Home > SNB Interim Bank > Income and Expense
SNB Interim Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 4,457 |
| Total interest expense | $85,000 | 4,564 |
| Net interest income | $893,000 | 4,392 |
| Provision for loan and lease losses | $-123,000 | 6,222 |
| Total noninterest income | $30,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $14,000 | 5,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 5,539 |
| Total noninterest expense | $392,000 | 5,523 |
| Salaries and employee benefits | $281,000 | 5,107 |
| Premises and equipment expense | $38,000 | 5,539 |
| Additional noninterest expense | $73,000 | 6,036 |
| Pre-tax net operating income | $654,000 | 2,545 |
| Securities gains (losses) | $-174,000 | 6,387 |
| Applicable income taxes | $97,000 | 2,477 |
| Income before extraordinary items | $383,000 | 3,205 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $383,000 | 3,208 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $383,000 | 3,208 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $522,200 | 2,555 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 4,532 |
| Total interest expense | $377,000 | 4,583 |
| Net interest income | $3,507,000 | 4,472 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $114,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $65,000 | 5,469 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $49,000 | 5,744 |
| Total noninterest expense | $1,723,000 | 5,472 |
| Salaries and employee benefits | $1,095,000 | 5,208 |
| Premises and equipment expense | $248,000 | 5,010 |
| Additional noninterest expense | $380,000 | 5,931 |
| Pre-tax net operating income | $1,898,000 | 3,064 |
| Securities gains (losses) | $-6,000 | 5,976 |
| Applicable income taxes | $373,000 | 2,459 |
| Income before extraordinary items | $1,519,000 | 3,225 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,519,000 | 3,225 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,519,000 | 3,226 |
| Net charge-offs | $-123,000 | 6,165 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,523,800 | 3,164 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 4,640 |
| Total interest expense | $288,000 | 4,614 |
| Net interest income | $2,547,000 | 4,589 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $83,000 | 5,980 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $45,000 | 5,607 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $38,000 | 5,792 |
| Total noninterest expense | $1,232,000 | 5,588 |
| Salaries and employee benefits | $799,000 | 5,271 |
| Premises and equipment expense | $154,000 | 5,373 |
| Additional noninterest expense | $279,000 | 6,007 |
| Pre-tax net operating income | $1,398,000 | 3,170 |
| Securities gains (losses) | $-6,000 | 6,083 |
| Applicable income taxes | $272,000 | 2,544 |
| Income before extraordinary items | $1,120,000 | 3,278 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,120,000 | 3,278 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,120,000 | 3,279 |
| Net charge-offs | $-5,000 | 5,460 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,124,800 | 3,240 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 4,638 |
| Total interest expense | $199,000 | 4,571 |
| Net interest income | $1,704,000 | 4,588 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $55,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $29,000 | 5,661 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $26,000 | 5,821 |
| Total noninterest expense | $815,000 | 5,640 |
| Salaries and employee benefits | $522,000 | 5,345 |
| Premises and equipment expense | $108,000 | 5,331 |
| Additional noninterest expense | $185,000 | 6,061 |
| Pre-tax net operating income | $944,000 | 3,057 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $190,000 | 2,463 |
| Income before extraordinary items | $754,000 | 3,215 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $754,000 | 3,221 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $754,000 | 3,221 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $754,000 | 3,169 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 4,696 |
| Total interest expense | $99,000 | 4,645 |
| Net interest income | $846,000 | 4,640 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $28,000 | 6,043 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $15,000 | 5,734 |
| Total noninterest expense | $388,000 | 5,793 |
| Salaries and employee benefits | $256,000 | 5,445 |
| Premises and equipment expense | $45,000 | 5,638 |
| Additional noninterest expense | $87,000 | 6,180 |
| Pre-tax net operating income | $486,000 | 2,951 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $35,000 | 3,196 |
| Income before extraordinary items | $451,000 | 2,773 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $451,000 | 2,776 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $451,000 | 2,776 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $451,000 | 2,731 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 4,776 |
| Total interest expense | $449,000 | 4,685 |
| Net interest income | $3,303,000 | 4,722 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $112,000 | 6,122 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $61,000 | 5,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $51,000 | 5,857 |
| Total noninterest expense | $1,656,000 | 5,732 |
| Salaries and employee benefits | $1,053,000 | 5,450 |
| Premises and equipment expense | $202,000 | 5,532 |
| Additional noninterest expense | $401,000 | 6,103 |
| Pre-tax net operating income | $1,759,000 | 3,109 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $375,000 | 2,427 |
| Income before extraordinary items | $1,386,000 | 3,309 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,386,000 | 3,311 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,386,000 | 3,312 |
| Net charge-offs | $-93,000 | 6,511 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,384,420 | 3,246 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 4,816 |
| Total interest expense | $347,000 | 4,717 |
| Net interest income | $2,477,000 | 4,761 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $85,000 | 6,208 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $45,000 | 5,884 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $40,000 | 5,911 |
| Total noninterest expense | $1,173,000 | 5,854 |
| Salaries and employee benefits | $768,000 | 5,525 |
| Premises and equipment expense | $138,000 | 5,718 |
| Additional noninterest expense | $267,000 | 6,267 |
| Pre-tax net operating income | $1,389,000 | 3,060 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $305,000 | 2,416 |
| Income before extraordinary items | $1,086,000 | 3,265 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,086,000 | 3,268 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,086,000 | 3,269 |
| Net charge-offs | $-93,000 | 6,580 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,084,440 | 3,197 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 4,837 |
| Total interest expense | $240,000 | 4,708 |
| Net interest income | $1,640,000 | 4,793 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $56,000 | 6,244 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $28,000 | 5,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 5,905 |
| Total noninterest expense | $806,000 | 5,834 |
| Salaries and employee benefits | $513,000 | 5,545 |
| Premises and equipment expense | $102,000 | 5,569 |
| Additional noninterest expense | $191,000 | 6,220 |
| Pre-tax net operating income | $890,000 | 3,118 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $190,000 | 2,484 |
| Income before extraordinary items | $700,000 | 3,310 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $700,000 | 3,311 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $700,000 | 3,313 |
| Net charge-offs | $-93,000 | 6,677 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $700,000 | 3,224 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 4,863 |
| Total interest expense | $125,000 | 4,700 |
| Net interest income | $819,000 | 4,819 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $30,000 | 6,199 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,844 |
| Total noninterest expense | $381,000 | 5,998 |
| Salaries and employee benefits | $254,000 | 5,609 |
| Premises and equipment expense | $44,000 | 5,849 |
| Additional noninterest expense | $83,000 | 6,432 |
| Pre-tax net operating income | $468,000 | 2,997 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $36,000 | 3,230 |
| Income before extraordinary items | $432,000 | 2,882 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $432,000 | 2,882 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $432,000 | 2,884 |
| Net charge-offs | $-93,000 | 6,826 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $432,000 | 2,790 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 5,055 |
| Total interest expense | $698,000 | 4,411 |
| Net interest income | $3,020,000 | 5,084 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $118,000 | 6,167 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $67,000 | 5,946 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $51,000 | 5,852 |
| Total noninterest expense | $1,567,000 | 6,033 |
| Salaries and employee benefits | $998,000 | 5,710 |
| Premises and equipment expense | $175,000 | 5,914 |
| Additional noninterest expense | $394,000 | 6,367 |
| Pre-tax net operating income | $1,571,000 | 3,258 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $309,000 | 2,634 |
| Income before extraordinary items | $1,264,000 | 3,433 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,264,000 | 3,435 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,264,000 | 3,436 |
| Net charge-offs | $-29,000 | 6,761 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,262,400 | 3,306 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 5,147 |
| Total interest expense | $556,000 | 4,405 |
| Net interest income | $2,220,000 | 5,217 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $89,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $50,000 | 6,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $39,000 | 5,942 |
| Total noninterest expense | $1,127,000 | 6,138 |
| Salaries and employee benefits | $738,000 | 5,767 |
| Premises and equipment expense | $105,000 | 6,280 |
| Additional noninterest expense | $284,000 | 6,478 |
| Pre-tax net operating income | $1,182,000 | 3,344 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $220,000 | 2,747 |
| Income before extraordinary items | $964,000 | 3,501 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $964,000 | 3,501 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $964,000 | 3,503 |
| Net charge-offs | $-18,000 | 6,725 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $962,380 | 3,347 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 5,203 |
| Total interest expense | $398,000 | 4,337 |
| Net interest income | $1,427,000 | 5,319 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $60,000 | 6,288 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 5,952 |
| Total noninterest expense | $762,000 | 6,176 |
| Salaries and employee benefits | $489,000 | 5,836 |
| Premises and equipment expense | $70,000 | 6,310 |
| Additional noninterest expense | $203,000 | 6,435 |
| Pre-tax net operating income | $725,000 | 3,474 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $121,000 | 2,902 |
| Income before extraordinary items | $606,000 | 3,628 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $606,000 | 3,629 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $606,000 | 3,630 |
| Net charge-offs | $-17,000 | 6,764 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $604,340 | 3,452 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 5,282 |
| Total interest expense | $213,000 | 4,303 |
| Net interest income | $685,000 | 5,437 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $31,000 | 6,338 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,903 |
| Total noninterest expense | $381,000 | 6,224 |
| Salaries and employee benefits | $243,000 | 5,894 |
| Premises and equipment expense | $49,000 | 5,874 |
| Additional noninterest expense | $89,000 | 6,641 |
| Pre-tax net operating income | $335,000 | 3,633 |
| Securities gains (losses) | $2,000 | 2,023 |
| Applicable income taxes | $18,000 | 3,720 |
| Income before extraordinary items | $319,000 | 3,527 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $319,000 | 3,530 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $319,000 | 3,530 |
| Net charge-offs | $-17,000 | 6,828 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $317,100 | 3,361 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,600,000 | 5,376 |
| Total interest expense | $1,017,000 | 4,355 |
| Net interest income | $2,583,000 | 5,585 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $100,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $56,000 | 6,232 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $44,000 | 6,006 |
| Total noninterest expense | $1,579,000 | 6,233 |
| Salaries and employee benefits | $938,000 | 5,996 |
| Premises and equipment expense | $238,000 | 5,712 |
| Additional noninterest expense | $403,000 | 6,535 |
| Pre-tax net operating income | $1,104,000 | 3,526 |
| Securities gains (losses) | $20,000 | 3,083 |
| Applicable income taxes | $142,000 | 3,154 |
| Income before extraordinary items | $982,000 | 3,604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $982,000 | 3,606 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $982,000 | 3,607 |
| Net charge-offs | $-151,000 | 7,279 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $964,600 | 3,507 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 5,487 |
| Total interest expense | $786,000 | 4,409 |
| Net interest income | $1,855,000 | 5,709 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $73,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $39,000 | 6,331 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $34,000 | 6,085 |
| Total noninterest expense | $1,104,000 | 6,381 |
| Salaries and employee benefits | $691,000 | 6,037 |
| Premises and equipment expense | $150,000 | 6,046 |
| Additional noninterest expense | $263,000 | 6,736 |
| Pre-tax net operating income | $824,000 | 3,659 |
| Securities gains (losses) | $43,000 | 2,413 |
| Applicable income taxes | $132,000 | 3,007 |
| Income before extraordinary items | $735,000 | 3,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $735,000 | 3,657 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $735,000 | 3,657 |
| Net charge-offs | $-151,000 | 7,355 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $698,450 | 3,651 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 5,543 |
| Total interest expense | $548,000 | 4,410 |
| Net interest income | $1,203,000 | 5,813 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $47,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $23,000 | 6,439 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,112 |
| Total noninterest expense | $760,000 | 6,392 |
| Salaries and employee benefits | $454,000 | 6,112 |
| Premises and equipment expense | $115,000 | 5,844 |
| Additional noninterest expense | $191,000 | 6,719 |
| Pre-tax net operating income | $490,000 | 3,856 |
| Securities gains (losses) | $42,000 | 1,689 |
| Applicable income taxes | $76,000 | 3,070 |
| Income before extraordinary items | $456,000 | 3,757 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $456,000 | 3,757 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $456,000 | 3,758 |
| Net charge-offs | $-151,000 | 7,414 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $419,880 | 3,785 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $866,000 | 5,604 |
| Total interest expense | $282,000 | 4,465 |
| Net interest income | $584,000 | 5,886 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $26,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $365,000 | 6,506 |
| Salaries and employee benefits | $228,000 | 6,144 |
| Premises and equipment expense | $58,000 | 5,891 |
| Additional noninterest expense | $79,000 | 6,985 |
| Pre-tax net operating income | $245,000 | 3,867 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $233,000 | 3,702 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $233,000 | 3,702 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $233,000 | 3,701 |
| Net charge-offs | $-135,000 | 7,470 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $233,000 | 3,644 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 5,558 |
| Total interest expense | $1,273,000 | 4,664 |
| Net interest income | $2,482,000 | 5,779 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $101,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $66,000 | 5,976 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 6,341 |
| Total noninterest expense | $1,529,000 | 6,491 |
| Salaries and employee benefits | $914,000 | 6,202 |
| Premises and equipment expense | $254,000 | 5,774 |
| Additional noninterest expense | $361,000 | 6,913 |
| Pre-tax net operating income | $1,054,000 | 3,296 |
| Securities gains (losses) | $8,000 | 3,363 |
| Applicable income taxes | $195,000 | 2,737 |
| Income before extraordinary items | $867,000 | 3,482 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $867,000 | 3,479 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $867,000 | 3,482 |
| Net charge-offs | $-139,000 | 7,614 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $-162,000 | 7,604 |
| Net operating income | $860,440 | 3,370 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 5,642 |
| Total interest expense | $982,000 | 4,742 |
| Net interest income | $1,844,000 | 5,882 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $78,000 | 6,780 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $50,000 | 6,058 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $28,000 | 6,472 |
| Total noninterest expense | $1,086,000 | 6,632 |
| Salaries and employee benefits | $678,000 | 6,266 |
| Premises and equipment expense | $153,000 | 6,252 |
| Additional noninterest expense | $255,000 | 7,047 |
| Pre-tax net operating income | $836,000 | 3,390 |
| Securities gains (losses) | $4,000 | 3,332 |
| Applicable income taxes | $136,000 | 2,872 |
| Income before extraordinary items | $704,000 | 3,502 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $704,000 | 3,500 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $704,000 | 3,502 |
| Net charge-offs | $-127,000 | 7,709 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $700,640 | 3,380 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 5,672 |
| Total interest expense | $671,000 | 4,789 |
| Net interest income | $1,223,000 | 5,920 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $50,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $31,000 | 6,151 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 6,502 |
| Total noninterest expense | $741,000 | 6,636 |
| Salaries and employee benefits | $450,000 | 6,317 |
| Premises and equipment expense | $117,000 | 6,006 |
| Additional noninterest expense | $174,000 | 7,073 |
| Pre-tax net operating income | $532,000 | 3,523 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $80,000 | 2,967 |
| Income before extraordinary items | $455,000 | 3,570 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $455,000 | 3,567 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $455,000 | 3,569 |
| Net charge-offs | $-26,000 | 7,623 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $452,450 | 3,467 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 5,766 |
| Total interest expense | $343,000 | 4,878 |
| Net interest income | $598,000 | 6,011 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $27,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $363,000 | 6,755 |
| Salaries and employee benefits | $223,000 | 6,414 |
| Premises and equipment expense | $37,000 | 6,851 |
| Additional noninterest expense | $103,000 | 6,955 |
| Pre-tax net operating income | $262,000 | 3,607 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $14,000 | 3,633 |
| Income before extraordinary items | $249,000 | 3,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $249,000 | 3,495 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $249,000 | 3,497 |
| Net charge-offs | $-14,000 | 7,570 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $248,050 | 3,378 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 5,929 |
| Total interest expense | $1,510,000 | 5,159 |
| Net interest income | $2,141,000 | 6,214 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $89,000 | 7,073 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $70,000 | 6,168 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $19,000 | 6,977 |
| Total noninterest expense | $1,532,000 | 6,760 |
| Salaries and employee benefits | $999,000 | 6,231 |
| Premises and equipment expense | $175,000 | 6,701 |
| Additional noninterest expense | $358,000 | 7,228 |
| Pre-tax net operating income | $698,000 | 3,559 |
| Securities gains (losses) | $-36,000 | 7,127 |
| Applicable income taxes | $199,000 | 2,380 |
| Income before extraordinary items | $463,000 | 3,971 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $463,000 | 3,970 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $463,000 | 3,970 |
| Net charge-offs | $-112,000 | 7,983 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $-101,000 | 7,941 |
| Net operating income | $488,200 | 3,838 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 5,995 |
| Total interest expense | $1,145,000 | 5,254 |
| Net interest income | $1,597,000 | 6,232 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $68,000 | 7,197 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $53,000 | 6,201 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $15,000 | 7,138 |
| Total noninterest expense | $1,135,000 | 6,798 |
| Salaries and employee benefits | $753,000 | 6,263 |
| Premises and equipment expense | $122,000 | 6,862 |
| Additional noninterest expense | $260,000 | 7,300 |
| Pre-tax net operating income | $530,000 | 3,813 |
| Securities gains (losses) | $11,000 | 2,942 |
| Applicable income taxes | $31,000 | 3,590 |
| Income before extraordinary items | $510,000 | 3,658 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $510,000 | 3,656 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $510,000 | 3,658 |
| Net charge-offs | $-70,000 | 8,034 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $-101,000 | 8,043 |
| Net operating income | $499,660 | 3,601 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 6,050 |
| Total interest expense | $751,000 | 5,414 |
| Net interest income | $1,075,000 | 6,233 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $43,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $36,000 | 6,207 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,000 | 7,375 |
| Total noninterest expense | $730,000 | 6,939 |
| Salaries and employee benefits | $495,000 | 6,364 |
| Premises and equipment expense | $88,000 | 6,804 |
| Additional noninterest expense | $147,000 | 7,548 |
| Pre-tax net operating income | $388,000 | 3,736 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $30,000 | 3,478 |
| Income before extraordinary items | $360,000 | 3,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $360,000 | 3,658 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $360,000 | 3,658 |
| Net charge-offs | $-70,000 | 8,129 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $-101,000 | 8,152 |
| Net operating income | $358,160 | 3,557 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 6,123 |
| Total interest expense | $367,000 | 5,565 |
| Net interest income | $533,000 | 6,267 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $24,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $354,000 | 6,967 |
| Salaries and employee benefits | $245,000 | 6,433 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $74,000 | 7,467 |
| Pre-tax net operating income | $203,000 | 4,015 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $18,000 | 3,642 |
| Income before extraordinary items | $185,000 | 3,992 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $185,000 | 3,994 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $185,000 | 3,994 |
| Net charge-offs | $-13,000 | 7,912 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $185,000 | 3,839 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 6,119 |
| Total interest expense | $1,658,000 | 5,752 |
| Net interest income | $2,148,000 | 6,269 |
| Provision for loan and lease losses | $-42,000 | 8,231 |
| Total noninterest income | $113,000 | 7,178 |
| Gross Fiduciary activities income | $32,000 | 1,042 |
| Service charges on deposit accounts | $67,000 | 6,390 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $14,000 | 7,582 |
| Total noninterest expense | $1,489,000 | 6,881 |
| Salaries and employee benefits | $987,000 | 6,443 |
| Premises and equipment expense | $225,000 | 6,457 |
| Additional noninterest expense | $277,000 | 7,559 |
| Pre-tax net operating income | $814,000 | 4,125 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $125,000 | 3,210 |
| Income before extraordinary items | $692,000 | 3,959 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $692,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,208 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $689,450 | 4,108 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 6,153 |
| Total interest expense | $1,277,000 | 5,814 |
| Net interest income | $1,622,000 | 6,301 |
| Provision for loan and lease losses | $-42,000 | 8,299 |
| Total noninterest income | $94,000 | 7,172 |
| Gross Fiduciary activities income | $32,000 | 990 |
| Service charges on deposit accounts | $48,000 | 6,481 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 7,645 |
| Total noninterest expense | $1,075,000 | 6,967 |
| Salaries and employee benefits | $734,000 | 6,493 |
| Premises and equipment expense | $144,000 | 6,784 |
| Additional noninterest expense | $197,000 | 7,636 |
| Pre-tax net operating income | $683,000 | 4,387 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $86,000 | 3,717 |
| Income before extraordinary items | $599,000 | 4,129 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $599,000 | 4,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,250 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $597,260 | 4,285 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 6,266 |
| Total interest expense | $862,000 | 5,930 |
| Net interest income | $1,030,000 | 6,414 |
| Provision for loan and lease losses | $-42,000 | 8,371 |
| Total noninterest income | $75,000 | 7,048 |
| Gross Fiduciary activities income | $32,000 | 958 |
| Service charges on deposit accounts | $32,000 | 6,500 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,000 | 7,625 |
| Total noninterest expense | $734,000 | 6,970 |
| Salaries and employee benefits | $485,000 | 6,564 |
| Premises and equipment expense | $99,000 | 6,767 |
| Additional noninterest expense | $150,000 | 7,512 |
| Pre-tax net operating income | $413,000 | 4,733 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $40,000 | 4,234 |
| Income before extraordinary items | $375,000 | 4,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $375,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $373,200 | 4,548 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 6,264 |
| Total interest expense | $444,000 | 6,035 |
| Net interest income | $535,000 | 6,348 |
| Provision for loan and lease losses | $-42,000 | 8,423 |
| Total noninterest income | $54,000 | 6,542 |
| Gross Fiduciary activities income | $32,000 | 882 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $369,000 | 6,987 |
| Salaries and employee benefits | $240,000 | 6,614 |
| Premises and equipment expense | $48,000 | 6,848 |
