Home > Slade's Ferry Trust Company > Assets and Liabilities
Slade's Ferry Trust Company, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 122 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $603,286,000 | 1,112 |
| Cash and due from depository institutions | $13,620,000 | 1,401 |
| Interest-bearing balances | $650,000 | 2,934 |
| Securities | $97,120,000 | 1,232 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $457,813,000 | 1,028 |
| Loan loss allowance | $4,661,000 | 1,183 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,505,000 | 1,707 |
| Other real estate owned | $0 | 1,401 |
| Goodwill and other intangibles | $2,173,000 | 1,361 |
| All other assets | $25,055,000 | 796 |
| Life insurance assets | $12,660,000 | 513 |
| Total liabilities and capital | $603,286,000 | 1,112 |
| Total liabilities | $549,928,000 | 1,096 |
| Total deposits | $393,660,000 | 1,342 |
| Interest-bearing deposits | $317,253,000 | 1,467 |
| Deposits held in domestic offices | $393,660,000 | 1,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $153,177,000 | 399 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,091,000 | 1,745 |
| Total equity capital | $53,358,000 | 1,297 |
| Total bank equity capital | $53,358,000 | 1,297 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,750,000 | 2,167 |
| Surplus | $24,829,000 | 1,211 |
| Undivided profits | $26,779,000 | 1,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,735,000 | 2,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,177,000 | 1,935 |
| Earning assets | $555,583,000 | 1,108 |
| Long-term assets (5+ years) | $333,022,000 | 384 |
| Average Assets, year-to-date | $606,152,000 | 1,068 |
| Average Assets, quarterly | $602,911,500 | 1,095 |
| Volatile liabilities | $133,597,000 | 1,093 |
| Insider loans | $8,847,000 | 832 |
| FHLB advances | $153,177,000 | 351 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $78,081,000 | 1,258 |
| Tier 1 (core) risk-based capital | $50,965,000 | 1,241 |
| Tier 2 risk-based capital | $4,813,000 | 1,105 |
| Total risk weighted assets | $468,879,000 | 1,071 |
| Total unused commitments | $78,081,000 | 1,258 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 126 | 1,354 |
| Assets and Liabilities | ||
| Total Assets: | $602,537,000 | 1,089 |
| Cash and due from depository institutions | $11,820,000 | 1,354 |
| Interest-bearing balances | $650,000 | 2,775 |
| Securities | $101,291,000 | 1,199 |
| Federal funds sold & reverse repurchase agreements | $9,535,000 | 1,544 |
| Net loans & leases | $445,099,000 | 1,036 |
| Loan loss allowance | $4,467,000 | 1,183 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,358,000 | 1,707 |
| Other real estate owned | $0 | 1,354 |
| Goodwill and other intangibles | $2,173,000 | 1,337 |
| All other assets | $25,261,000 | 783 |
| Life insurance assets | $12,548,000 | 502 |
| Total liabilities and capital | $602,537,000 | 1,089 |
| Total liabilities | $550,342,000 | 1,070 |
| Total deposits | $403,066,000 | 1,299 |
| Interest-bearing deposits | $324,576,000 | 1,420 |
| Deposits held in domestic offices | $403,066,000 | 1,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $144,279,000 | 402 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,997,000 | 1,787 |
| Total equity capital | $52,195,000 | 1,307 |
| Total bank equity capital | $52,195,000 | 1,307 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,750,000 | 2,145 |
| Surplus | $24,829,000 | 1,189 |
| Undivided profits | $25,616,000 | 1,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,039,000 | 1,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,381,000 | 1,889 |
| Earning assets | $556,575,000 | 1,086 |
| Long-term assets (5+ years) | $332,256,000 | 374 |
| Average Assets, year-to-date | $606,868,500 | 1,062 |
| Average Assets, quarterly | $612,040,000 | 1,069 |
| Volatile liabilities | $102,989,000 | 1,377 |
| Insider loans | $8,721,000 | 827 |
| FHLB advances | $144,279,000 | 353 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $83,669,000 | 1,218 |
| Tier 1 (core) risk-based capital | $49,974,000 | 1,271 |
| Tier 2 risk-based capital | $4,645,000 | 1,125 |
| Total risk weighted assets | $459,665,000 | 1,070 |
| Total unused commitments | $83,669,000 | 1,219 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 126 | 1,385 |
| Assets and Liabilities | ||
| Total Assets: | $621,543,000 | 1,068 |
| Cash and due from depository institutions | $14,120,000 | 1,385 |
| Interest-bearing balances | $650,000 | 2,849 |
| Securities | $118,263,000 | 1,019 |
| Federal funds sold & reverse repurchase agreements | $25,585,000 | 585 |
| Net loans & leases | $429,773,000 | 1,078 |
| Loan loss allowance | $4,296,000 | 1,217 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,527,000 | 1,922 |
| Other real estate owned | $0 | 1,385 |
| Goodwill and other intangibles | $2,173,000 | 1,341 |
| All other assets | $25,102,000 | 788 |
| Life insurance assets | $12,537,000 | 488 |
| Total liabilities and capital | $621,543,000 | 1,068 |
| Total liabilities | $570,912,000 | 1,044 |
| Total deposits | $429,636,000 | 1,216 |
| Interest-bearing deposits | $351,955,000 | 1,299 |
| Deposits held in domestic offices | $429,636,000 | 1,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $137,866,000 | 386 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,410,000 | 1,563 |
| Total equity capital | $50,631,000 | 1,339 |
| Total bank equity capital | $50,631,000 | 1,339 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,750,000 | 2,141 |
| Surplus | $24,829,000 | 1,196 |
| Undivided profits | $24,052,000 | 1,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,700,000 | 2,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,235,000 | 1,865 |
| Earning assets | $574,271,000 | 1,067 |
| Long-term assets (5+ years) | $340,553,000 | 364 |
| Average Assets, year-to-date | $608,312,330 | 1,081 |
| Average Assets, quarterly | $611,968,500 | 1,079 |
| Volatile liabilities | $124,673,000 | 1,136 |
| Insider loans | $8,985,000 | 796 |
| FHLB advances | $137,866,000 | 334 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $86,450,000 | 1,201 |
| Tier 1 (core) risk-based capital | $48,853,000 | 1,313 |
| Tier 2 risk-based capital | $4,488,000 | 1,168 |
| Total risk weighted assets | $454,468,000 | 1,086 |
| Total unused commitments | $86,450,000 | 1,201 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 127 | 1,359 |
| Assets and Liabilities | ||
| Total Assets: | $602,394,000 | 1,104 |
| Cash and due from depository institutions | $17,343,000 | 1,359 |
| Interest-bearing balances | $650,000 | 2,926 |
| Securities | $120,443,000 | 1,012 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 4,815 |
| Net loans & leases | $429,224,000 | 1,056 |
| Loan loss allowance | $4,318,000 | 1,202 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,772,000 | 2,137 |
| Other real estate owned | $0 | 1,359 |
| Goodwill and other intangibles | $2,173,000 | 1,325 |
| All other assets | $25,139,000 | 754 |
| Life insurance assets | $12,423,000 | 478 |
| Total liabilities and capital | $602,394,000 | 1,104 |
| Total liabilities | $551,718,000 | 1,071 |
| Total deposits | $414,175,000 | 1,262 |
| Interest-bearing deposits | $338,550,000 | 1,345 |
| Deposits held in domestic offices | $414,175,000 | 1,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,700,000 | 1,602 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $129,961,000 | 391 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,882,000 | 1,829 |
| Total equity capital | $50,676,000 | 1,337 |
| Total bank equity capital | $50,676,000 | 1,337 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,750,000 | 2,131 |
| Surplus | $24,814,000 | 1,175 |
| Undivided profits | $24,112,000 | 1,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $484,000 | 4,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,344,000 | 1,704 |
| Earning assets | $552,617,000 | 1,108 |
| Long-term assets (5+ years) | $343,255,000 | 343 |
| Average Assets, year-to-date | $601,697,000 | 1,089 |
| Average Assets, quarterly | $601,697,000 | 1,089 |
| Volatile liabilities | $98,199,000 | 1,384 |
| Insider loans | $13,009,000 | 513 |
| FHLB advances | $129,961,000 | 339 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $76,131,000 | 1,333 |
| Tier 1 (core) risk-based capital | $48,639,000 | 1,292 |
| Tier 2 risk-based capital | $4,445,000 | 1,170 |
| Total risk weighted assets | $443,325,000 | 1,095 |
| Total unused commitments | $76,131,000 | 1,333 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 127 | 1,357 |
| Assets and Liabilities | ||
| Total Assets: | $601,000,000 | 1,088 |
| Cash and due from depository institutions | $20,142,000 | 1,357 |
| Interest-bearing balances | $650,000 | 2,902 |
| Securities | $124,414,000 | 993 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,527 |
| Net loans & leases | $422,469,000 | 1,057 |
| Loan loss allowance | $4,286,000 | 1,195 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,377,000 | 2,247 |
| Other real estate owned | $0 | 1,357 |
| Goodwill and other intangibles | $2,173,000 | 1,314 |
| All other assets | $24,525,000 | 763 |
| Life insurance assets | $12,317,000 | 473 |
| Total liabilities and capital | $601,000,000 | 1,088 |
| Total liabilities | $546,258,000 | 1,067 |
| Total deposits | $424,438,000 | 1,212 |
| Interest-bearing deposits | $344,980,000 | 1,291 |
| Deposits held in domestic offices | $424,438,000 | 1,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $119,058,000 | 438 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,762,000 | 1,860 |
| Total equity capital | $54,742,000 | 1,200 |
| Total bank equity capital | $54,742,000 | 1,200 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,750,000 | 2,122 |
| Surplus | $24,810,000 | 1,145 |
| Undivided profits | $28,182,000 | 1,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $601,000 | 3,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,277,000 | 1,831 |
| Earning assets | $549,433,000 | 1,089 |
| Long-term assets (5+ years) | $345,154,000 | 341 |
| Average Assets, year-to-date | $591,619,800 | 1,046 |
| Average Assets, quarterly | $601,055,500 | 1,071 |
| Volatile liabilities | $93,894,000 | 1,590 |
| Insider loans | $11,078,000 | 622 |
| FHLB advances | $119,058,000 | 383 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $67,972,000 | 1,429 |
| Tier 1 (core) risk-based capital | $52,988,000 | 1,149 |
| Tier 2 risk-based capital | $4,497,000 | 1,146 |
| Total risk weighted assets | $420,672,000 | 1,130 |
| Total unused commitments | $67,972,000 | 1,430 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 127 | 1,386 |
| Assets and Liabilities | ||
| Total Assets: | $601,111,000 | 1,079 |
| Cash and due from depository institutions | $12,769,000 | 1,386 |
| Interest-bearing balances | $650,000 | 2,836 |
| Securities | $127,366,000 | 974 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,876 |
| Net loans & leases | $426,513,000 | 1,039 |
| Loan loss allowance | $4,292,000 | 1,200 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,435,000 | 2,187 |
| Other real estate owned | $0 | 1,386 |
| Goodwill and other intangibles | $2,173,000 | 1,306 |
| All other assets | $24,855,000 | 774 |
| Life insurance assets | $12,204,000 | 457 |
| Total liabilities and capital | $601,111,000 | 1,079 |
| Total liabilities | $547,873,000 | 1,057 |
| Total deposits | $424,160,000 | 1,192 |
| Interest-bearing deposits | $346,057,000 | 1,272 |
| Deposits held in domestic offices | $424,160,000 | 1,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $120,938,000 | 448 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,775,000 | 1,836 |
| Total equity capital | $53,238,000 | 1,232 |
| Total bank equity capital | $53,238,000 | 1,232 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,750,000 | 2,128 |
| Surplus | $24,810,000 | 1,144 |
| Undivided profits | $26,678,000 | 1,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $512,000 | 3,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,374,000 | 1,714 |
| Earning assets | $556,529,000 | 1,071 |
| Long-term assets (5+ years) | $351,333,000 | 335 |
| Average Assets, year-to-date | $589,274,750 | 1,057 |
| Average Assets, quarterly | $599,525,500 | 1,067 |
| Volatile liabilities | $80,646,000 | 1,791 |
| Insider loans | $11,035,000 | 611 |
| FHLB advances | $120,938,000 | 395 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $72,720,000 | 1,378 |
| Tier 1 (core) risk-based capital | $51,713,000 | 1,186 |
| Tier 2 risk-based capital | $4,384,000 | 1,176 |
| Total risk weighted assets | $423,289,000 | 1,117 |
| Total unused commitments | $72,720,000 | 1,379 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 137 | 1,287 |
| Assets and Liabilities | ||
| Total Assets: | $597,940,000 | 1,071 |
| Cash and due from depository institutions | $22,208,000 | 1,287 |
| Interest-bearing balances | $650,000 | 2,837 |
| Securities | $110,241,000 | 1,132 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 1,909 |
| Net loans & leases | $426,760,000 | 1,027 |
| Loan loss allowance | $4,284,000 | 1,195 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,466,000 | 2,132 |
| Other real estate owned | $0 | 1,287 |
| Goodwill and other intangibles | $2,173,000 | 1,295 |
| All other assets | $24,892,000 | 767 |
| Life insurance assets | $12,097,000 | 449 |
| Total liabilities and capital | $597,940,000 | 1,071 |
| Total liabilities | $546,303,000 | 1,055 |
| Total deposits | $432,404,000 | 1,152 |
| Interest-bearing deposits | $349,414,000 | 1,219 |
| Deposits held in domestic offices | $432,404,000 | 1,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $103,043,000 | 522 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,856,000 | 600 |
| Total equity capital | $51,637,000 | 1,216 |
| Total bank equity capital | $51,637,000 | 1,216 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,750,000 | 2,119 |
| Surplus | $24,810,000 | 1,123 |
| Undivided profits | $25,077,000 | 1,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 3,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,059,000 | 1,786 |
| Earning assets | $543,851,000 | 1,071 |
| Long-term assets (5+ years) | $333,648,000 | 351 |
| Average Assets, year-to-date | $585,329,330 | 1,063 |
| Average Assets, quarterly | $588,143,500 | 1,073 |
| Volatile liabilities | $76,634,000 | 1,847 |
| Insider loans | $14,193,000 | 445 |
| FHLB advances | $103,043,000 | 464 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $64,077,000 | 1,526 |
| Tier 1 (core) risk-based capital | $50,745,000 | 1,183 |
| Tier 2 risk-based capital | $4,366,000 | 1,165 |
| Total risk weighted assets | $422,927,000 | 1,101 |
| Total unused commitments | $64,077,000 | 1,526 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 143 | 1,198 |
| Assets and Liabilities | ||
| Total Assets: | $578,347,000 | 1,083 |
| Cash and due from depository institutions | $16,801,000 | 1,198 |
| Interest-bearing balances | $650,000 | 2,956 |
| Securities | $114,787,000 | 1,095 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $414,485,000 | 1,026 |
| Loan loss allowance | $4,284,000 | 1,178 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,549,000 | 2,061 |
| Other real estate owned | $0 | 1,198 |
| Goodwill and other intangibles | $2,173,000 | 1,264 |
| All other assets | $24,552,000 | 748 |
| Life insurance assets | $11,991,000 | 438 |
| Total liabilities and capital | $578,347,000 | 1,083 |
| Total liabilities | $526,986,000 | 1,072 |
| Total deposits | $410,209,000 | 1,199 |
| Interest-bearing deposits | $332,105,000 | 1,278 |
| Deposits held in domestic offices | $410,209,000 | 1,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $114,252,000 | 460 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,525,000 | 1,827 |
| Total equity capital | $51,361,000 | 1,206 |
| Total bank equity capital | $51,361,000 | 1,206 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,750,000 | 2,109 |
| Surplus | $24,797,000 | 1,091 |
| Undivided profits | $24,814,000 | 1,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 3,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,268,000 | 1,502 |
| Earning assets | $529,922,000 | 1,085 |
| Long-term assets (5+ years) | $325,197,000 | 344 |
| Average Assets, year-to-date | $579,024,000 | 1,076 |
| Average Assets, quarterly | $579,024,000 | 1,076 |
| Volatile liabilities | $68,988,000 | 1,935 |
| Insider loans | $14,322,000 | 428 |
| FHLB advances | $114,252,000 | 405 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $56,471,000 | 1,670 |
| Tier 1 (core) risk-based capital | $50,281,000 | 1,170 |
| Tier 2 risk-based capital | $4,372,000 | 1,128 |
| Total risk weighted assets | $408,664,000 | 1,102 |
| Total unused commitments | $56,471,000 | 1,672 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 141 | 1,202 |
| Assets and Liabilities | ||
| Total Assets: | $579,701,000 | 1,080 |
| Cash and due from depository institutions | $17,853,000 | 1,202 |
| Interest-bearing balances | $650,000 | 3,068 |
| Securities | $117,735,000 | 1,068 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,830 |
| Net loans & leases | $409,745,000 | 1,015 |
| Loan loss allowance | $4,198,000 | 1,184 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,628,000 | 1,997 |
| Other real estate owned | $0 | 1,202 |
| Goodwill and other intangibles | $2,173,000 | 1,243 |
| All other assets | $24,367,000 | 741 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $579,701,000 | 1,080 |
| Total liabilities | $529,221,000 | 1,064 |
| Total deposits | $418,402,000 | 1,158 |
| Interest-bearing deposits | $335,258,000 | 1,237 |
| Deposits held in domestic offices | $418,402,000 | 1,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $107,865,000 | 495 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,954,000 | 1,565 |
| Total equity capital | $50,480,000 | 1,205 |
| Total bank equity capital | $50,480,000 | 1,205 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,750,000 | 2,104 |
| Surplus | $24,728,000 | 1,070 |
| Undivided profits | $24,002,000 | 1,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $906,000 | 2,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,256,000 | 1,527 |
| Earning assets | $530,330,000 | 1,075 |
| Long-term assets (5+ years) | $324,670,000 | 346 |
| Average Assets, year-to-date | $563,195,800 | 1,049 |
| Average Assets, quarterly | $576,798,500 | 1,065 |
| Volatile liabilities | $60,806,000 | 2,094 |
| Insider loans | $16,255,000 | 340 |
| FHLB advances | $107,865,000 | 434 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $64,124,000 | 1,462 |
| Tier 1 (core) risk-based capital | $49,329,000 | 1,177 |
| Tier 2 risk-based capital | $4,333,000 | 1,116 |
| Total risk weighted assets | $394,251,000 | 1,117 |
| Total unused commitments | $64,124,000 | 1,462 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 142 | 1,186 |
| Assets and Liabilities | ||
| Total Assets: | $573,896,000 | 1,064 |
| Cash and due from depository institutions | $21,110,000 | 1,186 |
| Interest-bearing balances | $650,000 | 3,140 |
| Securities | $125,016,000 | 983 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $395,780,000 | 1,028 |
| Loan loss allowance | $4,168,000 | 1,169 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,850,000 | 1,868 |
| Other real estate owned | $0 | 1,186 |
| Goodwill and other intangibles | $2,173,000 | 1,217 |
| All other assets | $23,967,000 | 734 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $573,896,000 | 1,064 |
| Total liabilities | $523,826,000 | 1,042 |
| Total deposits | $407,398,000 | 1,156 |
| Interest-bearing deposits | $326,632,000 | 1,238 |
| Deposits held in domestic offices | $407,398,000 | 1,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,800,000 | 2,094 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $110,974,000 | 490 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,654,000 | 1,654 |
| Total equity capital | $50,070,000 | 1,205 |
| Total bank equity capital | $50,070,000 | 1,205 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,750,000 | 2,074 |
| Surplus | $24,728,000 | 1,032 |
| Undivided profits | $23,592,000 | 1,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,142,000 | 2,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,186,000 | 1,502 |
| Earning assets | $521,446,000 | 1,063 |
| Long-term assets (5+ years) | $324,855,000 | 339 |
| Average Assets, year-to-date | $559,069,500 | 1,042 |
| Average Assets, quarterly | $572,328,500 | 1,049 |
| Volatile liabilities | $58,111,000 | 2,103 |
| Insider loans | $9,515,000 | 641 |
| FHLB advances | $110,974,000 | 428 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $58,717,000 | 1,548 |
| Tier 1 (core) risk-based capital | $48,366,000 | 1,175 |
| Tier 2 risk-based capital | $4,274,000 | 1,107 |
| Total risk weighted assets | $391,840,000 | 1,100 |
| Total unused commitments | $58,717,000 | 1,548 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 153 | 1,088 |
| Assets and Liabilities | ||
| Total Assets: | $570,761,000 | 1,037 |
| Cash and due from depository institutions | $20,559,000 | 1,088 |
| Interest-bearing balances | $650,000 | 3,130 |
| Securities | $122,279,000 | 1,011 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,051 |
| Net loans & leases | $391,403,000 | 1,016 |
| Loan loss allowance | $4,122,000 | 1,160 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,961,000 | 1,780 |
| Other real estate owned | $0 | 1,088 |
| Goodwill and other intangibles | $2,173,000 | 1,207 |
| All other assets | $23,286,000 | 750 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $570,761,000 | 1,037 |
| Total liabilities | $521,161,000 | 1,027 |
| Total deposits | $408,557,000 | 1,116 |
| Interest-bearing deposits | $328,737,000 | 1,190 |
| Deposits held in domestic offices | $408,557,000 | 1,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $110,078,000 | 497 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,526,000 | 1,627 |
| Total equity capital | $49,600,000 | 1,205 |
| Total bank equity capital | $49,600,000 | 1,205 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,750,000 | 2,055 |
| Surplus | $24,728,000 | 1,007 |
| Undivided profits | $23,122,000 | 1,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $530,000 | 3,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,140,000 | 1,394 |
| Earning assets | $519,432,000 | 1,048 |
| Long-term assets (5+ years) | $314,749,000 | 352 |
| Average Assets, year-to-date | $554,127,330 | 1,039 |
| Average Assets, quarterly | $559,871,500 | 1,046 |
| Volatile liabilities | $47,481,000 | 2,368 |
| Insider loans | $6,360,000 | 983 |
| FHLB advances | $110,078,000 | 434 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $48,917,000 | 1,725 |
| Tier 1 (core) risk-based capital | $47,765,000 | 1,155 |
| Tier 2 risk-based capital | $4,223,000 | 1,095 |
| Total risk weighted assets | $388,248,000 | 1,084 |
| Total unused commitments | $48,917,000 | 1,726 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 153 | 1,068 |
| Assets and Liabilities | ||
| Total Assets: | $548,982,000 | 1,061 |
| Cash and due from depository institutions | $20,405,000 | 1,068 |
| Interest-bearing balances | $650,000 | 3,152 |
| Securities | $110,480,000 | 1,145 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 1,719 |
| Net loans & leases | $379,564,000 | 1,031 |
| Loan loss allowance | $4,064,000 | 1,163 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,062,000 | 1,732 |
| Other real estate owned | $0 | 1,068 |
| Goodwill and other intangibles | $2,173,000 | 1,197 |
| All other assets | $23,198,000 | 727 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $548,982,000 | 1,061 |
| Total liabilities | $499,746,000 | 1,053 |
| Total deposits | $386,864,000 | 1,177 |
| Interest-bearing deposits | $308,988,000 | 1,276 |
| Deposits held in domestic offices | $386,864,000 | 1,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $110,180,000 | 481 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,702,000 | 1,534 |
| Total equity capital | $49,236,000 | 1,170 |
| Total bank equity capital | $49,236,000 | 1,170 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,750,000 | 2,061 |
| Surplus | $24,688,000 | 980 |
| Undivided profits | $22,798,000 | 1,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $485,000 | 3,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,965,000 | 1,486 |
| Earning assets | $497,794,000 | 1,078 |
| Long-term assets (5+ years) | $302,582,000 | 363 |
| Average Assets, year-to-date | $545,810,500 | 1,059 |
| Average Assets, quarterly | $545,810,500 | 1,059 |
| Volatile liabilities | $40,611,000 | 2,577 |
| Insider loans | $6,928,000 | 873 |
| FHLB advances | $110,180,000 | 423 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $52,599,000 | 1,572 |
| Tier 1 (core) risk-based capital | $47,482,000 | 1,139 |
| Tier 2 risk-based capital | $4,176,000 | 1,093 |
| Total risk weighted assets | $380,114,000 | 1,093 |
| Total unused commitments | $52,599,000 | 1,572 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 150 | 1,104 |
| Assets and Liabilities | ||
| Total Assets: | $542,639,000 | 1,068 |
| Cash and due from depository institutions | $16,362,000 | 1,104 |
| Interest-bearing balances | $650,000 | 3,205 |
| Securities | $115,199,000 | 1,110 |
| Federal funds sold & reverse repurchase agreements | $18,800,000 | 610 |
| Net loans & leases | $362,382,000 | 1,081 |
| Loan loss allowance | $3,984,000 | 1,174 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,497,000 | 1,920 |
| Other real estate owned | $601,000 | 1,104 |
| Goodwill and other intangibles | $2,173,000 | 1,186 |
| All other assets | $21,625,000 | 756 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $542,639,000 | 1,068 |
| Total liabilities | $493,553,000 | 1,058 |
| Total deposits | $401,448,000 | 1,105 |
| Interest-bearing deposits | $319,777,000 | 1,222 |
| Deposits held in domestic offices | $401,448,000 | 1,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $90,286,000 | 587 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,819,000 | 2,069 |
| Total equity capital | $49,086,000 | 1,163 |
| Total bank equity capital | $49,086,000 | 1,163 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,750,000 | 2,042 |
| Surplus | $24,633,000 | 968 |
| Undivided profits | $22,703,000 | 1,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $506,000 | 3,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,927,000 | 1,501 |
| Earning assets | $497,031,000 | 1,071 |
| Long-term assets (5+ years) | $286,888,000 | 404 |
| Average Assets, year-to-date | $508,663,800 | 1,086 |
| Average Assets, quarterly | $539,491,000 | 1,058 |
| Volatile liabilities | $43,612,000 | 2,368 |
| Insider loans | $8,267,000 | 698 |
| FHLB advances | $90,286,000 | 514 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $56,186,000 | 1,450 |
| Tier 1 (core) risk-based capital | $46,713,000 | 1,135 |
| Tier 2 risk-based capital | $4,101,000 | 1,110 |
| Total risk weighted assets | $368,785,000 | 1,114 |
| Total unused commitments | $56,186,000 | 1,450 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 147 | 1,137 |
| Assets and Liabilities | ||
| Total Assets: | $536,343,000 | 1,059 |
| Cash and due from depository institutions | $20,595,000 | 1,137 |
| Interest-bearing balances | $100,000 | 5,125 |
| Securities | $118,474,000 | 1,082 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,810 |
| Net loans & leases | $362,390,000 | 1,052 |
| Loan loss allowance | $4,102,000 | 1,143 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,905,000 | 1,715 |
| Other real estate owned | $0 | 1,137 |
| Goodwill and other intangibles | $2,173,000 | 1,161 |
| All other assets | $20,806,000 | 770 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $536,343,000 | 1,059 |
| Total liabilities | $488,858,000 | 1,047 |
| Total deposits | $405,047,000 | 1,070 |
| Interest-bearing deposits | $326,326,000 | 1,168 |
| Deposits held in domestic offices | $405,047,000 | 1,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $80,388,000 | 638 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,423,000 | 1,248 |
| Total equity capital | $47,485,000 | 1,195 |
| Total bank equity capital | $47,485,000 | 1,195 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,750,000 | 2,041 |
| Surplus | $24,633,000 | 939 |
| Undivided profits | $21,102,000 | 1,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 4,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,947,000 | 1,524 |
| Earning assets | $486,964,000 | 1,075 |
| Long-term assets (5+ years) | $283,373,000 | 415 |
| Average Assets, year-to-date | $500,170,000 | 1,096 |
| Average Assets, quarterly | $527,455,500 | 1,067 |
| Volatile liabilities | $36,996,000 | 2,643 |
| Insider loans | $7,947,000 | 712 |
| FHLB advances | $80,388,000 | 564 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $55,464,000 | 1,454 |
| Tier 1 (core) risk-based capital | $44,962,000 | 1,174 |
| Tier 2 risk-based capital | $4,102,000 | 1,090 |
| Total risk weighted assets | $360,232,000 | 1,112 |
| Total unused commitments | $55,464,000 | 1,455 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 148 | 1,136 |
| Assets and Liabilities | ||
| Total Assets: | $518,568,000 | 1,088 |
| Cash and due from depository institutions | $21,433,000 | 1,136 |
| Interest-bearing balances | $100,000 | 5,164 |
| Securities | $79,143,000 | 1,620 |
| Federal funds sold & reverse repurchase agreements | $31,500,000 | 351 |
| Net loans & leases | $358,534,000 | 1,024 |
| Loan loss allowance | $4,595,000 | 1,005 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,917,000 | 1,699 |
| Other real estate owned | $0 | 1,136 |
| Goodwill and other intangibles | $2,173,000 | 1,149 |
| All other assets | $19,868,000 | 798 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $518,568,000 | 1,088 |
| Total liabilities | $472,665,000 | 1,071 |
| Total deposits | $413,222,000 | 1,028 |
| Interest-bearing deposits | $335,812,000 | 1,102 |
| Deposits held in domestic offices | $413,222,000 | 1,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $56,481,000 | 827 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,962,000 | 1,304 |
| Total equity capital | $45,903,000 | 1,182 |
| Total bank equity capital | $45,903,000 | 1,182 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,750,000 | 2,044 |
| Surplus | $24,476,000 | 921 |
| Undivided profits | $19,677,000 | 1,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,216,000 | 690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,788,000 | 1,529 |
| Earning assets | $469,277,000 | 1,095 |
| Long-term assets (5+ years) | $240,967,000 | 481 |
| Average Assets, year-to-date | $488,112,330 | 1,116 |
| Average Assets, quarterly | $514,143,000 | 1,077 |
| Volatile liabilities | $36,803,000 | 2,599 |
| Insider loans | $7,901,000 | 706 |
| FHLB advances | $56,481,000 | 749 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $64,446,000 | 1,267 |
| Tier 1 (core) risk-based capital | $44,107,000 | 1,168 |
| Tier 2 risk-based capital | $4,595,000 | 976 |
| Total risk weighted assets | $368,088,000 | 1,051 |
| Total unused commitments | $64,446,000 | 1,268 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 151 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $509,718,000 | 1,088 |
| Cash and due from depository institutions | $18,616,000 | 1,094 |
| Interest-bearing balances | $100,000 | 5,261 |
| Securities | $49,626,000 | 2,471 |
| Federal funds sold & reverse repurchase agreements | $66,000,000 | 225 |
| Net loans & leases | $348,775,000 | 1,038 |
| Loan loss allowance | $4,445,000 | 1,034 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,845,000 | 1,687 |
