Home > Solano Bank > Income and Expense

Solano Bank, Income and Expense

2004-12-31 (YTD Data)Rank
Total interest income$5,703,0004,416
Total interest expense$633,0006,836
Net interest income$5,070,0003,770
Provision for loan and lease losses$372,0002,506
Total noninterest income$728,0004,298
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$503,0003,135
Trading account gains and fees$0138
Additional Noninterest Income$225,0004,850
Total noninterest expense$4,400,0003,480
Salaries and employee benefits$1,556,0004,818
Premises and equipment expense$573,0003,670
Additional noninterest expense$2,271,0002,142
Pre-tax net operating income$1,026,0005,172
Securities gains (losses)$03,819
Applicable income taxes$430,0003,590
Income before extraordinary items$596,0005,960
Extraordinary gains, net$034
Net income$596,0005,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$596,0005,893
2004-09-30 (YTD Data)Rank
Total interest income$4,045,0004,584
Total interest expense$460,0006,906
Net interest income$3,585,0003,923
Provision for loan and lease losses$241,0002,632
Total noninterest income$519,0004,426
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$358,0003,269
Trading account gains and fees$0134
Additional Noninterest Income$161,0004,960
Total noninterest expense$3,330,0003,424
Salaries and employee benefits$1,172,0004,753
Premises and equipment expense$435,0003,639
Additional noninterest expense$1,723,0002,095
Pre-tax net operating income$533,0006,173
Securities gains (losses)$03,710
Applicable income taxes$224,0004,272
Income before extraordinary items$309,0006,840
Extraordinary gains, net$026
Net income$309,0006,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$309,0006,764
2004-06-30 (YTD Data)Rank
Total interest income$2,543,0004,784
Total interest expense$297,0006,999
Net interest income$2,246,0004,126
Provision for loan and lease losses$174,0002,488
Total noninterest income$321,0004,649
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$224,0003,386
Trading account gains and fees$0130
Additional Noninterest Income$97,0005,216
Total noninterest expense$2,202,0003,468
Salaries and employee benefits$805,0004,700
Premises and equipment expense$292,0003,633
Additional noninterest expense$1,105,0002,190
Pre-tax net operating income$191,0007,251
Securities gains (losses)$03,413
Applicable income taxes$82,0005,085
Income before extraordinary items$109,0007,694
Extraordinary gains, net$021
Net income$109,0007,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$109,0007,625
2004-03-31 (YTD Data)Rank
Total interest income$1,207,0004,977
Total interest expense$144,0007,122
Net interest income$1,063,0004,302
Provision for loan and lease losses$90,0002,254
Total noninterest income$144,0004,873
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$106,0003,438
Trading account gains and fees$0121
Additional Noninterest Income$38,0005,668
Total noninterest expense$1,092,0003,506
Salaries and employee benefits$398,0004,755
Premises and equipment expense$152,0003,556
Additional noninterest expense$542,0002,195
Pre-tax net operating income$25,0008,253
Securities gains (losses)$02,934
Applicable income taxes$10,0006,242
Income before extraordinary items$15,0008,399
Extraordinary gains, net$016
Net income$15,0008,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$15,0008,333
2003-12-31 (YTD Data)Rank
Total interest income$3,914,0005,719
Total interest expense$524,0007,661
Net interest income$3,390,0004,905
Provision for loan and lease losses$207,0003,962
Total noninterest income$533,0005,263
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$310,0004,220
Trading account gains and fees$0160
Additional Noninterest Income$223,0005,065
Total noninterest expense$3,896,0003,786
Salaries and employee benefits$1,436,0004,998
Premises and equipment expense$561,0003,706
Additional noninterest expense$1,899,0002,523
Pre-tax net operating income$-180,0008,675
Securities gains (losses)$51,0002,493
Applicable income taxes$-46,0008,861
Income before extraordinary items$-83,0008,711
Extraordinary gains, net$054
Net income$-83,0008,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-115,6408,659
2003-09-30 (YTD Data)Rank
Total interest income$2,823,0005,906
Total interest expense$396,0007,787
Net interest income$2,427,0005,076
Provision for loan and lease losses$121,0004,335
Total noninterest income$378,0005,454
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$201,0004,599
Trading account gains and fees$0153
Additional Noninterest Income$177,0005,017
Total noninterest expense$2,893,0003,805
Salaries and employee benefits$1,099,0004,912
Premises and equipment expense$380,0004,014
Additional noninterest expense$1,414,0002,529
Pre-tax net operating income$-209,0008,825
Securities gains (losses)$51,0002,293
Applicable income taxes$-60,0009,031
Income before extraordinary items$-98,0008,836
Extraordinary gains, net$040
Net income$-98,0008,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-130,6408,782
2003-06-30 (YTD Data)Rank
Total interest income$1,801,0006,066
Total interest expense$276,0007,822
Net interest income$1,525,0005,276
Provision for loan and lease losses$90,0004,018
Total noninterest income$202,0005,982
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$121,0004,843
Trading account gains and fees$0150
Additional Noninterest Income$81,0005,693
Total noninterest expense$1,891,0003,854
Salaries and employee benefits$735,0004,905
Premises and equipment expense$229,0004,318
Additional noninterest expense$927,0002,543
Pre-tax net operating income$-254,0008,960
Securities gains (losses)$03,782
Applicable income taxes$-101,0009,138
Income before extraordinary items$-153,0008,967
Extraordinary gains, net$030
Net income$-153,0008,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-153,0008,890
2003-03-31 (YTD Data)Rank
Total interest income$878,0006,175
Total interest expense$134,0007,969
Net interest income$744,0005,344
Provision for loan and lease losses$45,0003,818
Total noninterest income$84,0006,303
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$57,0004,884
Trading account gains and fees$0134
Additional Noninterest Income$27,0006,429
Total noninterest expense$888,0004,036
Salaries and employee benefits$353,0005,047
Premises and equipment expense$108,0004,477
Additional noninterest expense$427,0002,696
Pre-tax net operating income$-105,0008,975
Securities gains (losses)$02,891
Applicable income taxes$-42,0009,168
Income before extraordinary items$-63,0008,982
Extraordinary gains, net$021
Net income$-63,0008,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-63,0008,897
2002-12-31 (YTD Data)Rank
Total interest income$3,187,0006,658
Total interest expense$531,0008,296
Net interest income$2,656,0005,705
Provision for loan and lease losses$306,0003,374
Total noninterest income$361,0006,029
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$190,0005,314
Trading account gains and fees$0153
Additional Noninterest Income$171,0005,328
Total noninterest expense$3,216,0004,231
Salaries and employee benefits$1,241,0005,368
Premises and equipment expense$485,0004,028
Additional noninterest expense$1,490,0002,975
Pre-tax net operating income$-505,0008,981
Securities gains (losses)$101,0001,743
Applicable income taxes$-159,0009,120
Income before extraordinary items$-245,0008,925
Extraordinary gains, net$070
Net income$-245,0008,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-309,6408,916
2001-12-31 (YTD Data)Rank
Total interest income$2,161,0008,059
Total interest expense$659,0008,703
Net interest income$1,502,0007,326
Provision for loan and lease losses$87,0005,864
Total noninterest income$230,0007,015
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$90,0006,770
Trading account gains and fees$0177
Additional Noninterest Income$140,0005,673
Total noninterest expense$2,881,0004,473
Salaries and employee benefits$994,0006,001
Premises and equipment expense$498,0003,877
Additional noninterest expense$1,389,0003,075
Pre-tax net operating income$-1,236,0009,417
Securities gains (losses)$04,612
Applicable income taxes$-509,0009,504
Income before extraordinary items$-727,0009,319
Extraordinary gains, net$0105
Net income$-727,0009,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-727,0009,289
2000-12-31 (YTD Data)Rank
Total interest income$427,0009,732
Total interest expense$112,0009,736
Net interest income$315,0009,681
Provision for loan and lease losses$25,0007,386
Total noninterest income$39,0009,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$8,0008,450
Trading account gains and feesNANA
Additional Noninterest Income$31,0008,503
Total noninterest expense$1,281,0007,300
Salaries and employee benefits$615,0007,624
Premises and equipment expense$275,0005,711
Additional noninterest expense$391,0007,218
Pre-tax net operating income$-952,0009,710
Securities gains (losses)$01,956
Applicable income taxes$-392,0009,773
Income before extraordinary items$-560,0009,601
Extraordinary gains, net$038
Net income$-560,0009,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$9,000,00080
Net operating income$-560,0009,600

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.