Home > Society First Federal Savings Bank > Income and Expense
Society First Federal Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $98,415,000 | 460 |
| Total interest expense | $55,978,000 | 403 |
| Net interest income | $42,437,000 | 512 |
| Provision for loan and lease losses | $1,975,000 | 585 |
| Total noninterest income | $7,115,000 | 756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $7,115,000 | 535 |
| Total noninterest expense | $31,265,000 | 567 |
| Salaries and employee benefits | $10,469,000 | 668 |
| Premises and equipment expense | $4,703,000 | 516 |
| Additional noninterest expense | $16,093,000 | 484 |
| Pre-tax net operating income | $16,312,000 | 550 |
| Securities gains (losses) | $-270,000 | 11,737 |
| Applicable income taxes | $6,785,000 | 495 |
| Income before extraordinary items | $9,257,000 | 632 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,257,000 | 632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,514,000 | 681 |
| Cash dividends | $26,014,000 | 207 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $9,429,800 | 617 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $87,360,000 | 445 |
| Total interest expense | $46,204,000 | 386 |
| Net interest income | $41,156,000 | 512 |
| Provision for loan and lease losses | $825,000 | 1,061 |
| Total noninterest income | $5,874,000 | 829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,874,000 | 586 |
| Total noninterest expense | $31,517,000 | 564 |
| Salaries and employee benefits | $11,016,000 | 652 |
| Premises and equipment expense | $4,809,000 | 494 |
| Additional noninterest expense | $15,692,000 | 513 |
| Pre-tax net operating income | $14,688,000 | 583 |
| Securities gains (losses) | $-875,000 | 12,376 |
| Applicable income taxes | $6,153,000 | 488 |
| Income before extraordinary items | $7,660,000 | 714 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,660,000 | 715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,118 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-214,000 | 12,531 |
| Net operating income | $8,220,000 | 676 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $77,949,000 | 480 |
| Total interest expense | $39,215,000 | 429 |
| Net interest income | $38,734,000 | 537 |
| Provision for loan and lease losses | $690,000 | 1,682 |
| Total noninterest income | $5,256,000 | 950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,256,000 | 643 |
| Total noninterest expense | $22,473,000 | 754 |
| Salaries and employee benefits | $9,995,000 | 709 |
| Premises and equipment expense | $4,147,000 | 580 |
| Additional noninterest expense | $8,331,000 | 870 |
| Pre-tax net operating income | $20,827,000 | 395 |
| Securities gains (losses) | $705,000 | 708 |
| Applicable income taxes | $9,074,000 | 330 |
| Income before extraordinary items | $12,458,000 | 449 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $12,458,000 | 462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,760 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $119,975,000 | 12 |
| Net operating income | $12,006,800 | 441 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $87,466,000 | 489 |
| Total interest expense | $47,840,000 | 454 |
| Net interest income | $39,626,000 | 531 |
| Provision for loan and lease losses | $778,000 | 2,193 |
| Total noninterest income | $4,073,000 | 1,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,073,000 | 777 |
| Total noninterest expense | $19,771,000 | 855 |
| Salaries and employee benefits | $8,951,000 | 770 |
| Premises and equipment expense | $3,886,000 | 643 |
| Additional noninterest expense | $6,934,000 | 1,018 |
| Pre-tax net operating income | $23,150,000 | 305 |
| Securities gains (losses) | $1,035,000 | 630 |
| Applicable income taxes | $8,862,000 | 302 |
| Income before extraordinary items | $15,323,000 | 338 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $15,323,000 | 341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 2,575 |
| Cash dividends | $2,511,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 914 |
| Net operating income | $14,660,600 | 317 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.