Home > SmartBank > Net charge- offs to loans

SmartBank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0203%1,937
Percentage Net Loans Charged-off: Total real estate loans-0.0028%3,606
Percentage Net Loans Charged-off:Construction & development-0.0066%4,248
Percentage Net Loans Charged-off: Commercial real estate-0.0004%3,948
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0070%3,862
Percentage Net Loans Charged-off: Home equity loans-0.0398%4,370
All other 1-4 family - Percent of loans charged-off, net-0.0002%3,462
Percentage Net Loans Charged-off: Commercial and industrial0.0321%1,435
Percentage Net Loans Charged-off: Loans to individuals-0.6111%4,547
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual-0.6111%4,546
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0223%1,646
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,464
Percentage Net Loans Charged-off:Construction & development-0.0086%4,308
Percentage Net Loans Charged-off: Commercial real estate-0.0005%3,984
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0009%3,497
Percentage Net Loans Charged-off: Home equity loans-0.0062%4,284
All other 1-4 family - Percent of loans charged-off, net0.0003%596
Percentage Net Loans Charged-off: Commercial and industrial0.0548%1,070
Percentage Net Loans Charged-off: Loans to individuals-0.8018%4,581
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual-0.8018%4,582
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0319%1,078
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,468
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0003%4,133
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%3,821
Percentage Net Loans Charged-off: Home equity loans-0.0078%4,426
All other 1-4 family - Percent of loans charged-off, net-0.0024%3,824
Percentage Net Loans Charged-off: Commercial and industrial0.1122%525
Percentage Net Loans Charged-off: Loans to individuals0.5138%942
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.5138%874
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0012%2,526
Percentage Net Loans Charged-off: Total real estate loans-0.0224%4,142
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0004%3,870
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0997%4,519
Percentage Net Loans Charged-off: Home equity loans0.0276%148
All other 1-4 family - Percent of loans charged-off, net-0.1271%4,568
Percentage Net Loans Charged-off: Commercial and industrial0.0256%1,190
Percentage Net Loans Charged-off: Loans to individuals0.1475%1,913
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual-0.0155%4,101
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0086%3,653
Percentage Net Loans Charged-off: Total real estate loans-0.0303%4,260
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0005%3,925
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.1357%4,590
Percentage Net Loans Charged-off: Home equity loans0.0390%104
All other 1-4 family - Percent of loans charged-off, net-0.1735%4,628
Percentage Net Loans Charged-off: Commercial and industrial0.0223%963
Percentage Net Loans Charged-off: Loans to individuals0.2613%1,364
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0327%2,191
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0233%3,946
Percentage Net Loans Charged-off: Total real estate loans-0.0458%4,313
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0005%3,856
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.2075%4,536
Percentage Net Loans Charged-off: Home equity loans0.0644%73
All other 1-4 family - Percent of loans charged-off, net-0.2669%4,568
Percentage Net Loans Charged-off: Commercial and industrial0.0197%814
Percentage Net Loans Charged-off: Loans to individuals0.4400%966
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0704%1,817
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0407%876
Percentage Net Loans Charged-off: Total real estate loans0.0045%446
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0003%4,005
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0214%267
Percentage Net Loans Charged-off: Home equity loans0.1412%42
All other 1-4 family - Percent of loans charged-off, net-0.0050%3,729
Percentage Net Loans Charged-off: Commercial and industrial0.1505%355
Percentage Net Loans Charged-off: Loans to individuals1.0529%468
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2340%1,140
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0247%1,752
Percentage Net Loans Charged-off: Total real estate loans-0.0028%3,417
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0078%4,126
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0061%879
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0075%820
Percentage Net Loans Charged-off: Commercial and industrial0.0509%1,145
Percentage Net Loans Charged-off: Loans to individuals0.1079%1,941
Percentage Net Loans Charged-off: Credit card loans0.0000%485
Percentage Net Loans Charged-off: Other loans to individual0.1099%1,831
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0139%1,811
Percentage Net Loans Charged-off: Total real estate loans-0.0002%3,169
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0038%4,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0076%748