| Additional noninterest expense | $81,000 | 7,406 |
| Pre-tax net operating income | $262,000 | 4,442 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $34,000 | 3,939 |
| Income before extraordinary items | $230,000 | 4,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $230,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $228,260 | 4,297 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 6,167 |
| Total interest expense | $2,112,000 | 5,710 |
| Net interest income | $2,026,000 | 6,466 |
| Provision for loan and lease losses | $-15,000 | 8,248 |
| Total noninterest income | $88,000 | 7,687 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $72,000 | 6,409 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $16,000 | 7,904 |
| Total noninterest expense | $1,452,000 | 6,986 |
| Salaries and employee benefits | $962,000 | 6,525 |
| Premises and equipment expense | $226,000 | 6,474 |
| Additional noninterest expense | $264,000 | 7,716 |
| Pre-tax net operating income | $677,000 | 5,500 |
| Securities gains (losses) | $11,000 | 1,315 |
| Applicable income taxes | $81,000 | 4,620 |
| Income before extraordinary items | $607,000 | 5,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $607,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,263 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $597,320 | 5,338 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 6,204 |
| Total interest expense | $1,589,000 | 5,724 |
| Net interest income | $1,522,000 | 6,497 |
| Provision for loan and lease losses | $-15,000 | 8,316 |
| Total noninterest income | $67,000 | 7,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,449 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $13,000 | 7,921 |
| Total noninterest expense | $1,038,000 | 7,081 |
| Salaries and employee benefits | $712,000 | 6,561 |
| Premises and equipment expense | $147,000 | 6,763 |
| Additional noninterest expense | $179,000 | 7,811 |
| Pre-tax net operating income | $566,000 | 5,544 |
| Securities gains (losses) | $11,000 | 979 |
| Applicable income taxes | $69,000 | 4,732 |
| Income before extraordinary items | $508,000 | 5,344 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $508,000 | 5,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,814 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $498,320 | 5,374 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 6,281 |
| Total interest expense | $1,030,000 | 5,797 |
| Net interest income | $993,000 | 6,603 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $50,000 | 7,657 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $37,000 | 6,450 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $686,000 | 7,134 |
| Salaries and employee benefits | $472,000 | 6,625 |
| Premises and equipment expense | $103,000 | 6,719 |
| Additional noninterest expense | $111,000 | 7,939 |
| Pre-tax net operating income | $357,000 | 5,732 |
| Securities gains (losses) | $9,000 | 893 |
| Applicable income taxes | $43,000 | 4,869 |
| Income before extraordinary items | $323,000 | 5,502 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $323,000 | 5,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $315,080 | 5,537 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 6,335 |
| Total interest expense | $493,000 | 5,898 |
| Net interest income | $502,000 | 6,595 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $28,000 | 7,526 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $343,000 | 7,179 |
| Salaries and employee benefits | $235,000 | 6,682 |
| Premises and equipment expense | $58,000 | 6,480 |
| Additional noninterest expense | $50,000 | 8,087 |
| Pre-tax net operating income | $187,000 | 5,633 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $24,000 | 4,803 |
| Income before extraordinary items | $167,000 | 5,435 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $167,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $163,520 | 5,466 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 6,289 |
| Total interest expense | $1,787,000 | 5,711 |
| Net interest income | $1,937,000 | 6,623 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $80,000 | 7,945 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $80,000 | 6,440 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $1,343,000 | 7,148 |
| Salaries and employee benefits | $940,000 | 6,554 |
| Premises and equipment expense | $180,000 | 6,924 |
| Additional noninterest expense | $223,000 | 7,993 |
| Pre-tax net operating income | $674,000 | 5,983 |
| Securities gains (losses) | $8,000 | 1,147 |
| Applicable income taxes | $68,000 | 5,247 |
| Income before extraordinary items | $614,000 | 5,771 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $614,000 | 5,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 8,495 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $606,800 | 5,790 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 6,340 |
| Total interest expense | $1,298,000 | 5,718 |
| Net interest income | $1,458,000 | 6,696 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $59,000 | 8,037 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $61,000 | 6,491 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-2,000 | 8,707 |
| Total noninterest expense | $978,000 | 7,219 |
| Salaries and employee benefits | $689,000 | 6,599 |
| Premises and equipment expense | $126,000 | 7,071 |
| Additional noninterest expense | $163,000 | 8,050 |
| Pre-tax net operating income | $539,000 | 6,077 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $64,000 | 5,278 |
| Income before extraordinary items | $476,000 | 5,867 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $476,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-129,000 | 8,567 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $475,120 | 5,873 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 6,401 |
| Total interest expense | $830,000 | 5,709 |
| Net interest income | $956,000 | 6,767 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $52,000 | 7,818 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $644,000 | 7,285 |
| Salaries and employee benefits | $460,000 | 6,635 |
| Premises and equipment expense | $83,000 | 7,114 |
| Additional noninterest expense | $101,000 | 8,145 |
| Pre-tax net operating income | $364,000 | 6,073 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $46,000 | 5,280 |
| Income before extraordinary items | $319,000 | 5,885 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $319,000 | 5,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-129,000 | 8,613 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $318,130 | 5,889 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $862,000 | 6,465 |
| Total interest expense | $396,000 | 5,730 |
| Net interest income | $466,000 | 6,857 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $26,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $321,000 | 7,302 |
| Salaries and employee benefits | $227,000 | 6,688 |
