Home > Slavie Federal Savings Bank > Income and Expense
Slavie Federal Savings Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 4,129 |
| Total interest expense | $472,000 | 1,612 |
| Net interest income | $728,000 | 4,974 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $269,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $8,000 | 6,133 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $261,000 | 2,201 |
| Total noninterest expense | $1,453,000 | 3,025 |
| Salaries and employee benefits | $501,000 | 4,056 |
| Premises and equipment expense | $130,000 | 3,664 |
| Additional noninterest expense | $822,000 | 1,845 |
| Pre-tax net operating income | $-456,000 | 6,622 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $-458,000 | 6,625 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-458,000 | 6,625 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-458,000 | 6,625 |
| Net charge-offs | $-128,000 | 6,516 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-458,000 | 6,624 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,603,000 | 3,792 |
| Total interest expense | $2,173,000 | 1,573 |
| Net interest income | $3,430,000 | 4,650 |
| Provision for loan and lease losses | $193,000 | 3,012 |
| Total noninterest income | $-403,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $37,000 | 6,181 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-440,000 | 6,728 |
| Total noninterest expense | $6,452,000 | 2,826 |
| Salaries and employee benefits | $2,034,000 | 4,037 |
| Premises and equipment expense | $400,000 | 4,220 |
| Additional noninterest expense | $4,018,000 | 1,615 |
| Pre-tax net operating income | $-3,618,000 | 6,730 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-3,619,000 | 6,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,619,000 | 6,732 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-3,619,000 | 6,732 |
| Net charge-offs | $1,948,000 | 759 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 886 |
| Net operating income | $-3,619,000 | 6,731 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 3,727 |
| Total interest expense | $1,663,000 | 1,584 |
| Net interest income | $2,716,000 | 4,542 |
| Provision for loan and lease losses | $193,000 | 2,638 |
| Total noninterest income | $-476,000 | 6,858 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $29,000 | 6,223 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-505,000 | 6,845 |
| Total noninterest expense | $4,950,000 | 2,767 |
| Salaries and employee benefits | $1,536,000 | 4,036 |
| Premises and equipment expense | $302,000 | 4,237 |
| Additional noninterest expense | $3,112,000 | 1,573 |
| Pre-tax net operating income | $-2,903,000 | 6,828 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-2,903,000 | 6,826 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,903,000 | 6,827 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,903,000 | 6,827 |
| Net charge-offs | $1,716,000 | 667 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 828 |
| Net operating income | $-2,903,000 | 6,821 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 3,614 |
| Total interest expense | $1,119,000 | 1,596 |
| Net interest income | $1,937,000 | 4,393 |
| Provision for loan and lease losses | $157,000 | 2,389 |
| Total noninterest income | $-594,000 | 6,921 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $19,000 | 6,254 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-613,000 | 6,911 |
| Total noninterest expense | $3,170,000 | 2,869 |
| Salaries and employee benefits | $1,007,000 | 4,089 |
| Premises and equipment expense | $204,000 | 4,225 |
| Additional noninterest expense | $1,959,000 | 1,635 |
| Pre-tax net operating income | $-1,984,000 | 6,872 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,984,000 | 6,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,984,000 | 6,877 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,984,000 | 6,877 |
| Net charge-offs | $920,000 | 817 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 789 |
| Net operating income | $-1,984,000 | 6,868 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 3,582 |
| Total interest expense | $568,000 | 1,625 |
| Net interest income | $1,001,000 | 4,326 |
| Provision for loan and lease losses | $157,000 | 1,570 |
| Total noninterest income | $-560,000 | 7,003 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $10,000 | 6,250 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-570,000 | 7,002 |
| Total noninterest expense | $1,498,000 | 3,019 |
| Salaries and employee benefits | $505,000 | 4,137 |
| Premises and equipment expense | $106,000 | 4,181 |
| Additional noninterest expense | $887,000 | 1,790 |
| Pre-tax net operating income | $-1,214,000 | 6,947 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-1,214,000 | 6,955 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,214,000 | 6,956 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,214,000 | 6,956 |
| Net charge-offs | $916,000 | 506 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 740 |
| Net operating income | $-1,214,000 | 6,945 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,208,000 | 3,374 |
| Total interest expense | $3,003,000 | 1,479 |
| Net interest income | $4,205,000 | 4,274 |
| Provision for loan and lease losses | $6,287,000 | 423 |
| Total noninterest income | $722,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $28,000 | 6,555 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $694,000 | 2,908 |
| Total noninterest expense | $5,632,000 | 3,178 |
| Salaries and employee benefits | $1,986,000 | 4,149 |
| Premises and equipment expense | $723,000 | 2,956 |
| Additional noninterest expense | $2,923,000 | 2,225 |
| Pre-tax net operating income | $-6,992,000 | 6,992 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,124,000 | 831 |
| Income before extraordinary items | $-9,116,000 | 7,023 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,116,000 | 7,023 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-9,116,000 | 7,023 |
| Net charge-offs | $6,341,000 | 483 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 890 |
| Net operating income | $-9,116,000 | 7,016 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 3,335 |
| Total interest expense | $2,352,000 | 1,487 |
| Net interest income | $3,304,000 | 4,211 |
| Provision for loan and lease losses | $4,799,000 | 420 |
| Total noninterest income | $527,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $21,000 | 6,638 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $506,000 | 2,939 |
| Total noninterest expense | $4,228,000 | 3,193 |
| Salaries and employee benefits | $1,481,000 | 4,174 |
| Premises and equipment expense | $522,000 | 3,068 |
| Additional noninterest expense | $2,225,000 | 2,181 |
| Pre-tax net operating income | $-5,196,000 | 7,090 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-2,024,000 | 7,119 |
| Income before extraordinary items | $-3,172,000 | 7,054 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,172,000 | 7,054 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,172,000 | 7,054 |
| Net charge-offs | $4,842,000 | 471 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 841 |
| Net operating income | $-3,172,000 | 7,043 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 3,352 |
| Total interest expense | $1,604,000 | 1,507 |
| Net interest income | $2,177,000 | 4,261 |
| Provision for loan and lease losses | $3,195,000 | 432 |
| Total noninterest income | $320,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $15,000 | 6,650 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $305,000 | 3,044 |
| Total noninterest expense | $2,533,000 | 3,469 |
| Salaries and employee benefits | $986,000 | 4,210 |
| Premises and equipment expense | $328,000 | 3,215 |
| Additional noninterest expense | $1,219,000 | 2,649 |
| Pre-tax net operating income | $-3,231,000 | 7,149 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-1,236,000 | 7,179 |
| Income before extraordinary items | $-1,995,000 | 7,109 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,995,000 | 7,109 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,995,000 | 7,109 |
| Net charge-offs | $3,197,000 | 494 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 803 |
| Net operating income | $-1,995,000 | 7,095 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 3,336 |
| Total interest expense | $822,000 | 1,534 |
| Net interest income | $1,091,000 | 4,280 |
| Provision for loan and lease losses | $1,959,000 | 357 |
| Total noninterest income | $149,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $141,000 | 3,154 |
| Total noninterest expense | $1,170,000 | 3,701 |
| Salaries and employee benefits | $527,000 | 4,076 |
| Premises and equipment expense | $139,000 | 3,650 |
| Additional noninterest expense | $504,000 | 3,072 |
| Pre-tax net operating income | $-1,889,000 | 7,235 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-700,000 | 7,261 |
| Income before extraordinary items | $-1,189,000 | 7,187 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,189,000 | 7,187 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,189,000 | 7,187 |
| Net charge-offs | $2,012,000 | 404 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $-1,189,000 | 7,180 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,677,000 | 3,107 |
| Total interest expense | $3,712,000 | 1,627 |
| Net interest income | $4,965,000 | 3,924 |
| Provision for loan and lease losses | $4,390,000 | 872 |
| Total noninterest income | $-1,539,000 | 7,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 4,787 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,698,000 | 7,249 |
| Total noninterest expense | $4,523,000 | 3,787 |
| Salaries and employee benefits | $2,258,000 | 3,840 |
| Premises and equipment expense | $957,000 | 2,502 |
| Additional noninterest expense | $1,308,000 | 4,221 |
| Pre-tax net operating income | $-5,487,000 | 7,082 |
| Securities gains (losses) | $324,000 | 1,083 |
| Applicable income taxes | $-2,167,000 | 7,254 |
| Income before extraordinary items | $-2,996,000 | 6,948 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,996,000 | 6,949 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,996,000 | 6,949 |
| Net charge-offs | $400,000 | 3,446 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,203,360 | 6,946 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,652,000 | 3,097 |
| Total interest expense | $2,848,000 | 1,652 |
| Net interest income | $3,804,000 | 3,883 |
| Provision for loan and lease losses | $4,330,000 | 697 |
| Total noninterest income | $383,000 | 4,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 4,779 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $262,000 | 3,666 |
| Total noninterest expense | $3,381,000 | 3,809 |
| Salaries and employee benefits | $1,721,000 | 3,801 |
| Premises and equipment expense | $681,000 | 2,630 |
| Additional noninterest expense | $979,000 | 4,227 |
| Pre-tax net operating income | $-3,524,000 | 7,143 |
| Securities gains (losses) | $324,000 | 884 |
| Applicable income taxes | $-1,363,000 | 7,334 |
| Income before extraordinary items | $-1,837,000 | 7,037 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,837,000 | 7,038 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,837,000 | 7,038 |
| Net charge-offs | $332,000 | 3,124 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,044,360 | 7,048 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,637,000 | 3,002 |
| Total interest expense | $1,936,000 | 1,681 |
| Net interest income | $2,701,000 | 3,759 |
| Provision for loan and lease losses | $301,000 | 2,948 |
| Total noninterest income | $185,000 | 4,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 5,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 4,235 |
| Total noninterest expense | $2,262,000 | 3,848 |
| Salaries and employee benefits | $1,163,000 | 3,803 |
| Premises and equipment expense | $407,000 | 2,925 |
| Additional noninterest expense | $692,000 | 4,144 |
| Pre-tax net operating income | $323,000 | 4,514 |
| Securities gains (losses) | $34,000 | 1,823 |
| Applicable income taxes | $148,000 | 2,518 |
| Income before extraordinary items | $209,000 | 4,958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $209,000 | 4,958 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $209,000 | 4,958 |
| Net charge-offs | $77,000 | 4,090 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $187,240 | 5,022 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 2,949 |
| Total interest expense | $992,000 | 1,694 |
| Net interest income | $1,393,000 | 3,668 |
| Provision for loan and lease losses | $74,000 | 3,808 |
| Total noninterest income | $104,000 | 4,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $104,000 | 3,509 |
| Total noninterest expense | $1,163,000 | 3,786 |
| Salaries and employee benefits | $605,000 | 3,699 |
| Premises and equipment expense | $215,000 | 2,816 |
| Additional noninterest expense | $343,000 | 4,150 |
| Pre-tax net operating income | $260,000 | 3,761 |
| Securities gains (losses) | $34,000 | 900 |
| Applicable income taxes | $120,000 | 1,997 |
| Income before extraordinary items | $174,000 | 4,206 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $174,000 | 4,205 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $174,000 | 4,206 |
| Net charge-offs | $24,000 | 3,913 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $152,240 | 4,360 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,978,000 | 2,971 |
| Total interest expense | $4,520,000 | 1,794 |
| Net interest income | $5,458,000 | 3,725 |
| Provision for loan and lease losses | $299,000 | 4,880 |
| Total noninterest income | $187,000 | 6,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $187,000 | 4,684 |
| Total noninterest expense | $4,497,000 | 3,894 |
| Salaries and employee benefits | $2,447,000 | 3,638 |
| Premises and equipment expense | $813,000 | 2,952 |
| Additional noninterest expense | $1,237,000 | 4,529 |
| Pre-tax net operating income | $849,000 | 3,648 |
| Securities gains (losses) | $37,000 | 2,833 |
| Applicable income taxes | $348,000 | 2,229 |
| Income before extraordinary items | $538,000 | 4,210 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $538,000 | 4,212 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $538,000 | 4,212 |
| Net charge-offs | $14,000 | 6,477 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $514,320 | 4,122 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,619,000 | 2,982 |
| Total interest expense | $3,430,000 | 1,836 |
| Net interest income | $4,189,000 | 3,712 |
| Provision for loan and lease losses | $214,000 | 4,803 |
| Total noninterest income | $315,000 | 4,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $315,000 | 3,485 |
| Total noninterest expense | $3,293,000 | 3,963 |
| Salaries and employee benefits | $1,822,000 | 3,700 |
| Premises and equipment expense | $596,000 | 3,044 |
| Additional noninterest expense | $875,000 | 4,671 |
| Pre-tax net operating income | $997,000 | 3,101 |
| Securities gains (losses) | $5,000 | 3,295 |
| Applicable income taxes | $422,000 | 1,830 |
| Income before extraordinary items | $580,000 | 3,840 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $580,000 | 3,840 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $580,000 | 3,841 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $576,800 | 3,708 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,139,000 | 2,979 |
| Total interest expense | $2,304,000 | 1,888 |
| Net interest income | $2,835,000 | 3,670 |
| Provision for loan and lease losses | $143,000 | 4,711 |
| Total noninterest income | $198,000 | 5,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $198,000 | 3,518 |
| Total noninterest expense | $2,221,000 | 3,944 |
| Salaries and employee benefits | $1,250,000 | 3,640 |
| Premises and equipment expense | $405,000 | 3,026 |
| Additional noninterest expense | $566,000 | 4,752 |
| Pre-tax net operating income | $669,000 | 3,110 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $276,000 | 1,818 |
| Income before extraordinary items | $396,000 | 3,805 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $396,000 | 3,803 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $396,000 | 3,804 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $394,080 | 3,706 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 3,036 |
| Total interest expense | $1,157,000 | 1,981 |
| Net interest income | $1,409,000 | 3,720 |
| Provision for loan and lease losses | $63,000 | 4,536 |
| Total noninterest income | $100,000 | 5,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 3,522 |
| Total noninterest expense | $1,117,000 | 3,965 |
| Salaries and employee benefits | $634,000 | 3,655 |
| Premises and equipment expense | $217,000 | 2,929 |
| Additional noninterest expense | $266,000 | 4,942 |
| Pre-tax net operating income | $329,000 | 3,209 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $130,000 | 1,868 |
| Income before extraordinary items | $200,000 | 3,885 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $200,000 | 3,883 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $200,000 | 3,884 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $199,360 | 3,785 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,390,000 | 3,144 |
| Total interest expense | $5,086,000 | 2,222 |
| Net interest income | $5,304,000 | 3,794 |
| Provision for loan and lease losses | $521,000 | 4,479 |
| Total noninterest income | $328,000 | 5,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $328,000 | 3,859 |
| Total noninterest expense | $4,482,000 | 4,018 |
| Salaries and employee benefits | $2,503,000 | 3,677 |
| Premises and equipment expense | $813,000 | 3,091 |
| Additional noninterest expense | $1,166,000 | 4,817 |
| Pre-tax net operating income | $629,000 | 3,712 |
| Securities gains (losses) | $-243,000 | 7,457 |
| Applicable income taxes | $297,000 | 2,034 |
| Income before extraordinary items | $89,000 | 5,199 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $89,000 | 5,198 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $89,000 | 5,198 |
| Net charge-offs | $150,000 | 5,330 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $244,520 | 4,583 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,570,000 | 3,266 |
| Total interest expense | $3,869,000 | 2,283 |
| Net interest income | $3,701,000 | 3,980 |
| Provision for loan and lease losses | $266,000 | 4,788 |
| Total noninterest income | $281,000 | 5,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $281,000 | 3,718 |
| Total noninterest expense | $3,088,000 | 4,277 |
| Salaries and employee benefits | $1,770,000 | 3,903 |
| Premises and equipment expense | $596,000 | 3,177 |
| Additional noninterest expense | $722,000 | 5,319 |
| Pre-tax net operating income | $628,000 | 3,512 |
| Securities gains (losses) | $-261,000 | 7,635 |
| Applicable income taxes | $270,000 | 2,038 |
| Income before extraordinary items | $97,000 | 5,331 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $97,000 | 5,330 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $97,000 | 5,330 |
| Net charge-offs | $49,000 | 5,697 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $264,040 | 4,499 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 3,346 |
| Total interest expense | $2,601,000 | 2,356 |
| Net interest income | $2,338,000 | 4,099 |
| Provision for loan and lease losses | $105,000 | 5,253 |
| Total noninterest income | $187,000 | 5,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $187,000 | 3,748 |
| Total noninterest expense | $2,038,000 | 4,333 |
| Salaries and employee benefits | $1,186,000 | 3,935 |
| Premises and equipment expense | $387,000 | 3,271 |
| Additional noninterest expense | $465,000 | 5,439 |
| Pre-tax net operating income | $382,000 | 3,766 |
| Securities gains (losses) | $-261,000 | 7,828 |
| Applicable income taxes | $179,000 | 2,082 |
| Income before extraordinary items | $-58,000 | 6,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-58,000 | 6,091 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-58,000 | 6,091 |
| Net charge-offs | $-4,000 | 7,749 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $109,040 | 5,044 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 3,417 |
| Total interest expense | $1,313,000 | 2,419 |
| Net interest income | $1,113,000 | 4,235 |
| Provision for loan and lease losses | $51,000 | 4,871 |
| Total noninterest income | $80,000 | 5,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $80,000 | 4,007 |
| Total noninterest expense | $972,000 | 4,388 |
| Salaries and employee benefits | $587,000 | 3,980 |
| Premises and equipment expense | $196,000 | 3,278 |
| Additional noninterest expense | $189,000 | 5,746 |
| Pre-tax net operating income | $170,000 | 4,304 |
| Securities gains (losses) | $-261,000 | 8,065 |
| Applicable income taxes | $73,000 | 2,506 |
| Income before extraordinary items | $-164,000 | 6,976 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-164,000 | 6,977 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-164,000 | 6,977 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $97,000 | 4,839 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,914,000 | 3,549 |
| Total interest expense | $5,770,000 | 2,605 |
| Net interest income | $4,144,000 | 4,478 |
| Provision for loan and lease losses | $180,000 | 5,334 |
| Total noninterest income | $381,000 | 5,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $381,000 | 3,664 |
| Total noninterest expense | $3,834,000 | 4,374 |
| Salaries and employee benefits | $2,278,000 | 4,051 |
| Premises and equipment expense | $805,000 | 3,170 |
| Additional noninterest expense | $751,000 | 5,636 |
| Pre-tax net operating income | $511,000 | 4,835 |
| Securities gains (losses) | $-2,455,000 | 7,940 |
| Applicable income taxes | $222,000 | 2,712 |
| Income before extraordinary items | $-2,166,000 | 7,425 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,166,000 | 7,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,932 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $289,000 | 5,322 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,385,000 | 3,635 |
| Total interest expense | $4,399,000 | 2,659 |
| Net interest income | $2,986,000 | 4,629 |
| Provision for loan and lease losses | $130,000 | 4,814 |
| Total noninterest income | $304,000 | 5,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $304,000 | 3,666 |
| Total noninterest expense | $2,700,000 | 4,534 |
| Salaries and employee benefits | $1,571,000 | 4,327 |
| Premises and equipment expense | $589,000 | 3,236 |
| Additional noninterest expense | $540,000 | 5,703 |
| Pre-tax net operating income | $460,000 | 5,064 |
| Securities gains (losses) | $-1,661,000 | 8,017 |
| Applicable income taxes | $200,000 | 2,910 |
| Income before extraordinary items | $-1,401,000 | 7,670 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,401,000 | 7,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,926 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $260,000 | 5,566 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,896,000 | 3,695 |
| Total interest expense | $2,980,000 | 2,726 |
| Net interest income | $1,916,000 | 4,746 |
| Provision for loan and lease losses | $74,000 | 4,708 |
| Total noninterest income | $187,000 | 5,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $187,000 | 3,893 |
| Total noninterest expense | $1,737,000 | 4,675 |
| Salaries and employee benefits | $1,039,000 | 4,391 |
| Premises and equipment expense | $363,000 | 3,462 |
| Additional noninterest expense | $335,000 | 5,881 |
| Pre-tax net operating income | $292,000 | 5,319 |
| Securities gains (losses) | $9,000 | 2,500 |
| Applicable income taxes | $126,000 | 3,211 |
| Income before extraordinary items | $175,000 | 5,794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $175,000 | 5,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,008 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $169,240 | 5,774 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 3,794 |
| Total interest expense | $1,526,000 | 2,843 |
| Net interest income | $894,000 | 4,971 |
| Provision for loan and lease losses | $36,000 | 4,202 |
| Total noninterest income | $76,000 | 5,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $877,000 | 4,666 |
| Salaries and employee benefits | $524,000 | 4,391 |
| Premises and equipment expense | $184,000 | 3,438 |
| Additional noninterest expense | $169,000 | 5,842 |
| Pre-tax net operating income | $57,000 | 6,527 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $21,000 | 4,341 |
| Income before extraordinary items | $36,000 | 6,787 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $36,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,799 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $36,000 | 6,693 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,457,000 | 3,917 |
| Total interest expense | $6,222,000 | 2,927 |
| Net interest income | $3,235,000 | 5,290 |
| Provision for loan and lease losses | $244,000 | 3,558 |
| Total noninterest income | $242,000 | 6,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $242,000 | 4,661 |
| Total noninterest expense | $3,246,000 | 4,770 |
