Home > Small Town Bank > Income and Expense
Small Town Bank, Income and Expense
2019-06-30 (YTD Data) | Rank | |
Total interest income | $4,940,000 | 2,644 |
Total interest expense | $560,000 | 3,168 |
Net interest income | $4,380,000 | 2,501 |
Provision for loan and lease losses | $0 | 3,685 |
Total noninterest income | $514,000 | 2,772 |
Gross Fiduciary activities income | $0 | 1,004 |
Service charges on deposit accounts | $238,000 | 1,971 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $276,000 | 2,895 |
Total noninterest expense | $3,488,000 | 2,472 |
Salaries and employee benefits | $2,018,000 | 2,446 |
Premises and equipment expense | $484,000 | 2,106 |
Additional noninterest expense | $986,000 | 2,606 |
Pre-tax net operating income | $1,406,000 | 2,623 |
Securities gains (losses) | $0 | 1,702 |
Applicable income taxes | $280,000 | 1,916 |
Income before extraordinary items | $1,126,000 | 2,771 |
Extraordinary gains, net | $0 | 11 |
Net income | $1,126,000 | 2,771 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $1,126,000 | 2,770 |
Net charge-offs | $79,000 | 1,548 |
Cash dividends | $1,210,000 | 1,274 |
Sale, conversion, retirement of capital stock, net | $0 | 573 |
Net operating income | $1,126,000 | 2,753 |
2019-03-31 (YTD Data) | Rank | |
Total interest income | $2,419,000 | 2,684 |
Total interest expense | $267,000 | 3,210 |
Net interest income | $2,152,000 | 2,545 |
Provision for loan and lease losses | $0 | 3,406 |
Total noninterest income | $254,000 | 2,730 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $120,000 | 1,957 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $134,000 | 2,889 |
Total noninterest expense | $1,667,000 | 2,574 |
Salaries and employee benefits | $1,017,000 | 2,456 |
Premises and equipment expense | $251,000 | 2,075 |
Additional noninterest expense | $399,000 | 3,013 |
Pre-tax net operating income | $739,000 | 2,495 |
Securities gains (losses) | $0 | 1,087 |
Applicable income taxes | $146,000 | 1,859 |
Income before extraordinary items | $593,000 | 2,640 |
Extraordinary gains, net | $0 | 5 |
Net income | $593,000 | 2,639 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $593,000 | 2,639 |
Net charge-offs | $77,000 | 1,011 |
Cash dividends | $780,000 | 1,000 |
Sale, conversion, retirement of capital stock, net | $0 | 529 |
Net operating income | $593,000 | 2,624 |
2018-12-31 (YTD Data) | Rank | |
Total interest income | $9,022,000 | 2,714 |
Total interest expense | $792,000 | 3,279 |
Net interest income | $8,230,000 | 2,599 |
Provision for loan and lease losses | $0 | 4,082 |
Total noninterest income | $1,013,000 | 2,849 |
Gross Fiduciary activities income | $0 | 1,098 |
Service charges on deposit accounts | $479,000 | 2,048 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $534,000 | 2,974 |
Total noninterest expense | $6,150,000 | 2,677 |
Salaries and employee benefits | $3,728,000 | 2,567 |
Premises and equipment expense | $828,000 | 2,310 |
Additional noninterest expense | $1,594,000 | 3,051 |
Pre-tax net operating income | $3,093,000 | 2,453 |
Securities gains (losses) | $0 | 1,125 |
Applicable income taxes | $559,000 | 1,886 |
Income before extraordinary items | $2,534,000 | 2,571 |
Extraordinary gains, net | $0 | 6 |
Net income | $2,534,000 | 2,570 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $2,534,000 | 2,570 |
Net charge-offs | $244,000 | 1,472 |
Cash dividends | $2,630,000 | 1,203 |
Sale, conversion, retirement of capital stock, net | $0 | 671 |
Net operating income | $2,534,000 | 2,561 |
2018-09-30 (YTD Data) | Rank | |
Total interest income | $6,605,000 | 2,752 |
Total interest expense | $545,000 | 3,348 |
Net interest income | $6,060,000 | 2,639 |
Provision for loan and lease losses | $0 | 3,948 |
Total noninterest income | $756,000 | 2,875 |
Gross Fiduciary activities income | $0 | 1,048 |
Service charges on deposit accounts | $350,000 | 2,100 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $406,000 | 3,018 |
Total noninterest expense | $4,285,000 | 2,815 |
Salaries and employee benefits | $2,634,000 | 2,677 |
Premises and equipment expense | $582,000 | 2,434 |
Additional noninterest expense | $1,069,000 | 3,272 |
Pre-tax net operating income | $2,531,000 | 2,378 |
Securities gains (losses) | $0 | 1,118 |
Applicable income taxes | $487,000 | 1,811 |
Income before extraordinary items | $2,044,000 | 2,482 |
Extraordinary gains, net | $0 | 5 |
Net income | $2,044,000 | 2,481 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $2,044,000 | 2,481 |
Net charge-offs | $20,000 | 2,705 |
Cash dividends | $1,590,000 | 1,253 |
Sale, conversion, retirement of capital stock, net | $0 | 633 |
Net operating income | $2,044,000 | 2,478 |
2018-06-30 (YTD Data) | Rank | |
Total interest income | $4,265,000 | 2,805 |
Total interest expense | $343,000 | 3,350 |
Net interest income | $3,922,000 | 2,692 |
Provision for loan and lease losses | $0 | 3,782 |
Total noninterest income | $505,000 | 2,876 |
Gross Fiduciary activities income | $0 | 1,037 |
Service charges on deposit accounts | $228,000 | 2,125 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $277,000 | 2,998 |
Total noninterest expense | $2,814,000 | 2,865 |
Salaries and employee benefits | $1,682,000 | 2,787 |
Premises and equipment expense | $409,000 | 2,373 |
Additional noninterest expense | $723,000 | 3,257 |
Pre-tax net operating income | $1,613,000 | 2,412 |
Securities gains (losses) | $0 | 961 |
Applicable income taxes | $301,000 | 1,866 |
Income before extraordinary items | $1,312,000 | 2,531 |
Extraordinary gains, net | $0 | 6 |
Net income | $1,312,000 | 2,530 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $1,312,000 | 2,530 |
Net charge-offs | $18,000 | 2,302 |
Cash dividends | $1,590,000 | 913 |
Sale, conversion, retirement of capital stock, net | $0 | 620 |
Net operating income | $1,312,000 | 2,522 |
2018-03-31 (YTD Data) | Rank | |
Total interest income | $2,111,000 | 2,821 |
Total interest expense | $164,000 | 3,383 |
Net interest income | $1,947,000 | 2,712 |
Provision for loan and lease losses | $0 | 3,508 |
Total noninterest income | $262,000 | 2,798 |
Gross Fiduciary activities income | $0 | 1,003 |
Service charges on deposit accounts | $116,000 | 2,094 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $146,000 | 2,875 |
Total noninterest expense | $1,375,000 | 2,939 |
Salaries and employee benefits | $821,000 | 2,855 |
Premises and equipment expense | $213,000 | 2,351 |
Additional noninterest expense | $341,000 | 3,392 |
Pre-tax net operating income | $834,000 | 2,321 |
Securities gains (losses) | $0 | 735 |
Applicable income taxes | $167,000 | 1,736 |
Income before extraordinary items | $667,000 | 2,442 |
Extraordinary gains, net | $0 | 7 |
Net income | $667,000 | 2,441 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $667,000 | 2,442 |
Net charge-offs | $4,000 | 2,263 |
Cash dividends | $1,560,000 | 513 |
Sale, conversion, retirement of capital stock, net | $0 | 580 |
Net operating income | $667,000 | 2,432 |
2017-12-31 (YTD Data) | Rank | |
Total interest income | $8,564,000 | 2,737 |
Total interest expense | $691,000 | 3,145 |
Net interest income | $7,873,000 | 2,669 |
Provision for loan and lease losses | $0 | 4,227 |
Total noninterest income | $1,314,000 | 2,565 |
Gross Fiduciary activities income | $0 | 1,137 |
Service charges on deposit accounts | $480,000 | 2,100 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $834,000 | 2,521 |
Total noninterest expense | $5,648,000 | 2,886 |
Salaries and employee benefits | $3,412,000 | 2,758 |
Premises and equipment expense | $811,000 | 2,432 |
Additional noninterest expense | $1,425,000 | 3,333 |
Pre-tax net operating income | $3,539,000 | 2,231 |
Securities gains (losses) | $30,000 | 1,140 |
Applicable income taxes | $0 | 4,135 |
Income before extraordinary items | $3,569,000 | 1,773 |
Extraordinary gains, net | $0 | 9 |
Net income | $3,569,000 | 1,774 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $3,569,000 | 1,774 |
Net charge-offs | $53,000 | 2,930 |
Cash dividends | $1,330,000 | 1,849 |
Sale, conversion, retirement of capital stock, net | $0 | 711 |
Net operating income | $3,539,000 | 1,771 |
2017-09-30 (YTD Data) | Rank | |
Total interest income | $6,404,000 | 2,765 |
Total interest expense | $528,000 | 3,123 |
Net interest income | $5,876,000 | 2,691 |
Provision for loan and lease losses | $0 | 4,088 |
Total noninterest income | $862,000 | 2,777 |
Gross Fiduciary activities income | $0 | 1,093 |
Service charges on deposit accounts | $361,000 | 2,103 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $501,000 | 2,809 |
Total noninterest expense | $4,215,000 | 2,915 |
Salaries and employee benefits | $2,546,000 | 2,790 |
Premises and equipment expense | $604,000 | 2,465 |
Additional noninterest expense | $1,065,000 | 3,344 |
Pre-tax net operating income | $2,523,000 | 2,352 |
Securities gains (losses) | $30,000 | 1,110 |
Applicable income taxes | $521,000 | 2,025 |
Income before extraordinary items | $2,032,000 | 2,382 |
Extraordinary gains, net | $0 | 9 |
Net income | $2,032,000 | 2,381 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,032,000 | 2,382 |
Net charge-offs | $71,000 | 2,194 |
Cash dividends | $1,330,000 | 1,421 |
Sale, conversion, retirement of capital stock, net | $0 | 677 |
Net operating income | $2,008,000 | 2,378 |
2017-06-30 (YTD Data) | Rank | |
Total interest income | $4,256,000 | 2,751 |
Total interest expense | $362,000 | 3,047 |
Net interest income | $3,894,000 | 2,701 |
Provision for loan and lease losses | $0 | 3,871 |
Total noninterest income | $483,000 | 3,015 |
Gross Fiduciary activities income | $0 | 1,079 |
Service charges on deposit accounts | $231,000 | 2,156 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $252,000 | 3,176 |
Total noninterest expense | $2,826,000 | 2,917 |
Salaries and employee benefits | $1,701,000 | 2,798 |
Premises and equipment expense | $400,000 | 2,481 |
Additional noninterest expense | $725,000 | 3,312 |
Pre-tax net operating income | $1,551,000 | 2,435 |
Securities gains (losses) | $0 | 1,906 |
Applicable income taxes | $334,000 | 2,054 |
Income before extraordinary items | $1,217,000 | 2,500 |
Extraordinary gains, net | $0 | 11 |
Net income | $1,217,000 | 2,499 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,217,000 | 2,500 |
Net charge-offs | $60,000 | 1,863 |
Cash dividends | $1,300,000 | 1,070 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $1,217,000 | 2,481 |
2017-03-31 (YTD Data) | Rank | |
Total interest income | $2,110,000 | 2,762 |
Total interest expense | $186,000 | 2,989 |
Net interest income | $1,924,000 | 2,721 |
Provision for loan and lease losses | $0 | 3,537 |
Total noninterest income | $238,000 | 3,046 |
Gross Fiduciary activities income | $0 | 1,045 |
Service charges on deposit accounts | $112,000 | 2,217 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $126,000 | 3,159 |
Total noninterest expense | $1,422,000 | 2,936 |
Salaries and employee benefits | $846,000 | 2,837 |
Premises and equipment expense | $205,000 | 2,471 |
Additional noninterest expense | $371,000 | 3,268 |
Pre-tax net operating income | $740,000 | 2,435 |
Securities gains (losses) | $0 | 1,153 |
Applicable income taxes | $172,000 | 1,998 |
Income before extraordinary items | $568,000 | 2,551 |
Extraordinary gains, net | $0 | 8 |
Net income | $568,000 | 2,550 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $568,000 | 2,551 |
Net charge-offs | $60,000 | 1,215 |
Cash dividends | $1,300,000 | 576 |
Sale, conversion, retirement of capital stock, net | $0 | 632 |
Net operating income | $568,000 | 2,534 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $8,582,000 | 2,720 |
Total interest expense | $1,087,000 | 2,280 |
Net interest income | $7,495,000 | 2,751 |
Provision for loan and lease losses | $0 | 4,332 |
Total noninterest income | $921,000 | 3,167 |
Gross Fiduciary activities income | $0 | 1,172 |
Service charges on deposit accounts | $493,000 | 2,097 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $428,000 | 3,464 |
Total noninterest expense | $5,165,000 | 3,124 |
Salaries and employee benefits | $3,091,000 | 2,971 |
Premises and equipment expense | $701,000 | 2,730 |
Additional noninterest expense | $1,373,000 | 3,523 |
Pre-tax net operating income | $3,251,000 | 2,263 |
Securities gains (losses) | $0 | 3,212 |
Applicable income taxes | $779,000 | 1,869 |
Income before extraordinary items | $2,472,000 | 2,425 |
Extraordinary gains, net | $0 | 5 |
Net income | $2,472,000 | 2,424 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $2,472,000 | 2,425 |
Net charge-offs | $-8,000 | 4,943 |
Cash dividends | $1,330,000 | 1,838 |
Sale, conversion, retirement of capital stock, net | $0 | 759 |
Net operating income | $2,472,000 | 2,375 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $6,517,000 | 2,682 |
Total interest expense | $890,000 | 2,158 |
Net interest income | $5,627,000 | 2,747 |
Provision for loan and lease losses | $0 | 4,186 |
Total noninterest income | $691,000 | 3,172 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $372,000 | 2,107 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $319,000 | 3,486 |
Total noninterest expense | $3,848,000 | 3,144 |
Salaries and employee benefits | $2,285,000 | 2,992 |
Premises and equipment expense | $513,000 | 2,783 |
Additional noninterest expense | $1,050,000 | 3,507 |
Pre-tax net operating income | $2,470,000 | 2,271 |
Securities gains (losses) | $0 | 3,160 |
Applicable income taxes | $598,000 | 1,899 |
Income before extraordinary items | $1,872,000 | 2,450 |
Extraordinary gains, net | $0 | 5 |
Net income | $1,872,000 | 2,451 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,872,000 | 2,451 |
Net charge-offs | $-8,000 | 4,864 |
Cash dividends | $1,330,000 | 1,394 |
Sale, conversion, retirement of capital stock, net | $0 | 719 |
Net operating income | $1,872,000 | 2,399 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $4,387,000 | 2,677 |
Total interest expense | $641,000 | 2,029 |
Net interest income | $3,746,000 | 2,756 |
Provision for loan and lease losses | $0 | 4,017 |
Total noninterest income | $441,000 | 3,243 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $238,000 | 2,149 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $203,000 | 3,573 |
Total noninterest expense | $2,509,000 | 3,193 |
Salaries and employee benefits | $1,503,000 | 3,048 |
Premises and equipment expense | $331,000 | 2,856 |
Additional noninterest expense | $675,000 | 3,604 |
Pre-tax net operating income | $1,678,000 | 2,210 |
Securities gains (losses) | $0 | 2,835 |
Applicable income taxes | $409,000 | 1,865 |
Income before extraordinary items | $1,269,000 | 2,404 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,269,000 | 2,403 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,269,000 | 2,403 |
Net charge-offs | $-6,000 | 4,802 |
Cash dividends | $1,330,000 | 1,058 |
Sale, conversion, retirement of capital stock, net | $0 | 705 |
Net operating income | $1,269,000 | 2,338 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $2,212,000 | 2,668 |
Total interest expense | $327,000 | 2,006 |
Net interest income | $1,885,000 | 2,744 |
Provision for loan and lease losses | $0 | 3,656 |
Total noninterest income | $235,000 | 3,113 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $117,000 | 2,168 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $118,000 | 3,298 |
Total noninterest expense | $1,250,000 | 3,220 |
Salaries and employee benefits | $740,000 | 3,101 |
Premises and equipment expense | $164,000 | 2,899 |
Additional noninterest expense | $346,000 | 3,568 |
Pre-tax net operating income | $870,000 | 2,140 |
Securities gains (losses) | $0 | 2,077 |
Applicable income taxes | $196,000 | 1,860 |
Income before extraordinary items | $674,000 | 2,262 |
Extraordinary gains, net | $0 | 12 |
Net income | $674,000 | 2,262 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $674,000 | 2,262 |
Net charge-offs | $0 | 3,094 |
Cash dividends | $1,330,000 | 585 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $674,000 | 2,203 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $8,957,000 | 2,604 |
Total interest expense | $1,419,000 | 1,856 |
Net interest income | $7,538,000 | 2,713 |
Provision for loan and lease losses | $0 | 4,380 |
Total noninterest income | $982,000 | 3,099 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $516,000 | 2,084 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $466,000 | 3,385 |
Total noninterest expense | $4,953,000 | 3,245 |
Salaries and employee benefits | $2,975,000 | 3,048 |
Premises and equipment expense | $630,000 | 3,006 |
Additional noninterest expense | $1,348,000 | 3,652 |
Pre-tax net operating income | $3,567,000 | 2,038 |
Securities gains (losses) | $39,000 | 1,821 |
Applicable income taxes | $822,000 | 1,774 |
Income before extraordinary items | $2,784,000 | 2,166 |
Extraordinary gains, net | $0 | 23 |
Net income | $2,784,000 | 2,166 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $2,784,000 | 2,167 |
Net charge-offs | $326,000 | 1,533 |
Cash dividends | $2,130,000 | 1,286 |
Sale, conversion, retirement of capital stock, net | $0 | 804 |
Net operating income | $2,753,970 | 2,139 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $6,761,000 | 2,611 |
Total interest expense | $1,078,000 | 1,852 |
Net interest income | $5,683,000 | 2,731 |
Provision for loan and lease losses | $0 | 4,232 |
Total noninterest income | $731,000 | 3,127 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $383,000 | 2,111 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $348,000 | 3,405 |
Total noninterest expense | $3,725,000 | 3,246 |
Salaries and employee benefits | $2,213,000 | 3,097 |
Premises and equipment expense | $475,000 | 3,037 |
Additional noninterest expense | $1,037,000 | 3,592 |
Pre-tax net operating income | $2,689,000 | 2,085 |
Securities gains (losses) | $0 | 3,031 |
Applicable income taxes | $619,000 | 1,821 |
Income before extraordinary items | $2,070,000 | 2,202 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,070,000 | 2,204 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $2,070,000 | 2,203 |
Net charge-offs | $249,000 | 1,350 |
Cash dividends | $2,130,000 | 929 |
Sale, conversion, retirement of capital stock, net | $0 | 773 |
Net operating income | $2,070,000 | 2,158 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $4,529,000 | 2,605 |
Total interest expense | $722,000 | 1,848 |
Net interest income | $3,807,000 | 2,720 |
Provision for loan and lease losses | $0 | 4,069 |
Total noninterest income | $463,000 | 3,216 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $251,000 | 2,102 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $212,000 | 3,546 |
Total noninterest expense | $2,460,000 | 3,299 |
Salaries and employee benefits | $1,466,000 | 3,129 |
Premises and equipment expense | $311,000 | 3,085 |
Additional noninterest expense | $683,000 | 3,648 |
Pre-tax net operating income | $1,810,000 | 2,042 |
Securities gains (losses) | $0 | 2,636 |
Applicable income taxes | $419,000 | 1,809 |
Income before extraordinary items | $1,391,000 | 2,183 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,391,000 | 2,186 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $1,391,000 | 2,186 |
Net charge-offs | $259,000 | 1,018 |
Cash dividends | $2,130,000 | 665 |
Sale, conversion, retirement of capital stock, net | $0 | 751 |
Net operating income | $1,391,000 | 2,128 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $2,290,000 | 2,567 |
Total interest expense | $362,000 | 1,855 |
Net interest income | $1,928,000 | 2,682 |
Provision for loan and lease losses | $0 | 3,703 |
Total noninterest income | $227,000 | 3,199 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $124,000 | 2,109 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $103,000 | 3,556 |
Total noninterest expense | $1,232,000 | 3,311 |
Salaries and employee benefits | $731,000 | 3,151 |
Premises and equipment expense | $153,000 | 3,155 |
Additional noninterest expense | $348,000 | 3,603 |
Pre-tax net operating income | $923,000 | 1,992 |
Securities gains (losses) | $0 | 2,027 |
Applicable income taxes | $213,000 | 1,767 |
Income before extraordinary items | $710,000 | 2,117 |
Extraordinary gains, net | $0 | 13 |
Net income | $710,000 | 2,118 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $710,000 | 2,118 |
Net charge-offs | $70,000 | 1,330 |
Cash dividends | $2,130,000 | 341 |
Sale, conversion, retirement of capital stock, net | $0 | 697 |
Net operating income | $710,000 | 2,050 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $9,584,000 | 2,496 |
Total interest expense | $1,591,000 | 1,808 |
Net interest income | $7,993,000 | 2,621 |
Provision for loan and lease losses | $0 | 4,603 |
Total noninterest income | $834,000 | 3,413 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $539,000 | 2,160 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $295,000 | 4,037 |
Total noninterest expense | $4,762,000 | 3,424 |
Salaries and employee benefits | $2,796,000 | 3,224 |
Premises and equipment expense | $626,000 | 3,132 |
Additional noninterest expense | $1,340,000 | 3,803 |
Pre-tax net operating income | $4,065,000 | 1,814 |
Securities gains (losses) | $0 | 3,259 |
Applicable income taxes | $935,000 | 1,616 |
Income before extraordinary items | $3,130,000 | 1,947 |
Extraordinary gains, net | $0 | 17 |
Net income | $3,130,000 | 1,946 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $3,130,000 | 1,945 |
Net charge-offs | $330,000 | 1,916 |
Cash dividends | $1,272,000 | 1,736 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $3,130,000 | 1,908 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $7,291,000 | 2,471 |
Total interest expense | $1,218,000 | 1,797 |
Net interest income | $6,073,000 | 2,609 |
Provision for loan and lease losses | $0 | 4,401 |
Total noninterest income | $795,000 | 3,047 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $414,000 | 2,122 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $381,000 | 3,279 |
Total noninterest expense | $3,565,000 | 3,444 |
Salaries and employee benefits | $2,096,000 | 3,256 |
Premises and equipment expense | $477,000 | 3,144 |
Additional noninterest expense | $992,000 | 3,857 |
Pre-tax net operating income | $3,303,000 | 1,713 |
Securities gains (losses) | $0 | 2,980 |
Applicable income taxes | $784,000 | 1,536 |
Income before extraordinary items | $2,519,000 | 1,839 |
Extraordinary gains, net | $0 | 15 |
Net income | $2,519,000 | 1,839 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $2,519,000 | 1,838 |
Net charge-offs | $144,000 | 2,331 |
Cash dividends | $1,272,000 | 1,303 |
Sale, conversion, retirement of capital stock, net | $0 | 819 |
Net operating income | $2,519,000 | 1,803 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $4,889,000 | 2,461 |
Total interest expense | $831,000 | 1,778 |
Net interest income | $4,058,000 | 2,602 |
Provision for loan and lease losses | $0 | 4,196 |
Total noninterest income | $533,000 | 3,002 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $275,000 | 2,088 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $258,000 | 3,247 |
Total noninterest expense | $2,382,000 | 3,461 |
Salaries and employee benefits | $1,390,000 | 3,282 |
Premises and equipment expense | $324,000 | 3,119 |
Additional noninterest expense | $668,000 | 3,857 |
Pre-tax net operating income | $2,209,000 | 1,676 |
Securities gains (losses) | $0 | 2,580 |
Applicable income taxes | $523,000 | 1,503 |
Income before extraordinary items | $1,686,000 | 1,788 |
Extraordinary gains, net | $0 | 20 |
Net income | $1,686,000 | 1,791 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $1,686,000 | 1,790 |
Net charge-offs | $112,000 | 2,079 |
Cash dividends | $1,272,000 | 963 |
Sale, conversion, retirement of capital stock, net | $0 | 794 |
Net operating income | $1,686,000 | 1,741 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $2,434,000 | 2,466 |
Total interest expense | $427,000 | 1,754 |
Net interest income | $2,007,000 | 2,621 |
Provision for loan and lease losses | $0 | 3,817 |
Total noninterest income | $249,000 | 3,073 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $138,000 | 2,072 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $111,000 | 3,417 |
Total noninterest expense | $1,204,000 | 3,468 |
Salaries and employee benefits | $685,000 | 3,342 |
Premises and equipment expense | $177,000 | 2,996 |
Additional noninterest expense | $342,000 | 3,798 |
Pre-tax net operating income | $1,052,000 | 1,700 |
Securities gains (losses) | $0 | 1,715 |
Applicable income taxes | $207,000 | 1,688 |
Income before extraordinary items | $845,000 | 1,724 |
Extraordinary gains, net | $0 | 16 |
Net income | $845,000 | 1,728 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $845,000 | 1,727 |
Net charge-offs | $26,000 | 2,321 |
Cash dividends | $1,242,000 | 510 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $845,000 | 1,695 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $10,450,000 | 2,328 |
Total interest expense | $2,492,000 | 1,362 |
Net interest income | $7,958,000 | 2,617 |
Provision for loan and lease losses | $760,000 | 1,388 |
Total noninterest income | $681,000 | 3,914 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $568,000 | 2,164 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $113,000 | 5,262 |
Total noninterest expense | $4,664,000 | 3,574 |
Salaries and employee benefits | $2,712,000 | 3,334 |
Premises and equipment expense | $583,000 | 3,375 |
Additional noninterest expense | $1,369,000 | 3,881 |
Pre-tax net operating income | $3,215,000 | 2,063 |
Securities gains (losses) | $0 | 3,182 |
Applicable income taxes | $581,000 | 2,000 |
Income before extraordinary items | $2,634,000 | 2,112 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,634,000 | 2,117 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $2,634,000 | 2,117 |
Net charge-offs | $241,000 | 2,804 |
Cash dividends | $150,000 | 3,755 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $2,634,000 | 2,057 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $7,946,000 | 2,301 |
Total interest expense | $1,975,000 | 1,327 |
Net interest income | $5,971,000 | 2,627 |
Provision for loan and lease losses | $720,000 | 1,158 |
Total noninterest income | $638,000 | 3,577 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $425,000 | 2,171 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $213,000 | 4,235 |
Total noninterest expense | $3,422,000 | 3,634 |
Salaries and employee benefits | $2,018,000 | 3,380 |
Premises and equipment expense | $430,000 | 3,449 |
Additional noninterest expense | $974,000 | 4,013 |
Pre-tax net operating income | $2,467,000 | 2,080 |
Securities gains (losses) | $0 | 3,040 |
Applicable income taxes | $447,000 | 2,027 |
Income before extraordinary items | $2,020,000 | 2,120 |
Extraordinary gains, net | $0 | 25 |
Net income | $2,020,000 | 2,128 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $2,020,000 | 2,127 |
Net charge-offs | $163,000 | 2,777 |
Cash dividends | $50,000 | 3,541 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $2,020,000 | 2,053 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $5,312,000 | 2,304 |
Total interest expense | $1,354,000 | 1,324 |
Net interest income | $3,958,000 | 2,631 |
Provision for loan and lease losses | $480,000 | 1,203 |
Total noninterest income | $526,000 | 3,204 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $265,000 | 2,263 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $261,000 | 3,402 |
Total noninterest expense | $2,257,000 | 3,679 |
Salaries and employee benefits | $1,359,000 | 3,369 |
Premises and equipment expense | $283,000 | 3,505 |
Additional noninterest expense | $615,000 | 4,129 |
Pre-tax net operating income | $1,747,000 | 1,939 |
Securities gains (losses) | $0 | 2,791 |
Applicable income taxes | $282,000 | 2,078 |
Income before extraordinary items | $1,465,000 | 1,960 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,465,000 | 1,966 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $1,465,000 | 1,966 |
Net charge-offs | $115,000 | 2,625 |
Cash dividends | $0 | 3,564 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $1,465,000 | 1,884 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $2,660,000 | 2,322 |
Total interest expense | $697,000 | 1,328 |
Net interest income | $1,963,000 | 2,660 |
Provision for loan and lease losses | $240,000 | 1,184 |
Total noninterest income | $270,000 | 3,146 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $132,000 | 2,248 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $138,000 | 3,303 |
Total noninterest expense | $1,230,000 | 3,496 |
Salaries and employee benefits | $697,000 | 3,333 |
Premises and equipment expense | $157,000 | 3,279 |
Additional noninterest expense | $376,000 | 3,670 |
Pre-tax net operating income | $763,000 | 2,116 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $122,000 | 2,209 |
Income before extraordinary items | $641,000 | 2,146 |
Extraordinary gains, net | $0 | 10 |
Net income | $641,000 | 2,148 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $641,000 | 2,148 |
Net charge-offs | $-66,000 | 6,770 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $641,000 | 2,057 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $11,343,000 | 2,291 |
Total interest expense | $3,253,000 | 1,369 |
Net interest income | $8,090,000 | 2,643 |
Provision for loan and lease losses | $1,315,000 | 1,458 |
Total noninterest income | $715,000 | 3,855 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $577,000 | 2,220 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $138,000 | 5,018 |
Total noninterest expense | $4,854,000 | 3,542 |
Salaries and employee benefits | $2,777,000 | 3,302 |
Premises and equipment expense | $547,000 | 3,600 |
Additional noninterest expense | $1,530,000 | 3,742 |
Pre-tax net operating income | $2,636,000 | 2,321 |
Securities gains (losses) | $0 | 3,810 |
Applicable income taxes | $175,000 | 3,104 |
Income before extraordinary items | $2,461,000 | 2,208 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,461,000 | 2,207 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $2,461,000 | 2,209 |
Net charge-offs | $2,530,000 | 969 |
Cash dividends | $794,000 | 2,241 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $2,461,000 | 2,073 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $8,631,000 | 2,311 |
Total interest expense | $2,518,000 | 1,391 |
Net interest income | $6,113,000 | 2,669 |
Provision for loan and lease losses | $925,000 | 1,523 |
Total noninterest income | $716,000 | 3,371 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $428,000 | 2,262 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $288,000 | 3,746 |
Total noninterest expense | $3,722,000 | 3,510 |
Salaries and employee benefits | $2,132,000 | 3,270 |
Premises and equipment expense | $378,000 | 3,838 |
Additional noninterest expense | $1,212,000 | 3,636 |
Pre-tax net operating income | $2,182,000 | 2,190 |
Securities gains (losses) | $0 | 3,575 |
Applicable income taxes | $256,000 | 2,617 |
Income before extraordinary items | $1,926,000 | 2,183 |
Extraordinary gains, net | $0 | 20 |
Net income | $1,926,000 | 2,183 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $1,926,000 | 2,184 |
Net charge-offs | $821,000 | 1,643 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $1,926,000 | 2,056 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $5,837,000 | 2,300 |
Total interest expense | $1,728,000 | 1,402 |
Net interest income | $4,109,000 | 2,650 |
Provision for loan and lease losses | $500,000 | 1,802 |
Total noninterest income | $439,000 | 3,485 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $287,000 | 2,240 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $152,000 | 4,059 |
Total noninterest expense | $2,522,000 | 3,480 |
Salaries and employee benefits | $1,428,000 | 3,274 |
Premises and equipment expense | $246,000 | 3,912 |
Additional noninterest expense | $848,000 | 3,527 |
Pre-tax net operating income | $1,526,000 | 2,109 |
Securities gains (losses) | $0 | 3,178 |
Applicable income taxes | $152,000 | 2,702 |
Income before extraordinary items | $1,374,000 | 2,037 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,374,000 | 2,035 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,374,000 | 2,037 |
Net charge-offs | $706,000 | 1,442 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $1,374,000 | 1,929 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $2,960,000 | 2,284 |
Total interest expense | $885,000 | 1,424 |
Net interest income | $2,075,000 | 2,630 |
Provision for loan and lease losses | $275,000 | 1,672 |
Total noninterest income | $247,000 | 3,266 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $141,000 | 2,256 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $106,000 | 3,615 |
Total noninterest expense | $1,259,000 | 3,514 |
Salaries and employee benefits | $717,000 | 3,287 |
Premises and equipment expense | $128,000 | 3,830 |
Additional noninterest expense | $414,000 | 3,559 |
Pre-tax net operating income | $788,000 | 2,056 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $124,000 | 2,225 |
Income before extraordinary items | $664,000 | 2,085 |
Extraordinary gains, net | $0 | 19 |
Net income | $664,000 | 2,086 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $664,000 | 2,087 |
Net charge-offs | $424,000 | 1,210 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $664,000 | 1,985 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $13,093,000 | 2,123 |
Total interest expense | $4,019,000 | 1,510 |
Net interest income | $9,074,000 | 2,413 |
Provision for loan and lease losses | $3,800,000 | 989 |
Total noninterest income | $737,000 | 3,678 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $621,000 | 2,184 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $116,000 | 5,161 |
Total noninterest expense | $4,868,000 | 3,615 |
Salaries and employee benefits | $2,739,000 | 3,329 |
Premises and equipment expense | $502,000 | 4,031 |
Additional noninterest expense | $1,627,000 | 3,657 |
Pre-tax net operating income | $1,143,000 | 3,474 |
Securities gains (losses) | $0 | 3,838 |
Applicable income taxes | $-401,000 | 7,024 |
Income before extraordinary items | $1,544,000 | 2,720 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,544,000 | 2,722 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $1,544,000 | 2,722 |
Net charge-offs | $2,730,000 | 1,280 |
Cash dividends | $100,000 | 3,758 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $1,544,000 | 2,634 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $9,922,000 | 2,135 |
Total interest expense | $3,072,000 | 1,536 |
Net interest income | $6,850,000 | 2,402 |
Provision for loan and lease losses | $1,425,000 | 1,556 |
Total noninterest income | $509,000 | 3,846 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $476,000 | 2,157 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $33,000 | 6,108 |
Total noninterest expense | $3,617,000 | 3,645 |
Salaries and employee benefits | $2,057,000 | 3,320 |
Premises and equipment expense | $374,000 | 4,093 |
Additional noninterest expense | $1,186,000 | 3,722 |
Pre-tax net operating income | $2,317,000 | 1,861 |
Securities gains (losses) | $0 | 3,555 |
Applicable income taxes | $337,000 | 2,143 |
Income before extraordinary items | $1,980,000 | 1,848 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,980,000 | 1,848 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $1,980,000 | 1,848 |
Net charge-offs | $1,890,000 | 1,274 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $1,980,000 | 1,764 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $6,669,000 | 2,141 |
Total interest expense | $2,086,000 | 1,561 |
Net interest income | $4,583,000 | 2,396 |
Provision for loan and lease losses | $825,000 | 1,687 |
Total noninterest income | $409,000 | 3,509 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $316,000 | 2,145 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $93,000 | 4,654 |
Total noninterest expense | $2,452,000 | 3,626 |
Salaries and employee benefits | $1,449,000 | 3,228 |
Premises and equipment expense | $253,000 | 4,078 |
Additional noninterest expense | $750,000 | 3,900 |
Pre-tax net operating income | $1,715,000 | 1,655 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $240,000 | 2,027 |
Income before extraordinary items | $1,475,000 | 1,648 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,475,000 | 1,648 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $1,475,000 | 1,648 |
Net charge-offs | $768,000 | 1,708 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $1,475,000 | 1,576 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $3,352,000 | 2,133 |
Total interest expense | $1,068,000 | 1,591 |
Net interest income | $2,284,000 | 2,405 |
Provision for loan and lease losses | $375,000 | 1,701 |
Total noninterest income | $229,000 | 3,319 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $160,000 | 2,103 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $69,000 | 4,155 |
Total noninterest expense | $1,228,000 | 3,636 |
Salaries and employee benefits | $730,000 | 3,219 |
Premises and equipment expense | $127,000 | 4,116 |
Additional noninterest expense | $371,000 | 3,934 |
Pre-tax net operating income | $910,000 | 1,575 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $178,000 | 1,622 |
Income before extraordinary items | $732,000 | 1,610 |
Extraordinary gains, net | $0 | 9 |
Net income | $732,000 | 1,610 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $732,000 | 1,610 |
Net charge-offs | $286,000 | 1,799 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $732,000 | 1,564 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $14,203,000 | 2,120 |
Total interest expense | $4,920,000 | 1,679 |
Net interest income | $9,283,000 | 2,351 |
Provision for loan and lease losses | $1,275,000 | 2,681 |
Total noninterest income | $690,000 | 3,967 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $790,000 | 1,852 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $-100,000 | 7,197 |
Total noninterest expense | $4,572,000 | 3,856 |
Salaries and employee benefits | $2,286,000 | 3,838 |
Premises and equipment expense | $470,000 | 4,351 |
Additional noninterest expense | $1,816,000 | 3,514 |
Pre-tax net operating income | $4,126,000 | 1,226 |
Securities gains (losses) | $328,000 | 1,184 |
Applicable income taxes | $773,000 | 1,462 |
Income before extraordinary items | $3,681,000 | 1,173 |
Extraordinary gains, net | $0 | 29 |
Net income | $3,681,000 | 1,173 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $3,681,000 | 1,175 |
Net charge-offs | $834,000 | 2,939 |
Cash dividends | $1,268,000 | 1,241 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $3,408,760 | 1,206 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $10,701,000 | 2,159 |
Total interest expense | $3,774,000 | 1,697 |
Net interest income | $6,927,000 | 2,402 |
Provision for loan and lease losses | $1,050,000 | 2,437 |
Total noninterest income | $905,000 | 2,921 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $618,000 | 1,832 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $287,000 | 3,608 |
Total noninterest expense | $4,166,000 | 3,309 |
Salaries and employee benefits | $2,419,000 | 2,944 |
Premises and equipment expense | $354,000 | 4,398 |
Additional noninterest expense | $1,393,000 | 3,429 |
Pre-tax net operating income | $2,616,000 | 1,507 |
Securities gains (losses) | $328,000 | 1,012 |
Applicable income taxes | $735,000 | 1,285 |
Income before extraordinary items | $2,209,000 | 1,508 |
Extraordinary gains, net | $0 | 23 |
Net income | $2,209,000 | 1,511 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $2,209,000 | 1,511 |
Net charge-offs | $613,000 | 2,792 |
Cash dividends | $1,268,000 | 859 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $1,963,000 | 1,596 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $7,114,000 | 2,193 |
Total interest expense | $2,574,000 | 1,731 |
Net interest income | $4,540,000 | 2,439 |
Provision for loan and lease losses | $625,000 | 2,518 |
Total noninterest income | $658,000 | 2,694 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $419,000 | 1,815 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $239,000 | 3,193 |
Total noninterest expense | $2,896,000 | 3,203 |
Salaries and employee benefits | $1,711,000 | 2,794 |
Premises and equipment expense | $229,000 | 4,513 |
Additional noninterest expense | $956,000 | 3,321 |
Pre-tax net operating income | $1,677,000 | 1,546 |
Securities gains (losses) | $328,000 | 664 |
Applicable income taxes | $507,000 | 1,206 |
Income before extraordinary items | $1,498,000 | 1,474 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,498,000 | 1,475 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $1,498,000 | 1,475 |
Net charge-offs | $445,000 | 2,576 |
Cash dividends | $1,268,000 | 550 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $1,252,000 | 1,657 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $3,494,000 | 2,295 |
Total interest expense | $1,317,000 | 1,776 |
Net interest income | $2,177,000 | 2,580 |
Provision for loan and lease losses | $325,000 | 2,296 |
Total noninterest income | $306,000 | 2,820 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $180,000 | 2,048 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $126,000 | 3,112 |
Total noninterest expense | $1,445,000 | 3,246 |
Salaries and employee benefits | $826,000 | 2,934 |
Premises and equipment expense | $115,000 | 4,583 |
Additional noninterest expense | $504,000 | 3,164 |
Pre-tax net operating income | $713,000 | 1,796 |
Securities gains (losses) | $200,000 | 516 |
Applicable income taxes | $228,000 | 1,308 |
Income before extraordinary items | $685,000 | 1,595 |
Extraordinary gains, net | $0 | 16 |
Net income | $685,000 | 1,597 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $685,000 | 1,597 |
Net charge-offs | $346,000 | 1,898 |
Cash dividends | $1,003,000 | 321 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $535,000 | 1,948 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $14,009,000 | 2,379 |
Total interest expense | $5,647,000 | 2,023 |
Net interest income | $8,362,000 | 2,612 |
Provision for loan and lease losses | $605,000 | 4,238 |
Total noninterest income | $1,331,000 | 2,764 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $934,000 | 1,792 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $397,000 | 3,562 |
Total noninterest expense | $5,165,000 | 3,584 |
Salaries and employee benefits | $3,131,000 | 3,054 |
Premises and equipment expense | $501,000 | 4,370 |
Additional noninterest expense | $1,533,000 | 4,020 |
Pre-tax net operating income | $3,923,000 | 1,060 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $649,000 | 1,308 |
Income before extraordinary items | $3,274,000 | 1,029 |
Extraordinary gains, net | $0 | 34 |
Net income | $3,274,000 | 1,026 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $3,274,000 | 1,028 |
Net charge-offs | $758,000 | 3,253 |
Cash dividends | $1,656,000 | 1,084 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $3,274,000 | 1,029 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $10,443,000 | 2,433 |
Total interest expense | $4,230,000 | 2,112 |
Net interest income | $6,213,000 | 2,643 |
Provision for loan and lease losses | $215,000 | 5,067 |
Total noninterest income | $1,007,000 | 2,803 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $678,000 | 1,849 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $329,000 | 3,478 |
Total noninterest expense | $3,818,000 | 3,624 |
Salaries and employee benefits | $2,323,000 | 3,108 |
Premises and equipment expense | $382,000 | 4,372 |
Additional noninterest expense | $1,113,000 | 4,087 |
Pre-tax net operating income | $3,187,000 | 1,026 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $734,000 | 1,062 |
Income before extraordinary items | $2,453,000 | 1,109 |
Extraordinary gains, net | $0 | 27 |
Net income | $2,453,000 | 1,108 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $2,453,000 | 1,109 |
Net charge-offs | $583,000 | 2,832 |
Cash dividends | $1,379,000 | 945 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $2,453,000 | 1,096 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $6,877,000 | 2,503 |
Total interest expense | $2,813,000 | 2,205 |
Net interest income | $4,064,000 | 2,669 |
Provision for loan and lease losses | $140,000 | 4,862 |
Total noninterest income | $628,000 | 2,951 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $421,000 | 1,942 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $207,000 | 3,608 |
Total noninterest expense | $2,522,000 | 3,693 |
Salaries and employee benefits | $1,542,000 | 3,165 |
Premises and equipment expense | $248,000 | 4,479 |
Additional noninterest expense | $732,000 | 4,143 |
Pre-tax net operating income | $2,030,000 | 1,126 |
Securities gains (losses) | $3,000 | 2,873 |
Applicable income taxes | $444,000 | 1,182 |
Income before extraordinary items | $1,589,000 | 1,190 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,589,000 | 1,188 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $1,589,000 | 1,189 |
Net charge-offs | $378,000 | 2,678 |
Cash dividends | $906,000 | 1,012 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $1,586,660 | 1,158 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $3,398,000 | 2,560 |
Total interest expense | $1,390,000 | 2,300 |
Net interest income | $2,008,000 | 2,703 |
Provision for loan and lease losses | $45,000 | 4,992 |
Total noninterest income | $312,000 | 2,950 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $199,000 | 1,980 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $113,000 | 3,457 |
Total noninterest expense | $1,197,000 | 3,767 |
Salaries and employee benefits | $761,000 | 3,235 |
Premises and equipment expense | $119,000 | 4,641 |
Additional noninterest expense | $317,000 | 4,236 |
Pre-tax net operating income | $1,078,000 | 1,192 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $267,000 | 1,165 |
Income before extraordinary items | $811,000 | 1,352 |
Extraordinary gains, net | $0 | 15 |
Net income | $811,000 | 1,354 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $811,000 | 1,354 |
Net charge-offs | $48,000 | 3,603 |
Cash dividends | $347,000 | 1,246 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $811,000 | 1,279 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $14,651,000 | 2,525 |
Total interest expense | $6,676,000 | 2,288 |
Net interest income | $7,975,000 | 2,714 |
Provision for loan and lease losses | $180,000 | 5,334 |
Total noninterest income | $1,377,000 | 2,792 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $936,000 | 1,854 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $441,000 | 3,415 |
Total noninterest expense | $4,795,000 | 3,683 |
Salaries and employee benefits | $2,978,000 | 3,270 |
Premises and equipment expense | $471,000 | 4,634 |
Additional noninterest expense | $1,346,000 | 3,923 |
Pre-tax net operating income | $4,377,000 | 1,250 |
Securities gains (losses) | $267,000 | 590 |
Applicable income taxes | $1,105,000 | 1,107 |
Income before extraordinary items | $3,539,000 | 1,177 |
Extraordinary gains, net | $0 | 39 |
Net income | $3,539,000 | 1,176 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $219,000 | 3,968 |
Cash dividends | $4,784,000 | 592 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $3,336,080 | 1,327 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $11,158,000 | 2,533 |
Total interest expense | $5,198,000 | 2,297 |
Net interest income | $5,960,000 | 2,739 |
Provision for loan and lease losses | $135,000 | 4,747 |
Total noninterest income | $1,038,000 | 2,837 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $694,000 | 1,882 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $344,000 | 3,443 |
Total noninterest expense | $3,564,000 | 3,697 |
Salaries and employee benefits | $2,252,000 | 3,279 |
Premises and equipment expense | $352,000 | 4,645 |
Additional noninterest expense | $960,000 | 3,981 |
Pre-tax net operating income | $3,299,000 | 1,482 |
Securities gains (losses) | $216,000 | 582 |
Applicable income taxes | $840,000 | 1,323 |
Income before extraordinary items | $2,675,000 | 1,384 |
Extraordinary gains, net | $0 | 31 |
Net income | $2,675,000 | 1,382 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $193,000 | 3,098 |
Cash dividends | $3,938,000 | 574 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $2,510,840 | 1,536 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $7,529,000 | 2,536 |
Total interest expense | $3,610,000 | 2,313 |
Net interest income | $3,919,000 | 2,757 |
Provision for loan and lease losses | $90,000 | 4,395 |
Total noninterest income | $690,000 | 2,871 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $451,000 | 1,899 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $239,000 | 3,433 |
Total noninterest expense | $2,379,000 | 3,730 |
Salaries and employee benefits | $1,502,000 | 3,325 |
Premises and equipment expense | $226,000 | 4,788 |
Additional noninterest expense | $651,000 | 3,924 |
Pre-tax net operating income | $2,140,000 | 1,593 |
Securities gains (losses) | $210,000 | 595 |
Applicable income taxes | $584,000 | 1,423 |
Income before extraordinary items | $1,766,000 | 1,554 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,766,000 | 1,554 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $120,000 | 2,803 |
Cash dividends | $3,568,000 | 473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $1,608,500 | 1,652 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $3,805,000 | 2,583 |
Total interest expense | $1,873,000 | 2,376 |
Net interest income | $1,932,000 | 2,786 |
Provision for loan and lease losses | $45,000 | 3,899 |
Total noninterest income | $324,000 | 2,979 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $215,000 | 1,956 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $109,000 | 3,609 |
Total noninterest expense | $1,157,000 | 3,805 |
Salaries and employee benefits | $742,000 | 3,386 |
Premises and equipment expense | $112,000 | 4,832 |
Additional noninterest expense | $303,000 | 4,084 |
Pre-tax net operating income | $1,054,000 | 1,703 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $262,000 | 1,633 |
Income before extraordinary items | $792,000 | 1,833 |
Extraordinary gains, net | $0 | 15 |
Net income | $792,000 | 1,835 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $64,000 | 2,218 |
Cash dividends | $143,000 | 2,650 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $792,000 | 1,769 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $15,133,000 | 2,655 |
Total interest expense | $7,327,000 | 2,508 |
Net interest income | $7,806,000 | 2,794 |
Provision for loan and lease losses | $345,000 | 2,939 |
Total noninterest income | $1,300,000 | 2,978 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $884,000 | 1,954 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $416,000 | 3,663 |
Total noninterest expense | $4,405,000 | 3,821 |
Salaries and employee benefits | $2,779,000 | 3,434 |
Premises and equipment expense | $457,000 | 4,631 |
Additional noninterest expense | $1,169,000 | 4,147 |
Pre-tax net operating income | $4,356,000 | 1,851 |
Securities gains (losses) | $36,000 | 908 |
Applicable income taxes | $1,054,000 | 1,798 |
Income before extraordinary items | $3,338,000 | 1,874 |
Extraordinary gains, net | $0 | 39 |
Net income | $3,338,000 | 1,873 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $161,000 | 3,130 |
Cash dividends | $1,182,000 | 2,383 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $3,310,640 | 1,870 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $11,231,000 | 2,688 |
Total interest expense | $5,386,000 | 2,558 |
Net interest income | $5,845,000 | 2,803 |
Provision for loan and lease losses | $270,000 | 2,452 |
Total noninterest income | $925,000 | 3,071 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $635,000 | 2,015 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $290,000 | 3,804 |
Total noninterest expense | $3,191,000 | 3,913 |
Salaries and employee benefits | $2,005,000 | 3,523 |
Premises and equipment expense | $343,000 | 4,602 |
Additional noninterest expense | $843,000 | 4,221 |
Pre-tax net operating income | $3,309,000 | 1,936 |
Securities gains (losses) | $36,000 | 699 |
Applicable income taxes | $823,000 | 1,871 |
Income before extraordinary items | $2,522,000 | 1,997 |
Extraordinary gains, net | $0 | 33 |
Net income | $2,522,000 | 1,995 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $82,000 | 3,057 |
Cash dividends | $659,000 | 2,556 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $2,495,000 | 1,997 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $7,322,000 | 2,750 |
Total interest expense | $3,472,000 | 2,641 |
Net interest income | $3,850,000 | 2,854 |
Provision for loan and lease losses | $180,000 | 2,301 |
Total noninterest income | $621,000 | 3,080 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $424,000 | 2,012 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $197,000 | 3,806 |
Total noninterest expense | $2,106,000 | 3,971 |
Salaries and employee benefits | $1,320,000 | 3,592 |
Premises and equipment expense | $233,000 | 4,577 |
Additional noninterest expense | $553,000 | 4,265 |
Pre-tax net operating income | $2,185,000 | 2,004 |
Securities gains (losses) | $36,000 | 593 |
Applicable income taxes | $550,000 | 1,946 |
Income before extraordinary items | $1,671,000 | 2,038 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,671,000 | 2,037 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $45,000 | 2,952 |
Cash dividends | $591,000 | 2,236 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $1,644,000 | 2,049 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $3,562,000 | 2,817 |
Total interest expense | $1,660,000 | 2,732 |
Net interest income | $1,902,000 | 2,880 |
Provision for loan and lease losses | $90,000 | 2,153 |
Total noninterest income | $294,000 | 3,150 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $198,000 | 2,071 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $96,000 | 3,829 |
Total noninterest expense | $991,000 | 4,172 |
Salaries and employee benefits | $632,000 | 3,737 |
Premises and equipment expense | $100,000 | 5,048 |
Additional noninterest expense | $259,000 | 4,422 |
Pre-tax net operating income | $1,115,000 | 1,983 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $276,000 | 1,967 |
Income before extraordinary items | $839,000 | 1,981 |
Extraordinary gains, net | $0 | 22 |
Net income | $839,000 | 1,981 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 3,606 |
Cash dividends | $66,000 | 3,438 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $839,000 | 1,972 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $13,198,000 | 2,846 |
Total interest expense | $5,398,000 | 2,836 |
Net interest income | $7,800,000 | 2,815 |
Provision for loan and lease losses | $360,000 | 2,452 |
Total noninterest income | $1,130,000 | 3,265 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $790,000 | 2,130 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $340,000 | 4,054 |
Total noninterest expense | $3,756,000 | 4,166 |
Salaries and employee benefits | $2,326,000 | 3,825 |
Premises and equipment expense | $400,000 | 4,911 |
Additional noninterest expense | $1,030,000 | 4,418 |
Pre-tax net operating income | $4,814,000 | 1,956 |
Securities gains (losses) | $24,000 | 859 |
Applicable income taxes | $1,264,000 | 1,897 |
Income before extraordinary items | $3,574,000 | 1,979 |
Extraordinary gains, net | $0 | 51 |
Net income | $3,574,000 | 1,980 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 4,733 |
Cash dividends | $939,000 | 2,682 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $3,556,240 | 1,975 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $9,697,000 | 2,880 |
Total interest expense | $3,845,000 | 2,876 |
Net interest income | $5,852,000 | 2,832 |
Provision for loan and lease losses | $270,000 | 2,327 |
Total noninterest income | $837,000 | 3,300 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $589,000 | 2,155 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $248,000 | 4,109 |
Total noninterest expense | $2,806,000 | 4,167 |
Salaries and employee benefits | $1,731,000 | 3,836 |
Premises and equipment expense | $309,000 | 4,829 |
Additional noninterest expense | $766,000 | 4,417 |
Pre-tax net operating income | $3,613,000 | 2,007 |
Securities gains (losses) | $24,000 | 702 |
Applicable income taxes | $935,000 | 1,973 |
Income before extraordinary items | $2,702,000 | 2,008 |
Extraordinary gains, net | $0 | 45 |
Net income | $2,702,000 | 2,009 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 4,214 |
Cash dividends | $530,000 | 2,835 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $2,684,240 | 2,017 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $6,292,000 | 2,905 |
Total interest expense | $2,435,000 | 2,878 |
Net interest income | $3,857,000 | 2,877 |
Provision for loan and lease losses | $180,000 | 2,262 |
Total noninterest income | $552,000 | 3,297 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $391,000 | 2,137 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $161,000 | 4,160 |
Total noninterest expense | $1,860,000 | 4,206 |
Salaries and employee benefits | $1,144,000 | 3,878 |
Premises and equipment expense | $217,000 | 4,682 |
Additional noninterest expense | $499,000 | 4,496 |
Pre-tax net operating income | $2,369,000 | 2,044 |
Securities gains (losses) | $12,000 | 697 |
Applicable income taxes | $625,000 | 1,995 |
Income before extraordinary items | $1,756,000 | 2,053 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,756,000 | 2,056 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 3,889 |
Cash dividends | $125,000 | 4,157 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $1,747,120 | 2,053 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $3,077,000 | 2,901 |
Total interest expense | $1,165,000 | 2,869 |
Net interest income | $1,912,000 | 2,896 |
Provision for loan and lease losses | $90,000 | 2,132 |
Total noninterest income | $266,000 | 3,336 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $182,000 | 2,208 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $84,000 | 4,044 |
Total noninterest expense | $921,000 | 4,244 |
Salaries and employee benefits | $552,000 | 3,991 |
Premises and equipment expense | $108,000 | 4,716 |
Additional noninterest expense | $261,000 | 4,335 |
Pre-tax net operating income | $1,167,000 | 2,023 |
Securities gains (losses) | $17,000 | 498 |
Applicable income taxes | $308,000 | 1,986 |
Income before extraordinary items | $876,000 | 2,017 |
Extraordinary gains, net | $0 | 21 |
Net income | $876,000 | 2,016 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 6,875 |
Cash dividends | $60,000 | 3,464 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $863,420 | 2,030 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $11,629,000 | 2,777 |
Total interest expense | $4,352,000 | 2,479 |
Net interest income | $7,277,000 | 2,948 |
Provision for loan and lease losses | $415,000 | 2,215 |
Total noninterest income | $987,000 | 3,596 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $718,000 | 2,295 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $269,000 | 4,573 |
Total noninterest expense | $3,487,000 | 4,298 |
Salaries and employee benefits | $2,030,000 | 4,084 |
Premises and equipment expense | $403,000 | 4,830 |
Additional noninterest expense | $1,054,000 | 4,233 |
Pre-tax net operating income | $4,362,000 | 2,087 |
Securities gains (losses) | $40,000 | 1,003 |
Applicable income taxes | $1,149,000 | 2,070 |
Income before extraordinary items | $3,253,000 | 2,101 |
Extraordinary gains, net | $0 | 46 |
Net income | $3,253,000 | 2,101 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $147,000 | 2,752 |
Cash dividends | $431,000 | 3,884 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $3,223,400 | 2,089 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $8,582,000 | 2,763 |
Total interest expense | $3,169,000 | 2,435 |
Net interest income | $5,413,000 | 2,954 |
Provision for loan and lease losses | $295,000 | 2,231 |
Total noninterest income | $758,000 | 3,540 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $535,000 | 2,312 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $223,000 | 4,371 |
Total noninterest expense | $2,649,000 | 4,218 |
Salaries and employee benefits | $1,538,000 | 4,014 |
Premises and equipment expense | $311,000 | 4,718 |
Additional noninterest expense | $800,000 | 4,182 |
Pre-tax net operating income | $3,227,000 | 2,109 |
Securities gains (losses) | $40,000 | 963 |
Applicable income taxes | $839,000 | 2,130 |
Income before extraordinary items | $2,428,000 | 2,118 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,428,000 | 2,117 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $87,000 | 2,746 |
Cash dividends | $375,000 | 3,213 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $2,398,400 | 2,107 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $5,592,000 | 2,754 |
Total interest expense | $2,040,000 | 2,389 |
Net interest income | $3,552,000 | 2,959 |
Provision for loan and lease losses | $180,000 | 2,307 |
Total noninterest income | $480,000 | 3,620 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $357,000 | 2,267 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $123,000 | 4,757 |
Total noninterest expense | $1,738,000 | 4,259 |
Salaries and employee benefits | $998,000 | 4,088 |
Premises and equipment expense | $202,000 | 4,786 |
Additional noninterest expense | $538,000 | 4,122 |
Pre-tax net operating income | $2,114,000 | 2,092 |
Securities gains (losses) | $7,000 | 1,472 |
Applicable income taxes | $549,000 | 2,127 |
Income before extraordinary items | $1,572,000 | 2,145 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,572,000 | 2,143 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 3,314 |
Cash dividends | $95,000 | 4,350 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $1,566,820 | 2,118 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $2,745,000 | 2,774 |
Total interest expense | $989,000 | 2,355 |
Net interest income | $1,756,000 | 2,987 |
Provision for loan and lease losses | $90,000 | 2,180 |
Total noninterest income | $243,000 | 3,533 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $173,000 | 2,272 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $70,000 | 4,462 |
Total noninterest expense | $863,000 | 4,301 |
Salaries and employee benefits | $500,000 | 4,093 |
Premises and equipment expense | $95,000 | 5,050 |
Additional noninterest expense | $268,000 | 4,145 |
Pre-tax net operating income | $1,046,000 | 2,082 |
Securities gains (losses) | $7,000 | 1,110 |
Applicable income taxes | $269,000 | 2,147 |
Income before extraordinary items | $784,000 | 2,120 |
Extraordinary gains, net | $0 | 24 |
Net income | $784,000 | 2,121 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 2,584 |
Cash dividends | $45,000 | 3,493 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $778,820 | 2,098 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $10,461,000 | 2,707 |
Total interest expense | $3,729,000 | 2,175 |
Net interest income | $6,732,000 | 2,999 |
Provision for loan and lease losses | $445,000 | 2,166 |
Total noninterest income | $1,201,000 | 3,130 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $660,000 | 2,508 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $541,000 | 3,168 |
Total noninterest expense | $3,234,000 | 4,431 |
Salaries and employee benefits | $1,819,000 | 4,302 |
Premises and equipment expense | $411,000 | 4,670 |
Additional noninterest expense | $1,004,000 | 4,337 |
Pre-tax net operating income | $4,254,000 | 1,946 |
Securities gains (losses) | $-244,000 | 8,822 |
Applicable income taxes | $1,069,000 | 2,046 |
Income before extraordinary items | $2,941,000 | 2,114 |
Extraordinary gains, net | $0 | 34 |
Net income | $2,941,000 | 2,115 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $174,000 | 2,801 |
Cash dividends | $146,000 | 5,219 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $3,119,120 | 1,964 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $7,717,000 | 2,723 |
Total interest expense | $2,781,000 | 2,149 |
Net interest income | $4,936,000 | 3,037 |
Provision for loan and lease losses | $265,000 | 2,488 |
Total noninterest income | $986,000 | 2,962 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $478,000 | 2,599 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $508,000 | 2,772 |
Total noninterest expense | $2,380,000 | 4,456 |
Salaries and employee benefits | $1,328,000 | 4,355 |
Premises and equipment expense | $305,000 | 4,702 |
Additional noninterest expense | $747,000 | 4,304 |
Pre-tax net operating income | $3,277,000 | 1,918 |
Securities gains (losses) | $-244,000 | 8,949 |
Applicable income taxes | $820,000 | 2,071 |
Income before extraordinary items | $2,213,000 | 2,112 |
Extraordinary gains, net | $0 | 26 |
Net income | $2,213,000 | 2,113 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $123,000 | 2,513 |
Cash dividends | $106,000 | 4,579 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $2,391,120 | 1,922 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $5,035,000 | 2,773 |
Total interest expense | $1,820,000 | 2,159 |
Net interest income | $3,215,000 | 3,089 |
Provision for loan and lease losses | $165,000 | 2,550 |
Total noninterest income | $499,000 | 3,576 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $316,000 | 2,607 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $183,000 | 3,929 |
Total noninterest expense | $1,528,000 | 4,606 |
Salaries and employee benefits | $841,000 | 4,543 |
Premises and equipment expense | $206,000 | 4,676 |
Additional noninterest expense | $481,000 | 4,443 |
Pre-tax net operating income | $2,021,000 | 2,030 |
Securities gains (losses) | $-11,000 | 8,702 |
Applicable income taxes | $494,000 | 2,226 |
Income before extraordinary items | $1,516,000 | 2,054 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,516,000 | 2,055 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $49,000 | 3,066 |
Cash dividends | $68,000 | 4,506 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $1,524,250 | 1,993 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $2,473,000 | 2,822 |
Total interest expense | $914,000 | 2,178 |
Net interest income | $1,559,000 | 3,170 |
Provision for loan and lease losses | $80,000 | 2,465 |
Total noninterest income | $234,000 | 3,674 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $146,000 | 2,732 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $88,000 | 3,993 |
Total noninterest expense | $764,000 | 4,625 |
Salaries and employee benefits | $416,000 | 4,601 |
Premises and equipment expense | $109,000 | 4,538 |
Additional noninterest expense | $239,000 | 4,470 |
Pre-tax net operating income | $949,000 | 2,101 |
Securities gains (losses) | $-14,000 | 8,945 |
Applicable income taxes | $232,000 | 2,306 |
Income before extraordinary items | $703,000 | 2,170 |
Extraordinary gains, net | $0 | 16 |
Net income | $703,000 | 2,171 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 3,014 |
Cash dividends | $34,000 | 3,544 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $713,500 | 2,057 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $9,190,000 | 3,058 |
Total interest expense | $3,607,000 | 2,443 |
Net interest income | $5,583,000 | 3,383 |
Provision for loan and lease losses | $380,000 | 2,681 |
Total noninterest income | $774,000 | 4,319 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $478,000 | 3,202 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $296,000 | 4,542 |
Total noninterest expense | $2,620,000 | 5,045 |
Salaries and employee benefits | $1,432,000 | 5,012 |
Premises and equipment expense | $325,000 | 5,414 |
Additional noninterest expense | $863,000 | 4,787 |
Pre-tax net operating income | $3,357,000 | 2,289 |
Securities gains (losses) | $35,000 | 2,802 |
Applicable income taxes | $832,000 | 2,471 |
Income before extraordinary items | $2,560,000 | 2,322 |
Extraordinary gains, net | $0 | 54 |
Net income | $2,560,000 | 2,325 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $198,000 | 2,892 |
Cash dividends | $164,000 | 5,134 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $2,533,750 | 2,240 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $6,680,000 | 3,181 |
Total interest expense | $2,668,000 | 2,547 |
Net interest income | $4,012,000 | 3,521 |
Provision for loan and lease losses | $235,000 | 2,982 |
Total noninterest income | $558,000 | 4,435 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $332,000 | 3,416 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $226,000 | 4,557 |
Total noninterest expense | $1,978,000 | 5,018 |
Salaries and employee benefits | $1,092,000 | 4,934 |
Premises and equipment expense | $252,000 | 5,303 |
Additional noninterest expense | $634,000 | 4,821 |
Pre-tax net operating income | $2,357,000 | 2,500 |
Securities gains (losses) | $15,000 | 3,125 |
Applicable income taxes | $575,000 | 2,758 |
Income before extraordinary items | $1,797,000 | 2,572 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,797,000 | 2,570 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $129,000 | 2,845 |
Cash dividends | $164,000 | 4,286 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,785,600 | 2,457 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $4,207,000 | 3,358 |
Total interest expense | $1,713,000 | 2,697 |
Net interest income | $2,494,000 | 3,704 |
Provision for loan and lease losses | $190,000 | 2,598 |
Total noninterest income | $350,000 | 4,590 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $200,000 | 3,626 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $150,000 | 4,571 |
Total noninterest expense | $1,288,000 | 5,099 |
Salaries and employee benefits | $691,000 | 5,129 |
Premises and equipment expense | $163,000 | 5,379 |
Additional noninterest expense | $434,000 | 4,714 |
Pre-tax net operating income | $1,366,000 | 2,801 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $402,000 | 2,682 |
Income before extraordinary items | $964,000 | 3,053 |
Extraordinary gains, net | $0 | 30 |
Net income | $964,000 | 3,052 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $109,000 | 2,378 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $964,000 | 2,893 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,804,000 | 3,815 |
Total interest expense | $758,000 | 3,089 |
Net interest income | $1,046,000 | 4,265 |
Provision for loan and lease losses | $70,000 | 3,059 |
Total noninterest income | $135,000 | 5,152 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $69,000 | 4,419 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $66,000 | 4,730 |
Total noninterest expense | $551,000 | 5,626 |
Salaries and employee benefits | $291,000 | 5,726 |
Premises and equipment expense | $72,000 | 5,758 |
Additional noninterest expense | $188,000 | 5,195 |
Pre-tax net operating income | $560,000 | 3,240 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $162,000 | 3,089 |
Income before extraordinary items | $398,000 | 3,467 |
Extraordinary gains, net | $0 | 21 |
Net income | $398,000 | 3,465 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $32,000 | 2,690 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $398,000 | 3,303 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $6,368,000 | 4,384 |
Total interest expense | $2,747,000 | 3,801 |
Net interest income | $3,621,000 | 4,661 |
Provision for loan and lease losses | $210,000 | 4,243 |
Total noninterest income | $398,000 | 5,793 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $194,000 | 5,268 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $204,000 | 4,976 |
Total noninterest expense | $1,368,000 | 7,117 |
Salaries and employee benefits | $743,000 | 7,111 |
Premises and equipment expense | $168,000 | 7,198 |
Additional noninterest expense | $457,000 | 6,765 |
Pre-tax net operating income | $2,441,000 | 2,937 |
Securities gains (losses) | $12,000 | 3,495 |
Applicable income taxes | $708,000 | 2,817 |
Income before extraordinary items | $1,745,000 | 3,112 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,745,000 | 3,111 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $83,000 | 4,470 |
Cash dividends | $159,000 | 5,151 |
Sale, conversion, retirement of capital stock, net | $5,000 | 833 |
Net operating income | $1,736,480 | 3,012 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $5,321,000 | 5,411 |
Total interest expense | $2,837,000 | 4,937 |
Net interest income | $2,484,000 | 5,738 |
Provision for loan and lease losses | $385,000 | 2,702 |
Total noninterest income | $300,000 | 6,428 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $137,000 | 5,988 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $163,000 | 5,360 |
Total noninterest expense | $1,157,000 | 7,560 |
Salaries and employee benefits | $665,000 | 7,353 |
Premises and equipment expense | $253,000 | 6,053 |
Additional noninterest expense | $239,000 | 8,320 |
Pre-tax net operating income | $1,242,000 | 4,349 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $358,000 | 3,942 |
Income before extraordinary items | $884,000 | 4,618 |
Extraordinary gains, net | $0 | 105 |
Net income | $884,000 | 4,620 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $144,000 | 3,444 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $1,000 | 905 |
Net operating income | $884,000 | 4,508 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $2,907,000 | 7,503 |
Total interest expense | $1,466,000 | 7,232 |
Net interest income | $1,441,000 | 7,568 |
Provision for loan and lease losses | $300,000 | 2,819 |
Total noninterest income | $248,000 | 6,794 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $86,000 | 6,857 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $162,000 | 5,291 |
Total noninterest expense | $893,000 | 8,314 |
Salaries and employee benefits | $526,000 | 8,120 |
Premises and equipment expense | $174,000 | 7,186 |
Additional noninterest expense | $193,000 | 8,850 |
Pre-tax net operating income | $496,000 | 7,022 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $153,000 | 5,879 |
Income before extraordinary items | $343,000 | 7,196 |
Extraordinary gains, net | $0 | 38 |
Net income | $343,000 | 7,194 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $69,000 | 4,226 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $889,000 | 474 |
Net operating income | $343,000 | 7,188 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $548,000 | 9,939 |
Total interest expense | $158,000 | 9,993 |
Net interest income | $390,000 | 9,833 |
Provision for loan and lease losses | $15,000 | 7,855 |
Total noninterest income | $74,000 | 9,230 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $16,000 | 8,565 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $58,000 | 7,783 |
Total noninterest expense | $432,000 | 9,790 |
Salaries and employee benefits | $241,000 | 9,747 |
Premises and equipment expense | $63,000 | 9,372 |
Additional noninterest expense | $128,000 | 9,719 |
Pre-tax net operating income | $17,000 | 9,344 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $17,000 | 9,385 |
Extraordinary gains, net | $0 | 35 |
Net income | $17,000 | 9,380 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $4,200,000 | 291 |
Net operating income | $17,000 | 9,353 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.