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SmartBank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$218,043,000291
Total interest expense$84,366,000263
Net interest income$133,677,000296
Provision for loan and lease losses$3,029,000443
Total noninterest income$29,048,000353
Gross Fiduciary activities income$0981
Service charges on deposit accounts$6,511,000225
Trading account gains and fees$0123
Additional Noninterest Income$22,537,000291
Total noninterest expense$112,135,000292
Salaries and employee benefits$65,233,000263
Premises and equipment expense$13,106,000239
Additional noninterest expense$22,537,000291
Pre-tax net operating income$47,561,000363
Securities gains (losses)$-6,801,0004,508
Applicable income taxes$8,692,000392
Income before extraordinary items$32,068,000400
Extraordinary gains, net$054
Net income$32,068,000405
Minority interest net income$088
Net income of bank and minority interests.$32,068,000402
Net charge-offs$677,000645
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$1,314,000171
Net operating income$37,440,790368
2023-09-30 (YTD Data)Rank
Total interest income$160,548,000290
Total interest expense$59,438,000267
Net interest income$101,110,000297
Provision for loan and lease losses$1,458,000534
Total noninterest income$21,535,000356
Gross Fiduciary activities income$0950
Service charges on deposit accounts$4,838,000229
Trading account gains and fees$0125
Additional Noninterest Income$16,697,000304
Total noninterest expense$82,804,000296
Salaries and employee benefits$49,103,000265
Premises and equipment expense$9,805,000243
Additional noninterest expense$16,697,000304
Pre-tax net operating income$38,383,000354
Securities gains (losses)$-6,801,0004,574
Applicable income taxes$6,230,000410
Income before extraordinary items$25,352,000401
Extraordinary gains, net$052
Net income$25,352,000405
Minority interest net income$081
Net income of bank and minority interests.$25,352,000401
Net charge-offs$555,000545
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$1,141,000155
Net operating income$30,792,800358
2023-03-31 (YTD Data)Rank
Total interest income$53,178,000278
Total interest expense$16,347,000259
Net interest income$36,831,000280
Provision for loan and lease losses$550,000491
Total noninterest income$6,925,000359
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,445,000249
Trading account gains and fees$097
Additional Noninterest Income$5,480,000297
Total noninterest expense$27,365,000301
Salaries and employee benefits$16,628,000266
Premises and equipment expense$3,113,000251
Additional noninterest expense$5,480,000297
Pre-tax net operating income$15,841,000316
Securities gains (losses)$0950
Applicable income taxes$3,564,000290
Income before extraordinary items$12,277,000317
Extraordinary gains, net$04
Net income$12,277,000318
Minority interest net income$048
Net income of bank and minority interests.$12,277,000318
Net charge-offs$261,000386
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$538,000106
Net operating income$12,277,000320
2022-12-31 (YTD Data)Rank
Total interest income$158,835,000292
Total interest expense$18,372,000280
Net interest income$140,463,000289
Provision for loan and lease losses$4,018,000325
Total noninterest income$27,489,000381
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$5,853,000251
Trading account gains and fees$0116
Additional Noninterest Income$21,636,000327
Total noninterest expense$105,190,000298
Salaries and employee benefits$62,989,000267
Premises and equipment expense$11,627,000268
Additional noninterest expense$21,636,000327
Pre-tax net operating income$58,744,000342
Securities gains (losses)$144,000138
Applicable income taxes$12,615,000321
Income before extraordinary items$46,273,000341
Extraordinary gains, net$05
Net income$46,273,000340
Minority interest net income$063
Net income of bank and minority interests.$46,273,000341
Net charge-offs$36,0001,700
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$3,163,000146
Net operating income$46,159,240348
2022-09-30 (YTD Data)Rank
Total interest income$111,520,000293
Total interest expense$9,527,000269
Net interest income$101,993,000294
Provision for loan and lease losses$3,230,000293
Total noninterest income$20,524,000393
Gross Fiduciary activities income$0968
Service charges on deposit accounts$4,376,000257
Trading account gains and fees$0111
Additional Noninterest Income$16,148,000345
Total noninterest expense$78,031,000304
Salaries and employee benefits$46,718,000273
Premises and equipment expense$8,720,000267
Additional noninterest expense$16,148,000345
Pre-tax net operating income$41,256,000355
Securities gains (losses)$0740
Applicable income taxes$9,060,000341
Income before extraordinary items$32,196,000357
Extraordinary gains, net$04
Net income$32,196,000357
Minority interest net income$057
Net income of bank and minority interests.$32,196,000357
Net charge-offs$-187,0004,454
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$2,853,000120
Net operating income$32,196,000365
2022-06-30 (YTD Data)Rank
Total interest income$69,224,000297
Total interest expense$4,660,000275
Net interest income$64,564,000294
Provision for loan and lease losses$2,256,000243
Total noninterest income$14,280,000371
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,765,000266
Trading account gains and fees$0108
Additional Noninterest Income$11,515,000334
Total noninterest expense$51,050,000298
Salaries and employee benefits$30,514,000276
Premises and equipment expense$5,649,000267
Additional noninterest expense$14,887,000324
Pre-tax net operating income$25,538,000363
Securities gains (losses)$0687
Applicable income taxes$5,615,000339
Income before extraordinary items$19,923,000360
Extraordinary gains, net$04
Net income$19,923,000360
Minority interest net income$060
Net income of bank and minority interests.$19,923,000360
Net charge-offs$-330,0004,642
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$2,778,00082
Net operating income$19,923,000369
2022-03-31 (YTD Data)Rank
Total interest income$32,915,000300
Total interest expense$2,109,000276
Net interest income$30,806,000298
Provision for loan and lease losses$1,006,000200
Total noninterest income$7,051,000389
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,319,000269
Trading account gains and fees$0103
Additional Noninterest Income$5,732,000348
Total noninterest expense$25,349,000304
Salaries and employee benefits$14,944,000286
Premises and equipment expense$2,958,000259
Additional noninterest expense$7,447,000327
Pre-tax net operating income$11,502,000376
Securities gains (losses)$0623
Applicable income taxes$2,246,000379
Income before extraordinary items$9,256,000379
Extraordinary gains, net$04
Net income$9,256,000379
Minority interest net income$050
Net income of bank and minority interests.$9,256,000379
Net charge-offs$280,000301
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$2,379,00044
Net operating income$9,256,000386
2021-12-31 (YTD Data)Rank
Total interest income$125,232,000303
Total interest expense$9,326,000295
Net interest income$115,906,000302
Provision for loan and lease losses$1,633,000358
Total noninterest income$23,742,000465
Gross Fiduciary activities income$0994
Service charges on deposit accounts$4,650,000279
Trading account gains and fees$0132
Additional Noninterest Income$19,092,000426
Total noninterest expense$90,123,000327
Salaries and employee benefits$51,268,000318
Premises and equipment expense$9,923,000297
Additional noninterest expense$28,932,000332
Pre-tax net operating income$47,892,000401
Securities gains (losses)$45,0001,172
Applicable income taxes$10,416,000384
Income before extraordinary items$37,521,000411
Extraordinary gains, net$010
Net income$37,521,000410
Minority interest net income$074
Net income of bank and minority interests.$37,521,000411
Net charge-offs$627,000558
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$688,000264
Net operating income$37,485,450402
2021-09-30 (YTD Data)Rank
Total interest income$92,454,000307
Total interest expense$7,091,000309
