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SolutionsBank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 78 | 2,091 |
| Assets and Liabilities | ||
| Total Assets: | $511,103,000 | 1,381 |
| Cash and due from depository institutions | $60,833,000 | 2,091 |
| Interest-bearing balances | $57,459,000 | 496 |
| Securities | $31,012,000 | 3,419 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 4,503 |
| Net loans & leases | $392,264,000 | 1,216 |
| Loan loss allowance | $22,054,000 | 429 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,644,000 | 3,867 |
| Other real estate owned | $5,285,000 | 2,091 |
| Goodwill and other intangibles | $719,000 | 1,841 |
| All other assets | $18,146,000 | 1,141 |
| Life insurance assets | $5,414,000 | 1,195 |
| Total liabilities and capital | $511,103,000 | 1,381 |
| Total liabilities | $495,270,000 | 1,295 |
| Total deposits | $421,271,000 | 1,336 |
| Interest-bearing deposits | $396,707,000 | 1,247 |
| Deposits held in domestic offices | $421,271,000 | 1,332 |
| % insured | 91.75% | 3,225 |
| Federal funds purchased & repurchase agreements | $329,000 | 2,636 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $71,500,000 | 704 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,170,000 | 2,206 |
| Total equity capital | $15,833,000 | 3,969 |
| Total bank equity capital | $15,833,000 | 3,969 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $600,000 | 3,542 |
| Surplus | $31,200,000 | 1,081 |
| Undivided profits | $-15,967,000 | 7,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $59,080,000 | 362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,474,000 | 2,473 |
| Earning assets | $480,935,000 | 1,347 |
| Long-term assets (5+ years) | $24,514,000 | 3,751 |
| Average Assets, year-to-date | $526,998,500 | 1,318 |
| Average Assets, quarterly | $534,362,500 | 1,314 |
| Volatile liabilities | $130,518,000 | 1,161 |
| Insider loans | $1,421,000 | 3,670 |
| FHLB advances | $71,500,000 | 634 |
| Loans and leases held for sale | $589,000 | 1,156 |
| Unused loan commitments | $32,963,000 | 1,998 |
| Tier 1 (core) risk-based capital | $13,503,000 | 4,284 |
| Tier 2 risk-based capital | $5,279,000 | 1,153 |
| Total risk weighted assets | $405,941,000 | 1,267 |
| Total unused commitments | $32,963,000 | 2,000 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 79 | 2,110 |
| Assets and Liabilities | ||
| Total Assets: | $557,622,000 | 1,283 |
| Cash and due from depository institutions | $106,604,000 | 2,110 |
| Interest-bearing balances | $94,010,000 | 250 |
| Securities | $13,885,000 | 5,209 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 4,800 |
| Net loans & leases | $412,036,000 | 1,191 |
| Loan loss allowance | $18,528,000 | 476 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,800,000 | 3,811 |
| Other real estate owned | $3,271,000 | 2,110 |
| Goodwill and other intangibles | $735,000 | 1,848 |
| All other assets | $18,091,000 | 1,190 |
| Life insurance assets | $5,355,000 | 1,210 |
| Total liabilities and capital | $557,622,000 | 1,283 |
| Total liabilities | $533,886,000 | 1,210 |
| Total deposits | $458,572,000 | 1,231 |
| Interest-bearing deposits | $422,426,000 | 1,171 |
| Deposits held in domestic offices | $458,572,000 | 1,228 |
| % insured | 74.82% | 5,066 |
| Federal funds purchased & repurchase agreements | $1,184,000 | 2,273 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $71,500,000 | 745 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,630,000 | 1,920 |
| Total equity capital | $23,736,000 | 2,805 |
| Total bank equity capital | $23,736,000 | 2,805 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $600,000 | 3,585 |
| Surplus | $31,200,000 | 1,093 |
| Undivided profits | $-8,064,000 | 7,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $47,589,000 | 414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,410,000 | 2,478 |
| Earning assets | $520,131,000 | 1,259 |
| Long-term assets (5+ years) | $18,938,000 | 4,214 |
| Average Assets, year-to-date | $532,297,000 | 1,319 |
| Average Assets, quarterly | $545,364,500 | 1,311 |
| Volatile liabilities | $133,879,000 | 1,147 |
| Insider loans | $1,447,000 | 3,669 |
| FHLB advances | $71,500,000 | 674 |
| Loans and leases held for sale | $2,439,000 | 815 |
| Unused loan commitments | $39,840,000 | 1,776 |
| Tier 1 (core) risk-based capital | $22,112,000 | 2,861 |
| Tier 2 risk-based capital | $5,429,000 | 1,128 |
| Total risk weighted assets | $422,273,000 | 1,237 |
| Total unused commitments | $39,840,000 | 1,779 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 78 | 2,143 |
| Assets and Liabilities | ||
| Total Assets: | $533,107,000 | 1,340 |
| Cash and due from depository institutions | $64,264,000 | 2,143 |
| Interest-bearing balances | $59,144,000 | 354 |
| Securities | $15,287,000 | 5,039 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 5,201 |
| Net loans & leases | $429,186,000 | 1,160 |
| Loan loss allowance | $14,020,000 | 553 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,984,000 | 3,716 |
| Other real estate owned | $3,298,000 | 2,143 |
| Goodwill and other intangibles | $751,000 | 1,841 |
| All other assets | $17,137,000 | 1,214 |
| Life insurance assets | $5,296,000 | 1,219 |
| Total liabilities and capital | $533,107,000 | 1,340 |
| Total liabilities | $500,375,000 | 1,291 |
| Total deposits | $421,114,000 | 1,352 |
| Interest-bearing deposits | $390,888,000 | 1,270 |
| Deposits held in domestic offices | $421,114,000 | 1,347 |
| % insured | 75.06% | 5,103 |
| Federal funds purchased & repurchase agreements | $5,659,000 | 1,435 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $71,500,000 | 786 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,102,000 | 2,229 |
| Total equity capital | $32,732,000 | 2,093 |
| Total bank equity capital | $32,732,000 | 2,091 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 3,608 |
| Surplus | $31,200,000 | 1,082 |
| Undivided profits | $932,000 | 6,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $29,590,000 | 540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,405,000 | 2,543 |
| Earning assets | $503,817,000 | 1,301 |
| Long-term assets (5+ years) | $23,475,000 | 3,775 |
| Average Assets, year-to-date | $519,634,500 | 1,365 |
| Average Assets, quarterly | $519,634,500 | 1,365 |
| Volatile liabilities | $110,669,000 | 1,410 |
| Insider loans | $1,733,000 | 3,367 |
| FHLB advances | $71,500,000 | 702 |
| Loans and leases held for sale | $3,053,000 | 615 |
| Unused loan commitments | $50,804,000 | 1,523 |
| Tier 1 (core) risk-based capital | $31,608,000 | 2,067 |
| Tier 2 risk-based capital | $5,504,000 | 1,104 |
| Total risk weighted assets | $431,819,000 | 1,212 |
| Total unused commitments | $50,804,000 | 1,526 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 89 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $506,162,000 | 1,393 |
| Cash and due from depository institutions | $25,322,000 | 1,879 |
| Interest-bearing balances | $20,413,000 | 576 |
| Securities | $17,064,000 | 4,811 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $437,295,000 | 1,135 |
| Loan loss allowance | $6,103,000 | 1,147 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,101,000 | 3,649 |
| Other real estate owned | $3,499,000 | 1,879 |
| Goodwill and other intangibles | $3,420,000 | 1,049 |
| All other assets | $16,461,000 | 1,260 |
| Life insurance assets | $5,238,000 | 1,226 |
| Total liabilities and capital | $506,162,000 | 1,393 |
| Total liabilities | $464,004,000 | 1,372 |
| Total deposits | $379,212,000 | 1,453 |
| Interest-bearing deposits | $356,928,000 | 1,346 |
| Deposits held in domestic offices | $379,212,000 | 1,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,090,000 | 1,361 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $74,500,000 | 829 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,202,000 | 2,130 |
| Total equity capital | $42,158,000 | 1,612 |
| Total bank equity capital | $42,158,000 | 1,612 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,635 |
| Surplus | $31,200,000 | 1,056 |
| Undivided profits | $10,358,000 | 2,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,584,000 | 3,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,702,000 | 2,226 |
| Earning assets | $474,772,000 | 1,353 |
| Long-term assets (5+ years) | $27,552,000 | 3,433 |
| Average Assets, year-to-date | $438,029,200 | 1,560 |
| Average Assets, quarterly | $490,487,000 | 1,419 |
| Volatile liabilities | $95,612,000 | 1,576 |
| Insider loans | $1,729,000 | 3,423 |
| FHLB advances | $74,500,000 | 752 |
| Loans and leases held for sale | $1,578,000 | 714 |
| Unused loan commitments | $64,855,000 | 1,274 |
| Tier 1 (core) risk-based capital | $39,343,000 | 1,637 |
| Tier 2 risk-based capital | $5,534,000 | 1,075 |
| Total risk weighted assets | $442,189,000 | 1,182 |
| Total unused commitments | $64,855,000 | 1,275 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 97 | 1,735 |
| Assets and Liabilities | ||
| Total Assets: | $474,812,000 | 1,487 |
| Cash and due from depository institutions | $12,969,000 | 1,735 |
| Interest-bearing balances | $7,547,000 | 935 |
| Securities | $17,727,000 | 4,664 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $415,445,000 | 1,190 |
| Loan loss allowance | $5,757,000 | 1,093 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,599,000 | 3,307 |
| Other real estate owned | $3,778,000 | 1,735 |
| Goodwill and other intangibles | $3,442,000 | 1,096 |
| All other assets | $17,852,000 | 1,177 |
| Life insurance assets | $5,178,000 | 1,222 |
| Total liabilities and capital | $474,812,000 | 1,487 |
| Total liabilities | $436,660,000 | 1,454 |
| Total deposits | $348,621,000 | 1,563 |
| Interest-bearing deposits | $325,087,000 | 1,453 |