| Other real estate owned | $0 | 1,094 |
| Goodwill and other intangibles | $2,173,000 | 1,133 |
| All other assets | $18,683,000 | 817 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $509,718,000 | 1,088 |
| Total liabilities | $463,519,000 | 1,072 |
| Total deposits | $404,580,000 | 1,042 |
| Interest-bearing deposits | $326,961,000 | 1,133 |
| Deposits held in domestic offices | $404,580,000 | 1,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $56,089,000 | 763 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,850,000 | 1,499 |
| Total equity capital | $46,199,000 | 1,198 |
| Total bank equity capital | $46,199,000 | 1,198 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,750,000 | 2,041 |
| Surplus | $24,476,000 | 908 |
| Undivided profits | $19,973,000 | 1,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 5,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,469,000 | 1,923 |
| Earning assets | $464,501,000 | 1,088 |
| Long-term assets (5+ years) | $222,957,000 | 501 |
| Average Assets, year-to-date | $472,884,500 | 1,153 |
| Average Assets, quarterly | $472,884,500 | 1,153 |
| Volatile liabilities | $39,963,000 | 2,356 |
| Insider loans | $8,109,000 | 662 |
| FHLB advances | $56,089,000 | 684 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $48,841,000 | 1,545 |
| Tier 1 (core) risk-based capital | $43,693,000 | 1,159 |
| Tier 2 risk-based capital | $4,401,000 | 1,000 |
| Total risk weighted assets | $351,998,000 | 1,081 |
| Total unused commitments | $48,841,000 | 1,548 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 157 | 1,046 |
| Assets and Liabilities | ||
| Total Assets: | $436,051,000 | 1,265 |
| Cash and due from depository institutions | $18,836,000 | 1,046 |
| Interest-bearing balances | $200,000 | 4,541 |
| Securities | $55,246,000 | 2,283 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,715 |
| Net loans & leases | $331,497,000 | 1,079 |
| Loan loss allowance | $4,154,000 | 1,107 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,869,000 | 1,664 |
| Other real estate owned | $0 | 1,046 |
| Goodwill and other intangibles | $2,173,000 | 1,133 |
| All other assets | $18,430,000 | 837 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $436,051,000 | 1,265 |
| Total liabilities | $400,414,000 | 1,244 |
| Total deposits | $337,258,000 | 1,298 |
| Interest-bearing deposits | $259,996,000 | 1,471 |
| Deposits held in domestic offices | $337,258,000 | 1,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $60,475,000 | 743 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,681,000 | 1,498 |
| Total equity capital | $35,637,000 | 1,524 |
| Total bank equity capital | $35,637,000 | 1,524 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,750,000 | 2,056 |
| Surplus | $14,476,000 | 1,407 |
| Undivided profits | $19,411,000 | 1,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 4,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,477,000 | 2,005 |
| Earning assets | $390,943,000 | 1,301 |
| Long-term assets (5+ years) | $206,989,000 | 541 |
| Average Assets, year-to-date | $415,459,000 | 1,296 |
| Average Assets, quarterly | $432,674,000 | 1,269 |
| Volatile liabilities | $30,730,000 | 2,879 |
| Insider loans | $7,863,000 | 663 |
| FHLB advances | $60,475,000 | 663 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $48,695,000 | 1,493 |
| Tier 1 (core) risk-based capital | $33,310,000 | 1,528 |
| Tier 2 risk-based capital | $4,072,000 | 1,070 |
| Total risk weighted assets | $325,707,000 | 1,160 |
| Total unused commitments | $48,695,000 | 1,495 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 157 | 1,059 |
| Assets and Liabilities | ||
| Total Assets: | $429,297,000 | 1,294 |
| Cash and due from depository institutions | $19,067,000 | 1,059 |
| Interest-bearing balances | $200,000 | 4,677 |
| Securities | $61,416,000 | 2,067 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,299 |
| Net loans & leases | $311,724,000 | 1,138 |
| Loan loss allowance | $4,378,000 | 1,064 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,953,000 | 1,632 |
| Other real estate owned | $0 | 1,059 |
| Goodwill and other intangibles | $2,173,000 | 1,123 |
| All other assets | $17,964,000 | 854 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $429,297,000 | 1,294 |
| Total liabilities | $394,110,000 | 1,271 |
| Total deposits | $349,807,000 | 1,260 |
| Interest-bearing deposits | $267,980,000 | 1,424 |
| Deposits held in domestic offices | $349,807,000 | 1,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $42,106,000 | 952 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,197,000 | 1,791 |
| Total equity capital | $35,187,000 | 1,556 |
| Total bank equity capital | $35,187,000 | 1,556 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,750,000 | 2,061 |
| Surplus | $14,476,000 | 1,398 |
| Undivided profits | $18,961,000 | 1,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,479,000 | 2,112 |
| Earning assets | $384,340,000 | 1,328 |
| Long-term assets (5+ years) | $184,267,000 | 608 |
| Average Assets, year-to-date | $410,311,000 | 1,335 |
| Average Assets, quarterly | $423,189,000 | 1,316 |
| Volatile liabilities | $28,816,000 | 2,965 |
| Insider loans | $7,908,000 | 659 |
| FHLB advances | $42,106,000 | 860 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $44,327,000 | 1,618 |
| Tier 1 (core) risk-based capital | $32,789,000 | 1,562 |
| Tier 2 risk-based capital | $3,900,000 | 1,124 |
| Total risk weighted assets | $311,513,000 | 1,216 |
| Total unused commitments | $44,327,000 | 1,621 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 159 | 1,053 |
| Assets and Liabilities | ||
| Total Assets: | $417,081,000 | 1,329 |
| Cash and due from depository institutions | $21,879,000 | 1,053 |
| Interest-bearing balances | $200,000 | 4,751 |
| Securities | $69,083,000 | 1,803 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 1,250 |
| Net loans & leases | $288,738,000 | 1,223 |
| Loan loss allowance | $4,343,000 | 1,052 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,031,000 | 1,585 |
| Other real estate owned | $0 | 1,053 |
| Goodwill and other intangibles | $2,173,000 | 1,098 |
| All other assets | $16,677,000 | 886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,081,000 | 1,329 |
| Total liabilities | $381,759,000 | 1,304 |
| Total deposits | $352,631,000 | 1,228 |
| Interest-bearing deposits | $272,972,000 | 1,379 |
| Deposits held in domestic offices | $352,631,000 | 1,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $27,047,000 | 1,289 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,081,000 | 1,949 |
| Total equity capital | $35,322,000 | 1,548 |
| Total bank equity capital | $35,322,000 | 1,548 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,750,000 | 2,061 |
| Surplus | $14,476,000 | 1,367 |
| Undivided profits | $19,096,000 | 1,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $517,000 | 4,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,398,000 | 2,146 |
| Earning assets | $370,521,000 | 1,372 |
| Long-term assets (5+ years) | $158,900,000 | 669 |
| Average Assets, year-to-date | $403,982,330 | 1,346 |
| Average Assets, quarterly | $409,111,000 | 1,343 |
| Volatile liabilities | $27,743,000 | 3,005 |
| Insider loans | $8,049,000 | 619 |
| FHLB advances | $27,047,000 | 1,183 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $40,084,000 | 1,701 |
| Tier 1 (core) risk-based capital | $32,559,000 | 1,540 |
| Tier 2 risk-based capital | $3,729,000 | 1,137 |
| Total risk weighted assets | $297,714,000 | 1,258 |
| Total unused commitments | $40,084,000 | 1,711 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 143 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $401,141,000 | 1,363 |
| Cash and due from depository institutions | $22,020,000 | 1,173 |
| Interest-bearing balances | $200,000 | 4,642 |
| Securities | $68,948,000 | 1,774 |
| Federal funds sold & reverse repurchase agreements | $17,500,000 | 928 |
