Home > Sky Bank > Loan Charge- Offs and Recoveries

Sky Bank, Loan Charge- Offs and Recoveries

2000-12-31 (YTD Data)Rank
Total charge-offs$14,798,000175
Loans secured by real estate, total$341,000471
To non-U.S. addressees$010
Real estate loans in domestic offices$341,000471
Construction and land development$0585
Secured by farmland$0333
Total charge-offs secured by 1-4 family residential properties$341,000285
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,312
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$016
Loans to finance agricultural production and other loans to farmers$0197
Commercial and industrial loans$3,642,000165
Loans to individuals$10,815,000133
Credit card loan charge offs$141,000400
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$10,674,00076
Loans to foreign governments and official institutions$013
Other loans$0240
Lease financing receivables$0262
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$3,659,000165
Loans secured by real estate, total$59,000728
To non-U.S. addressees$09
Real estate loans in domestic offices$59,000727
Construction and land development$0380
Secured by farmland$0361
Secured by 1-4 family residential properties - total recoveries$59,000417
Secured by multifamily residential properties$0214
Secured by nonfarm nonresidential properties$01,178
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$019
Loans to finance agricultural production and other loans to farmers$0192
Commercial and industrial loans$1,170,000128
Loans to individuals$2,430,000134
Credit card loan recoveries$58,000291
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,372,00086
Loans to foreign governments and official institutions$013
Other loans$0222
Lease financing receivables$0249
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$11,139,000181
Loans secured by real estate, total$282,000449
To non-U.S. addressees$09
Real estate loans in domestic offices$282,000449
Construction and land development$0551
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$282,000271
Secured by multifamily residential properties$0179
Secured by nonfarm nonresidential properties$01,145
Real estate loans in foreign officesNANA
Loans to depository institutions$015
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0148
Commercial and industrial loans$2,472,000186
To non-U.S. addressees$035
Loans to individuals$8,385,000128
Credit card loan net charge offs$83,000454
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$8,302,00061
Loans to foreign governments and official institutions$010
Other loans$0211
Lease financing receivables$0240
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1999-12-31 (YTD Data)Rank
Total charge-offs$9,911,000220
Loans secured by real estate, total$357,000495
To non-U.S. addressees$08
Real estate loans in domestic offices$357,000493
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$307,000346
Secured by multifamily residential properties$50,000138
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$603,000556
Loans to individuals$8,951,000154
Credit card loan charge offs$367,000300
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$8,584,00085
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,061,000244
Loans secured by real estate, total$224,000321
To non-U.S. addressees$09
Real estate loans in domestic offices$224,000321
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$51,000517
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$173,000212
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$249,000410
Loans to individuals$1,588,000179
Credit card loan recoveries$107,000245
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,481,000120
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$7,850,000219
Loans secured by real estate, total$133,000788
To non-U.S. addressees$07
Real estate loans in domestic offices$133,000787
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$256,000333
Secured by multifamily residential properties$50,000115
Secured by nonfarm nonresidential properties$-173,00010,097
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$354,000735
To non-U.S. addressees$035
Loans to individuals$7,363,000150
Credit card loan net charge offs$260,000312
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$7,103,00080
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$3,829,000403
Loans secured by real estate, total$217,000753
To non-U.S. addressees$013
Real estate loans in domestic offices$217,000751
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$164,000579
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$53,000683
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$445,000710
Loans to individuals$3,167,000276
Credit card loan charge offs$224,000415
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,943,000178
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,032,000394
Loans secured by real estate, total$47,0001,011
To non-U.S. addressees$010
Real estate loans in domestic offices$47,0001,011
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$44,000569
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$3,0001,167
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$282,000353
Loans to individuals$703,000293
Credit card loan recoveries$79,000301
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$624,000228
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,797,000392
Loans secured by real estate, total$170,000695
To non-U.S. addressees$012
Real estate loans in domestic offices$170,000692
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$120,000598
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$50,000536
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$163,0001,328
To non-U.S. addressees$036
Loans to individuals$2,464,000270
Credit card loan net charge offs$145,000458
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,319,000165
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$1,925,000634
Loans secured by real estate, total$172,0001,032
To non-U.S. addressees$011
Real estate loans in domestic offices$172,0001,032
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$170,000630
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$2,0001,641
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$739,000426
Loans to individuals$1,014,000553
Credit card loan charge offs$235,000454
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$779,000484
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,135,000380
Loans secured by real estate, total$133,000590
To non-U.S. addressees$012
Real estate loans in domestic offices$133,000590
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$114,000324
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$19,000822
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$648,000202
Loans to individuals$354,000416
Credit card loan recoveries$41,000402
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$313,000342
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$790,000923
Loans secured by real estate, total$39,0001,842
To non-U.S. addressees$010
Real estate loans in domestic offices$39,0001,841
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$56,0001,091
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-17,00010,431
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$91,0001,882
To non-U.S. addressees$021
Loans to individuals$660,000603
Credit card loan net charge offs$194,000455
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$466,000558
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$2,346,000645
Loans secured by real estate, total$668,000519
To non-U.S. addressees$010
Real estate loans in domestic offices$668,000519
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$172,000698
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$496,000299
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$584,000559
Loans to individuals$1,094,000571
Credit card loan charge offs$211,000517
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$883,000479
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,230,000430
Loans secured by real estate, total$70,0001,036
To non-U.S. addressees$08
Real estate loans in domestic offices$70,0001,036
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$52,000637
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$18,000989
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$827,000207
Loans to individuals$333,000505
Credit card loan recoveries$36,000474
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$297,000433
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,116,000838
Loans secured by real estate, total$598,000427
To non-U.S. addressees$07
Real estate loans in domestic offices$598,000426
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$120,000733
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$478,000216
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$-243,00011,324
To non-U.S. addressees$022
Loans to individuals$761,000578
Credit card loan net charge offs$175,000522
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$586,000490
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$2,709,000587
Loans secured by real estate, total$549,000680
To non-U.S. addressees$015
Real estate loans in domestic offices$549,000679
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$194,000672
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$355,000470
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$1,324,000280
Loans to individuals$836,000611
Credit card loan charge offs$150,000603
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$686,000508
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,206,000439
Loans secured by real estate, total$214,000532
To non-U.S. addressees$013
Real estate loans in domestic offices$214,000532
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$47,000697
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$167,000369
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$706,000257
Loans to individuals$286,000550
Credit card loan recoveries$41,000481
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$245,000487
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,503,000685
Loans secured by real estate, total$335,000730
To non-U.S. addressees$012
Real estate loans in domestic offices$335,000729
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$147,000686
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$188,000538
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$618,000356
To non-U.S. addressees$022
Loans to individuals$550,000616
Credit card loan net charge offs$109,000627
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$441,000502
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$2,722,000613
Loans secured by real estate, total$338,0001,013
To non-U.S. addressees$013
Real estate loans in domestic offices$338,0001,013
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$303,000568
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$35,0001,566
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$1,564,000288
Loans to individuals$820,000557
Credit card loan charge offs$39,0001,041
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$781,000402
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,170,000502
Loans secured by real estate, total$101,000982
To non-U.S. addressees$012
Real estate loans in domestic offices$101,000982
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$74,000543
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$27,0001,061
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$814,000288
Loans to individuals$255,000595
Credit card loan recoveries$16,000762
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$239,000503
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,552,000670
Loans secured by real estate, total$237,0001,026
To non-U.S. addressees$09
Real estate loans in domestic offices$237,0001,026
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$229,000571
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$8,0001,859
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$750,000330
To non-U.S. addressees$026
Loans to individuals$565,000529
Credit card loan net charge offs$23,0001,213
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$542,000338
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$2,189,000843
Loans secured by real estate, total$184,0001,782
To non-U.S. addressees$019
Real estate loans in domestic offices$184,0001,781
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$6,0004,636
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$178,000986
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$1,587,000399
Loans to individuals$418,000900
Credit card loan charge offs$32,0001,256
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$386,000732
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$689,000721
Loans secured by real estate, total$49,0001,621
To non-U.S. addressees$016
Real estate loans in domestic offices$49,0001,621
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$16,0001,666
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$33,0001,024
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$471,000419
Loans to individuals$169,000802
Credit card loan recoveries$3,0001,624
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$166,000691
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,500,000870
Loans secured by real estate, total$135,0001,796
To non-U.S. addressees$018
Real estate loans in domestic offices$135,0001,794
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$-10,00012,599
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$145,000963
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$1,116,000383
To non-U.S. addressees$036
Loans to individuals$249,000962
Credit card loan net charge offs$29,0001,168
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$220,000759
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$2,252,0001,026
Loans secured by real estate, total$574,0001,188
To non-U.S. addressees$017
Real estate loans in domestic offices$574,0001,188
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$88,0001,768
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$486,000749
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$935,000828
Loans to individuals$743,000770
Credit card loan charge offs$44,0001,214
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$699,000610
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$838,000634
Loans secured by real estate, total$36,0001,949
To non-U.S. addressees$07
Real estate loans in domestic offices$36,0001,948
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$20,0001,492
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$16,0001,257
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$709,000310
Loans to individuals$93,0001,337
Credit card loan recoveries$6,0001,271
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$87,0001,252
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,414,0001,251
Loans secured by real estate, total$538,0001,117
To non-U.S. addressees$017
Real estate loans in domestic offices$538,0001,117
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$68,0001,780
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$470,000703
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$226,0002,059
To non-U.S. addressees$050
Loans to individuals$650,000691
Credit card loan net charge offs$38,0001,190
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$612,000505
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.