges on deposit accounts	$265,000	1,342
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,238,000	712
Total noninterest expense	$5,803,000	863
Salaries and employee benefits	$3,034,000	843
Premises and equipment expense	$698,000	949
Additional noninterest expense	$2,071,000	861
Pre-tax net operating income	$2,278,000	695
Securities gains (losses)	$349,000	221
Applicable income taxes	$552,000	684
Income before extraordinary items	$2,075,000	636
Extraordinary gains, net	$0	9
Net income	$2,075,000	633
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,075,000	636
Net charge-offs	$55,000	3,265
Cash dividends	$392,000	941
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,799,290	702
2010-12-31 (YTD Data)		Rank
Total interest income	$29,693,000	1,034
Total interest expense	$6,622,000	1,243
Net interest income	$23,071,000	956
Provision for loan and lease losses	$1,900,000	2,139
Total noninterest income	$7,440,000	796
Gross Fiduciary activities income	$1,477,000	317
Service charges on deposit accounts	$1,222,000	1,227
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,741,000	777
Total noninterest expense	$22,876,000	883
Salaries and employee benefits	$11,929,000	827
Premises and equipment expense	$2,305,000	1,129
Additional noninterest expense	$8,642,000	857
Pre-tax net operating income	$5,735,000	905
Securities gains (losses)	$999,000	492
Applicable income taxes	$1,293,000	1,011
Income before extraordinary items	$5,441,000	800
Extraordinary gains, net	$0	29
Net income	$5,441,000	800
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,441,000	801
Net charge-offs	$2,026,000	1,848
Cash dividends	$1,369,000	1,168
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,631,810	904
2010-09-30 (YTD Data)		Rank
Total interest income	$21,808,000	1,071
Total interest expense	$5,120,000	1,248
Net interest income	$16,688,000	992
Provision for loan and lease losses	$1,599,000	1,903
Total noninterest income	$5,679,000	764
Gross Fiduciary activities income	$1,162,000	310
Service charges on deposit accounts	$921,000	1,257
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,596,000	720
Total noninterest expense	$16,646,000	894
Salaries and employee benefits	$8,500,000	854
Premises and equipment expense	$1,676,000	1,176
Additional noninterest expense	$6,470,000	835
Pre-tax net operating income	$4,122,000	987
Securities gains (losses)	$1,193,000	352
Applicable income taxes	$1,067,000	951
Income before extraordinary items	$4,248,000	819
Extraordinary gains, net	$0	23
Net income	$4,248,000	818
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,248,000	820
Net charge-offs	$1,659,000	1,687
Cash dividends	$977,000	1,076
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,293,600	995
2010-06-30 (YTD Data)		Rank
Total interest income	$14,249,000	1,111
Total interest expense	$3,527,000	1,263
Net interest income	$10,722,000	1,033
Provision for loan and lease losses	$650,000	2,465
Total noninterest income	$3,595,000	786
Gross Fiduciary activities income	$775,000	312
Service charges on deposit accounts	$627,000	1,244
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,193,000	747
Total noninterest expense	$10,923,000	913
Salaries and employee benefits	$5,487,000	888
Premises and equipment expense	$1,164,000	1,140
Additional noninterest expense	$4,272,000	840
Pre-tax net operating income	$2,744,000	988
Securities gains (losses)	$714,000	347
Applicable income taxes	$698,000	934
Income before extraordinary items	$2,760,000	808
Extraordinary gains, net	$0	19
Net income	$2,760,000	807
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,760,000	808
Net charge-offs	$441,000	2,590
Cash dividends	$585,000	1,184
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,188,800	985
2010-03-31 (YTD Data)		Rank
Total interest income	$7,062,000	1,141
Total interest expense	$1,808,000	1,293
Net interest income	$5,254,000	1,066
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$1,774,000	786
Gross Fiduciary activities income	$388,000	310
Service charges on deposit accounts	$311,000	1,255
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,075,000	745
Total noninterest expense	$5,510,000	906
Salaries and employee benefits	$2,842,000	870
Premises and equipment expense	$586,000	1,162
Additional noninterest expense	$2,082,000	855
Pre-tax net operating income	$1,218,000	1,084
Securities gains (losses)	$309,000	372
Applicable income taxes	$274,000	1,123
Income before extraordinary items	$1,253,000	874
Extraordinary gains, net	$0	16
Net income	$1,253,000	877
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,253,000	878
Net charge-offs	$160,000	2,658
Cash dividends	$368,000	924
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$999,620	1,061
2009-12-31 (YTD Data)		Rank
Total interest income	$28,107,000	1,227
Total interest expense	$8,552,000	1,409
Net interest income	$19,555,000	1,127
Provision for loan and lease losses	$1,536,000	2,858
Total noninterest income	$7,177,000	824
Gross Fiduciary activities income	$1,457,000	309
Service charges on deposit accounts	$1,374,000	1,254
Trading account gains and fees	$0	211
Additional Noninterest Income	$4,346,000	798
Total noninterest expense	$20,699,000	1,008
Salaries and employee benefits	$10,870,000	904
Premises and equipment expense	$2,015,000	1,347
Additional noninterest expense	$7,814,000	1,009
Pre-tax net operating income	$4,497,000	928
Securities gains (losses)	$1,513,000	343
Applicable income taxes	$1,123,000	877
Income before extraordinary items	$4,887,000	698
Extraordinary gains, net	$0	34
Net income	$4,887,000	697
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,887,000	698
Net charge-offs	$776,000	3,219
Cash dividends	$1,470,000	1,220
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,661,470	933
2009-09-30 (YTD Data)		Rank
Total interest income	$20,968,000	1,255
Total interest expense	$6,618,000	1,431
Net interest income	$14,350,000	1,152
Provision for loan and lease losses	$661,000	3,375
Total noninterest income	$5,227,000	843
Gross Fiduciary activities income	$975,000	329
Service charges on deposit accounts	$1,009,000	1,279
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,243,000	816
Total noninterest expense	$15,476,000	998
Salaries and employee benefits	$8,068,000	928
Premises and equipment expense	$1,497,000	1,371
Additional noninterest expense	$5,911,000	956
Pre-tax net operating income	$3,440,000	963
Securities gains (losses)	$1,215,000	316
Applicable income taxes	$917,000	899
Income before extraordinary items	$3,738,000	723
Extraordinary gains, net	$0	27
Net income	$3,738,000	723
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,738,000	724
Net charge-offs	$614,000	2,780
Cash dividends	$1,102,000	1,149
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,766,000	965
2009-06-30 (YTD Data)		Rank
Total interest income	$13,968,000	1,285
Total interest expense	$4,581,000	1,457
Net interest income	$9,387,000	1,185
Provision for loan and lease losses	$300,000	3,683
Total noninterest income	$3,454,000	863
Gross Fiduciary activities income	$651,000	333
Service charges on deposit accounts	$658,000	1,292
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,145,000	837
Total noninterest expense	$10,184,000	1,032
Salaries and employee benefits	$5,217,000	971
Premises and equipment expense	$1,021,000	1,357
Additional noninterest expense	$3,946,000	973
Pre-tax net operating income	$2,357,000	966
Securities gains (losses)	$536,000	481
Applicable income taxes	$549,000	999
Income before extraordinary items	$2,344,000	795
Extraordinary gains, net	$0	21
Net income	$2,344,000	793
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,344,000	795
Net charge-offs	$415,000	2,557
Cash dividends	$735,000	1,227
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,909,840	962
2009-03-31 (YTD Data)		Rank
Total interest income	$6,964,000	1,303
Total interest expense	$2,386,000	1,453
Net interest income	$4,578,000	1,208
Provision for loan and lease losses	$125,000	3,535
Total noninterest income	$1,568,000	909
Gross Fiduciary activities income	$324,000	325
Service charges on deposit accounts	$301,000	1,373
Trading account gains and fees	$0	171
Additional Noninterest Income	$943,000	890
Total noninterest expense	$5,227,000	968
Salaries and employee benefits	$2,862,000	894
Premises and equipment expense	$524,000	1,358
Additional noninterest expense	$1,841,000	901
Pre-tax net operating income	$794,000	1,617
Securities gains (losses)	$429,000	391
Applicable income taxes	$215,000	1,374
Income before extraordinary items	$1,008,000	1,076
Extraordinary gains, net	$0	15
Net income	$1,008,000	1,076
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,008,000	1,078
Net charge-offs	$266,000	1,885
Cash dividends	$368,000	1,194
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$656,220	1,565
2008-12-31 (YTD Data)		Rank
Total interest income	$28,548,000	1,361
Total interest expense	$11,440,000	1,433
Net interest income	$17,108,000	1,294
Provision for loan and lease losses	$350,000	4,356
Total noninterest income	$7,744,000	735
Gross Fiduciary activities income	$1,483,000	320
Service charges on deposit accounts	$1,380,000	1,309
Trading account gains and fees	$0	154
Additional Noninterest Income	$4,881,000	665
Total noninterest expense	$19,739,000	1,007
Salaries and employee benefits	$9,707,000	1,029
Premises and equipment expense	$2,102,000	1,301
Additional noninterest expense	$7,930,000	832
Pre-tax net operating income	$4,763,000	1,145
Securities gains (losses)	$243,000	635
Applicable income taxes	$753,000	1,449
Income before extraordinary items	$4,253,000	960
Extraordinary gains, net	$0	39
Net income	$4,253,000	960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	4,051
Cash dividends	$1,348,000	1,887
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,046,450	1,102
2008-09-30 (YTD Data)		Rank
Total interest income	$21,437,000	1,385
Total interest expense	$8,778,000	1,454
Net interest income	$12,659,000	1,338
Provision for loan and lease losses	$225,000	4,003
Total noninterest income	$5,363,000	821
Gross Fiduciary activities income	$1,136,000	320
Service charges on deposit accounts	$1,031,000	1,321
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,196,000	793
Total noninterest expense	$14,317,000	1,035
Salaries and employee benefits	$7,612,000	1,007
Premises and equipment expense	$1,574,000	1,315
Additional noninterest expense	$5,131,000	887
Pre-tax net operating income	$3,480,000	1,414
Securities gains (losses)	$250,000	528
Applicable income taxes	$597,000	1,687
Income before extraordinary items	$3,133,000	1,171
Extraordinary gains, net	$0	31
Net income	$3,133,000	1,170
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	3,663
Cash dividends	$1,004,000	1,783
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,923,000	1,341
2008-06-30 (YTD Data)		Rank
Total interest income	$14,214,000	1,415
Total interest expense	$5,999,000	1,472
Net interest income	$8,215,000	1,357