Net interest income$85,363,000306
Provision for loan and lease losses$1,211,000360
Total noninterest income$16,920,000491
Gross Fiduciary activities income$0957
Service charges on deposit accounts$3,277,000294
Trading account gains and fees$0132
Additional Noninterest Income$13,643,000462
Total noninterest expense$62,529,000348
Salaries and employee benefits$36,380,000334
Premises and equipment expense$6,987,000315
Additional noninterest expense$19,162,000347
Pre-tax net operating income$38,543,000389
Securities gains (losses)$45,0001,091
Applicable income taxes$8,200,000383
Income before extraordinary items$30,388,000394
Extraordinary gains, net$08
Net income$30,388,000392
Minority interest net income$069
Net income of bank and minority interests.$30,388,000394
Net charge-offs$262,000695
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$521,000243
Net operating income$30,352,450387
2021-06-30 (YTD Data)Rank
Total interest income$59,144,000312
Total interest expense$4,820,000319
Net interest income$54,324,000308
Provision for loan and lease losses$62,0001,971
Total noninterest income$10,663,000507
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,057,000293
Trading account gains and fees$0133
Additional Noninterest Income$8,606,000489
Total noninterest expense$39,535,000357
Salaries and employee benefits$22,888,000347
Premises and equipment expense$4,525,000323
Additional noninterest expense$12,122,000359
Pre-tax net operating income$25,390,000390
Securities gains (losses)$01,818
Applicable income taxes$4,673,000421
Income before extraordinary items$20,717,000391
Extraordinary gains, net$06
Net income$20,717,000389
Minority interest net income$067
Net income of bank and minority interests.$20,717,000391
Net charge-offs$98,000921
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$363,000215
Net operating income$20,717,000385
2021-03-31 (YTD Data)Rank
Total interest income$29,291,000316
Total interest expense$2,448,000334
Net interest income$26,843,000308
Provision for loan and lease losses$67,0001,555
Total noninterest income$5,539,000503
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,009,000290
Trading account gains and fees$0127
Additional Noninterest Income$4,530,000479
Total noninterest expense$19,068,000364
Salaries and employee benefits$10,778,000362
Premises and equipment expense$2,293,000326
Additional noninterest expense$5,997,000355
Pre-tax net operating income$13,247,000373
Securities gains (losses)$01,392
Applicable income taxes$2,863,000369
Income before extraordinary items$10,384,000389
Extraordinary gains, net$03
Net income$10,384,000386
Minority interest net income$055
Net income of bank and minority interests.$10,384,000389
Net charge-offs$43,000891
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$202,000188
Net operating income$10,384,000380
2020-12-31 (YTD Data)Rank
Total interest income$117,612,000316
Total interest expense$14,412,000364
Net interest income$103,200,000309
Provision for loan and lease losses$8,683,000395
Total noninterest income$15,232,000605
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,403,000347
Trading account gains and fees$0133
Additional Noninterest Income$11,829,000584
Total noninterest expense$74,907,000361
Salaries and employee benefits$42,552,000354
Premises and equipment expense$8,207,000355
Additional noninterest expense$24,148,000364
Pre-tax net operating income$34,842,000387
Securities gains (losses)$6,0002,412
Applicable income taxes$7,465,000378
Income before extraordinary items$27,383,000413
Extraordinary gains, net$04
Net income$27,383,000413
Minority interest net income$072
Net income of bank and minority interests.$27,383,000413
Net charge-offs$580,000887
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$482,000273
Net operating income$27,378,260404
2020-09-30 (YTD Data)Rank
Total interest income$87,802,000314
Total interest expense$11,690,000362
Net interest income$76,112,000313
Provision for loan and lease losses$8,683,000339
Total noninterest income$10,301,000623
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,370,000359
Trading account gains and fees$0125
Additional Noninterest Income$7,931,000590
Total noninterest expense$55,247,000357
Salaries and employee benefits$31,127,000353
Premises and equipment expense$5,992,000352
Additional noninterest expense$18,128,000350
Pre-tax net operating income$22,483,000405
Securities gains (losses)$6,0002,229
Applicable income taxes$4,875,000385
Income before extraordinary items$17,614,000438
Extraordinary gains, net$04
Net income$17,614,000438
Minority interest net income$065
Net income of bank and minority interests.$17,614,000438
Net charge-offs$109,0001,616
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$366,000246
Net operating income$17,609,260429
2020-06-30 (YTD Data)Rank
Total interest income$57,943,000318
Total interest expense$8,459,000368
Net interest income$49,484,000321
Provision for loan and lease losses$6,050,000347
Total noninterest income$6,233,000633
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,479,000375
Trading account gains and fees$0123
Additional Noninterest Income$4,754,000592
Total noninterest expense$36,438,000357
Salaries and employee benefits$20,187,000353
Premises and equipment expense$3,843,000358
Additional noninterest expense$12,408,000340
Pre-tax net operating income$13,229,000397
Securities gains (losses)$16,0001,748
Applicable income taxes$2,677,000393
Income before extraordinary items$10,568,000423
Extraordinary gains, net$04
Net income$10,568,000422
Minority interest net income$065
Net income of bank and minority interests.$10,568,000423
Net charge-offs$39,0001,862
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$223,000247
Net operating income$10,555,200411
2020-03-31 (YTD Data)Rank
Total interest income$27,998,000332
Total interest expense$4,844,000369
Net interest income$23,154,000334
Provision for loan and lease losses$3,199,000312
Total noninterest income$2,804,000646
Gross Fiduciary activities income$0941
Service charges on deposit accounts$770,000411
Trading account gains and fees$0106
Additional Noninterest Income$2,034,000600
Total noninterest expense$18,130,000353
Salaries and employee benefits$9,924,000364
Premises and equipment expense$1,877,000363
Additional noninterest expense$6,329,000335
Pre-tax net operating income$4,629,000511
Securities gains (losses)$01,705
Applicable income taxes$980,000474
Income before extraordinary items$3,649,000539
Extraordinary gains, net$04
Net income$3,649,000540
Minority interest net income$056
Net income of bank and minority interests.$3,649,000539
Net charge-offs$11,0001,834
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$110,000242
Net operating income$3,649,000523
2019-12-31 (YTD Data)Rank
Total interest income$108,690,000346
Total interest expense$22,234,000350
Net interest income$86,456,000345
Provision for loan and lease losses$2,599,000427
Total noninterest income$8,619,000768
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,901,000432
Trading account gains and fees$0135
Additional Noninterest Income$5,718,000754
Total noninterest expense$60,369,000396
Salaries and employee benefits$36,434,000371
Premises and equipment expense$6,545,000405
Additional noninterest expense$17,390,000422
Pre-tax net operating income$32,107,000421
Securities gains (losses)$34,0001,408
Applicable income taxes$6,508,000417
Income before extraordinary items$25,633,000437
Extraordinary gains, net$011
Net income$25,633,000436
Minority interest net income$076
Net income of bank and minority interests.$25,633,000437
Net charge-offs$631,000903
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$516,000285
Net operating income$25,605,800430
2019-09-30 (YTD Data)Rank
Total interest income$81,590,000350
Total interest expense$16,892,000352
Net interest income$64,698,000354
Provision for loan and lease losses$1,914,000425
Total noninterest income$5,897,000827
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,274,000419
Trading account gains and fees$0129
Additional Noninterest Income$3,623,000843
Total noninterest expense$44,733,000398
Salaries and employee benefits$26,173,000390
Premises and equipment expense$4,834,000417
Additional noninterest expense$13,726,000405
Pre-tax net operating income$23,948,000433
Securities gains (losses)$34,0001,233
Applicable income taxes$5,832,000377
Income before extraordinary items$18,150,000466
Extraordinary gains, net$011
Net income$18,150,000466
Minority interest net income$072
Net income of bank and minority interests.$18,150,000466
Net charge-offs$397,000867
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$430,000245
Net operating income$18,123,140459
2019-06-30 (YTD Data)Rank
Total interest income$54,246,000352
Total interest expense$11,273,000346
Net interest income$42,973,000356
Provision for loan and lease losses$1,190,000418
Total noninterest income$3,675,000850
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,456,000435
Trading account gains and fees$0131
Additional Noninterest Income$2,219,000857
Total noninterest expense$30,501,000388
Salaries and employee benefits$17,149,000394
Premises and equipment expense$3,239,000418
Additional noninterest expense$10,113,000381
Pre-tax net operating income$14,957,000447
Securities gains (losses)$33,000876
Applicable income taxes$3,605,000388
Income before extraordinary items$11,385,000483
Extraordinary gains, net$011
Net income$11,385,000482
Minority interest net income$069
Net income of bank and minority interests.$11,385,000482
Net charge-offs$369,000683
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$276,000229
Net operating income$11,358,930472
2019-03-31 (YTD Data)Rank
Total interest income$26,530,000358
Total interest expense$5,362,000353
Net interest income$21,168,000362
Provision for loan and lease losses$797,000336
Total noninterest income$2,071,000750
Gross Fiduciary activities income$0972
Service charges on deposit accounts$700,000441
Trading account gains and fees$0126
Additional Noninterest Income$1,371,000723
Total noninterest expense$14,583,000409
Salaries and employee benefits$8,252,000407
Premises and equipment expense$1,607,000419
Additional noninterest expense$4,724,000393
Pre-tax net operating income$7,859,000421
Securities gains (losses)$01,087
Applicable income taxes$1,894,000375
Income before extraordinary items$5,965,000457
Extraordinary gains, net$05
Net income$5,965,000456
Minority interest net income$052
Net income of bank and minority interests.$5,965,000457
Net charge-offs$368,000419
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$143,000198
Net operating income$5,965,000446
2018-12-31 (YTD Data)Rank
Total interest income$90,909,000385
Total interest expense$14,561,000385
Net interest income$76,348,000380
Provision for loan and lease losses$2,936,000375
Total noninterest income$6,750,000905
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,567,000497
Trading account gains and fees$0126
Additional Noninterest Income$4,183,000894
Total noninterest expense$55,020,000423
Salaries and employee benefits$30,237,000419
Premises and equipment expense$5,731,000467
Additional noninterest expense$19,052,000400
Pre-tax net operating income$25,142,000497
Securities gains (losses)$-1,0004,008
Applicable income taxes$2,400,000770
Income before extraordinary items$22,741,000463
Extraordinary gains, net$06
Net income$22,741,000462
Minority interest net income$072
Net income of bank and minority interests.$22,741,000462
Net charge-offs$521,000927
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$335,000343
Net operating income$22,741,900462
2018-09-30 (YTD Data)Rank
Total interest income$64,561,000391
Total interest expense$9,810,000397
Net interest income$54,751,000382
Provision for loan and lease losses$1,607,000449
Total noninterest income$4,961,000924
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,863,000514
Trading account gains and fees$0138
Additional Noninterest Income$3,098,000906
Total noninterest expense$40,601,000429
Salaries and employee benefits$22,455,000423
Premises and equipment expense$4,265,000471
Additional noninterest expense$13,881,000404
Pre-tax net operating income$17,504,000526
Securities gains (losses)$-1,0004,378
Applicable income taxes$4,008,000460
Income before extraordinary items$13,495,000556
Extraordinary gains, net$05
Net income$13,495,000553
Minority interest net income$066
Net income of bank and minority interests.$13,495,000555
Net charge-offs$311,000974
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$265,000315
Net operating income$13,495,790556
2018-06-30 (YTD Data)Rank
Total interest income$41,790,000398
Total interest expense$5,801,000410
Net interest income$35,989,000387
Provision for loan and lease losses$1,305,000389
Total noninterest income$3,491,000888
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,198,000531
Trading account gains and fees$0130
Additional Noninterest Income$2,293,000852
Total noninterest expense$27,014,000431
Salaries and employee benefits$14,587,000434
Premises and equipment expense$2,786,000481
Additional noninterest expense$9,641,000390
Pre-tax net operating income$11,161,000543
Securities gains (losses)$-1,0004,637
Applicable income taxes$2,537,000478
Income before extraordinary items$8,623,000572
Extraordinary gains, net$06
Net income$8,623,000572
Minority interest net income$065
Net income of bank and minority interests.$8,623,000571
Net charge-offs$91,0001,375
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$5,181,00043
Net operating income$8,623,790572
2018-03-31 (YTD Data)Rank
Total interest income$19,213,000413
Total interest expense$2,462,000443
Net interest income$16,751,000409
Provision for loan and lease losses$689,000362
Total noninterest income$1,559,000939
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$609,000520
Trading account gains and fees$0123
Additional Noninterest Income$950,000965
Total noninterest expense$12,634,000454
Salaries and employee benefits$7,065,000450
Premises and equipment expense$1,395,000481
Additional noninterest expense$4,174,000428
Pre-tax net operating income$4,987,000575
Securities gains (losses)$0735
Applicable income taxes$1,075,000528
Income before extraordinary items$3,912,000611
Extraordinary gains, net$07
Net income$3,912,000611
Minority interest net income$052
Net income of bank and minority interests.$3,912,000611
Net charge-offs$72,0001,004
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$93,000258
Net operating income$3,912,000610
2017-12-31 (YTD Data)Rank
Total interest income$51,064,000558
Total interest expense$5,615,000612
Net interest income$45,449,000552
Provision for loan and lease losses$783,0001,066
Total noninterest income$5,425,0001,059
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,434,000852
Trading account gains and fees$0151
Additional Noninterest Income$3,991,000951
Total noninterest expense$36,066,000607
Salaries and employee benefits$20,161,000597
Premises and equipment expense$4,004,000617
Additional noninterest expense$11,901,000569
Pre-tax net operating income$14,025,000731
Securities gains (losses)$144,000497
Applicable income taxes$7,036,000535
Income before extraordinary items$7,133,0001,003
Extraordinary gains, net$09
Net income$7,133,0001,003
Minority interest net income$076
Net income of bank and minority interests.$7,133,0001,003
Net charge-offs$28,0003,269
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$155,000437
Net operating income$7,040,8401,001
2017-09-30 (YTD Data)Rank
Total interest income$34,035,000632
Total interest expense$3,790,000653
Net interest income$30,245,000627
Provision for loan and lease losses$340,0001,502
Total noninterest income$3,698,0001,145
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$895,0001,025
Trading account gains and fees$0145
Additional Noninterest Income$2,803,0001,025
Total noninterest expense$24,600,000670
Salaries and employee benefits$13,976,000658
Premises and equipment expense$2,638,000724
Additional noninterest expense$7,986,000638
Pre-tax net operating income$9,003,000861