| Deposits held in domestic offices | $348,621,000 | 1,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,303,000 | 1,591 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $79,500,000 | 798 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,236,000 | 2,127 |
| Total equity capital | $38,152,000 | 1,783 |
| Total bank equity capital | $38,152,000 | 1,783 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $600,000 | 3,670 |
| Surplus | $30,375,000 | 1,068 |
| Undivided profits | $7,177,000 | 3,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,396,000 | 3,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,820,000 | 2,195 |
| Earning assets | $440,719,000 | 1,454 |
| Long-term assets (5+ years) | $30,653,000 | 3,167 |
| Average Assets, year-to-date | $420,996,000 | 1,622 |
| Average Assets, quarterly | $463,914,000 | 1,501 |
| Volatile liabilities | $71,155,000 | 1,989 |
| Insider loans | $1,790,000 | 3,369 |
| FHLB advances | $79,500,000 | 728 |
| Loans and leases held for sale | $949,000 | 795 |
| Unused loan commitments | $104,534,000 | 926 |
| Tier 1 (core) risk-based capital | $34,786,000 | 1,880 |
| Tier 2 risk-based capital | $5,307,000 | 1,073 |
| Total risk weighted assets | $424,092,000 | 1,228 |
| Total unused commitments | $104,534,000 | 926 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 93 | 1,844 |
| Assets and Liabilities | ||
| Total Assets: | $453,016,000 | 1,547 |
| Cash and due from depository institutions | $11,322,000 | 1,844 |
| Interest-bearing balances | $365,000 | 3,848 |
| Securities | $13,356,000 | 5,345 |
| Federal funds sold & reverse repurchase agreements | $4,885,000 | 2,284 |
| Net loans & leases | $400,692,000 | 1,219 |
| Loan loss allowance | $4,556,000 | 1,310 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,801,000 | 3,174 |
| Other real estate owned | $3,879,000 | 1,844 |
| Goodwill and other intangibles | $3,473,000 | 1,109 |
| All other assets | $11,608,000 | 1,633 |
| Life insurance assets | $3,122,000 | 1,790 |
| Total liabilities and capital | $453,016,000 | 1,547 |
| Total liabilities | $411,965,000 | 1,541 |
| Total deposits | $335,635,000 | 1,618 |
| Interest-bearing deposits | $309,561,000 | 1,522 |
| Deposits held in domestic offices | $335,635,000 | 1,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,416,000 | 1,913 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $69,500,000 | 868 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,414,000 | 2,000 |
| Total equity capital | $41,051,000 | 1,663 |
| Total bank equity capital | $41,051,000 | 1,663 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $600,000 | 3,700 |
| Surplus | $29,730,000 | 1,068 |
| Undivided profits | $10,721,000 | 2,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,044,000 | 3,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,701,000 | 2,262 |
| Earning assets | $419,298,000 | 1,528 |
| Long-term assets (5+ years) | $24,608,000 | 3,572 |
| Average Assets, year-to-date | $403,057,330 | 1,695 |
| Average Assets, quarterly | $423,144,000 | 1,633 |
| Volatile liabilities | $71,783,000 | 1,962 |
| Insider loans | $2,009,000 | 3,120 |
| FHLB advances | $69,500,000 | 807 |
| Loans and leases held for sale | $734,000 | 1,011 |
| Unused loan commitments | $87,940,000 | 1,093 |
| Tier 1 (core) risk-based capital | $37,723,000 | 1,728 |
| Tier 2 risk-based capital | $4,746,000 | 1,177 |
| Total risk weighted assets | $402,759,000 | 1,287 |
| Total unused commitments | $87,940,000 | 1,093 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 83 | 2,074 |
| Assets and Liabilities | ||
| Total Assets: | $393,272,000 | 1,739 |
| Cash and due from depository institutions | $5,869,000 | 2,074 |
| Interest-bearing balances | $1,351,000 | 2,733 |
| Securities | $14,003,000 | 5,246 |
| Federal funds sold & reverse repurchase agreements | $3,605,000 | 3,904 |
| Net loans & leases | $349,121,000 | 1,377 |
| Loan loss allowance | $3,921,000 | 1,453 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,377,000 | 3,427 |
| Other real estate owned | $3,909,000 | 2,074 |
| Goodwill and other intangibles | $3,504,000 | 1,113 |
| All other assets | $9,884,000 | 1,798 |
| Life insurance assets | $3,089,000 | 1,790 |
| Total liabilities and capital | $393,272,000 | 1,739 |
| Total liabilities | $357,993,000 | 1,724 |
| Total deposits | $302,451,000 | 1,777 |
| Interest-bearing deposits | $280,422,000 | 1,698 |
| Deposits held in domestic offices | $302,451,000 | 1,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,857,000 | 2,283 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $50,500,000 | 1,075 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,185,000 | 1,726 |
| Total equity capital | $35,279,000 | 1,994 |
| Total bank equity capital | $35,279,000 | 1,994 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $600,000 | 3,711 |
| Surplus | $23,745,000 | 1,289 |
| Undivided profits | $10,934,000 | 3,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,026,000 | 3,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,707,000 | 2,301 |
| Earning assets | $368,080,000 | 1,708 |
| Long-term assets (5+ years) | $15,099,000 | 4,414 |
| Average Assets, year-to-date | $378,078,000 | 1,802 |
| Average Assets, quarterly | $378,078,000 | 1,802 |
| Volatile liabilities | $68,412,000 | 2,011 |
| Insider loans | $3,343,000 | 2,177 |
| FHLB advances | $50,500,000 | 1,004 |
| Loans and leases held for sale | $613,000 | 1,150 |
| Unused loan commitments | $65,899,000 | 1,425 |
| Tier 1 (core) risk-based capital | $31,747,000 | 2,076 |
| Tier 2 risk-based capital | $4,136,000 | 1,309 |
| Total risk weighted assets | $354,125,000 | 1,455 |
| Total unused commitments | $65,899,000 | 1,426 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 76 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $362,884,000 | 1,868 |
| Cash and due from depository institutions | $12,726,000 | 2,275 |
| Interest-bearing balances | $6,135,000 | 907 |
| Securities | $10,465,000 | 5,939 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 2,141 |
| Net loans & leases | $313,474,000 | 1,533 |
| Loan loss allowance | $3,551,000 | 1,563 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,119,000 | 3,590 |
| Other real estate owned | $4,642,000 | 2,275 |
| Goodwill and other intangibles | $3,165,000 | 1,173 |
| All other assets | $9,093,000 | 1,925 |
| Life insurance assets | $3,055,000 | 1,790 |
| Total liabilities and capital | $362,884,000 | 1,868 |
| Total liabilities | $329,288,000 | 1,850 |
| Total deposits | $287,135,000 | 1,855 |
| Interest-bearing deposits | $260,362,000 | 1,787 |
| Deposits held in domestic offices | $287,135,000 | 1,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,590,000 | 2,210 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $37,500,000 | 1,245 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,063,000 | 2,410 |
| Total equity capital | $33,596,000 | 2,072 |
| Total bank equity capital | $33,596,000 | 2,072 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,722 |
| Surplus | $22,230,000 | 1,323 |
| Undivided profits | $10,766,000 | 2,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,195,000 | 3,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,704,000 | 2,498 |
| Earning assets | $336,274,000 | 1,854 |
| Long-term assets (5+ years) | $10,270,000 | 4,887 |
| Average Assets, year-to-date | $304,230,800 | 2,118 |
| Average Assets, quarterly | $336,686,500 | 1,971 |
| Volatile liabilities | $53,856,000 | 2,457 |
| Insider loans | $3,655,000 | 2,010 |
| FHLB advances | $37,500,000 | 1,168 |
| Loans and leases held for sale | $532,000 | 1,175 |
| Unused loan commitments | $65,947,000 | 1,426 |
| Tier 1 (core) risk-based capital | $30,460,000 | 2,157 |
| Tier 2 risk-based capital | $3,751,000 | 1,430 |
| Total risk weighted assets | $324,027,000 | 1,565 |
| Total unused commitments | $65,947,000 | 1,427 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 73 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $310,489,000 | 2,125 |
| Cash and due from depository institutions | $3,443,000 | 2,368 |
| Interest-bearing balances | $144,000 | 4,193 |
| Securities | $11,302,000 | 5,848 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $276,114,000 | 1,690 |
| Loan loss allowance | $3,694,000 | 1,460 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,910,000 | 3,705 |
| Other real estate owned | $4,642,000 | 2,368 |
| Goodwill and other intangibles | $3,196,000 | 1,144 |
| All other assets | $8,882,000 | 1,962 |
| Life insurance assets | $3,021,000 | 1,760 |
| Total liabilities and capital | $310,489,000 | 2,125 |
| Total liabilities | $281,645,000 | 2,091 |
| Total deposits | $255,693,000 | 2,052 |
| Interest-bearing deposits | $235,241,000 | 1,941 |
| Deposits held in domestic offices | $255,693,000 | 2,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,159,000 | 2,656 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $22,600,000 | 1,633 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,193,000 | 2,311 |
| Total equity capital | $28,844,000 | 2,390 |
| Total bank equity capital | $28,844,000 | 2,390 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,710 |
| Surplus | $18,230,000 | 1,575 |
| Undivided profits | $10,014,000 | 3,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,360,000 | 2,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,911,000 | 2,403 |
| Earning assets | $287,560,000 | 2,100 |
| Long-term assets (5+ years) | $9,497,000 | 4,938 |
| Average Assets, year-to-date | $289,567,500 | 2,216 |
| Average Assets, quarterly | $299,592,500 | 2,184 |
| Volatile liabilities | $53,375,000 | 2,425 |
| Insider loans | $3,356,000 | 2,131 |
| FHLB advances | $22,600,000 | 1,545 |
| Loans and leases held for sale | $300,000 | 1,360 |
| Unused loan commitments | $70,481,000 | 1,368 |
| Tier 1 (core) risk-based capital | $25,760,000 | 2,515 |
| Tier 2 risk-based capital | $3,588,000 | 1,464 |
| Total risk weighted assets | $286,964,000 | 1,698 |
