Sky Bank, Net Charge- offs 1- 4 Family Residential
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $8,199,000 | 33 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,591,000 | 42 |
| Loans secured by 1-4 family junior liens - net charge-offs | $3,218,000 | 23 |
| Home equity lines of credit - net charge-offs | $3,390,000 | 28 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $4,688,000 | 28 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,104,000 | 35 |
| Loans secured by 1-4 family junior liens - net charge-offs | $2,013,000 | 16 |
| Home equity lines of credit - net charge-offs | $1,571,000 | 31 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $8,987,000 | 31 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,627,000 | 36 |
| Loans secured by 1-4 family junior liens - net charge-offs | $2,111,000 | 25 |
| Home equity lines of credit - net charge-offs | $4,249,000 | 27 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $5,652,000 | 38 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,462,000 | 43 |
| Loans secured by 1-4 family junior liens - net charge-offs | $1,133,000 | 30 |
| Home equity lines of credit - net charge-offs | $3,057,000 | 29 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,895,000 | 40 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,128,000 | 39 |
| Loans secured by 1-4 family junior liens - net charge-offs | $747,000 | 28 |
| Home equity lines of credit - net charge-offs | $2,020,000 | 29 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,218,000 | 37 |
| Loans secured by 1-4 family senior liens - net charge-offs | $570,000 | 36 |
| Loans secured by 1-4 family junior liens - net charge-offs | $455,000 | 24 |
| Home equity lines of credit - net charge-offs | $1,193,000 | 28 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $11,721,000 | 27 |
| Loans secured by 1-4 family senior liens - net charge-offs | $3,740,000 | 33 |
| Loans secured by 1-4 family junior liens - net charge-offs | $4,025,000 | 12 |
| Home equity lines of credit - net charge-offs | $3,956,000 | 25 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $9,396,000 | 25 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,888,000 | 30 |
| Loans secured by 1-4 family junior liens - net charge-offs | $3,583,000 | 12 |
| Home equity lines of credit - net charge-offs | $2,925,000 | 23 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $7,243,000 | 20 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,246,000 | 25 |
| Loans secured by 1-4 family junior liens - net charge-offs | $3,027,000 | 11 |
| Home equity lines of credit - net charge-offs | $1,970,000 | 23 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $6,523,000 | 15 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,899,000 | 21 |
| Loans secured by 1-4 family junior liens - net charge-offs | $3,067,000 | 6 |
| Home equity lines of credit - net charge-offs | $1,557,000 | 18 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $4,690,000 | 46 |
| Loans secured by 1-4 family senior liens - net charge-offs | $819,000 | 92 |
| Loans secured by 1-4 family junior liens - net charge-offs | $1,728,000 | 29 |
| Home equity lines of credit - net charge-offs | $2,143,000 | 30 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,651,000 | 49 |
| Loans secured by 1-4 family senior liens - net charge-offs | $689,000 | 93 |
| Loans secured by 1-4 family junior liens - net charge-offs | $1,433,000 | 28 |
| Home equity lines of credit - net charge-offs | $1,529,000 | 34 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,358,000 | 51 |
| Loans secured by 1-4 family senior liens - net charge-offs | $355,000 | 113 |
| Loans secured by 1-4 family junior liens - net charge-offs | $709,000 | 42 |
| Home equity lines of credit - net charge-offs | $1,294,000 | 31 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,103,000 | 52 |
| Loans secured by 1-4 family senior liens - net charge-offs | $320,000 | 76 |
| Loans secured by 1-4 family junior liens - net charge-offs | $265,000 | 51 |
| Home equity lines of credit - net charge-offs | $518,000 | 33 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $4,248,000 | 58 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,095,000 | 71 |
| Loans secured by 1-4 family junior liens - net charge-offs | $2,270,000 | 25 |
| Home equity lines of credit - net charge-offs | $883,000 | 54 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,772,000 | 60 |
| Loans secured by 1-4 family senior liens - net charge-offs | $773,000 | 72 |
| Loans secured by 1-4 family junior liens - net charge-offs | $1,386,000 | 35 |
| Home equity lines of credit - net charge-offs | $613,000 | 52 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,009,000 | 57 |
| Loans secured by 1-4 family senior liens - net charge-offs | $782,000 | 57 |
| Loans secured by 1-4 family junior liens - net charge-offs | $856,000 | 39 |
| Home equity lines of credit - net charge-offs | $371,000 | 59 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $942,000 | 57 |
| Loans secured by 1-4 family senior liens - net charge-offs | $356,000 | 57 |
| Loans secured by 1-4 family junior liens - net charge-offs | $383,000 | 41 |
| Home equity lines of credit - net charge-offs | $203,000 | 55 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,757,000 | 101 |
| Loans secured by 1-4 family senior liens - net charge-offs | $692,000 | 95 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-21,000 | 8,314 |
| Home equity lines of credit - net charge-offs | $1,086,000 | 42 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,299,000 | 114 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $18,000 | 361 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $44,000 | 1,051 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 550 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $730,000 | 167 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $438,000 | 229 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 616 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,512 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 633 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 691 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 692 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 3,123 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 4,427 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 837 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.