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Small Town Bank, Income and Expense

2019-06-30 (YTD Data)Rank
Total interest income$4,940,0002,644
Total interest expense$560,0003,168
Net interest income$4,380,0002,501
Provision for loan and lease losses$03,685
Total noninterest income$514,0002,772
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$238,0001,971
Trading account gains and feesNANA
Additional Noninterest Income$276,0002,895
Total noninterest expense$3,488,0002,472
Salaries and employee benefits$2,018,0002,446
Premises and equipment expense$484,0002,106
Additional noninterest expense$986,0002,606
Pre-tax net operating income$1,406,0002,623
Securities gains (losses)$01,702
Applicable income taxes$280,0001,916
Income before extraordinary items$1,126,0002,771
Extraordinary gains, net$011
Net income$1,126,0002,771
Minority interest net income$069
Net income of bank and minority interests.$1,126,0002,770
Net charge-offs$79,0001,548
Cash dividends$1,210,0001,274
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,126,0002,753
2019-03-31 (YTD Data)Rank
Total interest income$2,419,0002,684
Total interest expense$267,0003,210
Net interest income$2,152,0002,545
Provision for loan and lease losses$03,406
Total noninterest income$254,0002,730
Gross Fiduciary activities income$0972
Service charges on deposit accounts$120,0001,957
Trading account gains and feesNANA
Additional Noninterest Income$134,0002,889
Total noninterest expense$1,667,0002,574
Salaries and employee benefits$1,017,0002,456
Premises and equipment expense$251,0002,075
Additional noninterest expense$399,0003,013
Pre-tax net operating income$739,0002,495
Securities gains (losses)$01,087
Applicable income taxes$146,0001,859
Income before extraordinary items$593,0002,640
Extraordinary gains, net$05
Net income$593,0002,639
Minority interest net income$052
Net income of bank and minority interests.$593,0002,639
Net charge-offs$77,0001,011
Cash dividends$780,0001,000
Sale, conversion, retirement of capital stock, net$0529
Net operating income$593,0002,624
2018-12-31 (YTD Data)Rank
Total interest income$9,022,0002,714
Total interest expense$792,0003,279
Net interest income$8,230,0002,599
Provision for loan and lease losses$04,082
Total noninterest income$1,013,0002,849
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$479,0002,048
Trading account gains and feesNANA
Additional Noninterest Income$534,0002,974
Total noninterest expense$6,150,0002,677
Salaries and employee benefits$3,728,0002,567
Premises and equipment expense$828,0002,310
Additional noninterest expense$1,594,0003,051
Pre-tax net operating income$3,093,0002,453
Securities gains (losses)$01,125
Applicable income taxes$559,0001,886
Income before extraordinary items$2,534,0002,571
Extraordinary gains, net$06
Net income$2,534,0002,570
Minority interest net income$072
Net income of bank and minority interests.$2,534,0002,570
Net charge-offs$244,0001,472
Cash dividends$2,630,0001,203
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,534,0002,561
2018-09-30 (YTD Data)Rank
Total interest income$6,605,0002,752
Total interest expense$545,0003,348
Net interest income$6,060,0002,639
Provision for loan and lease losses$03,948
Total noninterest income$756,0002,875
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$350,0002,100
Trading account gains and feesNANA
Additional Noninterest Income$406,0003,018
Total noninterest expense$4,285,0002,815
Salaries and employee benefits$2,634,0002,677
Premises and equipment expense$582,0002,434
Additional noninterest expense$1,069,0003,272
Pre-tax net operating income$2,531,0002,378
Securities gains (losses)$01,118
Applicable income taxes$487,0001,811
Income before extraordinary items$2,044,0002,482
Extraordinary gains, net$05
Net income$2,044,0002,481
Minority interest net income$066
Net income of bank and minority interests.$2,044,0002,481
Net charge-offs$20,0002,705
Cash dividends$1,590,0001,253
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,044,0002,478
2018-06-30 (YTD Data)Rank
Total interest income$4,265,0002,805
Total interest expense$343,0003,350
Net interest income$3,922,0002,692
Provision for loan and lease losses$03,782
Total noninterest income$505,0002,876
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$228,0002,125
Trading account gains and feesNANA
Additional Noninterest Income$277,0002,998
Total noninterest expense$2,814,0002,865
Salaries and employee benefits$1,682,0002,787
Premises and equipment expense$409,0002,373
Additional noninterest expense$723,0003,257
Pre-tax net operating income$1,613,0002,412
Securities gains (losses)$0961
Applicable income taxes$301,0001,866
Income before extraordinary items$1,312,0002,531
Extraordinary gains, net$06
Net income$1,312,0002,530
Minority interest net income$065
Net income of bank and minority interests.$1,312,0002,530
Net charge-offs$18,0002,302
Cash dividends$1,590,000913
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,312,0002,522
2018-03-31 (YTD Data)Rank
Total interest income$2,111,0002,821
Total interest expense$164,0003,383
Net interest income$1,947,0002,712
Provision for loan and lease losses$03,508
Total noninterest income$262,0002,798
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$116,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$146,0002,875
Total noninterest expense$1,375,0002,939
Salaries and employee benefits$821,0002,855
Premises and equipment expense$213,0002,351
Additional noninterest expense$341,0003,392
Pre-tax net operating income$834,0002,321
Securities gains (losses)$0735
Applicable income taxes$167,0001,736
Income before extraordinary items$667,0002,442
Extraordinary gains, net$07
Net income$667,0002,441
Minority interest net income$052
Net income of bank and minority interests.$667,0002,442
Net charge-offs$4,0002,263
Cash dividends$1,560,000513
Sale, conversion, retirement of capital stock, net$0580
Net operating income$667,0002,432
2017-12-31 (YTD Data)Rank
Total interest income$8,564,0002,737
Total interest expense$691,0003,145
Net interest income$7,873,0002,669
Provision for loan and lease losses$04,227
Total noninterest income$1,314,0002,565
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$480,0002,100
Trading account gains and feesNANA
Additional Noninterest Income$834,0002,521
Total noninterest expense$5,648,0002,886
Salaries and employee benefits$3,412,0002,758
Premises and equipment expense$811,0002,432
Additional noninterest expense$1,425,0003,333
Pre-tax net operating income$3,539,0002,231
Securities gains (losses)$30,0001,140
Applicable income taxes$04,135
Income before extraordinary items$3,569,0001,773
Extraordinary gains, net$09
Net income$3,569,0001,774
Minority interest net income$076
Net income of bank and minority interests.$3,569,0001,774
Net charge-offs$53,0002,930
Cash dividends$1,330,0001,849
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,539,0001,771
2017-09-30 (YTD Data)Rank
Total interest income$6,404,0002,765
Total interest expense$528,0003,123
Net interest income$5,876,0002,691
Provision for loan and lease losses$04,088
Total noninterest income$862,0002,777
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$361,0002,103
Trading account gains and feesNANA
Additional Noninterest Income$501,0002,809
Total noninterest expense$4,215,0002,915
Salaries and employee benefits$2,546,0002,790
Premises and equipment expense$604,0002,465
Additional noninterest expense$1,065,0003,344
Pre-tax net operating income$2,523,0002,352
Securities gains (losses)$30,0001,110
Applicable income taxes$521,0002,025
Income before extraordinary items$2,032,0002,382
Extraordinary gains, net$09
Net income$2,032,0002,381
Minority interest net income$071
Net income of bank and minority interests.$2,032,0002,382
Net charge-offs$71,0002,194
Cash dividends$1,330,0001,421
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,008,0002,378
2017-06-30 (YTD Data)Rank
Total interest income$4,256,0002,751
Total interest expense$362,0003,047
Net interest income$3,894,0002,701
Provision for loan and lease losses$03,871
Total noninterest income$483,0003,015
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$231,0002,156
Trading account gains and feesNANA
Additional Noninterest Income$252,0003,176
Total noninterest expense$2,826,0002,917
Salaries and employee benefits$1,701,0002,798
Premises and equipment expense$400,0002,481
Additional noninterest expense$725,0003,312
Pre-tax net operating income$1,551,0002,435
Securities gains (losses)$01,906
Applicable income taxes$334,0002,054
Income before extraordinary items$1,217,0002,500
Extraordinary gains, net$011
Net income$1,217,0002,499
Minority interest net income$071
Net income of bank and minority interests.$1,217,0002,500
Net charge-offs$60,0001,863
Cash dividends$1,300,0001,070
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,217,0002,481
2017-03-31 (YTD Data)Rank
Total interest income$2,110,0002,762
Total interest expense$186,0002,989
Net interest income$1,924,0002,721
Provision for loan and lease losses$03,537
Total noninterest income$238,0003,046
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$112,0002,217
Trading account gains and feesNANA
Additional Noninterest Income$126,0003,159
Total noninterest expense$1,422,0002,936
Salaries and employee benefits$846,0002,837
Premises and equipment expense$205,0002,471
Additional noninterest expense$371,0003,268
Pre-tax net operating income$740,0002,435
Securities gains (losses)$01,153
Applicable income taxes$172,0001,998
Income before extraordinary items$568,0002,551
Extraordinary gains, net$08
Net income$568,0002,550
Minority interest net income$055
Net income of bank and minority interests.$568,0002,551
Net charge-offs$60,0001,215
Cash dividends$1,300,000576
Sale, conversion, retirement of capital stock, net$0632
Net operating income$568,0002,534
2016-12-31 (YTD Data)Rank
Total interest income$8,582,0002,720
Total interest expense$1,087,0002,280
Net interest income$7,495,0002,751
Provision for loan and lease losses$04,332
Total noninterest income$921,0003,167
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$493,0002,097
Trading account gains and fees$0170
Additional Noninterest Income$428,0003,464
Total noninterest expense$5,165,0003,124
Salaries and employee benefits$3,091,0002,971
Premises and equipment expense$701,0002,730
Additional noninterest expense$1,373,0003,523
Pre-tax net operating income$3,251,0002,263
Securities gains (losses)$03,212
Applicable income taxes$779,0001,869
Income before extraordinary items$2,472,0002,425
Extraordinary gains, net$05
Net income$2,472,0002,424
Minority interest net income$082
Net income of bank and minority interests.$2,472,0002,425
Net charge-offs$-8,0004,943
Cash dividends$1,330,0001,838
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,472,0002,375
2016-09-30 (YTD Data)Rank
Total interest income$6,517,0002,682
Total interest expense$890,0002,158
Net interest income$5,627,0002,747
Provision for loan and lease losses$04,186
Total noninterest income$691,0003,172
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$372,0002,107
Trading account gains and fees$0169
Additional Noninterest Income$319,0003,486
Total noninterest expense$3,848,0003,144
Salaries and employee benefits$2,285,0002,992
Premises and equipment expense$513,0002,783
Additional noninterest expense$1,050,0003,507
Pre-tax net operating income$2,470,0002,271
Securities gains (losses)$03,160
Applicable income taxes$598,0001,899
Income before extraordinary items$1,872,0002,450
Extraordinary gains, net$05
Net income$1,872,0002,451
Minority interest net income$071
Net income of bank and minority interests.$1,872,0002,451
Net charge-offs$-8,0004,864
Cash dividends$1,330,0001,394
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,872,0002,399
2016-06-30 (YTD Data)Rank
Total interest income$4,387,0002,677
Total interest expense$641,0002,029
Net interest income$3,746,0002,756
Provision for loan and lease losses$04,017
Total noninterest income$441,0003,243
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$238,0002,149
Trading account gains and fees$0157
Additional Noninterest Income$203,0003,573
Total noninterest expense$2,509,0003,193
Salaries and employee benefits$1,503,0003,048
Premises and equipment expense$331,0002,856
Additional noninterest expense$675,0003,604
Pre-tax net operating income$1,678,0002,210
Securities gains (losses)$02,835
Applicable income taxes$409,0001,865
Income before extraordinary items$1,269,0002,404
Extraordinary gains, net$016
Net income$1,269,0002,403
Minority interest net income$071
Net income of bank and minority interests.$1,269,0002,403
Net charge-offs$-6,0004,802
Cash dividends$1,330,0001,058
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,269,0002,338
2016-03-31 (YTD Data)Rank
Total interest income$2,212,0002,668
Total interest expense$327,0002,006
Net interest income$1,885,0002,744
Provision for loan and lease losses$03,656
Total noninterest income$235,0003,113
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$117,0002,168
Trading account gains and fees$0142
Additional Noninterest Income$118,0003,298
Total noninterest expense$1,250,0003,220
Salaries and employee benefits$740,0003,101
Premises and equipment expense$164,0002,899
Additional noninterest expense$346,0003,568
Pre-tax net operating income$870,0002,140
Securities gains (losses)$02,077
Applicable income taxes$196,0001,860
Income before extraordinary items$674,0002,262
Extraordinary gains, net$012
Net income$674,0002,262
Minority interest net income$062
Net income of bank and minority interests.$674,0002,262
Net charge-offs$03,094
Cash dividends$1,330,000585
Sale, conversion, retirement of capital stock, net$0659
Net operating income$674,0002,203
2015-12-31 (YTD Data)Rank
Total interest income$8,957,0002,604
Total interest expense$1,419,0001,856
Net interest income$7,538,0002,713
Provision for loan and lease losses$04,380
Total noninterest income$982,0003,099
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$516,0002,084
Trading account gains and fees$0159
Additional Noninterest Income$466,0003,385
Total noninterest expense$4,953,0003,245
Salaries and employee benefits$2,975,0003,048
Premises and equipment expense$630,0003,006
Additional noninterest expense$1,348,0003,652
Pre-tax net operating income$3,567,0002,038
Securities gains (losses)$39,0001,821
Applicable income taxes$822,0001,774
Income before extraordinary items$2,784,0002,166
Extraordinary gains, net$023
Net income$2,784,0002,166
Minority interest net income$081
Net income of bank and minority interests.$2,784,0002,167
Net charge-offs$326,0001,533
Cash dividends$2,130,0001,286
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,753,9702,139
2015-09-30 (YTD Data)Rank
Total interest income$6,761,0002,611
Total interest expense$1,078,0001,852
Net interest income$5,683,0002,731
Provision for loan and lease losses$04,232
Total noninterest income$731,0003,127
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$383,0002,111
Trading account gains and fees$0153
Additional Noninterest Income$348,0003,405
Total noninterest expense$3,725,0003,246
Salaries and employee benefits$2,213,0003,097
Premises and equipment expense$475,0003,037
Additional noninterest expense$1,037,0003,592
Pre-tax net operating income$2,689,0002,085
Securities gains (losses)$03,031
Applicable income taxes$619,0001,821
Income before extraordinary items$2,070,0002,202
Extraordinary gains, net$021
Net income$2,070,0002,204
Minority interest net income$078
Net income of bank and minority interests.$2,070,0002,203
Net charge-offs$249,0001,350
Cash dividends$2,130,000929
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,070,0002,158
2015-06-30 (YTD Data)Rank
Total interest income$4,529,0002,605
Total interest expense$722,0001,848
Net interest income$3,807,0002,720
Provision for loan and lease losses$04,069
Total noninterest income$463,0003,216
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$251,0002,102
Trading account gains and fees$0157
Additional Noninterest Income$212,0003,546
Total noninterest expense$2,460,0003,299
Salaries and employee benefits$1,466,0003,129
Premises and equipment expense$311,0003,085
Additional noninterest expense$683,0003,648
Pre-tax net operating income$1,810,0002,042
Securities gains (losses)$02,636
Applicable income taxes$419,0001,809
Income before extraordinary items$1,391,0002,183
Extraordinary gains, net$022
Net income$1,391,0002,186
Minority interest net income$075
Net income of bank and minority interests.$1,391,0002,186
Net charge-offs$259,0001,018
Cash dividends$2,130,000665