Percentage Net Loans Charged-off: Home equity loans-0.0090%3,253
All other 1-4 family - Percent of loans charged-off, net0.0116%659
Percentage Net Loans Charged-off: Commercial and industrial0.0077%1,219
Percentage Net Loans Charged-off: Loans to individuals0.1049%1,779
Percentage Net Loans Charged-off: Credit card loans0.0000%460
Percentage Net Loans Charged-off: Other loans to individual0.1073%1,656
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0080%1,843
Percentage Net Loans Charged-off: Total real estate loans0.0036%987
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,106
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0174%569
Percentage Net Loans Charged-off: Home equity loans-0.0089%3,296
All other 1-4 family - Percent of loans charged-off, net0.0240%507
Percentage Net Loans Charged-off: Commercial and industrial-0.0020%3,310
Percentage Net Loans Charged-off: Loans to individuals0.0200%1,939
Percentage Net Loans Charged-off: Credit card loans0.6645%336
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0070%1,646
Percentage Net Loans Charged-off: Total real estate loans-0.0043%3,731
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0013%4,221
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0143%4,078
Percentage Net Loans Charged-off: Home equity loans-0.0090%3,356
All other 1-4 family - Percent of loans charged-off, net-0.0156%4,138
Percentage Net Loans Charged-off: Commercial and industrial-0.0019%3,424
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loans-1.7719%853
Percentage Net Loans Charged-off: Other loans to individual0.0803%1,392
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0257%2,521
Percentage Net Loans Charged-off: Total real estate loans-0.0022%3,815
Percentage Net Loans Charged-off:Construction & development-0.0008%4,032
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,209
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%3,829
Percentage Net Loans Charged-off: Home equity loans-0.0055%3,310
All other 1-4 family - Percent of loans charged-off, net-0.0030%3,846
Percentage Net Loans Charged-off: Commercial and industrial0.0605%1,630
Percentage Net Loans Charged-off: Loans to individuals0.3819%1,493
Percentage Net Loans Charged-off: Credit card loans2.0790%255
Percentage Net Loans Charged-off: Other loans to individual0.3079%1,572
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0065%2,894
Percentage Net Loans Charged-off: Total real estate loans-0.0023%3,782
Percentage Net Loans Charged-off:Construction & development-0.0010%4,079
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,224
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%3,819
Percentage Net Loans Charged-off: Home equity loans-0.0044%3,330
All other 1-4 family - Percent of loans charged-off, net-0.0029%3,826
Percentage Net Loans Charged-off: Commercial and industrial-0.0072%3,812
Percentage Net Loans Charged-off: Loans to individuals0.1709%2,071
Percentage Net Loans Charged-off: Credit card loans2.4934%219
Percentage Net Loans Charged-off: Other loans to individual0.0713%2,411
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0036%2,854
Percentage Net Loans Charged-off: Total real estate loans-0.0026%3,823
Percentage Net Loans Charged-off:Construction & development-0.0016%4,139
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,280
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0065%4,005
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0082%4,089
Percentage Net Loans Charged-off: Commercial and industrial-0.0144%3,910
Percentage Net Loans Charged-off: Loans to individuals0.2536%1,797
Percentage Net Loans Charged-off: Credit card loans2.8037%216
Percentage Net Loans Charged-off: Other loans to individual0.1412%1,994
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0022%2,514
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,705
Percentage Net Loans Charged-off:Construction & development-0.0033%4,242
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,336
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0026%3,862
Percentage Net Loans Charged-off: Home equity loans0.0043%202
All other 1-4 family - Percent of loans charged-off, net-0.0044%3,980
Percentage Net Loans Charged-off: Commercial and industrial-0.0415%4,118
Percentage Net Loans Charged-off: Loans to individuals0.3438%1,515
Percentage Net Loans Charged-off: Credit card loans5.3691%92
Percentage Net Loans Charged-off: Other loans to individual0.1080%1,970
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0342%2,702
Percentage Net Loans Charged-off: Total real estate loans-0.0131%4,359
Percentage Net Loans Charged-off:Construction & development-0.0039%4,184
Percentage Net Loans Charged-off: Commercial real estate-0.0035%4,351
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0390%4,628
Percentage Net Loans Charged-off: Home equity loans-0.0011%3,385
All other 1-4 family - Percent of loans charged-off, net-0.0500%4,695
Percentage Net Loans Charged-off: Commercial and industrial0.1860%1,476
Percentage Net Loans Charged-off: Loans to individuals0.8087%1,011
Percentage Net Loans Charged-off: Credit card loans2.8830%233
Percentage Net Loans Charged-off: Other loans to individual0.7057%1,067
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0289%2,514
Percentage Net Loans Charged-off: Total real estate loans-0.0061%4,091
Percentage Net Loans Charged-off:Construction & development-0.0047%4,255
Percentage Net Loans Charged-off: Commercial real estate-0.0044%4,414
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0111%4,279
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0144%4,373
Percentage Net Loans Charged-off: Commercial and industrial0.1228%1,388
Percentage Net Loans Charged-off: Loans to individuals1.0219%744
Percentage Net Loans Charged-off: Credit card loans3.1196%187
Percentage Net Loans Charged-off: Other loans to individual0.9242%753
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0406%2,082
Percentage Net Loans Charged-off: Total real estate loans-0.0062%4,151
Percentage Net Loans Charged-off:Construction & development-0.0041%4,308
Percentage Net Loans Charged-off: Commercial real estate-0.0061%4,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0088%4,220
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0115%4,339
Percentage Net Loans Charged-off: Commercial and industrial0.1816%1,046
Percentage Net Loans Charged-off: Loans to individuals1.4808%477
Percentage Net Loans Charged-off: Credit card loans4.8246%103
Percentage Net Loans Charged-off: Other loans to individual1.3353%484
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0814%1,275
Percentage Net Loans Charged-off: Total real estate loans-0.0016%3,873
Percentage Net Loans Charged-off:Construction & development-0.0043%4,430
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,523
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%4,047
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0026%4,120
Percentage Net Loans Charged-off: Commercial and industrial0.4017%551
Percentage Net Loans Charged-off: Loans to individuals2.3582%282
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual2.4581%233
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0341%2,718
Percentage Net Loans Charged-off: Total real estate loans0.0163%1,820
Percentage Net Loans Charged-off:Construction & development-0.0055%4,261
Percentage Net Loans Charged-off: Commercial real estate0.0055%1,063
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0513%1,207
Percentage Net Loans Charged-off: Home equity loans0.0273%491
All other 1-4 family - Percent of loans charged-off, net0.0596%1,077
Percentage Net Loans Charged-off: Commercial and industrial0.0415%1,915
Percentage Net Loans Charged-off: Loans to individuals-0.3948%5,097
Percentage Net Loans Charged-off: Credit card loans0.2379%592
Percentage Net Loans Charged-off: Other loans to individual-0.4165%5,063
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0283%2,530
Percentage Net Loans Charged-off: Total real estate loans0.0003%2,000
Percentage Net Loans Charged-off:Construction & development-0.0060%4,318
Percentage Net Loans Charged-off: Commercial real estate0.0080%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0115%4,422
Percentage Net Loans Charged-off: Home equity loans0.0374%388
All other 1-4 family - Percent of loans charged-off, net-0.0290%4,750
Percentage Net Loans Charged-off: Commercial and industrial0.0617%1,543
Percentage Net Loans Charged-off: Loans to individuals0.2894%1,946
Percentage Net Loans Charged-off: Credit card loans0.0000%577
Percentage Net Loans Charged-off: Other loans to individual0.2990%1,800
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0128%2,705
Percentage Net Loans Charged-off: Total real estate loans0.0014%1,666
Percentage Net Loans Charged-off:Construction & development-0.0066%4,401
Percentage Net Loans Charged-off: Commercial real estate0.0125%599
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0158%4,547
Percentage Net Loans Charged-off: Home equity loans0.0559%310
All other 1-4 family - Percent of loans charged-off, net-0.0426%4,898
Percentage Net Loans Charged-off: Commercial and industrial0.0187%1,504
Percentage Net Loans Charged-off: Loans to individuals-0.1533%4,869
Percentage Net Loans Charged-off: Credit card loans-0.9717%1,022
Percentage Net Loans Charged-off: Other loans to individual-0.1266%4,772
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0214%2,074
Percentage Net Loans Charged-off: Total real estate loans0.0048%1,187
Percentage Net Loans Charged-off:Construction & development-0.0058%4,510
Percentage Net Loans Charged-off: Commercial real estate0.0263%372
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0310%4,877
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0434%5,014
Percentage Net Loans Charged-off: Commercial and industrial0.0678%903
Percentage Net Loans Charged-off: Loans to individuals-0.2181%4,948
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual-0.2253%4,913
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0030%4,002
Percentage Net Loans Charged-off: Total real estate loans-0.0011%4,198
Percentage Net Loans Charged-off:Construction & development-0.0114%4,468
Percentage Net Loans Charged-off: Commercial real estate-0.0018%4,587
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0056%2,286
Percentage Net Loans Charged-off: Home equity loans0.1648%311
All other 1-4 family - Percent of loans charged-off, net-0.0495%5,145
Percentage Net Loans Charged-off: Commercial and industrial-0.0353%4,514
Percentage Net Loans Charged-off: Loans to individuals-0.1699%5,198
Percentage Net Loans Charged-off: Credit card loans3.0360%197
Percentage Net Loans Charged-off: Other loans to individual-0.3457%5,283
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0083%3,433
Percentage Net Loans Charged-off: Total real estate loans0.0062%2,143
Percentage Net Loans Charged-off:Construction & development-0.0123%4,522
Percentage Net Loans Charged-off: Commercial real estate-0.0026%4,620
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0355%1,572
Percentage Net Loans Charged-off: Home equity loans0.2503%198
All other 1-4 family - Percent of loans charged-off, net-0.0344%5,052
Percentage Net Loans Charged-off: Commercial and industrial-0.0501%4,572
Percentage Net Loans Charged-off: Loans to individuals-0.2303%5,266
Percentage Net Loans Charged-off: Credit card loans2.7714%217
Percentage Net Loans Charged-off: Other loans to individual-0.4298%5,356
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0200%4,781
Percentage Net Loans Charged-off: Total real estate loans-0.0151%4,727
Percentage Net Loans Charged-off:Construction & development-0.0143%4,589
Percentage Net Loans Charged-off: Commercial real estate-0.0030%4,692
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0424%5,116
Percentage Net Loans Charged-off: Home equity loans-0.0547%3,978
All other 1-4 family - Percent of loans charged-off, net-0.0383%5,098
Percentage Net Loans Charged-off: Commercial and industrial-0.0685%4,663
Percentage Net Loans Charged-off: Loans to individuals-0.4471%5,405
Percentage Net Loans Charged-off: Credit card loans-0.4580%1,065
Percentage Net Loans Charged-off: Other loans to individual-0.4464%5,358
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0173%4,665
Percentage Net Loans Charged-off: Total real estate loans-0.0151%4,813
Percentage Net Loans Charged-off:Construction & development-0.0171%4,723
Percentage Net Loans Charged-off: Commercial real estate-0.0051%4,899
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0363%5,121
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0481%5,216
Percentage Net Loans Charged-off: Commercial and industrial-0.0594%4,629
Percentage Net Loans Charged-off: Loans to individuals-0.3921%5,346
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual-0.4183%5,326
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0048%4,080
Percentage Net Loans Charged-off: Total real estate loans-0.0040%4,582
Percentage Net Loans Charged-off:Construction & development-0.0069%4,506
Percentage Net Loans Charged-off: Commercial real estate-0.0123%4,996
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0148%2,476
Percentage Net Loans Charged-off: Home equity loans0.0571%647
All other 1-4 family - Percent of loans charged-off, net0.0015%2,614
Percentage Net Loans Charged-off: Commercial and industrial-0.0274%4,579
Percentage Net Loans Charged-off: Loans to individuals-0.3288%5,543
Percentage Net Loans Charged-off: Credit card loans1.0841%482
Percentage Net Loans Charged-off: Other loans to individual-0.4334%5,554
Percentage Net Loans Charged-off: All other loans and lease6.9242%145
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0012%3,908
Percentage Net Loans Charged-off: Total real estate loans-0.0090%4,708
Percentage Net Loans Charged-off:Construction & development-0.0231%4,688
Percentage Net Loans Charged-off: Commercial real estate-0.0152%5,087
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0124%2,226
Percentage Net Loans Charged-off: Home equity loans0.0196%652
All other 1-4 family - Percent of loans charged-off, net0.0101%2,158
Percentage Net Loans Charged-off: Commercial and industrial-0.0397%4,636
Percentage Net Loans Charged-off: Loans to individuals-0.5530%5,657
Percentage Net Loans Charged-off: Credit card loans-2.0405%1,154
Percentage Net Loans Charged-off: Other loans to individual-0.4407%5,571
Percentage Net Loans Charged-off: All other loans and lease8.2019%127
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0024%4,391
Percentage Net Loans Charged-off: Total real estate loans-0.0034%4,473
Percentage Net Loans Charged-off:Construction & development-0.0307%4,813
Percentage Net Loans Charged-off: Commercial real estate-0.0136%5,137
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0356%1,690
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0466%1,517
Percentage Net Loans Charged-off: Commercial and industrial-0.0949%4,997
Percentage Net Loans Charged-off: Loans to individuals-0.5734%5,683
Percentage Net Loans Charged-off: Credit card loans-2.1914%1,144
Percentage Net Loans Charged-off: Other loans to individual-0.4466%5,576
Percentage Net Loans Charged-off: All other loans and lease7.1372%134
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0185%4,816
Percentage Net Loans Charged-off: Total real estate loans-0.0223%5,115
Percentage Net Loans Charged-off:Construction & development-0.0111%4,798
Percentage Net Loans Charged-off: Commercial real estate-0.0173%5,304
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0435%5,429
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0567%5,536
Percentage Net Loans Charged-off: Commercial and industrial-0.0819%5,000
Percentage Net Loans Charged-off: Loans to individuals-0.5975%5,671
Percentage Net Loans Charged-off: Credit card loans-1.7738%1,144
Percentage Net Loans Charged-off: Other loans to individual-0.5023%5,568
Percentage Net Loans Charged-off: All other loans and lease7.2515%104
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0482%3,244
Percentage Net Loans Charged-off: Total real estate loans0.0344%2,518
Percentage Net Loans Charged-off:Construction & development0.0424%680
Percentage Net Loans Charged-off: Commercial real estate0.0503%1,256
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,071
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0000%2,931
Percentage Net Loans Charged-off: Commercial and industrial-0.0500%4,837
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,725
Percentage Net Loans Charged-off: Credit card loans0.0000%747
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,585
Percentage Net Loans Charged-off: All other loans and lease171.3147%10
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0578%2,773
Percentage Net Loans Charged-off: Total real estate loans0.0471%2,104
Percentage Net Loans Charged-off:Construction & development0.0622%571
Percentage Net Loans Charged-off: Commercial real estate0.0678%985
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,781
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0000%2,664
Percentage Net Loans Charged-off: Commercial and industrial-0.0697%4,965
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,397
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,255
Percentage Net Loans Charged-off: All other loans and lease174.9563%10
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0650%2,449
Percentage Net Loans Charged-off: Total real estate loans0.0562%1,862
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.1035%767
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,507
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0000%2,362
Percentage Net Loans Charged-off: Commercial and industrial-0.1017%5,148
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,048
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,908
Percentage Net Loans Charged-off: All other loans and lease188.7980%9
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0022%3,242
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,078
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial-0.2095%5,540
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease146.7890%10
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2759%1,570
Percentage Net Loans Charged-off: Total real estate loans0.2445%1,263
Percentage Net Loans Charged-off:Construction & development0.1741%835
Percentage Net Loans Charged-off: Commercial real estate0.0259%1,974
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.7597%376
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.8635%331
Percentage Net Loans Charged-off: Commercial and industrial0.3277%1,486
Percentage Net Loans Charged-off: Loans to individuals0.0777%3,529
Percentage Net Loans Charged-off: Credit card loans0.0000%778
Percentage Net Loans Charged-off: Other loans to individual0.0810%3,381
Percentage Net Loans Charged-off: All other loans and lease147.0588%9
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0360%50
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2089%1,799
Percentage Net Loans Charged-off: Total real estate loans0.1661%1,584
Percentage Net Loans Charged-off:Construction & development0.2200%697
Percentage Net Loans Charged-off: Commercial real estate0.0354%1,595
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.4185%779
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.4761%652
Percentage Net Loans Charged-off: Commercial and industrial0.3663%1,239
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,617
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,473
Percentage Net Loans Charged-off: All other loans and lease148.5532%5
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0467%43
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2985%1,347
Percentage Net Loans Charged-off: Total real estate loans0.2540%1,160
Percentage Net Loans Charged-off:Construction & development0.3452%561
Percentage Net Loans Charged-off: Commercial real estate0.0542%1,286
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.6307%531
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.7173%452
Percentage Net Loans Charged-off: Commercial and industrial0.5379%951
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,292
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease104.8878%8
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2698%1,265
Percentage Net Loans Charged-off: Total real estate loans0.1598%1,350
Percentage Net Loans Charged-off:Construction & development0.7317%324
Percentage Net Loans Charged-off: Commercial real estate0.1118%758
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial1.0858%454
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease56.5657%22
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0441%4,603
Percentage Net Loans Charged-off: Total real estate loans0.0474%3,757
Percentage Net Loans Charged-off:Construction & development0.0179%1,595
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1499%2,604
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.1734%2,342
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,100
Percentage Net Loans Charged-off: Loans to individuals-0.4775%6,398
Percentage Net Loans Charged-off: Credit card loans0.0000%806
Percentage Net Loans Charged-off: Other loans to individual-0.4901%6,364
Percentage Net Loans Charged-off: All other loans and lease62.5000%25
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0625%4,011
Percentage Net Loans Charged-off: Total real estate loans0.0689%3,222
Percentage Net Loans Charged-off:Construction & development0.0572%1,366
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2016%2,090
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.2344%1,857
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,729
Percentage Net Loans Charged-off: Loans to individuals-0.4084%6,355
Percentage Net Loans Charged-off: Credit card loans0.0000%736
Percentage Net Loans Charged-off: Other loans to individual-0.4187%6,306
Percentage Net Loans Charged-off: All other loans and lease53.0082%30
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0661%3,762
Percentage Net Loans Charged-off: Total real estate loans0.0740%2,964
Percentage Net Loans Charged-off:Construction & development0.0839%1,166
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2026%1,992
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.2357%1,777
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,362
Percentage Net Loans Charged-off: Loans to individuals-0.5387%6,431
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual-0.5522%6,375
Percentage Net Loans Charged-off: All other loans and lease65.5407%20
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0052%4,062
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,055
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease37.6471%37
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3298%2,995
Percentage Net Loans Charged-off: Total real estate loans0.3481%2,497
Percentage Net Loans Charged-off:Construction & development0.7284%1,630
Percentage Net Loans Charged-off: Commercial real estate0.1054%2,662
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.6420%1,434
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.7535%1,189
Percentage Net Loans Charged-off: Commercial and industrial0.1426%2,961
Percentage Net Loans Charged-off: Loans to individuals0.4634%2,482
Percentage Net Loans Charged-off: Credit card loans0.0000%887
Percentage Net Loans Charged-off: Other loans to individual0.4770%2,284
Percentage Net Loans Charged-off: All other loans and lease27.8970%73
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5591%92
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4650%2,244
Percentage Net Loans Charged-off: Total real estate loans0.4947%1,902
Percentage Net Loans Charged-off:Construction & development1.0639%1,347
Percentage Net Loans Charged-off: Commercial real estate0.1460%2,227
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.9292%955
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net1.0959%801
Percentage Net Loans Charged-off: Commercial and industrial0.1913%2,516
Percentage Net Loans Charged-off: Loans to individuals0.8376%1,482
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual0.8670%1,328
Percentage Net Loans Charged-off: All other loans and lease28.3617%72
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7549%79
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1581%3,657
Percentage Net Loans Charged-off: Total real estate loans0.1630%3,124
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.5654%1,519
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.6663%1,276
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,854
Percentage Net Loans Charged-off: Loans to individuals1.4634%884
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual1.5087%777
Percentage Net Loans Charged-off: All other loans and lease17.0213%102
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3002%2,459
Percentage Net Loans Charged-off: Total real estate loans0.3287%2,053
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.1430%760
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net1.3513%633
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals1.8153%676
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual1.8657%582
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2284%4,357
Percentage Net Loans Charged-off: Total real estate loans0.2331%3,738
Percentage Net Loans Charged-off:Construction & development0.6352%2,337
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.4030%2,531
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.4751%2,210
Percentage Net Loans Charged-off: Commercial and industrial0.1371%3,644
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,946
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,804
Percentage Net Loans Charged-off: All other loans and lease39.6040%54
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2154%4,092
Percentage Net Loans Charged-off: Total real estate loans0.2095%3,555
Percentage Net Loans Charged-off:Construction & development0.3364%2,285
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4938%2,032
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.5815%1,763
Percentage Net Loans Charged-off: Commercial and industrial0.1821%3,106
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,575
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,414
Percentage Net Loans Charged-off: All other loans and lease41.9843%47
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1234%4,486
Percentage Net Loans Charged-off: Total real estate loans0.0905%4,014
Percentage Net Loans Charged-off:Construction & development0.5016%1,910
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,039
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0000%3,832
Percentage Net Loans Charged-off: Commercial and industrial0.2818%2,541
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,113
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,954
Percentage Net Loans Charged-off: All other loans and lease30.9262%58
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0930%4,012
Percentage Net Loans Charged-off: Total real estate loans0.0294%3,697
Percentage Net Loans Charged-off:Construction & development0.1519%1,577
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial0.4824%1,654
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease19.2000%83
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2199%4,975
Percentage Net Loans Charged-off: Total real estate loans0.2348%4,031
Percentage Net Loans Charged-off:Construction & development0.6396%2,739
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2831%3,053
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.3300%2,773
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,726
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,354
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease45.8861%67
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0390%6,166
Percentage Net Loans Charged-off: Total real estate loans0.0287%5,219
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.1015%3,755
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.1181%3,463
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,319
Percentage Net Loans Charged-off: Loans to individuals0.0611%4,859
Percentage Net Loans Charged-off: Credit card loans5.6596%266
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease46.3652%57
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0532%5,637
Percentage Net Loans Charged-off: Total real estate loans0.0435%4,635
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.1558%3,042
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.1810%2,759
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,819
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,626
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease54.8603%42
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0111%5,431
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,095
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,838
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,892
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease44.0367%54
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0328%6,799
Percentage Net Loans Charged-off: Total real estate loans0.0246%5,607
Percentage Net Loans Charged-off:Construction & development0.0713%3,389
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,946
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0000%4,738
Percentage Net Loans Charged-off: Commercial and industrial0.0000%5,131
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,954
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease96.3303%33
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0121%6,760
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,459
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,457
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,579
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease114.2571%25
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0123%6,384
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,882
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease118.0521%23
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,728
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,748
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%7,039
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,348
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,624
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,903
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,534
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,589
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,892
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,998
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,009
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,600
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,242
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,076
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,517
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,675
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,509
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,795
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA