Home > Slade's Ferry Trust Company > Income and Expense
Slade's Ferry Trust Company, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $36,511,000 | 1,160 |
| Total interest expense | $17,187,000 | 1,149 |
| Net interest income | $19,324,000 | 1,151 |
| Provision for loan and lease losses | $361,000 | 2,858 |
| Total noninterest income | $1,568,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $247,000 | 4,482 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,321,000 | 1,838 |
| Total noninterest expense | $14,638,000 | 1,268 |
| Salaries and employee benefits | $7,724,000 | 1,291 |
| Premises and equipment expense | $1,757,000 | 1,520 |
| Additional noninterest expense | $5,157,000 | 1,091 |
| Pre-tax net operating income | $5,893,000 | 1,419 |
| Securities gains (losses) | $516,000 | 263 |
| Applicable income taxes | $2,315,000 | 1,003 |
| Income before extraordinary items | $4,094,000 | 1,556 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,094,000 | 1,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $6,136,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,763,760 | 1,667 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $27,192,000 | 1,166 |
| Total interest expense | $12,892,000 | 1,145 |
| Net interest income | $14,300,000 | 1,174 |
| Provision for loan and lease losses | $170,000 | 3,304 |
| Total noninterest income | $1,174,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $189,000 | 4,456 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $985,000 | 1,857 |
| Total noninterest expense | $10,809,000 | 1,279 |
| Salaries and employee benefits | $5,871,000 | 1,278 |
| Premises and equipment expense | $1,330,000 | 1,496 |
| Additional noninterest expense | $3,608,000 | 1,148 |
| Pre-tax net operating income | $4,495,000 | 1,506 |
| Securities gains (losses) | $516,000 | 226 |
| Applicable income taxes | $1,705,000 | 1,101 |
| Income before extraordinary items | $3,306,000 | 1,526 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,306,000 | 1,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,582 |
| Cash dividends | $6,136,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,965,440 | 1,696 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,967,000 | 1,193 |
| Total interest expense | $8,560,000 | 1,154 |
| Net interest income | $9,407,000 | 1,214 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $780,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $132,000 | 4,366 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $648,000 | 1,878 |
| Total noninterest expense | $7,037,000 | 1,330 |
| Salaries and employee benefits | $3,708,000 | 1,378 |
| Premises and equipment expense | $887,000 | 1,516 |
| Additional noninterest expense | $2,442,000 | 1,143 |
| Pre-tax net operating income | $3,150,000 | 1,465 |
| Securities gains (losses) | $139,000 | 361 |
| Applicable income taxes | $1,128,000 | 1,168 |
| Income before extraordinary items | $2,161,000 | 1,611 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,161,000 | 1,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $6,136,000 | 341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,069,260 | 1,649 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,803,000 | 1,202 |
| Total interest expense | $4,208,000 | 1,156 |
| Net interest income | $4,595,000 | 1,242 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $368,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $303,000 | 1,948 |
| Total noninterest expense | $3,301,000 | 1,400 |
| Salaries and employee benefits | $1,826,000 | 1,414 |
| Premises and equipment expense | $435,000 | 1,544 |
| Additional noninterest expense | $1,040,000 | 1,292 |
| Pre-tax net operating income | $1,662,000 | 1,401 |
| Securities gains (losses) | $61,000 | 385 |
| Applicable income taxes | $612,000 | 1,101 |
| Income before extraordinary items | $1,111,000 | 1,550 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,111,000 | 1,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $5,378,000 | 232 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,071,960 | 1,596 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $34,272,000 | 1,155 |
| Total interest expense | $14,511,000 | 1,155 |
| Net interest income | $19,761,000 | 1,123 |
| Provision for loan and lease losses | $39,000 | 5,839 |
| Total noninterest income | $1,629,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $299,000 | 4,140 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,330,000 | 1,812 |
| Total noninterest expense | $13,952,000 | 1,283 |
| Salaries and employee benefits | $7,430,000 | 1,311 |
| Premises and equipment expense | $1,662,000 | 1,547 |
| Additional noninterest expense | $4,860,000 | 1,102 |
| Pre-tax net operating income | $7,399,000 | 1,333 |
| Securities gains (losses) | $-98,000 | 8,195 |
| Applicable income taxes | $2,706,000 | 1,033 |
| Income before extraordinary items | $4,595,000 | 1,575 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,595,000 | 1,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,019 |
| Cash dividends | $1,125,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,657,720 | 1,537 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $25,220,000 | 1,182 |
| Total interest expense | $10,345,000 | 1,184 |
| Net interest income | $14,875,000 | 1,137 |
| Provision for loan and lease losses | $39,000 | 5,442 |
| Total noninterest income | $1,222,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $229,000 | 4,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $993,000 | 1,836 |
| Total noninterest expense | $10,647,000 | 1,277 |
| Salaries and employee benefits | $5,910,000 | 1,252 |
| Premises and equipment expense | $1,268,000 | 1,535 |
| Additional noninterest expense | $3,469,000 | 1,169 |
| Pre-tax net operating income | $5,411,000 | 1,411 |
| Securities gains (losses) | $-133,000 | 8,472 |
| Applicable income taxes | $1,947,000 | 1,116 |
| Income before extraordinary items | $3,331,000 | 1,670 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,331,000 | 1,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $1,125,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,416,120 | 1,605 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,286,000 | 1,195 |
| Total interest expense | $6,532,000 | 1,190 |
| Net interest income | $9,754,000 | 1,160 |
| Provision for loan and lease losses | $39,000 | 4,785 |
| Total noninterest income | $839,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $154,000 | 4,087 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $685,000 | 1,792 |
| Total noninterest expense | $7,106,000 | 1,285 |
| Salaries and employee benefits | $3,988,000 | 1,245 |
| Premises and equipment expense | $851,000 | 1,527 |
| Additional noninterest expense | $2,267,000 | 1,197 |
| Pre-tax net operating income | $3,448,000 | 1,460 |
| Securities gains (losses) | $-152,000 | 8,608 |
| Applicable income taxes | $1,218,000 | 1,184 |
| Income before extraordinary items | $2,078,000 | 1,753 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,078,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $749,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,175,280 | 1,663 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,033,000 | 1,189 |
| Total interest expense | $3,067,000 | 1,199 |
| Net interest income | $4,966,000 | 1,132 |
| Provision for loan and lease losses | $39,000 | 3,587 |
| Total noninterest income | $434,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 4,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $357,000 | 1,699 |
| Total noninterest expense | $3,429,000 | 1,330 |
| Salaries and employee benefits | $1,861,000 | 1,339 |
| Premises and equipment expense | $425,000 | 1,535 |
| Additional noninterest expense | $1,143,000 | 1,164 |
| Pre-tax net operating income | $1,932,000 | 1,284 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $722,000 | 1,026 |
| Income before extraordinary items | $1,213,000 | 1,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,213,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $374,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,211,080 | 1,481 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $29,191,000 | 1,128 |
| Total interest expense | $10,358,000 | 1,089 |
| Net interest income | $18,833,000 | 1,141 |
| Provision for loan and lease losses | $167,000 | 3,944 |
| Total noninterest income | $1,681,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $416,000 | 3,475 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,265,000 | 1,886 |
| Total noninterest expense | $13,514,000 | 1,272 |
| Salaries and employee benefits | $7,731,000 | 1,191 |
| Premises and equipment expense | $1,506,000 | 1,622 |
| Additional noninterest expense | $4,277,000 | 1,212 |
| Pre-tax net operating income | $6,833,000 | 1,405 |
| Securities gains (losses) | $29,000 | 1,127 |
| Applicable income taxes | $2,392,000 | 1,177 |
| Income before extraordinary items | $4,470,000 | 1,569 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,470,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,539 |
| Cash dividends | $1,470,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,451,150 | 1,553 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,346,000 | 1,127 |
| Total interest expense | $7,414,000 | 1,074 |
| Net interest income | $13,932,000 | 1,150 |
| Provision for loan and lease losses | $109,000 | 4,051 |
| Total noninterest income | $1,313,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $334,000 | 3,309 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $979,000 | 1,846 |
| Total noninterest expense | $10,350,000 | 1,242 |
| Salaries and employee benefits | $6,023,000 | 1,139 |
| Premises and equipment expense | $1,136,000 | 1,593 |
| Additional noninterest expense | $3,191,000 | 1,193 |
| Pre-tax net operating income | $4,786,000 | 1,499 |
| Securities gains (losses) | $27,000 | 1,107 |
| Applicable income taxes | $1,652,000 | 1,271 |
| Income before extraordinary items | $3,161,000 | 1,670 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,161,000 | 1,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,514 |
| Cash dividends | $1,100,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,143,180 | 1,648 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,840,000 | 1,129 |
| Total interest expense | $4,602,000 | 1,084 |
| Net interest income | $9,238,000 | 1,144 |
| Provision for loan and lease losses | $65,000 | 4,019 |
| Total noninterest income | $859,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $234,000 | 3,165 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $625,000 | 1,876 |
| Total noninterest expense | $6,750,000 | 1,253 |
| Salaries and employee benefits | $3,918,000 | 1,162 |
| Premises and equipment expense | $747,000 | 1,614 |
| Additional noninterest expense | $2,085,000 | 1,204 |
| Pre-tax net operating income | $3,282,000 | 1,427 |
| Securities gains (losses) | $17,000 | 1,160 |
| Applicable income taxes | $1,141,000 | 1,222 |
| Income before extraordinary items | $2,158,000 | 1,593 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,158,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,516 |
| Cash dividends | $730,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,146,950 | 1,580 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,690,000 | 1,141 |
| Total interest expense | $2,070,000 | 1,138 |
| Net interest income | $4,620,000 | 1,133 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $456,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $118,000 | 3,074 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $338,000 | 1,745 |
| Total noninterest expense | $3,321,000 | 1,279 |
| Salaries and employee benefits | $1,904,000 | 1,208 |
| Premises and equipment expense | $386,000 | 1,578 |
| Additional noninterest expense | $1,031,000 | 1,204 |
| Pre-tax net operating income | $1,705,000 | 1,344 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $569,000 | 1,203 |
| Income before extraordinary items | $1,138,000 | 1,492 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,138,000 | 1,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,407 |
| Cash dividends | $360,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,136,660 | 1,466 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $24,431,000 | 1,159 |
| Total interest expense | $7,576,000 | 1,068 |
| Net interest income | $16,855,000 | 1,191 |
| Provision for loan and lease losses | $376,000 | 2,479 |
| Total noninterest income | $1,930,000 | 2,253 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $553,000 | 2,905 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,377,000 | 1,738 |
| Total noninterest expense | $12,313,000 | 1,334 |
| Salaries and employee benefits | $7,204,000 | 1,206 |
| Premises and equipment expense | $1,260,000 | 1,825 |
| Additional noninterest expense | $3,849,000 | 1,288 |
| Pre-tax net operating income | $6,096,000 | 1,413 |
| Securities gains (losses) | $-8,000 | 8,172 |
| Applicable income taxes | $2,086,000 | 1,223 |
| Income before extraordinary items | $4,002,000 | 1,624 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,002,000 | 1,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,512 |
| Cash dividends | $1,440,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,007,280 | 1,571 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,756,000 | 1,168 |
| Total interest expense | $5,527,000 | 1,080 |
| Net interest income | $12,229,000 | 1,219 |
| Provision for loan and lease losses | $376,000 | 1,864 |
| Total noninterest income | $1,482,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $414,000 | 2,925 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,068,000 | 1,700 |
| Total noninterest expense | $9,539,000 | 1,288 |