| Net loans & leases | $268,411,000 | 1,294 |
| Loan loss allowance | $4,986,000 | 912 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,152,000 | 1,516 |
| Other real estate owned | $0 | 1,173 |
| Goodwill and other intangibles | $2,173,000 | 1,092 |
| All other assets | $15,937,000 | 900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $401,141,000 | 1,363 |
| Total liabilities | $367,206,000 | 1,332 |
| Total deposits | $344,852,000 | 1,241 |
| Interest-bearing deposits | $270,116,000 | 1,390 |
| Deposits held in domestic offices | $344,852,000 | 1,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $19,117,000 | 1,563 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,237,000 | 1,433 |
| Total equity capital | $33,935,000 | 1,576 |
| Total bank equity capital | $33,935,000 | 1,576 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,750,000 | 2,070 |
| Surplus | $14,476,000 | 1,345 |
| Undivided profits | $17,709,000 | 1,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $703,000 | 3,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,449,000 | 2,072 |
| Earning assets | $355,059,000 | 1,412 |
| Long-term assets (5+ years) | $145,367,000 | 694 |
| Average Assets, year-to-date | $397,433,000 | 1,356 |
| Average Assets, quarterly | $397,433,000 | 1,356 |
| Volatile liabilities | $27,443,000 | 3,016 |
| Insider loans | $8,250,000 | 594 |
| FHLB advances | $19,117,000 | 1,456 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $42,444,000 | 1,582 |
| Tier 1 (core) risk-based capital | $30,991,000 | 1,594 |
| Tier 2 risk-based capital | $3,577,000 | 1,155 |
| Total risk weighted assets | $284,723,000 | 1,292 |
| Total unused commitments | $42,444,000 | 1,591 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 145 | 1,144 |
| Assets and Liabilities | ||
| Total Assets: | $393,725,000 | 1,361 |
| Cash and due from depository institutions | $15,184,000 | 1,144 |
| Interest-bearing balances | $200,000 | 4,561 |
| Securities | $75,309,000 | 1,630 |
| Federal funds sold & reverse repurchase agreements | $19,500,000 | 714 |
| Net loans & leases | $259,816,000 | 1,324 |
| Loan loss allowance | $4,854,000 | 907 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,059,000 | 1,529 |
| Other real estate owned | $0 | 1,144 |
| Goodwill and other intangibles | $2,173,000 | 1,073 |
| All other assets | $15,684,000 | 890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $393,725,000 | 1,361 |
| Total liabilities | $358,814,000 | 1,346 |
| Total deposits | $337,724,000 | 1,242 |
| Interest-bearing deposits | $263,554,000 | 1,397 |
| Deposits held in domestic offices | $337,724,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $19,185,000 | 1,576 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,905,000 | 2,103 |
| Total equity capital | $34,911,000 | 1,507 |
| Total bank equity capital | $34,911,000 | 1,507 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,750,000 | 2,065 |
| Surplus | $14,476,000 | 1,317 |
| Undivided profits | $18,685,000 | 1,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,460,000 | 2,168 |
| Earning assets | $354,825,000 | 1,385 |
| Long-term assets (5+ years) | $137,002,000 | 723 |
| Average Assets, year-to-date | $394,087,200 | 1,295 |
| Average Assets, quarterly | $396,673,000 | 1,339 |
| Volatile liabilities | $27,915,000 | 2,951 |
| Insider loans | $7,966,000 | 619 |
| FHLB advances | $19,185,000 | 1,458 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $40,757,000 | 1,558 |
| Tier 1 (core) risk-based capital | $31,491,000 | 1,546 |
| Tier 2 risk-based capital | $3,487,000 | 1,178 |
| Total risk weighted assets | $277,598,000 | 1,294 |
| Total unused commitments | $40,757,000 | 1,563 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 159 | 1,015 |
| Assets and Liabilities | ||
| Total Assets: | $389,847,000 | 1,310 |
| Cash and due from depository institutions | $14,001,000 | 1,015 |
| Interest-bearing balances | $100,000 | 5,045 |
| Securities | $90,648,000 | 1,263 |
| Federal funds sold & reverse repurchase agreements | $14,700,000 | 998 |
| Net loans & leases | $248,018,000 | 1,334 |
| Loan loss allowance | $5,484,000 | 791 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,318,000 | 1,403 |
| Other real estate owned | $162,000 | 1,015 |
| Goodwill and other intangibles | $2,173,000 | 1,000 |
| All other assets | $13,827,000 | 940 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $389,847,000 | 1,310 |
| Total liabilities | $356,629,000 | 1,290 |
| Total deposits | $337,856,000 | 1,180 |
| Interest-bearing deposits | $272,739,000 | 1,273 |
| Deposits held in domestic offices | $337,856,000 | 1,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,448,000 | 1,529 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,325,000 | 2,808 |
| Total equity capital | $33,218,000 | 1,470 |
| Total bank equity capital | $33,218,000 | 1,470 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,750,000 | 2,101 |
| Surplus | $14,476,000 | 1,263 |
| Undivided profits | $16,992,000 | 1,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,582,000 | 1,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,893,000 | 1,745 |
| Earning assets | $353,466,000 | 1,319 |
| Long-term assets (5+ years) | $89,436,000 | 1,056 |
| Average Assets, year-to-date | $389,410,600 | 1,248 |
| Average Assets, quarterly | $393,161,000 | 1,284 |
| Volatile liabilities | $34,913,000 | 2,387 |
| Insider loans | $5,206,000 | 931 |
| FHLB advances | $16,983,000 | 1,441 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $38,330,000 | 1,549 |
| Tier 1 (core) risk-based capital | $30,630,000 | 1,510 |
| Tier 2 risk-based capital | $3,412,000 | 1,136 |
| Total risk weighted assets | $270,893,000 | 1,261 |
| Total unused commitments | $38,330,000 | 1,554 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 158 | 1,007 |
| Assets and Liabilities | ||
| Total Assets: | $385,193,000 | 1,264 |
| Cash and due from depository institutions | $15,693,000 | 1,007 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $84,930,000 | 1,330 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 997 |
| Net loans & leases | $250,829,000 | 1,270 |
| Loan loss allowance | $4,776,000 | 873 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,555,000 | 1,288 |
| Other real estate owned | $169,000 | 1,007 |
| Goodwill and other intangibles | $2,400,000 | 949 |
| All other assets | $12,617,000 | 816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $385,193,000 | 1,264 |
| Total liabilities | $353,820,000 | 1,236 |
| Total deposits | $338,206,000 | 1,127 |
| Interest-bearing deposits | $274,117,000 | 1,208 |
| Deposits held in domestic offices | $338,206,000 | 1,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,670,000 | 1,697 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,944,000 | 2,121 |
| Total equity capital | $31,373,000 | 1,474 |
| Total bank equity capital | $31,373,000 | 1,474 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,750,000 | 2,137 |
| Surplus | $14,476,000 | 1,210 |
| Undivided profits | $15,147,000 | 1,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,751,000 | 930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,329,000 | 1,967 |
| Earning assets | $347,759,000 | 1,273 |
| Long-term assets (5+ years) | $73,016,000 | 1,204 |
| Average Assets, year-to-date | $369,178,800 | 1,260 |
| Average Assets, quarterly | $376,766,000 | 1,277 |
| Volatile liabilities | $38,239,000 | 2,193 |
| Insider loans | $4,534,000 | 1,056 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $27,895,000 | 1,833 |
| Tier 1 (core) risk-based capital | $29,210,000 | 1,512 |
| Tier 2 risk-based capital | $3,534,360 | 1,070 |
| Total risk weighted assets | $281,230,060 | 1,164 |
| Total unused commitments | $27,895,000 | 1,835 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 161 | 1,044 |
| Assets and Liabilities | ||
| Total Assets: | $355,226,000 | 1,331 |
