Home > Somerset Savings Bank > Net charge- offs to loans
Somerset Savings Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0580% | 10,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | -0.0519% | 1,278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0229% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3019% | 1,352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8196% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4324% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0208% | 1,292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5269% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5142% | 97 |
| Percentage Net Loans Charged-off:Construction & development | -2.8749% | 1,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5617% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1535% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1083% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0114% | 186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1409% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0502% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6637% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5253% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 0.1334% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8287% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1024% | 239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4383% | 96 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4445% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9642% | 41 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3846% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4769% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4385% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 0.1143% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2969% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2484% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6223% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6263% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0307% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3943% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2183% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8675% | 213 |
| Percentage Net Loans Charged-off:Construction & development | -0.0481% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3989% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5952% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6672% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6690% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7011% | 88 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.0336% | 12 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9627% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8368% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6684% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 0.6884% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8060% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0556% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2425% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2430% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9184% | 108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3809% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5666% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |