Society Bank, Monroe, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$2,846,000	9,247
Total interest expense	$1,198,000	9,609
Net interest income	$1,648,000	8,812
Provision for loan and lease losses	$282,000	4,292
Total noninterest income	$287,000	7,903
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$211,000	5,796
Trading account gains and fees	$1,000	486
Additional Noninterest Income	$75,000	9,058
Total noninterest expense	$1,267,000	8,775
Salaries and employee benefits	$597,000	8,830
Premises and equipment expense	$186,000	8,166
Additional noninterest expense	$484,000	8,610
Pre-tax net operating income	$386,000	9,365
Securities gains (losses)	$-1,000	12,730
Applicable income taxes	$129,000	9,137
Income before extraordinary items	$256,000	9,837
Extraordinary gains, net	$0	1,422
Net income	$256,000	9,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$322,000	3,200
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$256,660	9,467

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.