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SolutionsBank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,711,000 | 1,479 |
| Total interest expense | $10,707,000 | 863 |
| Net interest income | $7,004,000 | 2,331 |
| Provision for loan and lease losses | $24,744,000 | 346 |
| Total noninterest income | $1,454,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $525,000 | 2,262 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $929,000 | 1,919 |
| Total noninterest expense | $12,559,000 | 1,229 |
| Salaries and employee benefits | $4,319,000 | 1,742 |
| Premises and equipment expense | $1,325,000 | 1,547 |
| Additional noninterest expense | $6,915,000 | 813 |
| Pre-tax net operating income | $-28,845,000 | 7,926 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-2,285,000 | 7,753 |
| Income before extraordinary items | $-26,560,000 | 7,927 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-26,560,000 | 7,927 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-26,560,000 | 7,927 |
| Net charge-offs | $8,793,000 | 558 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,089 |
| Net operating income | $-26,560,000 | 7,927 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,139,000 | 1,474 |
| Total interest expense | $7,286,000 | 896 |
| Net interest income | $4,853,000 | 2,248 |
| Provision for loan and lease losses | $17,244,000 | 331 |
| Total noninterest income | $1,060,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $346,000 | 2,261 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $714,000 | 1,787 |
| Total noninterest expense | $9,516,000 | 1,111 |
| Salaries and employee benefits | $3,062,000 | 1,668 |
| Premises and equipment expense | $893,000 | 1,558 |
| Additional noninterest expense | $5,561,000 | 697 |
| Pre-tax net operating income | $-20,847,000 | 8,024 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-2,292,000 | 7,922 |
| Income before extraordinary items | $-18,555,000 | 8,029 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-18,555,000 | 8,029 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-18,555,000 | 8,029 |
| Net charge-offs | $4,820,000 | 595 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,044 |
| Net operating income | $-18,555,000 | 8,025 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,134,000 | 1,474 |
| Total interest expense | $3,738,000 | 905 |
| Net interest income | $2,396,000 | 2,282 |
| Provision for loan and lease losses | $9,090,000 | 276 |
| Total noninterest income | $566,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $199,000 | 1,980 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $367,000 | 1,710 |
| Total noninterest expense | $5,752,000 | 880 |
| Salaries and employee benefits | $1,482,000 | 1,751 |
| Premises and equipment expense | $454,000 | 1,562 |
| Additional noninterest expense | $3,816,000 | 458 |
| Pre-tax net operating income | $-11,880,000 | 8,117 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-2,292,000 | 8,101 |
| Income before extraordinary items | $-9,588,000 | 8,121 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-9,588,000 | 8,121 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-9,588,000 | 8,121 |
| Net charge-offs | $1,173,000 | 870 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 915 |
| Net operating income | $-9,588,000 | 8,117 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $26,652,000 | 1,455 |
| Total interest expense | $13,472,000 | 1,197 |
| Net interest income | $13,180,000 | 1,685 |
| Provision for loan and lease losses | $8,738,000 | 661 |
| Total noninterest income | $7,395,000 | 759 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $898,000 | 1,920 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,497,000 | 536 |
| Total noninterest expense | $10,988,000 | 1,767 |
| Salaries and employee benefits | $5,800,000 | 1,761 |
| Premises and equipment expense | $1,724,000 | 1,607 |
| Additional noninterest expense | $3,464,000 | 1,762 |
| Pre-tax net operating income | $849,000 | 4,063 |
| Securities gains (losses) | $61,000 | 1,468 |
| Applicable income taxes | $314,000 | 2,346 |
| Income before extraordinary items | $596,000 | 4,189 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $596,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,186,000 | 574 |
| Cash dividends | $924,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 1,091 |
| Net operating income | $556,350 | 4,432 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,692,000 | 1,521 |
| Total interest expense | $9,725,000 | 1,308 |
| Net interest income | $9,967,000 | 1,683 |
| Provision for loan and lease losses | $7,692,000 | 480 |
| Total noninterest income | $1,162,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $652,000 | 1,989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $510,000 | 2,780 |
| Total noninterest expense | $8,245,000 | 1,754 |
| Salaries and employee benefits | $4,378,000 | 1,771 |
| Premises and equipment expense | $1,319,000 | 1,588 |
| Additional noninterest expense | $2,548,000 | 1,745 |
| Pre-tax net operating income | $-4,808,000 | 8,122 |
| Securities gains (losses) | $61,000 | 1,293 |
| Applicable income taxes | $-1,720,000 | 8,156 |
| Income before extraordinary items | $-3,027,000 | 8,018 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,027,000 | 8,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,486,000 | 413 |
| Cash dividends | $560,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 973 |
| Net operating income | $-3,066,040 | 8,078 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,810,000 | 1,581 |
| Total interest expense | $6,360,000 | 1,387 |
| Net interest income | $6,450,000 | 1,735 |
| Provision for loan and lease losses | $994,000 | 1,234 |
| Total noninterest income | $760,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $394,000 | 2,150 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $366,000 | 2,708 |
| Total noninterest expense | $5,348,000 | 1,803 |
| Salaries and employee benefits | $2,854,000 | 1,831 |
| Premises and equipment expense | $825,000 | 1,679 |
| Additional noninterest expense | $1,669,000 | 1,752 |
| Pre-tax net operating income | $868,000 | 3,256 |
| Securities gains (losses) | $61,000 | 1,301 |
| Applicable income taxes | $328,000 | 2,105 |
| Income before extraordinary items | $601,000 | 3,638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $601,000 | 3,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,906 |
| Cash dividends | $560,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 879 |
| Net operating income | $561,350 | 3,723 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,483,000 | 1,601 |
| Total interest expense | $3,241,000 | 1,447 |
| Net interest income | $3,242,000 | 1,716 |
| Provision for loan and lease losses | $363,000 | 1,224 |
| Total noninterest income | $343,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $187,000 | 2,203 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $156,000 | 2,971 |
| Total noninterest expense | $2,563,000 | 1,868 |
| Salaries and employee benefits | $1,353,000 | 1,942 |
| Premises and equipment expense | $409,000 | 1,689 |
| Additional noninterest expense | $801,000 | 1,774 |
| Pre-tax net operating income | $659,000 | 2,526 |
| Securities gains (losses) | $58,000 | 1,005 |
| Applicable income taxes | $256,000 | 1,660 |
| Income before extraordinary items | $461,000 | 2,874 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $461,000 | 2,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $350,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 758 |
| Net operating income | $423,880 | 2,989 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,976,000 | 1,778 |
| Total interest expense | $11,144,000 | 1,787 |
| Net interest income | $12,832,000 | 1,763 |
| Provision for loan and lease losses | $600,000 | 2,040 |
| Total noninterest income | $1,127,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $749,000 | 2,241 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $378,000 | 3,840 |
| Total noninterest expense | $8,853,000 | 2,084 |
| Salaries and employee benefits | $4,618,000 | 2,179 |
| Premises and equipment expense | $1,436,000 | 1,832 |
| Additional noninterest expense | $2,799,000 | 1,976 |
| Pre-tax net operating income | $4,506,000 | 1,799 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,611,000 | 1,340 |
| Income before extraordinary items | $2,895,000 | 2,103 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,895,000 | 2,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,595 |
| Cash dividends | $550,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,895,000 | 2,089 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,560,000 | 1,820 |
| Total interest expense | $8,080,000 | 1,840 |
| Net interest income | $9,480,000 | 1,795 |
| Provision for loan and lease losses | $560,000 | 1,427 |
| Total noninterest income | $749,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $531,000 | 2,329 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $218,000 | 4,328 |
| Total noninterest expense | $6,317,000 | 2,151 |
| Salaries and employee benefits | $3,450,000 | 2,184 |
| Premises and equipment expense | $1,061,000 | 1,841 |
| Additional noninterest expense | $1,806,000 | 2,210 |
| Pre-tax net operating income | $3,352,000 | 1,922 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,276,000 | 1,381 |
| Income before extraordinary items | $2,076,000 | 2,302 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,076,000 | 2,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,489 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,076,000 | 2,286 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,281,000 | 1,895 |
| Total interest expense | $5,068,000 | 1,941 |
| Net interest income | $6,213,000 | 1,845 |
| Provision for loan and lease losses | $440,000 | 1,151 |
| Total noninterest income | $594,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $346,000 | 2,374 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $248,000 | 3,364 |
| Total noninterest expense | $4,202,000 | 2,187 |
| Salaries and employee benefits | $2,288,000 | 2,231 |
| Premises and equipment expense | $679,000 | 1,927 |
| Additional noninterest expense | $1,235,000 | 2,162 |
| Pre-tax net operating income | $2,165,000 | 2,024 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $830,000 | 1,453 |
| Income before extraordinary items | $1,335,000 | 2,425 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,335,000 | 2,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $400,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,335,000 | 2,409 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,391,000 | 1,973 |
| Total interest expense | $2,508,000 | 1,943 |
| Net interest income | $2,883,000 | 2,022 |
| Provision for loan and lease losses | $240,000 | 1,001 |
| Total noninterest income | $294,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $167,000 | 2,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $127,000 | 3,312 |
| Total noninterest expense | $2,009,000 | 2,282 |
| Salaries and employee benefits | $1,137,000 | 2,264 |
| Premises and equipment expense | $322,000 | 2,027 |
| Additional noninterest expense | $550,000 | 2,399 |
| Pre-tax net operating income | $928,000 | 2,297 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $353,000 | 1,654 |
| Income before extraordinary items | $575,000 | 2,725 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $575,000 | 2,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,505 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $575,000 | 2,711 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,777,000 | 2,000 |
| Total interest expense | $8,008,000 | 2,048 |
| Net interest income | $11,769,000 | 1,971 |
| Provision for loan and lease losses | $1,380,000 | 755 |
| Total noninterest income | $1,191,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $617,000 | 2,630 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $574,000 | 3,098 |
| Total noninterest expense | $7,274,000 | 2,432 |
| Salaries and employee benefits | $3,853,000 | 2,523 |
| Premises and equipment expense | $1,212,000 | 2,064 |
| Additional noninterest expense | $2,209,000 | 2,352 |
| Pre-tax net operating income | $4,306,000 | 2,131 |
| Securities gains (losses) | $-76,000 | 8,098 |
| Applicable income taxes | $1,638,000 | 1,539 |
| Income before extraordinary items | $2,592,000 | 2,539 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,592,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,760 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,640,640 | 2,483 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,023,000 | 2,095 |
| Total interest expense | $5,626,000 | 2,101 |
| Net interest income | $8,397,000 | 2,087 |
| Provision for loan and lease losses | $810,000 | 934 |
| Total noninterest income | $570,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $451,000 | 2,680 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 5,539 |
| Total noninterest expense | $5,146,000 | 2,556 |
| Salaries and employee benefits | $2,751,000 | 2,638 |
| Premises and equipment expense | $897,000 | 2,093 |
| Additional noninterest expense | $1,498,000 | 2,567 |
| Pre-tax net operating income | $3,011,000 | 2,323 |
| Securities gains (losses) | $-76,000 | 8,319 |
| Applicable income taxes | $1,137,000 | 1,715 |
| Income before extraordinary items | $1,798,000 | 2,796 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,798,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,846,640 | 2,726 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,002,000 | 2,134 |
| Total interest expense | $3,493,000 | 2,136 |
| Net interest income | $5,509,000 | 2,123 |
| Provision for loan and lease losses | $540,000 | 917 |
| Total noninterest income | $542,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $288,000 | 2,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $254,000 | 3,301 |
| Total noninterest expense | $3,603,000 | 2,454 |
| Salaries and employee benefits | $1,814,000 | 2,665 |
| Premises and equipment expense | $583,000 | 2,136 |
| Additional noninterest expense | $1,206,000 | 2,164 |
| Pre-tax net operating income | $1,908,000 | 2,405 |
| Securities gains (losses) | $-76,000 | 8,471 |
| Applicable income taxes | $705,000 | 1,841 |
| Income before extraordinary items | $1,127,000 | 2,928 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,127,000 | 2,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,175,640 | 2,829 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,331,000 | 2,164 |
| Total interest expense | $1,665,000 | 2,141 |
| Net interest income | $2,666,000 | 2,185 |
| Provision for loan and lease losses | $270,000 | 866 |
| Total noninterest income | $226,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $126,000 | 2,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $100,000 | 3,699 |
| Total noninterest expense | $1,686,000 | 2,612 |
| Salaries and employee benefits | $889,000 | 2,715 |
| Premises and equipment expense | $280,000 | 2,232 |
| Additional noninterest expense | $517,000 | 2,471 |
| Pre-tax net operating income | $936,000 | 2,395 |
| Securities gains (losses) | $-76,000 | 8,627 |
| Applicable income taxes | $329,000 | 1,904 |
| Income before extraordinary items | $531,000 | 3,019 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $531,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,440 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $579,640 | 2,805 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,940,000 | 2,552 |
| Total interest expense | $4,316,000 | 2,495 |
| Net interest income | $8,624,000 | 2,527 |
| Provision for loan and lease losses | $825,000 | 1,232 |
| Total noninterest income | $979,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $622,000 | 2,590 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $357,000 | 3,975 |
| Total noninterest expense | $6,091,000 | 2,716 |
| Salaries and employee benefits | $3,110,000 | 2,882 |
| Premises and equipment expense | $908,000 | 2,576 |
| Additional noninterest expense | $2,073,000 | 2,404 |
| Pre-tax net operating income | $2,687,000 | 3,009 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $982,000 | 2,292 |
| Income before extraordinary items | $1,705,000 | 3,491 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,705,000 | 3,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,705,000 | 3,457 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,974,000 | 2,659 |
| Total interest expense | $2,834,000 | 2,656 |
| Net interest income | $6,140,000 | 2,621 |
| Provision for loan and lease losses | $675,000 | 1,101 |
| Total noninterest income | $787,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $477,000 | 2,535 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 3,742 |
| Total noninterest expense | $4,309,000 | 2,829 |
| Salaries and employee benefits | $2,174,000 | 3,025 |
| Premises and equipment expense | $642,000 | 2,701 |
| Additional noninterest expense | $1,493,000 | 2,467 |
| Pre-tax net operating income | $1,943,000 | 3,123 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $717,000 | 2,357 |
| Income before extraordinary items | $1,226,000 | 3,607 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,226,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,226,000 | 3,578 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,492,000 | 2,800 |
| Total interest expense | $1,664,000 | 2,796 |
| Net interest income | $3,828,000 | 2,770 |
| Provision for loan and lease losses | $450,000 | 1,068 |
| Total noninterest income | $497,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $312,000 | 2,545 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $185,000 | 3,898 |
| Total noninterest expense | $2,727,000 | 2,957 |
| Salaries and employee benefits | $1,367,000 | 3,182 |
| Premises and equipment expense | $381,000 | 2,981 |
| Additional noninterest expense | $979,000 | 2,478 |
| Pre-tax net operating income | $1,148,000 | 3,369 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $415,000 | 2,550 |
| Income before extraordinary items | $733,000 | 3,850 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $733,000 | 3,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $733,000 | 3,796 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 3,123 |
| Total interest expense | $727,000 | 3,025 |
| Net interest income | $1,649,000 | 3,140 |
| Provision for loan and lease losses | $225,000 | 1,003 |
| Total noninterest income | $271,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $158,000 | 2,451 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,504 |
| Total noninterest expense | $1,213,000 | 3,289 |
| Salaries and employee benefits | $671,000 | 3,241 |
| Premises and equipment expense | $119,000 | 4,321 |
| Additional noninterest expense | $423,000 | 2,874 |
| Pre-tax net operating income | $482,000 | 3,778 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $176,000 | 2,803 |
| Income before extraordinary items | $306,000 | 4,312 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $306,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $306,000 | 4,268 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,167,000 | 3,735 |
| Total interest expense | $1,938,000 | 3,741 |
| Net interest income | $5,229,000 | 3,680 |
| Provision for loan and lease losses | $330,000 | 2,726 |
| Total noninterest income | $790,000 | 4,087 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $534,000 | 2,989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $256,000 | 4,585 |
| Total noninterest expense | $4,870,000 | 3,191 |
| Salaries and employee benefits | $2,571,000 | 3,267 |
| Premises and equipment expense | $731,000 | 3,016 |
| Additional noninterest expense | $1,568,000 | 3,019 |
| Pre-tax net operating income | $819,000 | 5,732 |
| Securities gains (losses) | $-15,000 | 8,316 |
| Applicable income taxes | $301,000 | 4,164 |
| Income before extraordinary items | $503,000 | 6,352 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $503,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,577 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $512,600 | 6,238 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 4,009 |
| Total interest expense | $1,272,000 | 4,100 |
| Net interest income | $3,596,000 | 3,913 |
| Provision for loan and lease losses | $130,000 | 3,854 |
| Total noninterest income | $571,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $389,000 | 3,077 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $182,000 | 4,696 |
| Total noninterest expense | $3,549,000 | 3,268 |
| Salaries and employee benefits | $1,910,000 | 3,273 |
| Premises and equipment expense | $553,000 | 2,980 |
| Additional noninterest expense | $1,086,000 | 3,185 |
| Pre-tax net operating income | $488,000 | 6,372 |
| Securities gains (losses) | $-15,000 | 8,589 |
| Applicable income taxes | $172,000 | 4,669 |
| Income before extraordinary items | $301,000 | 6,888 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $301,000 | 6,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-177,000 | 8,896 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $310,600 | 6,756 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 4,255 |
| Total interest expense | $730,000 | 4,561 |
| Net interest income | $2,274,000 | 4,092 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $355,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $247,000 | 3,177 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $108,000 | 5,008 |
| Total noninterest expense | $2,286,000 | 3,373 |
| Salaries and employee benefits | $1,219,000 | 3,397 |
| Premises and equipment expense | $372,000 | 2,968 |
| Additional noninterest expense | $695,000 | 3,331 |
| Pre-tax net operating income | $283,000 | 6,610 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $107,000 | 4,754 |
| Income before extraordinary items | $176,000 | 7,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-198,000 | 8,983 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $176,000 | 7,034 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 4,324 |
| Total interest expense | $363,000 | 4,606 |
| Net interest income | $1,110,000 | 4,154 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $168,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $113,000 | 3,294 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $1,110,000 | 3,465 |
| Salaries and employee benefits | $582,000 | 3,569 |
| Premises and equipment expense | $197,000 | 2,852 |
| Additional noninterest expense | $331,000 | 3,461 |
| Pre-tax net operating income | $138,000 | 6,608 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $55,000 | 4,720 |
| Income before extraordinary items | $83,000 | 7,172 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $83,000 | 7,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $83,000 | 7,092 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,522,000 | 4,557 |
| Total interest expense | $1,659,000 | 4,587 |
| Net interest income | $3,863,000 | 4,467 |
| Provision for loan and lease losses | $386,000 | 2,663 |
| Total noninterest income | $720,000 | 4,481 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $447,000 | 3,389 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $273,000 | 4,684 |
| Total noninterest expense | $4,863,000 | 3,119 |
| Salaries and employee benefits | $2,417,000 | 3,354 |
| Premises and equipment expense | $810,000 | 2,730 |
| Additional noninterest expense | $1,636,000 | 2,848 |
| Pre-tax net operating income | $-666,000 | 8,881 |
| Securities gains (losses) | $101,000 | 1,896 |
| Applicable income taxes | $-213,000 | 9,015 |
| Income before extraordinary items | $-352,000 | 8,842 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-352,000 | 8,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $65,000 | 5,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-416,640 | 8,804 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,106,000 | 4,638 |
| Total interest expense | $1,296,000 | 4,582 |
| Net interest income | $2,810,000 | 4,588 |
| Provision for loan and lease losses | $290,000 | 2,572 |
| Total noninterest income | $546,000 | 4,482 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $343,000 | 3,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $3,640,000 | 3,130 |
| Salaries and employee benefits | $1,792,000 | 3,376 |
| Premises and equipment expense | $593,000 | 2,808 |
| Additional noninterest expense | $1,255,000 | 2,771 |
| Pre-tax net operating income | $-574,000 | 8,987 |
| Securities gains (losses) | $101,000 | 1,748 |
| Applicable income taxes | $-181,000 | 9,107 |
| Income before extraordinary items | $-292,000 | 8,945 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-292,000 | 8,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $65,000 | 4,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-356,640 | 8,915 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 4,723 |
| Total interest expense | $904,000 | 4,565 |
| Net interest income | $1,790,000 | 4,728 |
| Provision for loan and lease losses | $193,000 | 2,580 |
| Total noninterest income | $309,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $230,000 | 3,273 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $79,000 | 5,734 |
| Total noninterest expense | $2,416,000 | 3,137 |
| Salaries and employee benefits | $1,132,000 | 3,524 |
| Premises and equipment expense | $416,000 | 2,678 |
| Additional noninterest expense | $868,000 | 2,689 |
| Pre-tax net operating income | $-510,000 | 9,070 |
| Securities gains (losses) | $101,000 | 1,507 |
| Applicable income taxes | $-157,000 | 9,166 |
| Income before extraordinary items | $-252,000 | 9,040 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-252,000 | 9,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $65,000 | 4,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-316,640 | 9,008 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 4,685 |
| Total interest expense | $481,000 | 4,462 |
| Net interest income | $893,000 | 4,732 |
| Provision for loan and lease losses | $96,000 | 2,441 |
| Total noninterest income | $125,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 3,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $1,253,000 | 3,027 |
| Salaries and employee benefits | $570,000 | 3,505 |
| Premises and equipment expense | $212,000 | 2,624 |
| Additional noninterest expense | $471,000 | 2,473 |
| Pre-tax net operating income | $-331,000 | 9,152 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-127,000 | 9,235 |
| Income before extraordinary items | $-204,000 | 9,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-204,000 | 9,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,227 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-204,000 | 9,075 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 4,990 |
| Total interest expense | $2,054,000 | 4,700 |
| Net interest income | $3,222,000 | 5,049 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $331,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $253,000 | 4,656 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 6,931 |
| Total noninterest expense | $3,236,000 | 4,205 |
| Salaries and employee benefits | $1,564,000 | 4,533 |
| Premises and equipment expense | $373,000 | 4,879 |
| Additional noninterest expense | $1,299,000 | 3,379 |
| Pre-tax net operating income | $77,000 | 8,384 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $-6,000 | 8,832 |
| Income before extraordinary items | $89,000 | 8,383 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $89,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 1,559 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 229 |
| Net operating income | $83,000 | 8,318 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,386,000 | 4,740 |
| Total interest expense | $3,285,000 | 4,405 |
| Net interest income | $3,101,000 | 4,943 |
| Provision for loan and lease losses | $114,000 | 5,391 |
| Total noninterest income | $308,000 | 6,354 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $191,000 | 5,272 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $117,000 | 6,058 |
| Total noninterest expense | $2,828,000 | 4,542 |
| Salaries and employee benefits | $1,439,000 | 4,658 |
| Premises and equipment expense | $435,000 | 4,342 |
| Additional noninterest expense | $954,000 | 4,220 |
| Pre-tax net operating income | $467,000 | 6,684 |
| Securities gains (losses) | $55,000 | 2,257 |
| Applicable income taxes | $274,000 | 4,453 |
| Income before extraordinary items | $248,000 | 7,445 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $248,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,426 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 385 |
| Net operating income | $212,800 | 7,515 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,250,000 | 4,451 |
| Total interest expense | $3,677,000 | 4,240 |
| Net interest income | $3,573,000 | 4,540 |
| Provision for loan and lease losses | $228,000 | 3,468 |
| Total noninterest income | $291,000 | 6,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 4,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 6,938 |
| Total noninterest expense | $2,876,000 | 4,374 |
| Salaries and employee benefits | $1,394,000 | 4,634 |
| Premises and equipment expense | $503,000 | 3,768 |
| Additional noninterest expense | $979,000 | 4,048 |
| Pre-tax net operating income | $760,000 | 6,004 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $265,000 | 4,854 |
| Income before extraordinary items | $495,000 | 6,360 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $495,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,695 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $495,000 | 6,374 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,219,000 | 4,831 |
| Total interest expense | $2,966,000 | 4,651 |
| Net interest income | $3,253,000 | 4,883 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $245,000 | 7,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,882 |
| Total noninterest expense | $2,926,000 | 4,300 |
| Salaries and employee benefits | $1,343,000 | 4,744 |
| Premises and equipment expense | $632,000 | 3,115 |
| Additional noninterest expense | $951,000 | 4,176 |
| Pre-tax net operating income | $392,000 | 7,634 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $79,000 | 7,204 |
| Income before extraordinary items | $313,000 | 7,514 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $313,000 | 7,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,017 |
| Cash dividends | $81,000 | 6,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $313,000 | 7,489 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 5,375 |
| Total interest expense | $2,544,000 | 5,300 |
| Net interest income | $2,858,000 | 5,325 |
| Provision for loan and lease losses | $226,000 | 3,255 |
| Total noninterest income | $210,000 | 7,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 5,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,707 |
| Total noninterest expense | $2,894,000 | 4,257 |
| Salaries and employee benefits | $1,538,000 | 4,161 |
| Premises and equipment expense | $547,000 | 3,439 |
| Additional noninterest expense | $809,000 | 4,638 |
| Pre-tax net operating income | $-52,000 | 9,869 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $-61,000 | 10,159 |
| Income before extraordinary items | $31,000 | 9,714 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $31,000 | 9,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,845 |
| Cash dividends | $680,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $16,920 | 9,720 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 6,025 |
| Total interest expense | $2,182,000 | 5,917 |
| Net interest income | $2,541,000 | 5,982 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $201,000 | 7,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $2,104,000 | 5,454 |
| Salaries and employee benefits | $1,211,000 | 5,063 |
| Premises and equipment expense | $246,000 | 6,116 |
| Additional noninterest expense | $647,000 | 5,521 |
| Pre-tax net operating income | $518,000 | 7,824 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $118,000 | 8,120 |
| Income before extraordinary items | $400,000 | 7,636 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $400,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,842 |
| Cash dividends | $99,000 | 6,575 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 454 |
| Net operating income | $400,000 | 7,580 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 6,501 |
| Total interest expense | $2,130,000 | 6,164 |
| Net interest income | $2,244,000 | 6,676 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $252,000 | 7,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,466 |
| Total noninterest expense | $1,708,000 | 6,595 |
| Salaries and employee benefits | $974,000 | 6,111 |
| Premises and equipment expense | $235,000 | 6,465 |
| Additional noninterest expense | $499,000 | 7,061 |
| Pre-tax net operating income | $678,000 | 7,033 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $162,000 | 7,700 |
| Income before extraordinary items | $516,000 | 6,790 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $516,000 | 6,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,068 |
| Cash dividends | $604,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $516,000 | 6,733 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 6,735 |
| Total interest expense | $2,054,000 | 6,352 |
| Net interest income | $2,208,000 | 6,854 |
| Provision for loan and lease losses | $-161,000 | 11,791 |
| Total noninterest income | $207,000 | 8,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $1,673,000 | 6,793 |
| Salaries and employee benefits | $991,000 | 6,112 |
| Premises and equipment expense | $182,000 | 7,556 |
| Additional noninterest expense | $500,000 | 7,248 |
| Pre-tax net operating income | $903,000 | 6,402 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $257,000 | 6,541 |
| Income before extraordinary items | $646,000 | 6,335 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $646,000 | 6,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 11,680 |
| Cash dividends | $662,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $646,000 | 6,320 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,915,000 | 6,807 |
| Total interest expense | $1,690,000 | 6,350 |
| Net interest income | $2,225,000 | 7,029 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $212,000 | 8,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,738 |
| Total noninterest expense | $1,748,000 | 6,841 |
| Salaries and employee benefits | $958,000 | 6,311 |
| Premises and equipment expense | $209,000 | 7,235 |
| Additional noninterest expense | $581,000 | 7,171 |
| Pre-tax net operating income | $689,000 | 7,464 |
| Securities gains (losses) | $-32,000 | 10,707 |
| Applicable income taxes | $157,000 | 8,162 |
| Income before extraordinary items | $500,000 | 7,320 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $500,000 | 7,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 11,116 |
| Cash dividends | $2,093,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $524,320 | 7,160 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 6,429 |
| Total interest expense | $1,776,000 | 6,400 |
| Net interest income | $2,612,000 | 6,329 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $221,000 | 8,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,348 |
| Total noninterest expense | $1,793,000 | 6,910 |
| Salaries and employee benefits | $974,000 | 6,281 |
| Premises and equipment expense | $211,000 | 7,471 |
| Additional noninterest expense | $608,000 | 7,259 |
| Pre-tax net operating income | $1,040,000 | 5,740 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $305,000 | 6,010 |
| Income before extraordinary items | $735,000 | 5,906 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $735,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,951 |
| Cash dividends | $70,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $735,000 | 5,648 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 6,233 |
| Total interest expense | $2,403,000 | 6,176 |
| Net interest income | $2,754,000 | 6,119 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $186,000 | 9,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $1,835,000 | 6,843 |
| Salaries and employee benefits | $979,000 | 6,151 |
| Premises and equipment expense | $208,000 | 7,656 |
| Additional noninterest expense | $648,000 | 7,119 |
| Pre-tax net operating income | $1,045,000 | 5,454 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $348,000 | 5,383 |
| Income before extraordinary items | $709,000 | 5,862 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $709,000 | 5,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 13,191 |
| Cash dividends | $9,000 | 8,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $700,960 | 5,579 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.