Home > SmartBank > Net Charge- offs 1- 4 Family Residential

SmartBank, Net Charge- offs 1- 4 Family Residential

2023-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-44,0004,219
Loans secured by 1-4 family senior liens - net charge-offs$9,000533
Loans secured by 1-4 family junior liens - net charge-offs$-10,0004,363
Home equity lines of credit - net charge-offs$-43,0004,477
2023-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-4,0003,676
Loans secured by 1-4 family senior liens - net charge-offs$9,000408
Loans secured by 1-4 family junior liens - net charge-offs$-8,0004,393
Home equity lines of credit - net charge-offs$-5,0004,398
2023-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-5,0004,198
Loans secured by 1-4 family senior liens - net charge-offs$0314
Loans secured by 1-4 family junior liens - net charge-offs$-3,0004,481
Home equity lines of credit - net charge-offs$-2,0004,471
2022-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-531,0004,632
Loans secured by 1-4 family senior liens - net charge-offs$-546,0004,663
Loans secured by 1-4 family junior liens - net charge-offs$-11,0004,417
Home equity lines of credit - net charge-offs$26,00090
2022-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-527,0004,676
Loans secured by 1-4 family senior liens - net charge-offs$-546,0004,705
Loans secured by 1-4 family junior liens - net charge-offs$-8,0004,454
Home equity lines of credit - net charge-offs$27,00063
2022-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-521,0004,718
Loans secured by 1-4 family senior liens - net charge-offs$-545,0004,735
Loans secured by 1-4 family junior liens - net charge-offs$-5,0004,476
Home equity lines of credit - net charge-offs$29,00046
2022-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$26,000150
Loans secured by 1-4 family senior liens - net charge-offs$-2,0004,078
Loans secured by 1-4 family junior liens - net charge-offs$-3,0004,537
Home equity lines of credit - net charge-offs$31,00024
2021-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$28,000529
Loans secured by 1-4 family senior liens - net charge-offs$39,000382
Loans secured by 1-4 family junior liens - net charge-offs$-11,0004,482
Home equity lines of credit - net charge-offs$0244
2021-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$26,000452
Loans secured by 1-4 family senior liens - net charge-offs$41,000291
Loans secured by 1-4 family junior liens - net charge-offs$-9,0004,584
Home equity lines of credit - net charge-offs$-6,0004,589
2021-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$39,000273
Loans secured by 1-4 family senior liens - net charge-offs$49,000200
Loans secured by 1-4 family junior liens - net charge-offs$-6,0004,660
Home equity lines of credit - net charge-offs$-4,0004,664
2021-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-16,0004,612
Loans secured by 1-4 family senior liens - net charge-offs$-11,0004,660
Loans secured by 1-4 family junior liens - net charge-offs$-3,0004,701
Home equity lines of credit - net charge-offs$-2,0004,720
2020-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-16,0004,394
Loans secured by 1-4 family senior liens - net charge-offs$10,0001,121
Loans secured by 1-4 family junior liens - net charge-offs$-21,0004,773
Home equity lines of credit - net charge-offs$-5,0004,683
2020-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-11,0004,398
Loans secured by 1-4 family senior liens - net charge-offs$10,000929
Loans secured by 1-4 family junior liens - net charge-offs$-18,0004,829
Home equity lines of credit - net charge-offs$-3,0004,696
2020-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-15,0004,619
Loans secured by 1-4 family senior liens - net charge-offs$-8,0004,614
Loans secured by 1-4 family junior liens - net charge-offs$-7,0004,811
Home equity lines of credit - net charge-offs$0297
2020-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-3,0004,372
Loans secured by 1-4 family senior liens - net charge-offs$0757
Loans secured by 1-4 family junior liens - net charge-offs$-4,0004,896
Home equity lines of credit - net charge-offs$1,000198
2019-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-160,0005,059
Loans secured by 1-4 family senior liens - net charge-offs$-9,0004,622
Loans secured by 1-4 family junior liens - net charge-offs$-150,0005,120
Home equity lines of credit - net charge-offs$-1,0004,673