| Cash and due from depository institutions | $16,101,000 | 1,044 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $78,854,000 | 1,456 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,907 |
| Net loans & leases | $237,647,000 | 1,280 |
| Loan loss allowance | $3,766,000 | 1,041 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,902,000 | 1,207 |
| Other real estate owned | $528,000 | 1,044 |
| Goodwill and other intangibles | $2,627,000 | 914 |
| All other assets | $7,567,000 | 1,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $355,226,000 | 1,331 |
| Total liabilities | $327,024,000 | 1,304 |
| Total deposits | $317,104,000 | 1,168 |
| Interest-bearing deposits | $264,940,000 | 1,224 |
| Deposits held in domestic offices | $317,104,000 | 1,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,006,000 | 2,272 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,914,000 | 1,936 |
| Total equity capital | $28,202,000 | 1,574 |
| Total bank equity capital | $28,202,000 | 1,574 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,750,000 | 2,156 |
| Surplus | $14,476,000 | 1,199 |
| Undivided profits | $11,976,000 | 2,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,025,000 | 1,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,142,000 | 1,968 |
| Earning assets | $321,501,000 | 1,341 |
| Long-term assets (5+ years) | $68,311,000 | 1,334 |
| Average Assets, year-to-date | $342,589,200 | 1,320 |
| Average Assets, quarterly | $350,026,000 | 1,335 |
| Volatile liabilities | $29,781,000 | 2,553 |
| Insider loans | $5,162,000 | 901 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $33,356,000 | 1,622 |
| Tier 1 (core) risk-based capital | $26,718,000 | 1,627 |
| Tier 2 risk-based capital | $3,309,180 | 1,096 |
| Total risk weighted assets | $260,778,580 | 1,209 |
| Total unused commitments | $33,356,000 | 1,624 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 163 | 1,020 |
| Assets and Liabilities | ||
| Total Assets: | $337,797,000 | 1,353 |
| Cash and due from depository institutions | $15,688,000 | 1,020 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $77,775,000 | 1,513 |
| Federal funds sold & reverse repurchase agreements | $14,500,000 | 1,123 |
| Net loans & leases | $213,893,000 | 1,299 |
| Loan loss allowance | $3,569,000 | 1,051 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,506,000 | 1,217 |
| Other real estate owned | $1,207,000 | 1,020 |
| Goodwill and other intangibles | $2,854,000 | 825 |
| All other assets | $5,374,000 | 1,459 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $337,797,000 | 1,353 |
| Total liabilities | $310,618,000 | 1,326 |
| Total deposits | $304,276,000 | 1,208 |
| Interest-bearing deposits | $256,034,000 | 1,247 |
| Deposits held in domestic offices | $304,276,000 | 1,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,366,000 | 2,176 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $976,000 | 3,591 |
| Total equity capital | $27,179,000 | 1,639 |
| Total bank equity capital | $27,179,000 | 1,639 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,750,000 | 2,116 |
| Surplus | $14,476,000 | 1,144 |
| Undivided profits | $10,953,000 | 2,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,649,000 | 732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $825,000 | 2,772 |
| Earning assets | $306,168,000 | 1,366 |
| Long-term assets (5+ years) | $55,831,000 | 1,441 |
| Average Assets, year-to-date | $314,890,000 | 1,379 |
| Average Assets, quarterly | $327,828,000 | 1,368 |
| Volatile liabilities | $26,049,000 | 2,417 |
| Insider loans | $5,300,000 | 784 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $31,508,000 | 1,598 |
| Tier 1 (core) risk-based capital | $23,960,000 | 1,746 |
| Tier 2 risk-based capital | $3,094,680 | 1,104 |
| Total risk weighted assets | $232,884,680 | 1,237 |
| Total unused commitments | $31,508,000 | 1,602 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 155 | 1,118 |
| Assets and Liabilities | ||
| Total Assets: | $299,958,000 | 1,525 |
| Cash and due from depository institutions | $13,384,000 | 1,118 |
| Interest-bearing balances | $107,000 | 4,459 |
| Securities | $56,974,000 | 2,035 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,974 |
| Net loans & leases | $209,245,000 | 1,372 |
| Loan loss allowance | $3,694,000 | 1,041 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,718,000 | 1,361 |
| Other real estate owned | $347,000 | 1,118 |
| Goodwill and other intangibles | $3,081,000 | 749 |
| All other assets | $4,209,000 | 1,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,958,000 | 1,525 |
| Total liabilities | $275,401,000 | 1,502 |
| Total deposits | $271,485,000 | 1,369 |
| Interest-bearing deposits | $227,443,000 | 1,409 |
| Deposits held in domestic offices | $271,485,000 | 1,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,733,000 | 2,565 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,183,000 | 3,101 |
| Total equity capital | $24,557,000 | 1,831 |
| Total bank equity capital | $24,557,000 | 1,831 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,750,000 | 2,125 |
| Surplus | $14,476,000 | 1,139 |
| Undivided profits | $8,331,000 | 2,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,747,000 | 624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,158,000 | 1,944 |
| Earning assets | $273,326,000 | 1,539 |
| Long-term assets (5+ years) | $36,925,000 | 1,790 |
| Average Assets, year-to-date | $295,094,400 | 1,468 |
| Average Assets, quarterly | $297,513,000 | 1,506 |
| Volatile liabilities | $24,469,000 | 2,517 |
| Insider loans | $5,750,000 | 706 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $29,503,000 | 1,589 |
| Tier 1 (core) risk-based capital | $21,325,000 | 1,991 |
| Tier 2 risk-based capital | $2,716,990 | 1,166 |
| Total risk weighted assets | $216,381,990 | 1,313 |
| Total unused commitments | $29,503,000 | 1,592 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 153 | 1,206 |
| Assets and Liabilities | ||
| Total Assets: | $290,429,000 | 1,619 |
| Cash and due from depository institutions | $11,188,000 | 1,206 |
| Interest-bearing balances | $150,000 | 4,274 |
| Securities | $57,233,000 | 2,134 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 992 |
| Net loans & leases | $194,860,000 | 1,505 |
| Loan loss allowance | $3,354,000 | 1,211 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,982,000 | 1,306 |
| Other real estate owned | $502,000 | 1,206 |
| Goodwill and other intangibles | $3,307,000 | 683 |
| All other assets | $4,357,000 | 1,790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $290,429,000 | 1,619 |
| Total liabilities | $270,689,000 | 1,579 |
| Total deposits | $266,702,000 | 1,439 |
| Interest-bearing deposits | $222,605,000 | 1,502 |
| Deposits held in domestic offices | $266,702,000 | 1,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,185,000 | 2,243 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $802,000 | 4,179 |
| Total equity capital | $19,740,000 | 2,279 |
| Total bank equity capital | $19,740,000 | 2,279 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,750,000 | 2,262 |
| Surplus | $12,176,000 | 1,353 |
| Undivided profits | $5,814,000 | 3,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,464,000 | 775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,196,000 | 1,855 |
| Earning assets | $265,243,000 | 1,625 |
| Long-term assets (5+ years) | $36,067,000 | 1,697 |
| Average Assets, year-to-date | $256,103,200 | 1,747 |
| Average Assets, quarterly | $292,080,000 | 1,588 |
| Volatile liabilities | $21,781,000 | 2,717 |
| Insider loans | $4,385,000 | 982 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $20,449,000 | 2,021 |
| Tier 1 (core) risk-based capital | $16,436,000 | 2,648 |
| Tier 2 risk-based capital | $2,489,840 | 1,290 |
| Total risk weighted assets | $198,323,040 | 1,445 |
| Total unused commitments | $20,449,000 | 2,035 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 125 | 1,540 |
| Assets and Liabilities | ||
| Total Assets: | $233,362,000 | 2,014 |
| Cash and due from depository institutions | $9,100,000 | 1,540 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $58,757,000 | 2,124 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,528 |
| Net loans & leases | $148,083,000 | 1,922 |
| Loan loss allowance | $2,498,000 | 1,605 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,685,000 | 2,104 |
| Other real estate owned | $834,000 | 1,540 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,403,000 | 2,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,362,000 | 2,014 |
| Total liabilities | $215,612,000 | 1,962 |
| Total deposits | $214,376,000 | 1,796 |
| Interest-bearing deposits | $185,726,000 | 1,810 |
| Deposits held in domestic offices | $214,376,000 | 1,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $742,000 | 3,177 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $494,000 | 6,277 |
| Total equity capital | $17,750,000 | 2,532 |
| Total bank equity capital | $17,750,000 | 2,532 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,750,000 | 2,319 |
| Surplus | $12,176,000 | 1,352 |
| Undivided profits | $3,824,000 | 5,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,718,000 | 1,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $809,000 | 2,903 |
| Earning assets | $216,440,000 | 1,993 |
| Long-term assets (5+ years) | $30,225,000 | 1,798 |
| Average Assets, year-to-date | $216,391,200 | 2,094 |
| Average Assets, quarterly | $232,351,500 | 2,000 |
| Volatile liabilities | $17,593,000 | 2,936 |
| Insider loans | $5,195,000 | 858 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $19,698,000 | 2,019 |
| Tier 1 (core) risk-based capital | $17,717,000 | 2,421 |
| Tier 2 risk-based capital | $1,977,240 | 1,616 |
| Total risk weighted assets | $157,658,740 | 1,805 |
| Total unused commitments | $19,698,000 | 2,029 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 132 | 1,491 |
| Assets and Liabilities | ||
| Total Assets: | $193,813,000 | 2,380 |
| Cash and due from depository institutions | $7,453,000 | 1,491 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $43,537,000 | 3,024 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $133,495,000 | 2,079 |
| Loan loss allowance | $2,306,000 | 1,760 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,959,000 | 1,891 |
| Other real estate owned | $1,095,000 | 1,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,274,000 | 1,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,813,000 | 2,380 |
| Total liabilities | $179,034,000 | 2,348 |
| Total deposits | $177,358,000 | 2,184 |
| Interest-bearing deposits | $151,237,000 | 2,203 |
| Deposits held in domestic offices | $177,358,000 | 2,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $113,000 | 4,623 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,249,000 | 2,962 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $314,000 | 7,125 |
| Total equity capital | $14,779,000 | 2,762 |
| Total bank equity capital | $14,779,000 | 2,762 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,750,000 | 2,378 |
| Surplus | $10,176,000 | 1,501 |
| Undivided profits | $2,853,000 | 6,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,442,000 | 1,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $692,000 | 2,961 |
| Earning assets | $177,032,000 | 2,397 |
| Long-term assets (5+ years) | $21,485,000 | 2,402 |
| Average Assets, year-to-date | $195,032,200 | 2,292 |
| Average Assets, quarterly | $191,684,000 | 2,385 |
| Volatile liabilities | $12,841,000 | 3,614 |
| Insider loans | $5,073,000 | 833 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $15,442,000 | 2,315 |
| Tier 1 (core) risk-based capital | $16,319,000 | 2,534 |
| Tier 2 risk-based capital | $1,746,060 | 1,776 |
| Total risk weighted assets | $139,124,960 | 1,972 |
| Total unused commitments | $15,442,000 | 2,327 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 114 | 1,830 |
| Assets and Liabilities | ||
| Total Assets: | $196,592,000 | 2,371 |
| Cash and due from depository institutions | $6,204,000 | 1,830 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $50,191,000 | 2,762 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,670 |
| Net loans & leases | $123,812,000 | 2,161 |
| Loan loss allowance | $1,954,000 | 2,104 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,440,000 | 2,137 |
| Other real estate owned | $2,374,000 | 1,830 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,271,000 | 3,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,592,000 | 2,371 |
| Total liabilities | $181,405,000 | 2,353 |
| Total deposits | $179,108,000 | 2,219 |
| Interest-bearing deposits | $157,416,000 | 2,195 |
| Deposits held in domestic offices | $179,108,000 | 2,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,936,000 | 2,198 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $361,000 | 6,745 |
| Total equity capital | $15,187,000 | 2,659 |
| Total bank equity capital | $15,187,000 | 2,659 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,750,000 | 2,421 |
| Surplus | $8,676,000 | 1,646 |
| Undivided profits | $4,761,000 | 4,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,512,000 | 1,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $581,000 | 3,168 |
| Earning assets | $182,303,000 | 2,340 |
| Long-term assets (5+ years) | $25,728,000 | 2,159 |
| Average Assets, year-to-date | $191,559,800 | 2,345 |
| Average Assets, quarterly | $194,249,000 | 2,380 |
| Volatile liabilities | $15,610,000 | 2,918 |
| Insider loans | $4,593,000 | 892 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,746,000 | 2,467 |
| Tier 1 (core) risk-based capital | $14,935,000 | 2,646 |
| Tier 2 risk-based capital | $1,650,440 | 1,857 |
| Total risk weighted assets | $131,731,940 | 2,036 |
| Total unused commitments | $13,746,000 | 2,489 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 106 | 2,044 |
| Assets and Liabilities | ||
| Total Assets: | $189,176,000 | 2,491 |
| Cash and due from depository institutions | $8,989,000 | 2,044 |
| Interest-bearing balances | $113,000 | 6,596 |
| Securities | $42,543,000 | 3,204 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,965 |
| Net loans & leases | $124,675,000 | 2,216 |
| Loan loss allowance | $1,967,000 | 2,165 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,662,000 | 1,997 |
| Other real estate owned | $1,587,000 | 2,044 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,220,000 | 3,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,176,000 | 2,491 |
| Total liabilities | $175,299,000 | 2,484 |
| Total deposits | $173,250,000 | 2,384 |
| Interest-bearing deposits | $154,935,000 | 2,328 |
| Deposits held in domestic offices | $173,250,000 | 2,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,680,000 | 2,108 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $369,000 | 7,214 |
| Total equity capital | $13,877,000 | 2,772 |
| Total bank equity capital | $13,877,000 | 2,772 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,750,000 | 2,511 |
| Surplus | $8,676,000 | 1,598 |
| Undivided profits | $3,451,000 | 5,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,924,000 | 1,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $703,000 | 2,831 |
| Earning assets | $172,831,000 | 2,506 |
| Long-term assets (5+ years) | $30,945,000 | 1,810 |
| Average Assets, year-to-date | $178,086,400 | 2,599 |
| Average Assets, quarterly | $186,963,500 | 2,503 |
| Volatile liabilities | $13,718,000 | 3,208 |
| Insider loans | $311,000 | 2,848 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,060,000 | 2,953 |
| Tier 1 (core) risk-based capital | $13,877,000 | 2,720 |
| Tier 2 risk-based capital | $1,632,920 | 1,923 |
| Total risk weighted assets | $130,299,420 | 2,138 |
| Total unused commitments | $10,060,000 | 2,968 |
| Derivatives | $0 | 651 |