Home > Skylake National Bank > Income and Expense
Skylake National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,892,000 | 2,964 |
| Total interest expense | $4,330,000 | 3,355 |
| Net interest income | $6,562,000 | 2,672 |
| Provision for loan and lease losses | $-613,000 | 10,188 |
| Total noninterest income | $389,000 | 5,708 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $135,000 | 6,084 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $254,000 | 4,406 |
| Total noninterest expense | $5,458,000 | 2,482 |
| Salaries and employee benefits | $2,753,000 | 2,559 |
| Premises and equipment expense | $849,000 | 2,372 |
| Additional noninterest expense | $1,856,000 | 2,354 |
| Pre-tax net operating income | $2,106,000 | 3,201 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $146,000 | 6,331 |
| Income before extraordinary items | $1,971,000 | 2,625 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,971,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-745,000 | 10,201 |
| Cash dividends | $1,417,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,960,770 | 2,598 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,307,000 | 3,810 |
| Total interest expense | $2,802,000 | 4,959 |
| Net interest income | $5,505,000 | 3,118 |
| Provision for loan and lease losses | $-1,377,000 | 10,430 |
| Total noninterest income | $318,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $94,000 | 6,978 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $224,000 | 4,681 |
| Total noninterest expense | $3,934,000 | 3,253 |
| Salaries and employee benefits | $2,077,000 | 3,215 |
| Premises and equipment expense | $744,000 | 2,611 |
| Additional noninterest expense | $1,113,000 | 3,594 |
| Pre-tax net operating income | $3,266,000 | 2,199 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $3,268,000 | 1,607 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,268,000 | 1,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,525,000 | 10,449 |
| Cash dividends | $2,503,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,266,000 | 1,550 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,844,000 | 4,044 |
| Total interest expense | $2,309,000 | 5,706 |
| Net interest income | $5,535,000 | 3,159 |
| Provision for loan and lease losses | $-1,132,000 | 10,895 |
| Total noninterest income | $435,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $84,000 | 7,557 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $351,000 | 3,580 |
| Total noninterest expense | $4,473,000 | 2,839 |
| Salaries and employee benefits | $2,211,000 | 2,992 |
| Premises and equipment expense | $681,000 | 2,816 |
| Additional noninterest expense | $1,581,000 | 2,596 |
| Pre-tax net operating income | $2,629,000 | 2,791 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $164,000 | 7,403 |
| Income before extraordinary items | $2,482,000 | 2,122 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,482,000 | 2,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,129,000 | 10,905 |
| Cash dividends | $4,968,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,466,020 | 2,085 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,509,000 | 4,274 |
| Total interest expense | $2,352,000 | 5,747 |
| Net interest income | $5,157,000 | 3,449 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $656,000 | 4,292 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $84,000 | 7,883 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $572,000 | 2,650 |
| Total noninterest expense | $4,096,000 | 3,279 |
| Salaries and employee benefits | $2,048,000 | 3,269 |
| Premises and equipment expense | $583,000 | 3,299 |
| Additional noninterest expense | $1,465,000 | 3,184 |
| Pre-tax net operating income | $1,717,000 | 3,881 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $608,000 | 3,549 |
| Income before extraordinary items | $1,109,000 | 4,130 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,109,000 | 4,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,404,000 | 722 |
| Cash dividends | $17,000 | 8,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,109,000 | 4,079 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,961,000 | 3,633 |
| Total interest expense | $3,514,000 | 4,142 |
| Net interest income | $5,447,000 | 3,256 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $621,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $95,000 | 7,904 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $526,000 | 2,777 |
| Total noninterest expense | $3,471,000 | 3,780 |
| Salaries and employee benefits | $1,520,000 | 4,234 |
| Premises and equipment expense | $572,000 | 3,344 |
| Additional noninterest expense | $1,379,000 | 3,314 |
| Pre-tax net operating income | $2,547,000 | 2,793 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $927,000 | 2,536 |
| Income before extraordinary items | $1,622,000 | 3,022 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,622,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,003 |
| Cash dividends | $10,000 | 8,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,620,720 | 3,001 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,401,000 | 3,570 |
| Total interest expense | $2,737,000 | 4,289 |
| Net interest income | $5,664,000 | 3,165 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $604,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $108,000 | 7,891 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $496,000 | 2,961 |
| Total noninterest expense | $4,009,000 | 3,421 |
| Salaries and employee benefits | $1,625,000 | 3,975 |
| Premises and equipment expense | $582,000 | 3,361 |
| Additional noninterest expense | $1,802,000 | 2,828 |
| Pre-tax net operating income | $2,184,000 | 3,195 |
| Securities gains (losses) | $15,000 | 1,966 |
| Applicable income taxes | $805,000 | 2,748 |
| Income before extraordinary items | $1,394,000 | 3,385 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,394,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,679 |
| Cash dividends | $612,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,384,400 | 3,432 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,841,000 | 3,475 |
| Total interest expense | $2,739,000 | 4,460 |
| Net interest income | $6,102,000 | 2,982 |
| Provision for loan and lease losses | $691,000 | 1,681 |
| Total noninterest income | $923,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $150,000 | 7,086 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $773,000 | 2,442 |
| Total noninterest expense | $4,304,000 | 3,257 |
| Salaries and employee benefits | $1,673,000 | 3,874 |
| Premises and equipment expense | $587,000 | 3,401 |
| Additional noninterest expense | $2,044,000 | 2,679 |
| Pre-tax net operating income | $2,030,000 | 3,264 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $681,000 | 3,194 |
| Income before extraordinary items | $1,395,000 | 3,466 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,395,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 2,227 |
| Cash dividends | $313,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,364,180 | 3,346 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,144,000 | 3,441 |
| Total interest expense | $4,186,000 | 3,908 |
| Net interest income | $5,958,000 | 3,066 |
| Provision for loan and lease losses | $3,795,000 | 708 |
| Total noninterest income | $1,692,000 | 2,173 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $138,000 | 7,445 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,554,000 | 1,480 |
| Total noninterest expense | $5,864,000 | 2,474 |
| Salaries and employee benefits | $1,680,000 | 3,815 |
| Premises and equipment expense | $689,000 | 2,962 |
| Additional noninterest expense | $3,495,000 | 1,755 |
| Pre-tax net operating income | $-2,009,000 | 13,635 |
| Securities gains (losses) | $528,000 | 1,041 |
| Applicable income taxes | $-716,000 | 13,795 |
| Income before extraordinary items | $-765,000 | 13,486 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-765,000 | 13,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,822,000 | 763 |
| Cash dividends | $319,000 | 3,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,102,920 | 13,502 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.