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,391,0002,128
2015-03-31 (YTD Data)Rank
Total interest income$2,290,0002,567
Total interest expense$362,0001,855
Net interest income$1,928,0002,682
Provision for loan and lease losses$03,703
Total noninterest income$227,0003,199
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$124,0002,109
Trading account gains and fees$0152
Additional Noninterest Income$103,0003,556
Total noninterest expense$1,232,0003,311
Salaries and employee benefits$731,0003,151
Premises and equipment expense$153,0003,155
Additional noninterest expense$348,0003,603
Pre-tax net operating income$923,0001,992
Securities gains (losses)$02,027
Applicable income taxes$213,0001,767
Income before extraordinary items$710,0002,117
Extraordinary gains, net$013
Net income$710,0002,118
Minority interest net income$064
Net income of bank and minority interests.$710,0002,118
Net charge-offs$70,0001,330
Cash dividends$2,130,000341
Sale, conversion, retirement of capital stock, net$0697
Net operating income$710,0002,050
2014-12-31 (YTD Data)Rank
Total interest income$9,584,0002,496
Total interest expense$1,591,0001,808
Net interest income$7,993,0002,621
Provision for loan and lease losses$04,603
Total noninterest income$834,0003,413
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$539,0002,160
Trading account gains and fees$0180
Additional Noninterest Income$295,0004,037
Total noninterest expense$4,762,0003,424
Salaries and employee benefits$2,796,0003,224
Premises and equipment expense$626,0003,132
Additional noninterest expense$1,340,0003,803
Pre-tax net operating income$4,065,0001,814
Securities gains (losses)$03,259
Applicable income taxes$935,0001,616
Income before extraordinary items$3,130,0001,947
Extraordinary gains, net$017
Net income$3,130,0001,946
Minority interest net income$084
Net income of bank and minority interests.$3,130,0001,945
Net charge-offs$330,0001,916
Cash dividends$1,272,0001,736
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,130,0001,908
2014-09-30 (YTD Data)Rank
Total interest income$7,291,0002,471
Total interest expense$1,218,0001,797
Net interest income$6,073,0002,609
Provision for loan and lease losses$04,401
Total noninterest income$795,0003,047
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$414,0002,122
Trading account gains and fees$0174
Additional Noninterest Income$381,0003,279
Total noninterest expense$3,565,0003,444
Salaries and employee benefits$2,096,0003,256
Premises and equipment expense$477,0003,144
Additional noninterest expense$992,0003,857
Pre-tax net operating income$3,303,0001,713
Securities gains (losses)$02,980
Applicable income taxes$784,0001,536
Income before extraordinary items$2,519,0001,839
Extraordinary gains, net$015
Net income$2,519,0001,839
Minority interest net income$081
Net income of bank and minority interests.$2,519,0001,838
Net charge-offs$144,0002,331
Cash dividends$1,272,0001,303
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,519,0001,803
2014-06-30 (YTD Data)Rank
Total interest income$4,889,0002,461
Total interest expense$831,0001,778
Net interest income$4,058,0002,602
Provision for loan and lease losses$04,196
Total noninterest income$533,0003,002
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$275,0002,088
Trading account gains and fees$0172
Additional Noninterest Income$258,0003,247
Total noninterest expense$2,382,0003,461
Salaries and employee benefits$1,390,0003,282
Premises and equipment expense$324,0003,119
Additional noninterest expense$668,0003,857
Pre-tax net operating income$2,209,0001,676
Securities gains (losses)$02,580
Applicable income taxes$523,0001,503
Income before extraordinary items$1,686,0001,788
Extraordinary gains, net$020
Net income$1,686,0001,791
Minority interest net income$080
Net income of bank and minority interests.$1,686,0001,790
Net charge-offs$112,0002,079
Cash dividends$1,272,000963
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,686,0001,741
2014-03-31 (YTD Data)Rank
Total interest income$2,434,0002,466
Total interest expense$427,0001,754
Net interest income$2,007,0002,621
Provision for loan and lease losses$03,817
Total noninterest income$249,0003,073
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$138,0002,072
Trading account gains and fees$0147
Additional Noninterest Income$111,0003,417
Total noninterest expense$1,204,0003,468
Salaries and employee benefits$685,0003,342
Premises and equipment expense$177,0002,996
Additional noninterest expense$342,0003,798
Pre-tax net operating income$1,052,0001,700
Securities gains (losses)$01,715
Applicable income taxes$207,0001,688
Income before extraordinary items$845,0001,724
Extraordinary gains, net$016
Net income$845,0001,728
Minority interest net income$066
Net income of bank and minority interests.$845,0001,727
Net charge-offs$26,0002,321
Cash dividends$1,242,000510
Sale, conversion, retirement of capital stock, net$0747
Net operating income$845,0001,695
2013-12-31 (YTD Data)Rank
Total interest income$10,450,0002,328
Total interest expense$2,492,0001,362
Net interest income$7,958,0002,617
Provision for loan and lease losses$760,0001,388
Total noninterest income$681,0003,914
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$568,0002,164
Trading account gains and fees$0184
Additional Noninterest Income$113,0005,262
Total noninterest expense$4,664,0003,574
Salaries and employee benefits$2,712,0003,334
Premises and equipment expense$583,0003,375
Additional noninterest expense$1,369,0003,881
Pre-tax net operating income$3,215,0002,063
Securities gains (losses)$03,182
Applicable income taxes$581,0002,000
Income before extraordinary items$2,634,0002,112
Extraordinary gains, net$029
Net income$2,634,0002,117
Minority interest net income$090
Net income of bank and minority interests.$2,634,0002,117
Net charge-offs$241,0002,804
Cash dividends$150,0003,755
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,634,0002,057
2013-09-30 (YTD Data)Rank
Total interest income$7,946,0002,301
Total interest expense$1,975,0001,327
Net interest income$5,971,0002,627
Provision for loan and lease losses$720,0001,158
Total noninterest income$638,0003,577
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$425,0002,171
Trading account gains and fees$0180
Additional Noninterest Income$213,0004,235
Total noninterest expense$3,422,0003,634
Salaries and employee benefits$2,018,0003,380
Premises and equipment expense$430,0003,449
Additional noninterest expense$974,0004,013
Pre-tax net operating income$2,467,0002,080
Securities gains (losses)$03,040
Applicable income taxes$447,0002,027
Income before extraordinary items$2,020,0002,120
Extraordinary gains, net$025
Net income$2,020,0002,128
Minority interest net income$084
Net income of bank and minority interests.$2,020,0002,127
Net charge-offs$163,0002,777
Cash dividends$50,0003,541
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,020,0002,053
2013-06-30 (YTD Data)Rank
Total interest income$5,312,0002,304
Total interest expense$1,354,0001,324
Net interest income$3,958,0002,631
Provision for loan and lease losses$480,0001,203
Total noninterest income$526,0003,204
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$265,0002,263
Trading account gains and fees$0157
Additional Noninterest Income$261,0003,402
Total noninterest expense$2,257,0003,679
Salaries and employee benefits$1,359,0003,369
Premises and equipment expense$283,0003,505
Additional noninterest expense$615,0004,129
Pre-tax net operating income$1,747,0001,939
Securities gains (losses)$02,791
Applicable income taxes$282,0002,078
Income before extraordinary items$1,465,0001,960
Extraordinary gains, net$022
Net income$1,465,0001,966
Minority interest net income$082
Net income of bank and minority interests.$1,465,0001,966
Net charge-offs$115,0002,625
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,465,0001,884
2013-03-31 (YTD Data)Rank
Total interest income$2,660,0002,322
Total interest expense$697,0001,328
Net interest income$1,963,0002,660
Provision for loan and lease losses$240,0001,184
Total noninterest income$270,0003,146
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$132,0002,248
Trading account gains and fees$0148
Additional Noninterest Income$138,0003,303
Total noninterest expense$1,230,0003,496
Salaries and employee benefits$697,0003,333
Premises and equipment expense$157,0003,279
Additional noninterest expense$376,0003,670
Pre-tax net operating income$763,0002,116
Securities gains (losses)$01,966
Applicable income taxes$122,0002,209
Income before extraordinary items$641,0002,146
Extraordinary gains, net$010
Net income$641,0002,148
Minority interest net income$076
Net income of bank and minority interests.$641,0002,148
Net charge-offs$-66,0006,770
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$641,0002,057
2012-12-31 (YTD Data)Rank
Total interest income$11,343,0002,291
Total interest expense$3,253,0001,369
Net interest income$8,090,0002,643
Provision for loan and lease losses$1,315,0001,458
Total noninterest income$715,0003,855
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$577,0002,220
Trading account gains and fees$0166
Additional Noninterest Income$138,0005,018
Total noninterest expense$4,854,0003,542
Salaries and employee benefits$2,777,0003,302
Premises and equipment expense$547,0003,600
Additional noninterest expense$1,530,0003,742
Pre-tax net operating income$2,636,0002,321
Securities gains (losses)$03,810
Applicable income taxes$175,0003,104
Income before extraordinary items$2,461,0002,208
Extraordinary gains, net$029
Net income$2,461,0002,207
Minority interest net income$093
Net income of bank and minority interests.$2,461,0002,209
Net charge-offs$2,530,000969
Cash dividends$794,0002,241
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,461,0002,073
2012-09-30 (YTD Data)Rank
Total interest income$8,631,0002,311
Total interest expense$2,518,0001,391
Net interest income$6,113,0002,669
Provision for loan and lease losses$925,0001,523
Total noninterest income$716,0003,371
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$428,0002,262
Trading account gains and fees$0157
Additional Noninterest Income$288,0003,746
Total noninterest expense$3,722,0003,510
Salaries and employee benefits$2,132,0003,270
Premises and equipment expense$378,0003,838
Additional noninterest expense$1,212,0003,636
Pre-tax net operating income$2,182,0002,190
Securities gains (losses)$03,575
Applicable income taxes$256,0002,617
Income before extraordinary items$1,926,0002,183
Extraordinary gains, net$020
Net income$1,926,0002,183
Minority interest net income$086
Net income of bank and minority interests.$1,926,0002,184
Net charge-offs$821,0001,643
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,926,0002,056
2012-06-30 (YTD Data)Rank
Total interest income$5,837,0002,300
Total interest expense$1,728,0001,402
Net interest income$4,109,0002,650
Provision for loan and lease losses$500,0001,802
Total noninterest income$439,0003,485
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$287,0002,240
Trading account gains and fees$0153
Additional Noninterest Income$152,0004,059
Total noninterest expense$2,522,0003,480
Salaries and employee benefits$1,428,0003,274
Premises and equipment expense$246,0003,912
Additional noninterest expense$848,0003,527
Pre-tax net operating income$1,526,0002,109
Securities gains (losses)$03,178
Applicable income taxes$152,0002,702
Income before extraordinary items$1,374,0002,037
Extraordinary gains, net$019
Net income$1,374,0002,035
Minority interest net income$084
Net income of bank and minority interests.$1,374,0002,037
Net charge-offs$706,0001,442
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,374,0001,929
2012-03-31 (YTD Data)Rank
Total interest income$2,960,0002,284
Total interest expense$885,0001,424
Net interest income$2,075,0002,630
Provision for loan and lease losses$275,0001,672
Total noninterest income$247,0003,266
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$141,0002,256
Trading account gains and fees$0148
Additional Noninterest Income$106,0003,615
Total noninterest expense$1,259,0003,514
Salaries and employee benefits$717,0003,287
Premises and equipment expense$128,0003,830
Additional noninterest expense$414,0003,559
Pre-tax net operating income$788,0002,056
Securities gains (losses)$02,210
Applicable income taxes$124,0002,225
Income before extraordinary items$664,0002,085
Extraordinary gains, net$019
Net income$664,0002,086
Minority interest net income$078
Net income of bank and minority interests.$664,0002,087
Net charge-offs$424,0001,210
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$664,0001,985
2011-12-31 (YTD Data)Rank
Total interest income$13,093,0002,123
Total interest expense$4,019,0001,510
Net interest income$9,074,0002,413
Provision for loan and lease losses$3,800,000989
Total noninterest income$737,0003,678
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$621,0002,184
Trading account gains and fees$0146
Additional Noninterest Income$116,0005,161
Total noninterest expense$4,868,0003,615
Salaries and employee benefits$2,739,0003,329
Premises and equipment expense$502,0004,031
Additional noninterest expense$1,627,0003,657
Pre-tax net operating income$1,143,0003,474
Securities gains (losses)$03,838
Applicable income taxes$-401,0007,024
Income before extraordinary items$1,544,0002,720
Extraordinary gains, net$029
Net income$1,544,0002,722
Minority interest net income$096
Net income of bank and minority interests.$1,544,0002,722
Net charge-offs$2,730,0001,280
Cash dividends$100,0003,758
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,544,0002,634
2011-09-30 (YTD Data)Rank
Total interest income$9,922,0002,135
Total interest expense$3,072,0001,536
Net interest income$6,850,0002,402
Provision for loan and lease losses$1,425,0001,556
Total noninterest income$509,0003,846
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$476,0002,157
Trading account gains and fees$0145
Additional Noninterest Income$33,0006,108
Total noninterest expense$3,617,0003,645
Salaries and employee benefits$2,057,0003,320
Premises and equipment expense$374,0004,093
Additional noninterest expense$1,186,0003,722
Pre-tax net operating income$2,317,0001,861
Securities gains (losses)$03,555
Applicable income taxes$337,0002,143
Income before extraordinary items$1,980,0001,848
Extraordinary gains, net$021
Net income$1,980,0001,848
Minority interest net income$087
Net income of bank and minority interests.$1,980,0001,848
Net charge-offs$1,890,0001,274
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,980,0001,764
2011-06-30 (YTD Data)Rank
Total interest income$6,669,0002,141
Total interest expense$2,086,0001,561
Net interest income$4,583,0002,396
Provision for loan and lease losses$825,0001,687
Total noninterest income$409,0003,509
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$316,0002,145
Trading account gains and fees$0153
Additional Noninterest Income$93,0004,654
Total noninterest expense$2,452,0003,626
Salaries and employee benefits$1,449,0003,228
Premises and equipment expense$253,0004,078
Additional noninterest expense$750,0003,900
Pre-tax net operating income$1,715,0001,655
Securities gains (losses)$02,914
Applicable income taxes$240,0002,027
Income before extraordinary items$1,475,0001,648
Extraordinary gains, net$015
Net income$1,475,0001,648
Minority interest net income$089
Net income of bank and minority interests.$1,475,0001,648
Net charge-offs$768,0001,708
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,475,0001,576
2011-03-31 (YTD Data)Rank
Total interest income$3,352,0002,133
Total interest expense$1,068,0001,591
Net interest income$2,284,0002,405
Provision for loan and lease losses$375,0001,701
Total noninterest income$229,0003,319
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$160,0002,103
Trading account gains and fees$0158
Additional Noninterest Income$69,0004,155
Total noninterest expense$1,228,0003,636
Salaries and employee benefits$730,0003,219
Premises and equipment expense$127,0004,116
Additional noninterest expense$371,0003,934
Pre-tax net operating income$910,0001,575
Securities gains (losses)$01,772
Applicable income taxes$178,0001,622
Income before extraordinary items$732,0001,610
Extraordinary gains, net$09
Net income$732,0001,610
Minority interest net income$086
Net income of bank and minority interests.$732,0001,610
Net charge-offs$286,0001,799
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$732,0001,564
2010-12-31 (YTD Data)Rank
Total interest income$14,203,0002,120
Total interest expense$4,920,0001,679
Net interest income$9,283,0002,351
Provision for loan and lease losses$1,275,0002,681