| Total unused commitments | $70,481,000 | 1,368 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 72 | 2,439 |
| Assets and Liabilities | ||
| Total Assets: | $288,696,000 | 2,279 |
| Cash and due from depository institutions | $7,691,000 | 2,439 |
| Interest-bearing balances | $2,741,000 | 1,534 |
| Securities | $12,081,000 | 5,705 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $252,545,000 | 1,835 |
| Loan loss allowance | $3,608,000 | 1,483 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,781,000 | 3,790 |
| Other real estate owned | $4,792,000 | 2,439 |
| Goodwill and other intangibles | $3,227,000 | 1,141 |
| All other assets | $5,579,000 | 2,807 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $288,696,000 | 2,279 |
| Total liabilities | $261,183,000 | 2,250 |
| Total deposits | $235,041,000 | 2,225 |
| Interest-bearing deposits | $213,633,000 | 2,121 |
| Deposits held in domestic offices | $235,041,000 | 2,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,675,000 | 1,704 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $19,500,000 | 1,726 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,967,000 | 2,380 |
| Total equity capital | $27,513,000 | 2,457 |
| Total bank equity capital | $27,513,000 | 2,457 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,730 |
| Surplus | $17,730,000 | 1,618 |
| Undivided profits | $9,183,000 | 3,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,651,000 | 2,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,521,000 | 2,756 |
| Earning assets | $267,367,000 | 2,247 |
| Long-term assets (5+ years) | $10,150,000 | 4,756 |
| Average Assets, year-to-date | $282,593,670 | 2,294 |
| Average Assets, quarterly | $285,972,500 | 2,287 |
| Volatile liabilities | $48,852,000 | 2,570 |
| Insider loans | $3,391,000 | 2,106 |
| FHLB advances | $19,500,000 | 1,624 |
| Loans and leases held for sale | $1,076,000 | 951 |
| Unused loan commitments | $61,235,000 | 1,572 |
| Tier 1 (core) risk-based capital | $24,489,000 | 2,631 |
| Tier 2 risk-based capital | $3,232,000 | 1,617 |
| Total risk weighted assets | $258,186,000 | 1,885 |
| Total unused commitments | $61,235,000 | 1,574 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 73 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $283,249,000 | 2,317 |
| Cash and due from depository institutions | $15,679,000 | 2,391 |
| Interest-bearing balances | $11,118,000 | 574 |
| Securities | $12,523,000 | 5,654 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,983 |
| Net loans & leases | $228,678,000 | 1,990 |
| Loan loss allowance | $3,410,000 | 1,564 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,519,000 | 3,999 |
| Other real estate owned | $5,187,000 | 2,391 |
| Goodwill and other intangibles | $3,258,000 | 1,121 |
| All other assets | $5,405,000 | 2,819 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $283,249,000 | 2,317 |
| Total liabilities | $258,024,000 | 2,272 |
| Total deposits | $230,043,000 | 2,279 |
| Interest-bearing deposits | $209,317,000 | 2,151 |
| Deposits held in domestic offices | $230,043,000 | 2,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,393,000 | 2,290 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $24,500,000 | 1,430 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,088,000 | 2,327 |
| Total equity capital | $25,225,000 | 2,658 |
| Total bank equity capital | $25,225,000 | 2,658 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,728 |
| Surplus | $15,730,000 | 1,753 |
| Undivided profits | $8,895,000 | 3,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 4,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,550,000 | 2,617 |
| Earning assets | $262,319,000 | 2,288 |
| Long-term assets (5+ years) | $12,097,000 | 4,379 |
| Average Assets, year-to-date | $279,542,500 | 2,326 |
| Average Assets, quarterly | $279,542,500 | 2,326 |
| Volatile liabilities | $53,980,000 | 2,354 |
| Insider loans | $3,245,000 | 2,137 |
| FHLB advances | $24,500,000 | 1,360 |
| Loans and leases held for sale | $1,444,000 | 834 |
| Unused loan commitments | $52,166,000 | 1,748 |
| Tier 1 (core) risk-based capital | $22,097,000 | 2,859 |
| Tier 2 risk-based capital | $3,005,000 | 1,693 |
| Total risk weighted assets | $239,981,000 | 1,988 |
| Total unused commitments | $52,166,000 | 1,749 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 66 | 2,652 |
| Assets and Liabilities | ||
| Total Assets: | $275,836,000 | 2,358 |
| Cash and due from depository institutions | $12,699,000 | 2,652 |
| Interest-bearing balances | $7,698,000 | 759 |
| Securities | $13,235,000 | 5,573 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,981 |
| Net loans & leases | $225,296,000 | 1,996 |
| Loan loss allowance | $3,191,000 | 1,631 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,468,000 | 4,014 |
| Other real estate owned | $5,289,000 | 2,652 |
| Goodwill and other intangibles | $3,287,000 | 1,104 |
| All other assets | $5,362,000 | 2,860 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $275,836,000 | 2,358 |
| Total liabilities | $251,215,000 | 2,314 |
| Total deposits | $223,730,000 | 2,329 |
| Interest-bearing deposits | $203,000,000 | 2,194 |
| Deposits held in domestic offices | $223,730,000 | 2,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $588,000 | 2,854 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,500,000 | 1,456 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,397,000 | 3,105 |
| Total equity capital | $24,621,000 | 2,673 |
| Total bank equity capital | $24,621,000 | 2,673 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $600,000 | 3,732 |
| Surplus | $15,730,000 | 1,710 |
| Undivided profits | $8,291,000 | 3,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 5,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,537,000 | 2,725 |
| Earning assets | $254,429,000 | 2,323 |
| Long-term assets (5+ years) | $10,702,000 | 4,548 |
| Average Assets, year-to-date | $257,366,400 | 2,409 |
| Average Assets, quarterly | $272,919,500 | 2,351 |
| Volatile liabilities | $52,262,000 | 2,555 |
| Insider loans | $2,480,000 | 2,555 |
| FHLB advances | $25,500,000 | 1,372 |
| Loans and leases held for sale | $441,000 | 1,238 |
| Unused loan commitments | $49,672,000 | 1,830 |
| Tier 1 (core) risk-based capital | $21,493,000 | 2,875 |
| Tier 2 risk-based capital | $2,935,000 | 1,724 |
| Total risk weighted assets | $234,547,000 | 2,013 |
| Total unused commitments | $49,672,000 | 1,830 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 62 | 2,833 |
| Assets and Liabilities | ||
| Total Assets: | $270,003,000 | 2,384 |
| Cash and due from depository institutions | $10,116,000 | 2,833 |
| Interest-bearing balances | $4,266,000 | 1,107 |
| Securities | $25,414,000 | 3,924 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $217,913,000 | 2,056 |
| Loan loss allowance | $2,883,000 | 1,816 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,395,000 | 4,038 |
| Other real estate owned | $5,680,000 | 2,833 |
| Goodwill and other intangibles | $3,318,000 | 1,088 |
| All other assets | $5,167,000 | 2,947 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $270,003,000 | 2,384 |
| Total liabilities | $246,008,000 | 2,336 |
| Total deposits | $216,785,000 | 2,368 |
| Interest-bearing deposits | $196,167,000 | 2,221 |
| Deposits held in domestic offices | $216,785,000 | 2,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $275,000 | 3,343 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $27,500,000 | 1,447 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,448,000 | 2,989 |
| Total equity capital | $23,995,000 | 2,707 |
| Total bank equity capital | $23,995,000 | 2,707 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $15,730,000 | 1,690 |
| Undivided profits | $7,665,000 | 3,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $657,000 | 3,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $486,000 | 327 |
| Income earned, not collected on loans | $1,510,000 | 2,778 |
| Earning assets | $247,593,000 | 2,368 |
| Long-term assets (5+ years) | $11,700,000 | 4,355 |
| Average Assets, year-to-date | $252,749,000 | 2,458 |
| Average Assets, quarterly | $263,214,500 | 2,415 |
| Volatile liabilities | $54,596,000 | 2,456 |
| Insider loans | $2,555,000 | 2,487 |
| FHLB advances | $27,500,000 | 1,362 |
| Loans and leases held for sale | $1,319,000 | 825 |
| Unused loan commitments | $44,035,000 | 2,028 |
| Tier 1 (core) risk-based capital | $20,918,000 | 2,921 |
| Tier 2 risk-based capital | $2,817,000 | 1,794 |
| Total risk weighted assets | $225,309,000 | 2,071 |
| Total unused commitments | $44,035,000 | 2,030 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 61 | 2,898 |
| Assets and Liabilities | ||
| Total Assets: | $256,426,000 | 2,471 |
| Cash and due from depository institutions | $5,514,000 | 2,898 |
| Interest-bearing balances | $1,308,000 | 2,194 |
| Securities | $18,190,000 | 4,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $220,195,000 | 2,008 |
| Loan loss allowance | $2,596,000 | 1,968 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,264,000 | 4,160 |
| Other real estate owned | $1,979,000 | 2,898 |
| Goodwill and other intangibles | $3,349,000 | 1,068 |
| All other assets | $4,935,000 | 3,012 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $256,426,000 | 2,471 |
| Total liabilities | $233,208,000 | 2,439 |
| Total deposits | $203,620,000 | 2,490 |
| Interest-bearing deposits | $182,709,000 | 2,354 |
| Deposits held in domestic offices | $203,620,000 | 2,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $28,500,000 | 1,422 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,088,000 | 3,344 |
| Total equity capital | $23,218,000 | 2,680 |
| Total bank equity capital | $23,218,000 | 2,680 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $600,000 | 3,755 |
| Surplus | $15,730,000 | 1,646 |
| Undivided profits | $6,888,000 | 3,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $750,000 | 2,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 332 |
| Income earned, not collected on loans | $1,521,000 | 2,471 |
| Earning assets | $239,693,000 | 2,419 |
| Long-term assets (5+ years) | $15,434,000 | 3,794 |
| Average Assets, year-to-date | $246,997,670 | 2,509 |
| Average Assets, quarterly | $252,039,000 | 2,485 |
| Volatile liabilities | $55,619,000 | 2,379 |
| Insider loans | $2,485,000 | 2,493 |
| FHLB advances | $28,500,000 | 1,326 |
| Loans and leases held for sale | $634,000 | 1,098 |
| Unused loan commitments | $40,287,000 | 2,139 |
| Tier 1 (core) risk-based capital | $20,216,000 | 2,957 |
| Tier 2 risk-based capital | $2,596,000 | 1,899 |
| Total risk weighted assets | $223,411,000 | 2,064 |
| Total unused commitments | $40,287,000 | 2,140 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 62 | 2,827 |
| Assets and Liabilities | ||
| Total Assets: | $247,652,000 | 2,517 |
| Cash and due from depository institutions | $6,754,000 | 2,827 |
| Interest-bearing balances | $2,232,000 | 1,819 |
| Securities | $14,735,000 | 5,405 |
| Federal funds sold & reverse repurchase agreements | $12,100,000 | 1,240 |
| Net loans & leases | $201,754,000 | 2,134 |
| Loan loss allowance | $2,309,000 | 2,154 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,257,000 | 4,142 |
| Other real estate owned | $2,005,000 | 2,827 |
| Goodwill and other intangibles | $3,380,000 | 1,039 |
| All other assets | $4,667,000 | 3,058 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $247,652,000 | 2,517 |
| Total liabilities | $225,434,000 | 2,493 |
| Total deposits | $191,973,000 | 2,611 |
| Interest-bearing deposits | $169,307,000 | 2,513 |
| Deposits held in domestic offices | $191,973,000 | 2,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $32,000,000 | 1,247 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,461,000 | 2,725 |
| Total equity capital | $22,218,000 | 2,763 |
| Total bank equity capital | $22,218,000 | 2,763 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,746 |
| Surplus | $15,230,000 | 1,622 |
| Undivided profits | $6,388,000 | 4,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $727,000 | 2,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 341 |
| Income earned, not collected on loans | $1,383,000 | 2,552 |
| Earning assets | $230,821,000 | 2,480 |
| Long-term assets (5+ years) | $11,599,000 | 4,324 |
| Average Assets, year-to-date | $242,283,500 | 2,550 |
| Average Assets, quarterly | $242,283,500 | 2,550 |
| Volatile liabilities | $54,953,000 | 2,307 |
| Insider loans | $2,597,000 | 2,399 |
| FHLB advances | $32,000,000 | 1,173 |
| Loans and leases held for sale | $646,000 | 1,016 |
| Unused loan commitments | $43,004,000 | 2,023 |
| Tier 1 (core) risk-based capital | $19,089,000 | 3,083 |
| Tier 2 risk-based capital | $2,309,000 | 2,059 |
| Total risk weighted assets | $207,002,000 | 2,154 |
| Total unused commitments | $43,004,000 | 2,024 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 58 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $236,915,000 | 2,612 |
| Cash and due from depository institutions | $3,442,000 | 2,976 |
| Interest-bearing balances | $112,000 | 4,794 |
| Securities | $30,924,000 | 3,484 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $190,223,000 | 2,205 |
| Loan loss allowance | $2,092,000 | 2,292 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,014,000 | 4,386 |
| Other real estate owned | $1,886,000 | 2,976 |
| Goodwill and other intangibles | $3,411,000 | 1,018 |
| All other assets | $5,015,000 | 2,875 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $236,915,000 | 2,612 |
| Total liabilities | $216,279,000 | 2,565 |
| Total deposits | $183,228,000 | 2,690 |
| Interest-bearing deposits | $160,864,000 | 2,598 |
| Deposits held in domestic offices | $183,228,000 | 2,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,000,000 | 1,283 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,051,000 | 3,371 |
| Total equity capital | $20,636,000 | 2,912 |
| Total bank equity capital | $20,636,000 | 2,912 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $600,000 | 3,763 |
| Surplus | $14,230,000 | 1,702 |
| Undivided profits | $5,806,000 | 4,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $806,000 | 2,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 320 |
| Income earned, not collected on loans | $1,215,000 | 2,913 |
| Earning assets | $221,259,000 | 2,559 |
| Long-term assets (5+ years) | $10,395,000 | 4,525 |
| Average Assets, year-to-date | $205,294,200 | 2,810 |
| Average Assets, quarterly | $227,698,000 | 2,671 |
| Volatile liabilities | $51,326,000 | 2,405 |
| Insider loans | $1,906,000 | 2,936 |
| FHLB advances | $32,000,000 | 1,194 |
| Loans and leases held for sale | $544,000 | 1,119 |
| Unused loan commitments | $36,810,000 | 2,208 |
| Tier 1 (core) risk-based capital | $17,527,000 | 3,268 |
| Tier 2 risk-based capital | $2,092,000 | 2,199 |
| Total risk weighted assets | $192,329,000 | 2,250 |
| Total unused commitments | $36,810,000 | 2,209 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 57 | 2,996 |
| Assets and Liabilities | ||
| Total Assets: | $218,481,000 | 2,739 |
| Cash and due from depository institutions | $5,941,000 | 2,996 |
| Interest-bearing balances | $1,832,000 | 2,089 |
| Securities | $17,185,000 | 5,021 |
| Federal funds sold & reverse repurchase agreements | $5,084,000 | 2,269 |
| Net loans & leases | $178,973,000 | 2,295 |
| Loan loss allowance | $1,938,000 | 2,437 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,936,000 | 4,443 |
| Other real estate owned | $2,060,000 | 2,996 |
| Goodwill and other intangibles | $3,162,000 | 1,024 |
| All other assets | $4,140,000 | 3,257 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $218,481,000 | 2,739 |
| Total liabilities | $198,012,000 | 2,713 |
| Total deposits | $162,604,000 | 2,930 |
| Interest-bearing deposits | $140,652,000 | 2,834 |
| Deposits held in domestic offices | $162,604,000 | 2,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $34,500,000 | 1,197 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $908,000 | 3,695 |
| Total equity capital | $20,469,000 | 2,900 |
| Total bank equity capital | $20,469,000 | 2,900 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,755 |
| Surplus | $14,230,000 | 1,654 |
| Undivided profits | $5,639,000 | 4,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $796,000 | 2,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 341 |
| Income earned, not collected on loans | $1,074,000 | 3,226 |
| Earning assets | $203,074,000 | 2,701 |
| Long-term assets (5+ years) | $9,728,000 | 4,679 |
| Average Assets, year-to-date | $197,389,000 | 2,881 |
| Average Assets, quarterly | $213,802,500 | 2,753 |
| Volatile liabilities | $47,707,000 | 2,487 |
| Insider loans | $1,656,000 | 3,160 |
| FHLB advances | $34,500,000 | 1,116 |
| Loans and leases held for sale | $1,249,000 | 869 |
| Unused loan commitments | $34,686,000 | 2,274 |
| Tier 1 (core) risk-based capital | $17,497,000 | 3,226 |
| Tier 2 risk-based capital | $1,938,000 | 2,325 |
| Total risk weighted assets | $179,692,000 | 2,346 |
| Total unused commitments | $34,686,000 | 2,276 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 51 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $209,124,000 | 2,788 |
| Cash and due from depository institutions | $12,119,000 | 3,298 |
| Interest-bearing balances | $9,750,000 | 562 |
| Securities | $15,698,000 | 5,294 |
| Federal funds sold & reverse repurchase agreements | $7,568,000 | 1,520 |
| Net loans & leases | $163,409,000 | 2,422 |
| Loan loss allowance | $1,717,000 | 2,651 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,948,000 | 4,401 |
| Other real estate owned | $1,804,000 | 3,298 |
| Goodwill and other intangibles | $3,193,000 | 1,008 |
| All other assets | $3,385,000 | 3,613 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $209,124,000 | 2,788 |
| Total liabilities | $189,133,000 | 2,771 |
| Total deposits | $158,836,000 | 2,917 |
| Interest-bearing deposits | $139,349,000 | 2,820 |
| Deposits held in domestic offices | $158,836,000 | 2,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $29,500,000 | 1,371 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $797,000 | 3,765 |
| Total equity capital | $19,991,000 | 2,927 |
| Total bank equity capital | $19,991,000 | 2,927 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,744 |
| Surplus | $14,230,000 | 1,614 |
| Undivided profits | $5,161,000 | 4,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $979,000 | 2,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 331 |
| Income earned, not collected on loans | $910,000 | 3,427 |
| Earning assets | $196,425,000 | 2,744 |
| Long-term assets (5+ years) | $8,546,000 | 4,982 |
| Average Assets, year-to-date | $190,358,330 | 2,951 |
| Average Assets, quarterly | $197,252,500 | 2,896 |
| Volatile liabilities | $50,527,000 | 2,258 |
| Insider loans | $1,147,000 | 3,849 |
| FHLB advances | $29,500,000 | 1,284 |
| Loans and leases held for sale | $1,289,000 | 884 |
| Unused loan commitments | $27,584,000 | 2,590 |
| Tier 1 (core) risk-based capital | $16,973,000 | 3,242 |
| Tier 2 risk-based capital | $1,717,000 | 2,503 |
| Total risk weighted assets | $166,547,000 | 2,448 |
| Total unused commitments | $27,584,000 | 2,592 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 51 | 3,261 |
| Assets and Liabilities | ||
| Total Assets: | $185,381,000 | 3,039 |
| Cash and due from depository institutions | $3,415,000 | 3,261 |
| Interest-bearing balances | $1,127,000 | 2,587 |
| Securities | $16,301,000 | 5,266 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $153,167,000 | 2,514 |
