Home > Somerset Savings Bank > Net Loans and Leases
Somerset Savings Bank, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $412,177,000 | 744 |
| Loan loss allowance | $7,668,000 | 582 |
| Total loans and leases | $419,845,000 | 738 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $419,845,000 | 740 |
| All real estate loans | $402,194,000 | 531 |
| Real estate loans in domestic offices | $402,194,000 | 531 |
| Construction and development loans | $27,459,000 | 561 |
| Commercial RE | $146,107,000 | 351 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $48,043,000 | 244 |
| 1-4 family residential loans | $180,585,000 | 715 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $11,859,000 | 2,887 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $5,792,000 | 4,453 |
| Credit card loans | $411,000 | 2,674 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,381,000 | 4,471 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $16,914,000 | 46 |
| Non 1-4 family restructured loans & leases | $16,914,000 | 46 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $388,720,000 | 807 |
| Loan loss allowance | $6,236,000 | 740 |
| Total loans and leases | $394,956,000 | 811 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $394,956,000 | 816 |
| All real estate loans | $377,100,000 | 593 |
| Real estate loans in domestic offices | $377,100,000 | 592 |
| Construction and development loans | $27,148,000 | 589 |
| Commercial RE | $144,892,000 | 363 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $47,461,000 | 273 |
| 1-4 family residential loans | $157,599,000 | 847 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $12,298,000 | 2,835 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $5,558,000 | 4,761 |
| Credit card loans | $522,000 | 2,520 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,036,000 | 4,832 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $15,840,000 | 57 |
| Non 1-4 family restructured loans & leases | $15,840,000 | 57 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $396,744,000 | 800 |
| Loan loss allowance | $7,136,000 | 703 |
| Total loans and leases | $403,880,000 | 799 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $403,880,000 | 803 |
| All real estate loans | $380,729,000 | 587 |
| Real estate loans in domestic offices | $380,729,000 | 585 |
| Construction and development loans | $18,596,000 | 779 |
| Commercial RE | $147,300,000 | 359 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $52,294,000 | 258 |
| 1-4 family residential loans | $162,539,000 | 833 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $17,373,000 | 2,010 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $5,778,000 | 4,698 |
| Credit card loans | $245,000 | 3,665 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,533,000 | 4,570 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $24,456,000 | 50 |
| Non 1-4 family restructured loans & leases | $24,456,000 | 50 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $400,693,000 | 786 |
| Loan loss allowance | $8,121,000 | 652 |
| Total loans and leases | $408,814,000 | 784 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $408,814,000 | 786 |
| All real estate loans | $385,105,000 | 570 |
| Real estate loans in domestic offices | $385,105,000 | 569 |
| Construction and development loans | $19,929,000 | 677 |
| Commercial RE | $137,967,000 | 374 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $46,153,000 | 284 |
| 1-4 family residential loans | $181,056,000 | 734 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $16,612,000 | 1,971 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $7,097,000 | 3,943 |
| Credit card loans | $205,000 | 3,920 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,892,000 | 3,789 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $22,355,000 | 71 |
| Non 1-4 family restructured loans & leases | $22,355,000 | 71 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $401,131,000 | 759 |
| Loan loss allowance | $8,254,000 | 677 |
| Total loans and leases | $409,385,000 | 763 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $409,385,000 | 767 |
| All real estate loans | $387,752,000 | 555 |
| Real estate loans in domestic offices | $387,752,000 | 553 |
| Construction and development loans | $19,842,000 | 653 |
| Commercial RE | $134,763,000 | 390 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $45,024,000 | 293 |
| 1-4 family residential loans | $188,123,000 | 704 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $14,615,000 | 2,157 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $7,018,000 | 3,923 |
| Credit card loans | $200,000 | 3,969 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,818,000 | 3,787 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $25,136,000 | 102 |
| Non 1-4 family restructured loans & leases | $25,136,000 | 102 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $425,796,000 | 736 |
| Loan loss allowance | $10,192,000 | 613 |
| Total loans and leases | $435,988,000 | 728 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $435,988,000 | 734 |
| All real estate loans | $408,602,000 | 532 |
| Real estate loans in domestic offices | $408,602,000 | 530 |
| Construction and development loans | $23,353,000 | 592 |
| Commercial RE | $134,827,000 | 384 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $57,617,000 | 223 |
| 1-4 family residential loans | $192,805,000 | 724 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $17,462,000 | 1,947 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $9,924,000 | 3,047 |
| Credit card loans | $212,000 | 3,892 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,712,000 | 2,899 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $39,230,000 | 101 |
| Non 1-4 family restructured loans & leases | $39,230,000 | 101 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |