| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3374% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2531% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0099% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0942% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2241% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4473% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5551% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3934% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3165% | 1,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4670% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4252% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3636% | 7,329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3530% | 867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2993% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0177% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1309% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0286% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5093% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5071% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5104% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2277% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6808% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9502% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4368% | 7,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3353% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2432% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0571% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2599% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2183% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2987% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3964% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2446% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3970% | 1,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1085% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1903% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0132% | 1,552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3114% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1918% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0580% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1809% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1501% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2660% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3979% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1913% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4725% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9704% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7318% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0550% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2917% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1856% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 0.1021% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1597% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0616% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2737% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3856% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2085% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4719% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7132% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | 14.2470% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0925% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2882% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2073% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 0.1893% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1334% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1181% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3094% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4445% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2285% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3315% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9736% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | 25.7805% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2382% | 666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5693% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2677% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0572% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2445% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0342% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4104% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3483% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4514% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9562% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2644% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | -13.6946% | 2,194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0390% | 7,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5639% | 633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2563% | 462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0656% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1794% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0483% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4400% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3407% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5067% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1154% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7719% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | -20.7021% | 2,183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0413% | 7,135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7010% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3018% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0728% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2257% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5093% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3445% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6200% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5965% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6989% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | -33.9623% | 2,174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0385% | 7,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1915% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5223% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0750% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3672% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9218% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5492% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1707% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9254% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1799% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | -28.1690% | 2,160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0144% | 7,070 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3697% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 1,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0662% | 1,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0433% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1964% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2297% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1750% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6025% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8694% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | -3.5915% | 2,600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0315% | 1,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3649% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1065% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0485% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0414% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2141% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2308% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2036% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5481% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9141% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0671% | 2,577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0493% | 1,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3859% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1174% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 7,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0654% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0632% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2222% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3137% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1641% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5682% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9725% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0519% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0650% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2993% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0955% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 7,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0373% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2108% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2611% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1801% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3163% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7954% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0345% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1430% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4002% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1644% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0073% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1688% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0129% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2298% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1375% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2789% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3464% | 3,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0422% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6926% | 1,295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1811% | 1,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3917% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1836% | 999 |
| Percentage Net Loans Charged-off:Construction & development | -0.0213% | 7,980 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2336% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0246% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2060% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1338% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2433% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3408% | 2,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8032% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2874% | 2,703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1853% | 1,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3666% | 1,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1262% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0871% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2276% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1272% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2771% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3627% | 2,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7952% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5784% | 2,693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1444% | 1,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3883% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1466% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1307% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2226% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1466% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2596% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2378% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1024% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5113% | 2,644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1423% | 813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4527% | 1,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1551% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.1334% | 573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2311% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1095% | 1,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2357% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 2,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4486% | 2,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8278% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6014% | 2,901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6173% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3882% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 2,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0769% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0053% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5639% | 2,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6736% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3403% | 2,027 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0019% | 1,875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1295% | 4,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3882% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6160% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0684% | 1,289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2026% | 3,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1136% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2304% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2704% | 111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3638% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5294% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1930% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0346% | 1,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3645% | 2,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0747% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1576% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1936% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4039% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3764% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9048% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4722% | 12 |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1756% | 4,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5228% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5091% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0770% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 117.4876% | 2 |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1164% | 5,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2294% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5995% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3708% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 44.7443% | 2 |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2144% | 3,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3315% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1254% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9979% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 126.9147% | 1 |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2442% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0541% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5895% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2618% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 35.7143% | 4 |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2367% | 4,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.2557% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3717% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8784% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2758% | 690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2597% | 6,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2645% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1715% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9113% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