Provision for loan and lease losses	$150,000	3,592
Total noninterest income	$3,468,000	858
Gross Fiduciary activities income	$779,000	324
Service charges on deposit accounts	$680,000	1,307
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,009,000	841
Total noninterest expense	$9,399,000	1,044
Salaries and employee benefits	$4,993,000	1,030
Premises and equipment expense	$1,075,000	1,279
Additional noninterest expense	$3,331,000	893
Pre-tax net operating income	$2,134,000	1,598
Securities gains (losses)	$204,000	606
Applicable income taxes	$366,000	1,972
Income before extraordinary items	$1,972,000	1,411
Extraordinary gains, net	$0	21
Net income	$1,972,000	1,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	2,815
Cash dividends	$662,000	1,930
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,800,640	1,486
2008-03-31 (YTD Data)		Rank
Total interest income	$7,159,000	1,440
Total interest expense	$3,120,000	1,512
Net interest income	$4,039,000	1,377
Provision for loan and lease losses	$75,000	3,123
Total noninterest income	$1,713,000	854
Gross Fiduciary activities income	$378,000	329
Service charges on deposit accounts	$339,000	1,292
Trading account gains and fees	$0	158
Additional Noninterest Income	$996,000	864
Total noninterest expense	$4,718,000	1,035
Salaries and employee benefits	$2,626,000	1,002
Premises and equipment expense	$546,000	1,258
Additional noninterest expense	$1,546,000	930
Pre-tax net operating income	$959,000	1,852
Securities gains (losses)	$176,000	493
Applicable income taxes	$159,000	2,248
Income before extraordinary items	$976,000	1,531
Extraordinary gains, net	$0	15
Net income	$976,000	1,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,100
Cash dividends	$318,000	1,815
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$824,640	1,705
2007-12-31 (YTD Data)		Rank
Total interest income	$29,385,000	1,460
Total interest expense	$13,077,000	1,540
Net interest income	$16,308,000	1,371
Provision for loan and lease losses	$270,000	3,372
Total noninterest income	$5,978,000	948
Gross Fiduciary activities income	$1,462,000	330
Service charges on deposit accounts	$1,454,000	1,220
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,062,000	998
Total noninterest expense	$18,127,000	1,031
Salaries and employee benefits	$8,432,000	1,186
Premises and equipment expense	$1,957,000	1,355
Additional noninterest expense	$7,738,000	743
Pre-tax net operating income	$3,889,000	2,029
Securities gains (losses)	$16,000	1,168
Applicable income taxes	$296,000	3,397
Income before extraordinary items	$3,609,000	1,749
Extraordinary gains, net	$0	39
Net income	$3,609,000	1,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$711,000	1,319
Cash dividends	$1,250,000	2,275
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,594,280	1,745
2007-09-30 (YTD Data)		Rank
Total interest income	$21,873,000	1,481
Total interest expense	$9,681,000	1,562
Net interest income	$12,192,000	1,382
Provision for loan and lease losses	$270,000	2,452
Total noninterest income	$4,873,000	886
Gross Fiduciary activities income	$1,059,000	334
Service charges on deposit accounts	$1,066,000	1,230
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,748,000	884
Total noninterest expense	$13,752,000	1,009
Salaries and employee benefits	$6,646,000	1,136
Premises and equipment expense	$1,432,000	1,373
Additional noninterest expense	$5,674,000	747
Pre-tax net operating income	$3,043,000	2,076
Securities gains (losses)	$6,000	1,140
Applicable income taxes	$419,000	2,750
Income before extraordinary items	$2,630,000	1,923
Extraordinary gains, net	$0	33
Net income	$2,630,000	1,920
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$639,000	892
Cash dividends	$931,000	2,111
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,624,840	1,909
2007-06-30 (YTD Data)		Rank
Total interest income	$14,266,000	1,528
Total interest expense	$6,375,000	1,583
Net interest income	$7,891,000	1,456
Provision for loan and lease losses	$270,000	1,691
Total noninterest income	$3,441,000	866
Gross Fiduciary activities income	$707,000	338
Service charges on deposit accounts	$712,000	1,237
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,022,000	844
Total noninterest expense	$8,777,000	1,075
Salaries and employee benefits	$4,392,000	1,164
Premises and equipment expense	$961,000	1,381
Additional noninterest expense	$3,424,000	819
Pre-tax net operating income	$2,285,000	1,933
Securities gains (losses)	$6,000	974
Applicable income taxes	$372,000	2,467
Income before extraordinary items	$1,919,000	1,803
Extraordinary gains, net	$0	29
Net income	$1,919,000	1,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$520,000	697
Cash dividends	$612,000	2,142
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,913,960	1,795
2007-03-31 (YTD Data)		Rank
Total interest income	$6,901,000	1,579
Total interest expense	$3,150,000	1,580
Net interest income	$3,751,000	1,531
Provision for loan and lease losses	$120,000	1,752
Total noninterest income	$1,671,000	869
Gross Fiduciary activities income	$354,000	340
Service charges on deposit accounts	$358,000	1,209
Trading account gains and fees	$0	195
Additional Noninterest Income	$959,000	870
Total noninterest expense	$4,400,000	1,068
Salaries and employee benefits	$2,414,000	1,066
Premises and equipment expense	$474,000	1,419
Additional noninterest expense	$1,512,000	904
Pre-tax net operating income	$902,000	2,342
Securities gains (losses)	$6,000	777