| Salaries and employee benefits | $1,912,000 | 4,545 |
| Premises and equipment expense | $646,000 | 3,650 |
| Additional noninterest expense | $688,000 | 5,785 |
| Pre-tax net operating income | $-13,000 | 7,463 |
| Securities gains (losses) | $127,000 | 548 |
| Applicable income taxes | $52,000 | 4,914 |
| Income before extraordinary items | $62,000 | 7,287 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $62,000 | 7,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,504 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-19,280 | 7,512 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,022,000 | 3,958 |
| Total interest expense | $4,659,000 | 2,923 |
| Net interest income | $2,363,000 | 5,398 |
| Provision for loan and lease losses | $208,000 | 2,943 |
| Total noninterest income | $128,000 | 6,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $128,000 | 5,372 |
| Total noninterest expense | $2,420,000 | 4,759 |
| Salaries and employee benefits | $1,415,000 | 4,558 |
| Premises and equipment expense | $484,000 | 3,630 |
| Additional noninterest expense | $521,000 | 5,706 |
| Pre-tax net operating income | $-137,000 | 7,842 |
| Securities gains (losses) | $72,000 | 559 |
| Applicable income taxes | $-13,000 | 8,049 |
| Income before extraordinary items | $-52,000 | 7,785 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-52,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,590 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-109,600 | 7,842 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,639,000 | 3,994 |
| Total interest expense | $3,088,000 | 2,936 |
| Net interest income | $1,551,000 | 5,473 |
| Provision for loan and lease losses | $182,000 | 2,291 |
| Total noninterest income | $76,000 | 7,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $76,000 | 5,609 |
| Total noninterest expense | $1,590,000 | 4,834 |
| Salaries and employee benefits | $926,000 | 4,662 |
| Premises and equipment expense | $327,000 | 3,624 |
| Additional noninterest expense | $337,000 | 5,787 |
| Pre-tax net operating income | $-145,000 | 8,037 |
| Securities gains (losses) | $50,000 | 536 |
| Applicable income taxes | $-27,000 | 8,232 |
| Income before extraordinary items | $-68,000 | 7,938 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-68,000 | 7,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,867 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-104,000 | 7,998 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 3,997 |
| Total interest expense | $1,546,000 | 2,907 |
| Net interest income | $764,000 | 5,535 |
| Provision for loan and lease losses | $33,000 | 3,661 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $791,000 | 4,830 |
| Salaries and employee benefits | $467,000 | 4,658 |
| Premises and equipment expense | $169,000 | 3,562 |
| Additional noninterest expense | $155,000 | 6,036 |
| Pre-tax net operating income | $-33,000 | 7,984 |
| Securities gains (losses) | $10,000 | 691 |
| Applicable income taxes | $-2,000 | 8,174 |
| Income before extraordinary items | $-21,000 | 7,959 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-21,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,046 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-30,100 | 7,989 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,110,000 | 3,837 |
| Total interest expense | $5,556,000 | 2,771 |
| Net interest income | $3,554,000 | 5,006 |
| Provision for loan and lease losses | $376,000 | 2,382 |
| Total noninterest income | $184,000 | 7,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $184,000 | 5,275 |
| Total noninterest expense | $3,416,000 | 4,475 |
| Salaries and employee benefits | $1,885,000 | 4,471 |
| Premises and equipment expense | $836,000 | 2,894 |
| Additional noninterest expense | $695,000 | 5,667 |
| Pre-tax net operating income | $-54,000 | 8,016 |
| Securities gains (losses) | $46,000 | 704 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $-13,000 | 7,997 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-13,000 | 7,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-59,000 | 8,029 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 3,832 |
| Total interest expense | $3,994,000 | 2,787 |
| Net interest income | $2,777,000 | 4,913 |
| Provision for loan and lease losses | $340,000 | 1,939 |
| Total noninterest income | $134,000 | 7,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 5,331 |
| Total noninterest expense | $2,679,000 | 4,317 |
| Salaries and employee benefits | $1,495,000 | 4,242 |
| Premises and equipment expense | $665,000 | 2,765 |
| Additional noninterest expense | $519,000 | 5,658 |
| Pre-tax net operating income | $-108,000 | 8,225 |
| Securities gains (losses) | $7,000 | 967 |
| Applicable income taxes | $-32,000 | 8,474 |
| Income before extraordinary items | $-69,000 | 8,215 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-69,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-73,760 | 8,210 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,459,000 | 3,814 |
| Total interest expense | $2,556,000 | 2,761 |
| Net interest income | $1,903,000 | 4,863 |
| Provision for loan and lease losses | $38,000 | 4,803 |
| Total noninterest income | $96,000 | 7,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,214 |
| Total noninterest expense | $1,823,000 | 4,256 |
| Salaries and employee benefits | $1,004,000 | 4,244 |
| Premises and equipment expense | $479,000 | 2,571 |
| Additional noninterest expense | $340,000 | 5,693 |
| Pre-tax net operating income | $138,000 | 7,457 |
| Securities gains (losses) | $7,000 | 794 |
| Applicable income taxes | $61,000 | 5,053 |
| Income before extraordinary items | $84,000 | 7,648 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $84,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $79,520 | 7,699 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 3,809 |
| Total interest expense | $1,237,000 | 2,730 |
| Net interest income | $959,000 | 4,833 |
| Provision for loan and lease losses | $14,000 | 5,063 |
| Total noninterest income | $49,000 | 6,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,161 |
| Total noninterest expense | $950,000 | 4,156 |
| Salaries and employee benefits | $491,000 | 4,331 |
| Premises and equipment expense | $304,000 | 2,070 |
| Additional noninterest expense | $155,000 | 5,960 |
