Home > Somerset Trust Company > Net charge- offs to loans
Somerset Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 3,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3487% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0397% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2102% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9209% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0435% | 577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 3,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3559% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0152% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9895% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8897% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9021% | 610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0400% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0523% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3479% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0223% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0277% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3933% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8929% | 630 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2295% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8067% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1489% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7730% | 640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2185% | 373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2761% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5897% | 54 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0078% | 4,653 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0533% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7165% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0729% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5385% | 888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2801% | 236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3628% | 40 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7958% | 26 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0112% | 4,703 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 3,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 3,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0740% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7972% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0121% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6383% | 705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2201% | 294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3008% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6625% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0190% | 3,842 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 3,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 3,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0183% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6932% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5360% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5595% | 752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 3,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0385% | 3,857 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 4,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0296% | 4,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7696% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3893% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4993% | 771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0832% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4369% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7673% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3399% | 1,070 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0384% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1190% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3887% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9192% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2779% | 1,070 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0780% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 3,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4365% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4839% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2143% | 1,140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0902% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1070% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 3,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6024% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0407% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0328% | 1,508 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1434% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1661% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 1.3150% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0211% | 862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2176% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1942% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4008% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1514% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0227% | 1,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9537% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8595% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7786% | 739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1632% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2021% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 1.7124% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2895% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2098% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5274% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1430% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0012% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0814% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6532% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9326% | 581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0185% | 4,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 4,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 3,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0327% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6883% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8679% | 711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0317% | 4,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0387% | 4,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 3,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2432% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3824% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2291% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2037% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1515% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1085% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3479% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6553% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6878% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4477% | 444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2280% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1587% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2026% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1481% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4390% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4148% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5326% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0966% | 617 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2826% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2452% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6674% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7173% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6958% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4122% | 441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0659% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7512% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3744% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4852% | 427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1736% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0273% | 4,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2278% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 4,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4085% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2539% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3605% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9365% | 780 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2085% | 811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 4,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0410% | 4,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0574% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 4,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5514% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4387% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5106% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1261% | 593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0366% | 4,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0603% | 5,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 4,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 4,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1048% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6196% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4198% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2302% | 498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 1,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 4,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0471% | 4,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0604% | 5,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 4,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5344% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7644% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1989% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2408% | 420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3511% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2064% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4801% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1202% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0536% | 2,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9003% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6207% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7114% | 384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1664% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1101% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2133% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0539% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 1,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0366% | 1,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6826% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4852% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4842% | 441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 1,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0718% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8021% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9282% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5623% | 407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1191% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 5,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1405% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4074% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9976% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3391% | 526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3650% | 748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3049% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 0.6716% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1006% | 854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5573% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6712% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1648% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1716% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5955% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3149% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0065% | 327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2310% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0901% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0965% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1166% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0342% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1460% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1262% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7188% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0413% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0503% | 294 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1983% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0956% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0884% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 4,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1309% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0209% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7859% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2228% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9642% | 311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1930% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 4,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 5,075 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0638% | 4,198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 4,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8460% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | 18.0134% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0120% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1665% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 2,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0225% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 1,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 2,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0299% | 856 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 2,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0056% | 2,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0543% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5921% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1138% | 251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3181% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1881% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0297% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0876% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0409% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 2,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 2,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1406% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5865% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2113% | 228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4566% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1810% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0812% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1480% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 2,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0615% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 2,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 1,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1900% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6363% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2612% | 241 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2502% | 956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1589% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3168% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3534% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3097% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3591% | 276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1495% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 2,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0624% | 1,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3321% | 246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1008% | 2,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0020% | 2,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8857% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1686% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4484% | 541 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1416% | 2,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 2,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1077% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0912% | 2,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1191% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 4,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6521% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5480% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5323% | 472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0026% | 1,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 1,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1421% | 1,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1131% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1467% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0098% | 1,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4157% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2774% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1610% | 673 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 2,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 1,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0828% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0416% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9045% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6083% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3827% | 578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2833% | 2,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 3,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0829% | 2,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 3,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2719% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 3,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5412% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8192% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6861% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0705% | 964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 2,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 4,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 3,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2109% | 949 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0220% | 6,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3779% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0553% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1369% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1074% | 842 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2809% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 3,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 2,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3216% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 6,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5933% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1123% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7328% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2021% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 2,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0198% | 4,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8529% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8175% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0379% | 883 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 4,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 5,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 3,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 6,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1503% | 