Applicable income taxes	$104,000	3,212
Income before extraordinary items	$804,000	2,062
Extraordinary gains, net	$0	22
Net income	$804,000	2,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	885
Cash dividends	$294,000	2,048
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$798,660	2,059
2006-12-31 (YTD Data)		Rank
Total interest income	$26,884,000	1,487
Total interest expense	$11,121,000	1,516
Net interest income	$15,763,000	1,442
Provision for loan and lease losses	$1,004,000	1,037
Total noninterest income	$6,909,000	845
Gross Fiduciary activities income	$1,400,000	334
Service charges on deposit accounts	$1,452,000	1,225
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,057,000	806
Total noninterest expense	$16,314,000	1,105
Salaries and employee benefits	$8,019,000	1,217
Premises and equipment expense	$1,828,000	1,403
Additional noninterest expense	$6,467,000	829
Pre-tax net operating income	$5,354,000	1,779
Securities gains (losses)	$-178,000	8,359
Applicable income taxes	$1,009,000	2,182
Income before extraordinary items	$4,167,000	1,726
Extraordinary gains, net	$0	51
Net income	$4,167,000	1,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,305,000	547
Cash dividends	$1,152,000	2,331
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,311,180	1,661
2006-09-30 (YTD Data)		Rank
Total interest income	$19,894,000	1,496
Total interest expense	$8,001,000	1,528
Net interest income	$11,893,000	1,451
Provision for loan and lease losses	$561,000	1,275
Total noninterest income	$4,720,000	919
Gross Fiduciary activities income	$1,007,000	341
Service charges on deposit accounts	$1,076,000	1,245
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,637,000	914
Total noninterest expense	$12,159,000	1,124
Salaries and employee benefits	$6,032,000	1,224
Premises and equipment expense	$1,384,000	1,405
Additional noninterest expense	$4,743,000	853
Pre-tax net operating income	$3,893,000	1,891
Securities gains (losses)	$-47,000	8,165
Applicable income taxes	$899,000	2,022
Income before extraordinary items	$2,947,000	1,862
Extraordinary gains, net	$0	45
Net income	$2,947,000	1,864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,152,000	412
Cash dividends	$858,000	2,150
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,983,190	1,821
2006-06-30 (YTD Data)		Rank
Total interest income	$13,017,000	1,488
Total interest expense	$5,094,000	1,528
Net interest income	$7,923,000	1,455
Provision for loan and lease losses	$367,000	1,246
Total noninterest income	$3,102,000	918
Gross Fiduciary activities income	$676,000	348
Service charges on deposit accounts	$674,000	1,316
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,752,000	916
Total noninterest expense	$8,131,000	1,120
Salaries and employee benefits	$4,041,000	1,225
Premises and equipment expense	$934,000	1,383
Additional noninterest expense	$3,156,000	850
Pre-tax net operating income	$2,527,000	1,934
Securities gains (losses)	$-23,000	8,124
Applicable income taxes	$588,000	2,086
Income before extraordinary items	$1,916,000	1,911
Extraordinary gains, net	$0	39
Net income	$1,916,000	1,913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,111,000	313
Cash dividends	$565,000	2,208
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,933,710	1,873
2006-03-31 (YTD Data)		Rank
Total interest income	$6,372,000	1,488
Total interest expense	$2,448,000	1,504
Net interest income	$3,924,000	1,460
Provision for loan and lease losses	$210,000	1,096
Total noninterest income	$1,559,000	903
Gross Fiduciary activities income	$349,000	340
Service charges on deposit accounts	$309,000	1,392
Trading account gains and fees	$0	115
Additional Noninterest Income	$901,000	879
Total noninterest expense	$4,042,000	1,115
Salaries and employee benefits	$2,105,000	1,182
Premises and equipment expense	$479,000	1,355
Additional noninterest expense	$1,458,000	911
Pre-tax net operating income	$1,231,000	1,928
Securities gains (losses)	$-19,000	8,370
Applicable income taxes	$281,000	2,096
Income before extraordinary items	$931,000	1,915
Extraordinary gains, net	$0	21
Net income	$931,000	1,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$322,000	441
Cash dividends	$270,000	2,071
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$945,630	1,872
2005-12-31 (YTD Data)		Rank
Total interest income	$23,864,000	1,406
Total interest expense	$8,725,000	1,311
Net interest income	$15,139,000	1,446
Provision for loan and lease losses	$2,293,000	469
Total noninterest income	$5,209,000	1,059
Gross Fiduciary activities income	$1,281,000	351
Service charges on deposit accounts	$1,293,000	1,366
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,635,000	1,119
Total noninterest expense	$14,670,000	1,183
Salaries and employee benefits	$7,132,000	1,302
Premises and equipment expense	$1,785,000	1,379
Additional noninterest expense	$5,753,000	898
Pre-tax net operating income	$3,385,000	2,509
Securities gains (losses)	$34,000	1,055
Applicable income taxes	$662,000	2,913
Income before extraordinary items	$2,757,000	2,407
Extraordinary gains, net	$0	46
Net income	$2,757,000	2,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,084,000	380
Cash dividends	$1,078,000	2,322
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,729,460	2,398
2005-09-30 (YTD Data)		Rank
Total interest income	$17,587,000	1,382
Total interest expense	$6,366,000	1,259
Net interest income	$11,221,000	1,435
Provision for loan and lease losses	$2,068,000	370
Total noninterest income	$3,803,000	1,083