| Loan loss allowance | $1,488,000 | 2,982 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,965,000 | 4,378 |
| Other real estate owned | $1,978,000 | 3,261 |
| Goodwill and other intangibles | $3,224,000 | 998 |
| All other assets | $5,331,000 | 2,575 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $185,381,000 | 3,039 |
| Total liabilities | $168,155,000 | 3,019 |
| Total deposits | $139,714,000 | 3,254 |
| Interest-bearing deposits | $123,979,000 | 3,110 |
| Deposits held in domestic offices | $139,714,000 | 3,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,250,000 | 1,405 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,500,000 | 1,625 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $691,000 | 4,024 |
| Total equity capital | $17,226,000 | 3,254 |
| Total bank equity capital | $17,226,000 | 3,254 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,753 |
| Surplus | $11,950,000 | 1,821 |
| Undivided profits | $4,676,000 | 4,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $928,000 | 2,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 332 |
| Income earned, not collected on loans | $883,000 | 3,415 |
| Earning assets | $170,595,000 | 3,028 |
| Long-term assets (5+ years) | $14,091,000 | 4,104 |
| Average Assets, year-to-date | $180,975,500 | 3,083 |
| Average Assets, quarterly | $180,975,500 | 3,083 |
| Volatile liabilities | $49,380,000 | 2,198 |
| Insider loans | $1,210,000 | 3,732 |
| FHLB advances | $21,500,000 | 1,527 |
| Loans and leases held for sale | $157,000 | 1,522 |
| Unused loan commitments | $23,710,000 | 2,787 |
| Tier 1 (core) risk-based capital | $14,235,000 | 3,740 |
| Tier 2 risk-based capital | $1,488,000 | 2,786 |
| Total risk weighted assets | $156,983,000 | 2,556 |
| Total unused commitments | $23,710,000 | 2,793 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 48 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $176,570,000 | 3,156 |
| Cash and due from depository institutions | $5,531,000 | 3,450 |
| Interest-bearing balances | $2,545,000 | 1,780 |
| Securities | $16,825,000 | 5,197 |
| Federal funds sold & reverse repurchase agreements | $1,676,000 | 4,222 |
| Net loans & leases | $138,379,000 | 2,701 |
| Loan loss allowance | $1,283,000 | 3,331 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,569,000 | 1,570 |
| Other real estate owned | $1,249,000 | 3,450 |
| Goodwill and other intangibles | $3,255,000 | 983 |
| All other assets | $3,086,000 | 3,746 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $176,570,000 | 3,156 |
| Total liabilities | $159,545,000 | 3,143 |
| Total deposits | $135,470,000 | 3,320 |
| Interest-bearing deposits | $118,484,000 | 3,194 |
| Deposits held in domestic offices | $135,470,000 | 3,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $23,500,000 | 1,541 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $575,000 | 4,391 |
| Total equity capital | $17,025,000 | 3,281 |
| Total bank equity capital | $17,025,000 | 3,281 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $11,950,000 | 1,792 |
| Undivided profits | $4,475,000 | 4,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $777,000 | 2,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $470,000 | 329 |
| Income earned, not collected on loans | $735,000 | 3,986 |
| Earning assets | $159,425,000 | 3,197 |
| Long-term assets (5+ years) | $15,115,000 | 4,042 |
| Average Assets, year-to-date | $142,492,400 | 3,648 |
| Average Assets, quarterly | $170,552,000 | 3,206 |
| Volatile liabilities | $35,066,000 | 2,829 |
| Insider loans | $2,057,000 | 2,689 |
| FHLB advances | $23,500,000 | 1,442 |
| Loans and leases held for sale | $133,000 | 1,576 |
| Unused loan commitments | $24,071,000 | 2,664 |
| Tier 1 (core) risk-based capital | $13,898,000 | 3,754 |
| Tier 2 risk-based capital | $1,283,000 | 3,136 |
| Total risk weighted assets | $144,824,000 | 2,677 |
| Total unused commitments | $24,071,000 | 2,665 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 50 | 3,327 |
| Assets and Liabilities | ||
| Total Assets: | $164,534,000 | 3,306 |
| Cash and due from depository institutions | $7,172,000 | 3,327 |
| Interest-bearing balances | $4,471,000 | 1,254 |
| Securities | $16,698,000 | 5,226 |
| Federal funds sold & reverse repurchase agreements | $4,660,000 | 2,221 |
| Net loans & leases | $122,770,000 | 2,934 |
| Loan loss allowance | $1,282,000 | 3,354 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,638,000 | 1,518 |
| Other real estate owned | $500,000 | 3,327 |
| Goodwill and other intangibles | $3,286,000 | 956 |
| All other assets | $2,810,000 | 3,956 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $164,534,000 | 3,306 |
| Total liabilities | $147,669,000 | 3,303 |
| Total deposits | $125,166,000 | 3,484 |
| Interest-bearing deposits | $110,306,000 | 3,348 |
| Deposits held in domestic offices | $125,166,000 | 3,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $22,000,000 | 1,605 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $503,000 | 4,905 |
| Total equity capital | $16,865,000 | 3,299 |
| Total bank equity capital | $16,865,000 | 3,299 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $600,000 | 3,776 |
| Surplus | $11,950,000 | 1,761 |
| Undivided profits | $4,315,000 | 5,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,654,000 | 1,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 339 |
| Income earned, not collected on loans | $692,000 | 4,354 |
| Earning assets | $148,599,000 | 3,352 |
| Long-term assets (5+ years) | $16,496,000 | 3,933 |
| Average Assets, year-to-date | $133,973,000 | 3,828 |
| Average Assets, quarterly | $148,643,500 | 3,576 |
| Volatile liabilities | $32,365,000 | 2,944 |
| Insider loans | $1,168,000 | 3,760 |
| FHLB advances | $22,000,000 | 1,492 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $22,829,000 | 2,746 |
| Tier 1 (core) risk-based capital | $13,665,000 | 3,793 |
| Tier 2 risk-based capital | $1,282,000 | 3,122 |
| Total risk weighted assets | $129,147,000 | 2,936 |
| Total unused commitments | $22,829,000 | 2,750 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 51 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $132,753,000 | 3,919 |
| Cash and due from depository institutions | $4,386,000 | 3,309 |
| Interest-bearing balances | $1,721,000 | 2,270 |
| Securities | $22,003,000 | 4,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $93,939,000 | 3,608 |
| Loan loss allowance | $1,233,000 | 3,430 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,702,000 | 1,476 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $3,317,000 | 928 |
| All other assets | $2,406,000 | 4,329 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $132,753,000 | 3,919 |
| Total liabilities | $116,242,000 | 3,994 |
| Total deposits | $93,887,000 | 4,354 |
| Interest-bearing deposits | $79,025,000 | 4,377 |
| Deposits held in domestic offices | $93,887,000 | 4,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,000,000 | 1,582 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $355,000 | 5,426 |
| Total equity capital | $16,511,000 | 3,256 |
| Total bank equity capital | $16,511,000 | 3,256 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $600,000 | 3,797 |
| Surplus | $11,950,000 | 1,717 |
| Undivided profits | $3,961,000 | 5,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,256,000 | 2,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $475,000 | 349 |
| Income earned, not collected on loans | $551,000 | 4,927 |
| Earning assets | $117,663,000 | 4,018 |
| Long-term assets (5+ years) | $18,849,000 | 3,757 |
| Average Assets, year-to-date | $123,786,000 | 4,070 |
| Average Assets, quarterly | $127,075,500 | 4,026 |
| Volatile liabilities | $16,464,000 | 4,507 |
| Insider loans | $1,105,000 | 3,861 |
| FHLB advances | $22,000,000 | 1,477 |
| Loans and leases held for sale | $248,000 | 1,414 |
| Unused loan commitments | $15,464,000 | 3,519 |
| Tier 1 (core) risk-based capital | $13,509,000 | 3,786 |
| Tier 2 risk-based capital | $1,233,000 | 3,176 |
| Total risk weighted assets | $100,433,000 | 3,588 |
| Total unused commitments | $15,464,000 | 3,521 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 51 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $121,398,000 | 4,184 |
| Cash and due from depository institutions | $3,195,000 | 3,290 |
| Interest-bearing balances | $532,000 | 3,702 |
| Securities | $23,082,000 | 4,374 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $82,927,000 | 3,895 |
| Loan loss allowance | $986,000 | 3,998 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,766,000 | 1,441 |
| Other real estate owned | $0 | 3,290 |
| Goodwill and other intangibles | $3,348,000 | 905 |
| All other assets | $2,080,000 | 4,568 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $121,398,000 | 4,184 |
| Total liabilities | $108,297,000 | 4,194 |
| Total deposits | $91,581,000 | 4,447 |
| Interest-bearing deposits | $77,552,000 | 4,468 |
| Deposits held in domestic offices | $91,581,000 | 4,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $16,300,000 | 1,834 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $416,000 | 5,372 |
| Total equity capital | $13,101,000 | 4,039 |
| Total bank equity capital | $13,101,000 | 4,039 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $600,000 | 3,801 |
| Surplus | $8,300,000 | 2,308 |
| Undivided profits | $4,201,000 | 5,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $878,000 | 2,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 378 |
| Income earned, not collected on loans | $537,000 | 4,935 |
| Earning assets | $106,541,000 | 4,354 |
| Long-term assets (5+ years) | $17,089,000 | 3,933 |
| Average Assets, year-to-date | $119,302,500 | 4,212 |
| Average Assets, quarterly | $119,302,500 | 4,212 |
| Volatile liabilities | $19,893,000 | 3,932 |
| Insider loans | $2,586,000 | 2,160 |
| FHLB advances | $16,300,000 | 1,718 |
