Home > SNB Bank of Wichita > Income and Expense
SNB Bank of Wichita, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 5,825 |
| Total interest expense | $1,702,000 | 5,692 |
| Net interest income | $2,639,000 | 5,773 |
| Provision for loan and lease losses | $257,000 | 4,860 |
| Total noninterest income | $1,312,000 | 2,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,312,000 | 1,765 |
| Total noninterest expense | $2,869,000 | 5,264 |
| Salaries and employee benefits | $1,103,000 | 6,198 |
| Premises and equipment expense | $382,000 | 5,214 |
| Additional noninterest expense | $1,384,000 | 3,840 |
| Pre-tax net operating income | $825,000 | 4,103 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $312,000 | 2,351 |
| Income before extraordinary items | $513,000 | 4,404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $513,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 5,088 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $513,000 | 4,566 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 5,861 |
| Total interest expense | $1,305,000 | 5,758 |
| Net interest income | $1,988,000 | 5,808 |
| Provision for loan and lease losses | $213,000 | 4,107 |
| Total noninterest income | $969,000 | 2,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $969,000 | 1,856 |
| Total noninterest expense | $2,240,000 | 5,117 |
| Salaries and employee benefits | $885,000 | 6,032 |
| Premises and equipment expense | $323,000 | 4,901 |
| Additional noninterest expense | $1,032,000 | 3,774 |
| Pre-tax net operating income | $504,000 | 4,929 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $199,000 | 2,917 |
| Income before extraordinary items | $305,000 | 5,183 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $305,000 | 5,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,101 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $305,000 | 5,363 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 5,943 |
| Total interest expense | $871,000 | 5,901 |
| Net interest income | $1,317,000 | 5,835 |
| Provision for loan and lease losses | $162,000 | 3,488 |
| Total noninterest income | $651,000 | 2,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $651,000 | 1,891 |
| Total noninterest expense | $1,461,000 | 5,223 |
| Salaries and employee benefits | $588,000 | 6,104 |
| Premises and equipment expense | $217,000 | 4,912 |
| Additional noninterest expense | $656,000 | 3,898 |
| Pre-tax net operating income | $345,000 | 5,067 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $144,000 | 3,067 |
| Income before extraordinary items | $201,000 | 5,592 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $201,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,355 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $201,000 | 5,535 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 5,959 |
| Total interest expense | $462,000 | 5,939 |
| Net interest income | $661,000 | 5,845 |
| Provision for loan and lease losses | $77,000 | 3,104 |
| Total noninterest income | $316,000 | 3,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $316,000 | 1,912 |
| Total noninterest expense | $783,000 | 4,996 |
| Salaries and employee benefits | $288,000 | 6,203 |
| Premises and equipment expense | $100,000 | 5,157 |
| Additional noninterest expense | $395,000 | 3,346 |
| Pre-tax net operating income | $117,000 | 5,811 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $47,000 | 3,621 |
| Income before extraordinary items | $70,000 | 6,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 6,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,150 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $70,000 | 6,181 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 6,004 |
| Total interest expense | $1,784,000 | 6,075 |
| Net interest income | $2,671,000 | 5,797 |
| Provision for loan and lease losses | $317,000 | 3,092 |
| Total noninterest income | $1,035,000 | 3,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,035,000 | 2,182 |
| Total noninterest expense | $3,365,000 | 4,652 |
| Salaries and employee benefits | $1,469,000 | 5,368 |
| Premises and equipment expense | $412,000 | 4,932 |
| Additional noninterest expense | $1,484,000 | 3,446 |
| Pre-tax net operating income | $24,000 | 7,368 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,000 | 5,610 |
| Income before extraordinary items | $13,000 | 7,466 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,000 | 7,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,613 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $13,000 | 7,436 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 6,062 |
| Total interest expense | $1,316,000 | 6,148 |
| Net interest income | $1,971,000 | 5,882 |
| Provision for loan and lease losses | $278,000 | 2,417 |
| Total noninterest income | $756,000 | 3,517 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $756,000 | 2,194 |
| Total noninterest expense | $2,541,000 | 4,609 |
| Salaries and employee benefits | $1,122,000 | 5,292 |
| Premises and equipment expense | $310,000 | 4,913 |
| Additional noninterest expense | $1,109,000 | 3,400 |
| Pre-tax net operating income | $-92,000 | 7,794 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-24,000 | 8,093 |
| Income before extraordinary items | $-68,000 | 7,812 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-68,000 | 7,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,684 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-68,000 | 7,793 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 6,091 |
| Total interest expense | $891,000 | 6,131 |
| Net interest income | $1,304,000 | 5,938 |
| Provision for loan and lease losses | $177,000 | 2,377 |
| Total noninterest income | $506,000 | 3,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $506,000 | 2,227 |
| Total noninterest expense | $1,678,000 | 4,646 |
| Salaries and employee benefits | $753,000 | 5,319 |
| Premises and equipment expense | $201,000 | 5,023 |
| Additional noninterest expense | $724,000 | 3,468 |
| Pre-tax net operating income | $-45,000 | 7,882 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-12,000 | 8,159 |
