Snow Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 10,235 |
| Total interest expense | $455,000 | 11,304 |
| Net interest income | $1,312,000 | 9,426 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $498,000 | 5,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,924 |
| Total noninterest expense | $1,422,000 | 7,847 |
| Salaries and employee benefits | $632,000 | 8,390 |
| Premises and equipment expense | $170,000 | 8,080 |
| Additional noninterest expense | $620,000 | 6,893 |
| Pre-tax net operating income | $388,000 | 9,455 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $142,000 | 8,466 |
| Income before extraordinary items | $246,000 | 9,738 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $246,000 | 9,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 11,116 |
| Cash dividends | $46,000 | 8,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $246,000 | 9,807 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 11,260 |
| Total interest expense | $453,000 | 11,925 |
| Net interest income | $1,039,000 | 10,637 |
| Provision for loan and lease losses | $85,000 | 6,189 |
| Total noninterest income | $514,000 | 5,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 6,237 |
| Total noninterest expense | $1,264,000 | 8,643 |
| Salaries and employee benefits | $491,000 | 9,757 |
| Premises and equipment expense | $155,000 | 8,775 |
| Additional noninterest expense | $618,000 | 7,181 |
| Pre-tax net operating income | $204,000 | 11,002 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $46,000 | 11,040 |
| Income before extraordinary items | $158,000 | 11,101 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $158,000 | 11,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,760 |
| Cash dividends | $77,000 | 7,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $158,000 | 10,900 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 11,664 |
| Total interest expense | $509,000 | 12,725 |
| Net interest income | $1,119,000 | 10,633 |
| Provision for loan and lease losses | $118,000 | 6,873 |
| Total noninterest income | $511,000 | 5,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,458 |
| Total noninterest expense | $1,361,000 | 8,438 |
| Salaries and employee benefits | $464,000 | 10,154 |
| Premises and equipment expense | $187,000 | 8,147 |
| Additional noninterest expense | $710,000 | 6,690 |
| Pre-tax net operating income | $151,000 | 11,522 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $56,000 | 11,086 |
| Income before extraordinary items | $137,000 | 11,448 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $137,000 | 11,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 4,723 |
| Cash dividends | $61,000 | 7,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $107,180 | 11,544 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.