Total noninterest income$690,0003,967
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$790,0001,852
Trading account gains and fees$0175
Additional Noninterest Income$-100,0007,197
Total noninterest expense$4,572,0003,856
Salaries and employee benefits$2,286,0003,838
Premises and equipment expense$470,0004,351
Additional noninterest expense$1,816,0003,514
Pre-tax net operating income$4,126,0001,226
Securities gains (losses)$328,0001,184
Applicable income taxes$773,0001,462
Income before extraordinary items$3,681,0001,173
Extraordinary gains, net$029
Net income$3,681,0001,173
Minority interest net income$0111
Net income of bank and minority interests.$3,681,0001,175
Net charge-offs$834,0002,939
Cash dividends$1,268,0001,241
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,408,7601,206
2010-09-30 (YTD Data)Rank
Total interest income$10,701,0002,159
Total interest expense$3,774,0001,697
Net interest income$6,927,0002,402
Provision for loan and lease losses$1,050,0002,437
Total noninterest income$905,0002,921
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$618,0001,832
Trading account gains and fees$0165
Additional Noninterest Income$287,0003,608
Total noninterest expense$4,166,0003,309
Salaries and employee benefits$2,419,0002,944
Premises and equipment expense$354,0004,398
Additional noninterest expense$1,393,0003,429
Pre-tax net operating income$2,616,0001,507
Securities gains (losses)$328,0001,012
Applicable income taxes$735,0001,285
Income before extraordinary items$2,209,0001,508
Extraordinary gains, net$023
Net income$2,209,0001,511
Minority interest net income$0110
Net income of bank and minority interests.$2,209,0001,511
Net charge-offs$613,0002,792
Cash dividends$1,268,000859
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,963,0001,596
2010-06-30 (YTD Data)Rank
Total interest income$7,114,0002,193
Total interest expense$2,574,0001,731
Net interest income$4,540,0002,439
Provision for loan and lease losses$625,0002,518
Total noninterest income$658,0002,694
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$419,0001,815
Trading account gains and fees$0152
Additional Noninterest Income$239,0003,193
Total noninterest expense$2,896,0003,203
Salaries and employee benefits$1,711,0002,794
Premises and equipment expense$229,0004,513
Additional noninterest expense$956,0003,321
Pre-tax net operating income$1,677,0001,546
Securities gains (losses)$328,000664
Applicable income taxes$507,0001,206
Income before extraordinary items$1,498,0001,474
Extraordinary gains, net$019
Net income$1,498,0001,475
Minority interest net income$0105
Net income of bank and minority interests.$1,498,0001,475
Net charge-offs$445,0002,576
Cash dividends$1,268,000550
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,252,0001,657
2010-03-31 (YTD Data)Rank
Total interest income$3,494,0002,295
Total interest expense$1,317,0001,776
Net interest income$2,177,0002,580
Provision for loan and lease losses$325,0002,296
Total noninterest income$306,0002,820
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$180,0002,048
Trading account gains and fees$0175
Additional Noninterest Income$126,0003,112
Total noninterest expense$1,445,0003,246
Salaries and employee benefits$826,0002,934
Premises and equipment expense$115,0004,583
Additional noninterest expense$504,0003,164
Pre-tax net operating income$713,0001,796
Securities gains (losses)$200,000516
Applicable income taxes$228,0001,308
Income before extraordinary items$685,0001,595
Extraordinary gains, net$016
Net income$685,0001,597
Minority interest net income$091
Net income of bank and minority interests.$685,0001,597
Net charge-offs$346,0001,898
Cash dividends$1,003,000321
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$535,0001,948
2009-12-31 (YTD Data)Rank
Total interest income$14,009,0002,379
Total interest expense$5,647,0002,023
Net interest income$8,362,0002,612
Provision for loan and lease losses$605,0004,238
Total noninterest income$1,331,0002,764
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$934,0001,792
Trading account gains and fees$0211
Additional Noninterest Income$397,0003,562
Total noninterest expense$5,165,0003,584
Salaries and employee benefits$3,131,0003,054
Premises and equipment expense$501,0004,370
Additional noninterest expense$1,533,0004,020
Pre-tax net operating income$3,923,0001,060
Securities gains (losses)$03,754
Applicable income taxes$649,0001,308
Income before extraordinary items$3,274,0001,029
Extraordinary gains, net$034
Net income$3,274,0001,026
Minority interest net income$0115
Net income of bank and minority interests.$3,274,0001,028
Net charge-offs$758,0003,253
Cash dividends$1,656,0001,084
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,274,0001,029
2009-09-30 (YTD Data)Rank
Total interest income$10,443,0002,433
Total interest expense$4,230,0002,112
Net interest income$6,213,0002,643
Provision for loan and lease losses$215,0005,067
Total noninterest income$1,007,0002,803
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$678,0001,849
Trading account gains and fees$0212
Additional Noninterest Income$329,0003,478
Total noninterest expense$3,818,0003,624
Salaries and employee benefits$2,323,0003,108
Premises and equipment expense$382,0004,372
Additional noninterest expense$1,113,0004,087
Pre-tax net operating income$3,187,0001,026
Securities gains (losses)$03,497
Applicable income taxes$734,0001,062
Income before extraordinary items$2,453,0001,109
Extraordinary gains, net$027
Net income$2,453,0001,108
Minority interest net income$0118
Net income of bank and minority interests.$2,453,0001,109
Net charge-offs$583,0002,832
Cash dividends$1,379,000945
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,453,0001,096
2009-06-30 (YTD Data)Rank
Total interest income$6,877,0002,503
Total interest expense$2,813,0002,205
Net interest income$4,064,0002,669
Provision for loan and lease losses$140,0004,862
Total noninterest income$628,0002,951
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$421,0001,942
Trading account gains and fees$0193
Additional Noninterest Income$207,0003,608
Total noninterest expense$2,522,0003,693
Salaries and employee benefits$1,542,0003,165
Premises and equipment expense$248,0004,479
Additional noninterest expense$732,0004,143
Pre-tax net operating income$2,030,0001,126
Securities gains (losses)$3,0002,873
Applicable income taxes$444,0001,182
Income before extraordinary items$1,589,0001,190
Extraordinary gains, net$021
Net income$1,589,0001,188
Minority interest net income$0112
Net income of bank and minority interests.$1,589,0001,189
Net charge-offs$378,0002,678
Cash dividends$906,0001,012
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,586,6601,158
2009-03-31 (YTD Data)Rank
Total interest income$3,398,0002,560
Total interest expense$1,390,0002,300
Net interest income$2,008,0002,703
Provision for loan and lease losses$45,0004,992
Total noninterest income$312,0002,950
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$199,0001,980
Trading account gains and fees$0171
Additional Noninterest Income$113,0003,457
Total noninterest expense$1,197,0003,767
Salaries and employee benefits$761,0003,235
Premises and equipment expense$119,0004,641
Additional noninterest expense$317,0004,236
Pre-tax net operating income$1,078,0001,192
Securities gains (losses)$02,434
Applicable income taxes$267,0001,165
Income before extraordinary items$811,0001,352
Extraordinary gains, net$015
Net income$811,0001,354
Minority interest net income$0102
Net income of bank and minority interests.$811,0001,354
Net charge-offs$48,0003,603
Cash dividends$347,0001,246
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$811,0001,279
2008-12-31 (YTD Data)Rank
Total interest income$14,651,0002,525
Total interest expense$6,676,0002,288
Net interest income$7,975,0002,714
Provision for loan and lease losses$180,0005,334
Total noninterest income$1,377,0002,792
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$936,0001,854
Trading account gains and fees$0154
Additional Noninterest Income$441,0003,415
Total noninterest expense$4,795,0003,683
Salaries and employee benefits$2,978,0003,270
Premises and equipment expense$471,0004,634
Additional noninterest expense$1,346,0003,923
Pre-tax net operating income$4,377,0001,250
Securities gains (losses)$267,000590
