Home > Sky Bank-Mid AM Region > Net charge- offs to loans
Sky Bank-Mid AM Region, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1917% | 3,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3758% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7651% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0667% | 968 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2313% | 80 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1530% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2013% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2817% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0602% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6616% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7411% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3848% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5063% | 1,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5370% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2226% | 13 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8626% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4223% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7940% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8556% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1311% | 1,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3523% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1224% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 0.2812% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1811% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0653% | 1,318 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0820% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0630% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0938% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4442% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6431% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4176% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4232% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3698% | 2,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0825% | 475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3717% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0149% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6338% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9890% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2821% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7570% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3742% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0244% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6369% | 1,441 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0779% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0379% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1264% | 159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6192% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9565% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2733% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2734% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 589 |
| Percentage Net Loans Charged-off:Construction & development | -0.0167% | 1,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9844% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0497% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0259% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0563% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7493% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2760% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0939% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3395% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8909% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0468% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1360% | 1,387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0587% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5479% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3444% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5012% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0814% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2566% | 6,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0710% | 599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3659% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1928% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3043% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2262% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2373% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |