Home > Smyrna Bank & Trust Company > Assets and Liabilities
Smyrna Bank & Trust Company, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $151,531,000 | 2,948 |
| Cash and due from depository institutions | $5,656,000 | 3,937 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $42,707,000 | 2,648 |
| Federal funds sold & reverse repurchase agreements | $4,732,000 | 2,844 |
| Net loans & leases | $90,485,000 | 3,010 |
| Loan loss allowance | $1,187,000 | 2,891 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,056,000 | 2,585 |
| Other real estate owned | $193,000 | 3,937 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,702,000 | 1,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,531,000 | 2,948 |
| Total liabilities | $138,737,000 | 2,903 |
| Total deposits | $136,392,000 | 2,731 |
| Interest-bearing deposits | $115,150,000 | 2,789 |
| Deposits held in domestic offices | $136,392,000 | 2,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,345,000 | 1,779 |
| Total equity capital | $12,794,000 | 3,462 |
| Total bank equity capital | $12,794,000 | 3,462 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $631,000 | 4,302 |
| Surplus | $3,941,000 | 3,414 |
| Undivided profits | $8,222,000 | 3,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $658,000 | 3,593 |
| Earning assets | $137,924,000 | 2,981 |
| Long-term assets (5+ years) | $24,815,000 | 2,396 |
| Average Assets, year-to-date | $149,134,800 | 2,856 |
| Average Assets, quarterly | $152,178,000 | 2,894 |
| Volatile liabilities | $22,692,000 | 2,696 |
| Insider loans | $3,149,000 | 1,352 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $24,691,000 | 1,795 |
| Tier 1 (core) risk-based capital | $12,836,000 | 3,295 |
| Tier 2 risk-based capital | $1,187,000 | 2,500 |
| Total risk weighted assets | $108,833,100 | 2,569 |
| Total unused commitments | $24,691,000 | 1,801 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $145,570,000 | 3,122 |
| Cash and due from depository institutions | $4,731,000 | 3,734 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $43,665,000 | 2,753 |
| Federal funds sold & reverse repurchase agreements | $10,264,000 | 1,261 |
| Net loans & leases | $78,571,000 | 3,456 |
| Loan loss allowance | $1,084,000 | 3,276 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,195,000 | 2,452 |
| Other real estate owned | $538,000 | 3,734 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,606,000 | 1,712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,570,000 | 3,122 |
| Total liabilities | $135,099,000 | 3,046 |
| Total deposits | $132,503,000 | 2,891 |
| Interest-bearing deposits | $111,308,000 | 2,959 |
| Deposits held in domestic offices | $132,503,000 | 2,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,596,000 | 1,639 |
| Total equity capital | $10,471,000 | 4,174 |
| Total bank equity capital | $10,471,000 | 4,174 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $631,000 | 4,589 |
| Surplus | $3,941,000 | 3,494 |
| Undivided profits | $5,899,000 | 3,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 9,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $634,000 | 3,639 |
| Earning assets | $132,500,000 | 3,135 |
| Long-term assets (5+ years) | $17,191,000 | 2,977 |
| Average Assets, year-to-date | $141,088,600 | 3,085 |
| Average Assets, quarterly | $148,931,000 | 3,032 |
| Volatile liabilities | $21,852,000 | 2,711 |
| Insider loans | $4,119,000 | 1,046 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $22,015,000 | 1,923 |
| Tier 1 (core) risk-based capital | $10,490,000 | 4,075 |
| Tier 2 risk-based capital | $1,084,000 | 2,754 |
| Total risk weighted assets | $97,173,700 | 2,866 |
| Total unused commitments | $22,015,000 | 1,936 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 47 | 4,072 |
| Assets and Liabilities | ||
| Total Assets: | $131,621,000 | 3,422 |
| Cash and due from depository institutions | $5,451,000 | 4,072 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $43,064,000 | 2,934 |
| Federal funds sold & reverse repurchase agreements | $11,187,000 | 1,260 |
| Net loans & leases | $63,556,000 | 4,058 |
| Loan loss allowance | $1,041,000 | 3,403 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,215,000 | 2,394 |
| Other real estate owned | $894,000 | 4,072 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,254,000 | 1,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,621,000 | 3,422 |
| Total liabilities | $122,778,000 | 3,314 |
| Total deposits | $120,561,000 | 3,176 |
| Interest-bearing deposits | $100,431,000 | 3,275 |
| Deposits held in domestic offices | $120,561,000 | 3,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,217,000 | 1,935 |
| Total equity capital | $8,843,000 | 4,801 |
| Total bank equity capital | $8,843,000 | 4,801 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $631,000 | 4,832 |
| Surplus | $3,941,000 | 3,517 |
| Undivided profits | $4,271,000 | 5,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 9,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $605,000 | 3,946 |
| Earning assets | $117,807,000 | 3,507 |
| Long-term assets (5+ years) | $12,814,000 | 3,442 |
| Average Assets, year-to-date | $124,060,800 | 3,491 |
| Average Assets, quarterly | $134,490,000 | 3,313 |
| Volatile liabilities | $20,007,000 | 2,638 |
| Insider loans | $3,676,000 | 1,200 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $18,800,000 | 2,077 |
| Tier 1 (core) risk-based capital | $8,901,000 | 4,650 |
| Tier 2 risk-based capital | $1,016,760 | 2,861 |
| Total risk weighted assets | $81,316,460 | 3,280 |
| Total unused commitments | $18,800,000 | 2,087 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 57 | 3,534 |
| Assets and Liabilities | ||
| Total Assets: | $111,164,000 | 3,974 |
| Cash and due from depository institutions | $5,128,000 | 3,534 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $38,488,000 | 3,417 |
| Federal funds sold & reverse repurchase agreements | $196,000 | 7,830 |
| Net loans & leases | $60,900,000 | 4,145 |
| Loan loss allowance | $1,072,000 | 3,372 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,358,000 | 3,144 |
| Other real estate owned | $250,000 | 3,534 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,844,000 | 2,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,164,000 | 3,974 |
| Total liabilities | $104,295,000 | 3,866 |
| Total deposits | $102,555,000 | 3,698 |
| Interest-bearing deposits | $84,788,000 | 3,812 |
| Deposits held in domestic offices | $102,555,000 | 3,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,740,000 | 1,999 |
| Total equity capital | $6,869,000 | 5,626 |
| Total bank equity capital | $6,869,000 | 5,626 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $631,000 | 5,068 |
| Surplus | $3,941,000 | 3,419 |
| Undivided profits | $2,297,000 | 6,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 8,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $563,000 | 3,730 |
| Earning assets | $99,584,000 | 4,056 |
| Long-term assets (5+ years) | $14,654,000 | 3,216 |
| Average Assets, year-to-date | $102,582,200 | 4,171 |
| Average Assets, quarterly | $108,896,500 | 4,007 |
| Volatile liabilities | $15,452,000 | 3,111 |
| Insider loans | $1,329,000 | 2,986 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $15,944,000 | 2,259 |
| Tier 1 (core) risk-based capital | $7,283,000 | 5,436 |
| Tier 2 risk-based capital | $930,960 | 3,104 |
| Total risk weighted assets | $74,335,760 | 3,462 |
| Total unused commitments | $15,944,000 | 2,270 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $93,123,000 | 4,764 |
| Cash and due from depository institutions | $4,578,000 | 4,750 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $38,140,000 | 3,622 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 6,227 |
| Net loans & leases | $43,763,000 | 5,342 |
| Loan loss allowance | $957,000 | 3,844 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,107,000 | 3,443 |
| Other real estate owned | $363,000 | 4,750 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,422,000 | 2,929 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,123,000 | 4,764 |
| Total liabilities | $86,598,000 | 4,655 |
| Total deposits | $85,358,000 | 4,528 |
| Interest-bearing deposits | $70,999,000 | 4,692 |
| Deposits held in domestic offices | $85,358,000 | 4,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,240,000 | 2,665 |
| Total equity capital | $6,525,000 | 5,961 |
| Total bank equity capital | $6,525,000 | 5,961 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $631,000 | 5,289 |
| Surplus | $3,941,000 | 3,373 |
| Undivided profits | $1,953,000 | 7,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 10,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $273,000 | 6,548 |
| Earning assets | $83,653,000 | 4,840 |
| Long-term assets (5+ years) | $20,761,000 | 2,581 |
| Average Assets, year-to-date | $76,395,800 | 5,499 |
| Average Assets, quarterly | $89,963,000 | 4,868 |
| Volatile liabilities | $11,104,000 | 3,805 |
| Insider loans | $2,059,000 | 1,982 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,382,000 | 2,387 |
| Tier 1 (core) risk-based capital | $6,525,000 | 5,886 |
| Tier 2 risk-based capital | $702,500 | 3,929 |
| Total risk weighted assets | $55,945,500 | 4,429 |
| Total unused commitments | $14,382,000 | 2,408 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $61,419,000 | 6,804 |
| Cash and due from depository institutions | $3,440,000 | 5,189 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $22,351,000 | 5,657 |
| Federal funds sold & reverse repurchase agreements | $3,950,000 | 4,053 |
| Net loans & leases | $28,700,000 | 7,266 |
| Loan loss allowance | $1,021,000 | 3,641 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,647,000 | 4,295 |
| Other real estate owned | $401,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $930,000 | 6,689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,419,000 | 6,804 |
| Total liabilities | $55,759,000 | 6,817 |
| Total deposits | $54,594,000 | 6,753 |
| Interest-bearing deposits | $45,568,000 | 6,972 |
| Deposits held in domestic offices | $54,594,000 | 6,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,165,000 | 2,914 |
| Total equity capital | $5,660,000 | 6,456 |
| Total bank equity capital | $5,660,000 | 6,456 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $631,000 | 5,556 |
| Surplus | $3,725,000 | 3,397 |
| Undivided profits | $1,304,000 | 8,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 9,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $201,000 | 8,648 |
| Earning assets | $55,001,000 | 6,910 |
| Long-term assets (5+ years) | $15,531,000 | 3,156 |
| Average Assets, year-to-date | $55,886,600 | 7,123 |
| Average Assets, quarterly | $59,895,000 | 6,874 |
| Volatile liabilities | $3,941,000 | 7,487 |
| Insider loans | $52,000 | 7,095 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,261,000 | 3,115 |
| Tier 1 (core) risk-based capital | $5,660,000 | 6,378 |
| Tier 2 risk-based capital | $464,280 | 5,558 |
| Total risk weighted assets | $36,585,780 | 6,348 |
| Total unused commitments | $9,261,000 | 3,133 |
| Derivatives | $0 | 651 |