| Pre-tax net operating income | $44,000 | 7,767 |
| Securities gains (losses) | $5,000 | 692 |
| Applicable income taxes | $22,000 | 5,279 |
| Income before extraordinary items | $27,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $23,800 | 7,935 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,719,000 | 3,855 |
| Total interest expense | $3,868,000 | 2,722 |
| Net interest income | $3,851,000 | 4,742 |
| Provision for loan and lease losses | $58,000 | 5,597 |
| Total noninterest income | $209,000 | 6,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $209,000 | 5,069 |
| Total noninterest expense | $3,577,000 | 4,223 |
| Salaries and employee benefits | $1,919,000 | 4,249 |
| Premises and equipment expense | $875,000 | 2,663 |
| Additional noninterest expense | $783,000 | 5,237 |
| Pre-tax net operating income | $425,000 | 6,988 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $171,000 | 4,860 |
| Income before extraordinary items | $254,000 | 7,360 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $254,000 | 7,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $254,000 | 7,338 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,606,000 | 3,898 |
| Total interest expense | $2,722,000 | 2,738 |
| Net interest income | $2,884,000 | 4,758 |
| Provision for loan and lease losses | $44,000 | 5,480 |
| Total noninterest income | $154,000 | 7,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 5,143 |
| Total noninterest expense | $2,652,000 | 4,215 |
| Salaries and employee benefits | $1,407,000 | 4,296 |
| Premises and equipment expense | $623,000 | 2,778 |
| Additional noninterest expense | $622,000 | 4,995 |
| Pre-tax net operating income | $342,000 | 7,022 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $132,000 | 4,962 |
| Income before extraordinary items | $210,000 | 7,393 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $210,000 | 7,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $210,000 | 7,358 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,706,000 | 3,865 |
| Total interest expense | $1,732,000 | 2,707 |
| Net interest income | $1,974,000 | 4,660 |
| Provision for loan and lease losses | $32,000 | 5,100 |
| Total noninterest income | $91,000 | 7,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $91,000 | 5,365 |
| Total noninterest expense | $1,730,000 | 4,284 |
| Salaries and employee benefits | $923,000 | 4,329 |
| Premises and equipment expense | $412,000 | 2,770 |
| Additional noninterest expense | $395,000 | 5,130 |
| Pre-tax net operating income | $303,000 | 6,566 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $117,000 | 4,603 |
| Income before extraordinary items | $186,000 | 7,032 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $186,000 | 7,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $186,000 | 6,992 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 3,851 |
| Total interest expense | $854,000 | 2,642 |
| Net interest income | $980,000 | 4,688 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $44,000 | 7,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $875,000 | 4,256 |
| Salaries and employee benefits | $462,000 | 4,344 |
| Premises and equipment expense | $210,000 | 2,749 |
| Additional noninterest expense | $203,000 | 5,013 |
| Pre-tax net operating income | $129,000 | 6,830 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $50,000 | 4,748 |
| Income before extraordinary items | $79,000 | 7,257 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $79,000 | 7,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $79,000 | 7,225 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,520,000 | 4,008 |
| Total interest expense | $3,074,000 | 2,575 |
| Net interest income | $3,446,000 | 4,961 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $146,000 | 7,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $146,000 | 5,747 |
| Total noninterest expense | $2,929,000 | 4,739 |
| Salaries and employee benefits | $1,564,000 | 4,796 |
| Premises and equipment expense | $752,000 | 2,943 |
| Additional noninterest expense | $613,000 | 5,907 |
| Pre-tax net operating income | $613,000 | 6,354 |
| Securities gains (losses) | $-102,000 | 8,723 |
| Applicable income taxes | $197,000 | 4,770 |
| Income before extraordinary items | $314,000 | 7,172 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $314,000 | 7,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $6,356,000 | 189 |
| Net operating income | $379,280 | 6,821 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 4,081 |
| Total interest expense | $2,229,000 | 2,607 |
| Net interest income | $2,526,000 | 5,027 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $107,000 | 7,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 5,792 |
| Total noninterest expense | $2,158,000 | 4,755 |
| Salaries and employee benefits | $1,134,000 | 4,864 |
| Premises and equipment expense | $556,000 | 2,965 |
| Additional noninterest expense | $468,000 | 5,822 |
| Pre-tax net operating income | $439,000 | 6,586 |
| Securities gains (losses) | $-102,000 | 8,890 |
| Applicable income taxes | $130,000 | 5,038 |
| Income before extraordinary items | $207,000 | 7,434 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $207,000 | 7,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $272,280 | 7,010 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 4,226 |
| Total interest expense | $1,413,000 | 2,707 |
| Net interest income | $1,610,000 | 5,178 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $68,000 | 7,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 5,903 |
| Total noninterest expense | $1,446,000 | 4,764 |
| Salaries and employee benefits | $766,000 | 4,863 |
| Premises and equipment expense | $372,000 | 2,968 |
| Additional noninterest expense | $308,000 | 5,897 |
| Pre-tax net operating income | $208,000 | 7,121 |
| Securities gains (losses) | $-102,000 | 8,969 |
| Applicable income taxes | $41,000 | 5,802 |
| Income before extraordinary items | $65,000 | 8,118 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 8,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $130,280 | 7,424 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 4,263 |
| Total interest expense | $713,000 | 2,705 |
| Net interest income | $787,000 | 5,265 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $40,000 | 7,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $714,000 | 4,852 |
| Salaries and employee benefits | $355,000 | 5,140 |
| Premises and equipment expense | $197,000 | 2,852 |
| Additional noninterest expense | $162,000 | 5,766 |
| Pre-tax net operating income | $101,000 | 7,133 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $39,000 | 5,128 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,000 | 7,464 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 4,394 |
| Total interest expense | $3,228,000 | 2,683 |
| Net interest income | $2,601,000 | 5,776 |
| Provision for loan and lease losses | $43,000 | 6,469 |
| Total noninterest income | $171,000 | 7,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $171,000 | 5,591 |
| Total noninterest expense | $2,661,000 | 4,992 |
| Salaries and employee benefits | $1,337,000 | 5,250 |
| Premises and equipment expense | $820,000 | 2,699 |
| Additional noninterest expense | $504,000 | 6,533 |
| Pre-tax net operating income | $68,000 | 8,312 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $28,000 | 6,648 |
| Income before extraordinary items | $40,000 | 8,495 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $40,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $40,000 | 8,399 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,321,000 | 4,471 |
| Total interest expense | $2,453,000 | 2,726 |
| Net interest income | $1,868,000 | 5,948 |
| Provision for loan and lease losses | $31,000 | 6,364 |
| Total noninterest income | $138,000 | 7,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 5,505 |
| Total noninterest expense | $1,931,000 | 5,104 |
| Salaries and employee benefits | $938,000 | 5,463 |
| Premises and equipment expense | $623,000 | 2,682 |
| Additional noninterest expense | $370,000 | 6,570 |
| Pre-tax net operating income | $44,000 | 8,477 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $18,000 | 6,845 |
| Income before extraordinary items | $26,000 | 8,633 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $26,000 | 8,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $26,000 | 8,531 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 4,453 |
| Total interest expense | $1,679,000 | 2,741 |
| Net interest income | $1,251,000 | 5,931 |
| Provision for loan and lease losses | $19,000 | 6,381 |
| Total noninterest income | $98,000 | 7,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $98,000 | 5,351 |
| Total noninterest expense | $1,293,000 | 5,080 |
| Salaries and employee benefits | $623,000 | 5,494 |
| Premises and equipment expense | $421,000 | 2,645 |
| Additional noninterest expense | $249,000 | 6,534 |
| Pre-tax net operating income | $37,000 | 8,457 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $15,000 | 6,772 |
| Income before extraordinary items | $22,000 | 8,637 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $22,000 | 8,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $22,000 | 8,511 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 4,494 |
| Total interest expense | $859,000 | 2,749 |
| Net interest income | $603,000 | 6,049 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $55,000 | 7,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 5,085 |
| Total noninterest expense | $646,000 | 5,084 |
| Salaries and employee benefits | $300,000 | 5,627 |
| Premises and equipment expense | $210,000 | 2,652 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $0 | 8,688 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $-1,000 | 8,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,000 | 8,669 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,187,000 | 4,462 |
| Total interest expense | $3,848,000 | 2,840 |
| Net interest income | $2,339,000 | 6,119 |
| Provision for loan and lease losses | $48,000 | 6,757 |
| Total noninterest income | $32,000 | 9,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 8,125 |
| Total noninterest expense | $2,445,000 | 5,154 |
| Salaries and employee benefits | $1,248,000 | 5,348 |
| Premises and equipment expense | $638,000 | 3,233 |
| Additional noninterest expense | $559,000 | 6,170 |
| Pre-tax net operating income | $-122,000 | 8,781 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-48,000 | 8,984 |
| Income before extraordinary items | $-74,000 | 8,815 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-74,000 | 8,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-74,000 | 8,753 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,175,000 | 4,860 |
| Total interest expense | $4,174,000 | 3,668 |
| Net interest income | $2,001,000 | 6,435 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $203,000 | 7,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $203,000 | 4,899 |
| Total noninterest expense | $1,860,000 | 6,008 |
| Salaries and employee benefits | $1,028,000 | 5,886 |
| Premises and equipment expense | $327,000 | 5,255 |
| Additional noninterest expense | $505,000 | 6,400 |
| Pre-tax net operating income | $304,000 | 7,393 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $117,000 | 5,804 |
| Income before extraordinary items | $187,000 | 7,821 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $187,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $187,000 | 7,707 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,350,000 | 4,900 |
| Total interest expense | $3,896,000 | 4,055 |
| Net interest income | $2,454,000 | 5,886 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $148,000 | 7,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $148,000 | 5,512 |
| Total noninterest expense | $2,086,000 | 5,529 |
| Salaries and employee benefits | $1,051,000 | 5,732 |
| Premises and equipment expense | $266,000 | 5,824 |
| Additional noninterest expense | $769,000 | 4,861 |
| Pre-tax net operating income | $466,000 | 7,169 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $180,000 | 5,605 |
| Income before extraordinary items | $286,000 | 7,553 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $286,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $286,000 | 7,559 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,130,000 | 4,870 |
| Total interest expense | $3,651,000 | 3,891 |
| Net interest income | $2,479,000 | 5,821 |
| Provision for loan and lease losses | $79,000 | 5,701 |