Applicable income taxes$1,105,0001,107
Income before extraordinary items$3,539,0001,177
Extraordinary gains, net$039
Net income$3,539,0001,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0003,968
Cash dividends$4,784,000592
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,336,0801,327
2008-09-30 (YTD Data)Rank
Total interest income$11,158,0002,533
Total interest expense$5,198,0002,297
Net interest income$5,960,0002,739
Provision for loan and lease losses$135,0004,747
Total noninterest income$1,038,0002,837
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$694,0001,882
Trading account gains and fees$0148
Additional Noninterest Income$344,0003,443
Total noninterest expense$3,564,0003,697
Salaries and employee benefits$2,252,0003,279
Premises and equipment expense$352,0004,645
Additional noninterest expense$960,0003,981
Pre-tax net operating income$3,299,0001,482
Securities gains (losses)$216,000582
Applicable income taxes$840,0001,323
Income before extraordinary items$2,675,0001,384
Extraordinary gains, net$031
Net income$2,675,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0003,098
Cash dividends$3,938,000574
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,510,8401,536
2008-06-30 (YTD Data)Rank
Total interest income$7,529,0002,536
Total interest expense$3,610,0002,313
Net interest income$3,919,0002,757
Provision for loan and lease losses$90,0004,395
Total noninterest income$690,0002,871
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$451,0001,899
Trading account gains and fees$0149
Additional Noninterest Income$239,0003,433
Total noninterest expense$2,379,0003,730
Salaries and employee benefits$1,502,0003,325
Premises and equipment expense$226,0004,788
Additional noninterest expense$651,0003,924
Pre-tax net operating income$2,140,0001,593
Securities gains (losses)$210,000595
Applicable income taxes$584,0001,423
Income before extraordinary items$1,766,0001,554
Extraordinary gains, net$021
Net income$1,766,0001,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,803
Cash dividends$3,568,000473
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,608,5001,652
2008-03-31 (YTD Data)Rank
Total interest income$3,805,0002,583
Total interest expense$1,873,0002,376
Net interest income$1,932,0002,786
Provision for loan and lease losses$45,0003,899
Total noninterest income$324,0002,979
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$215,0001,956
Trading account gains and fees$0158
Additional Noninterest Income$109,0003,609
Total noninterest expense$1,157,0003,805
Salaries and employee benefits$742,0003,386
Premises and equipment expense$112,0004,832
Additional noninterest expense$303,0004,084
Pre-tax net operating income$1,054,0001,703
Securities gains (losses)$02,688
Applicable income taxes$262,0001,633
Income before extraordinary items$792,0001,833
Extraordinary gains, net$015
Net income$792,0001,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,218
Cash dividends$143,0002,650
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$792,0001,769
2007-12-31 (YTD Data)Rank
Total interest income$15,133,0002,655
Total interest expense$7,327,0002,508
Net interest income$7,806,0002,794
Provision for loan and lease losses$345,0002,939
Total noninterest income$1,300,0002,978
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$884,0001,954
Trading account gains and fees$0178
Additional Noninterest Income$416,0003,663
Total noninterest expense$4,405,0003,821
Salaries and employee benefits$2,779,0003,434
Premises and equipment expense$457,0004,631
Additional noninterest expense$1,169,0004,147
Pre-tax net operating income$4,356,0001,851
Securities gains (losses)$36,000908
Applicable income taxes$1,054,0001,798
Income before extraordinary items$3,338,0001,874
Extraordinary gains, net$039
Net income$3,338,0001,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0003,130
Cash dividends$1,182,0002,383
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,310,6401,870
2007-09-30 (YTD Data)Rank
Total interest income$11,231,0002,688
Total interest expense$5,386,0002,558
Net interest income$5,845,0002,803
Provision for loan and lease losses$270,0002,452
Total noninterest income$925,0003,071
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$635,0002,015
Trading account gains and fees$0184
Additional Noninterest Income$290,0003,804
Total noninterest expense$3,191,0003,913
Salaries and employee benefits$2,005,0003,523
Premises and equipment expense$343,0004,602
Additional noninterest expense$843,0004,221
Pre-tax net operating income$3,309,0001,936
Securities gains (losses)$36,000699
Applicable income taxes$823,0001,871
Income before extraordinary items$2,522,0001,997
Extraordinary gains, net$033
Net income$2,522,0001,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,057
Cash dividends$659,0002,556
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,495,0001,997
2007-06-30 (YTD Data)Rank
Total interest income$7,322,0002,750
Total interest expense$3,472,0002,641
Net interest income$3,850,0002,854
Provision for loan and lease losses$180,0002,301
Total noninterest income$621,0003,080
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$424,0002,012
Trading account gains and fees$0168
Additional Noninterest Income$197,0003,806
Total noninterest expense$2,106,0003,971
Salaries and employee benefits$1,320,0003,592
Premises and equipment expense$233,0004,577
Additional noninterest expense$553,0004,265
Pre-tax net operating income$2,185,0002,004
Securities gains (losses)$36,000593
Applicable income taxes$550,0001,946
Income before extraordinary items$1,671,0002,038
Extraordinary gains, net$029
Net income$1,671,0002,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,952
Cash dividends$591,0002,236
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,644,0002,049
2007-03-31 (YTD Data)Rank
Total interest income$3,562,0002,817
Total interest expense$1,660,0002,732
Net interest income$1,902,0002,880
Provision for loan and lease losses$90,0002,153
Total noninterest income$294,0003,150
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$198,0002,071
Trading account gains and fees$0195
Additional Noninterest Income$96,0003,829
Total noninterest expense$991,0004,172
Salaries and employee benefits$632,0003,737
Premises and equipment expense$100,0005,048
Additional noninterest expense$259,0004,422
Pre-tax net operating income$1,115,0001,983
Securities gains (losses)$01,187
Applicable income taxes$276,0001,967
Income before extraordinary items$839,0001,981
Extraordinary gains, net$022
Net income$839,0001,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$66,0003,438
Sale, conversion, retirement of capital stock, net$0885
Net operating income$839,0001,972
2006-12-31 (YTD Data)Rank
Total interest income$13,198,0002,846
Total interest expense$5,398,0002,836
Net interest income$7,800,0002,815
Provision for loan and lease losses$360,0002,452
Total noninterest income$1,130,0003,265
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$790,0002,130
Trading account gains and fees$0130
Additional Noninterest Income$340,0004,054
Total noninterest expense$3,756,0004,166
Salaries and employee benefits$2,326,0003,825
Premises and equipment expense$400,0004,911
Additional noninterest expense$1,030,0004,418
Pre-tax net operating income$4,814,0001,956
Securities gains (losses)$24,000859
Applicable income taxes$1,264,0001,897
Income before extraordinary items$3,574,0001,979
Extraordinary gains, net$051
Net income$3,574,0001,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,733
Cash dividends$939,0002,682
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,556,2401,975
2006-09-30 (YTD Data)Rank
Total interest income$9,697,0002,880
Total interest expense$3,845,0002,876
Net interest income$5,852,0002,832
Provision for loan and lease losses$270,0002,327
Total noninterest income$837,0003,300
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$589,0002,155
Trading account gains and fees$0126
Additional Noninterest Income$248,0004,109
Total noninterest expense$2,806,0004,167
Salaries and employee benefits$1,731,0003,836
Premises and equipment expense$309,0004,829
Additional noninterest expense$766,0004,417
Pre-tax net operating income$3,613,0002,007
Securities gains (losses)$24,000702
Applicable income taxes$935,0001,973