| Loans and leases held for sale | $416,000 | 1,359 |
| Unused loan commitments | $13,219,000 | 3,772 |
| Tier 1 (core) risk-based capital | $9,735,000 | 4,857 |
| Tier 2 risk-based capital | $986,000 | 3,716 |
| Total risk weighted assets | $88,846,000 | 3,856 |
| Total unused commitments | $13,219,000 | 3,777 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $117,207,000 | 4,289 |
| Cash and due from depository institutions | $6,142,000 | 3,152 |
| Interest-bearing balances | $3,394,000 | 1,606 |
| Securities | $20,137,000 | 4,797 |
| Federal funds sold & reverse repurchase agreements | $1,456,000 | 4,517 |
| Net loans & leases | $77,159,000 | 4,079 |
| Loan loss allowance | $975,000 | 4,034 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,875,000 | 1,408 |
| Other real estate owned | $8,000 | 3,152 |
| Goodwill and other intangibles | $3,379,000 | 897 |
| All other assets | $2,051,000 | 4,650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,207,000 | 4,289 |
| Total liabilities | $105,394,000 | 4,263 |
| Total deposits | $94,587,000 | 4,315 |
| Interest-bearing deposits | $80,600,000 | 4,299 |
| Deposits held in domestic offices | $94,587,000 | 4,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,500,000 | 2,360 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $307,000 | 6,041 |
| Total equity capital | $11,813,000 | 4,303 |
| Total bank equity capital | $11,813,000 | 4,303 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $600,000 | 3,833 |
| Surplus | $7,200,000 | 2,583 |
| Undivided profits | $4,013,000 | 5,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,446,000 | 2,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 370 |
| Income earned, not collected on loans | $553,000 | 4,998 |
| Earning assets | $102,146,000 | 4,437 |
| Long-term assets (5+ years) | $18,488,000 | 3,741 |
| Average Assets, year-to-date | $116,707,400 | 4,182 |
| Average Assets, quarterly | $115,452,500 | 4,298 |
| Volatile liabilities | $15,783,000 | 4,498 |
| Insider loans | $3,054,000 | 1,838 |
| FHLB advances | $10,500,000 | 2,229 |
| Loans and leases held for sale | $70,000 | 1,730 |
| Unused loan commitments | $10,882,000 | 4,089 |
| Tier 1 (core) risk-based capital | $8,521,000 | 5,260 |
| Tier 2 risk-based capital | $975,000 | 3,747 |
| Total risk weighted assets | $84,808,000 | 3,980 |
| Total unused commitments | $10,882,000 | 4,091 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 53 | 3,219 |
| Assets and Liabilities | ||
| Total Assets: | $113,698,000 | 4,364 |
| Cash and due from depository institutions | $4,129,000 | 3,219 |
| Interest-bearing balances | $1,448,000 | 2,680 |
| Securities | $25,858,000 | 4,050 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $71,312,000 | 4,300 |
| Loan loss allowance | $886,000 | 4,318 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,867,000 | 1,386 |
| Other real estate owned | $16,000 | 3,219 |
| Goodwill and other intangibles | $3,410,000 | 891 |
| All other assets | $2,106,000 | 4,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,698,000 | 4,364 |
| Total liabilities | $103,377,000 | 4,304 |
| Total deposits | $92,468,000 | 4,371 |
| Interest-bearing deposits | $77,868,000 | 4,407 |
| Deposits held in domestic offices | $92,468,000 | 4,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,500,000 | 2,295 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $409,000 | 5,607 |
| Total equity capital | $10,321,000 | 4,750 |
| Total bank equity capital | $10,321,000 | 4,750 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,700,000 | 797 |
| Surplus | $1,600,000 | 5,958 |
| Undivided profits | $4,021,000 | 5,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,929,000 | 1,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 393 |
| Income earned, not collected on loans | $586,000 | 4,951 |
| Earning assets | $98,618,000 | 4,533 |
| Long-term assets (5+ years) | $19,507,000 | 3,638 |
| Average Assets, year-to-date | $116,582,500 | 4,191 |
| Average Assets, quarterly | $115,441,000 | 4,294 |
| Volatile liabilities | $15,316,000 | 4,564 |
| Insider loans | $3,013,000 | 1,833 |
| FHLB advances | $10,500,000 | 2,161 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,939,000 | 4,072 |
| Tier 1 (core) risk-based capital | $7,050,000 | 5,943 |
| Tier 2 risk-based capital | $886,000 | 4,017 |
| Total risk weighted assets | $77,923,000 | 4,213 |
| Total unused commitments | $10,939,000 | 4,077 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 49 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $117,184,000 | 4,257 |
| Cash and due from depository institutions | $5,099,000 | 3,450 |
| Interest-bearing balances | $1,955,000 | 2,530 |
| Securities | $27,910,000 | 3,737 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $71,939,000 | 4,269 |
| Loan loss allowance | $782,000 | 4,664 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,862,000 | 1,362 |
| Other real estate owned | $16,000 | 3,450 |
| Goodwill and other intangibles | $3,441,000 | 851 |
| All other assets | $1,917,000 | 4,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,184,000 | 4,257 |
| Total liabilities | $106,601,000 | 4,197 |
| Total deposits | $96,660,000 | 4,230 |
| Interest-bearing deposits | $83,569,000 | 4,177 |
| Deposits held in domestic offices | $96,660,000 | 4,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,500,000 | 2,440 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $441,000 | 5,429 |
| Total equity capital | $10,583,000 | 4,649 |
| Total bank equity capital | $10,583,000 | 4,649 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,700,000 | 789 |
| Surplus | $1,600,000 | 5,951 |
| Undivided profits | $4,283,000 | 5,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,770,000 | 1,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 418 |
| Income earned, not collected on loans | $591,000 | 4,788 |
| Earning assets | $101,804,000 | 4,421 |
| Long-term assets (5+ years) | $21,923,000 | 3,270 |
| Average Assets, year-to-date | $117,544,000 | 4,168 |
| Average Assets, quarterly | $115,126,000 | 4,264 |
| Volatile liabilities | $13,464,000 | 4,871 |
| Insider loans | $1,104,000 | 3,811 |
| FHLB advances | $9,500,000 | 2,291 |
| Loans and leases held for sale | $481,000 | 1,697 |
| Unused loan commitments | $9,224,000 | 4,407 |
| Tier 1 (core) risk-based capital | $7,060,000 | 5,856 |
| Tier 2 risk-based capital | $782,000 | 4,380 |
| Total risk weighted assets | $78,629,000 | 4,152 |
| Total unused commitments | $9,224,000 | 4,417 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 50 | 3,347 |
| Assets and Liabilities | ||
| Total Assets: | $113,068,000 | 4,312 |
| Cash and due from depository institutions | $5,125,000 | 3,347 |
| Interest-bearing balances | $2,008,000 | 2,496 |
| Securities | $23,548,000 | 4,198 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $71,854,000 | 4,197 |
| Loan loss allowance | $693,000 | 4,998 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,938,000 | 1,329 |
| Other real estate owned | $16,000 | 3,347 |
| Goodwill and other intangibles | $3,472,000 | 840 |
| All other assets | $2,115,000 | 4,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,068,000 | 4,312 |
| Total liabilities | $102,293,000 | 4,282 |
| Total deposits | $96,343,000 | 4,206 |
| Interest-bearing deposits | $83,480,000 | 4,175 |
| Deposits held in domestic offices | $96,343,000 | 4,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,500,000 | 3,073 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $450,000 | 5,426 |
| Total equity capital | $10,775,000 | 4,506 |
| Total bank equity capital | $10,775,000 | 4,506 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,700,000 | 778 |
| Surplus | $1,600,000 | 5,946 |
| Undivided profits | $4,475,000 | 4,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,185,000 | 1,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 408 |
| Income earned, not collected on loans | $634,000 | 4,508 |
| Earning assets | $97,410,000 | 4,507 |
| Long-term assets (5+ years) | $12,274,000 | 4,455 |
| Average Assets, year-to-date | $117,724,000 | 4,158 |
| Average Assets, quarterly | $117,724,000 | 4,158 |
| Volatile liabilities | $11,088,000 | 5,383 |
| Insider loans | $1,058,000 | 3,816 |
| FHLB advances | $5,500,000 | 2,916 |
| Loans and leases held for sale | $564,000 | 1,532 |
| Unused loan commitments | $8,267,000 | 4,588 |
| Tier 1 (core) risk-based capital | $7,116,000 | 5,770 |
| Tier 2 risk-based capital | $693,000 | 4,658 |
| Total risk weighted assets | $77,677,000 | 4,140 |
| Total unused commitments | $8,267,000 | 4,602 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 48 | 3,462 |
| Assets and Liabilities | ||
| Total Assets: | $122,380,000 | 4,011 |
| Cash and due from depository institutions | $5,524,000 | 3,462 |
| Interest-bearing balances | $1,780,000 | 2,532 |
| Securities | $31,658,000 | 3,384 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $72,805,000 | 4,151 |
| Loan loss allowance | $617,000 | 5,289 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,819,000 | 1,336 |
| Other real estate owned | $16,000 | 3,462 |
| Goodwill and other intangibles | $3,503,000 | 816 |
| All other assets | $2,055,000 | 4,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,380,000 | 4,011 |
| Total liabilities | $111,344,000 | 3,963 |
| Total deposits | $101,958,000 | 3,983 |
| Interest-bearing deposits | $87,779,000 | 3,945 |
| Deposits held in domestic offices | $101,958,000 | 3,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,000,000 | 2,440 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $386,000 | 5,967 |
| Total equity capital | $11,036,000 | 4,392 |
| Total bank equity capital | $11,036,000 | 4,392 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,700,000 | 773 |
| Surplus | $1,600,000 | 5,932 |
| Undivided profits | $4,736,000 | 4,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,601,000 | 1,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 381 |
| Income earned, not collected on loans | $702,000 | 4,365 |
| Earning assets | $106,243,000 | 4,185 |
| Long-term assets (5+ years) | $11,974,000 | 4,447 |
| Average Assets, year-to-date | $91,698,600 | 4,801 |
| Average Assets, quarterly | $101,879,000 | 4,573 |
| Volatile liabilities | $14,039,000 | 4,712 |
| Insider loans | $905,000 | 4,186 |
| FHLB advances | $9,000,000 | 2,280 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,233,000 | 4,254 |
| Tier 1 (core) risk-based capital | $7,314,000 | 5,608 |
| Tier 2 risk-based capital | $617,000 | 4,966 |
| Total risk weighted assets | $78,468,000 | 4,093 |
| Total unused commitments | $9,233,000 | 4,256 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 32 | 4,798 |
| Assets and Liabilities | ||
| Total Assets: | $82,683,000 | 5,208 |
| Cash and due from depository institutions | $6,516,000 | 4,798 |
| Interest-bearing balances | $4,175,000 | 1,435 |
| Securities | $12,916,000 | 5,803 |
| Federal funds sold & reverse repurchase agreements | $19,000 | 7,077 |
| Net loans & leases | $58,160,000 | 4,776 |
| Loan loss allowance | $925,000 | 3,814 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,475,000 | 2,595 |
| Other real estate owned | $60,000 | 4,798 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,537,000 | 5,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,683,000 | 5,208 |
| Total liabilities | $74,830,000 | 5,178 |
| Total deposits | $67,342,000 | 5,304 |
| Interest-bearing deposits | $58,645,000 | 5,208 |
| Deposits held in domestic offices | $67,342,000 | 5,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 2,583 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $488,000 | 5,482 |
| Total equity capital | $7,853,000 | 5,420 |
| Total bank equity capital | $7,853,000 | 5,420 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,700,000 | 2,129 |
| Surplus | $1,600,000 | 5,945 |
| Undivided profits | $4,553,000 | 4,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,490,000 | 1,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $654,000 | 298 |
| Income earned, not collected on loans | $827,000 | 4,102 |
| Earning assets | $75,270,000 | 5,242 |
| Long-term assets (5+ years) | $11,894,000 | 4,409 |
| Average Assets, year-to-date | $84,849,600 | 4,930 |
| Average Assets, quarterly | $81,379,500 | 5,221 |
| Volatile liabilities | $10,542,000 | 5,474 |
| Insider loans | $1,387,000 | 3,149 |
| FHLB advances | $7,000,000 | 2,412 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,842,000 | 4,789 |
| Tier 1 (core) risk-based capital | $7,728,000 | 5,317 |
| Tier 2 risk-based capital | $776,000 | 4,110 |
| Total risk weighted assets | $61,945,000 | 4,734 |
| Total unused commitments | $6,842,000 | 4,794 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 34 | 4,660 |
| Assets and Liabilities | ||
| Total Assets: | $90,882,000 | 4,775 |
| Cash and due from depository institutions | $1,888,000 | 4,660 |
| Interest-bearing balances | $51,000 | 5,347 |
| Securities | $14,491,000 | 5,672 |
| Federal funds sold & reverse repurchase agreements | $5,171,000 | 2,280 |
| Net loans & leases | $64,435,000 | 4,353 |
| Loan loss allowance | $852,000 | 3,967 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,600,000 | 3,296 |
| Other real estate owned | $414,000 | 4,660 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,883,000 | 4,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,882,000 | 4,775 |
| Total liabilities | $84,482,000 | 4,642 |
| Total deposits | $79,498,000 | 4,588 |
| Interest-bearing deposits | $71,027,000 | 4,433 |
| Deposits held in domestic offices | $79,498,000 | 4,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,500,000 | 3,037 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $484,000 | 5,888 |
| Total equity capital | $6,400,000 | 6,100 |
| Total bank equity capital | $6,400,000 | 6,100 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $600,000 | 4,068 |
| Surplus | $1,600,000 | 6,000 |
| Undivided profits | $4,200,000 | 4,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,906,000 | 881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,083,000 | 2,499 |
| Earning assets | $84,148,000 | 4,737 |
| Long-term assets (5+ years) | $12,230,000 | 4,153 |
| Average Assets, year-to-date | $85,906,600 | 4,812 |
| Average Assets, quarterly | $90,804,500 | 4,725 |
| Volatile liabilities | $18,473,000 | 3,841 |
| Insider loans | $602,000 | 5,017 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,756,000 | 4,058 |
| Tier 1 (core) risk-based capital | $6,380,000 | 6,005 |
| Tier 2 risk-based capital | $852,000 | 3,729 |
| Total risk weighted assets | $72,001,200 | 4,104 |
| Total unused commitments | $8,756,000 | 4,059 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 32 | 5,019 |
| Assets and Liabilities | ||
| Total Assets: | $78,610,000 | 5,278 |
| Cash and due from depository institutions | $1,265,000 | 5,019 |
| Interest-bearing balances | $32,000 | 5,751 |
| Securities | $10,778,000 | 6,843 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $62,290,000 | 4,365 |
| Loan loss allowance | $717,000 | 4,460 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,684,000 | 3,165 |
| Other real estate owned | $0 | 5,019 |
| Goodwill and other intangibles | $14,000 | 3,105 |
| All other assets | $1,579,000 | 4,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,610,000 | 5,278 |
| Total liabilities | $72,912,000 | 5,172 |
| Total deposits | $67,653,000 | 5,160 |
| Interest-bearing deposits | $60,505,000 | 5,011 |
| Deposits held in domestic offices | $67,653,000 | 5,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $850,000 | 3,156 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,128 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $409,000 | 6,003 |
| Total equity capital | $5,698,000 | 6,458 |
| Total bank equity capital | $5,698,000 | 6,458 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $1,600,000 | 6,076 |
| Undivided profits | $3,498,000 | 5,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,108,000 | 2,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,007,000 | 2,242 |
| Earning assets | $73,100,000 | 5,208 |
| Long-term assets (5+ years) | $10,398,000 | 4,771 |
| Average Assets, year-to-date | $76,848,200 | 5,222 |
| Average Assets, quarterly | $76,334,000 | 5,337 |
| Volatile liabilities | $11,798,000 | 4,991 |
| Insider loans | $187,000 | 7,291 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,203,000 | 4,233 |
| Tier 1 (core) risk-based capital | $5,871,000 | 6,361 |
| Tier 2 risk-based capital | $717,000 | 4,155 |
| Total risk weighted assets | $66,881,900 | 4,224 |
| Total unused commitments | $8,203,000 | 4,238 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 38 | 4,440 |
| Assets and Liabilities | ||
| Total Assets: | $74,709,000 | 5,456 |
| Cash and due from depository institutions | $1,600,000 | 4,440 |
| Interest-bearing balances | $81,000 | 5,268 |
| Securities | $12,140,000 | 6,503 |
| Federal funds sold & reverse repurchase agreements | $5,150,000 | 3,308 |
| Net loans & leases | $53,362,000 | 4,739 |
| Loan loss allowance | $673,000 | 4,597 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,147,000 | 5,538 |
| Other real estate owned | $0 | 4,440 |
| Goodwill and other intangibles | $57,000 | 2,855 |
| All other assets | $1,253,000 | 5,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,709,000 | 5,456 |
| Total liabilities | $68,994,000 | 5,355 |
| Total deposits | $66,579,000 | 5,256 |
| Interest-bearing deposits | $59,260,000 | 5,088 |
| Deposits held in domestic offices | $66,579,000 | 5,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $415,000 | 6,413 |
| Total equity capital | $5,715,000 | 6,568 |
| Total bank equity capital | $5,715,000 | 6,568 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $1,600,000 | 6,016 |
| Undivided profits | $3,515,000 | 5,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $850,000 | 2,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $868,000 | 2,594 |
| Earning assets | $70,733,000 | 5,335 |
| Long-term assets (5+ years) | $9,455,000 | 4,855 |
| Average Assets, year-to-date | $67,093,600 | 5,671 |
| Average Assets, quarterly | $72,715,500 | 5,486 |
| Volatile liabilities | $9,747,000 | 5,066 |
| Insider loans | $187,000 | 7,305 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,548,000 | 3,305 |
| Tier 1 (core) risk-based capital | $5,596,000 | 6,483 |
| Tier 2 risk-based capital | $673,000 | 4,206 |
| Total risk weighted assets | $57,860,300 | 4,535 |
| Total unused commitments | $11,548,000 | 3,309 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $62,574,000 | 6,181 |
| Cash and due from depository institutions | $1,816,000 | 4,914 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,844,000 | 6,592 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 5,356 |
| Net loans & leases | $44,082,000 | 5,453 |
| Loan loss allowance | $536,000 | 5,430 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $952,000 | 6,116 |
| Other real estate owned | $74,000 | 4,914 |
| Goodwill and other intangibles | $99,000 | 2,612 |
| All other assets | $1,007,000 | 6,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,574,000 | 6,181 |
| Total liabilities | $56,192,000 | 6,161 |
| Total deposits | $55,789,000 | 5,967 |
| Interest-bearing deposits | $49,607,000 | 5,800 |
| Deposits held in domestic offices | $55,789,000 | 5,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $403,000 | 6,704 |
| Total equity capital | $6,382,000 | 6,145 |
| Total bank equity capital | $6,382,000 | 6,145 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $1,600,000 | 6,072 |
| Undivided profits | $4,182,000 | 5,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 6,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $732,000 | 3,201 |
| Earning assets | $58,626,000 | 6,085 |
| Long-term assets (5+ years) | $6,257,000 | 5,466 |
| Average Assets, year-to-date | $58,601,400 | 6,254 |
| Average Assets, quarterly | $60,383,500 | 6,266 |
| Volatile liabilities | $10,496,000 | 4,849 |
| Insider loans | $56,000 | 8,967 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,022,000 | 3,970 |
| Tier 1 (core) risk-based capital | $6,204,000 | 6,138 |
| Tier 2 risk-based capital | $536,000 | 4,910 |
| Total risk weighted assets | $48,134,400 | 5,184 |
| Total unused commitments | $8,022,000 | 3,971 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $57,256,000 | 6,709 |
| Cash and due from depository institutions | $1,209,000 | 5,956 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,987,000 | 5,498 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,391 |
| Net loans & leases | $32,952,000 | 6,592 |
| Loan loss allowance | $475,000 | 6,128 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $728,000 | 7,021 |
| Other real estate owned | $0 | 5,956 |
| Goodwill and other intangibles | $142,000 | 2,320 |
| All other assets | $838,000 | 6,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,256,000 | 6,709 |
| Total liabilities | $52,204,000 | 6,635 |
| Total deposits | $51,808,000 | 6,447 |
| Interest-bearing deposits | $46,431,000 | 6,270 |
| Deposits held in domestic offices | $51,808,000 | 6,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $396,000 | 6,839 |
| Total equity capital | $5,052,000 | 7,196 |
| Total bank equity capital | $5,052,000 | 7,196 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $600,000 | 8,853 |
| Undivided profits | $3,852,000 | 5,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $925,000 | 2,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 830 |
| Income earned, not collected on loans | $495,000 | 4,697 |
| Earning assets | $54,339,000 | 6,571 |
| Long-term assets (5+ years) | $7,558,000 | 4,863 |
| Average Assets, year-to-date | $57,250,400 | 6,557 |
| Average Assets, quarterly | $56,523,000 | 6,713 |
| Volatile liabilities | $5,228,000 | 6,963 |
| Insider loans | $96,000 | 8,856 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,078,000 | 3,880 |
| Tier 1 (core) risk-based capital | $4,860,000 | 7,256 |
| Tier 2 risk-based capital | $472,040 | 5,488 |
| Total risk weighted assets | $37,760,340 | 6,211 |
| Total unused commitments | $8,078,000 | 3,895 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $57,814,000 | 6,821 |
| Cash and due from depository institutions | $1,544,000 | 6,302 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,014,000 | 5,197 |
| Federal funds sold & reverse repurchase agreements | $2,775,000 | 4,605 |
| Net loans & leases | $29,586,000 | 7,041 |
| Loan loss allowance | $523,000 | 5,861 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $738,000 | 7,097 |
| Other real estate owned | $0 | 6,302 |
| Goodwill and other intangibles | $206,000 | 1,991 |
| All other assets | $951,000 | 6,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,814,000 | 6,821 |
| Total liabilities | $52,528,000 | 6,764 |
| Total deposits | $52,043,000 | 6,592 |
| Interest-bearing deposits | $46,790,000 | 6,368 |
| Deposits held in domestic offices | $52,043,000 | 6,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $485,000 | 6,352 |
| Total equity capital | $5,286,000 | 7,115 |
| Total bank equity capital | $5,286,000 | 7,115 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $600,000 | 9,170 |
| Undivided profits | $4,086,000 | 5,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 3,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $585,000 | 4,088 |
| Earning assets | $54,375,000 | 6,692 |
| Long-term assets (5+ years) | $6,761,000 | 5,023 |
| Average Assets, year-to-date | $57,367,600 | 6,647 |
| Average Assets, quarterly | $56,713,000 | 6,838 |
| Volatile liabilities | $7,139,000 | 5,703 |
| Insider loans | $138,000 | 8,662 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,916,000 | 4,141 |
| Tier 1 (core) risk-based capital | $4,905,000 | 7,328 |
| Tier 2 risk-based capital | $443,700 | 5,778 |
| Total risk weighted assets | $35,416,500 | 6,507 |
| Total unused commitments | $6,916,000 | 4,155 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $59,280,000 | 6,703 |
| Cash and due from depository institutions | $1,567,000 | 6,346 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $24,138,000 | 5,123 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 3,028 |
| Net loans & leases | $28,733,000 | 7,225 |
| Loan loss allowance | $595,000 | 5,451 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $762,000 | 7,102 |
| Other real estate owned | $31,000 | 6,346 |
| Goodwill and other intangibles | $245,000 | 1,819 |
| All other assets | $1,079,000 | 6,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,280,000 | 6,703 |
| Total liabilities | $54,417,000 | 6,626 |
| Total deposits | $54,088,000 | 6,427 |
| Interest-bearing deposits | $48,635,000 | 6,216 |
| Deposits held in domestic offices | $54,088,000 | 6,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $329,000 | 6,922 |
| Total equity capital | $4,863,000 | 7,268 |
| Total bank equity capital | $4,863,000 | 7,268 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $600,000 | 9,495 |
| Undivided profits | $3,663,000 | 5,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 6,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $157,000 | 643 |
| Income earned, not collected on loans | $563,000 | 3,730 |
| Earning assets | $55,596,000 | 6,590 |
| Long-term assets (5+ years) | $10,265,000 | 4,058 |
| Average Assets, year-to-date | $59,053,600 | 6,618 |
| Average Assets, quarterly | $57,820,500 | 6,790 |
| Volatile liabilities | $5,292,000 | 6,542 |
| Insider loans | $99,000 | 9,471 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,132,000 | 6,233 |
| Tier 1 (core) risk-based capital | $4,883,000 | 7,344 |
| Tier 2 risk-based capital | $442,770 | 5,804 |
| Total risk weighted assets | $35,269,670 | 6,484 |
| Total unused commitments | $3,132,000 | 6,243 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $62,015,000 | 6,659 |
| Cash and due from depository institutions | $1,755,000 | 6,114 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $27,926,000 | 4,768 |
| Federal funds sold & reverse repurchase agreements | $3,075,000 | 4,296 |
| Net loans & leases | $27,026,000 | 7,455 |
| Loan loss allowance | $579,000 | 5,739 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $748,000 | 7,275 |
| Other real estate owned | $201,000 | 6,114 |
| Goodwill and other intangibles | $284,000 | 1,644 |
| All other assets | $1,000,000 | 6,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,015,000 | 6,659 |
| Total liabilities | $55,294,000 | 6,756 |
| Total deposits | $54,791,000 | 6,597 |
| Interest-bearing deposits | $49,034,000 | 6,432 |
| Deposits held in domestic offices | $54,791,000 | 6,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $503,000 | 5,307 |
| Total equity capital | $6,721,000 | 5,811 |
| Total bank equity capital | $6,721,000 | 5,811 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $600,000 | 9,799 |
| Undivided profits | $5,521,000 | 4,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $356,000 | 5,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $227,000 | 546 |
| Income earned, not collected on loans | $494,000 | 3,762 |
| Earning assets | $58,027,000 | 6,576 |
| Long-term assets (5+ years) | $8,081,000 | 4,998 |
| Average Assets, year-to-date | $62,307,400 | 6,479 |
| Average Assets, quarterly | $61,561,000 | 6,638 |
| Volatile liabilities | $4,972,000 | 6,549 |
| Insider loans | $315,000 | 7,128 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,941,000 | 5,554 |
| Tier 1 (core) risk-based capital | $6,437,000 | 5,962 |
| Tier 2 risk-based capital | $424,280 | 5,984 |
| Total risk weighted assets | $33,787,780 | 6,672 |
| Total unused commitments | $3,941,000 | 5,575 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 30 | 6,539 |
| Assets and Liabilities | ||
| Total Assets: | $64,107,000 | 6,587 |
| Cash and due from depository institutions | $2,062,000 | 6,539 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $30,852,000 | 4,346 |
| Federal funds sold & reverse repurchase agreements | $2,025,000 | 6,411 |
| Net loans & leases | $26,743,000 | 7,584 |
| Loan loss allowance | $632,000 | 5,438 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $792,000 | 7,162 |
| Other real estate owned | $81,000 | 6,539 |
| Goodwill and other intangibles | $323,000 | 1,566 |
| All other assets | $1,229,000 | 5,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,107,000 | 6,587 |
| Total liabilities | $58,051,000 | 6,609 |
| Total deposits | $56,998,000 | 6,534 |
| Interest-bearing deposits | $51,353,000 | 6,351 |
| Deposits held in domestic offices | $56,998,000 | 6,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,053,000 | 3,151 |
| Total equity capital | $6,056,000 | 6,094 |
| Total bank equity capital | $6,056,000 | 6,094 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $600,000 | 10,013 |
| Undivided profits | $4,856,000 | 4,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $965,000 | 3,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $566,000 | 3,592 |
| Earning assets | $59,620,000 | 6,492 |
| Long-term assets (5+ years) | $11,181,000 | 4,034 |
| Average Assets, year-to-date | $65,353,600 | 6,343 |
| Average Assets, quarterly | $62,935,000 | 6,624 |
| Volatile liabilities | $4,201,000 | 7,232 |
| Insider loans | $169,000 | 4,374 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,242,000 | 4,490 |
| Tier 1 (core) risk-based capital | $5,733,000 | 6,317 |
| Tier 2 risk-based capital | $428,200 | 5,944 |
| Total risk weighted assets | $34,051,800 | 6,712 |
| Total unused commitments | $5,242,000 | 4,515 |
| Derivatives | $0 | 651 |