| Salaries and employee benefits | $5,685,000 | 1,133 |
| Premises and equipment expense | $951,000 | 1,824 |
| Additional noninterest expense | $2,903,000 | 1,272 |
| Pre-tax net operating income | $3,796,000 | 1,693 |
| Securities gains (losses) | $46,000 | 1,731 |
| Applicable income taxes | $1,287,000 | 1,454 |
| Income before extraordinary items | $2,555,000 | 1,869 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,555,000 | 1,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,107 |
| Cash dividends | $1,080,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,524,180 | 1,840 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,418,000 | 1,203 |
| Total interest expense | $3,620,000 | 1,082 |
| Net interest income | $7,798,000 | 1,271 |
| Provision for loan and lease losses | $376,000 | 1,290 |
| Total noninterest income | $841,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $282,000 | 2,849 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $559,000 | 2,021 |
| Total noninterest expense | $6,193,000 | 1,321 |
| Salaries and employee benefits | $3,785,000 | 1,145 |
| Premises and equipment expense | $655,000 | 1,759 |
| Additional noninterest expense | $1,753,000 | 1,381 |
| Pre-tax net operating income | $2,070,000 | 1,987 |
| Securities gains (losses) | $39,000 | 1,614 |
| Applicable income taxes | $669,000 | 1,763 |
| Income before extraordinary items | $1,440,000 | 2,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,440,000 | 2,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,802 |
| Cash dividends | $720,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,413,480 | 2,121 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,578,000 | 1,240 |
| Total interest expense | $1,717,000 | 1,163 |
| Net interest income | $3,861,000 | 1,293 |
| Provision for loan and lease losses | $246,000 | 978 |
| Total noninterest income | $394,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $150,000 | 2,684 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $244,000 | 2,166 |
| Total noninterest expense | $3,045,000 | 1,349 |
| Salaries and employee benefits | $1,796,000 | 1,232 |
| Premises and equipment expense | $350,000 | 1,676 |
| Additional noninterest expense | $899,000 | 1,349 |
| Pre-tax net operating income | $964,000 | 2,077 |
| Securities gains (losses) | $35,000 | 1,403 |
| Applicable income taxes | $308,000 | 1,885 |
| Income before extraordinary items | $691,000 | 2,203 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $691,000 | 2,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,822 |
| Cash dividends | $360,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $666,850 | 2,193 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,037,000 | 1,355 |
| Total interest expense | $6,073,000 | 1,461 |
| Net interest income | $14,964,000 | 1,302 |
| Provision for loan and lease losses | $-602,000 | 9,129 |
| Total noninterest income | $1,612,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $590,000 | 2,730 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,022,000 | 2,356 |
| Total noninterest expense | $12,356,000 | 1,315 |
| Salaries and employee benefits | $7,534,000 | 1,122 |
| Premises and equipment expense | $1,346,000 | 1,686 |
| Additional noninterest expense | $3,476,000 | 1,407 |
| Pre-tax net operating income | $4,822,000 | 1,685 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $1,472,000 | 1,645 |
| Income before extraordinary items | $3,352,000 | 1,852 |
| Extraordinary gains, net | $-658,000 | 9,168 |
| Net income | $2,694,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,091 |
| Cash dividends | $1,404,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,350,620 | 1,765 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,625,000 | 1,395 |
| Total interest expense | $4,599,000 | 1,509 |
| Net interest income | $11,026,000 | 1,334 |
| Provision for loan and lease losses | $-539,000 | 9,198 |
| Total noninterest income | $1,024,000 | 3,083 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $445,000 | 2,725 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $579,000 | 2,877 |
| Total noninterest expense | $9,251,000 | 1,325 |
| Salaries and employee benefits | $5,564,000 | 1,152 |
| Premises and equipment expense | $1,046,000 | 1,637 |
| Additional noninterest expense | $2,641,000 | 1,397 |
| Pre-tax net operating income | $3,338,000 | 1,870 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $1,077,000 | 1,746 |
| Income before extraordinary items | $2,263,000 | 2,087 |
| Extraordinary gains, net | $-658,000 | 9,226 |
| Net income | $1,605,000 | 2,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 9,007 |
| Cash dividends | $1,050,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,261,640 | 1,980 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,386,000 | 1,411 |
| Total interest expense | $3,099,000 | 1,554 |
| Net interest income | $7,287,000 | 1,347 |
| Provision for loan and lease losses | $-539,000 | 9,242 |
| Total noninterest income | $656,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $289,000 | 2,734 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $367,000 | 2,935 |
| Total noninterest expense | $6,109,000 | 1,338 |
| Salaries and employee benefits | $3,613,000 | 1,187 |
| Premises and equipment expense | $696,000 | 1,649 |
| Additional noninterest expense | $1,800,000 | 1,369 |
| Pre-tax net operating income | $2,373,000 | 1,760 |
| Securities gains (losses) | $-41,000 | 9,149 |
| Applicable income taxes | $763,000 | 1,691 |
| Income before extraordinary items | $1,569,000 | 2,023 |
| Extraordinary gains, net | $-658,000 | 9,262 |
| Net income | $911,000 | 3,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,848 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,596,470 | 1,883 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,128,000 | 1,438 |
| Total interest expense | $1,545,000 | 1,597 |
| Net interest income | $3,593,000 | 1,366 |
| Provision for loan and lease losses | $141,000 | 1,871 |
| Total noninterest income | $375,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $139,000 | 2,735 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $236,000 | 2,444 |
| Total noninterest expense | $2,970,000 | 1,359 |
| Salaries and employee benefits | $1,729,000 | 1,241 |
| Premises and equipment expense | $365,000 | 1,581 |
| Additional noninterest expense | $876,000 | 1,375 |
| Pre-tax net operating income | $857,000 | 2,334 |
| Securities gains (losses) | $-41,000 | 9,224 |
| Applicable income taxes | $241,000 | 2,382 |
| Income before extraordinary items | $575,000 | 2,636 |
| Extraordinary gains, net | $-1,285,000 | 9,309 |
| Net income | $-710,000 | 9,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $350,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $603,700 | 2,396 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,829,000 | 1,410 |
| Total interest expense | $7,928,000 | 1,418 |
| Net interest income | $13,901,000 | 1,400 |
| Provision for loan and lease losses | $-310,000 | 9,319 |
| Total noninterest income | $1,853,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $907,000 | 1,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $946,000 | 2,262 |
| Total noninterest expense | $11,215,000 | 1,370 |
| Salaries and employee benefits | $6,792,000 | 1,187 |
| Premises and equipment expense | $1,243,000 | 1,780 |
| Additional noninterest expense | $3,180,000 | 1,495 |
| Pre-tax net operating income | $4,849,000 | 1,676 |
| Securities gains (losses) | $-705,000 | 9,286 |
| Applicable income taxes | $1,152,000 | 1,988 |
| Income before extraordinary items | $2,992,000 | 2,012 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,992,000 | 2,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 2,267 |
| Cash dividends | $1,400,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,499,600 | 1,664 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $27,067,000 | 1,268 |
| Total interest expense | $12,337,000 | 1,321 |
| Net interest income | $14,730,000 | 1,198 |
| Provision for loan and lease losses | $750,000 | 1,573 |
| Total noninterest income | $1,729,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $840,000 | 1,812 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $889,000 | 2,223 |
| Total noninterest expense | $11,230,000 | 1,294 |
| Salaries and employee benefits | $6,756,000 | 1,098 |
| Premises and equipment expense | $1,332,000 | 1,616 |
| Additional noninterest expense | $3,142,000 | 1,481 |
| Pre-tax net operating income | $4,479,000 | 1,603 |
| Securities gains (losses) | $15,000 | 3,362 |
| Applicable income taxes | $1,350,000 | 1,650 |
| Income before extraordinary items | $3,144,000 | 1,671 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,144,000 | 1,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,402 |
| Cash dividends | $1,685,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,133,500 | 1,611 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $27,973,000 | 1,266 |
| Total interest expense | $12,708,000 | 1,366 |
| Net interest income | $15,265,000 | 1,152 |
| Provision for loan and lease losses | $1,200,000 | 908 |
| Total noninterest income | $1,515,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $832,000 | 1,664 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $683,000 | 2,403 |
| Total noninterest expense | $10,033,000 | 1,379 |
| Salaries and employee benefits | $5,675,000 | 1,249 |
| Premises and equipment expense | $1,267,000 | 1,640 |
| Additional noninterest expense | $3,091,000 | 1,456 |
| Pre-tax net operating income | $5,547,000 | 1,336 |
| Securities gains (losses) | $334,000 | 325 |
| Applicable income taxes | $1,839,000 | 1,264 |
| Income before extraordinary items | $4,042,000 | 1,300 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,042,000 | 1,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,466 |
| Cash dividends | $1,500,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,811,540 | 1,375 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,377,000 | 1,283 |
| Total interest expense | $10,760,000 | 1,387 |
| Net interest income | $14,617,000 | 1,206 |
| Provision for loan and lease losses | $550,000 | 1,631 |
| Total noninterest income | $1,416,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $899,000 | 1,437 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $517,000 | 2,893 |
| Total noninterest expense | $10,399,000 | 1,337 |
| Salaries and employee benefits | $5,387,000 | 1,294 |
| Premises and equipment expense | $1,289,000 | 1,588 |
| Additional noninterest expense | $3,723,000 | 1,235 |
| Pre-tax net operating income | $5,084,000 | 1,483 |
| Securities gains (losses) | $668,000 | 287 |
| Applicable income taxes | $1,911,000 | 1,278 |
| Income before extraordinary items | $3,841,000 | 1,393 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,841,000 | 1,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,602 |
| Cash dividends | $1,310,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,393,440 | 1,543 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,131,000 | 1,334 |
| Total interest expense | $10,717,000 | 1,434 |
| Net interest income | $13,414,000 | 1,264 |
| Provision for loan and lease losses | $600,000 | 1,475 |
| Total noninterest income | $1,205,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $894,000 | 1,401 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $311,000 | 3,945 |
| Total noninterest expense | $8,847,000 | 1,499 |
| Salaries and employee benefits | $5,103,000 | 1,282 |
| Premises and equipment expense | $1,177,000 | 1,672 |
| Additional noninterest expense | $2,567,000 | 1,670 |
| Pre-tax net operating income | $5,172,000 | 1,431 |
| Securities gains (losses) | $382,000 | 647 |
| Applicable income taxes | $2,196,000 | 1,150 |
| Income before extraordinary items | $3,358,000 | 1,573 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,358,000 | 1,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $725,000 | 947 |
| Cash dividends | $950,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,113,520 | 1,627 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,038,000 | 1,426 |
| Total interest expense | $10,417,000 | 1,491 |
| Net interest income | $12,621,000 | 1,368 |
| Provision for loan and lease losses | $500,000 | 1,761 |
| Total noninterest income | $1,312,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $911,000 | 1,418 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $401,000 | 3,273 |
| Total noninterest expense | $9,005,000 | 1,455 |
| Salaries and employee benefits | $4,984,000 | 1,327 |
| Premises and equipment expense | $1,304,000 | 1,493 |
| Additional noninterest expense | $2,717,000 | 1,581 |
| Pre-tax net operating income | $4,428,000 | 1,729 |
| Securities gains (losses) | $314,000 | 555 |
| Applicable income taxes | $1,904,000 | 1,385 |
| Income before extraordinary items | $2,838,000 | 1,857 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,838,000 | 1,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,921 |
| Cash dividends | $475,000 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,637,040 | 1,946 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,435,000 | 1,738 |
| Total interest expense | $9,081,000 | 1,747 |
| Net interest income | $10,354,000 | 1,706 |
| Provision for loan and lease losses | $400,000 | 2,077 |
| Total noninterest income | $1,253,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $857,000 | 1,559 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $396,000 | 3,423 |
| Total noninterest expense | $7,368,000 | 1,914 |
| Salaries and employee benefits | $4,021,000 | 1,651 |
| Premises and equipment expense | $1,088,000 | 1,844 |
| Additional noninterest expense | $2,259,000 | 2,205 |
| Pre-tax net operating income | $3,839,000 | 1,883 |
| Securities gains (losses) | $113,000 | 903 |
| Applicable income taxes | $1,567,000 | 1,542 |
| Income before extraordinary items | $2,385,000 | 2,085 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,385,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $360,000 | 4,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,312,680 | 2,095 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,468,000 | 2,041 |
| Total interest expense | $7,766,000 | 2,012 |
| Net interest income | $8,702,000 | 2,065 |
| Provision for loan and lease losses | $550,000 | 1,455 |
| Total noninterest income | $1,064,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $734,000 | 1,851 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $330,000 | 3,769 |
| Total noninterest expense | $6,622,000 | 2,079 |
| Salaries and employee benefits | $3,533,000 | 1,872 |
| Premises and equipment expense | $881,000 | 2,272 |
| Additional noninterest expense | $2,208,000 | 2,218 |
| Pre-tax net operating income | $2,594,000 | 2,743 |
| Securities gains (losses) | $65,000 | 1,146 |
| Applicable income taxes | $994,000 | 2,398 |
| Income before extraordinary items | $1,665,000 | 2,952 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,665,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,729 |
| Cash dividends | $267,000 | 4,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,623,400 | 2,991 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,489,000 | 2,273 |
| Total interest expense | $4,948,000 | 2,486 |
| Net interest income | $8,541,000 | 2,102 |
| Provision for loan and lease losses | $645,000 | 1,272 |
| Total noninterest income | $1,108,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $772,000 | 1,750 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $336,000 | 3,820 |
| Total noninterest expense | $6,700,000 | 2,123 |
| Salaries and employee benefits | $3,268,000 | 2,025 |
| Premises and equipment expense | $828,000 | 2,453 |
| Additional noninterest expense | $2,604,000 | 2,071 |
| Pre-tax net operating income | $2,304,000 | 3,046 |
| Securities gains (losses) | $37,000 | 1,338 |
| Applicable income taxes | $877,000 | 2,552 |
| Income before extraordinary items | $1,464,000 | 3,241 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,464,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,936 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,440,320 | 3,310 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,189,000 | 2,343 |
| Total interest expense | $5,217,000 | 2,479 |
| Net interest income | $7,972,000 | 2,256 |
| Provision for loan and lease losses | $1,455,000 | 1,022 |
| Total noninterest income | $945,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $719,000 | 1,899 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $226,000 | 5,304 |
| Total noninterest expense | $5,756,000 | 2,487 |
| Salaries and employee benefits | $3,016,000 | 2,203 |
| Premises and equipment expense | $698,000 | 2,884 |
| Additional noninterest expense | $2,042,000 | 2,682 |
| Pre-tax net operating income | $1,706,000 | 3,870 |
| Securities gains (losses) | $248,000 | 1,462 |
| Applicable income taxes | $718,000 | 3,046 |
| Income before extraordinary items | $1,236,000 | 3,899 |
| Extraordinary gains, net | $39,000 | 2,328 |
| Net income | $1,275,000 | 3,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,468,000 | 880 |
| Cash dividends | $217,000 | 5,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,077,280 | 4,181 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,637,000 | 2,586 |
| Total interest expense | $6,842,000 | 2,460 |
| Net interest income | $6,795,000 | 2,680 |
| Provision for loan and lease losses | $1,072,000 | 1,758 |
| Total noninterest income | $950,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $655,000 | 2,080 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $295,000 | 4,481 |
| Total noninterest expense | $5,313,000 | 2,710 |
| Salaries and employee benefits | $2,728,000 | 2,374 |
| Premises and equipment expense | $638,000 | 3,171 |
| Additional noninterest expense | $1,947,000 | 2,862 |
| Pre-tax net operating income | $1,360,000 | 4,437 |
| Securities gains (losses) | $209,000 | 1,956 |
| Applicable income taxes | $483,000 | 4,102 |
| Income before extraordinary items | $1,086,000 | 4,174 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,086,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 2,803 |
| Cash dividends | $230,000 | 4,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $941,790 | 4,427 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.