| Total noninterest income | $143,000 | 8,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $143,000 | 5,714 |
| Total noninterest expense | $1,850,000 | 5,984 |
| Salaries and employee benefits | $1,063,000 | 5,653 |
| Premises and equipment expense | $256,000 | 5,957 |
| Additional noninterest expense | $531,000 | 6,275 |
| Pre-tax net operating income | $693,000 | 6,340 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $268,000 | 5,055 |
| Income before extraordinary items | $425,000 | 6,843 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $425,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $425,000 | 6,816 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 4,998 |
| Total interest expense | $3,535,000 | 4,092 |
| Net interest income | $2,472,000 | 5,889 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $112,000 | 8,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $112,000 | 6,362 |
| Total noninterest expense | $1,837,000 | 5,912 |
| Salaries and employee benefits | $1,018,000 | 5,718 |
| Premises and equipment expense | $236,000 | 6,171 |
| Additional noninterest expense | $583,000 | 5,864 |
| Pre-tax net operating income | $699,000 | 6,484 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $271,000 | 5,443 |
| Income before extraordinary items | $430,000 | 7,039 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $430,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $428,720 | 6,948 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,017,000 | 5,058 |
| Total interest expense | $3,488,000 | 4,147 |
| Net interest income | $2,529,000 | 6,009 |
| Provision for loan and lease losses | $47,000 | 6,813 |
| Total noninterest income | $134,000 | 8,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $134,000 | 5,994 |
| Total noninterest expense | $1,558,000 | 6,637 |
| Salaries and employee benefits | $887,000 | 6,360 |
| Premises and equipment expense | $162,000 | 7,548 |
| Additional noninterest expense | $509,000 | 6,430 |
| Pre-tax net operating income | $1,058,000 | 5,657 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $408,000 | 4,822 |
| Income before extraordinary items | $650,000 | 6,117 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $650,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $650,000 | 6,072 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 5,178 |
| Total interest expense | $3,413,000 | 4,280 |
| Net interest income | $2,601,000 | 6,042 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $96,000 | 9,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $96,000 | 7,256 |
| Total noninterest expense | $2,009,000 | 5,933 |
| Salaries and employee benefits | $798,000 | 6,988 |
| Premises and equipment expense | $203,000 | 6,979 |
| Additional noninterest expense | $1,008,000 | 4,382 |
| Pre-tax net operating income | $663,000 | 7,100 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $263,000 | 6,270 |
| Income before extraordinary items | $391,000 | 7,694 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $391,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $396,760 | 7,585 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,652,000 | 5,471 |
| Total interest expense | $3,137,000 | 4,554 |
| Net interest income | $2,515,000 | 6,289 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $108,000 | 10,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $108,000 | 6,996 |
| Total noninterest expense | $1,258,000 | 8,002 |
| Salaries and employee benefits | $690,000 | 7,780 |
| Premises and equipment expense | $146,000 | 8,373 |
| Additional noninterest expense | $422,000 | 7,988 |
| Pre-tax net operating income | $1,335,000 | 4,865 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $609,000 | 3,625 |
| Income before extraordinary items | $726,000 | 5,839 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $726,000 | 5,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $726,000 | 5,821 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,591,000 | 5,164 |
| Total interest expense | $2,815,000 | 4,190 |
| Net interest income | $2,776,000 | 5,955 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $52,000 | 11,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $1,359,000 | 8,043 |
| Salaries and employee benefits | $729,000 | 7,680 |
| Premises and equipment expense | $127,000 | 9,189 |
| Additional noninterest expense | $503,000 | 7,819 |
| Pre-tax net operating income | $1,469,000 | 4,490 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $535,000 | 3,849 |
| Income before extraordinary items | $934,000 | 4,756 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $934,000 | 4,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $934,000 | 4,805 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,833,000 | 5,079 |
| Total interest expense | $3,047,000 | 4,068 |
| Net interest income | $2,786,000 | 6,000 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $69,000 | 12,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $69,000 | 9,126 |
| Total noninterest expense | $1,376,000 | 8,258 |
| Salaries and employee benefits | $672,000 | 8,204 |
| Premises and equipment expense | $140,000 | 9,169 |
| Additional noninterest expense | $564,000 | 7,653 |
| Pre-tax net operating income | $1,461,000 | 4,428 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $548,000 | 3,860 |
| Income before extraordinary items | $917,000 | 5,024 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $917,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $914,440 | 4,807 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,948,000 | 5,535 |
| Total interest expense | $3,473,000 | 4,570 |
| Net interest income | $2,475,000 | 6,656 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $89,000 | 12,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,201,000 | 9,030 |
| Salaries and employee benefits | $635,000 | 8,508 |
| Premises and equipment expense | $147,000 | 9,210 |
| Additional noninterest expense | $419,000 | 9,344 |
| Pre-tax net operating income | $1,360,000 | 4,437 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $482,000 | 4,109 |
| Income before extraordinary items | $878,000 | 5,010 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $878,000 | 5,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $878,000 | 4,712 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.