Home > Sobieski Bank > Income and Expense
Sobieski Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 4,726 |
| Total interest expense | $1,900,000 | 2,077 |
| Net interest income | $681,000 | 7,558 |
| Provision for loan and lease losses | $202,000 | 2,180 |
| Total noninterest income | $112,000 | 7,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $112,000 | 4,941 |
| Total noninterest expense | $1,893,000 | 3,913 |
| Salaries and employee benefits | $917,000 | 4,252 |
| Premises and equipment expense | $343,000 | 3,191 |
| Additional noninterest expense | $633,000 | 3,582 |
| Pre-tax net operating income | $-1,302,000 | 9,018 |
| Securities gains (losses) | $34,000 | 1,708 |
| Applicable income taxes | $-101,000 | 8,942 |
| Income before extraordinary items | $-1,167,000 | 9,025 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,167,000 | 9,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 696 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,198,280 | 9,015 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 4,726 |
| Total interest expense | $968,000 | 2,063 |
| Net interest income | $329,000 | 7,668 |
| Provision for loan and lease losses | $202,000 | 1,140 |
| Total noninterest income | $32,000 | 7,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $973,000 | 3,843 |
| Salaries and employee benefits | $467,000 | 4,231 |
| Premises and equipment expense | $156,000 | 3,477 |
| Additional noninterest expense | $350,000 | 3,289 |
| Pre-tax net operating income | $-814,000 | 9,074 |
| Securities gains (losses) | $20,000 | 1,707 |
| Applicable income taxes | $-101,000 | 9,034 |
| Income before extraordinary items | $-693,000 | 9,076 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-693,000 | 9,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 439 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-710,400 | 9,061 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,779,000 | 4,409 |
| Total interest expense | $4,344,000 | 2,045 |
| Net interest income | $1,435,000 | 7,457 |
| Provision for loan and lease losses | $1,536,000 | 806 |
| Total noninterest income | $-893,000 | 9,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-893,000 | 9,184 |
| Total noninterest expense | $3,920,000 | 3,772 |
| Salaries and employee benefits | $1,983,000 | 3,949 |
| Premises and equipment expense | $659,000 | 3,243 |
| Additional noninterest expense | $1,278,000 | 3,545 |
| Pre-tax net operating income | $-4,914,000 | 9,138 |
| Securities gains (losses) | $430,000 | 834 |
| Applicable income taxes | $275,000 | 4,417 |
| Income before extraordinary items | $-4,759,000 | 9,155 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-4,759,000 | 9,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,353,000 | 496 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-5,189,000 | 9,135 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,557,000 | 4,331 |
| Total interest expense | $3,310,000 | 2,099 |
| Net interest income | $1,247,000 | 7,166 |
| Provision for loan and lease losses | $1,310,000 | 712 |
| Total noninterest income | $-178,000 | 9,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-178,000 | 9,235 |
| Total noninterest expense | $2,913,000 | 3,781 |
| Salaries and employee benefits | $1,472,000 | 3,978 |
| Premises and equipment expense | $482,000 | 3,318 |
| Additional noninterest expense | $959,000 | 3,517 |
| Pre-tax net operating income | $-3,154,000 | 9,187 |
| Securities gains (losses) | $317,000 | 927 |
| Applicable income taxes | $-816,000 | 9,196 |
| Income before extraordinary items | $-2,021,000 | 9,193 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-2,021,000 | 9,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,619,000 | 513 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-2,246,070 | 9,168 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 4,191 |
| Total interest expense | $2,233,000 | 2,145 |
| Net interest income | $969,000 | 6,738 |
| Provision for loan and lease losses | $1,032,000 | 626 |
| Total noninterest income | $-251,000 | 9,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-251,000 | 9,271 |
| Total noninterest expense | $1,958,000 | 3,765 |
| Salaries and employee benefits | $1,005,000 | 3,892 |
| Premises and equipment expense | $315,000 | 3,350 |
| Additional noninterest expense | $638,000 | 3,519 |
| Pre-tax net operating income | $-2,272,000 | 9,222 |
| Securities gains (losses) | $266,000 | 878 |
| Applicable income taxes | $-816,000 | 9,234 |
| Income before extraordinary items | $-1,190,000 | 9,225 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,190,000 | 9,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,396,000 | 420 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-1,360,240 | 9,195 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 4,332 |
| Total interest expense | $1,127,000 | 2,170 |
| Net interest income | $419,000 | 7,165 |
| Provision for loan and lease losses | $851,000 | 428 |
| Total noninterest income | $78,000 | 6,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $78,000 | 4,393 |
| Total noninterest expense | $961,000 | 3,792 |
| Salaries and employee benefits | $452,000 | 4,227 |
| Premises and equipment expense | $172,000 | 3,124 |