Securities gains (losses)$144,000458
Applicable income taxes$2,977,000695
Income before extraordinary items$6,170,000961
Extraordinary gains, net$09
Net income$6,170,000961
Minority interest net income$071
Net income of bank and minority interests.$6,170,000961
Net charge-offs$52,0002,438
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$70,000458
Net operating income$6,073,520965
2017-06-30 (YTD Data)Rank
Total interest income$21,924,000645
Total interest expense$2,398,000668
Net interest income$19,526,000641
Provision for loan and lease losses$310,0001,151
Total noninterest income$2,518,0001,130
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$585,0001,024
Trading account gains and fees$0139
Additional Noninterest Income$1,933,000996
Total noninterest expense$15,612,000707
Salaries and employee benefits$9,073,000677
Premises and equipment expense$1,665,000757
Additional noninterest expense$4,874,000699
Pre-tax net operating income$6,122,000828
Securities gains (losses)$01,906
Applicable income taxes$1,962,000677
Income before extraordinary items$4,160,000929
Extraordinary gains, net$011
Net income$4,160,000930
Minority interest net income$071
Net income of bank and minority interests.$4,160,000929
Net charge-offs$-83,0005,400
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$24,000524
Net operating income$4,160,000916
2017-03-31 (YTD Data)Rank
Total interest income$10,716,000651
Total interest expense$1,128,000690
Net interest income$9,588,000648
Provision for loan and lease losses$12,0003,102
Total noninterest income$1,060,0001,266
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$278,0001,075
Trading account gains and fees$0142
Additional Noninterest Income$782,0001,135
Total noninterest expense$7,680,000716
Salaries and employee benefits$4,482,000697
Premises and equipment expense$906,000709
Additional noninterest expense$2,292,000722
Pre-tax net operating income$2,956,000825
Securities gains (losses)$01,153
Applicable income taxes$1,086,000623
Income before extraordinary items$1,870,0001,019
Extraordinary gains, net$08
Net income$1,870,0001,020
Minority interest net income$055
Net income of bank and minority interests.$1,870,0001,019
Net charge-offs$-35,0005,406
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,870,0001,005
2016-12-31 (YTD Data)Rank
Total interest income$41,623,000652
Total interest expense$4,284,000687
Net interest income$37,339,000644
Provision for loan and lease losses$787,0001,114
Total noninterest income$4,557,0001,235
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,218,0001,005
Trading account gains and fees$0170
Additional Noninterest Income$3,339,0001,123
Total noninterest expense$30,985,000686
Salaries and employee benefits$17,227,000691
Premises and equipment expense$3,496,000713
Additional noninterest expense$10,262,000670
Pre-tax net operating income$10,124,000920
Securities gains (losses)$200,000877
Applicable income taxes$3,804,000665
Income before extraordinary items$6,520,0001,117
Extraordinary gains, net$05
Net income$6,520,0001,116
Minority interest net income$082
Net income of bank and minority interests.$6,520,0001,116
Net charge-offs$37,0003,342
Cash dividends$3,000,0001,015
Sale, conversion, retirement of capital stock, net$40,922,00015
Net operating income$6,392,0001,110
2016-09-30 (YTD Data)Rank
Total interest income$30,991,000653
Total interest expense$3,162,000696
Net interest income$27,829,000646
Provision for loan and lease losses$617,000996
Total noninterest income$3,375,0001,234
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$928,000990
Trading account gains and fees$0169
Additional Noninterest Income$2,447,0001,143
Total noninterest expense$23,378,000686
Salaries and employee benefits$12,921,000689
Premises and equipment expense$2,764,000678
Additional noninterest expense$7,693,000674
Pre-tax net operating income$7,209,000969
Securities gains (losses)$200,000802
Applicable income taxes$2,726,000697
Income before extraordinary items$4,683,0001,166
Extraordinary gains, net$05
Net income$4,683,0001,166
Minority interest net income$071
Net income of bank and minority interests.$4,683,0001,166
Net charge-offs$7,0003,525
Cash dividends$3,000,000756
Sale, conversion, retirement of capital stock, net$40,889,00012
Net operating income$4,555,0001,163
2016-06-30 (YTD Data)Rank
Total interest income$20,512,000655
Total interest expense$2,063,000706
Net interest income$18,449,000648
Provision for loan and lease losses$356,0001,112
Total noninterest income$1,916,0001,359
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$617,000980
Trading account gains and fees$0157
Additional Noninterest Income$1,299,0001,311
Total noninterest expense$15,544,000690
Salaries and employee benefits$8,713,000682
Premises and equipment expense$1,845,000670
Additional noninterest expense$4,986,000695
Pre-tax net operating income$4,465,0001,013
Securities gains (losses)$181,000640
Applicable income taxes$1,701,000725
Income before extraordinary items$2,945,0001,221
Extraordinary gains, net$016
Net income$2,945,0001,221
Minority interest net income$071
Net income of bank and minority interests.$2,945,0001,221
Net charge-offs$-9,0004,932
Cash dividends$3,000,000547
Sale, conversion, retirement of capital stock, net$40,856,0009
Net operating income$2,829,1601,219
2016-03-31 (YTD Data)Rank
Total interest income$10,149,000657
Total interest expense$1,007,000719
Net interest income$9,142,000654
Provision for loan and lease losses$138,0001,275
Total noninterest income$920,0001,390
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$342,000898
Trading account gains and fees$0142
Additional Noninterest Income$578,0001,380
Total noninterest expense$7,648,000701
Salaries and employee benefits$4,390,000681
Premises and equipment expense$915,000679
Additional noninterest expense$2,343,000712
Pre-tax net operating income$2,276,000972
Securities gains (losses)$83,000610
Applicable income taxes$857,000703
Income before extraordinary items$1,502,0001,177
Extraordinary gains, net$012
Net income$1,502,0001,178
Minority interest net income$062
Net income of bank and minority interests.$1,502,0001,178
Net charge-offs$-34,0005,617
Cash dividends$3,000,000303
Sale, conversion, retirement of capital stock, net$40,824,0004
Net operating income$1,448,8801,179
2015-12-31 (YTD Data)Rank
Total interest income$20,477,0001,246
Total interest expense$2,255,0001,227
Net interest income$18,222,0001,249
Provision for loan and lease losses$358,0001,734
Total noninterest income$1,131,0002,872
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$602,0001,830
Trading account gains and fees$0159
Additional Noninterest Income$529,0003,207
Total noninterest expense$16,700,0001,202
Salaries and employee benefits$9,385,0001,194
Premises and equipment expense$1,912,0001,228
Additional noninterest expense$5,403,0001,188
Pre-tax net operating income$2,295,0002,780
Securities gains (losses)$52,0001,623
Applicable income taxes$985,0001,606
Income before extraordinary items$1,362,0003,405
Extraordinary gains, net$023
Net income$1,362,0003,403
Minority interest net income$081
Net income of bank and minority interests.$1,362,0003,405
Net charge-offs$186,0002,052
Cash dividends$500,0002,915
Sale, conversion, retirement of capital stock, net$7,000760
Net operating income$1,328,7203,404
2015-09-30 (YTD Data)Rank
Total interest income$15,329,0001,258
Total interest expense$1,610,0001,304
Net interest income$13,719,0001,258
Provision for loan and lease losses$356,0001,370
Total noninterest income$728,0003,136
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$438,0001,884
Trading account gains and fees$0153
Additional Noninterest Income$290,0003,656
Total noninterest expense$12,361,0001,222
Salaries and employee benefits$6,983,0001,212
Premises and equipment expense$1,437,0001,251
Additional noninterest expense$3,941,0001,227
Pre-tax net operating income$1,730,0002,830
Securities gains (losses)$52,0001,436
Applicable income taxes$764,0001,631
Income before extraordinary items$1,018,0003,465
Extraordinary gains, net$021
Net income$1,018,0003,463
Minority interest net income$078
Net income of bank and minority interests.$1,018,0003,464
Net charge-offs$165,0001,711
Cash dividends$500,0002,312
Sale, conversion, retirement of capital stock, net$10,000687
Net operating income$984,7203,473
2015-06-30 (YTD Data)Rank
Total interest income$10,015,0001,277
Total interest expense$1,010,0001,397
Net interest income$9,005,0001,273
Provision for loan and lease losses$324,0001,044
Total noninterest income$727,0002,558
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$279,0001,924
Trading account gains and fees$0157
Additional Noninterest Income$448,0002,536
Total noninterest expense$8,065,0001,251
Salaries and employee benefits$4,536,0001,232
Premises and equipment expense$930,0001,287
Additional noninterest expense$2,599,0001,230
Pre-tax net operating income$1,343,0002,531
Securities gains (losses)$52,0001,207
Applicable income taxes$588,0001,484
Income before extraordinary items$807,0003,142
Extraordinary gains, net$022
Net income$807,0003,142
Minority interest net income$075
Net income of bank and minority interests.$807,0003,143
Net charge-offs$122,0001,552
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$7,000670
Net operating income$773,7203,164
2015-03-31 (YTD Data)Rank
Total interest income$4,947,0001,284
Total interest expense$507,0001,389
Net interest income$4,440,0001,278
Provision for loan and lease losses$284,000687
Total noninterest income$747,0001,587
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$130,0002,028
Trading account gains and fees$0152
Additional Noninterest Income$617,0001,301
Total noninterest expense$3,993,0001,258
Salaries and employee benefits$2,301,0001,216
Premises and equipment expense$449,0001,334
Additional noninterest expense$1,243,0001,266
Pre-tax net operating income$910,0002,010
Securities gains (losses)$02,027
Applicable income taxes$363,0001,268
Income before extraordinary items$547,0002,555
Extraordinary gains, net$013
Net income$547,0002,558
Minority interest net income$064
Net income of bank and minority interests.$547,0002,557
Net charge-offs$2,0002,999
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$3,000636
Net operating income$547,0002,483
2014-12-31 (YTD Data)Rank
Total interest income$20,754,0001,216
Total interest expense$2,037,0001,451
Net interest income$18,717,0001,210
Provision for loan and lease losses$432,0001,605
Total noninterest income$640,0003,878
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$513,0002,242
Trading account gains and fees$0180
Additional Noninterest Income$127,0005,028
Total noninterest expense$15,741,0001,262
Salaries and employee benefits$9,141,0001,184
Premises and equipment expense$1,755,0001,349
Additional noninterest expense$4,845,0001,333
Pre-tax net operating income$3,184,0002,175
Securities gains (losses)$116,0001,146
Applicable income taxes$1,122,0001,435
Income before extraordinary items$2,178,0002,541
Extraordinary gains, net$017
Net income$2,178,0002,541
Minority interest net income$084
Net income of bank and minority interests.$2,178,0002,541
Net charge-offs$944,000946
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$16,000757
Net operating income$2,101,4402,570
2014-09-30 (YTD Data)Rank
Total interest income$15,535,0001,228
Total interest expense$1,526,0001,471
Net interest income$14,009,0001,210
Provision for loan and lease losses$299,0001,656
Total noninterest income$598,0003,519
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$366,0002,331
Trading account gains and fees$0174
Additional Noninterest Income$232,0004,013
Total noninterest expense$11,824,0001,267
Salaries and employee benefits$6,828,0001,187
Premises and equipment expense$1,329,0001,349
Additional noninterest expense$3,667,0001,320
Pre-tax net operating income$2,484,0002,158
Securities gains (losses)$-4,0006,036
Applicable income taxes$920,0001,382
Income before extraordinary items$1,560,0002,665
Extraordinary gains, net$015
Net income$1,560,0002,665
Minority interest net income$081
Net income of bank and minority interests.$1,560,0002,665
Net charge-offs$528,0001,110
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$12,000722
Net operating income$1,562,5602,616
2014-06-30 (YTD Data)Rank
Total interest income$10,091,0001,247
Total interest expense$1,000,0001,504
Net interest income$9,091,0001,230
Provision for loan and lease losses$443,000938
Total noninterest income$299,0004,034
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$228,0002,433
Trading account gains and fees$0172
Additional Noninterest Income$71,0004,980
Total noninterest expense$7,691,0001,289
Salaries and employee benefits$4,333,0001,245
Premises and equipment expense$902,0001,337
Additional noninterest expense$2,456,0001,315
Pre-tax net operating income$1,256,0002,560
Securities gains (losses)$-4,0006,185
Applicable income taxes$479,0001,580
Income before extraordinary items$773,0003,150
Extraordinary gains, net$020
Net income$773,0003,156
Minority interest net income$080
Net income of bank and minority interests.$773,0003,156
Net charge-offs$494,000882
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$8,000690
Net operating income$775,5603,110
2014-03-31 (YTD Data)Rank
Total interest income$5,292,0001,213
Total interest expense$500,0001,525
Net interest income$4,792,0001,170
Provision for loan and lease losses$244,000868
Total noninterest income$267,0002,967
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$111,0002,454
Trading account gains and fees$0147
Additional Noninterest Income$156,0002,918
Total noninterest expense$3,809,0001,320
Salaries and employee benefits$2,137,0001,277
Premises and equipment expense$462,0001,326
Additional noninterest expense$1,210,0001,319
Pre-tax net operating income$1,006,0001,761
Securities gains (losses)$01,715
Applicable income taxes$376,0001,131
Income before extraordinary items$630,0002,196
Extraordinary gains, net$016
Net income$630,0002,198
Minority interest net income$066
Net income of bank and minority interests.$630,0002,198
Net charge-offs$218,000895
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$5,000642
Net operating income$630,0002,148
2013-12-31 (YTD Data)Rank
Total interest income$20,048,0001,261
Total interest expense$2,288,0001,485
Net interest income$17,760,0001,242
Provision for loan and lease losses$582,0001,676
Total noninterest income$1,688,0002,399
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$480,0002,466
Trading account gains and fees$0184
Additional Noninterest Income$1,208,0002,130
Total noninterest expense$14,451,0001,367
Salaries and employee benefits$7,924,0001,342
Premises and equipment expense$2,148,0001,111
Additional noninterest expense$4,379,0001,509
Pre-tax net operating income$4,415,0001,577
Securities gains (losses)$6,0002,766
Applicable income taxes$1,690,0001,026
Income before extraordinary items$2,731,0002,035
Extraordinary gains, net$029
Net income$2,731,0002,040
Minority interest net income$090
Net income of bank and minority interests.$2,731,0002,040
Net charge-offs$137,0003,426
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$12,000832
Net operating income$2,727,1601,990
2013-09-30 (YTD Data)Rank
Total interest income$14,804,0001,296
Total interest expense$1,772,0001,480
Net interest income$13,032,0001,262
Provision for loan and lease losses$286,0002,137
Total noninterest income$1,642,0002,075
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$347,0002,558
Trading account gains and fees$0180
Additional Noninterest Income$1,295,0001,725
Total noninterest expense$10,692,0001,387
Salaries and employee benefits$5,822,0001,364
Premises and equipment expense$1,553,0001,161
Additional noninterest expense$3,317,0001,495
Pre-tax net operating income$3,696,0001,477
Securities gains (losses)$6,0002,632
Applicable income taxes$1,382,000998
Income before extraordinary items$2,320,0001,890
Extraordinary gains, net$025
Net income$2,320,0001,896
Minority interest net income$084
Net income of bank and minority interests.$2,320,0001,895
Net charge-offs$145,0002,907
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$8,000790
Net operating income$2,316,1601,842
2013-06-30 (YTD Data)Rank
Total interest income$9,101,0001,399
Total interest expense$1,225,0001,460
Net interest income$7,876,0001,368
Provision for loan and lease losses$233,0001,939
Total noninterest income$1,234,0001,933
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$220,0002,611
Trading account gains and fees$0157
Additional Noninterest Income$1,014,0001,564
Total noninterest expense$7,238,0001,366
Salaries and employee benefits$3,857,0001,368
Premises and equipment expense$1,053,0001,130
Additional noninterest expense$2,328,0001,414
Pre-tax net operating income$1,639,0002,051
Securities gains (losses)$12,0002,226
Applicable income taxes$667,0001,237
Income before extraordinary items$984,0002,679
Extraordinary gains, net$022
Net income$984,0002,684
Minority interest net income$082
Net income of bank and minority interests.$984,0002,684
Net charge-offs$102,0002,742
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$7,000740
Net operating income$976,3202,589
2013-03-31 (YTD Data)Rank
Total interest income$4,389,0001,455
Total interest expense$644,0001,434
Net interest income$3,745,0001,435
Provision for loan and lease losses$181,0001,438
Total noninterest income$387,0002,603
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$106,0002,675
Trading account gains and fees$0148
Additional Noninterest Income$281,0002,313
Total noninterest expense$3,766,0001,337
Salaries and employee benefits$1,896,0001,403
Premises and equipment expense$515,0001,189
Additional noninterest expense$1,355,0001,213
Pre-tax net operating income$185,0004,580
Securities gains (losses)$01,966
Applicable income taxes$71,0002,730
Income before extraordinary items$114,0005,085
Extraordinary gains, net$010
Net income$114,0005,087
Minority interest net income$076
Net income of bank and minority interests.$114,0005,087
Net charge-offs$4,0003,745
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$5,000663
Net operating income$114,0004,979
2012-12-31 (YTD Data)Rank
Total interest income$14,674,0001,795
Total interest expense$2,526,0001,733
Net interest income$12,148,0001,804
Provision for loan and lease losses$871,0001,947
Total noninterest income$6,455,000952
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$421,0002,825
Trading account gains and fees$0166
Additional Noninterest Income$6,034,000711
Total noninterest expense$10,524,0001,830
Salaries and employee benefits$5,728,0001,766
Premises and equipment expense$1,583,0001,504
Additional noninterest expense$3,213,0002,023
Pre-tax net operating income$7,208,000981
Securities gains (losses)$372,0001,181
Applicable income taxes$991,0001,480
Income before extraordinary items$6,589,000912
Extraordinary gains, net$029
Net income$6,589,000911
Minority interest net income$093
Net income of bank and minority interests.$6,589,000912
Net charge-offs$833,0002,012
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$55,000692
Net operating income$6,265,360903
2012-09-30 (YTD Data)Rank
Total interest income$10,420,0001,925
Total interest expense$1,711,0001,993
Net interest income$8,709,0001,910
Provision for loan and lease losses$634,0001,981
Total noninterest income$866,0003,036
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$296,0002,995
Trading account gains and fees$0157
Additional Noninterest Income$570,0002,753
Total noninterest expense$7,046,0002,037
Salaries and employee benefits$3,945,0001,907
Premises and equipment expense$1,051,0001,690
Additional noninterest expense$2,050,0002,361
Pre-tax net operating income$1,895,0002,456
Securities gains (losses)$355,000973
Applicable income taxes$877,0001,358
Income before extraordinary items$1,373,0002,799
Extraordinary gains, net$020
Net income$1,373,0002,800
Minority interest net income$086
Net income of bank and minority interests.$1,373,0002,799
Net charge-offs$831,0001,632
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$41,000644
Net operating income$1,145,8003,024
2012-06-30 (YTD Data)Rank
Total interest income$6,849,0001,962
Total interest expense$1,158,0002,029
Net interest income$5,691,0001,949
Provision for loan and lease losses$449,0001,955
Total noninterest income$536,0003,109
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$196,0002,995
Trading account gains and fees$0153
Additional Noninterest Income$340,0002,894
Total noninterest expense$4,467,0002,158
Salaries and employee benefits$2,581,0001,946
Premises and equipment expense$689,0001,715
Additional noninterest expense$1,197,0002,692
Pre-tax net operating income$1,311,0002,358
Securities gains (losses)$355,000750
Applicable income taxes$647,0001,249
Income before extraordinary items$1,019,0002,590
Extraordinary gains, net$019
Net income$1,019,0002,590
Minority interest net income$084
Net income of bank and minority interests.$1,019,0002,590
Net charge-offs$186,0002,837
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$31,000589
Net operating income$791,8002,910
2012-03-31 (YTD Data)Rank
Total interest income$3,458,0001,956
Total interest expense$613,0002,008
Net interest income$2,845,0001,950
Provision for loan and lease losses$160,0002,234
Total noninterest income$299,0002,958
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$97,0002,987
Trading account gains and fees$0148
Additional Noninterest Income$202,0002,643
Total noninterest expense$2,166,0002,197
Salaries and employee benefits$1,270,0001,974
Premises and equipment expense$326,0001,818
Additional noninterest expense$570,0002,773
Pre-tax net operating income$818,0001,991
Securities gains (losses)$02,210
Applicable income taxes$320,0001,238
Income before extraordinary items$498,0002,615
Extraordinary gains, net$019
Net income$498,0002,617
Minority interest net income$078
Net income of bank and minority interests.$498,0002,618
Net charge-offs$175,0001,961
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$23,000464
Net operating income$498,0002,489
2011-12-31 (YTD Data)Rank
Total interest income$14,154,0001,985
Total interest expense$3,215,0001,840
Net interest income$10,939,0001,995
Provision for loan and lease losses$583,0003,240
Total noninterest income$567,0004,182
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$357,0003,262
Trading account gains and fees$0146
Additional Noninterest Income$210,0004,401
Total noninterest expense$8,429,0002,259
Salaries and employee benefits$4,731,0002,049
Premises and equipment expense$1,304,0001,906
Additional noninterest expense$2,394,0002,675
Pre-tax net operating income$2,494,0002,137
Securities gains (losses)$115,0001,951
Applicable income taxes$830,0001,521
Income before extraordinary items$1,779,0002,471
Extraordinary gains, net$029
Net income$1,779,0002,471
Minority interest net income$096
Net income of bank and minority interests.$1,779,0002,472
Net charge-offs$540,0003,091
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$132,000603
Net operating income$1,700,8002,467
2011-09-30 (YTD Data)Rank
Total interest income$10,613,0002,004
Total interest expense$2,493,0001,853
Net interest income$8,120,0002,027
Provision for loan and lease losses$358,0003,391
Total noninterest income$458,0004,062
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$258,0003,348
Trading account gains and fees$0145
Additional Noninterest Income$200,0004,083
Total noninterest expense$6,426,0002,230
Salaries and employee benefits$3,639,0001,990
Premises and equipment expense$968,0001,932
Additional noninterest expense$1,819,0002,661
Pre-tax net operating income$1,794,0002,271
Securities gains (losses)$115,0001,658
Applicable income taxes$547,0001,663
Income before extraordinary items$1,362,0002,492
Extraordinary gains, net$021
Net income$1,362,0002,494
Minority interest net income$087
Net income of bank and minority interests.$1,362,0002,494
Net charge-offs$383,0002,965
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$101,000556
Net operating income$1,280,3502,517
2011-06-30 (YTD Data)Rank
Total interest income$7,050,0002,029
Total interest expense$1,727,0001,849
Net interest income$5,323,0002,059
Provision for loan and lease losses$214,0003,440
Total noninterest income$294,0004,140
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$163,0003,436
Trading account gains and fees$0153
Additional Noninterest Income$131,0004,173
Total noninterest expense$4,322,0002,227
Salaries and employee benefits$2,453,0001,989
Premises and equipment expense$635,0001,987
Additional noninterest expense$1,234,0002,677
Pre-tax net operating income$1,081,0002,412
Securities gains (losses)$62,0001,453
Applicable income taxes$237,0002,041
Income before extraordinary items$906,0002,452
Extraordinary gains, net$015
Net income$906,0002,452
Minority interest net income$089
Net income of bank and minority interests.$906,0002,452
Net charge-offs$146,0003,444
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$67,000482
Net operating income$857,0202,473
2011-03-31 (YTD Data)Rank
Total interest income$3,503,0002,049
Total interest expense$924,0001,792
Net interest income$2,579,0002,104
Provision for loan and lease losses$46,0004,243
Total noninterest income$138,0004,331
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$81,0003,410
Trading account gains and fees$0158
Additional Noninterest Income$57,0004,453
Total noninterest expense$2,203,0002,188
Salaries and employee benefits$1,222,0002,006
Premises and equipment expense$316,0002,031
Additional noninterest expense$665,0002,495
Pre-tax net operating income$468,0002,678
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$468,0002,375
Extraordinary gains, net$09
Net income$468,0002,374
Minority interest net income$086
Net income of bank and minority interests.$468,0002,375
Net charge-offs$55,0003,265
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$36,000413
Net operating income$468,0002,331
2010-12-31 (YTD Data)Rank
Total interest income$13,613,0002,223
Total interest expense$4,611,0001,769
Net interest income$9,002,0002,436
Provision for loan and lease losses$1,365,0002,595
Total noninterest income$1,045,0003,161
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$304,0003,614
Trading account gains and fees$0175
Additional Noninterest Income$741,0002,604
Total noninterest expense$7,804,0002,473
Salaries and employee benefits$4,318,0002,235
Premises and equipment expense$1,232,0002,054
Additional noninterest expense$2,254,0002,931
Pre-tax net operating income$878,0003,605
Securities gains (losses)$341,0001,153
Applicable income taxes$04,655
Income before extraordinary items$1,219,0002,882
Extraordinary gains, net$029
Net income$1,219,0002,879
Minority interest net income$0111
Net income of bank and minority interests.$1,219,0002,883
Net charge-offs$501,0003,655
Cash dividends$100,0003,688
Sale, conversion, retirement of capital stock, net$2,215,000246
Net operating income$878,0003,342
2010-09-30 (YTD Data)Rank
Total interest income$10,057,0002,303
Total interest expense$3,583,0001,779
Net interest income$6,474,0002,576
Provision for loan and lease losses$869,0002,731
Total noninterest income$747,0003,279
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$220,0003,743
Trading account gains and fees$0165
Additional Noninterest Income$527,0002,678
Total noninterest expense$5,796,0002,496
Salaries and employee benefits$3,226,0002,246
Premises and equipment expense$918,0002,088
Additional noninterest expense$1,652,0002,947
Pre-tax net operating income$556,0004,057
Securities gains (losses)$341,000984
Applicable income taxes$04,726
Income before extraordinary items$897,0003,082
Extraordinary gains, net$023
Net income$897,0003,081
Minority interest net income$0110
Net income of bank and minority interests.$897,0003,083
Net charge-offs$66,0005,299
Cash dividends$100,0003,171
Sale, conversion, retirement of capital stock, net$2,183,000190
Net operating income$556,0003,772
2010-06-30 (YTD Data)Rank
Total interest income$6,548,0002,374
Total interest expense$2,446,0001,804
Net interest income$4,102,0002,699
Provision for loan and lease losses$336,0003,453
Total noninterest income$462,0003,371
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$139,0003,847
Trading account gains and fees$0152
Additional Noninterest Income$323,0002,743
Total noninterest expense$3,821,0002,536
Salaries and employee benefits$2,135,0002,277
Premises and equipment expense$592,0002,175
Additional noninterest expense$1,094,0002,963
Pre-tax net operating income$407,0003,971
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$407,0003,754
Extraordinary gains, net$019
Net income$407,0003,752
Minority interest net income$0105
Net income of bank and minority interests.$407,0003,753
Net charge-offs$59,0004,734
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$2,150,000136
Net operating income$407,0003,653
2010-03-31 (YTD Data)Rank
Total interest income$3,159,0002,515
Total interest expense$1,216,0001,883
Net interest income$1,943,0002,853
Provision for loan and lease losses$123,0003,686
Total noninterest income$239,0003,285
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$75,0003,697
Trading account gains and fees$0175
Additional Noninterest Income$164,0002,690
Total noninterest expense$1,867,0002,617
Salaries and employee benefits$1,063,0002,321
Premises and equipment expense$293,0002,250
Additional noninterest expense$511,0003,122
Pre-tax net operating income$192,0004,150
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$192,0003,964
Extraordinary gains, net$016
Net income$192,0003,963
Minority interest net income$091
Net income of bank and minority interests.$192,0003,963
Net charge-offs$6,0005,069
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$2,121,00085
Net operating income$192,0003,858
2009-12-31 (YTD Data)Rank
Total interest income$12,439,0002,653
Total interest expense$5,439,0002,092
Net interest income$7,000,0003,064
Provision for loan and lease losses$503,0004,532
Total noninterest income$743,0003,929
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$259,0004,162
Trading account gains and fees$0211
Additional Noninterest Income$484,0003,257
Total noninterest expense$6,899,0002,832
Salaries and employee benefits$3,655,0002,672
Premises and equipment expense$1,105,0002,369
Additional noninterest expense$2,139,0003,147
Pre-tax net operating income$341,0004,384
Securities gains (losses)$534,000840
Applicable income taxes$04,388
Income before extraordinary items$875,0002,992
Extraordinary gains, net$-472,0007,996
Net income$403,0004,166
Minority interest net income$0115
Net income of bank and minority interests.$403,0004,166
Net charge-offs$66,0006,031
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$3,346,000246
Net operating income$341,0004,274
2009-09-30 (YTD Data)Rank
Total interest income$9,226,0002,720
Total interest expense$4,111,0002,171
Net interest income$5,115,0003,134
Provision for loan and lease losses$317,0004,509
Total noninterest income$548,0004,034
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$184,0004,274
Trading account gains and fees$0212
Additional Noninterest Income$364,0003,342
Total noninterest expense$4,993,0002,921
Salaries and employee benefits$2,706,0002,725
Premises and equipment expense$805,0002,458
Additional noninterest expense$1,482,0003,306
Pre-tax net operating income$353,0004,348
Securities gains (losses)$337,000920
Applicable income taxes$04,592
Income before extraordinary items$690,0003,155
Extraordinary gains, net$-470,0008,093
Net income$220,0004,756
Minority interest net income$0118
Net income of bank and minority interests.$220,0004,757
Net charge-offs$18,0006,290
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$2,368,000254
Net operating income$353,0004,141
2009-06-30 (YTD Data)Rank
Total interest income$6,016,0002,817
Total interest expense$2,699,0002,281
Net interest income$3,317,0003,186
Provision for loan and lease losses$270,0003,897
Total noninterest income$359,0004,069
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$109,0004,487
Trading account gains and fees$0193
Additional Noninterest Income$250,0003,307
Total noninterest expense$3,278,0002,983
Salaries and employee benefits$1,772,0002,817
Premises and equipment expense$514,0002,578
Additional noninterest expense$992,0003,308
Pre-tax net operating income$128,0005,046
Securities gains (losses)$337,000695
Applicable income taxes$04,657
Income before extraordinary items$465,0003,231
Extraordinary gains, net$-470,0008,190
Net income$-5,0005,939
Minority interest net income$0112
Net income of bank and minority interests.$-5,0005,939
Net charge-offs$12,0005,902
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$2,287,000194
Net operating income$128,0004,926
2009-03-31 (YTD Data)Rank
Total interest income$2,947,0002,911
Total interest expense$1,355,0002,349
Net interest income$1,592,0003,281
Provision for loan and lease losses$150,0003,210
Total noninterest income$145,0004,467
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$53,0004,479
Trading account gains and fees$0171
Additional Noninterest Income$92,0003,787
Total noninterest expense$1,462,0003,205
Salaries and employee benefits$859,0002,921
Premises and equipment expense$246,0002,701
Additional noninterest expense$357,0003,895
Pre-tax net operating income$125,0004,754
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$125,0004,633
Extraordinary gains, net$015
Net income$125,0004,637
Minority interest net income$0102
Net income of bank and minority interests.$125,0004,636
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$2,015,000116
Net operating income$125,0004,463
2008-12-31 (YTD Data)Rank
Total interest income$11,191,0003,224
Total interest expense$5,707,0002,634
Net interest income$5,484,0003,702
Provision for loan and lease losses$732,0003,170
Total noninterest income$310,0005,771
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$138,0005,468
Trading account gains and fees$0154
Additional Noninterest Income$172,0005,091
Total noninterest expense$5,155,0003,478
Salaries and employee benefits$2,835,0003,414
Premises and equipment expense$971,0002,700
Additional noninterest expense$1,349,0003,916
Pre-tax net operating income$-93,0006,443
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-93,0006,349
Extraordinary gains, net$039
Net income$-93,0006,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$7,584,000190
Net operating income$-93,0006,498
2008-09-30 (YTD Data)Rank
Total interest income$8,116,0003,386
Total interest expense$4,263,0002,739
Net interest income$3,853,0003,893
Provision for loan and lease losses$617,0002,442
Total noninterest income$201,0006,102
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$89,0005,701
Trading account gains and fees$0148
Additional Noninterest Income$112,0005,436
Total noninterest expense$3,679,0003,617
Salaries and employee benefits$2,090,0003,483
Premises and equipment expense$685,0002,859
Additional noninterest expense$904,0004,195
Pre-tax net operating income$-242,0007,063
Securities gains (losses)$03,106
Applicable income taxes$66,0003,921
Income before extraordinary items$-308,0007,031
Extraordinary gains, net$031
Net income$-308,0007,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$7,434,000125
Net operating income$-308,0007,178
2008-06-30 (YTD Data)Rank
Total interest income$5,159,0003,564
Total interest expense$2,815,0002,877
Net interest income$2,344,0004,140
Provision for loan and lease losses$418,0002,117
Total noninterest income$107,0006,564
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$51,0005,920
Trading account gains and fees$0149
Additional Noninterest Income$56,0005,955
Total noninterest expense$2,320,0003,799
Salaries and employee benefits$1,366,0003,587
Premises and equipment expense$419,0003,082
Additional noninterest expense$535,0004,543
Pre-tax net operating income$-287,0007,424
Securities gains (losses)$03,233
Applicable income taxes$50,0004,059
Income before extraordinary items$-337,0007,561
Extraordinary gains, net$021
Net income$-337,0007,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$3,890,000121
Net operating income$-337,0007,540
2008-03-31 (YTD Data)Rank
Total interest income$2,509,0003,717
Total interest expense$1,414,0003,046
Net interest income$1,095,0004,333
Provision for loan and lease losses$210,0001,766
Total noninterest income$46,0006,779
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$21,0006,186
Trading account gains and fees$0158
Additional Noninterest Income$25,0006,173
Total noninterest expense$1,111,0003,929
Salaries and employee benefits$668,0003,667
Premises and equipment expense$197,0003,281
Additional noninterest expense$246,0004,747
Pre-tax net operating income$-180,0007,729
Securities gains (losses)$02,688
Applicable income taxes$40,0003,790
Income before extraordinary items$-220,0007,875
Extraordinary gains, net$015
Net income$-220,0007,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$30,000594
Net operating income$-220,0007,843
2007-12-31 (YTD Data)Rank
Total interest income$5,951,0005,258
Total interest expense$3,032,0004,759
Net interest income$2,919,0005,578
Provision for loan and lease losses$1,577,0001,012
Total noninterest income$91,0007,655
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$6,0007,373
Trading account gains and fees$0178
Additional Noninterest Income$85,0006,455
Total noninterest expense$3,671,0004,375
Salaries and employee benefits$2,114,0004,208
Premises and equipment expense$560,0004,039
Additional noninterest expense$997,0004,676
Pre-tax net operating income$-2,238,0008,305
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-2,238,0008,344
Extraordinary gains, net$039
Net income$-2,238,0008,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$19,032,00097
Net operating income$-2,238,0008,331
2007-09-30 (YTD Data)Rank
Total interest income$3,638,0005,825
Total interest expense$1,781,0005,415
Net interest income$1,857,0006,033
Provision for loan and lease losses$1,152,000801
Total noninterest income$49,0007,945
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,0007,429
Trading account gains and fees$0184
Additional Noninterest Income$46,0006,894
Total noninterest expense$2,465,0004,708
Salaries and employee benefits$1,444,0004,503
Premises and equipment expense$387,0004,265
Additional noninterest expense$634,0005,119
Pre-tax net operating income$-1,711,0008,413
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-1,711,0008,440
Extraordinary gains, net$033
Net income$-1,711,0008,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$18,963,00064
Net operating income$-1,711,0008,428
2007-06-30 (YTD Data)Rank
Total interest income$1,741,0006,617
Total interest expense$755,0006,481
Net interest income$986,0006,619
Provision for loan and lease losses$891,000647
Total noninterest income$14,0008,305
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,0007,481
Trading account gains and fees$0168
Additional Noninterest Income$12,0007,778
Total noninterest expense$1,497,0005,014
Salaries and employee benefits$890,0004,798
Premises and equipment expense$251,0004,376
Additional noninterest expense$356,0005,641
Pre-tax net operating income$-1,388,0008,512
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-1,388,0008,533
Extraordinary gains, net$029
Net income$-1,388,0008,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$18,940,00045
Net operating income$-1,388,0008,522
2007-03-31 (YTD Data)Rank
Total interest income$498,0007,690
Total interest expense$167,0007,813
Net interest income$331,0007,493
Provision for loan and lease losses$386,000643
Total noninterest income$2,0008,473
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$2,0008,219
Total noninterest expense$656,0005,476
Salaries and employee benefits$401,0005,160
Premises and equipment expense$109,0004,791
Additional noninterest expense$146,0006,188
Pre-tax net operating income$-709,0008,559
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-709,0008,573
Extraordinary gains, net$022
Net income$-709,0008,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$18,940,00023
Net operating income$-709,0008,565

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.