2019-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-34,0004,924
Loans secured by 1-4 family senior liens - net charge-offs$-10,0004,753
Loans secured by 1-4 family junior liens - net charge-offs$-24,0005,078
Home equity lines of credit - net charge-offs$0411
2019-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-18,0004,879
Loans secured by 1-4 family senior liens - net charge-offs$2,0001,107
Loans secured by 1-4 family junior liens - net charge-offs$-20,0005,135
Home equity lines of credit - net charge-offs$0338
2019-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-2,0004,426
Loans secured by 1-4 family senior liens - net charge-offs$2,000789
Loans secured by 1-4 family junior liens - net charge-offs$-4,0005,106
Home equity lines of credit - net charge-offs$0226
2018-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$175,000381
Loans secured by 1-4 family senior liens - net charge-offs$138,000368
Loans secured by 1-4 family junior liens - net charge-offs$13,000340
Home equity lines of credit - net charge-offs$24,000330
2018-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-28,0005,033
Loans secured by 1-4 family senior liens - net charge-offs$-32,0005,188
Loans secured by 1-4 family junior liens - net charge-offs$-20,0005,237
Home equity lines of credit - net charge-offs$24,000273
2018-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-25,0005,146
Loans secured by 1-4 family senior liens - net charge-offs$-32,0005,302
Loans secured by 1-4 family junior liens - net charge-offs$-17,0005,352
Home equity lines of credit - net charge-offs$24,000232
2018-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-23,0005,340
Loans secured by 1-4 family senior liens - net charge-offs$-17,0005,375
Loans secured by 1-4 family junior liens - net charge-offs$-6,0005,381
Home equity lines of credit - net charge-offs$0292
2017-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$12,0001,991
Loans secured by 1-4 family senior liens - net charge-offs$-20,0005,283
Loans secured by 1-4 family junior liens - net charge-offs$-59,0005,563
Home equity lines of credit - net charge-offs$91,000204
2017-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$52,000965
Loans secured by 1-4 family senior liens - net charge-offs$-15,0005,320
Loans secured by 1-4 family junior liens - net charge-offs$-23,0005,533
Home equity lines of credit - net charge-offs$90,000164
2017-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-41,0005,539
Loans secured by 1-4 family senior liens - net charge-offs$-11,0005,369
Loans secured by 1-4 family junior liens - net charge-offs$-17,0005,585
Home equity lines of credit - net charge-offs$-13,0005,621
2017-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-17,0005,562
Loans secured by 1-4 family senior liens - net charge-offs$-11,0005,568
Loans secured by 1-4 family junior liens - net charge-offs$-6,0005,619
Home equity lines of credit - net charge-offs$0360
2016-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$26,0001,892
Loans secured by 1-4 family senior liens - net charge-offs$26,0001,685
Loans secured by 1-4 family junior liens - net charge-offs$-24,0005,680
Home equity lines of credit - net charge-offs$24,000522
2016-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$16,0001,843
Loans secured by 1-4 family senior liens - net charge-offs$30,0001,320
Loans secured by 1-4 family junior liens - net charge-offs$-20,0005,743
Home equity lines of credit - net charge-offs$6,000617
2016-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$30,0001,236
Loans secured by 1-4 family senior liens - net charge-offs$42,000880
Loans secured by 1-4 family junior liens - net charge-offs$-12,0005,831
Home equity lines of credit - net charge-offs$0572
2016-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$-18,0005,832
Loans secured by 1-4 family senior liens - net charge-offs$-10,0005,812
Loans secured by 1-4 family junior liens - net charge-offs$-8,0005,931
Home equity lines of credit - net charge-offs$0409
2015-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$03,071
Loans secured by 1-4 family senior liens - net charge-offs$02,822
Loans secured by 1-4 family junior liens - net charge-offs$0979
Home equity lines of credit - net charge-offs$0949
2015-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$02,781
Loans secured by 1-4 family senior liens - net charge-offs$02,555
Loans secured by 1-4 family junior liens - net charge-offs$0824
Home equity lines of credit - net charge-offs$0834
2015-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$02,507
Loans secured by 1-4 family senior liens - net charge-offs$02,235
Loans secured by 1-4 family junior liens - net charge-offs$0666
Home equity lines of credit - net charge-offs$0713
2015-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$01,834
Loans secured by 1-4 family senior liens - net charge-offs$01,618
Loans secured by 1-4 family junior liens - net charge-offs$0448
Home equity lines of credit - net charge-offs$0482
2014-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$623,000377
Loans secured by 1-4 family senior liens - net charge-offs$623,000257
Loans secured by 1-4 family junior liens - net charge-offs$01,241
Home equity lines of credit - net charge-offs$01,151
2014-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$258,000657
Loans secured by 1-4 family senior liens - net charge-offs$258,000487
Loans secured by 1-4 family junior liens - net charge-offs$01,090
Home equity lines of credit - net charge-offs$01,032
2014-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$258,000495
Loans secured by 1-4 family senior liens - net charge-offs$258,000363
Loans secured by 1-4 family junior liens - net charge-offs$0881
Home equity lines of credit - net charge-offs$0860
2014-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$02,172
Loans secured by 1-4 family senior liens - net charge-offs$01,904
Loans secured by 1-4 family junior liens - net charge-offs$0615
Home equity lines of credit - net charge-offs$0602
2013-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$122,0001,916
Loans secured by 1-4 family senior liens - net charge-offs$122,0001,573
Loans secured by 1-4 family junior liens - net charge-offs$01,555
Home equity lines of credit - net charge-offs$01,424
2013-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$123,0001,603
Loans secured by 1-4 family senior liens - net charge-offs$123,0001,269
Loans secured by 1-4 family junior liens - net charge-offs$01,352
Home equity lines of credit - net charge-offs$01,266
2013-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$83,0001,599
Loans secured by 1-4 family senior liens - net charge-offs$83,0001,267
Loans secured by 1-4 family junior liens - net charge-offs$01,132
Home equity lines of credit - net charge-offs$01,080
2013-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$02,565
Loans secured by 1-4 family senior liens - net charge-offs$02,240
Loans secured by 1-4 family junior liens - net charge-offs$0792
Home equity lines of credit - net charge-offs$0768
2012-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$409,0001,288
Loans secured by 1-4 family senior liens - net charge-offs$409,000959
Loans secured by 1-4 family junior liens - net charge-offs$01,965
Home equity lines of credit - net charge-offs$01,762
2012-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$409,0001,042
Loans secured by 1-4 family senior liens - net charge-offs$409,000783
Loans secured by 1-4 family junior liens - net charge-offs$01,725
Home equity lines of credit - net charge-offs$01,554
2012-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$165,0001,452
Loans secured by 1-4 family senior liens - net charge-offs$165,0001,129
Loans secured by 1-4 family junior liens - net charge-offs$01,446
Home equity lines of credit - net charge-offs$01,335
2012-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$165,000921
Loans secured by 1-4 family senior liens - net charge-offs$165,000701
Loans secured by 1-4 family junior liens - net charge-offs$01,017
Home equity lines of credit - net charge-offs$0984
2011-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$245,0002,099
Loans secured by 1-4 family senior liens - net charge-offs$227,0001,719
Loans secured by 1-4 family junior liens - net charge-offs$18,0001,833
Home equity lines of credit - net charge-offs$01,939
2011-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$227,0001,769
Loans secured by 1-4 family senior liens - net charge-offs$227,0001,372
Loans secured by 1-4 family junior liens - net charge-offs$01,952
Home equity lines of credit - net charge-offs$01,698
2011-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$04,039
Loans secured by 1-4 family senior liens - net charge-offs$03,535
Loans secured by 1-4 family junior liens - net charge-offs$01,610
Home equity lines of credit - net charge-offs$01,450
2011-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$03,128
Loans secured by 1-4 family senior liens - net charge-offs$02,638
Loans secured by 1-4 family junior liens - net charge-offs$01,092
Home equity lines of credit - net charge-offs$01,031
2010-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$163,0002,601
Loans secured by 1-4 family senior liens - net charge-offs$163,0002,071
Loans secured by 1-4 family junior liens - net charge-offs$02,359
Home equity lines of credit - net charge-offs$01,956
2010-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$43,0003,377
Loans secured by 1-4 family senior liens - net charge-offs$43,0002,839
Loans secured by 1-4 family junior liens - net charge-offs$02,020
Home equity lines of credit - net charge-offs$01,718
2010-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$43,0002,814
Loans secured by 1-4 family senior liens - net charge-offs$43,0002,304
Loans secured by 1-4 family junior liens - net charge-offs$01,636
Home equity lines of credit - net charge-offs$01,424
2010-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$03,124
Loans secured by 1-4 family senior liens - net charge-offs$02,652
Loans secured by 1-4 family junior liens - net charge-offs$01,122
Home equity lines of credit - net charge-offs$0979
2009-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$04,946
Loans secured by 1-4 family senior liens - net charge-offs$04,358
Loans secured by 1-4 family junior liens - net charge-offs$02,286
Home equity lines of credit - net charge-offs$01,932
2009-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$04,457
Loans secured by 1-4 family senior liens - net charge-offs$03,825
Loans secured by 1-4 family junior liens - net charge-offs$01,868
Home equity lines of credit - net charge-offs$01,623
2009-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$03,865
Loans secured by 1-4 family senior liens - net charge-offs$03,233
Loans secured by 1-4 family junior liens - net charge-offs$01,465
Home equity lines of credit - net charge-offs$01,296
2009-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$02,745
Loans secured by 1-4 family senior liens - net charge-offs$02,234
Loans secured by 1-4 family junior liens - net charge-offs$0900
Home equity lines of credit - net charge-offs$0833
2008-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$04,222
Loans secured by 1-4 family senior liens - net charge-offs$03,557
Loans secured by 1-4 family junior liens - net charge-offs$01,716
Home equity lines of credit - net charge-offs$01,412
2008-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$03,509
Loans secured by 1-4 family senior liens - net charge-offs$02,899
Loans secured by 1-4 family junior liens - net charge-offs$01,335
Home equity lines of credit - net charge-offs$01,117
2008-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$02,841
Loans secured by 1-4 family senior liens - net charge-offs$02,300
Loans secured by 1-4 family junior liens - net charge-offs$0991
Home equity lines of credit - net charge-offs$0894
2008-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$01,939
Loans secured by 1-4 family senior liens - net charge-offs$01,535
Loans secured by 1-4 family junior liens - net charge-offs$0621
Home equity lines of credit - net charge-offs$0567
2007-12-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$03,352
Loans secured by 1-4 family senior liens - net charge-offs$02,744
Loans secured by 1-4 family junior liens - net charge-offs$01,177
Home equity lines of credit - net charge-offs$0959
2007-09-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$02,699
Loans secured by 1-4 family senior liens - net charge-offs$02,203
Loans secured by 1-4 family junior liens - net charge-offs$0879
Home equity lines of credit - net charge-offs$0736
2007-06-30 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$02,135
Loans secured by 1-4 family senior liens - net charge-offs$01,739
Loans secured by 1-4 family junior liens - net charge-offs$0665
Home equity lines of credit - net charge-offs$0554
2007-03-31 (YTD Data)Rank
Secured by 1-4 family residential properties- net charge-offs$01,473
Loans secured by 1-4 family senior liens - net charge-offs$01,164
Loans secured by 1-4 family junior liens - net charge-offs$0444
Home equity lines of credit - net charge-offs$0379

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.