Home > Smyrna Bank & Trust Company > Income and Expense
Smyrna Bank & Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,274,000 | 2,669 |
| Total interest expense | $5,762,000 | 2,596 |
| Net interest income | $6,512,000 | 2,672 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $790,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $451,000 | 2,885 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $339,000 | 3,653 |
| Total noninterest expense | $3,693,000 | 3,420 |
| Salaries and employee benefits | $1,957,000 | 3,384 |
| Premises and equipment expense | $572,000 | 3,291 |
| Additional noninterest expense | $1,164,000 | 3,435 |
| Pre-tax net operating income | $3,609,000 | 2,083 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,263,000 | 1,981 |
| Income before extraordinary items | $2,346,000 | 2,240 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,346,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 10,716 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,346,000 | 2,185 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,988,000 | 2,988 |
| Total interest expense | $5,366,000 | 2,833 |
| Net interest income | $5,622,000 | 3,144 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $1,016,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $480,000 | 2,822 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $536,000 | 2,787 |
| Total noninterest expense | $3,823,000 | 3,478 |
| Salaries and employee benefits | $2,099,000 | 3,186 |
| Premises and equipment expense | $624,000 | 3,086 |
| Additional noninterest expense | $1,100,000 | 4,058 |
| Pre-tax net operating income | $2,795,000 | 2,515 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $897,000 | 2,584 |
| Income before extraordinary items | $1,898,000 | 2,569 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,898,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,752 |
| Cash dividends | $309,000 | 4,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,898,000 | 2,519 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,900,000 | 3,310 |
| Total interest expense | $4,710,000 | 3,185 |
| Net interest income | $5,190,000 | 3,410 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,068,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $447,000 | 3,028 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $621,000 | 2,481 |
| Total noninterest expense | $3,889,000 | 3,418 |
| Salaries and employee benefits | $2,250,000 | 2,957 |
| Premises and equipment expense | $586,000 | 3,271 |
| Additional noninterest expense | $1,053,000 | 4,179 |
| Pre-tax net operating income | $2,369,000 | 3,004 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $751,000 | 3,040 |
| Income before extraordinary items | $1,618,000 | 3,032 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,618,000 | 3,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,618,000 | 3,005 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 3,924 |
| Total interest expense | $3,048,000 | 3,907 |
| Net interest income | $4,544,000 | 3,891 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $808,000 | 3,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 3,240 |
| Total noninterest expense | $3,575,000 | 3,775 |
| Salaries and employee benefits | $1,929,000 | 3,402 |
| Premises and equipment expense | $496,000 | 3,833 |
| Additional noninterest expense | $1,150,000 | 4,208 |
| Pre-tax net operating income | $1,777,000 | 3,787 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $571,000 | 3,655 |
| Income before extraordinary items | $1,206,000 | 3,840 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,206,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-115,000 | 12,273 |
| Cash dividends | $435,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,206,000 | 3,870 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,455,000 | 5,369 |
| Total interest expense | $2,099,000 | 5,607 |
| Net interest income | $3,356,000 | 5,148 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,168,000 | 2,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $774,000 | 2,441 |
| Total noninterest expense | $3,014,000 | 4,490 |
| Salaries and employee benefits | $1,656,000 | 3,917 |
| Premises and equipment expense | $394,000 | 4,776 |
| Additional noninterest expense | $964,000 | 5,075 |
| Pre-tax net operating income | $1,510,000 | 4,298 |
| Securities gains (losses) | $189,000 | 1,763 |
| Applicable income taxes | $546,000 | 3,871 |
| Income before extraordinary items | $1,153,000 | 4,166 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,153,000 | 4,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $504,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,024,480 | 4,366 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,471,000 | 6,934 |
| Total interest expense | $1,937,000 | 7,254 |
| Net interest income | $2,534,000 | 6,526 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $513,000 | 5,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,446 |
| Total noninterest expense | $2,276,000 | 5,746 |
| Salaries and employee benefits | $1,248,000 | 4,990 |
| Premises and equipment expense | $331,000 | 5,584 |
| Additional noninterest expense | $697,000 | 6,768 |
| Pre-tax net operating income | $771,000 | 6,704 |
| Securities gains (losses) | $474,000 | 1,132 |
| Applicable income taxes | $416,000 | 4,647 |
| Income before extraordinary items | $829,000 | 5,219 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $829,000 | 5,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 5,008 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $511,420 | 6,855 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.