| Additional noninterest expense | $337,000 | 3,299 |
| Pre-tax net operating income | $-1,315,000 | 9,274 |
| Securities gains (losses) | $148,000 | 805 |
| Applicable income taxes | $-444,000 | 9,284 |
| Income before extraordinary items | $-723,000 | 9,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-723,000 | 9,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,111,000 | 309 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-817,720 | 9,243 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,163,000 | 3,588 |
| Total interest expense | $5,208,000 | 2,152 |
| Net interest income | $2,955,000 | 5,332 |
| Provision for loan and lease losses | $7,044,000 | 305 |
| Total noninterest income | $1,801,000 | 2,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,801,000 | 1,428 |
| Total noninterest expense | $3,191,000 | 4,266 |
| Salaries and employee benefits | $1,533,000 | 4,619 |
| Premises and equipment expense | $668,000 | 3,123 |
| Additional noninterest expense | $990,000 | 4,213 |
| Pre-tax net operating income | $-5,479,000 | 9,316 |
| Securities gains (losses) | $656,000 | 554 |
| Applicable income taxes | $-1,907,000 | 9,320 |
| Income before extraordinary items | $-2,916,000 | 9,307 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,916,000 | 9,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,229,000 | 317 |
| Cash dividends | $190,000 | 4,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-3,335,840 | 9,293 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,431,000 | 3,845 |
| Total interest expense | $5,551,000 | 2,864 |
| Net interest income | $2,880,000 | 5,219 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $553,000 | 4,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $553,000 | 2,958 |
| Total noninterest expense | $2,433,000 | 5,049 |
| Salaries and employee benefits | $1,319,000 | 4,976 |
| Premises and equipment expense | $591,000 | 3,408 |
| Additional noninterest expense | $523,000 | 6,298 |
| Pre-tax net operating income | $800,000 | 5,481 |
| Securities gains (losses) | $329,000 | 844 |
| Applicable income taxes | $409,000 | 3,690 |
| Income before extraordinary items | $720,000 | 5,156 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $720,000 | 5,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $421,000 | 3,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $509,440 | 5,913 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,077,000 | 4,097 |
| Total interest expense | $5,187,000 | 3,203 |
| Net interest income | $2,890,000 | 5,284 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $430,000 | 5,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $430,000 | 3,201 |
| Total noninterest expense | $2,203,000 | 5,327 |
| Salaries and employee benefits | $1,203,000 | 5,218 |
| Premises and equipment expense | $551,000 | 3,509 |
| Additional noninterest expense | $449,000 | 6,782 |
| Pre-tax net operating income | $1,017,000 | 5,210 |
| Securities gains (losses) | $-17,000 | 8,651 |
| Applicable income taxes | $392,000 | 4,015 |
| Income before extraordinary items | $608,000 | 5,799 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $608,000 | 5,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,092 |
| Cash dividends | $582,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $618,880 | 5,766 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,334,000 | 4,229 |
| Total interest expense | $4,437,000 | 3,279 |
| Net interest income | $2,897,000 | 5,299 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $308,000 | 6,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $308,000 | 3,963 |
| Total noninterest expense | $2,114,000 | 5,468 |
| Salaries and employee benefits | $1,118,000 | 5,433 |
| Premises and equipment expense | $556,000 | 3,462 |
| Additional noninterest expense | $440,000 | 6,973 |
| Pre-tax net operating income | $1,011,000 | 5,281 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $391,000 | 4,231 |
| Income before extraordinary items | $620,000 | 5,801 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $620,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $703,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $620,000 | 5,773 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,635,000 | 4,596 |
| Total interest expense | $4,049,000 | 3,647 |
| Net interest income | $2,586,000 | 5,709 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $266,000 | 6,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $266,000 | 4,276 |
| Total noninterest expense | $1,810,000 | 5,970 |
| Salaries and employee benefits | $1,034,000 | 5,646 |
| Premises and equipment expense | $425,000 | 4,215 |
| Additional noninterest expense | $351,000 | 7,656 |
| Pre-tax net operating income | $962,000 | 5,537 |
| Securities gains (losses) | $20,000 | 2,430 |
| Applicable income taxes | $445,000 | 4,150 |
| Income before extraordinary items | $537,000 | 6,392 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $537,000 | 6,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $308,000 | 4,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $524,200 | 6,356 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,719,000 | 5,247 |
| Total interest expense | $3,350,000 | 4,283 |
| Net interest income | $2,369,000 | 6,264 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $199,000 | 7,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $199,000 | 4,961 |
| Total noninterest expense | $1,798,000 | 6,070 |
| Salaries and employee benefits | $1,002,000 | 5,859 |
| Premises and equipment expense | $412,000 | 4,345 |
| Additional noninterest expense | $384,000 | 7,493 |
| Pre-tax net operating income | $770,000 | 6,682 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $326,000 | 5,501 |
| Income before extraordinary items | $444,000 | 7,351 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $444,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $192,000 | 5,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $444,000 | 7,301 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 5,670 |
| Total interest expense | $3,119,000 | 4,613 |
| Net interest income | $2,188,000 | 6,793 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $214,000 | 8,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $214,000 | 4,994 |
| Total noninterest expense | $2,312,000 | 5,314 |
| Salaries and employee benefits | $977,000 | 6,100 |
| Premises and equipment expense | $450,000 | 4,111 |
| Additional noninterest expense | $885,000 | 4,822 |
| Pre-tax net operating income | $90,000 | 10,423 |
| Securities gains (losses) | $64,000 | 1,189 |
| Applicable income taxes | $80,000 | 9,145 |
| Income before extraordinary items | $74,000 | 10,429 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $74,000 | 10,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $793,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $33,040 | 10,619 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 5,838 |
| Total interest expense | $3,018,000 | 4,730 |
| Net interest income | $2,164,000 | 6,947 |
| Provision for loan and lease losses | $-8,000 | 11,400 |
| Total noninterest income | $189,000 | 8,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $189,000 | 5,287 |
| Total noninterest expense | $1,739,000 | 6,626 |
| Salaries and employee benefits | $863,000 | 6,742 |
| Premises and equipment expense | $366,000 | 4,877 |
| Additional noninterest expense | $510,000 | 7,176 |
| Pre-tax net operating income | $622,000 | 7,756 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $217,000 | 7,139 |
| Income before extraordinary items | $405,000 | 8,020 |
| Extraordinary gains, net | $-42,000 | 11,931 |
| Net income | $363,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $218,000 | 5,275 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $405,000 | 7,979 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,251,000 | 5,439 |
| Total interest expense | $2,700,000 | 4,339 |
| Net interest income | $2,551,000 | 6,364 |
| Provision for loan and lease losses | $-14,000 | 11,794 |
| Total noninterest income | $170,000 | 9,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $170,000 | 5,815 |
| Total noninterest expense | $1,599,000 | 7,306 |
| Salaries and employee benefits | $773,000 | 7,359 |
| Premises and equipment expense | $259,000 | 6,372 |
| Additional noninterest expense | $567,000 | 7,281 |
| Pre-tax net operating income | $1,136,000 | 5,439 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $450,000 | 4,384 |
| Income before extraordinary items | $686,000 | 5,994 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $686,000 | 6,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $686,000 | 6,060 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 5,298 |
| Total interest expense | $2,850,000 | 4,298 |
| Net interest income | $2,695,000 | 6,174 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $156,000 | 10,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $156,000 | 6,427 |
| Total noninterest expense | $1,562,000 | 7,614 |
| Salaries and employee benefits | $725,000 | 7,826 |
| Premises and equipment expense | $275,000 | 6,263 |
| Additional noninterest expense | $562,000 | 7,668 |
| Pre-tax net operating income | $1,280,000 | 4,926 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $490,000 | 4,263 |
| Income before extraordinary items | $790,000 | 5,621 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $790,000 | 5,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $790,000 | 5,388 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,870,000 | 5,590 |
| Total interest expense | $3,443,000 | 4,600 |
| Net interest income | $2,427,000 | 6,731 |
| Provision for loan and lease losses | $7,000 | 11,393 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-57,000 | 5,252 |
| Additional Noninterest Income | $126,000 | 7,283 |
| Total noninterest expense | $1,436,000 | 8,152 |
| Salaries and employee benefits | $687,000 | 8,091 |
| Premises and equipment expense | $290,000 | 6,114 |
| Additional noninterest expense | $459,000 | 8,878 |
| Pre-tax net operating income | $1,053,000 | 5,427 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $436,000 | 4,491 |
| Income before extraordinary items | $617,000 | 6,457 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $617,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $617,000 | 6,090 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.