Home > SNB Savings Bank, Inc., SSB > Income and Expense
SNB Savings Bank, Inc., SSB, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,638,000 | 1,575 |
| Total interest expense | $7,821,000 | 1,612 |
| Net interest income | $11,817,000 | 1,524 |
| Provision for loan and lease losses | $1,126,000 | 852 |
| Total noninterest income | $4,165,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $471,000 | 2,929 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,694,000 | 773 |
| Total noninterest expense | $8,221,000 | 1,776 |
| Salaries and employee benefits | $3,948,000 | 1,699 |
| Premises and equipment expense | $634,000 | 3,108 |
| Additional noninterest expense | $3,639,000 | 1,528 |
| Pre-tax net operating income | $6,635,000 | 1,144 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,594,000 | 986 |
| Income before extraordinary items | $4,041,000 | 1,247 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,041,000 | 1,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,055 |
| Cash dividends | $3,296,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,041,000 | 1,266 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,074,000 | 1,730 |
| Total interest expense | $7,328,000 | 1,787 |
| Net interest income | $10,746,000 | 1,691 |
| Provision for loan and lease losses | $305,000 | 2,944 |
| Total noninterest income | $1,228,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $433,000 | 3,210 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $795,000 | 2,393 |
| Total noninterest expense | $5,408,000 | 2,643 |
| Salaries and employee benefits | $2,512,000 | 2,636 |
| Premises and equipment expense | $434,000 | 4,393 |
| Additional noninterest expense | $2,462,000 | 2,264 |
| Pre-tax net operating income | $6,261,000 | 1,111 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,468,000 | 1,015 |
| Income before extraordinary items | $3,793,000 | 1,337 |
| Extraordinary gains, net | $-350,000 | 13,125 |
| Net income | $3,443,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,545 |
| Cash dividends | $10,508,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,793,000 | 1,253 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,506,000 | 4,067 |
| Total interest expense | $3,910,000 | 4,159 |
| Net interest income | $4,596,000 | 3,930 |
| Provision for loan and lease losses | $102,000 | 7,202 |
| Total noninterest income | $123,000 | 11,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $2,128,000 | 6,089 |
| Salaries and employee benefits | $1,324,000 | 4,745 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $653,000 | 7,085 |
| Pre-tax net operating income | $2,489,000 | 2,504 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $905,000 | 2,312 |
| Income before extraordinary items | $1,584,000 | 2,906 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,584,000 | 2,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,584,000 | 2,680 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.