Income before extraordinary items$2,702,0002,008
Extraordinary gains, net$045
Net income$2,702,0002,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,214
Cash dividends$530,0002,835
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,684,2402,017
2006-06-30 (YTD Data)Rank
Total interest income$6,292,0002,905
Total interest expense$2,435,0002,878
Net interest income$3,857,0002,877
Provision for loan and lease losses$180,0002,262
Total noninterest income$552,0003,297
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$391,0002,137
Trading account gains and fees$0126
Additional Noninterest Income$161,0004,160
Total noninterest expense$1,860,0004,206
Salaries and employee benefits$1,144,0003,878
Premises and equipment expense$217,0004,682
Additional noninterest expense$499,0004,496
Pre-tax net operating income$2,369,0002,044
Securities gains (losses)$12,000697
Applicable income taxes$625,0001,995
Income before extraordinary items$1,756,0002,053
Extraordinary gains, net$039
Net income$1,756,0002,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,889
Cash dividends$125,0004,157
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,747,1202,053
2006-03-31 (YTD Data)Rank
Total interest income$3,077,0002,901
Total interest expense$1,165,0002,869
Net interest income$1,912,0002,896
Provision for loan and lease losses$90,0002,132
Total noninterest income$266,0003,336
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$182,0002,208
Trading account gains and fees$0115
Additional Noninterest Income$84,0004,044
Total noninterest expense$921,0004,244
Salaries and employee benefits$552,0003,991
Premises and equipment expense$108,0004,716
Additional noninterest expense$261,0004,335
Pre-tax net operating income$1,167,0002,023
Securities gains (losses)$17,000498
Applicable income taxes$308,0001,986
Income before extraordinary items$876,0002,017
Extraordinary gains, net$021
Net income$876,0002,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$60,0003,464
Sale, conversion, retirement of capital stock, net$0648
Net operating income$863,4202,030
2005-12-31 (YTD Data)Rank
Total interest income$11,629,0002,777
Total interest expense$4,352,0002,479
Net interest income$7,277,0002,948
Provision for loan and lease losses$415,0002,215
Total noninterest income$987,0003,596
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$718,0002,295
Trading account gains and fees$0138
Additional Noninterest Income$269,0004,573
Total noninterest expense$3,487,0004,298
Salaries and employee benefits$2,030,0004,084
Premises and equipment expense$403,0004,830
Additional noninterest expense$1,054,0004,233
Pre-tax net operating income$4,362,0002,087
Securities gains (losses)$40,0001,003
Applicable income taxes$1,149,0002,070
Income before extraordinary items$3,253,0002,101
Extraordinary gains, net$046
Net income$3,253,0002,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,752
Cash dividends$431,0003,884
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,223,4002,089
2005-09-30 (YTD Data)Rank
Total interest income$8,582,0002,763
Total interest expense$3,169,0002,435
Net interest income$5,413,0002,954
Provision for loan and lease losses$295,0002,231
Total noninterest income$758,0003,540
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$535,0002,312
Trading account gains and fees$0126
Additional Noninterest Income$223,0004,371
Total noninterest expense$2,649,0004,218
Salaries and employee benefits$1,538,0004,014
Premises and equipment expense$311,0004,718
Additional noninterest expense$800,0004,182
Pre-tax net operating income$3,227,0002,109
Securities gains (losses)$40,000963
Applicable income taxes$839,0002,130
Income before extraordinary items$2,428,0002,118
Extraordinary gains, net$035
Net income$2,428,0002,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0002,746
Cash dividends$375,0003,213
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,398,4002,107
2005-06-30 (YTD Data)Rank
Total interest income$5,592,0002,754
Total interest expense$2,040,0002,389
Net interest income$3,552,0002,959
Provision for loan and lease losses$180,0002,307
Total noninterest income$480,0003,620
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$357,0002,267
Trading account gains and fees$0116
Additional Noninterest Income$123,0004,757
Total noninterest expense$1,738,0004,259
Salaries and employee benefits$998,0004,088
Premises and equipment expense$202,0004,786
Additional noninterest expense$538,0004,122
Pre-tax net operating income$2,114,0002,092
Securities gains (losses)$7,0001,472
Applicable income taxes$549,0002,127
Income before extraordinary items$1,572,0002,145
Extraordinary gains, net$030
Net income$1,572,0002,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,314
Cash dividends$95,0004,350
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,566,8202,118
2005-03-31 (YTD Data)Rank
Total interest income$2,745,0002,774
Total interest expense$989,0002,355
Net interest income$1,756,0002,987
Provision for loan and lease losses$90,0002,180
Total noninterest income$243,0003,533
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$173,0002,272
Trading account gains and fees$0115
Additional Noninterest Income$70,0004,462
Total noninterest expense$863,0004,301
Salaries and employee benefits$500,0004,093
Premises and equipment expense$95,0005,050
Additional noninterest expense$268,0004,145
Pre-tax net operating income$1,046,0002,082
Securities gains (losses)$7,0001,110
Applicable income taxes$269,0002,147
Income before extraordinary items$784,0002,120
Extraordinary gains, net$024
Net income$784,0002,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,584
Cash dividends$45,0003,493
Sale, conversion, retirement of capital stock, net$0491
Net operating income$778,8202,098
2004-12-31 (YTD Data)Rank
Total interest income$10,461,0002,707
Total interest expense$3,729,0002,175
Net interest income$6,732,0002,999
Provision for loan and lease losses$445,0002,166
Total noninterest income$1,201,0003,130
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$660,0002,508
Trading account gains and fees$0138
Additional Noninterest Income$541,0003,168
Total noninterest expense$3,234,0004,431
Salaries and employee benefits$1,819,0004,302
Premises and equipment expense$411,0004,670
Additional noninterest expense$1,004,0004,337
Pre-tax net operating income$4,254,0001,946
Securities gains (losses)$-244,0008,822
Applicable income taxes$1,069,0002,046
Income before extraordinary items$2,941,0002,114
Extraordinary gains, net$034
Net income$2,941,0002,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,801
Cash dividends$146,0005,219
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,119,1201,964
2004-09-30 (YTD Data)Rank
Total interest income$7,717,0002,723
Total interest expense$2,781,0002,149
Net interest income$4,936,0003,037
Provision for loan and lease losses$265,0002,488
Total noninterest income$986,0002,962
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$478,0002,599
Trading account gains and fees$0134
Additional Noninterest Income$508,0002,772
Total noninterest expense$2,380,0004,456
Salaries and employee benefits$1,328,0004,355
Premises and equipment expense$305,0004,702
Additional noninterest expense$747,0004,304
Pre-tax net operating income$3,277,0001,918
Securities gains (losses)$-244,0008,949
Applicable income taxes$820,0002,071
Income before extraordinary items$2,213,0002,112
Extraordinary gains, net$026
Net income$2,213,0002,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0002,513
Cash dividends$106,0004,579
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,391,1201,922
2004-06-30 (YTD Data)Rank
Total interest income$5,035,0002,773
Total interest expense$1,820,0002,159
Net interest income$3,215,0003,089
Provision for loan and lease losses$165,0002,550
Total noninterest income$499,0003,576
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$316,0002,607
Trading account gains and fees$0130
Additional Noninterest Income$183,0003,929
Total noninterest expense$1,528,0004,606
Salaries and employee benefits$841,0004,543
Premises and equipment expense$206,0004,676
Additional noninterest expense$481,0004,443
Pre-tax net operating income$2,021,0002,030
Securities gains (losses)$-11,0008,702
Applicable income taxes$494,0002,226
Income before extraordinary items$1,516,0002,054