| Premises and equipment expense | $41,000 | 7,158 |
| Additional noninterest expense | $53,000 | 8,099 |
| Pre-tax net operating income | $171,000 | 6,153 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $12,000 | 5,666 |
| Income before extraordinary items | $159,000 | 5,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $159,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $159,000 | 5,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 6,344 |
| Total interest expense | $1,257,000 | 5,716 |
| Net interest income | $2,049,000 | 6,595 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $73,000 | 8,215 |
| Gross Fiduciary activities income | $3,000 | 1,412 |
| Service charges on deposit accounts | $85,000 | 6,496 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-15,000 | 8,804 |
| Total noninterest expense | $1,482,000 | 6,920 |
| Salaries and employee benefits | $912,000 | 6,602 |
| Premises and equipment expense | $300,000 | 5,730 |
| Additional noninterest expense | $270,000 | 7,810 |
| Pre-tax net operating income | $640,000 | 6,299 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $77,000 | 5,577 |
| Income before extraordinary items | $568,000 | 6,118 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $568,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,178 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $563,600 | 6,097 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 6,443 |
| Total interest expense | $882,000 | 5,768 |
| Net interest income | $1,502,000 | 6,669 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $105,000 | 7,616 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $63,000 | 6,561 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,368 |
| Total noninterest expense | $1,028,000 | 7,104 |
| Salaries and employee benefits | $666,000 | 6,672 |
| Premises and equipment expense | $159,000 | 6,581 |
| Additional noninterest expense | $203,000 | 7,806 |
| Pre-tax net operating income | $579,000 | 6,102 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $136,000 | 4,918 |
| Income before extraordinary items | $448,000 | 6,130 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $448,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,948 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $444,150 | 6,116 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 6,444 |
| Total interest expense | $549,000 | 5,803 |
| Net interest income | $1,019,000 | 6,618 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $75,000 | 7,500 |
| Gross Fiduciary activities income | $2,000 | 1,342 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $35,000 | 6,983 |
| Total noninterest expense | $684,000 | 7,125 |
| Salaries and employee benefits | $447,000 | 6,656 |
| Premises and equipment expense | $98,000 | 6,741 |
| Additional noninterest expense | $139,000 | 7,760 |
| Pre-tax net operating income | $410,000 | 5,918 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $98,000 | 4,834 |
| Income before extraordinary items | $317,000 | 6,003 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $317,000 | 6,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $313,200 | 5,974 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,388 |
| Total interest expense | $263,000 | 5,834 |
| Net interest income | $535,000 | 6,526 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $28,000 | 7,863 |
| Gross Fiduciary activities income | $2,000 | 1,263 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $346,000 | 7,131 |
| Salaries and employee benefits | $223,000 | 6,711 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $76,000 | 7,655 |
| Pre-tax net operating income | $217,000 | 5,779 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $51,000 | 4,729 |
| Income before extraordinary items | $166,000 | 5,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $166,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $166,000 | 5,834 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 6,608 |
| Total interest expense | $990,000 | 5,686 |
| Net interest income | $1,821,000 | 6,866 |
| Provision for loan and lease losses | $45,000 | 6,047 |
| Total noninterest income | $86,000 | 8,239 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $95,000 | 6,547 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-9,000 | 8,926 |
| Total noninterest expense | $1,403,000 | 7,065 |
| Salaries and employee benefits | $865,000 | 6,745 |
| Premises and equipment expense | $275,000 | 5,935 |
| Additional noninterest expense | $263,000 | 7,907 |
| Pre-tax net operating income | $459,000 | 6,838 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $43,000 | 6,124 |
| Income before extraordinary items | $425,000 | 6,651 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $425,000 | 6,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,515 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $416,810 | 6,631 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 6,719 |
| Total interest expense | $736,000 | 5,684 |
| Net interest income | $1,287,000 | 7,032 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $84,000 | 8,006 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $71,000 | 6,603 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 8,331 |
| Total noninterest expense | $1,041,000 | 7,060 |
| Salaries and employee benefits | $642,000 | 6,730 |
| Premises and equipment expense | $200,000 | 5,981 |
| Additional noninterest expense | $199,000 | 7,913 |
| Pre-tax net operating income | $285,000 | 7,297 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $47,000 | 6,002 |
| Income before extraordinary items | $252,000 | 7,194 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $252,000 | 7,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $240,240 | 7,191 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 6,795 |
| Total interest expense | $478,000 | 5,776 |
| Net interest income | $852,000 | 7,086 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $55,000 | 8,073 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $45,000 | 6,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $681,000 | 7,164 |
| Salaries and employee benefits | $427,000 | 6,777 |
| Premises and equipment expense | $116,000 | 6,415 |
| Additional noninterest expense | $138,000 | 7,878 |
| Pre-tax net operating income | $181,000 | 7,329 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $30,000 | 6,027 |
| Income before extraordinary items | $150,000 | 7,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $150,830 | 7,261 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $677,000 | 6,796 |
| Total interest expense | $231,000 | 5,920 |
| Net interest income | $446,000 | 6,998 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $29,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $330,000 | 7,273 |
| Salaries and employee benefits | $213,000 | 6,818 |
| Premises and equipment expense | $58,000 | 6,408 |
| Additional noninterest expense | $59,000 | 8,180 |
| Pre-tax net operating income | $145,000 | 6,510 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $28,000 | 5,476 |
| Income before extraordinary items | $117,000 | 6,569 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,629 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $117,000 | 6,453 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,923,000 | 6,620 |
| Total interest expense | $1,041,000 | 6,000 |
| Net interest income | $1,882,000 | 6,766 |
| Provision for loan and lease losses | $129,000 | 4,826 |
| Total noninterest income | $105,000 | 8,249 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $91,000 | 6,704 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $1,466,000 | 6,954 |
| Salaries and employee benefits | $869,000 | 6,690 |
| Premises and equipment expense | $339,000 | 5,280 |
| Additional noninterest expense | $258,000 | 8,046 |
| Pre-tax net operating income | $392,000 | 7,080 |
| Securities gains (losses) | $-23,000 | 8,882 |
| Applicable income taxes | $-4,000 | 8,723 |
| Income before extraordinary items | $373,000 | 6,929 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $373,000 | 6,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,423 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $396,000 | 6,674 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 6,598 |
| Total interest expense | $812,000 | 6,027 |
| Net interest income | $1,435,000 | 6,758 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $77,000 | 8,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $66,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,647 |
| Total noninterest expense | $1,074,000 | 7,016 |
| Salaries and employee benefits | $646,000 | 6,725 |
| Premises and equipment expense | $242,000 | 5,429 |
| Additional noninterest expense | $186,000 | 8,125 |
| Pre-tax net operating income | $438,000 | 6,555 |
| Securities gains (losses) | $-22,000 | 9,020 |
| Applicable income taxes | $101,000 | 5,555 |
| Income before extraordinary items | $315,000 | 6,867 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $315,000 | 6,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $331,720 | 6,588 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 6,543 |
| Total interest expense | $561,000 | 6,038 |
| Net interest income | $989,000 | 6,670 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $47,000 | 8,428 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $40,000 | 6,948 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $726,000 | 6,999 |
| Salaries and employee benefits | $433,000 | 6,723 |
| Premises and equipment expense | $165,000 | 5,334 |
| Additional noninterest expense | $128,000 | 8,072 |
| Pre-tax net operating income | $310,000 | 6,443 |
| Securities gains (losses) | $23,000 | 2,537 |
| Applicable income taxes | $90,000 | 5,255 |
| Income before extraordinary items | $243,000 | 6,589 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $243,000 | 6,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,382 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $226,210 | 6,535 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 6,321 |
| Total interest expense | $281,000 | 6,149 |
| Net interest income | $554,000 | 6,316 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $23,000 | 8,464 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $369,000 | 6,964 |
| Salaries and employee benefits | $216,000 | 6,738 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $68,000 | 7,999 |
| Pre-tax net operating income | $208,000 | 5,753 |
| Securities gains (losses) | $8,000 | 2,242 |
| Applicable income taxes | $64,000 | 4,721 |
| Income before extraordinary items | $152,000 | 5,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,953 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $146,400 | 5,890 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 6,248 |
| Total interest expense | $1,365,000 | 6,030 |
| Net interest income | $2,234,000 | 6,272 |
| Provision for loan and lease losses | $441,000 | 2,626 |
| Total noninterest income | $85,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $81,000 | 6,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 9,098 |
| Total noninterest expense | $1,462,000 | 6,921 |
| Salaries and employee benefits | $871,000 | 6,613 |
| Premises and equipment expense | $316,000 | 5,403 |
| Additional noninterest expense | $275,000 | 7,983 |
| Pre-tax net operating income | $416,000 | 7,097 |
| Securities gains (losses) | $-212,000 | 9,199 |
| Applicable income taxes | $10,000 | 7,292 |
| Income before extraordinary items | $194,000 | 7,867 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $194,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,758 |
| Cash dividends | $12,000 | 6,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $395,400 | 6,735 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 6,339 |
| Total interest expense | $1,900,000 | 6,264 |
| Net interest income | $2,118,000 | 6,251 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $84,000 | 8,728 |
| Gross Fiduciary activities income | $12,000 | 1,388 |
| Service charges on deposit accounts | $59,000 | 7,414 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $1,344,000 | 7,137 |
| Salaries and employee benefits | $837,000 | 6,629 |
| Premises and equipment expense | $256,000 | 6,017 |
| Additional noninterest expense | $251,000 | 8,212 |
| Pre-tax net operating income | $658,000 | 5,960 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $78,000 | 6,299 |
| Income before extraordinary items | $585,000 | 5,695 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $585,000 | 5,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 2,003 |
| Cash dividends | $24,000 | 6,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $580,600 | 5,581 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 6,343 |
| Total interest expense | $1,945,000 | 6,356 |
| Net interest income | $2,241,000 | 6,198 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $76,000 | 8,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $1,285,000 | 7,285 |
| Salaries and employee benefits | $844,000 | 6,531 |
| Premises and equipment expense | $234,000 | 6,266 |
| Additional noninterest expense | $207,000 | 8,731 |
| Pre-tax net operating income | $1,032,000 | 5,176 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $367,000 | 4,176 |
| Income before extraordinary items | $665,000 | 5,552 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $665,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,736 |
| Cash dividends | $24,000 | 6,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $665,000 | 5,561 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,915,000 | 6,439 |
| Total interest expense | $1,837,000 | 6,285 |
| Net interest income | $2,078,000 | 6,501 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $93,000 | 8,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,882 |
| Total noninterest expense | $1,297,000 | 7,320 |
| Salaries and employee benefits | $898,000 | 6,318 |
| Premises and equipment expense | $182,000 | 7,095 |
| Additional noninterest expense | $217,000 | 8,870 |
| Pre-tax net operating income | $874,000 | 5,675 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $308,000 | 4,763 |
| Income before extraordinary items | $569,000 | 6,048 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $569,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,715 |
| Cash dividends | $24,000 | 6,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $567,050 | 6,032 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 6,772 |
| Total interest expense | $1,729,000 | 6,706 |
| Net interest income | $1,950,000 | 6,760 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $73,000 | 9,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 8,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $1,081,000 | 7,877 |
| Salaries and employee benefits | $707,000 | 7,143 |
| Premises and equipment expense | $177,000 | 7,107 |
| Additional noninterest expense | $197,000 | 9,154 |
| Pre-tax net operating income | $942,000 | 5,599 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $331,000 | 4,912 |
| Income before extraordinary items | $611,000 | 5,999 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $611,000 | 5,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $24,000 | 7,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $611,000 | 5,892 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 7,132 |
| Total interest expense | $1,630,000 | 7,048 |
| Net interest income | $1,891,000 | 7,148 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $105,000 | 9,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 9,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,788 |
| Total noninterest expense | $1,132,000 | 7,899 |
| Salaries and employee benefits | $779,000 | 6,890 |
| Premises and equipment expense | $159,000 | 7,611 |
| Additional noninterest expense | $194,000 | 9,481 |
| Pre-tax net operating income | $864,000 | 6,272 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $306,000 | 5,670 |
| Income before extraordinary items | $558,000 | 6,617 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $558,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-156,000 | 10,789 |
| Cash dividends | $24,000 | 7,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $558,000 | 6,562 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 7,593 |
| Total interest expense | $1,369,000 | 7,921 |
| Net interest income | $1,942,000 | 7,273 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $115,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,023 |
| Total noninterest expense | $1,025,000 | 8,583 |
| Salaries and employee benefits | $710,000 | 7,463 |
| Premises and equipment expense | $127,000 | 8,603 |
| Additional noninterest expense | $188,000 | 10,073 |
| Pre-tax net operating income | $1,032,000 | 5,625 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $362,000 | 5,219 |
| Income before extraordinary items | $668,000 | 5,902 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $668,000 | 5,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 11,114 |
| Cash dividends | $24,000 | 8,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $669,300 | 5,845 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 7,918 |
| Total interest expense | $1,284,000 | 8,333 |
| Net interest income | $1,924,000 | 7,478 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $88,000 | 10,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 10,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,198 |
| Total noninterest expense | $988,000 | 8,998 |
| Salaries and employee benefits | $679,000 | 7,867 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $203,000 | 10,374 |
| Pre-tax net operating income | $1,024,000 | 5,901 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $365,000 | 5,275 |
| Income before extraordinary items | $659,000 | 6,247 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $659,000 | 6,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-154,000 | 11,820 |
| Cash dividends | $24,000 | 8,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $659,000 | 6,230 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 7,972 |
| Total interest expense | $999,000 | 8,697 |
| Net interest income | $2,038,000 | 7,481 |
| Provision for loan and lease losses | $-49,000 | 11,986 |
| Total noninterest income | $91,000 | 10,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 10,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $1,003,000 | 9,338 |
| Salaries and employee benefits | $660,000 | 8,199 |
| Premises and equipment expense | $107,000 | 9,803 |
| Additional noninterest expense | $236,000 | 10,698 |
| Pre-tax net operating income | $1,175,000 | 5,321 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $414,000 | 4,646 |
| Income before extraordinary items | $761,000 | 5,550 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $761,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $24,000 | 8,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $761,000 | 5,621 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 8,194 |
| Total interest expense | $1,095,000 | 8,706 |
| Net interest income | $1,993,000 | 7,700 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $99,000 | 11,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $972,000 | 9,855 |
| Salaries and employee benefits | $619,000 | 8,642 |
| Premises and equipment expense | $84,000 | 11,010 |
| Additional noninterest expense | $261,000 | 10,938 |
| Pre-tax net operating income | $1,120,000 | 5,450 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $411,000 | 4,914 |
| Income before extraordinary items | $713,000 | 6,037 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $713,000 | 6,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-159,000 | 13,061 |
| Cash dividends | $24,000 | 8,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $710,440 | 5,777 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 8,262 |
| Total interest expense | $1,371,000 | 8,958 |
| Net interest income | $2,080,000 | 7,543 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $117,000 | 11,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $940,000 | 10,262 |
| Salaries and employee benefits | $604,000 | 8,768 |
| Premises and equipment expense | $62,000 | 12,181 |
| Additional noninterest expense | $274,000 | 11,213 |
| Pre-tax net operating income | $1,254,000 | 4,739 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $441,000 | 4,438 |
| Income before extraordinary items | $813,000 | 5,297 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $813,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-167,000 | 13,825 |
| Cash dividends | $24,000 | 8,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $813,000 | 4,995 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.