1,507 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0460% | 6,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0323% | 3,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8704% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9123% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0312% | 1,241 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 4,640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 6,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 6,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1989% | 1,260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0529% | 6,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0700% | 5,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8581% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5261% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9207% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0803% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 6,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 6,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3185% | 985 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0770% | 6,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 5,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6323% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5233% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6395% | 1,619 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 3,940 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 6,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0408% | 6,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0501% | 6,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 5,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3465% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8208% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9163% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2355% | 4,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1500% | 4,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0500% | 3,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2918% | 2,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3502% | 2,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2403% | 3,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7620% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5141% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3869% | 1,040 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2492% | 3,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1623% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0697% | 2,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2980% | 2,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3560% | 2,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2405% | 2,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8805% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3608% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3634% | 941 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 4,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1426% | 3,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3212% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3823% | 2,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 5,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0130% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7172% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4246% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 4,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 5,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2040% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2623% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9158% | 1,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5837% | 3,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8159% | 2,206 |
| Percentage Net Loans Charged-off:Construction & development | 1.1294% | 2,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7046% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0686% | 4,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 4,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0374% | 4,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6404% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2815% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6439% | 2,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9347% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | 1.5061% | 2,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9338% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 3,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0944% | 3,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0032% | 4,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5297% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0262% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2587% | 4,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2340% | 3,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4902% | 1,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 3,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 3,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0486% | 3,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0246% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2134% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1908% | 3,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1289% | 3,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2024% | 1,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 2,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1029% | 2,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0247% | 2,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0243% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1419% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2457% | 5,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1144% | 4,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0816% | 2,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1685% | 3,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3463% | 1,412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1454% | 3,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3709% | 4,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6252% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2827% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2625% | 4,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1148% | 4,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0437% | 2,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2024% | 2,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2338% | 1,312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1985% | 2,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4032% | 3,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7867% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7961% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2693% | 3,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 4,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1040% | 1,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 3,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3670% | 947 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 7,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5958% | 2,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7167% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2488% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3485% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0870% | 1,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8502% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2416% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 5,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 5,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 2,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 3,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 3,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 4,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8818% | 2,552 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3140% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 5,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 4,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0336% | 1,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 3,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 3,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0152% | 3,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6971% | 2,590 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2464% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0802% | 4,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 3,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0882% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 2,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 2,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0029% | 3,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9036% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8968% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 4,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 2,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1287% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2739% | 7,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0746% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8855% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2505% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1553% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3534% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 7,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 7,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1424% | 3,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8178% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5603% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3041% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2046% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4681% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 7,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 7,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2009% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9149% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8588% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3747% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3065% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6899% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 7,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 7,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0820% | 2,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3127% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2070% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2234% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1739% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6869% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7429% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4936% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1756% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 2.9349% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0957% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 2,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3901% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2806% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4185% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5846% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1778% | 637 |
| Percentage Net Loans Charged-off:Construction & development | 4.1028% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 1,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8681% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1404% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3518% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8496% | 318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2498% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 6.1016% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 7,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8491% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3132% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4745% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4975% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 7,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 7,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0053% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1080% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7859% | 1,888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8257% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6250% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8003% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6564% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1384% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4664% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3384% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4983% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8647% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6603% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7718% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.3972% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1046% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4865% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4534% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3139% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2327% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1404% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1674% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0778% | 6,272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1483% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1618% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3016% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0941% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6659% | 770 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3043% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2527% | 420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4186% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0791% | 6,239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1301% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1418% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4065% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6981% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0545% | 765 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1982% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3324% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1051% | 6,427 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 1,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0792% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0927% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2611% | 2,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3045% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9759% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2626% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1568% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2203% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1130% | 6,380 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1100% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1249% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3785% | 2,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1334% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7401% | 991 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2261% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1739% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2020% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1293% | 6,348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1873% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1711% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1885% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1969% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0580% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3780% | 1,041 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1860% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1613% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0865% | 6,283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3613% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8009% | 2,196 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1848% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2151% | 3,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0889% | 1,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1502% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4112% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 3,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 2,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2025% | 3,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8507% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2676% | 1,083 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0144% | 1,806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2311% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0987% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 2,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 1,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2371% | 2,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2716% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8088% | 880 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0175% | 1,570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 3,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 2,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1089% | 3,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8486% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1908% | 964 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0270% | 1,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1899% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1378% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1464% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1581% | 1,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8836% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7271% | 1,165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0759% | 889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0214% | 8,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1704% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0451% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3192% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1150% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 1,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1574% | 8,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5939% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0182% | 939 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1066% | 4,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 3,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0272% | 5,972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 2,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1126% | 8,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6215% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8104% | 947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 3,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1069% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 2.7116% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1475% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1553% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1517% | 760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0564% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1053% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1277% | 4,285 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 5,183 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0471% | 10,081 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6313% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7387% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2704% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8230% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7866% | 2,783 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |