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Soldier Valley Savings Bank, Income and Expense
1992-12-31 (YTD Data) | Rank | |
Total interest income | $541,000 | 13,671 |
Total interest expense | $236,000 | 13,633 |
Net interest income | $305,000 | 13,620 |
Provision for loan and lease losses | $56,000 | 8,797 |
Total noninterest income | $58,000 | 12,909 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $34,000 | 10,924 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $24,000 | 12,236 |
Total noninterest expense | $260,000 | 13,674 |
Salaries and employee benefits | $186,000 | 13,290 |
Premises and equipment expense | $14,000 | 13,787 |
Additional noninterest expense | $60,000 | 13,801 |
Pre-tax net operating income | $47,000 | 12,432 |
Securities gains (losses) | $18,000 | 5,726 |
Applicable income taxes | $15,000 | 12,232 |
Income before extraordinary items | $50,000 | 12,573 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $50,000 | 12,580 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 8,508 |
Cash dividends | $38,000 | 8,042 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $36,140 | 12,420 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.