| Income before extraordinary items | $-33,000 | 7,880 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-33,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 1,796 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-33,000 | 7,871 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 5,985 |
| Total interest expense | $472,000 | 5,996 |
| Net interest income | $675,000 | 5,845 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $263,000 | 3,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $263,000 | 2,144 |
| Total noninterest expense | $789,000 | 4,840 |
| Salaries and employee benefits | $371,000 | 5,405 |
| Premises and equipment expense | $101,000 | 5,017 |
| Additional noninterest expense | $317,000 | 3,808 |
| Pre-tax net operating income | $138,000 | 6,189 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $50,000 | 4,122 |
| Income before extraordinary items | $88,000 | 6,583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $88,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,225 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $88,000 | 6,569 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 5,985 |
| Total interest expense | $1,470,000 | 6,164 |
| Net interest income | $2,746,000 | 5,774 |
| Provision for loan and lease losses | $294,000 | 2,842 |
| Total noninterest income | $1,028,000 | 3,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,028,000 | 2,179 |
| Total noninterest expense | $3,013,000 | 4,869 |
| Salaries and employee benefits | $1,279,000 | 5,704 |
| Premises and equipment expense | $453,000 | 4,546 |
| Additional noninterest expense | $1,281,000 | 3,742 |
| Pre-tax net operating income | $467,000 | 6,588 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $190,000 | 4,348 |
| Income before extraordinary items | $277,000 | 7,004 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $277,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,038 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $277,000 | 7,001 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 6,146 |
| Total interest expense | $1,011,000 | 6,295 |
| Net interest income | $1,974,000 | 5,940 |
| Provision for loan and lease losses | $276,000 | 2,292 |
| Total noninterest income | $754,000 | 3,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $754,000 | 2,215 |
| Total noninterest expense | $2,193,000 | 4,953 |
| Salaries and employee benefits | $892,000 | 5,903 |
| Premises and equipment expense | $340,000 | 4,548 |
| Additional noninterest expense | $961,000 | 3,727 |
| Pre-tax net operating income | $259,000 | 7,195 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $110,000 | 4,832 |
| Income before extraordinary items | $149,000 | 7,483 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $149,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,404 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $149,000 | 7,488 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 6,332 |
| Total interest expense | $611,000 | 6,416 |
| Net interest income | $1,229,000 | 6,162 |
| Provision for loan and lease losses | $254,000 | 1,739 |
| Total noninterest income | $493,000 | 3,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $493,000 | 2,233 |
| Total noninterest expense | $1,447,000 | 5,014 |
| Salaries and employee benefits | $581,000 | 6,012 |
| Premises and equipment expense | $225,000 | 4,575 |
| Additional noninterest expense | $641,000 | 3,722 |
| Pre-tax net operating income | $21,000 | 8,084 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $7,000 | 8,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 995 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $7,000 | 8,142 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $881,000 | 6,406 |
| Total interest expense | $287,000 | 6,475 |
| Net interest income | $594,000 | 6,264 |
| Provision for loan and lease losses | $252,000 | 913 |
| Total noninterest income | $239,000 | 3,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $239,000 | 2,249 |
| Total noninterest expense | $709,000 | 5,090 |
| Salaries and employee benefits | $297,000 | 5,962 |
| Premises and equipment expense | $112,000 | 4,612 |
| Additional noninterest expense | $300,000 | 3,896 |
| Pre-tax net operating income | $-128,000 | 8,475 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-44,000 | 8,636 |
| Income before extraordinary items | $-84,000 | 8,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-84,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 556 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-84,000 | 8,419 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 6,882 |
| Total interest expense | $694,000 | 7,059 |
| Net interest income | $1,958,000 | 6,687 |
| Provision for loan and lease losses | $69,000 | 5,330 |
| Total noninterest income | $680,000 | 4,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $680,000 | 2,830 |
| Total noninterest expense | $2,689,000 | 5,135 |
| Salaries and employee benefits | $1,056,000 | 6,198 |
| Premises and equipment expense | $445,000 | 4,530 |
| Additional noninterest expense | $1,188,000 | 3,898 |
| Pre-tax net operating income | $-120,000 | 8,345 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-4,000 | 8,422 |
| Income before extraordinary items | $-116,000 | 8,375 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-116,000 | 8,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-116,000 | 8,349 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 7,046 |
| Total interest expense | $458,000 | 7,243 |
| Net interest income | $1,396,000 | 6,848 |
| Provision for loan and lease losses | $24,000 | 6,042 |
| Total noninterest income | $489,000 | 4,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $489,000 | 2,925 |
| Total noninterest expense | $1,958,000 | 5,214 |
| Salaries and employee benefits | $757,000 | 6,324 |
| Premises and equipment expense | $328,000 | 4,556 |
| Additional noninterest expense | $873,000 | 3,914 |
| Pre-tax net operating income | $-97,000 | 8,427 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-24,000 | 8,643 |
| Income before extraordinary items | $-73,000 | 8,433 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-73,000 | 8,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-73,000 | 8,403 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 7,154 |
| Total interest expense | $268,000 | 7,392 |
| Net interest income | $892,000 | 6,956 |
| Provision for loan and lease losses | $16,000 | 5,837 |
| Total noninterest income | $320,000 | 4,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $320,000 | 2,949 |
| Total noninterest expense | $1,277,000 | 5,265 |
| Salaries and employee benefits | $496,000 | 6,370 |
| Premises and equipment expense | $215,000 | 4,569 |
| Additional noninterest expense | $566,000 | 3,977 |
| Pre-tax net operating income | $-81,000 | 8,463 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-22,000 | 8,661 |
| Income before extraordinary items | $-59,000 | 8,475 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-59,000 | 8,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-59,000 | 8,445 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $560,000 | 7,260 |
| Total interest expense | $114,000 | 7,649 |
| Net interest income | $446,000 | 7,003 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $164,000 | 4,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,813 |
| Total noninterest expense | $590,000 | 5,565 |
| Salaries and employee benefits | $242,000 | 6,470 |
| Premises and equipment expense | $108,000 | 4,611 |
| Additional noninterest expense | $240,000 | 4,489 |
| Pre-tax net operating income | $10,000 | 8,351 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $7,000 | 8,391 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $7,000 | 8,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $7,000 | 8,364 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 7,640 |
| Total interest expense | $286,000 | 8,162 |
| Net interest income | $1,457,000 | 7,365 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $548,000 | 5,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $548,000 | 3,136 |
| Total noninterest expense | $2,310,000 | 5,544 |
| Salaries and employee benefits | $775,000 | 7,029 |
| Premises and equipment expense | $317,000 | 5,515 |
| Additional noninterest expense | $1,218,000 | 3,694 |
| Pre-tax net operating income | $-545,000 | 8,680 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-173,000 | 8,797 |
| Income before extraordinary items | $-372,000 | 8,657 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-372,000 | 8,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-372,000 | 8,630 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 7,767 |
| Total interest expense | $193,000 | 8,295 |
| Net interest income | $1,050,000 | 7,475 |
| Provision for loan and lease losses | $240,000 | 2,636 |
| Total noninterest income | $390,000 | 5,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $390,000 | 3,242 |
| Total noninterest expense | $1,607,000 | 5,754 |
| Salaries and employee benefits | $508,000 | 7,311 |
| Premises and equipment expense | $226,000 | 5,632 |
| Additional noninterest expense | $873,000 | 3,822 |
| Pre-tax net operating income | $-407,000 | 8,741 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-126,000 | 8,876 |
| Income before extraordinary items | $-281,000 | 8,725 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-281,000 | 8,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-281,000 | 8,704 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $680,000 | 8,145 |
| Total interest expense | $109,000 | 8,507 |
| Net interest income | $571,000 | 7,904 |
| Provision for loan and lease losses | $202,000 | 2,180 |
| Total noninterest income | $239,000 | 5,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $239,000 | 3,410 |
| Total noninterest expense | $1,013,000 | 5,953 |
| Salaries and employee benefits | $302,000 | 7,657 |
| Premises and equipment expense | $145,000 | 5,764 |
| Additional noninterest expense | $566,000 | 3,919 |
| Pre-tax net operating income | $-405,000 | 8,861 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-129,000 | 8,957 |
| Income before extraordinary items | $-276,000 | 8,840 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-276,000 | 8,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-276,000 | 8,811 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 8,653 |
| Total interest expense | $43,000 | 8,712 |
| Net interest income | $177,000 | 8,553 |
| Provision for loan and lease losses | $67,000 | 2,811 |
| Total noninterest income | $99,000 | 5,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $99,000 | 3,738 |
| Total noninterest expense | $485,000 | 6,140 |
| Salaries and employee benefits | $145,000 | 7,771 |
| Premises and equipment expense | $64,000 | 6,144 |
| Additional noninterest expense | $276,000 | 4,011 |
| Pre-tax net operating income | $-276,000 | 8,951 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-96,000 | 9,031 |
| Income before extraordinary items | $-180,000 | 8,929 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-180,000 | 8,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-180,000 | 8,897 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $113,000 | 9,108 |
| Total interest expense | $8,000 | 9,109 |
| Net interest income | $105,000 | 9,097 |
| Provision for loan and lease losses | $108,000 | 5,204 |
| Total noninterest income | $44,000 | 8,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $44,000 | 7,707 |
| Total noninterest expense | $280,000 | 9,083 |
| Salaries and employee benefits | $94,000 | 9,126 |
| Premises and equipment expense | $40,000 | 8,901 |
| Additional noninterest expense | $146,000 | 8,777 |
| Pre-tax net operating income | $-239,000 | 8,718 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-74,000 | 8,908 |
| Income before extraordinary items | $-165,000 | 8,762 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-165,000 | 8,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 166 |
| Net operating income | $-165,000 | 8,689 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.