Gross Fiduciary activities income	$939,000	347
Service charges on deposit accounts	$971,000	1,341
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,893,000	1,168
Total noninterest expense	$10,868,000	1,186
Salaries and employee benefits	$5,273,000	1,314
Premises and equipment expense	$1,348,000	1,355
Additional noninterest expense	$4,247,000	895
Pre-tax net operating income	$2,088,000	2,953
Securities gains (losses)	$4,000	1,810
Applicable income taxes	$360,000	3,488
Income before extraordinary items	$1,732,000	2,774
Extraordinary gains, net	$0	35
Net income	$1,732,000	2,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,631,000	345
Cash dividends	$808,000	2,099
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,728,680	2,753
2005-06-30 (YTD Data)		Rank
Total interest income	$11,519,000	1,372
Total interest expense	$4,098,000	1,215
Net interest income	$7,421,000	1,427
Provision for loan and lease losses	$1,758,000	290
Total noninterest income	$2,337,000	1,132
Gross Fiduciary activities income	$626,000	345
Service charges on deposit accounts	$630,000	1,348
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,081,000	1,268
Total noninterest expense	$7,192,000	1,171
Salaries and employee benefits	$3,500,000	1,308
Premises and equipment expense	$928,000	1,295
Additional noninterest expense	$2,764,000	911
Pre-tax net operating income	$808,000	4,268
Securities gains (losses)	$13,000	1,257
Applicable income taxes	$68,000	5,247
Income before extraordinary items	$753,000	3,769
Extraordinary gains, net	$0	30
Net income	$753,000	3,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$292,000	913
Cash dividends	$539,000	2,094
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$741,040	3,761
2005-03-31 (YTD Data)		Rank
Total interest income	$5,640,000	1,370
Total interest expense	$2,009,000	1,175
Net interest income	$3,631,000	1,454
Provision for loan and lease losses	$480,000	490
Total noninterest income	$1,390,000	966
Gross Fiduciary activities income	$313,000	346
Service charges on deposit accounts	$303,000	1,359
Trading account gains and fees	$0	115
Additional Noninterest Income	$774,000	976
Total noninterest expense	$3,731,000	1,118
Salaries and employee benefits	$1,922,000	1,193
Premises and equipment expense	$463,000	1,301
Additional noninterest expense	$1,346,000	929
Pre-tax net operating income	$810,000	2,549
Securities gains (losses)	$12,000	950
Applicable income taxes	$175,000	2,812
Income before extraordinary items	$647,000	2,458
Extraordinary gains, net	$0	24
Net income	$647,000	2,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	698
Cash dividends	$269,000	1,892
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$637,520	2,445
2004-12-31 (YTD Data)		Rank
Total interest income	$21,954,000	1,288
Total interest expense	$8,299,000	977
Net interest income	$13,655,000	1,479
Provision for loan and lease losses	$670,000	1,511
Total noninterest income	$5,712,000	968
Gross Fiduciary activities income	$1,230,000	336
Service charges on deposit accounts	$1,383,000	1,279
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,099,000	957
Total noninterest expense	$14,447,000	1,126
Salaries and employee benefits	$6,948,000	1,266
Premises and equipment expense	$1,775,000	1,300
Additional noninterest expense	$5,724,000	876
Pre-tax net operating income	$4,250,000	1,948
Securities gains (losses)	$503,000	454
Applicable income taxes	$1,252,000	1,847
Income before extraordinary items	$3,501,000	1,811
Extraordinary gains, net	$0	34
Net income	$3,501,000	1,811
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$666,000	1,061
Cash dividends	$1,029,000	2,268
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,128,780	1,952
2004-09-30 (YTD Data)		Rank
Total interest income	$16,224,000	1,288
Total interest expense	$6,275,000	953
Net interest income	$9,949,000	1,513
Provision for loan and lease losses	$450,000	1,575
Total noninterest income	$4,328,000	964
Gross Fiduciary activities income	$922,000	345
Service charges on deposit accounts	$1,043,000	1,285
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,363,000	956
Total noninterest expense	$11,059,000	1,091
Salaries and employee benefits	$5,427,000	1,203
Premises and equipment expense	$1,336,000	1,287
Additional noninterest expense	$4,296,000	860
Pre-tax net operating income	$2,768,000	2,208
Securities gains (losses)	$397,000	490
Applicable income taxes	$814,000	2,077
Income before extraordinary items	$2,351,000	2,001
Extraordinary gains, net	$0	26
Net income	$2,351,000	2,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$476,000	993
Cash dividends	$759,000	2,078
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,057,220	2,207
2004-06-30 (YTD Data)		Rank
Total interest income	$10,654,000	1,296
Total interest expense	$4,174,000	941
Net interest income	$6,480,000	1,531
Provision for loan and lease losses	$300,000	1,523
Total noninterest income	$2,868,000	965
Gross Fiduciary activities income	$614,000	348
Service charges on deposit accounts	$688,000	1,289
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,566,000	957
Total noninterest expense	$7,383,000	1,090
Salaries and employee benefits	$3,643,000	1,196
Premises and equipment expense	$907,000	1,269
Additional noninterest expense	$2,833,000	874
Pre-tax net operating income	$1,665,000	2,371
Securities gains (losses)	$282,000	509
Applicable income taxes	$492,000	2,232
Income before extraordinary items	$1,455,000	2,129
Extraordinary gains, net	$0	21
Net income	$1,455,000	2,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$271,000	1,114
Cash dividends	$490,000	2,199
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,243,500	2,379
2004-03-31 (YTD Data)		Rank
Total interest income	$5,311,000	1,308
Total interest expense	$2,090,000	962
Net interest income	$3,221,000	1,547
Provision for loan and lease losses	$150,000	1,414
Total noninterest income	$1,498,000	911
Gross Fiduciary activities income	$307,000	347
Service charges on deposit accounts	$322,000	1,333
Trading account gains and fees	$0	121
Additional Noninterest Income	$869,000	874
Total noninterest expense	$3,789,000	1,073
Salaries and employee benefits	$1,893,000	1,158
Premises and equipment expense	$464,000	1,253
Additional noninterest expense	$1,432,000	863
Pre-tax net operating income	$780,000	2,468
Securities gains (losses)	$282,000	396
Applicable income taxes	$271,000	2,076
Income before extraordinary items	$791,000	1,972
Extraordinary gains, net	$0	16
Net income	$791,000	1,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	1,213
Cash dividends	$245,000	1,986
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$582,320	2,489
2003-12-31 (YTD Data)		Rank
Total interest income	$21,425,000	1,316
Total interest expense	$9,021,000	988
Net interest income	$12,404,000	1,574
Provision for loan and lease losses	$861,000	1,373
Total noninterest income	$5,548,000	1,047
Gross Fiduciary activities income	$1,162,000	354
Service charges on deposit accounts	$1,060,000	1,614
Trading account gains and fees	$0	160
Additional Noninterest Income	$3,326,000	1,008
Total noninterest expense	$14,025,000	1,154
Salaries and employee benefits	$6,845,000	1,251
Premises and equipment expense	$1,776,000	1,281
Additional noninterest expense	$5,404,000	943
Pre-tax net operating income	$3,066,000	2,456
Securities gains (losses)	$514,000	732
Applicable income taxes	$456,000	3,548
Income before extraordinary items	$3,124,000	1,969
Extraordinary gains, net	$0	54
Net income	$3,124,000	1,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$526,000	1,553
Cash dividends	$980,000	2,370
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,676,820	2,146
2003-09-30 (YTD Data)		Rank
Total interest income	$16,119,000	1,341
Total interest expense	$6,874,000	1,016
Net interest income	$9,245,000	1,582
Provision for loan and lease losses	$461,000	1,776
Total noninterest income	$4,214,000	1,070
Gross Fiduciary activities income	$933,000	349
Service charges on deposit accounts	$746,000	1,738
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,535,000	1,041
Total noninterest expense	$10,659,000	1,155
Salaries and employee benefits	$5,353,000	1,202
Premises and equipment expense	$1,330,000	1,287
Additional noninterest expense	$3,976,000	964
Pre-tax net operating income	$2,339,000	2,523
Securities gains (losses)	$338,000	893
Applicable income taxes	$521,000	2,955
Income before extraordinary items	$2,156,000	2,178
Extraordinary gains, net	$0	40
Net income	$2,156,000	2,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$427,000	1,326
Cash dividends	$735,000	2,122
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,882,220	2,336
2003-06-30 (YTD Data)		Rank
Total interest income	$10,840,000	1,351
Total interest expense	$4,637,000	1,035
Net interest income	$6,203,000	1,574
Provision for loan and lease losses	$225,000	2,308
Total noninterest income	$2,840,000	1,044
Gross Fiduciary activities income	$623,000	352
Service charges on deposit accounts	$479,000	1,767
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,738,000	1,007
Total noninterest expense	$7,054,000	1,157
Salaries and employee benefits	$3,527,000	1,218
Premises and equipment expense	$897,000	1,273
Additional noninterest expense	$2,630,000	962
Pre-tax net operating income	$1,764,000	2,281
Securities gains (losses)	$13,000	2,823
Applicable income taxes	$344,000	2,989
Income before extraordinary items	$1,433,000	2,193
Extraordinary gains, net	$0	30
Net income	$1,433,000	2,191
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	1,724
Cash dividends	$490,000	2,201
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,422,470	2,094
2003-03-31 (YTD Data)		Rank
Total interest income	$5,410,000	1,356
Total interest expense	$2,329,000	1,056
Net interest income	$3,081,000	1,585
Provision for loan and lease losses	$105,000	2,265
Total noninterest income	$1,434,000	1,009
Gross Fiduciary activities income	$325,000	349
Service charges on deposit accounts	$231,000	1,769
Trading account gains and fees	$0	134
Additional Noninterest Income	$878,000	978
Total noninterest expense	$3,567,000	1,125
Salaries and employee benefits	$1,781,000	1,197
Premises and equipment expense	$467,000	1,228
Additional noninterest expense	$1,319,000	935
Pre-tax net operating income	$843,000	2,368
Securities gains (losses)	$13,000	2,079
Applicable income taxes	$159,000	3,122
Income before extraordinary items	$697,000	2,200
Extraordinary gains, net	$0	21
Net income	$697,000	2,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	1,354
Cash dividends	$245,000	2,018
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$686,470	2,108
2002-12-31 (YTD Data)		Rank
Total interest income	$22,764,000	1,343
Total interest expense	$10,821,000	1,029
Net interest income	$11,943,000	1,619
Provision for loan and lease losses	$993,000	1,367
Total noninterest income	$5,011,000	1,057
Gross Fiduciary activities income	$1,246,000	364
Service charges on deposit accounts	$861,000	1,871
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,904,000	1,013
Total noninterest expense	$13,564,000	1,131
Salaries and employee benefits	$6,741,000	1,193
Premises and equipment expense	$1,627,000	1,351
Additional noninterest expense	$5,196,000	963
Pre-tax net operating income	$2,397,000	2,979
Securities gains (losses)	$605,000	588
Applicable income taxes	$309,000	4,392
Income before extraordinary items	$2,693,000	2,216
Extraordinary gains, net	$0	70
Net income	$2,693,000	2,215
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-51,000	9,153
Cash dividends	$931,000	2,385
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,148,500	2,561
2001-12-31 (YTD Data)		Rank
Total interest income	$24,087,000	1,413
Total interest expense	$12,733,000	1,280
Net interest income	$11,354,000	1,569
Provision for loan and lease losses	$825,000	1,464
Total noninterest income	$3,943,000	1,192
Gross Fiduciary activities income	$1,420,000	351
Service charges on deposit accounts	$644,000	2,301
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,879,000	1,303
Total noninterest expense	$12,394,000	1,187
Salaries and employee benefits	$6,215,000	1,198
Premises and equipment expense	$1,578,000	1,354
Additional noninterest expense	$4,601,000	1,048
Pre-tax net operating income	$2,078,000	3,092
Securities gains (losses)	$248,000	1,031
Applicable income taxes	$65,000	6,463
Income before extraordinary items	$2,261,000	2,276
Extraordinary gains, net	$0	105
Net income	$2,261,000	2,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$229,000	2,637
Cash dividends	$882,000	2,476
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,020,440	2,422
2000-12-31 (YTD Data)		Rank
Total interest income	$22,263,000	1,552
Total interest expense	$11,267,000	1,523
Net interest income	$10,996,000	1,594
Provision for loan and lease losses	$0	8,337
Total noninterest income	$3,290,000	1,242
Gross Fiduciary activities income	$1,285,000	373
Service charges on deposit accounts	$510,000	2,651
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,495,000	1,381
Total noninterest expense	$10,855,000	1,271
Salaries and employee benefits	$5,392,000	1,320
Premises and equipment expense	$1,359,000	1,527
Additional noninterest expense	$4,104,000	1,130
Pre-tax net operating income	$3,431,000	2,118
Securities gains (losses)	$-236,000	9,600
Applicable income taxes	$585,000	3,162
Income before extraordinary items	$2,610,000	1,999
Extraordinary gains, net	$0	38
Net income	$2,610,000	1,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$351,000	1,630
Cash dividends	$885,000	2,505
Sale, conversion, retirement of capital stock, net	$93,000	706
Net operating income	$2,803,520	1,857
1999-12-31 (YTD Data)		Rank
Total interest income	$18,482,000	1,756
Total interest expense	$8,753,000	1,702
Net interest income	$9,729,000	1,789
Provision for loan and lease losses	$0	8,503
Total noninterest income	$2,861,000	1,410
Gross Fiduciary activities income	$1,101,000	451
Service charges on deposit accounts	$492,000	2,672
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,268,000	1,569
Total noninterest expense	$9,589,000	1,442
Salaries and employee benefits	$4,783,000	1,443
Premises and equipment expense	$1,116,000	1,827
Additional noninterest expense	$3,690,000	1,246
Pre-tax net operating income	$3,001,000	2,414
Securities gains (losses)	$98,000	742
Applicable income taxes	$679,000	2,963
Income before extraordinary items	$2,420,000	2,166
Extraordinary gains, net	$0	35
Net income	$2,420,000	2,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$195,000	2,435
Cash dividends	$825,000	2,603
Sale, conversion, retirement of capital stock, net	$-1,000	10,039
Net operating income	$2,343,560	2,209
1998-12-31 (YTD Data)		Rank
Total interest income	$17,246,000	1,875
Total interest expense	$7,698,000	1,986
Net interest income	$9,548,000	1,785
Provision for loan and lease losses	$175,000	3,848
Total noninterest income	$2,332,000	1,639
Gross Fiduciary activities income	$1,025,000	458
Service charges on deposit accounts	$451,000	2,812
Trading account gains and fees	$0	224
Additional Noninterest Income	$856,000	2,066
Total noninterest expense	$8,112,000	1,628
Salaries and employee benefits	$3,964,000	1,677
Premises and equipment expense	$939,000	2,072
Additional noninterest expense	$3,209,000	1,369
Pre-tax net operating income	$3,593,000	2,023
Securities gains (losses)	$105,000	1,239
Applicable income taxes	$1,097,000	2,143
Income before extraordinary items	$2,601,000	2,011
Extraordinary gains, net	$0	32
Net income	$2,601,000	2,010
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	3,139
Cash dividends	$708,000	2,824
Sale, conversion, retirement of capital stock, net	$-26,000	10,315
Net operating income	$2,527,500	1,989
1997-12-31 (YTD Data)		Rank
Total interest income	$17,076,000	1,929
Total interest expense	$7,615,000	2,019
Net interest income	$9,461,000	1,843
Provision for loan and lease losses	$500,000	1,761
Total noninterest income	$2,251,000	1,610
Gross Fiduciary activities income	$962,000	482
Service charges on deposit accounts	$457,000	2,856
Trading account gains and fees	$0	239
Additional Noninterest Income	$832,000	1,981
Total noninterest expense	$7,887,000	1,659
Salaries and employee benefits	$3,580,000	1,829
Premises and equipment expense	$907,000	2,163
Additional noninterest expense	$3,400,000	1,288
Pre-tax net operating income	$3,325,000	2,272
Securities gains (losses)	$9,000	2,430
Applicable income taxes	$919,000	2,612
Income before extraordinary items	$2,415,000	2,180
Extraordinary gains, net	$0	44
Net income	$2,415,000	2,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-61,000	10,592
Cash dividends	$597,000	3,134
Sale, conversion, retirement of capital stock, net	$56,000	831
Net operating income	$2,408,520	2,132
1996-12-31 (YTD Data)		Rank
Total interest income	$16,908,000	1,997
Total interest expense	$7,747,000	2,025
Net interest income	$9,161,000	1,964
Provision for loan and lease losses	$2,099,000	594
Total noninterest income	$2,031,000	1,811
Gross Fiduciary activities income	$841,000	560
Service charges on deposit accounts	$453,000	2,985
Trading account gains and fees	$0	262
Additional Noninterest Income	$737,000	2,214
Total noninterest expense	$7,346,000	1,921
Salaries and employee benefits	$3,272,000	2,019
Premises and equipment expense	$787,000	2,495
Additional noninterest expense	$3,287,000	1,594
Pre-tax net operating income	$1,747,000	3,819
Securities gains (losses)	$320,000	533
Applicable income taxes	$311,000	5,722
Income before extraordinary items	$1,756,000	2,768
Extraordinary gains, net	$0	53
Net income	$1,756,000	2,770
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,201,000	537
Cash dividends	$527,000	3,282
Sale, conversion, retirement of capital stock, net	$-114,000	11,358
Net operating income	$1,484,000	3,181
1995-12-31 (YTD Data)		Rank
Total interest income	$17,261,000	1,955
Total interest expense	$7,896,000	1,986
Net interest income	$9,365,000	1,913
Provision for loan and lease losses	$3,027,000	442
Total noninterest income	$2,072,000	1,785
Gross Fiduciary activities income	$786,000	598
Service charges on deposit accounts	$450,000	3,009
Trading account gains and fees	$0	522
Additional Noninterest Income	$836,000	2,039
Total noninterest expense	$7,109,000	1,944
Salaries and employee benefits	$3,241,000	2,041
Premises and equipment expense	$761,000	2,612
Additional noninterest expense	$3,107,000	1,652
Pre-tax net operating income	$1,301,000	4,969
Securities gains (losses)	$438,000	393
Applicable income taxes	$231,000	6,947
Income before extraordinary items	$1,508,000	3,234
Extraordinary gains, net	$0	65
Net income	$1,508,000	3,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,576,000	488
Cash dividends	$472,000	3,495
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,126,940	4,149
1994-12-31 (YTD Data)		Rank
Total interest income	$15,159,000	2,054
Total interest expense	$6,453,000	1,932
Net interest income	$8,706,000	2,071
Provision for loan and lease losses	$2,088,000	560
Total noninterest income	$2,005,000	1,837
Gross Fiduciary activities income	$829,000	572
Service charges on deposit accounts	$469,000	2,947
Trading account gains and fees	$0	475
Additional Noninterest Income	$707,000	2,315
Total noninterest expense	$7,032,000	2,031
Salaries and employee benefits	$3,121,000	2,121
Premises and equipment expense	$751,000	2,668
Additional noninterest expense	$3,160,000	1,726
Pre-tax net operating income	$1,591,000	4,198
Securities gains (losses)	$19,000	1,821
Applicable income taxes	$406,000	4,710
Income before extraordinary items	$1,204,000	3,850
Extraordinary gains, net	$0	249
Net income	$1,204,000	3,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,885,000	576
Cash dividends	$429,000	3,560
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,189,750	3,922
1993-12-31 (YTD Data)		Rank
Total interest income	$15,068,000	2,090
Total interest expense	$6,712,000	1,938
Net interest income	$8,356,000	2,161
Provision for loan and lease losses	$1,270,000	1,116
Total noninterest income	$1,820,000	2,096
Gross Fiduciary activities income	$719,000	639
Service charges on deposit accounts	$415,000	3,336
Trading account gains and fees	$0	532
Additional Noninterest Income	$686,000	2,636
Total noninterest expense	$7,130,000	2,062
Salaries and employee benefits	$3,222,000	2,054
Premises and equipment expense	$698,000	2,884
Additional noninterest expense	$3,210,000	1,815
Pre-tax net operating income	$1,776,000	3,729
Securities gains (losses)	$92,000	2,615
Applicable income taxes	$310,000	5,948
Income before extraordinary items	$1,558,000	3,131
Extraordinary gains, net	$-18,000	12,434
Net income	$1,540,000	3,255
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,202,000	1,010
Cash dividends	$368,000	3,878
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,481,640	3,108
1992-12-31 (YTD Data)		Rank
Total interest income	$16,259,000	2,178
Total interest expense	$7,965,000	2,138
Net interest income	$8,294,000	2,189
Provision for loan and lease losses	$2,280,000	1,044
Total noninterest income	$1,676,000	2,195
Gross Fiduciary activities income	$625,000	692
Service charges on deposit accounts	$425,000	3,276
Trading account gains and fees	$0	504
Additional Noninterest Income	$626,000	2,754
Total noninterest expense	$6,245,000	2,336
Salaries and employee benefits	$2,980,000	2,189
Premises and equipment expense	$616,000	3,279
Additional noninterest expense	$2,649,000	2,221
Pre-tax net operating income	$1,445,000	4,181
Securities gains (losses)	$-59,000	13,699
Applicable income taxes	$75,000	10,571
Income before extraordinary items	$1,311,000	3,492
Extraordinary gains, net	$0	1,422
Net income	$1,311,000	3,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,068,000	1,496
Cash dividends	$317,000	3,875
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,367,050	3,113

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.