Home > SNB Savings Bank, Inc., SSB of Elkin > Income and Expense
SNB Savings Bank, Inc., SSB of Elkin, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,985,000 | 2,926 |
| Total interest expense | $5,874,000 | 2,838 |
| Net interest income | $6,111,000 | 2,990 |
| Provision for loan and lease losses | $32,000 | 9,896 |
| Total noninterest income | $860,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $232,000 | 5,399 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $628,000 | 2,745 |
| Total noninterest expense | $3,036,000 | 4,483 |
| Salaries and employee benefits | $1,485,000 | 4,269 |
| Premises and equipment expense | $294,000 | 6,065 |
| Additional noninterest expense | $1,257,000 | 4,163 |
| Pre-tax net operating income | $3,903,000 | 1,591 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,383,000 | 1,548 |
| Income before extraordinary items | $2,520,000 | 1,800 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,520,000 | 1,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,520,000 | 1,665 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.