Extraordinary gains, net$021
Net income$1,516,0002,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,066
Cash dividends$68,0004,506
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,524,2501,993
2004-03-31 (YTD Data)Rank
Total interest income$2,473,0002,822
Total interest expense$914,0002,178
Net interest income$1,559,0003,170
Provision for loan and lease losses$80,0002,465
Total noninterest income$234,0003,674
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$146,0002,732
Trading account gains and fees$0121
Additional Noninterest Income$88,0003,993
Total noninterest expense$764,0004,625
Salaries and employee benefits$416,0004,601
Premises and equipment expense$109,0004,538
Additional noninterest expense$239,0004,470
Pre-tax net operating income$949,0002,101
Securities gains (losses)$-14,0008,945
Applicable income taxes$232,0002,306
Income before extraordinary items$703,0002,170
Extraordinary gains, net$016
Net income$703,0002,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,014
Cash dividends$34,0003,544
Sale, conversion, retirement of capital stock, net$0464
Net operating income$713,5002,057
2003-12-31 (YTD Data)Rank
Total interest income$9,190,0003,058
Total interest expense$3,607,0002,443
Net interest income$5,583,0003,383
Provision for loan and lease losses$380,0002,681
Total noninterest income$774,0004,319
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$478,0003,202
Trading account gains and fees$0160
Additional Noninterest Income$296,0004,542
Total noninterest expense$2,620,0005,045
Salaries and employee benefits$1,432,0005,012
Premises and equipment expense$325,0005,414
Additional noninterest expense$863,0004,787
Pre-tax net operating income$3,357,0002,289
Securities gains (losses)$35,0002,802
Applicable income taxes$832,0002,471
Income before extraordinary items$2,560,0002,322
Extraordinary gains, net$054
Net income$2,560,0002,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,892
Cash dividends$164,0005,134
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,533,7502,240
2003-09-30 (YTD Data)Rank
Total interest income$6,680,0003,181
Total interest expense$2,668,0002,547
Net interest income$4,012,0003,521
Provision for loan and lease losses$235,0002,982
Total noninterest income$558,0004,435
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$332,0003,416
Trading account gains and fees$0153
Additional Noninterest Income$226,0004,557
Total noninterest expense$1,978,0005,018
Salaries and employee benefits$1,092,0004,934
Premises and equipment expense$252,0005,303
Additional noninterest expense$634,0004,821
Pre-tax net operating income$2,357,0002,500
Securities gains (losses)$15,0003,125
Applicable income taxes$575,0002,758
Income before extraordinary items$1,797,0002,572
Extraordinary gains, net$040
Net income$1,797,0002,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,845
Cash dividends$164,0004,286
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,785,6002,457
2003-06-30 (YTD Data)Rank
Total interest income$4,207,0003,358
Total interest expense$1,713,0002,697
Net interest income$2,494,0003,704
Provision for loan and lease losses$190,0002,598
Total noninterest income$350,0004,590
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$200,0003,626
Trading account gains and fees$0150
Additional Noninterest Income$150,0004,571
Total noninterest expense$1,288,0005,099
Salaries and employee benefits$691,0005,129
Premises and equipment expense$163,0005,379
Additional noninterest expense$434,0004,714
Pre-tax net operating income$1,366,0002,801
Securities gains (losses)$03,782
Applicable income taxes$402,0002,682
Income before extraordinary items$964,0003,053
Extraordinary gains, net$030
Net income$964,0003,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,378
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$964,0002,893
2003-03-31 (YTD Data)Rank
Total interest income$1,804,0003,815
Total interest expense$758,0003,089
Net interest income$1,046,0004,265
Provision for loan and lease losses$70,0003,059
Total noninterest income$135,0005,152
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$69,0004,419
Trading account gains and fees$0134
Additional Noninterest Income$66,0004,730
Total noninterest expense$551,0005,626
Salaries and employee benefits$291,0005,726
Premises and equipment expense$72,0005,758
Additional noninterest expense$188,0005,195
Pre-tax net operating income$560,0003,240
Securities gains (losses)$02,891
Applicable income taxes$162,0003,089
Income before extraordinary items$398,0003,467
Extraordinary gains, net$021
Net income$398,0003,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,690
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$398,0003,303
2002-12-31 (YTD Data)Rank
Total interest income$6,368,0004,384
Total interest expense$2,747,0003,801
Net interest income$3,621,0004,661
Provision for loan and lease losses$210,0004,243
Total noninterest income$398,0005,793
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$194,0005,268
Trading account gains and fees$0153
Additional Noninterest Income$204,0004,976
Total noninterest expense$1,368,0007,117
Salaries and employee benefits$743,0007,111
Premises and equipment expense$168,0007,198
Additional noninterest expense$457,0006,765
Pre-tax net operating income$2,441,0002,937
Securities gains (losses)$12,0003,495
Applicable income taxes$708,0002,817
Income before extraordinary items$1,745,0003,112
Extraordinary gains, net$070
Net income$1,745,0003,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,470
Cash dividends$159,0005,151
Sale, conversion, retirement of capital stock, net$5,000833
Net operating income$1,736,4803,012
2001-12-31 (YTD Data)Rank
Total interest income$5,321,0005,411
Total interest expense$2,837,0004,937
Net interest income$2,484,0005,738
Provision for loan and lease losses$385,0002,702
Total noninterest income$300,0006,428
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$137,0005,988
Trading account gains and fees$0177
Additional Noninterest Income$163,0005,360
Total noninterest expense$1,157,0007,560
Salaries and employee benefits$665,0007,353
Premises and equipment expense$253,0006,053
Additional noninterest expense$239,0008,320
Pre-tax net operating income$1,242,0004,349
Securities gains (losses)$04,612
Applicable income taxes$358,0003,942
Income before extraordinary items$884,0004,618
Extraordinary gains, net$0105
Net income$884,0004,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,444
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$1,000905
Net operating income$884,0004,508
2000-12-31 (YTD Data)Rank
Total interest income$2,907,0007,503
Total interest expense$1,466,0007,232
Net interest income$1,441,0007,568
Provision for loan and lease losses$300,0002,819
Total noninterest income$248,0006,794
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$86,0006,857
Trading account gains and feesNANA
Additional Noninterest Income$162,0005,291
Total noninterest expense$893,0008,314
Salaries and employee benefits$526,0008,120
Premises and equipment expense$174,0007,186
Additional noninterest expense$193,0008,850
Pre-tax net operating income$496,0007,022
Securities gains (losses)$01,956
Applicable income taxes$153,0005,879
Income before extraordinary items$343,0007,196
Extraordinary gains, net$038
Net income$343,0007,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,226
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$889,000474
Net operating income$343,0007,188
1999-12-31 (YTD Data)Rank
Total interest income$548,0009,939
Total interest expense$158,0009,993
Net interest income$390,0009,833
Provision for loan and lease losses$15,0007,855
Total noninterest income$74,0009,230
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$16,0008,565
Trading account gains and feesNANA
Additional Noninterest Income$58,0007,783
Total noninterest expense$432,0009,790
Salaries and employee benefits$241,0009,747
Premises and equipment expense$63,0009,372
Additional noninterest expense$128,0009,719
Pre-tax net operating income$17,0009,344
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$17,0009,385
Extraordinary gains, net$035
Net income$17,0009,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$4,200,000291
Net operating income$17,0009,353

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.